Investment Focused product June & July 2015

Transcription

1 Investment Focused product June & July 2015

2 INDEX Sr. No. Investment Focused Product- June to July 2015 Product Scheme Type 1 Mutual Fund 2 PMS 3 Real Estate 4 FD Upfront Revenue Credit 1Yr Trail 2Yr Trail ICICI Prudential Focused Bluechip Equity Large cap 0.90% 0.75% 0.50% Birla Sun Life Top 100 Fund Large cap 0.85% 0.85% 0.85% Motilal Oswal MOSt Focused 25 Fund## Large cap 0.00% 1.75% 1.45% HDFC Mid-Cap Opportunities Fund Mid Cap 0.75% 0.75% 0.75% DSP BlackRock Micro Cap Fund Mid Cap 1.00% 0.85% 0.85% Motilal Oswal MOSt Focused Midcap 30 ## Mid Cap 0.00% 1.65% 1.45% ICICI Prudential Value Discovery Multi Cap 0.90% 0.75% 0.50% Motilal Oswal MOSt Focused Multicap 35## Multi Cap 0.00% 1.45% 1.25% IDFC Dynamic Equity Fund Balanced 1.00% 0.70% 0.70% UTI Dynamic Bond Fund Debt-Inc 0.75% 0.15% 0.15% Value strategy Large cap Fixed Option 3.25%, 1.00% Next trillion dollar opportunity Strategy Mid cap Variable Option India Opportunities Portfolio Multi Cap 2.35% 0.60% For details about the current available properties and revenue credit, contact - Mitesh Waghela- Mitesh.Waghela@motilaloswal.com & CC to Bhavesh Umrania, Shraddha Angre 12 M 24 M 36 M 48 M Dewan Housing Finance Ltd. (DHFL) Online/Off line 0.70% 1.30% 1.70% 1.80% Mahindra & Mahindra Finance Services Ltd Online/Off line 0.65% 1.10% 1.55% 1.55% ## MOAMC pays only trail on its funds. So revenue will get recognized in respective P&L on trail basis, however for incentivepurpose first 2 year trail will be considered as upfront revenue credit.

3 ICICI PRUDENTIAL FOCUSED BLUECHIP EQUITY Investment Style Box Growth Blend Value Fund Details Large Midium Small Inception Date:- 23 rd May 2008 Scheme Type:- Open Ended Exit load:- 1% for <=365 Expense Ratio:- 2.19% Benchmark:- CNX Nifty Scheme Category- Large Cap Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 8,642 Return Since Inception: % Minimum SIP :- Rs.1,000 Fund Manager:- Mr.Manish Gunwani Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset HDFC Bank 8.11 Financial ICICI Bank 8.09 Technology Infosys 5.57 Automobile Axis Bank 4.79 Energy State Bank of India 3.38 Healthcare 5.18 Tech Mahindra 3.36 FMCG 4.56 Reliance Industries 3.29 Diversified 4.29 HCL Technologies 3.25 Engineering 3.00 Wipro 3.24 Metals 2.72 Bajaj Finserv 3.17 Communication 2.54 Total Stock Holdings Total Sector Holdings Market Capitalization Range Concentration & Valuation Categorization Fund Benchmark Number of Stocks 49 Large Cap Top 10 Stocks (%) Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 2.95 Debt Portfolio P/E Ratio Cash & cash Eq

4 ICICI PRUDENTIAL FOCUSED BLUECHIP EQUITY Objective of the fund: The fund's investment strategy will be to invest in 20 large cap companies from the top 200 stocks listed on the NSE on the basis of market capitalisation. In case, the total assets in this fund crosses Rs.1000 crore then more than top 20 large companies would be added to the portfolio. Risk-Return Parameters Parameter Fund Benchmark* Mean Sharpe Ratio Standard Deviation (%) Alpha (%) Beta Sortino Best year is (Mar 09, Mar 11, 2010) Date Dividend History Dividend (Rs./Unit) Jan 16, Jan 24, Jan 25, Jan 25, ICICI Pru Focused Bluechip Eqt SIP performance (in Lacs) 3 years 5 years 7 years Fund Nifty Category 3 Year 5 Year 7 Year Since Inception SIP of Rs. 10, per month Worth of investment Return %

5 BIRLA SUN LIFE TOP 100 FUND Investment Style Box Growth Blend Value Fund Details Inception Date:- 24 th Oct 2005 Scheme Type:- Open Ended Exit load:- 1% for <=365 Expense Ratio:- 2.47% Benchmark:- CNX Nifty Scheme Category- Large Cap Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 1,462 Large Midium Small Return Since Inception: % Minimum SIP :- Rs.1,000 Fund Manager:- Mr.Mahesh Patil Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset HDFC Bank 5.51 Financial ICICI Bank 3.74 Automobile Reliance Industries 3.42 Technology 9.56 Axis Bank 2.89 Healthcare 9.11 Infosys 2.87 Energy 8.06 State Bank of India 2.60 FMCG 6.30 Maruti Suzuki India 2.54 Engineering 4.55 Grasim Industries 2.37 Diversified 4.41 Tata Motors 2.36 Services 3.04 HCL Technologies 2.05 Communication 2.18 Total Stock Holdings Total Sector Holdings Concentration & Valuation Market Capitalization Range Categorization Fund Benchmark Number of Stocks 76 Large Cap Top 10 Stocks (%) Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 2.77 Debt Portfolio P/E Ratio Cash & cash Eq

6 BIRLA SUN LIFE TOP 100 FUND Objective of the fund: The scheme seeks to provide medium to long-term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization. Risk-Return Parameters Parameter Fund Benchmark* Mean Sharpe Ratio Standard Deviation (%) Alpha (%) Beta Sortino Best year is (Mar 09, Mar 11, 2010) Date Dividend History Dividend (Rs./Unit) Jan 22, Jun 27, Jan 24, Jun 28, Birla Sun Life Top 100 Fund SIP performance (in Lacs) 3 years 5 years 7 years Fund Nifty Category 3 Year 5 Year 7 Year Since Inception SIP of Rs. 10, per month Worth of investment Return %

7 MOST FOCUSED 25 FUND Investment Style Box Growth Blend Value Fund Details Large Midium Small Inception Date:- 13 th May 2013 Scheme Type:- Open Ended Exit load:- Nil Expense Ratio:- 2.83% Benchmark:- CNX Nifty Scheme Category- Large Cap Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 301 Return Since Inception: % Minimum SIP :- Rs.1,000 Fund Manager:- Abhiroop Mukherjee, Siddharth Bothra, Taher Badshah Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset Eicher Motors 8.05 Financial Maruti Suzuki India 7.30 Automobile Kotak Mahindra Bank 7.02 FMCG 9.50 HDFC Bank 6.99 Technology 8.57 State Bank of India 6.36 Energy 8.08 Larsen & Toubro 5.91 Diversified 5.91 Sun Pharmaceutical Inds Healthcare 5.87 Britannia Inds Services 4.01 HPCL 5.22 Chemicals 3.87 Tech Mahindra Total Stock Holdings Total Sector Holdings Market Capitalization Range Concentration & Valuation Categorization Fund Benchmark Number of Stocks 19 Large Cap Top 10 Stocks (%) Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 5.19 Debt Portfolio P/E Ratio Cash & cash Eq

8 HDFC MID-CAP OPPORTUNITIES FUND Investment Style Box Growth Blend Value Fund Details Large Midium Small Fund Manager:- Mr.Chirag Setalvad Inception Date:- 25 th June 2007 Scheme Type:- Open Ended Scheme Category- Mid & Small Cap Benchmark:- CNX Midcap Exit load:- 1% for <=365 days Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 9,663 Return Since Inception: % Expense Ratio:- 2.32% Minimum SIP :- Rs.500 Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset Bajaj Finance 2.65 Financial Torrent Pharmaceuticals 2.51 Engineering Voltas 2.41 Chemicals Bayer CropScience 2.41 Healthcare 9.87 AIA Engineering 2.30 FMCG 6.82 Amara Raja Batteries 2.14 Technology 6.59 HPCL 2.13 Cons Durable 6.10 SKF India 2.08 Metals 5.56 Aurobindo Pharma 2.06 Services 4.87 Kotak Mahindra Bank 2.05 Automobile 4.01 Total Stock Holding Total Sector Holding Concentration & Valuation Market Capitalization Range Categorization Fund Benchmark Number of Stocks 71 Large Cap Top 10 Stocks (%) Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 2.74 Debt Portfolio P/E Ratio Cash & cash Eq

9 HDFC MID-CAP OPPORTUNITIES FUND Objective of the fund: The aim of the fund is to generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of mid- and small-cap companies. Risk-Return Parameters Parameter Fund Benchmark* Mean Sharpe Ratio Standard Deviation (%) Alpha (%) Beta Sortino Best year is (Mar 09, Mar 11, 2010) Dividend History Date Dividend (Rs./Unit) 24-Mar Feb Feb Feb Mar HDFC Mid Cap Opportunities Fund Benchmark Nifty 3 Year 5 Year 7 Year SIP performance (in Lacs) Since Inception 3 years 5 years 7 years SIP of Rs. 10,000 per month Worth of investment Return %

10 DSP BLACKROCK MICRO CAP FUND Investment Style Box Growth Blend Value Fund Details Large Midium Small Inception Date:- 14 th June 2007 Scheme Type:- Open Ended Exit load:- 1% for <=729 Expense Ratio:- 2.41% Benchmark:- S&P BSE Small Cap Scheme Category- Mid & Small Cap Application Amount for fresh Subscription :- Rs.1,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 1,932 Return Since Inception: % Minimum SIP :- Rs.1,000 Fund Manager:- Mr.Jay Kothari & Vinit Sambre Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset Indoco Remedies 5.27 Chemicals DCB Bank 4.01 Financial Eveready Industries 3.80 Textiles KPR Mills 3.43 Engineering 9.60 Sharda Cropchem 3.41 Healthcare 9.35 SRF 3.40 Construction 7.60 Solar Industries 2.88 Automobile 5.02 Capital First 2.81 Metals 4.47 Finolex Cables 2.60 FMCG 3.82 Kalpataru Power Trans 2.42 Services 2.34 Total Stock Holdings Total Sector Holdings Market Capitalization Range Concentration & Valuation Categorization Fund Benchmark Number of Stocks 58 Large Cap Top 10 Stocks (%) Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 2.94 Debt Portfolio P/E Ratio Cash & cash Eq

11 DSP BLACKROCK MICRO CAP FUND Objective of the fund: The aim of the fund is to seek long-term capital appreciation by investing in a portfolio that is substantially constitutes of stocks that are not part of the top 300 companies by market capitalisation. Risk-Return Parameters Parameter Fund Benchmark* Mean Sharpe Ratio Standard Deviation (%) Alpha (%) Beta Sortino Best year is (Mar 12, Mar 12, 2010) SIP performance (in Lacs) Fund BSE Small Cap Category 3 Year 5 Year 7 Year DSP BlackRock Micro Cap Fund SIP of Rs. 10,000 per month 3 years 5 years 7 years Since Inception Worth of investment Return %

12 MOST FOCUSED MIDCAP 30 FUND Investment Style Box Growth Blend Value Fund Details Large Midium Small Inception Date:- 24 th Feb 2014 Scheme Type:- Open Ended Exit load:- Nil Expense Ratio:- 2.63% Benchmark:- CNX Midcap Scheme Category- Mid Cap Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 445 Return Since Inception: % Minimum SIP :- Rs.1,000 Fund Manager:- Abhiroop Mukherjee, Siddarth Bothra, Taher Badshah Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset Ajanta Pharma 8.25 Financial CRISIL 7.75 Engineering Page Industries 7.52 Services 9.40 Amara Raja Batteries 7.40 Technology 8.54 Gujarat Pipavav Port 6.12 Healthcare 8.25 Bajaj Finance 5.83 Textiles 7.52 Max India 5.59 FMCG 5.21 MCE 4.84 Energy 4.54 HPCL 4.54 Automobile 4.46 TVS Motor Co Chemicals 4.09 Total Stock Holdings 62.3 Total Sector Holdings 95.7 Market Capitalization Range Concentration & Valuation Categorization Fund Benchmark Number of Stocks 21 Large Cap Top 10 Stocks (%) 62.3 Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 6.00 Debt Portfolio P/E Ratio Cash & cash Eq

13 ICICI PRUDENTIAL VALUE DISCOVERY Investment Style Box Growth Blend Value Fund Details Large Midium Small Fund Manager:- Ms.Mrinal Singh Inception Date:- 16 th Aug 2004 Scheme Type:- Open Ended Scheme Category- Mid & Small Cap Benchmark:- CNX Midcap Exit load:- 1% for <=365 days Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 9,115 Return Since Inception: % Expense Ratio:- 2.23% Minimum SIP :- Rs.1,000 Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset ICICI Bank 6.13 Financial Reliance Industries 3.31 Automobile Sadbhav Engineering 3.01 Construction 8.51 PI Industries 2.96 Engineering 8.24 HDFC Bank 2.94 Services 8.22 Mahindra & Mahindra 2.90 Energy 8.19 Amara Raja Batteries 2.62 Technology 7.79 Wipro 2.61 Healthcare 5.78 NTPC 2.56 FMCG 4.75 Bharat Forge 2.43 Chemicals 4.58 Total Stock Holding Total Sector Holding Concentration & Valuation Market Capitalization Range Categorization Fund Benchmark Number of Stocks 60 Large Cap Top 10 Stocks (%) Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 2.94 Debt Portfolio P/E Ratio Cash & cash Eq

14 ICICI PRUDENTIAL VALUE DISCOVERY Objective of the fund: To invest in a well-diversified portfolio of value stocks (those having attractive valuations in relation to earnings or book value or current and/or future dividends). Risk-Return Parameters Parameter Fund Benchmark* Mean Sharpe Ratio Standard Deviation (%) Alpha (%) Beta Sortino Best year is (Mar 09, Mar 09, 2010) Dividend History Date Dividend (Rs./Unit) Mar 20, Mar 14, Mar 15, Mar 16, Mar 30, ICICI Pru Value Discovery Fund CNX Midcap Category 3 Year 5 Year 7 Year SIP performance (in Lacs) Since Inception 3 years 5 years 7 years SIP of Rs. 10,000 per month Worth of investment Return %

15 MOST FOCUSED MULTICAP 35 FUND Investment Style Box Growth Blend Value Fund Details Large Midium Small Inception Date:- 28 th April 2014 Scheme Type:- Open Ended Exit load:- Nil Expense Ratio:- 2.35% Benchmark:- CNX 500 Scheme Category- Multi Cap Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 1,433 Return Since Inception: % Minimum SIP :- Rs.1,000 Fund Manager:- Abhiroop Mukherjee, Anubhav Srivastava, Gautam Sinha Roy Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset HDFC Bank 7.41 Financial Ajanta Pharma 7.16 FMCG Eicher Motors 6.99 Healthcare Britannia Inds Automobile HPCL 6.64 Technology State Bank of India 6.44 Energy 6.64 Tech Mahindra 5.36 Services 4.86 Lupin 5.17 Textiles 4.50 TCS 5.08 Chemicals 1.83 Indusind Bank Total Stock Holdings Total Sector Holdings 100 Market Capitalization Range Concentration & Valuation Categorization Fund Benchmark Number of Stocks 19 Large Cap Top 10 Stocks (%) Mid Cap Top 5 Stocks (%) Small Cap Top 3 Sectors (%) Total equity Portfolio P/B Ratio 4.91 Debt Portfolio P/E Ratio Cash & cash Eq

16 IDFC DYNAMIC EQUITY FUND Investment Style Box Growth Blend Value Fund Details Inception Date:- 01 st Oct 2014 Scheme Type:- Open Ended Exit load:- 1% for <=540 Expense Ratio:- 2.56% Benchmark:- Crisil Balanced Application Amount for fresh Subscription :- Rs.5,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 478 Large Midium Small Scheme Category- Balanced Fund Return Since Inception:- 6.43% Minimum SIP :- Rs.1,000 Fund Manager:- Mr.Anupam Joshi, Ms.Minakshi Dawar, Ms.Punam Sharma Portfolio Details Top 10 Stock Holdings % Assets Top 10 Sector Holdings % Asset Infosys 4.46 Financial HDFC Bank 4.42 Technology 7.30 ICICI Bank 4.38 Energy 6.13 HDFC 4.25 Automobile 4.11 ITC 4.16 FMCG 3.99 Reliance Industries 3.28 Healthcare 3.04 Larsen & Toubro 3.07 Diversified 2.59 Tata Consultancy 2.90 Metals 1.22 Axis Bank 2.22 Communication 1.19 Tata Motors 2.13 Construction 0.97 Total Stock Holdings Total Sector Holdings Concentration & Valuation Number of Stocks 50 Top 10 Stocks (%) Top 5 Stocks (%) Top 3 Sectors (%) Portfolio P/B Ratio 3.14 Portfolio P/E Ratio

17 UTI DYNAMIC BOND FUND High Credit Quality Medium Low Fund Details High Midium Low Inception Date:- 23 rd June 2010 Scheme Type:- Open Ended Exit load:- 1% for <=365 Expense Ratio:- 1.07% Benchmark:- Crisil Composite Bond Scheme Category- Debt-Income Application Amount for fresh Subscription :- Rs.10,000 NAV:- Growth:- Rs Dividend:- Rs AUM:- Rs. 687 Return Since Inception:- 9.65% Minimum SIP :- Rs.1,000 Fund Manager:- Amandeep Singh Chopra Portfolio Details Top Holdings % Assets Credit Rating Break-Up % Asset GOI SOV GOI AAA Rural Electrification 7.69 P GOI 7.50 AA 6.03 Tata Motors 3.77 A and Below 0.00 Indiabulls 3.66 Term Deposit 1.02 Tata Motors 2.26 Bill Rediscounting 0.00 Vijaya Bank 0.73 Cash Equivalent 3.14 HDFC 0.71 Unrated / Others 0.00 Punjab National Bank Total Stock Holdings Total 100 Portfolio Characteristics Number of Securities 10 Modified Duration -- Average Maturity 8.63 Yield to Maturity -- 17

18 UTI DYNAMIC BOND FUND Objective of the fund: The scheme seeks to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. Risk-Return Parameters Parameter Fund Category* Mean Sharpe Ratio Standard Deviation (%) Alpha (%) Beta Sortino Best year is (Jan 31, Feb 02, 2015) Return Comparison Fund Category 6 Mnt 1 Year 3 Year 18

19 WHY MOAMC-PMS? Amongst India s one of the leading PMS Service Providers, with Assets under Management of approx Rs. 3,345 Crores. MOAMC - PMS has one of the largest active accounts (more than 5,730) on PMS Platform. Our NTDOP Strategy has outperformed the benchmark across market cycles over last 7 year period. Our Flagship Value Strategy has outperformed the benchmark across market cycles over a 12 year period. MOAMC - PMS has active clients in 138 different cities right from Agra to Vijaywada; a testimony of strong acceptance of our PMS across the length & breadth of the country. 19

20 VALUE STRATEGY Inception Date Objective Benchmark Investment Horizon Exit Load Fund Manager Mar 24, Benefit from the long term compounding effect on investments done in good businesses, run by great business managers for superior wealth Creation Performance (as on 30 th March, 2015) Value PMS Nifty Index CNX Nifty Year 2 Year 3 Year 4 Year 5 Year Since Inception* Medium to Long Term (3+ Yrs) 11.91% 5.52% 5.69% 14.48% 23.36% 2% for less than 12 months 33.62% Raamdeo Agrawal Manish Sonthalia 5.28% 0.14% Sector Allocation Auto & Auto Ancillaries Banking & Finance Infotech Pharmaceuticals FMCG Engineering & Electricals Alcoholic Beverages & Distilleries Cash Top Holdings

21 NEXT TRILLION DOLLAR OPPORTUNITY FUND Inception Date Objective Benchmark Investment Horizon Exit Load Fund Manager Dec 11, Predominantly invest in Small & Mid Cap stocks with a focus on Identifying Emerging Stocks/Sectors Performance (as on 30 th March, 2015) NTDOP Portfolio CNX Midcap Year 2 Year 3 Year 4 Year 5 Year Since Inception* CNX Midcap 5.96 Medium to Long Term (3+ Yrs) 7.22% 25.26% 7.09% 6.32%0.35% 2% for less than 12 months Sector Allocation 28.14% 25.61% Raamdeo Agrawal Manish Sonthalia Banking & Finance Auto & Auto Ancillaries FMCG Oil and Gas Diversified Engineering & Electricals Cash Top Holdings

22 INDIA OPPORTUNITIES FUND Inception Date Objective Benchmark Investment Horizon Exit Load Fund Manager May 2015 Benefit from the companies which are potential leaders in their field of operations and by participating in the India investment and consumption growth story CNX Nifty Medium to Long Term (3+ Yrs) 2% for less than 12 months Raamdeo Agrawal Varun Goel

23 INDIA OPPORTUNITIES FUND Inception Date Objective Benchmark Investment Horizon Exit Load Fund Manager May 2015 Benefit from the companies which are potential leaders in their field of operations and by participating in the India investment and consumption growth story CNX Nifty Medium to Long Term (3+ Yrs) 2% for less than 12 months Raamdeo Agrawal Varun Goel

24 REAL ESTATE Current available project details Property Name Apartment Typology Carpet Area Godrej Prime 2 BHK BHK BHK BHK 694 Sheth- Montana 2 BHK Jodi BHK Standard BHK BHK 1665 To know currently available property and revenue credit, write to Wealth or Aspire service accordingly Wealth- Mitesh Waghela- Mitesh.Waghela@motilaloswal.com & CC to Bhavesh Umrania, Shraddha Angre Aspire- Shailesh Juvekar- shailesh.juvekar@ahfcl.com & CC to Shraddha Angre 24

25 FIXED DEPOSIT COMPANY NAME RATING INTEREST RATE IN (%) SENIOR 12 M 24 M 36 M 48 M CITIZEN INVESTMENT MODE MINIMUM INTEREST DHFL - Aashray Deposit Plus* CARE : AAA M/Q/H/Y DHFL -Swayam Sidha Deposit* DHFL -Aashray Deposit Single* CARE : AAA 9.80 (500 Days) M/Q/H/Y CARE: AAA 9.75(14M) M/Q/H/Y DHFL -Aashray Deposit Trust* CARE : AAA DHFL -Aashray Deposit* CARE : AAA 9.75 (13M) M/Q/H/Y 9.85 (40M) M/Q/H/Y DHFL -Double My Money * CARE : AAA 9.75 (88M) (85M) Y Mahindra & mahindra Finance Services Ltd CRISIL :FAAA H/Q All Interest are of Cumulative Scheme. Note : INTEREST RATES ARE INDIACATIVE AS ON DATE, FOR FINAL INTEREST RATES, REQUEST YOU TO VERIFY WITH ORIGINAL APPLICATION FORMS. 25

26 THANK YOU Mutual Funds and securities investments are subject to market risks and there is no assurance or guarantee that the objectives of the Scheme will be achieved. All figures and calculations are hypothetical and MOSL is not responsible for any errors or omissions or the results obtained from the use of such calculations and in no event shall MOSL have any liability to any party for any damages of whatsoever nature (including lost profits) resulted to such party due to purchase or sale or otherwise of such product.