MEASURING FINANCIAL INCLUSION: THE GLOBAL FINDEX. Asli Demirguc-Kunt & Leora Klapper
|
|
- Julian Melvyn Bennett
- 5 years ago
- Views:
Transcription
1 MEASURING FINANCIAL INCLUSION: THE Asli Demirguc-Kunt & Leora Klapper
2 OVERVIEW What is the Global Findex? The first individual-level database on financial inclusion that is comparable across countries and time Based on more than 150,000 interviews with adults ages 15+, representing more than 97 percent of the world s adult population What does it measure? The way in which adults in 148 economies save, borrow, make payments, and manage risk Includes 41 indicators, disaggregated by gender, age, education level, income, and residence (urban or rural)
3 OVERVIEW Why is the Global Findex valuable? Provides a tool to benchmark levels of financial inclusion, measure the impact of public policies, and identify potential clients and the demand for new products Uses a consistent methodology across time and countries Long-term project: the first round of data was released in April 2011, with updates in 2014 and 2017 Who are our partners? The survey was carried out by Gallup, as part of its annual World Poll The project is funded by the Bill and Melinda Gates Foundation
4 METHODOLOGY Questionnaire development 41 questions on savings, credit, payments, and insurance Developed by Global Findex team with input from a Technical Advisory Board, made up of researchers, policymakers, practitioners Piloted questions in 22 countries Representative samples Focus groups Cognitive interviews Field testing Lessons learned Add uses for accounts to prompt (payroll account ownership issue) Refined definitions included in questions (debit vs. credit card) Can t differentiate between types of institutions, people don t know No questions about savings in the home Distance to nearest bank too subjective
5 METHODOLOGY Added questions to the 2011 Gallup World Poll Gallup has surveyed about 145 economies annually since 2005 Survey carried out in 148 economies over the 2011 calendar year Including Afghanistan, D.R. Congo, Iraq, Haiti, Somaliland Represents 97% of world adult population (ages 15+) Survey translated into 141 languages At least 1,000 individuals per economy (more in China, India, Russia) Average response rate was 65%
6 METHODOLOGY Face-to-face vs. phone interviews Face-to-face interviews in countries where telephone coverage represents less than 80% of population (126 out of 148 countries) Telephone interviews in 22 countries, using Random Digit Dialing Multi-stage stratified sampling Stratification by municipality population, geography, or both Stratification varies by region but in SSA & LAC is done using consistent, population-based categories: ostrata 1: cities with population >1 million ostrata 2: cities 500K-999K ostrata 3: cities 100K-499K ostrata 4: cities 50K-99K ostrata 5: towns 10K-49K ostrata 6: towns/rural villages <10K
7 METHODOLOGY First stage: identification and selection of PSUs (Primary Sampling Units) proportional to population Second stage: random route procedures used to select sample households. Unless outright refusal occurs, interviewers make up to three attempts to survey sampled household at different times of day, on different days If interview cannot be obtained, substitution method used. Third stage: respondents randomly selected within households using Kish grid
8 METHODOLOGY How best to incorporate the Global Findex questionnaire into national surveys? Use as a baseline Global Findex team happy to provide feedback from the field on specific country cases Recommendations for modifications? More detail on country-, or region-specific trends: bank agents in LAC, mobile money in Haiti/India/SSA, informal savings groups in SSA, remittances in EAP Ability to gather information on specific institutions (not within scope of international survey, too much variation) Add financial literacy component?
9 ACCOUNTS AND PAYMENTS Over 2.5 billion adults do not have a formal account 41% of adults in developing economies are banked compared to 89% of adults in highincome economies 37% of women in developing economies are banked compared to 46% of men 23% of adults living below $2 per day have a formal account
10 ACCOUNTS AND PAYMENTS Women, youth, the poor, and rural residents are the least likely to have a formal account Adults in the poorest income quintile in developing economies are half as likely to be banked as adults in the richest quintile A 6-9 percentage points gender gap persists across income groups in developing economies
11 ACCOUNTS AND PAYMENTS 66 percent of unbanked report not enough money 31 percent of unbanked in Sub-Saharan Africa choose Too far away 31 percent of unbanked in Europe and Central Asia choose [I] don t trust banks 40 percent of unbanked in Latin America and the Caribbean choose They are too expensive
12 ACCOUNTS AND PAYMENTS 38% of account holders in SSA use their account to receive money from family living elsewhere 61% of account holders in ECA use their account to receive wages compared to 34% of all account holders in developing economies and 56% of account holders in high-income economies 26% of account holders in LAC use their account to receive payments from the government compared to 15% of all account holders in developing economies and 47% of account holders in high-income economies
13 ACCOUNTS AND PAYMENTS 16% of adults in SSA use a mobile phone to pay bills, send or receive money in the past year 68% of adults in Kenya use mobile money technology, driven by the early success of M-PESA 52% of adults in SSA who use mobile technology to transfer money are otherwise unbanked 5% of adults in all developing economies use mobile money technology
14 SAVING 31% of adults in developing economies saved in the past year 56% of savers in developing economies saved using a formal financial institution 48% of savers in in Sub-Saharan Africa saved using a community-based method 40% of account holders in developing economies saved formally in the past year
15 CREDIT AND RISK MANAGEMENT 7% of adults in developing economies have a credit card compared to 50% of adults in high-income economies 3% of adults in developing economies report having a mortgage outstanding compared to 24% of adults in high-income economies 17% of adults personally purchased health insurance; 6% of adults working in farming, forestry, or fishing have crop, rainfall, or livestock insurance in the past year
16 CREDIT AND RISK MANAGEMENT What to look for in ) Success of G2P reforms? 2) Mobile money taking off anywhere other than East Africa? 3) Closing the gender gap? 4) Movement in self-reported barriers to access?
17 WEBSITE There is much more information on the Global Findex website: Report and Notes (in Spanish, French, & Russian) The complete questionnaire (in 15 languages) The complete country-level database Analytical tools to make customized maps and graphs
18 DATA TOOLS How can one use the Global Findex database to better understand how people in a given country or region save, borrow, make payments or manage risk? For example: let s say that a financial institution wants to know if there is unmet demand for savings products directed at women and rural residents. How could we use the Global Findex to answer this question?
19 DATA TOOLS There are four obvious questions here: Question 1: What percentage of the general adult population saves? Question 2: Do women and rural residents save more or less than the general population? Question 3: What percentage of the general adult population saves formally? Question 4: Do women and rural residents save formally more or less than the general population? We can use the Global Findex database and the example of El Salvador to investigate
20 DATA TOOLS On the main page of the Data Portal, the user can select a country to analyze in more depth
21 DATA TOOLS The main indicators and basic graphs for El Salvador 14% account penetration, 4% have a formal loan
22 DATA TOOLS We need more detailed information, so we access the main database.
23 DATA TOOLS Select from 41 indicators disaggregated by gender, age, education, income, residence
24 DATA TOOLS The results! The user can download data, make a chart or map, or modify their search
25 DATA TOOLS What did we learn? Question 1: What percentage of the general adult population saves? 26% Question 2: Do women and rural residents save more or less than the general population? About the same, 24%, 25%, respectively Question 3: What percentage of the general adult population saves formally? 50% Question 4: Do women and rural residents save formally more or less than the general population? 36%, 40% Although women and rural residents are equally likely to save as the general population, they are far less likely to do so formally. Is there unmet demand for formal savings product among these groups?
26 DATA RELEASE In November, it will be possible to download and analyze the raw, microdata users will be able to cut the data in millions of different ways and answer very specific questions.
27 FINANCIAL INCLUSION How else can the Global Findex support financial inclusion? The Global Findex questionnaire can be used as a base to develop financial inclusion survey modules on a national level The Global Findex team is working with several governments (India, Peru, etc) to incorporate a financial inclusion module in national surveys The Global Findex questionnaire is available online in 15 languages, and is available upon request in 141 languages
28 DATA RELEASE Global Findex Suite of Products Financial Inclusion Data Portal World Bank eatlas of Financial Inclusion The Little Data Book on Financial Inclusion 2012 Global Financial Inclusion Microdata Databank (October 2012) Reference citation for the Global Findex: Asli Demirguc-Kunt and Leora Klapper, 2012, Measuring Financial Inclusion: The Global Findex Database, World Bank Policy Research Paper
MEASURING FINANCIAL INCLUSION: THE GLOBAL FINDEX. Asli Demirguc-Kunt & Leora Klapper
MEASURING FINANCIAL INCLUSION: THE GLOBAL FINDEX APEC conference "Improving Efficiency of the National Strategies for Financial Literacy" Asli Demirguc-Kunt & Leora Klapper OVERVIEW Goal to collect comparable
More informationWOMEN AND FINANCIAL INCLUSION: Results from the Global Findex Asli Demirguc-Kunt, Leora Klapper, & Dorothe Singer
WOMEN AND FINANCIAL INCLUSION: Results from the Global Findex Asli Demirguc-Kunt, Leora Klapper, & Dorothe Singer OVERVIEW Goal to collect comparable cross-country data on financial inclusion by surveying
More informationFINANCIAL INCLUSION IN AFRICA: THE ROLE OF INFORMALITY Leora Klapper and Dorothe Singer
FINANCIAL INCLUSION IN AFRICA: THE ROLE OF INFORMALITY Leora Klapper and Dorothe Singer OVERVIEW Global Findex: Goal to collect comparable cross-country data on financial inclusion by surveying individuals
More informationMeasuring Financial Inclusion:
Measuring Financial Inclusion: The Global Findex Data Leora Klapper Finance and Private Sector Development Team Development Research Group World Bank GLOBAL FINDEX Financial Inclusion data In depth data
More informationIndonesia - Global Financial Inclusion (Global Findex) Database 2011
Microdata Library Indonesia - Global Financial Inclusion (Global Findex) Database 2011 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: April 15,
More informationLao PDR - Global Financial Inclusion (Global Findex) Database 2011
Microdata Library Lao PDR - Global Financial Inclusion (Global Findex) Database 2011 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: April 15,
More informationSaudi Arabia - Global Financial Inclusion (Global Findex) Database 2011
Microdata Library Saudi Arabia - Global Financial Inclusion (Global Findex) Database 2011 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: April
More informationCongo, Dem. Rep. - Global Financial Inclusion (Global Findex) Database 2017
Microdata Library Congo, Dem. Rep. - Global Financial Inclusion (Global Findex) Database 2017 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: October
More informationLatvia - Global Financial Inclusion (Global Findex) Database 2014
Microdata Library Latvia - Global Financial Inclusion (Global Findex) Database 2014 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: October 29,
More informationThe Global Findex Database. Adults with an account at a formal financial institution (%) OTHER BRICS ECONOMIES REST OF DEVELOPING WORLD
08 NOTE NUMBER FINDEX NOTES Asli Demirguc-Kunt Leora Klapper Douglas Randall WWW.WORLDBANK.ORG/GLOBALFINDEX FEBRUARY 2013 The Global Findex Database Financial Inclusion in India In India 35 percent of
More informationMongolia - Global Financial Inclusion (Global Findex) Database 2014
Microdata Library Mongolia - Global Financial Inclusion (Global Findex) Database 2014 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: October 29,
More informationUnited Kingdom - Global Financial Inclusion (Global Findex) Database 2014
Microdata Library United Kingdom - Global Financial Inclusion (Global Findex) Database 2014 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: October
More informationMeasuring Financial Inclusion: The Global Findex Dataset
Measuring Financial Inclusion: The Global Findex Dataset Leora Klapper Lead Economist Development Research Group World Bank 1 Why collect Global Findex data? Sources of Financial Inclusion Data In depth
More informationMorocco - Global Financial Inclusion (Global Findex) Database 2017
Microdata Library Morocco - Global Financial Inclusion (Global Findex) Database 2017 Development Research Group, Finance and Private Sector Development Unit - World Bank Report generated on: October 31,
More informationThe Global Findex Database
The Global Findex Database Measuring Financial Inclusion and the Fintech Revolution 2017 Asli Demirgüç-Kunt Leora Klapper Dorothe Singer Saniya Ansar Jake Hess Financial Inclusion in Bangladesh Account
More informationSESSION 2: POLICIES AND REGULATION FOR FINANCIAL INCLUSION
UNITED NATIONS CONFERENCE ON TRADE AND DEVELOPMENTENT Expert Meeting on THE IMPACT OF ACCESS TO FINANCIAL SERVICES, INCLUDING BY HIGHLIGHTING THE IMPACT ON REMITTANCES ON DEVELOPMENT: ECONOMIC EMPOWERMENT
More informationThe Role of Financial Inclusion and Financial Literacy for Development Leora Klapper
The Role of Financial Inclusion and Financial Literacy for Development Leora Klapper Lead Economist Development Economics Research Group The World Bank The World Bank s Global Findex Database In 2014,
More information5 SAVING, CREDIT, AND FINANCIAL RESILIENCE
5 SAVING, CREDIT, AND FINANCIAL RESILIENCE People save for future expenses a large purchase, investments in education or a business, their needs in old age or in possible emergencies. Or, facing more immediate
More informationGender & the Global Findex: Collecting Demand-Side Data on Women s Financial Inclusion
Gender & the Global Findex: Collecting Demand-Side Data on Women s Financial Inclusion Leora Klapper Finance and Private Sector Development Team Development Research Group World Bank In depth data but
More informationFinancial Inclusion in ASEAN Presentation for the ASEAN Working Group on Financial Inclusion Kuala Lumpur, Malaysia, January 21, 2016
Financial Inclusion in ASEAN Presentation for the ASEAN Working Group on Financial Inclusion Kuala Lumpur, Malaysia, January 21, 2016 Jose De Luna Martinez World Bank Group Contents I. Financial inclusion
More informationHow Can Financial Inclusion Help Women and the Poor?
How Can Financial Inclusion Help Women and the Poor? Leora Klapper Finance and Private Sector Development Team Development Research Group World Bank How Can Financial Inclusion Raise Income? Financial
More information2 THE UNBANKED. MAP 2.1 Globally, 1.7 billion adults lack an account Adults without an account, 2017
2 THE UNBANKED Globally, about 1.7 billion adults remain unbanked without an account at a financial institution or through a mobile money provider. In 2014 that number was 2 billion. Because account ownership
More information1 ACCOUNT OWNERSHIP. MAP 1.1 Account ownership varies widely around the world Adults with an account (%), Source: Global Findex database.
1 ACCOUNT OWNERSHIP Globally, 69 percent of adults have an account. That gives them an important financial tool. Accounts provide a safe way to store money and build savings for the future. They also make
More informationThe role of demand-side data measuring financial inclusion from the perspective of users of financial services 1
Bank of Morocco CEMLA IFC Satellite Seminar at the ISI World Statistics Congress on Financial Inclusion Marrakech, Morocco, 14 July 2017 The role of demand-side data measuring financial inclusion from
More informationThe Gender Gap in Financial Inclusion
The Gender Gap in Financial Inclusion Leora Klapper Finance and Private Sector Development Team Development Research Group World Bank Account Ownership Around the World Source: Global Findex (2014); http://www.worldbank.org/globalfindex
More information6 OPPORTUNITIES FOR EXPANDING FINANCIAL INCLUSION THROUGH DIGITAL TECHNOLOGY
6 OPPORTUNITIES FOR EXPANDING FINANCIAL INCLUSION THROUGH DIGITAL TECHNOLOGY Global Findex data reveal many opportunities to increase account ownership among the 1.7 billion adults who remain unbanked.
More informationGlobal Findex Database 2014: Measuring Financial Inclusion around the World
Global Findex Database 2014: Measuring Financial Inclusion around the World Asli Demirguc-Kunt, Leora Klapper, Dorothe Singer, and Peter Van Oudheusden The authors are in the Finance and Private Sector
More informationMeasuring Financial Inclusion
Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Policy Research Working Paper 6025 Measuring Financial Inclusion The Global Findex Database
More informationThe Global Findex Database 2014: Measuring Financial Inclusion Around The World
The Global Findex Database 2014: Measuring Financial Inclusion Around The World Peter van Oudheusden Consultant, The World Bank Sept. 17 2015 The Foundations of Financial Inclusion: Understanding Ownership
More informationPatterns of Financial Access in OIC Member Countries
Patterns of Financial Access in OIC Member Countries A Comparative Look at the Course of Global Financial Crisis OIC OUTLOOK SERIES November 214 OIC OUTLOOK REPORT Patterns of Financial Access in OIC Member
More informationThe Global Findex Database
The Global Findex Database Measuring Financial Inclusion and the Fintech Revolution Asli Demirgüç-Kunt Leora Klapper Dorothe Singer Saniya Ansar Jake Hess The Global Findex Database Measuring Financial
More informationAdvancing Methodology on Measuring Asset Ownership from a Gender Perspective
Advancing Methodology on Measuring Asset Ownership from a Gender Perspective Technical Meeting on the UN Methodological Guidelines on the Production of Statistics on Asset Ownership from a Gender Perspective
More informationUGANDA QUICKSIGHTS REPORT FII TRACKER SURVEY WAVE 1. April 2014
QUICKSIGHTS REPORT FII TRACKER SURVEY WAVE 1 April 2014 THE FINANCIAL INCLUSION INSIGHTS (FII) PROGRAM The FII research program responds to the need for timely, demand-side data and practical insights
More informationSaving for Old Age around the World: Evidence from the Global FINDEX
Saving for Old Age around the World: Evidence from the Global FINDEX Asli Demirguç-Kunt (World Bank) Leora Klapper (World Bank) Georgios Panos (University of Glasgow) 2015 Symposium: Implications of the
More informationMeasuring asset ownership and entrepreneurship from a gender perspective
Measuring asset ownership and entrepreneurship from a gender perspective EDGE pilot survey Presented by Babalwa Nyangintsimbi 25 July 2018- Addis Ababa Introduction EDGE aimed to undertake methodological
More informationFinancial Inclusion in Ethiopia
International Journal of Economics and Finance; Vol. 9, No. 4; 2017 ISSN 1916-971X E-ISSN 1916-9728 Published by Canadian Center of Science and Education Financial Inclusion in Ethiopia Andualem Ufo Baza
More informationToday, 69% of adults around the world have an account Adults with an account (%), 2017
Today, 69% of adults around the world have an account Adults with an account (%), 2017 Account ownership rose from 51% to 69% 2011-2017 1.2 billion more banked 2 Women Poor Young Unemployed The gender
More informationMoving toward. gender balance. in private equity and venture capital
Moving toward gender balance in private equity and venture capital Women are significantly underrepresented among the investment decision-makers at private equity and venture capital firms, as well as
More informationDIGITAL FINANCIAL INCLUSION OVERVIEW OF POLICY ISSUES
DIGITAL FINANCIAL INCLUSION OVERVIEW OF POLICY ISSUES Margaret Miller Global Lead Responsible Financial Access May 19, 2017 unserved Broader Inclusion Customer-centered product innovation Financial capability
More informationBANGLADESH QUICKSIGHTS REPORT FII TRACKER SURVEY WAVE 1. April 2014
QUICKSIGHTS REPORT FII TRACKER SURVEY WAVE 1 April 2014 THE FINANCIAL INCLUSION INSIGHTS (FII) PROGRAM The FII research program responds to the need for timely, demand-side data and practical insights
More informationThe Global Findex Database
The Global Findex Database 2017 In 2011 the World Bank with funding from the Bill & Melinda Gates Foundation launched the Global Findex database, the world s most comprehensive data set on how adults save,
More informationPrices or Knowledge? What drives demand for financial services in emerging markets?
Prices or Knowledge? What drives demand for financial services in emerging markets? Shawn Cole (Harvard), Thomas Sampson (Harvard), and Bilal Zia (World Bank) CeRP September 2009 Motivation Access to financial
More informationNIGERIAN MOBILE MONEY KNOWLEDGE AND PREFERENCES: HIGHLIGHTS OF FINDINGS FROM A RECENT MOBILE MONEY SURVEY IN NIGERIA
NIGERIAN MOBILE MONEY KNOWLEDGE AND PREFERENCES: HIGHLIGHTS OF FINDINGS FROM A RECENT MOBILE MONEY SURVEY IN NIGERIA The Nigeria Mobile Money Survey provides information on an unprecedented scale regarding
More informationTOWARDS UNIVERSAL FINANCIAL ACCESS: THE ROLE OF AGENT BANKING
TOWARDS UNIVERSAL FINANCIAL ACCESS: THE ROLE OF AGENT BANKING Moderated by Massimo Cirasino Manager, Financial Infrastructure and Remittances, World Bank Panelists Vicente S. Aquino, Deputy Governor, Bangko
More informationTHE GENDER GAP IN THE USE OF FINANCIAL SERVICES
Report No. 102017-TR Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized THE GENDER GAP IN THE USE OF FINANCIAL SERVICES Public Disclosure Authorized December 2015 2015
More informationFINANCE FOR ALL? POLICIES AND PITFALLS IN EXPANDING ACCESS A WORLD BANK POLICY RESEARCH REPORT
FINANCE FOR ALL? POLICIES AND PITFALLS IN EXPANDING ACCESS A WORLD BANK POLICY RESEARCH REPORT Summary A new World Bank policy research report (PRR) from the Finance and Private Sector Research team reviews
More informationTANZANIA. QUICKSIGHTS REPORT FII TRACKER SURVEY Conducted September-October December 2015
QUICKSIGHTS REPORT FII TRACKER SURVEY Conducted September-October 2015 December 2015 GLOSSARY Access Access to a bank, NBFI or mobile money account; those with access have used the services either via
More informationTrujillo, Verónica and Navajas, Sergio (2014). Financial Inclusion in Latin America and the Caribbean: Data and Trends. MIF, IDB.
About the Multilateral Investment Fund (MIF) Founded in 1993 as a member of the Inter-American Development Group, the Multilateral Investment Fund (MIF) was established to develop effective solutions that
More informationINDIA. QUICKSIGHTS REPORT FII TRACKER SURVEY Conducted June through October, January 2016*
QUICKSIGHTS REPORT FII TRACKER SURVEY Conducted June through October, 2015 January 2016* *Revised April 2016 KEY DEFINITIONS Access Access to a bank, NBFI or mobile money account; those with access have
More informationQUICKSIGHTS REPORT FOURTH ANNUAL FII TRACKER SURVEY
QUICKSIGHTS REPORT FOURTH ANNUAL FII TRACKER SURVEY Fieldwork conducted July - August 20 November 20 Key definitions Access to financial accounts Access to a bank account, mobile money account or an NBFI
More informationCASH TRANSFERS, IMPACT EVALUATION & SOCIAL POLICY: THE CASE OF EL SALVADOR
CASH TRANSFERS, IMPACT EVALUATION & SOCIAL POLICY: THE CASE OF EL SALVADOR By Carolina Avalos GPED Forum September 8th, 2016 Vanderbilt University Nashville, TN El Salvador El Salvador is the smallest
More informationAccess to Financial Services in Developing Countries. Michael King 12 May 2015
Access to Financial Services in Developing Countries Michael King 12 May 2015 Household Account Penetra1on MAP 1.1 Account penetration around the world Adults with an account (%), 2014 0 19 20 39 40 64
More informationFinancial Literacy Around the World: Insights from the S&P Global FinLit Survey
Data Release: S&P Global FinLit Survey Gallup, Washington DC, November 18, 2015 Financial Literacy Around the World: Insights from the S&P Global FinLit Survey Annamaria Lusardi The George Washington University
More informationBVCMUN 2018 ORGANISATION FOR ECONOMIC COOPERATION AND DEVELOPMENT GLOBAL ACCESS TO FINANCIAL SERVICES FROM FAITH COMES STRENGTH
BVCMUN 2018 FROM FAITH COMES STRENGTH ORGANISATION FOR ECONOMIC COOPERATION AND DEVELOPMENT GLOBAL ACCESS TO FINANCIAL SERVICES 3rd-5th August, 2018 INDEX Topic Page Number Introduction 2 Micro-Macro relevance
More informationFinancial Literacy Around the World:
Financial Literacy Around the World: INSIGHTS FROM THE STANDARD & POOR S RATINGS SERVICES GLOBAL FINANCIAL LITERACY SURVEY Leora Klapper World Bank Development Research Group Annamaria Lusardi The George
More informationGrowing Income, Growing Inclusion: How Rising Incomes
Center for Financial Inclusion Publication 19 Growing Income, Growing Inclusion: How Rising Incomes at the Base of the Pyramid Will Shape Financial Inclusion Financial Inclusion 2020 Project: Mapping the
More informationAn International Measure of Financial Literacy: Results of an OECD/INFE pilot
An International Measure of Financial Literacy: Results of an OECD/INFE pilot Adele Atkinson, PhD Policy Analyst Financial Education and Consumer Protection Unit Cape Town: 28 October 2011 Overview of
More informationBulgaria - Integrated Household Survey 2001
Microdata Library Bulgaria - Integrated Household Survey 2001 Gallup International Report generated on: July 28, 2015 Visit our data catalog at: http://ddghhsn01/index.php 1 2 Sampling Sampling Procedure
More informationFINANCIAL INCLUSION IN URUGUAY DECEMBER 2016 FINANCIAL INCLUSION IN URUGUAY DECEMBER 2016
FINANCIAL INCLUSION IN URUGUAY DECEMBER 2016 AN OVERALL VIEW The MIFI index An inclusive financial system maximizes usage and access, while minimizing the barriers that block financial exclusion (as a
More informationSession 1: Overview of Current and Future Payment Ecosystems
Session 1: Overview of Current and Future Payment Ecosystems Perspective from PSDG, World Bank W3C Workshop Harish Natarajan Senior Payment Systems Specialist The World Bank 1 Public Policy Objectives
More informationEmergence of Financial Inclusion in Developing Economies: A Case Study of China and Pakistan
Emergence of Financial Inclusion in Developing Economies: A Case Study of China and Pakistan by Dr. Ramiz-ur-Rehman Associate Professor of Finance University of Lahore, Lahore and Dr. Inayat U. Mangla
More informationCARE GLOBAL VSLA REACH 2017 AN OVERVIEW OF THE GLOBAL REACH OF CARE S VILLAGE SAVINGS AND LOANS ASSOCIATION PROGRAMING
CARE GLOBAL VSLA REACH 2017 AN OVERVIEW OF THE GLOBAL REACH OF CARE S VILLAGE SAVINGS AND LOANS ASSOCIATION PROGRAMING December 2017 SCALE CARE has promoted Village Savings and Loan Associations (VSLAs)
More informationDigital Financial Services Reduce Transaction Costs and Improve Financial Inclusion
Digital Financial Services Reduce Transaction Costs and Improve Financial Inclusion By Pierre Bachas, Paul Gertler, Sean Higgins & Enrique Seira Transaction costs are a significant barrier to the take-up
More informationADB BRIEFS. Transactional Accounts, Introduction: Inclusive Finance for Empowering the Poor AUGUST 2015
NO. 41 AUGUST 2015 ADB BRIEFS KEY POINTS Three key dimensions of financial inclusion are especially relevant for empowering the poor: transactional accounts, savings, and borrowing. There is significant
More informationTrade and Regulatory Frameworks for Digital Financial Services
FED Seminar on epayments and Financial Inclusion Trade and Regulatory Frameworks for Digital Financial Services 13 March 2017, Geneva, Switzerland UNCTAD Mina Mashayekhi Head Trade Negotiations & Commercial
More informationPublic Opinion Survey Residents of Kyrgyzstan
Public Opinion Survey Residents of Kyrgyzstan November 19 December 2, 2017 Funded by the European Union Detailed Methodology The survey was conducted by Dr. Rasa Alisauskiene of the public and market research
More informationSupplementary materials
Supplementary materials Appendix 1. Additional estimation results Table S.1. Two sided t tests for differences in means between women who have engaged in transactional sex with UN personnel and those who
More informationAnalysis of the Determinants of Financial Inclusion in Central and West Africa*
Analysis of the Determinants of Financial Inclusion in Central and West Africa* Issouf SOUMARÉ, ISE, Ph.D., PRM, FRM, ASC Université Laval, Quebec, Canada Email: issouf.soumare@fsa.ulaval.ca Fulbert TCHANA
More informationField Operations, Interview Protocol & Survey Weighting
Workshop on the UN Methodological Guidelines on the Production of Statistics on Asset Ownership from a Gender Perspective EDGE Pilot Surveys in Asia and the Pacific R-CDTA 8243: Statistical Capacity Development
More informationFinancial Inclusion Measurement in the Arab World
WORKING PAPER Financial Inclusion Measurement in the Arab World January 2017 This paper is jointly published by CGAP (Nadine Chehade, Antoine Navarro) and the Arab Monetary Fund (Yisr Barnieh, Habib Attia)
More informationINDIA. QUICKSIGHTS REPORT FOURTH ANNUAL FII TRACKER SURVEY Fieldwork Conducted September 2016 through January January 2016
QUICKSIGHTS REPORT FOURTH ANNUAL FII TRACKER SURVEY Fieldwork Conducted September 2016 through January 2017 January 2016 Key definitions Access Access to a bank account or mobile money account means an
More informationThe World Bank in Pensions Executive Summary
The World Bank in Pensions Executive Summary Forthcoming Background Paper for the World Bank 2012 2022 Social Protection and Labor Strategy Mark Dorfman and Robert Palacios March 2012 JEL Codes: I38 welfare
More informationNIGERIA. QUICKSIGHTS REPORT FII TRACKER SURVEY Conducted August-September December 2015
QUICKSIGHTS REPORT FII TRACKER SURVEY Conducted August-September 2015 December 2015 KEY DEFINITIONS Access Access to a bank account or mobile money account means a respondent can use bank/mobile money
More informationSTEP 2.2: Plan and confirm the feasibility of your PHDS sampling strategy
STEP 2.2: Plan and confirm the feasibility of your PHDS sampling strategy What is the purpose of this step? The purpose of this step is to ensure you will identify a starting sample that will allow you
More informationSouth African Baseline Study on Financial Literacy
Regional Dissemination Conference on Building Financial Capability South African Baseline Study on Financial Literacy Lyndwill Clarke Head: Consumer Education 30-31 January 2013 Nairobi, Kenya Outline
More informationFinancial Services Demand Side Survey Republic of Fiji
Financial Services Demand Side Survey Republic of Fiji Fiji Bureau of Statistics B F inancial Services Demand Side Survey Republic of Fiji Financial Services Demand Side Survey Republic of Fiji Fiji Bureau
More information2018 SYMBIOTICS MIV SURVEY A study of Global Microfinance Investment Funds
Abstract 2018 SYMBIOTICS MIV SURVEY A study of Global Microfinance Investment Funds 12 th edition September 2018 symbioticsgroup.com KEY SURVEY FACTS FUND UNIVERSE 91 MIVs Benchmark composition USD 15.2
More informationStrategy for Measuring Financial Inclusion in Mexico
1 Strategy for Measuring Financial Inclusion in Mexico The 2009 Global AFI Policy Forum Nairobi, Kenya September 14, 2009 Raúl Hernández Coss Director General for Access to Finance Vicepresidency of Public
More information2011 Annual Socio- Economic Report
2011 Annual Socio- Economic Report This abstract contains the Nigerian Unemployment Report 2011 National Bureau of Statistics Page 1 Introduction Employment Statistics is a section under the General Household
More informationLeora Klapper, Senior Economist, World Bank Inessa Love, Senior Economist, World Bank
Presentation prepared by Leora Klapper, Senior Economist, World Bank Inessa Love, Senior Economist, World Bank We thank the Ewing Marion Kauffman Foundation, the Development Research Group at the World
More informationNANOS SURVEY. Canadians divided on changes to tax treatment of private corporations NANOS SURVEY
Canadians divided on changes to tax treatment of private corporations National survey released October 2 nd, 2017 Project 2017-1082 Summary Canadians are largely split in saying whether the federal government
More informationMEASURING WOMEN S FINANCIAL INCLUSION
MEASURING WOMEN S FINANCIAL INCLUSION USING FII DATA TO TRACK PROGRESS AND DEVELOP INTERVENTIONS Presented by Nadia van de Walle Women's Financial Inclusion Community of Practice Webinar December 5, 2017
More informationFinancial Access Survey (FAS): the IMF s financial inclusion data 1
Bank of Morocco CEMLA IFC Satellite Seminar at the ISI World Statistics Congress on Financial Inclusion Marrakech, Morocco, 14 July 2017 Financial Access Survey (FAS): the IMF s financial inclusion data
More informationBANGLADESH QUICKSIGHTS REPORT FIFTH ANNUAL FII TRACKER SURVEY. June Conducted July September 2017
QUICKSIGHTS REPORT FIFTH ANNUAL FII TRACKER SURVEY Conducted July September 2017 June 2018 UNDERSTANDING FINANCIAL INCLUSION What is financial inclusion? Financial inclusion means that individuals and
More informationThe Mobile Money Revolution in Kenya Based on research by William Jack and Tavneet Suri
The Mobile Money Revolution in Kenya Based on research by William Jack and Tavneet Suri 1 An Efficient Financial System Decades of research: efficient financial systems are key to economic growth and poverty
More informationDo Firms in Developing Countries Grow as they Age?
Do Firms in Developing Countries Grow as they Age? Meghana Ayyagari Asli Demirgüç-Kunt Vojislav Maksimovic GWU The World Bank University of Maryland CAFIN Workshop, UC Santa Cruz April 26, 2014 Motivation
More informationYouth unemployment in Neighbourhood countries
Youth unemployment in Neighbourhood countries DG NEAR Christophe Masson 1/6/2016 1 2 Part 1: Challenges 3 Today we have the largest young generation in human history. There are 1.8 billion young people
More informationHow the Survey was Conducted Nature of the Sample: NPR/PBS NewsHour/Marist Poll of 1,075 National Adults
How the Survey was Conducted Nature of the Sample: NPR/PBS NewsHour/Marist Poll of 1,075 This survey of 1,075 adults was conducted November 28 th through December 4 th, 2018 by The Marist Poll sponsored
More informationCanadians opinions on the impact of international trade agreements on the Canadian economy Nanos Trade Survey Summary
Canadians opinions on the impact of international trade agreements on the Canadian economy Nanos Trade Survey Summary submitted by Nanos to Nanos, February 2017 (Submission 2017-979) > A Impressions on
More informationAssessing Labor Markets in the Developing World
Assessing Labor Markets in the Developing World David Newhouse, Labor Economist Social Protection and Labor, World Bank Labor Market Core Course May 6, 2013 Labor Market Assessment I. Indicators (10) II.
More informationTechno-driven financial inclusion in Rural Nigeria: challenges and opportunities for pro-poor service delivery
Techno-driven financial inclusion in Rural Nigeria: challenges and opportunities for pro-poor service delivery AUTHORS ARTICLE INFO JOURNAL FOUNDER Isaac B. Oluwatayo Isaac B. Oluwatayo (2014). Techno-driven
More informationHow the Survey was Conducted Nature of the Sample: NPR/PBS NewsHour/Marist Poll of 1,075 National Adults
How the Survey was Conducted Nature of the Sample: NPR/PBS NewsHour/Marist Poll of 1,075 This survey of 1,075 adults was conducted November 28 th through December 4 th, 2018 by The Marist Poll sponsored
More informationUpdated October Worldwide Research Methodology and Codebook
Updated October 2017 Worldwide Research Methodology and Codebook TABLE OF CONTENTS Methodology Overview... 4 Preparing for Data Collection... 5 Sampling and Data Collection Methodology... 7 Data Preparation...
More informationRural Finance in China: Opportunities and Challenges
Rural Finance in China: Opportunities and Challenges Jinchang Lai Principal Operations Officer & Lead for Financial Infrastructure East Asia and Pacific Advisory Services CICA Annual Meeting, Hong Kong,
More informationPeter Graves Senior Vice President, Technical Services World Council of Credit Unions
Expanding Access to Finance to the Bottom Billion Critical Factors Presentation to UN Preparatory Process/3 rd International Conference on Financing for Development 14 November 2014 Peter Graves Senior
More informationNumber of countries Average Median
GLOBAL financial DEVELOPMENT REPORT 05/06 appendix A 57 MAP A. DEPTH FINANCIAL INSTITUTIONS To approximate financial institutions depth, this map uses domestic private credit to the real sector by deposit
More informationCYPRUS FINAL QUALITY REPORT
CYPRUS FINAL QUALITY REPORT STATISTICS ON INCOME AND LIVING CONDITIONS 2010 CONTENTS Page PREFACE... 6 1. COMMON LONGITUDINAL EUROPEAN UNION INDICATORS 1.1. Common longitudinal EU indicators based on the
More informationFactors that Matter for Financial Inclusion: Evidence from Peru
No. 14/09 Factors that Matter for Financial Inclusion: Evidence from Peru Noelia Clamara Ximena Peña David Tuesta 14/09 Working Paper Factors that Matter for Financial Inclusion: Evidence from Peru Authors:
More informationCommunity Survey on ICT usage in households and by individuals 2010 Metadata / Quality report
HH -p1 EU T H I S P L A C E C A N B E U S E D T O P L A C E T H E N S I N A M E A N D L O G O Community Survey on ICT usage in households and by 2010 Metadata / Quality report Please read this first!!!
More informationHow the Survey was Conducted Nature of the Sample: PBS NewsHour/Marist Poll of 1,023 National Adults
How the Survey was Conducted Nature of the Sample: PBS NewsHour/Marist Poll of 1,023 This survey of 1,023 adults was conducted January 10 th through January 13 th, 2019 by The Marist Poll sponsored in
More information