Providing financial strategies for all aspects of your life

Transcription

1 Providing financial strategies for all aspects of your life

2 Wells Fargo & Company has had a reputation for strength, stability, and client satisfaction since its founding in Wells Fargo Advisors carries on this tradition of service and focusing on clients needs.

3 Offering our clients the wisdom of experience It s no secret that markets move in cycles, most often in tandem with the ups and downs of the global economy and industries behind them. Lean years often follow boom years and market bubbles. Recessions give way to periods of growth, stability, and investment. We ve been through our share of bull and bear markets over the past 125 years, and we will leverage that experience to assist you in navigating the complex world of investments. Our Financial Advisors can help you understand the historical movement of markets and how the right asset allocation can balance your need for safety with your desire for investment growth or income. They can recommend financial and investment strategies that directly address your objectives. That s how we do business at Wells Fargo Advisors, where we ve built our culture around putting our clients needs and concerns first. 1

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5 The life-planning process To assist you in your journey through life, your Financial Advisor will work with you to define and prioritize the goals and objectives that mean the most to you, then frame your financial and investment strategies around them. Think of it as a life-planning process that begins today not at some distant point in the future after you ve spent a lifetime saving for it. By starting with your life and planning your money around it, your Financial Advisor can help you measure your progress toward your goals. BIKING RUN A MARATHON DAUGHTER S COLLEGE FUND VACATION

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7 Invest with purpose Investment planning too often boils down to cookie-cutter investment mixes and generalized guesswork regarding your financial needs. It s better than nothing, but it s impersonal and vague. That s why Wells Fargo Advisors Envision process, which plans investments around benchmarks and life events that hold real meaning for you, can connect you to your investment strategy in a refreshing, revealing, and personal way. Even better, it can keep you apprised of that most critical of financial questions, How am I doing? The Envision process offers you and your Financial Advisor the tools and technology you need to discuss your life expectations, decide on an appropriate investment strategy, track your progress, and resync or rethink your approach whenever necessary.? Retirement Age Envision SM Today vs. Tomorrow Wells Fargo Advisors' Envision Priority Cards help you clarify your financial goals and prioritize your objectives.

8 INSURANCE ESTATE PLAN ANNUITY SOCIAL SECURITY 401K It all starts with your needs The Envision process interactive approach can help you identify: Where you are now financially Where you want to go How you plan to get there 6

9 Your Envision plan will take all of the following into account: Life goals Education goals Assets Liabilities Cash-flow requirements Retirement planning needs Levels of acceptable investment risk Asset allocation objectives This lets your Financial Advisor help you strategically allocate your portfolio based on your needs and situation.* * Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. 7

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11 Maintaining our heritage of client service Wells Fargo Advisors is one of the nation s premier financial services firms. Wells Fargo s investment business is represented by more than 15,000 Financial Advisors in 5,000 U.S. locations.* The firm was born out of Wells Fargo & Company s 2009 acquisition of Wachovia Corporation. Tracing its roots to 1879, Wachovia Securities, LLC, grew over the years through mergers with some of the industry s most respected regional and national firms, including the 2007 acquisition of A.G. Edwards, Inc., by Wachovia Corporation. Throughout their histories, Wells Fargo Advisors predecessors, including Wells Fargo Investments, were known for exceptional service based on trust and knowledge and for corporate cultures that put clients needs above all else. Wells Fargo Advisors is a subsidiary of Wells Fargo & Company. In business since 1852 and named on Fortune magazine s 2016 list of the World s Most Admired Companies, we re known and respected for our responsible stewardship of clients assets. * All data include Wells Fargo Clearing Services, LLC (including its predecessor firms) and Wells Fargo Advisors Financial Network, LLC as of September 30,

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13 Honoring our commitment to you Our Financial Advisors understand that getting you to your dreams requires a personal approach. They know building a relationship makes a difference and will sit down with you, taking the time to understand your needs before helping you create an investment strategy based on your entire financial picture, even money you ve invested elsewhere. We will honor our relationship with you. When you work with a Financial Advisor from Wells Fargo Advisors, you have someone who takes the time to understand your needs, helps you clarify your goals, and takes seriously the safety and security of your money and investments. We will be fully invested in your success. Your Financial Advisor can help you stay on track to meet your goals through intelligent financial strategies, in-depth analysis of your investments, and regular feedback on your progress. We will be with you every step of the way. Your needs and goals will change over time. That s why your Financial Advisor will be there to provide ongoing advice along with the exceptional service you deserve through the ups and downs of markets and economic cycles. 11

14 Carrying on our tradition of personal service When you work with Wells Fargo Advisors, you can expect the service and attention of a dedicated, experienced Financial Advisor and the support and resources of a world-class financial institution. As a part of Wells Fargo & Company, Wells Fargo Advisors connects you to some of the industry s finest financial services professionals. Our Financial Advisors draw on a talented force of market analysts, retirement planning and investment specialists, and portfolio managers to provide you with the advice and guidance that can help you reach your goals. If you re not already a valued client, we invite you to experience the dedication of a company built on integrity and client service and the spectrum of services available through one of the nation s financial services leaders. INSURANCE ANNUITY ESTATE PLANNING 401K

15 To learn more or speak with a Financial Advisor, visit wellsfargoadvisors.com to find the office location nearest you.

16 Insurance products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. Wells Fargo Advisors is not a legal or tax advisor. However, its Financial Advisors will be glad to work with you, your accountant, tax advisor, and/or lawyer to help you meet your financial goals. Asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment issues. Investment and Insurance Products: u NOT FDIC Insured u NO Bank Guarantee u MAY Lose Value Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. 2010, Wells Fargo Clearing Services, LLC. All rights reserved. [38202-V9BDC] (Rev 05/25 pk)