NoVEMBER 2-17, HealthFlex Annual Election. a general agency of The United Methodist Church

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1 NoVEMBER 2-17, HealthFlex Annual Election a general agency of The United Methodist Church

2 2017 Annual Election Starts Wednesday, November 2 12:01 a.m. Eastern time Ends Thursday, November 17 11:59 p.m. Eastern time wespath.org Log in to HealthFlex/WebMD. Select HealthFlex Plan Benefits or Annual Election to reach: Annual Election portal Decision support tools including Coverage Advisor Brochures, FAQs, summaries of benefits and coverage, and other information

3 HealthFlex Annual Election Guide Annual Election is your once-a-year* opportunity to: Select your 2017 HealthFlex plan for medical/behavioral health/pharmacy benefits. If you don t select a plan, your coverage will default to the plan you have currently (if still offered) or to your plan sponsor s default plan choice. Set aside pre-tax money into flexible spending accounts (FSAs) to save for dependent care and/or health care expenses in (See page 3 and information online for details.) If you don t make this election during Annual Election, current FSA elections will not continue in Change which dependents you cover. Contact your benefits office for a HealthFlex Enrollment/Change Form if you want to add/remove a spouse or child from your coverage. [Note: Fill out your forms early. Completed forms must be received by Wespath Benefits and Investments (Wespath) before November 17.] * After Annual Election, you can make certain plan changes or change FSA elections only if you experience a qualifying change of status event, such as marriage, divorce, death of a spouse, birth/adoption of a child, or loss of spouse s health coverage. wespath.org log in to HealthFlex/WebMD 1

4 HealthFlex annual election 2017 New for 2017 Starts January 1 Obtain maintenance medications through Walgreens or Home Delivery. For your convenience, you may fill 90-day maintenance prescriptions at a local Walgreens pharmacy or through the OptumRx Home Delivery (mailorder) service. Behavioral health benefits change. Behavioral health benefits will have the same in-network and out-of-network co-payments and/or deductible and co-insurance as your medical plan benefits. However, behavioral health outpatient office visits with an out-of-network provider will be covered at in-network levels up to a reasonable and customary amount. (See benefits booklets for details.) OptumRx formulary changes. Certain medications with no clear clinical advantage will no longer be covered if a comparable alternative is available, as part of the HealthFlex and OptumRx commitment to keeping costs lower. OptumRx will contact impacted participants directly about medications no longer covered. New MDLIVE* Telemedicine Services Talk with a consulting physician 24/7, either through videoconferencing or by phone, when you can t get to your own provider but need a professional medical opinion and treatment or prescription quickly. Great for non-emergent acute conditions like cold/flu, skin concerns, sore throats and more. * MDLive telemedicine and nurseline services do not replace the expertise of your personal physician or other primary care provider (PCP). Consult your PCP for more comprehensive diagnostics and guidance. Nurseline* through your medical carrier. When you aren t sure if you need to contact a physician, you can call the nurseline number on your medical ID card 24/7 with questions about symptoms, an injury or general health questions. Virgin Pulse rewards changes. Watch for upcoming communications on Virgin Pulse s streamlined approach to earning incentives. 2

5 HealthFlex annual election 2017 Save Money with Pre-Tax Reimbursement Accounts Annual Election is your only opportunity* to select optional pre-tax savings for 2017 through flexible spending accounts (FSAs). Flexible spending accounts (FSAs) Medical reimbursement account (MRA, also called health care FSA) Participants can set aside pre-tax savings for eligible health care expenses. Unused balance at yearend: up to $500 carryover. Dependent care account (DCA, also called dependent care FSA) Participants can set aside pre-tax savings for eligible dependent children up to age 12, and for adults incapable of self-care. Unused balance at year-end: no carryover. Health reimbursement account (HRA) Provided with all consumer-driven health plans (CDHPs C2000 and C3000). Unused balance at year-end: no limit on accumulated carryover while employed in The United Methodist Church. Participants cannot add personal funding to an HRA; this is funded by the plan/plan sponsor only for eligible health care expenses. If you want to make FSA contributions in 2017, make that election during this Annual Election period. Learn more with helpful documents on the HealthFlex/ WebMD website (see Details and FAQs and HealthFlex Plan Benefits > Reference Center). Browse through: Understanding FSAs, Understanding HRAs, CDHP brochure, and Debit Card FAQs. * After Annual Election, you can make FSA elections only if you experience a qualifying change of status event, such as marriage, divorce, death of a spouse, birth/adoption of a child, or loss of spouse s health coverage. wespath.org log in to HealthFlex/WebMD 3

6 HEAlTHFlEx ANNuAl ElECTIoN 2017 Annual Election Resources Tap into these resources to help you through the Annual Election process. Online Resources HealthFlex/WebMD website Coverage Advisor (right column) Estimate out-of-pocket costs for next year s medical services and prescription drug expenses for each HealthFlex plan and then use this estimate to decide how much you may want to contribute to a health care FSA. Consumer Tools to Guide your Health Care Choices (right column) use these resources to estimate costs for prescriptions and other treatments, and to compare cost and quality between hospitals. Annual Election portal (right column) Make your HealthFlex elections for 2017 online through this user-friendly portal. Details and FAQs (center column) Review plan comparisons and learn more about FSAs, HRAs, wellness incentives and other HealthFlex features. HealthFlex Plan Benefits (right column) Browse the Reference Center for detailed plan information, including the HealthFlex Benefit Booklet; benefits summaries for medical, pharmacy, dental (if applicable) and vision; and more. 4

7 HealthFlex annual election 2017 Phone Support WebMD Customer Support For help logging in to HealthFlex/ WebMD website Wespath Health Team For questions about HealthFlex benefits Your Benefits/Human Resources Office For questions about plan costs, to add/drop dependents from HealthFlex coverage OptumRx For estimating the cost of your medications in 2017 wespath.org log in to HealthFlex/WebMD 4935/

8 Caring For Those Who Serve 1901 Chestnut Ave. Glenview, IL wespath.org 2017 HealthFlex Annual Election Is Here! November 2 17, 2016 Your opportunity to: Choose your HealthFlex plan for 2017 Set aside pre-tax money into FSAs (see page 3) Caring for You Under a New Name General Board of Pension and Health Benefits was renamed Wespath Benefits and Investments in July 2016.