FACTSHEET st EQUITY FUND. 31 December For Statutory Details & Risk Factors please refer page 8.

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1 EQUITY FUND Invement Style Value Blend Grow An Open-ended Grow Scheme To achieve long term capital appreciation by inveing in a diversified portfolio predominantly consiing of equity and equity related securities including derivatives. However, ere can be no assurance at e invement objective of e Scheme will be achieved. 5 January 2010 Large Mid Small Market Cap Chandresh Nigam Work experience: 19 years He has been managing is fund since inception. Company Name Banks HDFC Bank 5.13 ICICI Bank 4.73 State Bank of India 4.10 Axis Bank 1.31 Punjab National Bank 0.74 Bank of Baroda 0.54 Software Infosys Technologies 7.32 Tata Consultancy Services 4.25 Wipro 1.19 Consumer Non Durables 8.78 ITC 3.39 Jyoy Laboratories 2.65 Titan Induries 1.09 Bajaj Corp 1.03 Emami 0.61 Finance 8.56 HDFC 4.69 Dewan Housing Finance Corporation 1.63 A K Capital Services 1.52 RECL 0.73 Petroleum Products 8.30 Reliance Induries 5.79 BPCL 1.92 HPCL 0.59 Conruction Project 5.53 Larsen & Toubro 5.53 Auto 5.40 Mahindra & Mahindra 2.36 Tata Motors 1.83 Maruti Suzuki India % % of Company Name Ferrous Metals 4.21 Tata Steel 2.48 Jindal Steel & Power 1.73 Oil 3.13 ONGC 3.13 Media & Entertainment 2.58 DQ Entertainment International 2.58 Pharmaceuticals 2.49 Cipla 0.90 Lupin 0.88 Cadila Healcare 0.71 Gas 2.28 GAIL (India) 1.37 Petronet LNG 0.91 Non-Ferrous Metals 2.10 Hindalco Induries 2.10 Minerals/Mining 1.91 Coal India 1.91 Telecom - Services 0.87 Bharti Airtel 0.87 Cement 0.65 ACC - Futures 0.65 Transportation 0.59 Spicejet 0.59 Conruction 0.56 Man Infraconruction 0.56 Nifty Futures 7.49 Oers (less an 0.50% of e corpus) 0.67 Total Equity (Including derivatives) Debt, Cash & Oer Receivables 4.57 Grand Total (`in crores) % 16.23% % of LATEST NAV (`) Grow Dividend % Mon - end Monly Average Crore Crore 6 Mons Axis Equity Fund - Grow Since Inception S&P CNX Nifty (Benchmark) Pa performance may or may not be suained in future. Returns are absolute for period less an 1 year. Since inception returns are calculated on ` 10 inveed at inception. Calculations are based on Grow Option NAVs. 5,000/1 100/1 MINIMUM SIP INSTALLMENT AMOUNT (`) 1,000/1 Entry load Exit load - Not Applicable - 1% if redeemed / switched - out wiin 1 year from e date of allotment. SECTOR ALLOCATION (%) For Statutory Details & Risk Factors please refer page 8. Banks 16.56% Software 12.79% Consumer Non Durables 8.96% Finance 8.56% Petroleum Products 8.30% Conruction Project 5.53% Auto 5.40% Ferrous Metals 4.21% Oil 3.13% Pharmaceuticals 2.96% Media & Entertainment 2.58% Gas 2.28% Non - Ferrous Metals 2.10% Minerals/Mining 1.91% Telecom - Services 0.87% Cement 0.65% Transportation 0.59% Conruction 0.56% 1

2 Invement Style Value Blend Grow An Open-ended Equity-Linked Savings Scheme To generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related securities. However, ere can be no assurance at e invement objective of e Scheme will be achieved. 29 December 2009 Large Mid Small Market Cap Chandresh Nigam Work experience: 19 years He has been managing is fund since inception. Company Name % of Banks HDFC Bank 5.83 ICICI Bank 5.69 State Bank of India 3.26 Axis Bank 1.79 Bank of Baroda 1.04 Punjab National Bank 1.01 Software Infosys Technologies 6.84 Tata Consultancy Services 3.86 Wipro 0.81 Consumer Non Durables ITC 2.60 Agro Tech Foods 1.84 Jyoy Laboratories 1.56 Zydus Wellness 1.26 Titan Induries 1.19 Jubilant Foodworks 1.04 Emami 1.00 Bata India 0.90 Finance 9.62 HDFC 5.43 Dewan Housing Finance Corporation 1.25 A K Capital Services 1.19 LIC Housing Finance 1.13 Manappuram General Finance & Leasing 0.62 Petroleum Products 5.46 Reliance Induries 3.51 BPCL 1.31 HPCL 0.65 Conruction Project 4.92 Larsen & Toubro 4.92 Auto 4.83 Tata Motors 1.95 Company Name % of Mahindra & Mahindra 1.93 Maruti Suzuki India 0.94 Pharmaceuticals 3.40 Cadila Healcare 1.29 Lupin 1.20 Cipla 0.92 Non - Ferrous Metals 2.77 Hindalco Induries 1.64 Hinduan Zinc 1.13 Oil 2.56 ONGC 2.56 Minerals/Mining 2.08 Coal India 2.08 Ferrous Metals 1.92 Tata Steel 1.92 Telecom - Services 1.78 Bharti Airtel 1.78 Gas 1.70 GAIL (India) 1.70 Indurial Products 1.30 Cummins India 1.30 Indurial Capital Goods 1.01 Thermax India 1.01 Transportation 1.00 Spicejet 1.00 Auto Ancillaries 0.90 Moerson Sumi Syems 0.90 Media & Entertainment 0.89 DQ Entertainment International 0.89 Peicides 0.65 PI Induries 0.65 Oers (less an 0.50% of e corpus) 0.53 Total Equity Debt, Cash & Oer Receivables Grand Total (`in crores) LATEST NAV (`) Grow Dividend % 29.85% Mon - end Monly Average Crore Crore 14.22% 12.71% 16.22% 16.45% STATISTICAL MEASURES Standard deviation 11.88% Beta 0.76 Sharpe Ratio* 2.14 *Risk-free rate assumed to be 4.57% (364 days Treasury Bill yield on ) 6 Mons 1 Year Since Inception Axis Tax Saver Fund - Grow BSE 200 (Benchmark) Pa performance may or may not be suained in future. Returns are absolute for period less an 1 year & compounded annualized for period more an or equal to 1 year. Since inception returns are calculated on ` 10 inveed at inception. Calculations are based on Grow Option NAVs. TURNOVER (1 year) 2.45 Times 500/ /500 MINIMUM SIP INSTALLMENT AMOUNT (`) 500/500 Entry load - Not Applicable Exit load - Nil SECTOR ALLOCATION (%) For Statutory Details & Risk Factors please refer page 8. Banks 18.62% Software 11.54% Consumer Non Durables 11.41% Finance 9.62% Petroleum Products 5.46% Conruction Project 4.92% Auto 4.83% Pharmaceuticals 3.40% Non - Ferrous Metals 2.77% Oil 2.56% Minerals/Mining 2.08% Ferrous Metals 1.92% Telecom - Services 1.78% Gas 1.70% Media & Entertainment 1.38% Indurial Products 1.30% Indurial Capital Goods 1.01% Transportation 1.00% Auto Ancillaries 0.90% Peicides 0.65% 2

3 Asset Class Equity Debt Gold An Open-ended Hybrid Fund To generate long term capital appreciation by inveing in a diversified portfolio of equity and equity related inruments, fixed income inruments & gold exchange traded funds. rd 23 Augu 2010 Chandresh Nigam Work experience: 19 years He has been managing is fund since inception He has been managing e fund since 14 September LATEST NAV ( `) Grow Dividend Total Debt Certificate of Deposit State Bank of Travancore P Canara Bank P Bank of Baroda A Federal Bank P Gilts % GOI 2017 SOV % GOI 2022 SOV % GOI 2015 SOV % GOI 2027 SOV 0.96 Corporate Bond 2.87 Cairn India AAA 2.87 Total Equity Banks 5.61 HDFC Bank 1.82 ICICI Bank 1.77 State Bank of India 1.36 Axis Bank 0.65 Software 4.25 Infosys Technologies 2.67 Tata Consultancy Services 1.58 Finance 2.34 HDFC 1.69 Dewan Housing Finance Corporation 0.65 Consumer Non Durables 1.93 ITC 1.35 Jyoy Laboratories 0.58 Conruction Project 1.92 Larsen & Toubro % Auto 1.69 Mahindra & Mahindra 0.90 Tata Motors 0.79 Petroleum Products 1.54 Reliance Induries 1.54 Ferrous Metals 1.34 Tata Steel 0.79 Jindal Steel & Power 0.55 Minerals/Mining 1.13 Coal India 1.13 Oil 1.00 ONGC 1.00 Telecom - Services 0.83 Bharti Airtel 0.83 Gas 0.70 GAIL (India) 0.70 Diversified 0.61 Hinduan Unilever 0.61 Non - Ferrous Metals 0.60 Hindalco Induries 0.60 Oers (less an 0.50% of e corpus) 5.69 Nifty Futures 2.98 Gold Exchange Traded Funds Axis Gold ETF Gold BeES 0.11 Net Current Grand Total (`in crores) Includes CBLO : 6.87%, Cash and oer receivables : -1.60% & Fixed Deposit : 7.55% 7.49% Mon - end Monly Average 2.89 years Crore Crore Axis Triple Advantage Fund - Grow Since Inception 35% of S&P CNX Nifty + 35% of CRISIL Composite Bond Fund Index + 30% of INR Price of Gold (Benchmark) Pa performance may or may not be suained in future. Returns are absolute for period less an 1 year. Since inception returns are calculated on ` 10 inveed at inception. Calculations are based on Grow Option NAVs years COMPOSITION BY ASSET (%) 10.66% 2.87% COMPOSITION BY RATING (%) 43.76% 5,000/ % 34.15% 100/ % Entry load - Not applicable Exit load - 1% if redeemed / switched - out wiin 1 year from e date of allotment. Equity 28.66% Gilts A1+/ P1+ / AAA Gold Exchange Traded Funds Corporate Bond SOV Money Market Inruments* * Money Market Inrument Includes Certificate of Deposit and Net Current Based on debt portfolio only For Statutory Details & Risk Factors please refer page 8. 3

4 Asset Class Equity Debt Gold An Open-ended Income Fund To generate regular income rough invements in debt & money market inruments, along wi capital appreciation rough limited exposure to equity and equity related inruments. It also aims to manage risk rough active asset allocation. 16 July 2010 He has been managing is fund since 14 September 2010 Pankaj Murarka Work experience: 11 years He has been managing is fund since inception Total Debt Certificate of Deposit State Bank of Travancore P State Bank of Patiala P State Bank of Mysore A Bank of Baroda A Central Bank of India PR Oriental Bank of Commerce P Punjab National Bank PR Canara Bank P Corporation Bank PR Bank of India P Federal Bank P IDBI Bank A Commercial Paper 5.01 Morgan Stanley (I) Capital F Tata Capital A Corporate Bond 4.10 SIDBI AAA 2.06 National Housing Bank AAA 2.04 Total Equity Software 3.00 Infosys Technologies 1.51 Wipro 0.92 HCL Technologies 0.57 Banks 1.84 ICICI Bank % State Bank of India 0.88 Finance 1.62 Dewan Housing Finance Corporation 1.02 A K Capital Services 0.60 Petroleum Products 0.99 Reliance Induries 0.99 Gas 0.86 GAIL (India) 0.86 Minerals/Mining 0.85 Coal India 0.85 Ferrous Metals 0.71 Tata Steel 0.71 Oil 0.67 ONGC 0.67 Consumer Non Durables 0.56 Jyoy Laboratories 0.56 Telecom - Services 0.56 Bharti Airtel 0.56 Conruction 0.52 Ashiana Housing And Finance (India) 0.52 Transportation 0.51 Spicejet 0.51 Oers (Less Than 0.50% of The Corpus) 7.33 Net Current Grand Total (`in crores) includes CBLO : 3.65%, Cash and oer receivables : 5.13% & Fixed Deposit : 8.35% 3.58% LATEST NAV ( `) Grow Quarterly Dividend Half yearly Dividend Annual Dividend Axis Income Saver - Grow Pa performance may or may not be suained in future. Returns are absolute for period less an 1 year. Since inception returns are calculated on ` 10 inveed at inception. Calculations are based on Grow Option NAVs. COMPOSITION BY ASSET (%) 4.10% 20.03% Since Inception CRISIL MIP Blended Fund Index (Benchmark) COMPOSITION BY RATING (%) Mon - end Monly Average Crore Crore 0.44 years 0.37 years 5,000/1 100/1 DIVIDENDS Option Quarterly Dividend Money Market Inruments* Equity Corporate Bond 75.87% A1+/ P1+ / F1+ / PR1+ / AAA * Money Market Inrument Includes Commercial Paper, Certificate of Deposit and Net Current Record Date Oers December 27, September 27, Entry load - Not applicable Exit load - 1% if redeemed / switched - out wiin 1 year from e date of allotment. Please note at after e payment of dividend, e NAV falls to e extent of dividend, diribution tax and cess wherever applicable. Pa performance may or may not be suained in future. Face Value of units is ` 10 Based on debt portfolio only For Statutory Details & Risk Factors please refer page 8. 4

5 Intere Rate Sensitivity High Mid Low An Open-ended Debt Scheme Certificate of Deposit Canara Bank P Punjab National Bank P Andhra Bank PR Dena Bank P Oriental Bank of Commerce P Central Bank of India PR Allahabad Bank P Bank of Baroda A State Bank of India P ING Vysya Bank P Union Bank of India P Corporation Bank P SHORT TERM FUND Credit Risk Rating mfaaa by ICRA* UCO Bank P United Bank of India A Bank of Maharashtra P Indian Overseas Bank A Syndicate Bank PR Dhanalaxmi Bank P IDBI Bank A IndusInd Bank P Commercial Paper 2.97 Tata Capital A Net Current Grand Total (`in crores) Includes CBLO : 0.35%, Cash and oer receivables : -4.79% To generate able returns wi a low risk rategy while maintaining liquidity rough a portfolio comprising of debt and money market inruments. However, ere can be no assurance at e invement objective of e scheme will be achieved. 2.06% 1.87% 4.09% 4.26% 1.70% 2.06% 4.05% 3.64% nd 22 January 2010 He has been managing is fund since 14 September2010 Ninad Deshpande Work experience: 9 years He has been managing is fund since inception LATEST NAV ( `) Initutional Plan Retail Plan 6 Mons Since Inception Axis Short Term Fund - Initutional Plan - Grow Crisil Short Term Bond Fund Index (Benchmark) 6 Mons Since Inception Axis Short Term Fund - Retail Plan - Grow Crisil Short Term Bond Fund Index (Benchmark) Pa performance may or may not be suained in future. Returns are absolute for period less an 1 year. Since inception returns are calculated on ` 10 inveed at inception. Calculations are based on Grow Option NAVs. Since inception returns for Initutional Plan - Grow Option & Retail Plan - Grow Option are calculated from nd nd nd 22 January 2010 & 2 March 2010 respectively. Retail Plan introduced on 2 March COMPOSITION BY ASSET (%) COMPOSITION BY RATING (%) Grow Regular Dividend Monly Dividend Mon - end Monly Average Crore Crore 0.20 years Money Market Inruments* A1+ / P1+ / PR years Initutional Plan 1 crore/1 Retail Plan 5,000/1 Initutional Plan 1 lac/1 Retail Plan 100/1 Entry load - Not applicable Exit load % if redeemed/ switched out wiin 3 mons from e date of allotment (Effective from 7 Jan 2011) DIVIDENDS Option Monly Dividend * Money Market Inrument includes Certificate of Deposit, Commercial Paper and Net Current Record Date Initutional Plan Oers Please note at after e payment of dividend, e NAV falls to e extent of dividend, diribution tax and cess wherever applicable. Pa performance may or may not be suained in future. Face Value of units is ` 10 Dividends disclosed above are for e pa 3 mons. For Rating Details, Statutory Details & Risk Factors please refer page 8. Retail Plan Oers December 27, November 25, October 25,

6 Intere Rate Sensitivity High Mid Low An Open-ended Debt Scheme To provide optimal returns and liquidity to e inveors by inveing primarily in a mix of money market and short term debt inruments which results in a portfolio having marginally higher maturity as compared to a liquid fund at e same time maintaining a balance between safety and liquidity. However, ere can be no assurance at e invement objective of e Scheme will be achieved. 9 October 2009 Ninad Deshpande Work experience: 9 years He has been managing is fund since inception Certificate of Deposit Allahabad Bank P Bank of Maharashtra P State Bank of Hyderabad A Punjab National Bank PR UCO Bank P Bank of India P ING Vysya Bank P Corporation Bank P Syndicate Bank P Andhra Bank PR IndusInd Bank P Dhanalaxmi Bank P % 5.39% 5.12% 4.67% 3.16% 3.14% TREASURY ADVANTAGE FUND Credit Risk Rating mfa1+ by ICRA Canara Bank P State Bank of Mysore A Oriental Bank of Commerce P Indian Overseas Bank A Dena Bank P Central Bank of India PR State Bank of Travancore P IDBI Bank A Commercial Paper 4.49 Edelweiss Capital P Net Current 0.35 Grand Total (`in crores) Includes CBLO : 2.90%, Cash and oer receivables : -2.55% 3.03% 3.14% 4.58% 4.51% He has been managing is fund since 14 September 2010 LATEST NAV (`) Initutional Plan Retail Plan Grow Daily Dividend Mons 1 Year Since Inception Axis Treasury Advantage Fund - Initutional Plan - Grow Crisil Liquid Fund Index (Benchmark) 6 Mons Since Inception Axis Treasury Advantage Fund - Retail Plan - Grow Crisil Liquid Fund Index (Benchmark) Pa performance may or may not be suained in future. Returns are absolute for period less an 1 year & compounded annualized for period more an or equal to 1 year. Since inception returns are calculated on ` 1000 inveed at inception. Calculations are based on Grow Option NAVs. Since inception returns for rd Initutional Plan - Grow Option & Retail Plan - Grow Option are calculated from 9 October 2009 & 3 March nd 2010 respectively. Retail Plan introduced on 2 March COMPOSITION BY ASSET (%) COMPOSITION BY RATING (%) Weekly Dividend Monly Dividend Mon - end Monly Average Crore Crore 0.17 years 0.16 years Initutional Plan 1 crore/1 Retail Plan 5,000/1 Initutional Plan 1 lac/1 Retail Plan 1,000/1 Entry load- Not applicable Exit load - Nil Money Market Inruments* A1+ / P1+ / PR1+ * Money Market Inrument includes Commercial Paper, Certificate of Deposit and Net Current DIVIDENDS Option Monly Dividend Record Date Initutional Plan Oers Retail Plan Oers December 27, November 25, October 25, Please note at after e payment of dividend, e NAV falls to e extent of dividend, diribution tax and cess wherever applicable. Pa performance may or may not be suained in future. Face Value of units is ` 1000 Dividends disclosed above are for e pa 3 mons. For Rating Details, Statutory Details & Risk Factors please refer page 8. 6

7 Intere Rate Sensitivity High Mid Low An Open-ended Liquid Scheme To provide a high level of liquidity wi reasonable returns commensurating wi low risk rough a portfolio of money market and debt securities. However, ere can be no assurance at e invement objective of e Scheme will be achieved. Certificate of Deposit Allahabad Bank P Union Bank of India P Central Bank of India P Bank of Maharashtra P Canara Bank P UCO Bank P State Bank of India P Corporation Bank P Punjab National Bank P Oriental Bank of Commerce P Andhra Bank PR State Bank of Travancore P State Bank of Mysore A IDBI Bank A State Bank of Hyderabad A Indian Overseas Bank A LIQUID FUND Credit Risk Rating mfa1+ by ICRA Dhanalaxmi Bank P Dena Bank P Bank of India P Syndicate Bank PR United Bank of India A Commercial Paper Edelweiss Capital P Indiabulls Financial Services P Tata Capital A L & T Infraructure Finance A STCI A J M Financial Products Private P Corporate Bond 7.12 ECL Finance P Net Current 0.32 Grand Total (`in crores) 2, Includes CBLO : 0.02%, Cash and oer receivables : 0.30% 9 October 2009 Ninad Deshpande Work experience: 9 years He has been managing is fund since inception 7.97% 7.75% 7.51% 7.71% 7.46% 7.43% 7.16% 6.83% 6.53% 6.28% 5.59% 5.12% 5.26% 4.67% 7.77% 7.71% 7.55% 7.46% 7.30% 7.43% 6.99% 6.83% 6.34% 6.28% 5.60% 5.48% He has been managing is fund since 14 September 2010 LATEST NAV (`) Initutional Plan Retail Plan Grow Daily Dividend Weekly Dividend Days 15 Days 30 Days 3 Mons 6 Mons 1 Year Since Inception Axis Liquid Fund - Initutional Plan - Grow Crisil Liquid Fund Index (Benchmark) 7 Days 15 Days 30 Days 3 Mons 6 Mons Since Inception Axis Liquid Fund - Retail Plan - Grow Crisil Liquid Fund Index (Benchmark) Pa performance may or may not be suained in future. Returns are simple annualized for period less an 1 year & compounded annualized for period more an or equal to 1 year. Since inception returns are calculated on ` 1000 inveed at inception. Calculations are based on Grow Option NAVs. Since inception returns for Initutional Plan - Grow Option & Retail Plan - Grow Option are calculated from 9 October 2009 & 1 March nd 2010 respectively. Retail Plan introduced on 2 March COMPOSITION BY ASSET (%) COMPOSITION BY RATING (%) 7.12% Monly Dividend Mon - end Monly Average 2, Crore 2, Crore 0.16 years 0.16 years Initutional Plan 1 crore/1 Retail Plan 5,000/1 Initutional Plan 1 lac/1 Retail Plan 1,000/1 Entry load- Not applicable Exit load - Nil DIVIDENDS Option Monly Dividend Money Market Inruments* Corporate Bond A1+/ P1+ / PR1+ * Money Market Inrument Includes Commercial Paper, Certificate of Deposit and Net Current Record Date 92.88% Initutional Plan Oers December 27, November 25, October 25, Please note at after e payment of dividend, e NAV falls to e extent of dividend, diribution tax and cess wherever applicable. Pa performance may or may not be suained in future. Face Value of units is ` 1000 Dividends disclosed above are for e pa 3 mons. For Rating Details, Statutory Details & Risk Factors please refer page 8. Retail Plan Oers 7

8 * Rating Details ( Axis Short Term Fund) Debt funds rated in is category carry e lowe credit risk, similar to at associated wi long term-term debt obligations rated in e highe-credit-quality category. This rating should however, not be conrued as an indication of e performance of e Mutual Fund scheme or of volatility in its returns. The rating should not be treated as a recommendation to buy, sell or hold units issued by e Mutual Fund. Rating Details ( Axis Treasury Advantage Fund and Axis Liquid Fund) This rating is e highe -credit-quality short-term rating assigned by ICRA to debt funds. Debt funds rated in is category carry e lowe credit risk in e short term and are similar to at of fixed income obligations of highe-credit-quality category wi maturity of up to one year. This rating should however, not be conrued as an indication of e performance of e Mutual Fund scheme or of volatility in its returns. The rating should not be treated as a recommendation to buy, sell or hold units issued by e Mutual Fund. Statutory Details & Disclaimers : Axis Mutual Fund has been eablished as a Tru under e Indian Trus Act, 1882, sponsored by Axis Bank Ltd. (liability rericted to Rs. 1 Lakh). Truee: Axis Mutual Fund Truee Limited Invement Manager: Axis Asset Management Company Limited (e AMC) Risk Factors: All Mutual funds and securities invements are subject to market risks and ere is no guarantee at e invement objective of e schemes will be achieved. The NAV of e units issued by e Mutual Fund under e schemes can go up or down depending on various factors and forces affecting securities markets. Pa performance of e Sponsor or its affiliates/e AMC/e mutual fund or its schemes does not indicate e future performance of e schemes. Axis Bank Limited is not liable or responsible for any loss or shortfall resulting from e operation of any of e mutual fund schemes launched by e AMC. Axis Liquid Fund, Axis Treasury Advantage Fund, Axis Short Term Fund, Axis Income Saver, Axis Triple Advantage Fund, Axis Equity Fund and Axis Tax Saver Fund are only e names of e schemes and do not indicate in any manner e quality of e schemes or eir future prospects or returns. Invements in e schemes are subject to intere rate risk, re-invement risk, basis risk, credit risk, liquidity risk, spread risk, prepayment risk, risk of possible loss of principal, etc. Equity and Equity Related Inruments are volatile by nature. Invements in gold exchange traded funds are subject to market risk, risks associated wi invement in physical gold, liquidity risk, counterparty risk, etc. For detailed risk factors please refer to e SID. The term Income Saver is only meant to denote e dual objectives of delivering regular returns and e endeavor to manage risk. The name of e scheme should in no way be conrued as a guarantee or assurance of returns or capital inveed in e scheme. Mutual fund invements are subject to market risks. Please read e Scheme Information Documents and Statement of Additional Information carefully before inveing. 8