BENEFITS SUMMARY. Stay Healthy. Medical Insurance Dental Insurance Vision Insurance Gold s Gym Fitness Plan. Feeling Secure

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1 Welcome to TekSynap where employees are our best asset. Benefits at TekSynap are available the first day of the calendar month following date of hire. We are committed to a comprehensive employee benefit program that helps our employees stay healthy, feel secure and maintain a work/life balance. BENEFITS SUMMARY Stay Healthy Medical Insurance Dental Insurance Vision Insurance Gold s Gym Fitness Plan Feeling Secure 401(k) Plan with up to 4% Salary Match and No Vesting Period Life and Accidental Death & Dismemberment Short Term Disability Long Term Disability 529 College Savings Plan with Employer Match Educational Assistance Program Pet Assure & PET Plus Discount Plans Work/Life Balance and Referral Program 15 days Paid-Time Off (PTO), 1 additional day of PTO earned with each year of service (max of 20) 10 Federal Holidays Flex time within Pay Period $5000 Vacation Award after 5 Years of Employment

2 MEDICAL & HRA BENEFITS Lumenos National PPO Medical Benefit Deductible Co-Insurance Out-Of Pocket Maximum In Network: You Pay Out of Network: You Pay $3,000 / $6,000 *Paid by TekSynap $6,000 / $12, % 80% $10,000 / $20,000 $4,000 / $8,000 Deductible / Out-of-Pocket Reset October 1 st Hospital (Inpatient & Outpatient) Emergency Room Paid as In-Network Urgent Care Imaging & Diagnostic Testing Physician/Specialist Visit Care Visit Nothing Anthem: Lumenos Network After Medical Deductible: $10/$40/$60/20% to max of $250 Co-pay Prescription Drugs Yes Restricted Generic Substitution? Included if you are enrolled in the Medical Plan: HRA Benefit Summary 125 Company HRA REIMBURSEMENT ELIGIBILITY Expenses Eligible for Reimbursement All Medical Covered Charges that are Subject to the Anthem Deductible HRA PLAN DEDUCTIBLE CONTRIBUTION TekSynap reimburses your Deductible expenses up to: Individual* $3,000 Family* $6,000 This summary is not intended to be a complete benefit analysis. For more complete details, please refer to your plan booklet. RAFFA GROUP BENEFITS - Thinking Ahead

3 DENTAL BENEFITS Dental Benefit Summary Delta Dental PPO Plus Premier 1 (51-99 Pooled Market) Benefits Participating Provider (PPO): You Pay: Participating Provider (Premier): You Non Participating Provider (Based on Pay: Reimbursement Basis): You Pay: Deductible - Individual $50 $50 $50 Deductible - Family $150 $150 $150 Nothing Nothing Nothing Services 10% After Deductible 20% After Deductible 20% After Deductible Major Services 40% After Deductible 50% After Deductible 50% After Deductible Care Annual Maximum $2,500 with MaxOver Out-of-Net Reimbursement Schedule Fee Schedule Deductible / Annual Maximum Reset October 1 Child Orthodontia Deductible None Coinsurance 50% Lifetime Maximum $2,500 Covered Services Routine Oral Exams Routine Oral Prophylaxis / Cleanings X-Rays (Full Mouth or Panoramic) X-Rays (Bitewing) Fluoride Treatments Sealants Space Maintainers Amalgam (Metal) Fillings Simple Extractions Complex Extractions Periodontics (Scaling & Root Planning) Periodontics (Surgery) Endodontics (Root Canal) Crowns, Inlays and Onlays Major Fixed Bridges Major Dentures (Prosthodontics) Major Implants Major Miscellaneous Provider Network This summary is not intended to be a complete benefit analysis. For more complete details, please refer to your plan booklet. RAFFA GROUP BENEFITS - Thinking Ahead Delta Dental: PPO and Premier

4 VISION BENEFITS Included if you are enrolled in the Medical Plan: Vision Benefit & Cost Analysis Anthem BCBS Blue View Vision BVV /24 Benefit Frequency Exams Lenses or Contacts 24 Months In Network: You Pay Out of Network: You Pay Entire Cost at time of service, Then $15 Co-pay Plan Reimburses up to $30 Single Vision $25 Co-pay Plan Reimburses up to $25 Bifocal $25 Co-pay Plan Reimburses up to $40 Trifocal $25 Co-pay Plan Reimburses up to $55 $0 Co-pay up to $130 Plan Allowance; 20% discount off remaining balance Plan Reimburses up to $45 Contact Lenses, Elective Conventional $0 Co-pay up to $130 Plan Allowance; 15% discount off remaining balance Plan Reimburses up to $105 Contact Lenses, Medically Necessary $0 Co-pay Plan Reimburses up to $210 Exams Traditional Eye Exam Lenses Contact Lenses Network Provider Network Anthem: Blue View Vision Vision Benefit & Cost Analysis VSP Vision Plan C (Choice) Benefit Frequency Exams Lenses or Contacts In Network: You Pay Out of Network: You Pay Entire Cost at time of service, Then $10 Co-pay Plan Reimburses up to $45 Single Vision $10 Co-pay Plan Reimburses up to $30 Bifocal $10 Co-pay Plan Reimburses up to $50 Trifocal $10 Co-pay Plan Reimburses up to $65 Included with Lenses Co-pay up to $130 Plan Allowance; 20% discount off remaining balance Plan Reimburses up to $70 $0 Co-pay up to $130 Retail Plan Allowance Plan Reimburses up to $105 Exams Traditional Eye Exam Lenses Contact Lenses Contact Lenses, Elective Conventional Network Provider Network This summary is not intended to be a complete benefit analysis. For more complete details, please refer to your plan booklet. RAFFA GROUP BENEFITS - Thinking Ahead VSP: Choice

5 GROUP LIFE & A.D.&D., STD and LTD BENEFITS Life & AD&D Benefits Mutual of Omaha Benefit Life Benefit 1 x Salary to $200,000 A.D.&D. Benefit 1 x Salary to $200,000 Guaranteed Issue Amount $200,000 Short Term Disability Benefits Mutual of Omaha Benefit Benefit Percentage 60% Maximum Weekly Benefit $2,500 Elimination Period for Accident 0 Days Elimination Period for Sickness 7 Days Duration of Benefits 13 Weeks Taxation Choice of Taxation on either Premium or Benefit Long Term Disability Benefits Mutual of Omaha Benefit Benefit Percentage 60% Monthly Benefit Maximum $11,000 Elimination Period 90 Days Duration of Benefits (Own Occupation) Two Years Duration of Benefits (Any Occupation) To Age 65 / SSNRA / RBD Taxation Choice of Taxation on either Premium or Benefit Voluntary Life & A.D.&D. Benefits Mutual of Omaha Benefit for Employee Voluntary Life Benefit Available to Employee Voluntary A.D.&D. Benefit Available to Employee Benefit Choice from $10,000 up to lesser of 5 x Annual Salary or $500,000, in $10,000 Increments If elected, Benefit amount must match the Employee's Voluntary Life Amount Voluntary Life Guaranteed Issue Amount* Benefit for Spouse Life Benefit Available to Spouse Voluntary A.D.&D. Benefit Available to Spouse Up to lesser of 5 x Annual Salary or $100,000 Only available if Employee enrolls in the Voluntary Life Benefit Benefit Choice from $5,000 up to lesser of 100% of Employee's Benefit Amount or $250,000, in $5,000 Increments If elected, Benefit amount must match the Spouse's Voluntary Life Amount Voluntary Life Guaranteed Issue Amount* Up to lesser of 100% of Employee Benefit Amount or $25,000 Benefit for Dependent Child(ren) Only available if Employee enrolls in the Voluntary Life Benefit Life Benefit Available to Dependent Child(ren) Voluntary A.D.&D. Benefit Available to Dependent Child(ren) Benefit Choice from $2,000 to $10,000 If elected, Benefit amount must match the Child(ren)'s Voluntary Life Amount Voluntary Life Guaranteed Issue Amount* $10,000 This summary is not intended to be a complete benefit analysis. For more complete details, please refer to your plan booklet. RAFFA GROUP BENEFITS - Thinking Ahead Presented by:andrea Dykes, CFP RAFFA GROUP BENEFITS 1445 Research Blvd, Suite 340 Rockville, Maryland Phone: Fax:

6 Principal 401K TekSynap will match an amazing 100% of your salary deferral up to 4% of with no vesting period what a return on your investment! Enrollment can be done at any time through the PayCom portal You may change your contribution at any time The 401K Plan is managed by Principal Financial Account statements and additional information can be found at you will need to create an account and login to access this information

7 LEAF College Savings Plan TekSynap will match your contributions dollar-for-dollar up to $1,000 per year! LEAF s payroll-based contribution service makes it easy for you to contribute to one or more 529 college savings plans. LEAF supports all plans in the U.S. Recurring payroll deductions can range from $25 to $1,000 and you can contribute to multiple plans. You can contribute to plans for children, grandchildren, nieces, and nephews. You can even contribute to your own plan in support of your continuing education. Program Highlights 49 States and the District of Columbia offer at least one 529 college savings plan. Earnings from the popular savings plans can be withdrawn federal tax-free for higher education tuition and expenses. 529 plans may be used to pay for education in any state, not just the state sponsoring the plan. Most states, including VA, DC, and MD, offer an attractive annual state income tax credit for contributions to their state plans.

8 Pet Assure - Veterinary Discount Plan Two Options: Pet Assure and PETplus Pet Assure Discount Plan for in-house medical services. No age, breed, or pre-existing condition exclusions. PETplus Prescription Discount Plan for brand name prescriptions and preventive medications.