FY17 FINANCIALS MARCH 31, 2017

Size: px
Start display at page:

Download "FY17 FINANCIALS MARCH 31, 2017"

Transcription

1 1

2 2 FY17 FINANCIALS MARCH 31, 2017

3 3 INDEX 1. Key Highlights (IDFC Consol) 4 2. Entity wise P&L 5 3. Key Highlights - IDFC Bank 6 4. Business Highlights IDFC Infrastructure Finance 8 5. Business Highlights IDFC AMC 9 6. Fund Snapshot IDFC Alternatives Business Highlights IDFC Securities Shareholding 12

4 Key Highlights (IDFC Consol) FY17 Balance Sheet ` 117,548 Cr Net worth : ` 10,820 Cr PAT : ` 699 Cr Securities Revenue : ` 81 Cr PAT : ` 11 Cr Infrastructure Finance AMC AAUM : ` 57,318 Cr Revenue : ` 310 Cr PAT : ` 97 Cr Alternatives Fund Size : ` 17,716 Cr No of Investments : 81 Revenue : ` 131 Cr PAT : ` 19 Cr IDFC vs. Nifty* Bank O/s Credit : ` 85,172 Cr Income : ` 3,030 Cr PAT : ` 1,020 Cr No of Customers : 1.4 mn (GV ~ 9.6 lakh) Points of Presence: 8,613 4 Loan Book : ` 2,683 Cr PAT : ` 71 Cr AAA by CARE and ICRA *1 st April 16 to 31 st Mar 17 34% IDFC 19% Nifty

5 Entity wise P&L (FY17) Particulars IDFC Bank AMC Alternatives # IF Securities Others * Total FY 17 Operating Income 156 3, ,914 Operating Expenses 28 1, ,655 Pre-Provisioning Operating Profit 128 1, ,259 Provisions 278 Dividend Elimination 184 PBT 1,797 Tax, MI & Others 1,098 PAT 699 * Others Projects, Securities Singapore, IDFC FHCL etc. # includes IDFC Capital (Singapore) 5 All figures in ` Crore

6 Key Highlights IDFC Bank FY17 (1 of 2) No. of Customers (Total: 13.8 lacs IDFC Bharat Ltd. 1 customers: 9.6 lacs) 4,14,090 Points of Presence (8,613) 8,613 CASA/Gross Advances CASA Mar 17 ` 2,094 Cr 1,25,057 2,45,613 25,906 59,555 Mar-16 Jun-16 Sep-16 Dec-16 Mar ,154 4, % 1.75% 3.32% 1.76% 4.06% Customers acquired in the month of Mar : 60.9K (B+: 21.9K; B: 39.0K) Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Non Interest Franchise Income /Total Non Interest Income 37.8% Retailisation of Funded Book 2 : ` 16,818 Cr Balance Sheet Growth Mar 16: ` 83,216 Mar 17: ` 1,12,160 Q4 vs Q3 FY17 vs FY16 Non Interest Franchise Income /Total Operating Income 7.9% 25.2% -3% 35% 11.9% Mar-16 Mar Formerly known as Grama Vidiyal Micro Finance Ltd. (GVMFL) 2. Retailisation of Funded Book = Bharat Bank, B Plus, SME, Buyout, Onlending All figures in ` Crores

7 Key Highlights IDFC Bank FY17 (2 of 2) Outstanding Credit 1 ` 85,172 Cr 58% YoY Net Adv: ` 49,402 Cr Credit Inv: ` 17,165 Cr LC/BG: ` 18,605 Cr PAT ` 1,019.7 Cr Q4 FY17: ` Cr RoA RoE 1.0% 7.2% Network & Customers Network Branches: 74 ATMs: 47 Micro ATMs: 5,661 Aadhar Pay: 2,481 BC & IDFC Bharat Ltd.: 350 Customers Total: 13.8 lacs IDFC Bharat Ltd.: 9.6 lacs Asset mix (` 1,12,160) Net Advances Credit Inv. Cash & Bank Statutory Inv. Trading Inv. Other Assets 2,202 17,165 19,264 16,942 7,184 49,402 69% NII/Total Income ` 3,030 Cr NII: ` 2,076 Cr Non Int: ` 954 Cr NIM 2.1% Loan: 3.1% EPS Book value Funding mix (` 90,470) CASA FD Infra Bonds Bonds & Deb. FC Loans CBLO/Repo/LAF Others incl CDs 2,094 17,970 10,434 26,706 2,099 7,776 23,391 CASA Ratio 2 47% HR/Total Expenses ` 1,277 Cr HR: ` 597 Cr Others: ` 680 Cr Asset Quality C/I Ratio 42.1% Capital Adequacy Headcount 3,906 Mar 16: 2,405 (+62%) IDFC Bank vs. Bankex 3 5.2% CASA 4 : Bharat: ` 153 Cr Bharat Plus: ` 433 Cr Wholesale: ` 1,508 Cr GNPL: 3.0% NNPL: 1.1% Net RSA: 1.3% 18.9% Tier 1: 18.5% 21% 32% 5 1. Outstanding Credit (FB+ NFB) grew 19% from ` 71,354 Cr as on 31 st Dec, 16 to ` 85,172 Cr as on 31 st Mar, 17. Outstanding Funded Credit grew 18% from ` 56,641 Cr as on 31 st Dec 16 to ` 66,567 Cr as on 31 st Mar, CASA Ratio = CASA / (CASA+FD+CD) 3. 1 st April 16 to 31 st Mar Average SA per account: Bharat banking` 2,834, Bharat plus: ` 26,987

8 8 Business Highlights IDFC Infrastructure Finance Ltd * Outstanding disbursements as of March 31, 2017 were ` 2,683 Cr across 37 companies Total borrowings as of March 31, 2017 were ` 2,104 Cr The portfolio includes exposure to a diversified set of borrowers across the infrastructure spectrum including roads, power, education, healthcare, telecom and SEZs. PAT as for the year ended on March 31, 2017 is ` 70.8 Cr Capital adequacy ratio is ~28.9% Rating of AAA by CARE & ICRA *Formerly known as IDFC IDF

9 Business Highlights IDFC AMC Particular Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 AAUM (For the month) ` 52,460 55,080 58,548 59,489 59,585 MF 51,448 54,134 57,726 58,715 58,817 IA 1, Equity AUM (%) 24% 23% 23% 22% 22% 9 All figures in ` Crore

10 Fund Snapshot IDFC Alternatives Private Equity Infra RE Particular Office Total Fund I * Fun II Fund III Fund IV IIF1 IIF2 Fund * REYF SCORE Fund Size ` 844 1,858 2, ,837 5, ,716 Number of Investments Number of Exit Events (Full & Partial) * Completely Exited 10 All figures in ` Crore

11 11 Business Highlights IDFC Securities Increase in market share & Revenues in FII, MF and DII segment Healthy deal pipeline Investment banking Aiming to increase Brokerage revenue

12 Shareholding Pattern % of Top 10 shareholders Sr No Name Category 31-Mar-17 1 Government of India GOI 16.4% 2 Sipadan Investments (Mauritius) Ltd FII 9.5% 3 First State Investments ICVC FII 5.9% 4 Orbis Sicav - Asia Ex-Japan Equity Fund FII 3.2% 5 Ashish Dhawan Retail 2.6% 6 East Bridge Capital Master Fund Ltd FII 2.4% 7 ICICI Balanced Prudential Fund MF 1.4% 8 Platinum Asia Fund FII 1.4% 9 Orbis Global Equity Fund Ltd FII 1.1% 10 ICICI Prudential Dynamic Plan MF 1.1% 12 Corporate Bodies 4.0% MF 9.5% Retail 17.9% FIs / Insurance Co / Banks 5.8% 31st Dec, 2016 GoI 16.4% FII / FDI / NRI / FN 46.4% Corporate Bodies 4.6% FIs / Insurance Co / Banks 5.2% Retail 20.4% 31st Mar, 2017 MF 13.8% GoI 16.4% FII / FDI / NRI / FN 39.6%

13 THANK YOU

H1FY18 FINANCIALS OCTOBER 30, 2017

H1FY18 FINANCIALS OCTOBER 30, 2017 H1FY18 FINANCIALS OCTOBER 30, 2017 3 INDEX 1. Key Highlights (IDFC Consol) 4 2. Entity wise P&L 5 3. Key Highlights - IDFC Bank 6 4. Business Highlights IDFC Infrastructure Finance 12 5. Highlights IDFC

More information

Q1FY18 FINANCIALS JULY 27, 2017

Q1FY18 FINANCIALS JULY 27, 2017 Q1FY18 FINANCIALS JULY 27, 2017 3 INDEX 1. Key Highlights (IDFC Consol) 4 2. Entity wise P&L 5 3. Key Highlights - IDFC Bank 6 4. Business Highlights IDFC Infrastructure Finance 13 5. Business Highlights

More information

FY18 FINANCIALS MARCH 31, 2018

FY18 FINANCIALS MARCH 31, 2018 FY18 FINANCIALS MARCH 31, 2018 3 INDEX 1. Key Highlights (IDFC Consol) 4 2. Entity wise P&L 5 3. Key Highlights - IDFC Bank 6 4. Highlights IDFC AMC 24 5. Business Highlights IDFC Infrastructure Finance

More information

Q3FY18 FINANCIALS DECEMBER 31, 2017

Q3FY18 FINANCIALS DECEMBER 31, 2017 Q3FY18 FINANCIALS DECEMBER 31, 2017 Key Highlights: Q3 FY18 (1 of 2) No. of Customers (Total: 24 lacs IBL customers: 13 lacs) (In lacs) 12.37 13.78 16.05 19.42 23.96 Dec-16 Mar-17 Jun-17 Sep-17 Dec-17

More information

Q4FY17 FINANCIALS APRIL 25, 2017

Q4FY17 FINANCIALS APRIL 25, 2017 Q4FY17 FINANCIALS APRIL 25, 2017 INDEX 1. Key Highlights 4 2. Financial Highlights 8 3. Business Highlights 12 4. Shareholding 20 Key Highlights: FY17 (1 of 2) No. of Customers (Total: 13.8 lacs IDFC Bharat

More information

Q3FY18 FINANCIALS DECEMBER 31, 2017

Q3FY18 FINANCIALS DECEMBER 31, 2017 Q3FY18 FINANCIALS DECEMBER 31, 2017 3 INDEX 1. Key Highlights (IDFC Consol) 4 2. Entity wise P&L 5 3. Key Highlights - IDFC Bank 6 4. Business Highlights IDFC Infrastructure Finance 19 5. Highlights IDFC

More information

H1FY17 FINANCIALS OCTOBER 25,2016

H1FY17 FINANCIALS OCTOBER 25,2016 H1FY17 FINANCIALS OCTOBER 25,2016 INDEX 1. Key Highlights 4 2. Financial Highlights 9 3. Business Highlights 13 4. Shareholding 19 Key Highlights H1 FY17 Outstanding Credit $ PAT RoA / RoE Network / Customers

More information

Q1FY18 FINANCIALS JULY 27, 2017

Q1FY18 FINANCIALS JULY 27, 2017 IDFC BANK Q1FY18 FINANCIALS JULY 27, 2017 3 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17 Key Highlights: Q1 FY18 No. of Customers (Total: 16.0 lacs IBL customers: 10.1 lacs) (In 000 s) 1129 1237 1378 1605 Network

More information

Q1FY19 FINANCIALS JUNE 30, 2018

Q1FY19 FINANCIALS JUNE 30, 2018 Q1FY19 FINANCIALS JUNE 30, 2018 INDEX 1. Key Highlights 4 2. Standalone Financials 6 3. Financial Performance by Legal Entities 7 4. IDFC Bank 8 5. IDFC AMC 24 6. Shareholding Pattern 28 First time adoption

More information

Q4FY16 FINANCIALS MARCH 31,2016

Q4FY16 FINANCIALS MARCH 31,2016 Q4FY16 FINANCIALS MARCH 31,2016 INDEX 1. Summary Highlights 4 2. Financial Highlights 6 3. Business Highlights 10 4. Shareholding 14 Key Highlights H2 FY16 Outstanding Credit $ PAT RoA / RoE RoRWA 85%

More information

Q1 FY19 FINANCIALS JUNE 30, 2018

Q1 FY19 FINANCIALS JUNE 30, 2018 Q1 FY19 FINANCIALS JUNE 30, 2018 Key Highlights: Q1 FY19 (In lacs) 16.0 10.1 No. of Customers (Total: 30.8 lacs IBL customers: 13.4 lacs) 19.4 11.1 23.3 12.2 5.9 8.3 11.0 27.0 30.8 12.9 14.1 13.4 17.4

More information

IDFC : Investor Presentation (Q1FY16) July 30, 2015

IDFC : Investor Presentation (Q1FY16) July 30, 2015 IDFC : Investor Presentation (Q1FY16) July 30, 2015 2 1. Snapshot 2. Balance Sheet & Financials 3. Concentration and product analysis 4. Borrowings 5. Shareholding 6. Highlights 3 Balance Sheet Loan Book

More information

Q3FY16 FINANCIALS JANUARY 27,2016

Q3FY16 FINANCIALS JANUARY 27,2016 Q3FY16 FINANCIALS JANUARY 27,2016 INDEX 1. Summary Highlights 4 2. Financial Highlights 6 3. Business Highlights 10 4. Shareholding 14 Key Highlights Outstanding Credit PAT RoA / RoE RoRWA 93% ` 46,268

More information

H1 FY19 FINANCIALS OCTOBER 25, 2018

H1 FY19 FINANCIALS OCTOBER 25, 2018 H1 FY19 FINANCIALS OCTOBER 25, 2018 3 Key Highlights: H1 FY19 19.4 11.1 8.3 11.0 No of Customers (Total: 34.6 lacs IBL: 14.9 lacs) 23.3 12.2 27.0 12.9 14.1 30.8 13.4 34.6 14.9 17.4 19.8 8.2% CASA to Deposits

More information

Townhall Presentation

Townhall Presentation Townhall Presentation 1 IDFC Investor Presentation (Q1FY2013) August 14, 2012 2 1. Snapshot 2. Balance Sheet & Financials 3. Concentration and product analysis 4. Borrowings 5. Shareholding 6. Highlights

More information

Capital Adequacy Ratio (Basel III) Earnings Per share, Book Value Per Share & Share Holdings Pattern

Capital Adequacy Ratio (Basel III) Earnings Per share, Book Value Per Share & Share Holdings Pattern 1 Sl. No. Areas of Presentation Slide No 1 Highlights 3 2 Business Cross Section 4 3 Domestic CASA 5 4 Domestic Advances 6 5 Retail Credit Components 7 6 Industry & NBFC Exposure 8 7 Restructured Advances,

More information

JOINDRE CAPITAL SERVICES LTD. SEBI REGN NO. INH / INB / INB

JOINDRE CAPITAL SERVICES LTD. SEBI REGN NO. INH / INB / INB RESEARCH REPORT 15 th May 2017 IDFC BANK LIMITED NSE : IDFCBANK Sector: BANKING BSE: 539437 View - BUY CMP : Rs. 64 Target Price: Rs. 87 (In next 12 to 15 mths) BUSINESS BACKGROUND Demerged from IDFC,

More information

THE BANKER TO EVERY INDIAN. Quarterly Results Q1 FY 2012

THE BANKER TO EVERY INDIAN. Quarterly Results Q1 FY 2012 THE BANKER TO EVERY INDIAN Quarterly Results Q1 FY 2012 1 Rs. In Crores NII growth drives Profitability Parameter Q1 FY 11 Q4 FY 11 Q1 FY 12 YOY Growth % Interest Income 18452 21721 24197 31.14 Interest

More information

HIGHLIGHTS OF WORKING RESULTS

HIGHLIGHTS OF WORKING RESULTS 1 HIGHLIGHTS OF WORKING RESULTS 2 Business Global Business at ` 4,67,626 Crore Savings Deposits grew by 23% (Y-o-Y) Income Non - Interest Income increased by 38% (Y-o-Y) Profit Advances Consistent and

More information

HIGHLIGHTS OF WORKING RESULTS

HIGHLIGHTS OF WORKING RESULTS 1 HIGHLIGHTS OF WORKING RESULTS 2 Business Global Business at ` 4,96,122 Crore. Grew by 6% (Y-o-Y) Global Advances at ` 2,23,346 Crore. Grew by 8%(Y-o-Y) Income Net - Interest Income increased by 4% (Y-o-Y)

More information

Investor Presentation

Investor Presentation Investor Presentation January 11, 2018 Q3 FY18 Performance Highlights Key performance indicators remained stable NII up 20% ; Core Fee growth at 22 % YoY YoY PAT growth up by 25 % NIM remained steady at

More information

NIM on consistent growth trend Up by 3 bps at 3.31% Total Business Crosses Rs.1.5L Cr. Balance Sheet Size Crosses Rs.1L Cr

NIM on consistent growth trend Up by 3 bps at 3.31% Total Business Crosses Rs.1.5L Cr. Balance Sheet Size Crosses Rs.1L Cr Key Messages Operating Profit continues dynamic growth. Reflects core strength. Total Income (NII + Other Income) exhibits robust growth NIM on consistent growth trend Up by 3 bps at 3.31% Consistent credit

More information

BAJAJ FINANCE LIMITED

BAJAJ FINANCE LIMITED BAJAJ FINANCE LIMITED Q4 FY18 Investor Presentation 17 May 2018 PRESENTATION PATH Bajaj group structure 3 Bajaj Finserv group - Executive summary 4 What do we stand for 5 Key strategic differentiators

More information

Investor Presentation

Investor Presentation Investor Presentation October 12, 2017 Q2-FY18 Results 2 Q2 FY18 Performance Highlights Key performance indicators remained stable NII up 25% ; Core Fee growth at 23 % YoY; YoY PAT growth up by 25 % NIM

More information

ICICI Bank BUY. Performance Highlights. CMP Target Price `328 `416. 3QFY2018 Result Update Banking. 3-year price chart. Key financials (Standalone)

ICICI Bank BUY. Performance Highlights. CMP Target Price `328 `416. 3QFY2018 Result Update Banking. 3-year price chart. Key financials (Standalone) Feb-15 Jun-15 Oct-15 Feb-16 Jun-16 Oct-16 Feb-17 Jun-17 Oct-17 Feb-18 3QFY2018 Result Update Banking February 15, 2018 ICICI Bank Performance Highlights Particulars (` cr) 3QFY18 2QFY18 % chg (qoq) 3QFY17

More information

Robust Operating Momentum

Robust Operating Momentum Key Messages Operating Momentum Continues to make Strong Progress **** Healthy Core Engine Robust Operating Momentum Highest ever Operating Profit @ 708cr, grows 26% Y-o-Y Highest ever Net Profit @ 334Cr,

More information

The Bank that begins with Financial Results Q1, F.Y

The Bank that begins with Financial Results Q1, F.Y The Bank that begins with Financial Results Q1, F.Y. 2012-13 Analyst Meet August 8 th, 2012 Performance Highlights Jun - 2011 Jun - 2012 Percent 153264 Total Business 130201 17.7 Deposit 77104 89639 16.3

More information

Investor Presentation. July 10, 2018

Investor Presentation. July 10, 2018 Investor Presentation July 10, 2018 Q1 FY19 Performance Highlights FY 18-19 tracking well towards PC4 targets Q1 FY19 marked by strong QoQ growth in headline numbers Q1 PAT growth up by 24% ; Core PAT

More information

IDFC Bank/IDFC Ltd 56/ 41

IDFC Bank/IDFC Ltd 56/ 41 Result Update Rating matrix IDFC Ltd IDFC Bank Rating : Buy Buy Expected Price : 56 66 Target Period : 12 months 12 months Potential Upside : 40% 16% Demerger Structure effective from Oct 1 st, 2015 Stock

More information

Strong Operating Momentum. Operating Profit grows 20% Y-o-Y Robust Growth across all Business Segments Highest ever

Strong Operating Momentum. Operating Profit grows 20% Y-o-Y Robust Growth across all Business Segments Highest ever Key Messages Robust Operating Momentum **** Healthy Core Engine Strong Operating Momentum Operating Profit grows 20% Y-o-Y Robust Growth across all Business Segments Highest ever NII @1022Cr Granular Liability

More information

DCB Bank Ltd. 1 P a g e

DCB Bank Ltd. 1 P a g e 4 Recommendation HOLD Another strong quarter CMP (16/04/2015) Rs. 120 Target Price Rs. 140 Sector Stock Details Banking BSE Code 532772 NSE Code Bloomberg Code DCB DEVB IN Market Cap (Rs cr) 3383 Free

More information

BAJAJ FINANCE LIMITED

BAJAJ FINANCE LIMITED BAJAJ FINANCE LIMITED Q3 FY18 Investor Presentation 1 February 2018 PRESENTATION PATH Bajaj group structure 3 Bajaj Finserv group - Executive summary 4 What do we stand for 5 Key strategic differentiators

More information

Page 1

Page 1 Page 1 HIGHLIGHTS MARCH 2015 Major HIghlights Net profit at 2703 crore, up by 10.8% y.o.y. Gross profit at 6950 crore, up by 2.3% y.o.y. Total provisions at 4248 crore compared to 4358 crore in FY14 Non-interest

More information

ICICI Group: Strategy & Performance. Motilal Oswal Conference September 2, 2013

ICICI Group: Strategy & Performance. Motilal Oswal Conference September 2, 2013 ICICI Group: Strategy & Performance Motilal Oswal Conference September 2, 2013 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations

More information

Financial Results for Quarter/ Financial Year ended 31 st March 2018 SMALL STEPS TOWARDS BIG CHANGE

Financial Results for Quarter/ Financial Year ended 31 st March 2018 SMALL STEPS TOWARDS BIG CHANGE Financial Results for Quarter/ Financial Year ended 31 st March 2018 SMALL STEPS TOWARDS BIG CHANGE Performance Highlights Assets, Liabilities & Business Overview Loans & Advances Asset Quality Investments

More information

E a r n i n g s U p d a t e

E a r n i n g s U p d a t e E a r n i n g s U p d a t e 1 July 18, 2013 Kotak Bank - Standalone Highlights PAT ` 403 cr (` 282 cr) up 43% yoy NIM 4.8% (4.7%) Loans ` 50,539 cr (` 42,318 cr) up 19% yoy Restructured Loansstandard `

More information

ICICI Bank BUY. Performance Highlights. CMP Target Price `343 `460. Q3FY2019 Result Update Banking. 3-year price chart. Exhibit 1: Key Financials

ICICI Bank BUY. Performance Highlights. CMP Target Price `343 `460. Q3FY2019 Result Update Banking. 3-year price chart. Exhibit 1: Key Financials Apr-16 Jul-16 Oct-16 Jan-17 Apr-17 Jul-17 Oct-17 Jan-18 Apr-18 Jul-18 Oct-18 Jan-19 Q3FY2019 Result Update Banking Feb 15, 2019 ICICI Bank Performance Highlights Particulars (` cr) Q3FY19 Q2FY19 % chg

More information

Performance Highlights

Performance Highlights Presentation on Financial Performance for the Quarter/FY March 2015 1 Performance Highlights Top Line Milestones: Global Assets- Rs. 6.0 Lac Global Deposit- Rs. 5.0 Lac Saving Deposit- Rs. 1.5 Lac Overseas

More information

Market Share in Advances increases to 1.01%. Up by 6bps. Market Share in deposits increases to 0.91%. Up by 3bps Y-o-Y

Market Share in Advances increases to 1.01%. Up by 6bps. Market Share in deposits increases to 0.91%. Up by 3bps Y-o-Y Key Messages Robust and Diversified Credit Growth Continues. Blended Y-o-Y Growth rate of 22% Refined Retail Asset delivery architecture yields results (HL grows 26% Y-o-Y; 7% Q-o-Q and Auto grows 68%Y-o-Y;15%Q-o-Q;

More information

Shriram Transport Finance Company Ltd

Shriram Transport Finance Company Ltd Shriram Transport Finance Company Ltd Investor Update Q2 & H1 FY2017 October 25, 2016 Performance Highlights Q2 FY17 vs Q2 FY16 Total Income 11.8% Q2 FY17 Q2 FY16 Rs 27,135.9 mn Rs 24,264.6 mn Net Interest

More information

The Bank that begins with Financial Results Q3 & 9-Months

The Bank that begins with Financial Results Q3 & 9-Months The Bank that begins with Financial Results Q3 & 9-Months 2011-12 Tele-Conference with Analysts February 7 th, 2012; 3.30 P.M. Performance Highlights Dec - 2010 Dec - 011 Percent 141915 Total Business

More information

HDFC Bank Ltd. BUY. Investment Rationale. July 2, Volume No.. 1 Issue No. 28

HDFC Bank Ltd. BUY. Investment Rationale. July 2, Volume No.. 1 Issue No. 28 Jun-14 Jul-14 Aug-14 Sep-14 Oct-14 Nov-14 Dec-14 Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15. Volume No.. 1 Issue No. 28 HDFC Bank Ltd. July 2, 2015 BSE Code: 500180 NSE Code: HDFCBANK Reuters Code: HDBK.BO

More information

Analyst Presentation

Analyst Presentation Quarterly Results Q3FY19 Analyst Presentation 01.02.2019 Safe Harbor Certain statements in these slides are forwardlooking statements. These statements are based on Management's current expectations and

More information

ICICI Bank (ICICIBC IN) Strong improvement in asset quality

ICICI Bank (ICICIBC IN) Strong improvement in asset quality INSTITUTIONAL EQUITY RESEARCH ICICI Bank (ICICIBC IN) Strong improvement in asset quality INDIA FINANCIALS Quarterly Update Top takeaways from Q3FY19 ICICI Bank s reported Profit after tax of Rs 16bn,

More information

Quarterly Results Q3FY15

Quarterly Results Q3FY15 Quarterly Results Q3FY15 13 th February 2015 Safe Harbor Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject

More information

THE BANKER TO EVERY INDIAN. Annual Results FY

THE BANKER TO EVERY INDIAN. Annual Results FY THE BANKER TO EVERY INDIAN Annual Results FY 2011-12 Healthy Growth in NII and Operating Profit - a Snapshot (1/2) Rs. In Crores Q4 FY11 Q4 FY12 Gr.% FY11 FY12 Gr.% Interest Income 21721 28583 31.59 Interest

More information

Shriram Transport Finance Company Ltd

Shriram Transport Finance Company Ltd Shriram Transport Finance Company Ltd Investor Update Q4 & FY 2017-18 April 27, 2018 Performance Highlights FY18 vs FY17 Total Income 14.6% FY18 FY17 Rs 124,165.8 mn Rs 108,306.1 mn Net Interest Income*

More information

Investor Presentation Q October 15, 2018

Investor Presentation Q October 15, 2018 Investor Presentation Q2-2018-19 October 15, 2018 Q2 FY19 Performance Highlights FY 18-19 tracking towards PC4 targets Q2 FY19 marked by strong QoQ growth in headline numbers Core fee up by 20% YoY; 5%

More information

154 years in service of the Nation and going strong

154 years in service of the Nation and going strong Financial Results Q4 & Welcome Board of Directors 11 th May 2018 154 years in service of the Nation and going strong The Bank s Key Strengths Robust CASA Stable Operating Profit Young & energetic workforce

More information

Credit growth significantly ahead of the Industry average (26% growth Y-o-Y) Fourth consequent quarter of Slippages trending downwards

Credit growth significantly ahead of the Industry average (26% growth Y-o-Y) Fourth consequent quarter of Slippages trending downwards Key Messages Business momentum continues robust growth of 25% Y-o-Y Highest ever Operating Profit; Y-o-Y growth of 35%; Qtly Oper. Profit @ Rs.549 Cr. Credit growth significantly ahead of the Industry

More information

Welcome to Analysts Meet

Welcome to Analysts Meet PERFORMANCE HIGHLIGHTS For the Quarter Ended 30 th JUNE, 2013 Welcome to Analysts Meet 31 st July- 2013 Mumbai INDEX Sl. No. Slide Details Slide No. 1 Financial Highlights 4 2 Earnings Cross Section 5

More information

ICICI Group: Strategy & Performance. February 2010

ICICI Group: Strategy & Performance. February 2010 ICICI Group: Strategy & Performance February 2010 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty

More information

Investor Presentation

Investor Presentation Investor Presentation 31.12.2016 Awards and Accolades IDRBT Award for the Best Bank Among Small Banks for Digital Banking, 2015-16 on 18.07.2016 IDRBT Award for the Best Bank Among Small Banks for Managing

More information

ICICI Bank BUY. Performance Highlights. CMP Target Price `307 `411. 1QFY2019 Result Update Banking. 3-year price chart. Key financials (Standalone)

ICICI Bank BUY. Performance Highlights. CMP Target Price `307 `411. 1QFY2019 Result Update Banking. 3-year price chart. Key financials (Standalone) Jul-15 Nov-15 Mar-16 Jul-16 Nov-16 Mar-17 Jul-17 Nov-17 Mar-18 Jul-18 1QFY2019 Result Update Banking July 30, 2018 ICICI Bank Performance Highlights Particulars (` cr) 3QFY18 2QFY18 % chg (qoq) 3QFY17

More information

Financial Results Q4-10 & FY Analyst Presentation

Financial Results Q4-10 & FY Analyst Presentation Financial Results Q4-10 & FY 2010 Analyst Presentation 6th May, 2010 HIGHLIGHTS OF BUSINESS GROWTH Total Business increased from Rs.236968 Cr. to Rs.291289 Cr. an increase of 22.92% Total Deposits registered

More information

ICICI Group: Performance & Strategy. May 2015

ICICI Group: Performance & Strategy. May 2015 ICICI Group: Performance & Strategy May 2015 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty

More information

MEDIA RELEASE FY13 CONSOLIDATED NET PROFIT OF RS. 812 CRORE (US$ 149 MILLION) AN INCREASE OF 77%

MEDIA RELEASE FY13 CONSOLIDATED NET PROFIT OF RS. 812 CRORE (US$ 149 MILLION) AN INCREASE OF 77% MEDIA RELEASE FY13 CONSOLIDATED NET PROFIT OF RS. 812 CRORE (US$ 149 MILLION) AN INCREASE OF 77% FY13 CONSOLIDATED TOTAL INCOME OF RS. 7,519 CRORE (US$ 1.4 BILLION) AN INCREASE OF 13% NET WORTH OF RS.

More information

BAJAJ FINANCE LIMITED

BAJAJ FINANCE LIMITED BAJAJ FINANCE LIMITED Q2 FY18 Presentation 16 October 2017 PRESENTATION PATH Bajaj group structure 3 Bajaj Finserv group - Executive summary 4 What do we stand for 5 Key strategic differentiators 6 Bajaj

More information

Investor Presentation MARCH-2013

Investor Presentation MARCH-2013 Investor Presentation MARCH-2013 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness

More information

HDFC Bank BUY. Performance Highlights. CMP `2,145 Target Price `2,500. Q3FY2019 Result Update Banking. 3-year price chart. Key financials (Standalone)

HDFC Bank BUY. Performance Highlights. CMP `2,145 Target Price `2,500. Q3FY2019 Result Update Banking. 3-year price chart. Key financials (Standalone) Jan-16 May-16 Sep-16 Jan-17 May-17 Sep-17 Jan-18 May-18 Sep-18 Jan-19 Q3FY2019 Result Update Banking Jan 22, 2019 HDFC Bank Performance Highlights BUY CMP `2,145 Target Price `2,500 Particulars (` cr)

More information

Performance Review: Q1:FY2003. July 31, 2002

Performance Review: Q1:FY2003. July 31, 2002 Performance Review: Q1:FY2003 July 31, 2002 Highlights Profit after tax Rs. 2.53 billion despite full impact of merger transition costs and increase in general provision against standard assets Return

More information

Analyst Presentation

Analyst Presentation Quarterly Results Q1FY19 Analyst Presentation 10.08.2018 Safe Harbor Certain statements in these slides are forwardlooking statements. These statements are based on Management's current expectations and

More information

Audited Financial Results. For Q / FY. March, 2015

Audited Financial Results. For Q / FY. March, 2015 Audited Financial Results For Q / FY March, 2015 1 BUSINESS PROFILE 200000 150000 100000 50000 0 Advances Business Mar-13 Mar-14 Mar-15 Parameter Mar 13 Mar 14 Mar 15 Y-o-Y % Growth Gross Advances 66,457

More information

FY17 FY18 FY19E FY20E

FY17 FY18 FY19E FY20E Result Update NEUTRAL July 19, 2018 Kotak Mahindra Bank Result Update Moderate growth in loan book; however higher disbursement per branch Advances grew 24% YoY (from 1,423,590 mn) & 4% QoQ (from 1,697,179

More information

Investor Presentation

Investor Presentation Investor Presentation April 16, 2015 Q4 FY15 Performance Highlights Key performance vectors remained stable Q-o-Q PAT growth ramps up to 11 per cent Non-Interest Income to revenue remains healthy at 42%

More information

MEDIA RELEASE FY16 TOTAL INCOME OF RS. 9,998 CRORE (US$ 1.5 BILLION) - UP 12%

MEDIA RELEASE FY16 TOTAL INCOME OF RS. 9,998 CRORE (US$ 1.5 BILLION) - UP 12% MEDIA RELEASE FY16 TOTAL INCOME OF RS. 9,998 CRORE (US$ 1.5 BILLION) - UP 12% FY16 NET PROFIT OF RS. 1,101 CRORE (US$ 167 MILLION) - AN INCREASE OF 10% Q4 FY16 TOTAL INCOME OF RS. 2,828 CRORE (US$ 428

More information

isyndicateb ank has W13? W37 i3v7sl'llnvestor Relations Centre m 30$?)- 351m:

isyndicateb ank has W13? W37 i3v7sl'llnvestor Relations Centre m 30$?)- 351m: 2"d aria: mm am, has 560009 351m: 080-22283030 amt: 080-22283030 m 30$?)- inrc@syndlicatebank.co.in fi- F: 5 _ ' \ isyndicateb ank SyndicateBank,Corporate Office 2" Cross, Gandhi Nagar, Bengaluru - 560009

More information

The Bank that begins with Financial Results Q3 & 9Months, F.Y

The Bank that begins with Financial Results Q3 & 9Months, F.Y The Bank that begins with Financial Results Q3 & 9Months, F.Y. 2012-13 Concall with Analysts 4 th March, 2013 Performance Highlights Mar - 2012 Dec - 2011 Dec - 2012 Percent 152989 157682 Total Business

More information

Content. Highlights. Financial Performance. Business Performance. Treasury Operations. Asset Quality. Capital. Digital Banking & Financial Inclusion

Content. Highlights. Financial Performance. Business Performance. Treasury Operations. Asset Quality. Capital. Digital Banking & Financial Inclusion Q2 FY 2019 Content Highlights Financial Performance Business Performance Treasury Operations Asset Quality Capital Digital Banking & Financial Inclusion 2 Highlights 3 Highlights for Quarter September

More information

ICICI Bank BUY. Performance Highlights. CMP Target Price `279 `348. 2QFY2016 Result Update Banking. 3-year price chart. Key financials (Standalone)

ICICI Bank BUY. Performance Highlights. CMP Target Price `279 `348. 2QFY2016 Result Update Banking. 3-year price chart. Key financials (Standalone) 2QFY2016 Result Update Banking November 3, 2015 ICICI Bank Performance Highlights Particulars (` cr) 2QFY16 1QFY16 % chg (qoq) 2QFY15 % chg (yoy) NII 5,251 5,115 2.7 4,657 12.8 Pre-prov. profit 5,158 5,038

More information

GRUH Finance Limited (A Subsidiary of HDFC Limited) March 2017

GRUH Finance Limited (A Subsidiary of HDFC Limited) March 2017 GRUH Finance Limited (A Subsidiary of HDFC Limited) March 2017 1 GRUH PROFILE 2 2 Promoted by HDFC & AKFED on July 21, 1986 Commenced operations in 1988 from Ahmedabad A subsidiary of HDFC - Since June

More information

Growth Powered by Technology, Driven by Customers. Financial Results 31 st March 2017

Growth Powered by Technology, Driven by Customers. Financial Results 31 st March 2017 Financial Results 31 st March 2017 Performance Highlights Q4 FY 2016-17 NET INTEREST INCOME ` 989.49 cr NON INTEREST INCOME ` Rs.450.16 cr OPERATING PROFIT ` Rs.703.12 cr NET PROFIT ` 203.99 cr NET INTEREST

More information

Bajaj Finance Limited

Bajaj Finance Limited Bajaj Finance Limited Q1 FY19 Investor Presentation 19 July 2018 Presentation Path Bajaj group structure 3 Bajaj Finserv group - Executive summary 4 What do we stand for 5 Key strategic differentiators

More information

Performance Review: Q July 25, 2003

Performance Review: Q July 25, 2003 Performance Review: 2004 July 25, Highlights 34% increase in profit after tax to Rs. 3.40 bn compared to Rs. 2.53 bn in Net interest margin improved to 1.7% for 2004 compared to 1.4% for FY Equity capital

More information

Q1-2018: Performance review. July 2017

Q1-2018: Performance review. July 2017 Q1-2018: Performance review July Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty and changes

More information

Equitas Holdings Limited Investor Presentation Q1FY19 Quarter ended 30 June 2018

Equitas Holdings Limited Investor Presentation Q1FY19 Quarter ended 30 June 2018 Equitas Holdings Limited Investor Presentation Q1FY19 Quarter ended 30 June 2018 1 MISSION Empowering through Financial Inclusion VISION To Serve 5% of Indian Households by 2025 VALUES Fair and Transparent

More information

MEDIA RELEASE Q3 FY16 NET PROFIT OF RS. 235 CRORE (US$ 36 MILLION) - AN INCREASE OF 10%

MEDIA RELEASE Q3 FY16 NET PROFIT OF RS. 235 CRORE (US$ 36 MILLION) - AN INCREASE OF 10% MEDIA RELEASE Q3 FY16 NET PROFIT OF RS. 235 CRORE (US$ 36 MILLION) - AN INCREASE OF 10% Q3 FY16 TOTAL INCOME OF RS. 2,318 CRORE (US$ 351 MILLION) - UP 10% NET WORTH OF RS. 14,451 CRORE (US$ 2.2 BILLION)

More information

Board Presentation Quarter / Year ended 31 st March TH APRIL 2016

Board Presentation Quarter / Year ended 31 st March TH APRIL 2016 Board Presentation Quarter / Year ended 31 st March 2016 19 TH APRIL 2016 1 SUMMARY FINANCIAL STATEMENT Amounts In Rs. Lakhs Financial Snapshot * Figures are annualized Quarter Ended Q-o-Q Year Ended

More information

Punjab National Bank ACCUMULATE. Performance Highlights. CMP `1,115 Target Price `1,259. 3QFY2011 Result Update Banking.

Punjab National Bank ACCUMULATE. Performance Highlights. CMP `1,115 Target Price `1,259. 3QFY2011 Result Update Banking. 3QFY2011 Result Update Banking January 21, 2011 Punjab National Bank Performance Highlights Particulars (` cr) 3QFY11 2QFY11 % chg (qoq) 3QFY10 % chg (yoy) NII 3,203 2,977 7.6 2,329 37.5 Pre-prov. profit

More information

Q2-2019: Performance review. October 26, 2018

Q2-2019: Performance review. October 26, 2018 Q2-2019: Performance review October 26, 2018 Except for the historical information contained herein, statements in this release which contain words or phrases such as 'will', expected to, etc., and similar

More information

Bajaj Finance Limited Q3 FY14 Presentation

Bajaj Finance Limited Q3 FY14 Presentation Bajaj Finance Limited Q3 FY14 Presentation 15 th January 2014 1 Presentation Path Bajaj Finance product suite 3 Business/Product launch journey 4 Bajaj group structure 5 Bajaj Finserv group - Executive

More information

Investor Presentation Q3 FY2013

Investor Presentation Q3 FY2013 Investor Presentation Q3 FY2013 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness

More information

Union Bank of India NEUTRAL. Performance Highlights CMP. `393 Target Price - 2QFY2011 Result Update Banking. Investment Period -

Union Bank of India NEUTRAL. Performance Highlights CMP. `393 Target Price - 2QFY2011 Result Update Banking. Investment Period - 2QFY2011 Result Update Banking October 27, 2010 Union Bank of India Performance Highlights Particulars (` cr) 2QFY11 1QFY11 % chg (qoq) 2QFY10 % chg (yoy) NII 1,536 1,348 13.9 863 77.9 Pre-prov. profit

More information

Q1-2019: Performance review. July 27, 2018

Q1-2019: Performance review. July 27, 2018 Q1-2019: Performance review July 27, Except for the historical information contained herein, statements in this release which contain words or phrases such as 'will', expected to, etc., and similar expressions

More information

Earnings Presentation. Annual Results FY16-17

Earnings Presentation. Annual Results FY16-17 Earnings Presentation Annual Results FY16-17 1 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases such as will, aim, will likely

More information

www.allahabadbank.in Business Mix Sl. No. Parameters Jun'15 Mar'16 Jun'16 Variation Q-o-Q Y-o-Y Jun'16 over Mar'16 Jun'16 over Jun'15 Amt. (%) Amt. (%) 1 Business 334548 358352 350848-7504 -2.09 16300

More information

Kotak Annual Global Investor Conference 2011 Chasing Growth. Mr. Bipin Kabra February 11, 2011

Kotak Annual Global Investor Conference 2011 Chasing Growth. Mr. Bipin Kabra February 11, 2011 Kotak Annual Global Investor Conference 2011 Chasing Growth Mr. Bipin Kabra February 11, 2011 Agenda 1 Macro update 2 Dhanlaxmi Bank - An overview 3 A Bank in Transformation 4 Financials - How the Numbers

More information

Equitas Holdings Limited Investor Presentation Q3FY17

Equitas Holdings Limited Investor Presentation Q3FY17 Equitas Holdings Limited Investor Presentation Q3FY17 1 Mission Empowering through Financial Inclusion Vision To Serve 5% of Indian Households by 2025 Values Fair and Transparent 2 Highlights Q3FY17 Rs.7,181

More information

Performance and Outlook

Performance and Outlook Performance and Outlook November 2017 NSE: AXISBANK BSE: 532215 LSE (GDR): AXB 1 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases

More information

Performance and Outlook. November 2016

Performance and Outlook. November 2016 Performance and Outlook November 2016 1 Macro Picture Asset Quality Growth Earnings Quality Retail Franchise 2 Growth in industrial production has slowed in recent months Growth in IIP and Components 14%

More information

HDFC Bank BUY. Operating performance strong; improved NIM. CMP `2,268 Target Price `2,500. Q4FY2019 Result Update Banking. 3-year price chart

HDFC Bank BUY. Operating performance strong; improved NIM. CMP `2,268 Target Price `2,500. Q4FY2019 Result Update Banking. 3-year price chart Apr-16 Sep-16 Feb-17 Jul-17 Dec-17 May-18 Oct-18 Mar-19 Q4FY2019 Result Update Banking Apr 22, 2019 HDFC Bank Operating performance strong; improved NIM Particulars (` cr) Q4FY19 Q3FY19 % chg (qoq) Q4FY18

More information

Earnings Presentation

Earnings Presentation Earnings Presentation Q1FY18 NSE: AXISBANK BSE: 532215 LSE (GDR): AXB 1 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases such

More information

HOLD KOTAK MAHINDRA BANK LTD. Highlights. STANDALONE Result Update: Q3 FY14. CMP Target Price JAN. 29 th, 2014

HOLD KOTAK MAHINDRA BANK LTD. Highlights. STANDALONE Result Update: Q3 FY14. CMP Target Price JAN. 29 th, 2014 HOLD CMP 672.00 Target Price 690.00 KOTAK MAHINDRA BANK LTD. STANDALONE Result Update: Q3 FY14 JAN. 29 th, 2014 ISIN: INE237A01028 Stock Data Sector Banking BSE Code 500247 Face Value / Div. Per Share

More information

Financial Highlights Q3 FY18 vs Q3 FY17

Financial Highlights Q3 FY18 vs Q3 FY17 Q3 FY 2018 Financial Highlights Q3 FY18 vs Q3 FY17 Operating Profit Growth 680% NII Growth 105% NIM at 2.16% up by 130 bps Operating expenses is reduced by 10% Recovery/ Up gradation increased to 973 Cr

More information

IDFC Bank/IDFC Ltd 48/ 44

IDFC Bank/IDFC Ltd 48/ 44 Result Update May 2, 2016 Rating matrix IDFC Ltd IDFC Bank Rating : Hold Hold Expected Price : 44 49 Target Period : 12 months 12 months Potential Upside : 1% 2% Demerger Structure effective from Oct 1

More information

Bandhan Bank (BANBAN) 615

Bandhan Bank (BANBAN) 615 Result Update Rating matrix Rating : Buy Target : 7 Target Period : 12 months Potential Upside : 14% What s Changed? Target Changed from 6 to 7 EPS FY19E Unchanged EPS FY2E Unchanged Rating Unchanged Quarterly

More information

Source: Company Data; PL Research

Source: Company Data; PL Research Bank License Not much to lose, but not easy to gain either! April 02, 2014 Adarsh Parasrampuria adarshparasrampuria@plindia.com +91 22 66322236 Pritesh Bumb priteshbumb@plindia.com +91 22 66322232 Rating

More information

(INR Crores) FY16 FY17 FY18 FY19E FY20E. Net interest income 15, , , , , Growth% -8% -2% 0% 26% 6%

(INR Crores) FY16 FY17 FY18 FY19E FY20E. Net interest income 15, , , , , Growth% -8% -2% 0% 26% 6% 07-08-2015 01-08-2016 27-07-2017 22-07-2018 Result Update BUY * Aug 08, 2018 Punjab National Bank Result Update Total assets down 4 QoQ; Advances down 4 QoQ Total assets came at 7378bn dragged by 4 drop

More information

Equitas Holdings Limited Investor Presentation Q4FY17 & FY17 1

Equitas Holdings Limited Investor Presentation Q4FY17 & FY17 1 Equitas Holdings Limited Investor Presentation Q4FY17 & FY17 1 MISSION Empowering through Financial Inclusion VISION To Serve 5% of Indian Households by 2025 VALUES Fair and Transparent 2 Highlights `

More information

Earnings Update FY11 Results. May 5, 2011

Earnings Update FY11 Results. May 5, 2011 Earnings Update FY11 Results May 5, 2011 Performance Highlights Consolidated PAT for FY11 up 20% to ` 15,667 mn from ` 13,070 mn in FY10. Consolidated PAT for Q4FY11 ` 4,914 mn - up 17% from ` 4,186 mn

More information