The maximum amount payable in one tax year into a mini stock and shares ISA is 3,000.

Transcription

1 How to complete this application form Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG Please make cheques payable to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED Subscriptions must be made from the ISA Investor s own cash. Please complete both sides of the form and sign the Declaration and Authority. Remember to indicate whether you would like to have your dividends (and tax recovered) paid out or reinvested in your ISA. Remember to complete the ISA Transfer details if applicable and the Direct Debit instruction if you wish to save monthly. If you are applying for a lump sum, please enclose your cheque made payable to CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED. The maximum amount payable in one tax year into a mini stock and shares ISA is 3,000. If you have any queries at all on how to fill in this application form, please call Guy Dominic on and he will be happy to help. The Direct Debit Guarantee This Guarantee is offered by all Banks and Building Societies that take part in the Direct Debit Scheme. The efficiency and security of the scheme is monitored and protected by your own Bank or Building Society. If the amounts paid or the payment dates change, CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED will notify you 14 working days in advance of your account being debited or otherwise agreed. If an error is made by CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED or your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid. You can cancel a Direct Debit at any time by writing to your Bank or Building Society. Please also send a copy of your letter to us.

2 Application Form Credit Suisse Mini ISA Personal Details Title (Mr/Mrs/Miss/Other) Forenames Permanent residential address (A separate application form is required for each investor) Surname ISA Transfer details To enable you to transfer your existing ISA to CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED please provide details of your existing ISA Manager from whom you wish to transfer. (If you wish to transfer ISAs from more than one ISA Manager please continue on a separate sheet). Please note that you cannot transfer unit trusts or shares. Your existing ISA Manager must transfer the proceeds only. Please note if you are transferring a current year ISA, you may only transfer the proceeds to an ISA of the same type i.e. mini to mini, maxi to maxi. Name of company managing your ISA Postcode Daytime Telephone Number Do you have a National Insurance (NI) number? Please tick one box Yes No Their ISA Reference No. ISA Manager s Address If yes enter it here - - DAY MONTH YEAR Date of Birth Investment Details You should be able to find your NI number on a payslip, form P45 or P60, a letter from the Inland Revenue, a letter from the DSS or pension order book. Postcode I hereby authorise you to transfer forthwith the proceeds of the above ISA to CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED. I hereby authorise you to provide CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED with all such relevant information relating to my ISA as it may require. Lump Sum (Maximum cheque payable: 3000) I apply to subscribe, for a stocks and shares Mini ISA, for the tax year* 2000/2001 and each subsequent tax year until further notice. Please Invest a lump sum of Class R shares will be purchased. in the following Credit Suisse Fund or Funds. Please sign here Date INCOME FUNDS OEIC (CM) CS Income Fund (CR) CS Monthly Income Fund (CV) CS Corporate Bond Monthly Income Fund GROWTH FUNDS OEIC (ND) CS Smaller Companies Fund (NM) CS Growth Fund (NH) CS Fellowship Fund (Ethical/Environmental) INTERNATIONAL FUNDS OEIC (BZ) CS Orient Fund (BU) CS Transatlantic Fund (BD) CS European Fund Direct Debit Instruction Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG The minimum investment for each fund is 1,000. Monthly Savings (BH) CS New Japan Fund (Available from 15 May 2000) Originators Identification No. To the Manager Address Bank/ Building Society I apply to subscribe, for a stocks and shares Mini ISA, for the tax year* 2000/2001 and each subsequent tax year until I cancel this instruction in the: Postcode INCOME FUNDS OEIC (CM) CS Income Fund Name of Account to be debited GROWTH FUNDS OEIC (ND) CS Smaller Companies Fund (NM) CS Growth Fund (NH) CS Fellowship Fund (Ethical/Environmental) INTERNATIONAL FUNDS OEIC (BZ) CS Orient Fund (BU) CS Transatlantic Fund (BD) CS European Fund (BH) CS New Japan Fund (Available from 15 May 2000) The minimum investment each month is 100 in each fund. The maximum monthly payment you can make is 250 per month. Monthly savings are not available for the CS Monthly Income Fund, and the CS Corporate Bond Monthly Income fund. *Tax years run from 6 April one year to 5 April in the next year, ie 6 April 2000 to 5 April 2001 is the tax year 2000/2001. Monthly contributions are taken out of your bank/building society account on the 28th day of each month. Account Number Sort Code Plan Reference Number (To be completed by Credit Suisse Asset Management Funds (UK) Limited) Please pay CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED and, if so, details will be passed electronically to my Bank/Building Society. Signature Date CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED is regulated by IMRO and the Personal Investment Authority. Application form continues overleaf Banks/Building Societies may refuse to accept instructions to pay direct debits from some types of accounts.

3 Application Form continued Income Details If you do not tick a box, we will assume that you wish to reinvest your income. I would like all dividends and tax recovered to be reinvested in my ISA. I would like all dividends and tax recovered to be paid into my bank/building society account: Bank/Building Society Branch Sort Code Account Number Building Society Roll Number Account Name Key Features Document Please tick the box I confirm that I have received the Key Features section in the Credit Suisse ISA Brochure. Declaration and Authority I apply to subscribe for a stocks and shares Mini ISA for the tax year 2000/2001 and each subsequent tax year until further notice. I declare that All subscriptions made, and to be made, belong to me; I am 18 years of age or over; I have not subscribed and will not subscribe to a maxi ISA or another stocks and shares mini ISA in the same tax year(s) that I subscribe to this mini ISA; and I am resident and ordinarily resident in the United Kingdom for tax purposes or, if not so resident, perform duties which, by virtue of Section 132(4)(a) of the Income and Corporation Taxes Act 1988 (Crown employees serving overseas), are treated as being performed in the United Kingdom, and will inform CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED if I cease to be so resident and ordinarily resident or to perform such duties. I authorise CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED To hold my cash subscription, ISA investments, interest, dividends and any other rights or proceeds in respect of those investments and any other cash; To make on my behalf any claims to relief from tax in respect of ISA investments; and On my written request to transfer or pay to me, as the case may be, ISA investments, interest, dividends, rights or other proceeds in respect of such investments or any cash. I agree that the terms and conditions of the Credit Suisse Individual Savings Account shall apply to this ISA. I declare that this application form has been completed to the best of my knowledge and belief. I understand that if I have not completed all paperwork correctly and forwarded the necessary items with my application, all documentation will be returned for completion or correction and a delay may occur in the application being processed. Signed Date CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, regulated by IMRO and the Personal Investment Authority sells only its own Open-Ended Investment Companies, unit trust, PEP and ISA products. Agent s Stamp For office use only ISAlink (GM2) 17 Plas St Pol de Leon Penarth Marina Vale of Glamorgan Agent Code: P18765T Nil Initial Commission OEIC MINI ISA 04/00

4 How to complete this application form Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG Please make cheques payable to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED Subscriptions must be made from the ISA Investor s own cash. Please complete both sides of the form and sign the Declaration and Authority. Remember to indicate whether you would like to have your dividends (and tax recovered) paid out or reinvested in your ISA. Remember to complete the ISA Transfer details if applicable and the Direct Debit instruction if you wish to save monthly. If you are applying for a lump sum, please enclose your cheque made payable to CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED. The maximum amount payable in one tax year is 7,000 in a Maxi ISA for tax year 2000/2001 and 5,000 for 2001 and beyond. If you have any queries at all on how to fill in this application form, please call Guy Dominic on and he will be happy to help. The Direct Debit Guarantee This Guarantee is offered by all Banks and Building Societies that take part in the Direct Debit Scheme. The efficiency and security of the scheme is monitored and protected by your own Bank or Building Society. If the amounts paid or the payment dates change, CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED will notify you 14 working days in advance of your account being debited or otherwise agreed. If an error is made by CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED or your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid. You can cancel a Direct Debit at any time by writing to your Bank or Building Society. Please also send a copy of your letter to us.

5 Application Form Credit Suisse Maxi ISA Personal Details Title (Mr/Mrs/Miss/Other) Forenames Permanent residential address (A separate application form is required for each investor) Surname ISA Transfer details To enable you to transfer your existing ISA to CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED please provide details of your existing ISA Manager from whom you wish to transfer. (If you wish to transfer ISAs from more than one ISA Manager please continue on a separate sheet). Please note that you cannot transfer unit trusts or shares. Your existing ISA Manager must transfer the proceeds only. Please note if you are transferring a current year ISA, you may only transfer the proceeds to an ISA of the same type i.e. mini to mini, maxi to maxi. Name of company managing your ISA Postcode Investment Details Daytime Telephone Number Do you have a National Insurance (NI) number? Please tick one box Yes No If yes enter it here - - Date of Birth Lump Sum DAY MONTH YEAR You should be able to find your NI number on a payslip, form P45 or P60, a letter from the Inland Revenue, a letter from the DSS or pension order book. I apply to subscribe for a Maxi ISA, for the tax year* 2000/2001 and each subsequent tax year until further notice. Please Invest a lump sum of in the following Credit Suisse Fund or Funds. Class R shares will be purchased. INCOME FUNDS OEIC (CM) CS Income Fund (CR) CS Monthly Income Fund Their ISA Reference No. ISA Manager s Address Postcode I hereby authorise you to transfer forthwith the proceeds of the above ISA to CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED. I hereby authorise you to provide CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED with all such relevant information relating to my ISA as it may require. Please sign here Date (CV) CS Corporate Bond Monthly Income Fund GROWTH FUNDS OEIC (ND) CS Smaller Companies Fund (NM) CS Growth Fund (NH) CS Fellowship Fund (Ethical/Environmental) (NU) CS FTSE 100 Tracker Fund (Class C Shares) INTERNATIONAL FUNDS OEIC (BZ) CS Orient Fund (BU) CS Transatlantic Fund (BD) CS European Fund (BH) CS New Japan Fund (Available from 15 May 2000) Direct Debit Instruction Please complete, sign and return to: CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG UNIT TRUST (WX) CS Cash Fund The maximum amount you can invest is 7,000 in the 2000/2001 tax year and 5,000 in each subsequent tax year. The minimum investment for each fund is 1,000 except for CS FTSE 100 Tracker (CAT share class) where it is 500. The maximum investment in the CS Cash Fund is 3,000 in the 2000/2001 tax year and 1,000 in subsequent years. Monthly Savings I apply to subscribe, for a Maxi ISA, for the tax year 2000/2001 and each subsequent tax year until I cancel this instruction in the: INCOME FUNDS OEIC (CM) CS Income Fund Originators Identification No. To the Manager Address Name of Account to be debited Bank/ Building Society Postcode *Tax years run from 6 April one year to 5 April in the next year, ie 6 April 2000 to 5 April 2001 is the tax year 2000/2001. Monthly contributions are taken out of your bank/building society account on the 28th day of each month. CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED is regulated by IMRO and the Personal Investment Authority. (CR) CS Monthly Income Fund (CV) CS Corporate Bond Monthly Income Fund GROWTH FUNDS OEIC (ND) CS Smaller Companies Fund (NM) CS Growth Fund (NH) CS Fellowship Fund (Ethical/Environmental) INTERNATIONAL FUNDS OEIC (BZ) CS Orient Fund (BU) CS Transatlantic Fund (BD) CS European Fund (BH) CS New Japan Fund (Available from 15 May 2000) The minimum investment each month is 100 in each fund except for the CS Monthly Income Fund and the CS Corporate Bond Monthly Income Fund, where it is 400. The maximum amount you can invest is 583 per month in the 2000/2001 tax year and 416 per month for each subsequent tax year. Monthly savings are not available for the CS FTSE 100 Tracker Fund & the CS Cash Fund. Application form continues overleaf Account Number Sort Code Plan Reference Number (To be completed by Credit Suisse Asset Management Funds (UK) Limited) Please pay CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED and, if so, details will be passed electronically to my Bank/Building Society. Signature Date Banks/Building Societies may refuse to accept instructions to pay direct debits from some types of accounts.

6 Application Form continued Income Details If you do not tick a box, we will assume that you wish to reinvest your income. I would like all dividends and tax recovered to be reinvested in my ISA. I would like all dividends and tax recovered to be paid into my bank/building society account: Bank/Building Society Branch Sort Code Account Number Building Society Roll Number Account Name Key Features Document Please tick the box I confirm that I have received the Key Features section in the Credit Suisse ISA Brochure. Declaration and Authority I apply to subscribe for a Maxi ISA for the tax year 2000/2001 and each subsequent tax year until further notice. I declare that All subscriptions made, and to be made, belong to me; I am 18 years of age or over; I have not subscribed and will not subscribe to another ISA other than a TESSA only ISA in the same tax year(s) that I subscribe to this Maxi ISA; and I am resident and ordinarily resident in the United Kingdom for tax purposes or, if not so resident, perform duties which, by virtue of Section 132(4)(a) of the Income and Corporation Taxes Act 1988 (Crown employees serving overseas), are treated as being performed in the United Kingdom, and will inform CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED if I cease to be so resident and ordinarily resident or to perform such duties. I authorise CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED To hold my cash subscription, ISA investments, interest, dividends and any other rights or proceeds in respect of those investments and any other cash; To make on my behalf any claims to relief from tax in respect of ISA investments; and On my written request to transfer or pay to me, as the case may be, ISA investments, interest, dividends, rights or other proceeds in respect of such investments or any cash. I agree that the terms and conditions of the Credit Suisse Individual Savings Account shall apply to this ISA. I declare that this application form has been completed to the best of my knowledge and belief. I understand that if I have not completed all paperwork correctly and forwarded the necessary items with my application, all documentation will be returned for completion or correction and a delay may occur in the application being processed. Signed Date CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, regulated by IMRO and the Personal Investment Authority sells only its own Open-Ended Investment Companies, unit trust, PEP and ISA products. Agent s Stamp For office use only ISAlink (GM2) 17 Plas St Pol de Leon Penarth Marina Vale of Glamorgan Agent Code: P18765T Nil Iitial Commission OEIC MAXI ISA 04/00

7 Share Class R (ISA) Key Features of Credit Suisse Individual Savings Account OEICs - Class R Shares (Class C Shares of the Credit Suisse FTSE 100 Tracker Fund) Unit Trust - Credit Suisse Cash Fund These Key Features relate to investments into share class R (share class C in the case of the Credit Suisse FTSE 100 Tracker Fund) of the Credit Suisse Income Funds ICVC, Credit Suisse Growth Funds ICVC and Credit Suisse International Funds ICVC, UK authorised open-ended investment companies (OEICs), and into the Credit Suisse Cash Fund (an authorised unit trust). Its Aims Credit Suisse Income Funds OEIC Credit Suisse Income Fund: to achieve a reasonable and rising income combined with long term capital growth. The Fund s investment policy is to invest primarily in UK listed companies, but it may also invest in similar companies overseas and in companies quoted on the Alternative Investment Market. Credit Suisse Monthly Income Fund: to provide a good level of income payable in monthly instalments. The objective is to provide a good level of income with the prospect of capital growth and rising income. The Fund s investment policy is to follow a relatively low risk strategy with investment in higher yielding equities, convertibles, preference shares and fixed interest stocks. Credit Suisse Corporate Bond Monthly Income Fund: to provide a high income payable in monthly instalments. The Fund s investment policy is to use a relatively low risk strategy by investing predominantly in corporate bonds, convertibles, preference shares and fixed and variable rate securities. Credit Suisse Growth Funds OEIC Credit Suisse Smaller Companies Fund: to achieve capital appreciation. The Fund s investment policy is to invest in smaller UK based companies whose activities offer above-average opportunities for growth. The Fund may also invest in similar companies overseas or in companies quoted on the Alternative Investment Market. Credit Suisse Growth Fund: to maximise total return to investors over the years. The Fund s investment policy is to follow a medium to low risk strategy. The emphasis of the Fund will normally be on equities but from time to time significant proportions may be invested in fixed interest securities. Most of the shares held currently are in leading UK companies but in the longer term the ACD may allocate substantial funds to the major overseas markets. The fund may also invest in companies quoted on the Alternative Investment Market and on similar stock markets overseas. Credit Suisse Fellowship Fund: to achieve capital growth over the long term. The Fund s investment policy is to invest in companies which meet defined ethical criteria, predominantly in the UK, although the ACD may invest internationally when appropriate. The Fund has an independent Committee of Reference, which has the responsibility for defining these criteria from time to time, and for ensuring that companies selected for the portfolio meet the criteria. Credit Suisse FTSE 100 Tracker Fund: to seek capital growth over the long term. The Fund s investment policy is to invest so that it replicates the FTSE 100 Index (the 100 largest companies listed on the London Stock Exchange in terms of value) as far as possible subject to the Regulations. The ACD may from time to time invest in financial futures, in accordance with the rules regarding efficient This document has been designed to help you make sure that you have considered this most important information before you make your investment decision. Please make sure you have read it carefully. Credit Suisse Growth Funds ICVC, Credit Suisse Income Funds ICVC nd Credit Suisse International Funds ICVC are open-ended investment companies with variable capital, in the category of an umbrella company. It comprises a range of securities Funds with differing investment objectives as set out below. Credit Suisse Asset Management Funds (UK) Limited is the sole director (the Authorised Corporate Director or ACD) of each Company. Credit Suisse Cash Fund is a unit trust. Credit Suisse Asset Management Funds (UK) Limited is the manager of the Fund. portfolio management, in order to achieve the investment objective. There may be occasions when the ACD will be unable to replicate the Index, for example when a constituent security comes to represent greater than the level permitted under the FSA Regulations for investment in a single security. Credit Suisse International Funds OEIC Credit Suisse European Fund: to maximise the total return to investors over the years, primarily through capital growth. The Fund s investment policy is to invest in any or all of the countries in Europe (excluding the UK) west of the Urals. Investment will be in any or all economic sectors. Credit Suisse Transatlantic Fund: to maximise total return to investors over the years, primarily through capital growth. The Fund s investment policy is to invest in the United States of America, Canada and Mexico. Investment will be in securities which are readily marketable, although a proportion of the Fund may consist of shares in smaller companies which are often lightly traded. Credit Suisse Orient Fund: to achieve capital growth. The Fund s investment policy is to invest in Asian countries (excluding Japan), predominantly in Hong Kong, Singapore, South Korea, Taiwan, Thailand, Malaysia, the Philippines, Indonesia, China, India and Vietnam. Investment will be in all or any economic sectors and may include shares in investment trusts and other Funds which are themselves dedicated to investments in the markets and geographical areas as set out as above, as well as securities of companies which, whilst listed on established stock exchanges worldwide, conduct a significant amount of their business in these countries. Credit Suisse New Japan Fund (available for investment from Monday 15th May 2000): to achieve long term capital growth through investment predominantly in Japanese securities listed on any recognised stock exchange. Investment will be in all or any economic sectors. Credit Suisse Unit Trust Before you invest, you should: Make sure that you have selected a Fund that has an aim which will help you achieve what you want with your money. Consider the risks that you will be taking when you invest in a Fund whose capital return is not guaranteed. Make sure that you have understood how charges might effect your investment over the longer term. Credit Suisse Cash Fund: to achieve a high yield, principally through deposits, loans and investments in money market instruments anywhere in the world.

8 Your investment You may invest a cash lump sum of at least 1,000 ( 500 in the case of Class C Shares in the Credit Suisse FTSE 100 Tracker Fund). You may top-up your ISA with cash sums of a minimum of 500 whenever you wish. You can invest using a regular savings plan in all Funds except the Credit Suisse FTSE 100 Tracker Fund and Credit Suisse Cash Fund. If you take out a regular savings plan you can invest a minimum amount of 100 per month ( 400 in the Credit Suisse Monthly Income Fund and the Credit Suisse Corporate Bond Monthly Income Fund). Risk factors The value of your ISA and income from it can fall as well as rise and is not guaranteed. You may not get back the amount you originally invested. Where an initial charge is imposed, if you sell your shares after a short period, you may not (even if there has not been a fall in the value of the underlying investments) get back the amount you originally invested. If this risk is not acceptable to you, you should not invest in the Credit Suisse ISA. If you cancel your investment within the 14 days cancellation period, you may not get back your full investment as the value of shares/units bought may have fallen. Where a Fund invests overseas, its value may fluctuate as a result of currency exchange rates. Overseas investments on some Funds may also include investments in emerging markets where additional risks may include dealing difficulties, settlement and custody practices. The Credit Suisse Corporate Bond Monthly Income Fund and Credit Suisse Cash Fund are not suitable for investors whose objective is capital growth. Changes in interest rates could affect the capital value of investments within the Credit Suisse Corporate Bond Monthly Income Fund and Credit Suisse Cash Fund. For each of the Funds in the Credit Suisse Income Funds OEIC, the investment objective is to treat the generation of income as a higher priority than capital growth. It has therefore been decided, with the approval of the Depositary, that the whole of the ACD s annual management charge will be charged against capital instead of against income. This treatment of the ACD s charges will increase the amount of taxable income available for distribution to shareholders in the Funds concerned but will constrain capital growth. This has the effect of reducing the capital of the Funds by 0.1% per month. Current income levels are not guaranteed. The investment objective for each of the Funds in the Credit Suisse Growth Funds OEIC and the Credit Suisse International Funds OEIC is primarily to achieve long term capital growth. Some of the Funds will not produce sufficient income, after deduction of fund management charges, to enable income distributions to be made. The Credit Suisse FTSE 100 Tracker Fund may from time to time invest in financial futures, in accordance with the regulations for efficient portfolio management. Although each Fund of each Company will be treated as being responsible for meeting its own liabilities, if it is not able to do this, then the ACD of the Company may reallocate assets, liabilities, charges, expenses and costs between the other Funds of the Company in a manner which is fair to all the Company s investors generally. A shareholder is not, however, liable for the debts of the Company and will never be liable to make any further payment to the Company after paying the purchase price of the shares. Investors should note that in certain circumstances a dilution levy may be applied on the purchase or sale of shares - for further details please see Other dealing information in this document. If you have received a projection of future benefit, please note that if you do not maintain contributions, you will not meet the target benefit projected. Prevailing tax levels and relief are liable to change and their value will depend on your individual circumstances. The favourable tax treatment for ISAs may not be maintained. From 6th April 1999 the tax credits reclaimable from the Inland Revenue were reduced from 20% to 10% and will only continue to be reclaimed until 5th April If you choose a Maxi ISA with us you cannot invest in a life assurance ISA in that tax year. If you have any doubt that this investment is suitable for you and wish to obtain personal advice you should contact an independent financial adviser. You may have to pay for this advice. General Information What is an individual savings account ( ISA )? An ISA is a way of saving money without having to pay tax on any profit made, income or interest received. The account itself is like a basket in which you can put different types of investments. There are three types of account: - Maxi ISA - has a stocks and shares component with or without other components; or Mini ISA - has as single component only; and TESSA only ISA - investing in cash component only. What are the components of an ISA? There are three components: a stocks and shares component; a cash component; a life assurance component We offer the first two components for investment in our Maxi ISA and the first only for investment in our Mini ISA. We do not offer any life assurance component or the TESSA only ISA. How much can I invest in an ISA? This depends on the type of ISA you choose. You can choose either a Maxi or a Mini. The table below illustrates the maximum limits: Maxi ISA TAX YEAR 2000/2001 TAX YEAR 2001 & BEYOND Stocks and shares 7,000 5,000 or Cash 3,000 1,000 Life assurance 1,000 1,000 Stocks and shares Balance Balance Mini ISA Stocks and shares 3,000 3,000 Cash 3,000 1,000 Life assurance 1,000 1,000 A tax year runs from 6th April one year to 5th April the next. For example, the 2000/2001 tax year runs from 6th April 2000 to 5th April 2001.

9 Do I have to choose Credit Suisse Asset Management for all my ISA investments? Yes, if you choose the Maxi ISA. No, if you choose a mini ISA you can have up to three ISA managers each year, one for each component. If you choose this route, you can invest up to 3,000 in stocks and shares with us, 1,000 in life assurance and 1,000 in cash ( 3,000 in 2000/2001) with other ISA managers. Who can invest in an ISA? You can invest in an ISA if you are at least 18 years of age and ordinarily resident in the UK for tax purposes. For whom are ISAs suitable? Anyone who can afford to set aside money, perhaps for a rainy day or for some long term savings objective. You should think carefully about the risks before deciding which type of ISA is right for you. An ISA investing in stock markets may be able to offer higher returns in the long term, but there is no guarantee of what you might get back; you could get back less than you paid in. Make sure you read the section headed Risk Factors. Is there a maximum I can invest? You may invest up to 7,000 in the 2000/2001 tax year and 5,000 in subsequent years. How do I invest? You can invest in a Credit Suisse ISA by completing the application form which is enclosed with this document. What happens if I change my mind? When you invest with us, we will send you an acknowledgement letter. Once this has been issued if you have had advice from an IFA, you have 14 days to change your mind if you feel that you have not made the right decision. If this is the case you should notify CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, using the Cancellation Notice that will be sent to you, that you do not wish to continue with your investment. If you exercise your cancellation rights we will return the amount you have invested, or the lower value if the share price has fallen in the meantime. You may not therefore get back the amount you originally invested. What happens to my investments? Your money is invested in shares of your chosen Fund belonging to one of the Credit Suisse open-ended investment companies (OEICs), (units in the case of the Credit Suisse Cash Fund). An open-ended investment company (OEIC) is an investment which combines lots of peoples money and is invested to achieve a defined aim. Your money is pooled and invested in securities by professional managers. It is a way of participating indirectly in investment in the stockmarket. Rather than owning shares in individual companies, you will own shares in an investment company which itself has a wide range of holdings. CAT STANDARD How will I know what my ISA is worth? Every six months as at 5th April and 5th October you will be sent a statement showing the value of your ISA. You will also receive annual and interim reports on the Fund(s) you have invested in. The prices and distribution yields of all Credit Suisse Funds are listed daily in the Financial Times and Daily Telegraph. Can I cash in my ISA? You can sell your ISA at any time by writing with your instructions to CREDIT SUISSE ASSET MANAGEMENT FUNDS (UK) LIMITED, ISA Administration Centre, Mellon House, Ingrave Road, Brentwood, Essex CM15 8TG. If you are cashing in part of your ISA, please bear in mind that the minimum sale is 500, except for the Credit Suisse FTSE 100 Tracker Fund where the minimum sale is 100. You must leave the minimum 1,000 in each fund (or in the case of the Credit Suisse FTSE 100 Tracker Fund 500). A cheque for the cash-in value of your ISA will normally be sent to you within 5 working days (two working days in the case of the Credit Suisse Cash Fund) of receiving your written instruction. Will I pay tax on my ISA? There is no liability to income tax or capital gains tax under your ISA. How long do I have to keep my investment? There is no obligatory length of time. You are not locked in to a Credit Suisse ISA. However, we do recommend that you should aim to hold your investment for at least 5 years. Can I reinvest income? Yes. Please tick the box on the application form for Income Details. Do the funds meet the CAT Standards? It is only Class C Shares of the Credit Suisse FTSE 100 Tracker Fund that meets the CAT Standards. CAT Standards have been set up to help investors easily identify whether their ISA investment meets certain criteria. These criteria relate to Charges, Access and Terms of the investment. For an investment to meet the CAT Standards, its charges must be reasonable, it has to be easy to invest and the Terms must be straightforward and simple. It is important to remember however that the CAT Standard is no guarantee of investment performance. Neither does it mean that the product is approved or accredited by the Government or the regulators. A product which meets the CAT Standards is not automatically suitable for all savers. The following table shows on the left-hand side the CAT Standard requirements, and the right-hand side the details of Class C Shares of the Credit Suisse FTSE 100 Tracker Fund so you can see how it meets the standards. CREDIT SUISSE FTSE 100 TRACKER FUND CLASS C SHARES Charges Total charge no more than 1% of net asset value per year. The annual charge is 1%. There are no other charges No other charges to be paid by the saver. on Class C Shares of Credit Suisse FTSE 100 Tracker Fund. Access Minimum saving no more than 500 lump sum Minimum saving you can make is 500 lump sum a year. a year or 50 per month. Terms Investment must be in an authorised unit trust, Class C Shares of Credit Suisse FTSE 100 Tracker Fund open-ended investment company or investment trust. are a component of a single priced authorised open-ended Fund at least 50% invested in shares and securities investment company which invests in the Top 100 companies (satisfying the requirements in the tax regulations) which (in terms of what they are worth) listed on the London are listed on EU Stock Exchanges. Units and shares to be Stock Exchange. Please see the risk factors section for single priced as in the FSA regulations for authorised funds. the investment risks. The investment risk must be highlighted in the literature.

10 How much will any advice cost? Your adviser will give you details about the cost. The amount will depend on the size of your investment and in the case of regular savings the period for which your make them. It will be paid for out of the charges. How will the charges and expenses affect my investment? Credit Suisse Income Funds OEIC There is an initial charge of 5.25% on the purchase of shares in each Fund, with the exception of the Credit Suisse Corporate Bond Monthly Income Fund where the initial charge is 4.25%. There is also an annual management charge of 1.2% p.a. of the value of each Fund to cover the ongoing management and the administration of the Funds. The annual management charge is reflected in the daily price of shares and is paid to the ACD monthly in arrears. The Funds will also bear other expenses, including depositary fees and expenses, registrar s fees, audit fees and FSA fees, which approximately amount in total to between 0.17% and 0.25% of the value of the Funds. These fees and expenses are also reflected daily in the price of the shares. Their effect on an investment of 1,000 assuming growth of 7% a year is set out below and on the following pages. These figures are examples and are not guaranteed and serve only to demonstrate the effect of charges and expenses on an investment. CREDIT SUISSE INCOME FUNDS OEIC Credit Suisse Income Fund Initial charge 5.25%. Annual and administration charges 1.37% (includes the annual management charge of 1.2%, and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.17% per annum). 1 1, , , , , , ,620 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 304 if you have your income paid out and 342 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.9% a year if you have your income paid out and from 7% a year to 5% a year if you have your income reinvested. Credit Suisse Monthly Income Fund Initial charge 5.25%. Annual and administration charges 1.45% (includes the annual management charge of 1.2%, and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.25% per annum). 1 1, , , , , , ,610 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 319 if you have your income paid out and 355 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.8% a year if you have your income paid out and from 7% a year to 4.9% a year if you have your income reinvested.

11 Credit Suisse Corporate Bond Monthly Income Fund Initial charge 4.25%. Annual and administration charges 1.44% (includes the annual management charge of 1.2%, and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.24% per annum). 1 1, , , , ,630 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 266 if you have your income paid out and 336 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.8% a year if you have your income paid out and from 7% a year to 5.0% a year if you have your income reinvested. CREDIT SUISSE GROWTH FUNDS OEIC There is an initial charge of 5.25% on the purchase of shares in each Fund with the exception of Class C Shares of Credit Suisse FTSE 100 Tracker Fund where there is no initial charge. There is also an annual management charge of 1.5% p.a. of the value of each Fund, again with the exception of Class C Shares of Credit Suisse FTSE 100 Tracker Fund, the annual management charge for which is 1% p.a. This charge is to cover the ongoing management and the administration of the Funds. The annual management charge is reflected in the daily price of shares and is paid to the ACD monthly in arrears. The Funds, with the exception of Class C Shares of Credit Suisse FTSE 100 Tracker Fund, will also bear other expenses, including depositary fees and expenses, registrar s fees, audit fees and FSA fees, which approximately amount in total to between 0.08% and 0.18% of the value of the Funds. These fees and expenses are also reflected daily in the price of the shares. Their effect on an investment of 1,000 ( 500 for Class C Shares of Credit Suisse FTSE 100 Tracker Fund) assuming growth of 7% a year is set out below and on the following pages. These figures are examples and are not guaranteed and serve only to demonstrate the effect of charges and expenses on an investment. Credit Suisse Fellowship Fund Initial charge 5.25%. Annual and administration charges 1.68% (includes the annual management charge of 1.5% and other expenses such as depositary, custody, audit, register and sub-register fees, and FSA fees which are estimated to amount to 0.18% per annum). 1 1, , , , , , ,570 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 383 if you have your income paid out and 392 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.6% a year if you have your income paid out and from 7% a year to 4.7% a year if you have your income reinvested. Credit Suisse Smaller Companies Fund Initial charge 5.25%. Annual and administration charges 1.58% (includes the annual management charge of 1.5% and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.08% per annum). 1 1, , , , , , ,590 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 372 if you have your income paid out and 376 if you have your income reinvested. Putting it another way this would have the same effect as bringing investment growth from 7% a year down to 4.7% a year if you have your income paid out and from 7% a year to 4.8% a year if you have your income reinvested.

12 Credit Suisse Growth Fund Initial charge 5.25%. Annual and administration charges 1.64% (includes the annual management charge of 1.5% and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.14% per annum). 1 1, , , , , , ,580 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 379 if you have your income paid out and 385 if you have your income reinvested. Putting it another way this would have the same effect as bringing investment growth from 7% a year down to 4.7% a year if you have your income paid out and from 7% a year to 4.7% a year if you have your income reinvested. Credit Suisse FTSE 100 Tracker Fund - Class C Shares No initial charge. Annual and administrations charges 1%. There are no extra charges The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 88 if you have your income paid out and 94 if you have your income reinvested. Putting it another way this would have the same effect as bringing investment growth from 7% a year down to 5.9% a year if you have your income paid out and from 7% a year to 5.9% a year if you have your income reinvested. CREDIT SUISSE INTERNATIONAL FUNDS OEIC There is an initial charge of 5.25% on the purchase of shares in each Fund. There is also an annual management charge of 1.5% p.a. of the value of each Fund to cover the ongoing management and the administration of the Funds. The annual management charge is reflected in the daily price of shares and is paid to the ACD monthly in arrears. The Funds will also bear other expenses, including depositary fees and expenses, registrar s fees, audit fees and FSA fees, which approximately amount in total to between 0.09% and 0.33% of the value of the Funds. These fees and expenses are also reflected daily in the price of the shares. Their effect on an investment of 1,000 assuming growth of 7% a year is set out below and on the following pages. These figures are examples and are not guaranteed and serve only to demonstrate the effect of charges and expenses on an investment. It should be noted that these Funds are not expected to generate any income. Credit Suisse European Fund Initial charge 5.25%. Annual and administration charges 1.71% (includes the annual management charge of 1.5%, and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.21% per annum). The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 396 if you have your 1 1, , , , , , ,570 income paid out and 396 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.6% a year if you have your income paid out and from 7% a year to 4.6% a year if you have your income reinvested.

13 Credit Suisse Transatlantic Fund Initial charge 5.25%. Annual and administration charges 1.59% (includes the annual management charge of 1.5%, and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.09% per annum). 1 1, , , , , , ,590 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 377 if you have your income paid out and 377 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.7% a year if you have your income paid out and from 7% a year to 4.7% a year if you have your income reinvested. Credit Suisse Orient Fund Initial charge 5.25%. Annual and administration charges 1.83% (includes the annual management charge of 1.5%, and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.33% per annum). 1 1, , , , , , ,550 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 415 if you have your income paid out and 415 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.5% a year if you have your income paid out and from 7% a year to 4.5% a year if you have your income reinvested. Credit Suisse New Japan Fund available from Monday 15th May 2000 Initial charge 5.25%. Annual and administration charges 1.77% (includes the annual management charge of 1.5%, and other expenses such as depositary, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.27% per annum). 1 1, , , , , , ,560 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 406 if you have your income paid out and 406 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 4.6% a year if you have your income paid out and from 7% a year to 4.6% a year if you have your income reinvested.

14 CREDIT SUISSE UNIT TRUST There is no initial spread on the purchase of units in the Fund. There is an annual management charge of 0.5% p.a. of the value of the Fund to cover the ongoing management and the administration of the Fund. The annual management charge is reflected in the daily price of units and is paid to the Manager monthly in arrears. The Fund will also bear other expenses, including trustee fees and expenses, registrar s fees, audit fees and FSA fees, which approximately amount in total to 0.28% p.a. of the value of the Fund. These fees and expenses are also reflected daily in the price of the units. Their effect on an investment of 1,000 assuming growth of 7% a year is set out below. These figures are examples and are not guaranteed and serve only to demonstrate the effect of charges and expenses on an investment. Credit Suisse Cash Fund Initial spread 0.00%. Annual and administration charges 0.78% (includes the annual management charge of 0.5%, and other expenses such as trustee, custody, audit, register and sub-register fees and FSA fees which are estimated to amount to 0.28% per annum). 1 1, , , , , , , , ,810 The last line in the table shows that over 10 years the effect of the total charges and expenses could amount to 116 if you have your income paid out and 148 if you have your income reinvested. Putting it another way, this would have the same effect as bringing investment growth from 7% a year down to 6.2% a year if you have your income paid out and from 7% a year to 6.2% if you have your income reinvested.