The Bank that begins with Financial Results Q3 & 9-Months
|
|
- Martina Boyd
- 5 years ago
- Views:
Transcription
1 The Bank that begins with Financial Results Q3 & 9-Months Tele-Conference with Analysts February 7 th, 2012; 3.30 P.M.
2 Performance Highlights Dec Dec Percent Total Business Deposit CASA Advance
3 Total Business Progress Dec'10 Mar'11 Jun'11 Sep'11 Dec'11
4 Pan-India Presence Presence in 28 States & 5 UTs Metro, 32 Regional Offices 319, Rural, 100% CBS Network of 1649Branches As on % Semi Urban, 304, 18% Urban, 374, 23% 652, 40% Western, 66, 4% Central, 106, 6% Northern, 84, 5% Southern, 67, 4% North East, 278, 17% East, 1048, 64%
5 Operating Overview
6 Total Deposits Dec'10 Dec'11 Total Deposits increased by 13.3% Dec'10 Mar'11 Jun'11 Sep'11 Dec'11 Core Deposits increased by 21.2%
7 CASA CA SA CA 7293 SA Dec'10 Dec'11 0 Dec'10 Mar'11 Jun'11 Sep'11 Dec'11 SB deposits grew by 10.6% Current Deposits Increased by 17.1% on YoY basis
8 Deposit Mix Dec 10 Dec 11 Current, 6229, 8% Current, 7293, 9% Savings, 23194, 32% Bulk, % Retail Term, 25456, 35% Savings, 25646, 31% Bulk, 16304, 20% Retail Term, 33572, 40% CASA : 40.2% CASA : 39.8% Core Deposit: 75.1% Core Deposit : 80.3%
9 Cost of Deposits 7 Q Q Quarterly Sequential 7 9M M Dec'10 Mar'11 Jun'11 Sep'11 Dec'11
10 Advances
11 Total Advances Dec'10 Dec' Dec'10 Mar'11 Jun'11 Sep'11 Dec'11 Total Advances increased by 16.6% Quarterly Sequential
12 Total Advances - Breakup Scheme Dec 10 Dec 11 Growth(%) Total Advances : % Retail Advances % MSME Advances % Agriculture % Large & Mid-corporate % Dec 10 Dec 11 Growth (%) Priority Sector Advances % Food Credit %
13 Advances Mix Dec 10 Dec 11 Retail Advances, 6915 MSME Advances, 7390 Retail Advances, 8163 MSME Advances, 8882 Large & Midcorporate, Agriculture, 4897 Large & Midcorporate, Agriculture, 5921
14 Top 10 Exposures Construction, 778 Cement/Cement Products, 910 Engineering, 1169 Chemicals, 932 Power, 6848 Textile, 1314 Metal/Metal Products, 4523 Telecom, 1524 Other Infra, 978 Road & Ports, 2594
15 Retail Advances % Dec'10 Dec' Dec'10 Mar'11 Jun'11 Sep'11 Dec'11
16 Retail Advances Breakup Retail Scheme Dec 10 Dec 11 Growth (%) Housing Loan % Auto Loan % Education Loan % Mortgage Loan % Loan against FD/NSC/LIC etc % Personal & other loans % Total : %
17 PRISEC Advances Agriculture MSME Other % 20.2% % Dec'10 Dec' Dec'10 Mar'11 Jun'11 Sep'11 Dec'11 PRISEC Advances up by 17.7% Quarterly Sequential
18 MSME Advances % Dec'10 Dec' Dec'10 Mar'11 Jun'11 Sep'11 Dec'11
19 Restructured Accounts Dec'2010 Mar'2011 Jun'2011 Sept'2011 Dec'2011 Total Advance Out of which NPA Restructured Advance Fresh Restructured Closed / Recovery NPA in Restructured Advance Slippage Upgradation/Recovery/Closed Fresh restructure during the 9 months period `378 crore No. of Restructured Accounts out of which accounts identified as NPA
20 Yield on Advances Percentage ( % ) M M Quarterly Sequential Q Q Dec'10 Mar'11 Jun'11 Sep'11 Dec'
21 INVESTMENTS
22 Total Investments AFS, 7158, 27.54% HFT, 0, 0.00% HTM, 18836, 72.46% AFS, 7012, 24.74% HFT, 0, 0.00% HTM, 21335, 75.26% Total Investment Dec 10 Total Investment Dec 11 Net Investments increased by 9.1%, whereas HTM grew by 13.3% and AFS decreased by 2.1%. Yield on Investment increased from 7.76% to 7.80%
23 Operating Snapshot
24 Income & Profitability % 9MFY11 9MFY12 Parameters Q3FY11 Q3FY12 % Interest Earned Non-Interest Income Interest Expenses Operating Expenses
25 Non Interest Income 9 - Months Quarterly % % M-FY11 9M-FY Q3-FY11 Q3-FY12
26 Non Interest Income Break up % of growth 9M M Particulars Q Q % of growth 3.8% Comm., Exchange & Brokerage % 11.9% Miscellaneous other Income % 8.5% Total of Core Non Interest Income % 47.0% Income from Treasury Operation % 18.5% Total Non Interest Income % 17.3% Recovery from Written-off A/cs %
27 Net Interest Income 9 Months Quarterly % % M-FY11 9M-FY Q3-FY11 Q3-FY12
28 Operating Profit Half Yearly Quarterly % 25.0% M-FY11 9M-FY12 0 Q3-FY11 Q3-FY12
29 Provisions & Contingencies % 9MFY11 9MFY12 Q3FY11 Q3FY12 % Total Prov. & Contg NPA Provision Pension/Gratuity Provision for Income Tax Provision for others
30 Net Profit 9-Months Quarterly M-FY11 9M-FY12 0 Q3-FY11 Q3-FY12 Half Yearly et Profit up by 26.9% Q2 Net Profit increased by 38.5%
31 Asset Quality
32 NPA Movement 9M M Particulars Q Q Opening NPA Reduction Cash Recovery Up-gradation Write-off Slippages Closing NPA
33 Non Performing Assets Particulars Dec 10 Security Available % of security Dec 11 Security Available % of security Gross Non Performing Assets/Security Available % % Sub-standard % % Doubtful % % Loss % %
34 (Percent) Non Performing Assets Net NPA: Crore as on Gross NPA Net NPA Dec'10 Dec'11
35 Key Ratio
36 Key Ratios Dec 10 Dec 11 Mar 11 Basel-II (CRAR) 12.51% 12.63% 13.05% Tier-I 8.22% 8.37% 8.90% Tier-II 4.29% 4.26% 4.15% % of GOI shareholding 84.20% 85.48% 85.48%
37 Profitability Ratios (%) 9MFY 11 9MFY 12 Parameters Q3FY 11 Q3FY Yield on Advance Yield on Investment Cost of Deposit NIM ROA Cost to Income Ratio CD Ratio
38 Market Information Parameters Dec 10 Dec 11 Mar 11 Book Value per Share (`) Earning per Share (`) Price / Book Value Price Earning Ratio 9.43x 3.84x 7.39x Return on Equity (Annualised) 13.63% 13.76% 12.86%
39 We re everywhere for you Thank you
The Bank that begins with Financial Results Q1, F.Y
The Bank that begins with Financial Results Q1, F.Y. 2012-13 Analyst Meet August 8 th, 2012 Performance Highlights Jun - 2011 Jun - 2012 Percent 153264 Total Business 130201 17.7 Deposit 77104 89639 16.3
More informationThe Bank that begins with Financial Results Q3 & 9Months, F.Y
The Bank that begins with Financial Results Q3 & 9Months, F.Y. 2012-13 Concall with Analysts 4 th March, 2013 Performance Highlights Mar - 2012 Dec - 2011 Dec - 2012 Percent 152989 157682 Total Business
More informationThe Bank that begins with Financial Results
The Bank that begins with U Financial Results 2010-2011 Analyst Meet Trident, Mumbai May 4, 2011 Performance Highlights 2009-10 2010-11 Percent 131779 Total Business 110936 18.8 Deposit 68180 77845 14.2
More informationCapital Adequacy Ratio (Basel III) Earnings Per share, Book Value Per Share & Share Holdings Pattern
1 Sl. No. Areas of Presentation Slide No 1 Highlights 3 2 Business Cross Section 4 3 Domestic CASA 5 4 Domestic Advances 6 5 Retail Credit Components 7 6 Industry & NBFC Exposure 8 7 Restructured Advances,
More informationwww.allahabadbank.in Business Mix Sl. No. Parameters Jun'15 Mar'16 Jun'16 Variation Q-o-Q Y-o-Y Jun'16 over Mar'16 Jun'16 over Jun'15 Amt. (%) Amt. (%) 1 Business 334548 358352 350848-7504 -2.09 16300
More informationHIGHLIGHTS OF WORKING RESULTS
1 HIGHLIGHTS OF WORKING RESULTS 2 Business Global Business at ` 4,96,122 Crore. Grew by 6% (Y-o-Y) Global Advances at ` 2,23,346 Crore. Grew by 8%(Y-o-Y) Income Net - Interest Income increased by 4% (Y-o-Y)
More informationHIGHLIGHTS OF WORKING RESULTS
1 HIGHLIGHTS OF WORKING RESULTS 2 Business Global Business at ` 4,67,626 Crore Savings Deposits grew by 23% (Y-o-Y) Income Non - Interest Income increased by 38% (Y-o-Y) Profit Advances Consistent and
More informationPerformance Highlights
Presentation on Financial Performance for the Quarter/FY March 2015 1 Performance Highlights Top Line Milestones: Global Assets- Rs. 6.0 Lac Global Deposit- Rs. 5.0 Lac Saving Deposit- Rs. 1.5 Lac Overseas
More informationwww.allahabadbank.in Business Mix Sl. No. Parameters Mar'15 Sep'15 Variation Q-o-Q Y-o-Y over Sep'15 over Amt. (%) Amt. (%) 1 Business 331196 346519 340101 344709 4608 1.35 13513 4.08 2 Deposit 184544
More informationWelcome to Analysts Meet
PERFORMANCE HIGHLIGHTS For the Quarter Ended 30 th JUNE, 2013 Welcome to Analysts Meet 31 st July- 2013 Mumbai INDEX Sl. No. Slide Details Slide No. 1 Financial Highlights 4 2 Earnings Cross Section 5
More informationGrowth Powered by Technology, Driven by Customers. Financial Results 31 st March 2017
Financial Results 31 st March 2017 Performance Highlights Q4 FY 2016-17 NET INTEREST INCOME ` 989.49 cr NON INTEREST INCOME ` Rs.450.16 cr OPERATING PROFIT ` Rs.703.12 cr NET PROFIT ` 203.99 cr NET INTEREST
More informationThe Bank that begins with. Financial Results Q-4 / FY ( )
The Bank that begins with Financial Results Q-4 / FY (2014-15 ) Result at A Glance. Performance Parameter Rs. crore Ratio for 2014-15 (in %) Net Profit 256 Return on Assets 0.21% Operating Profit 2428
More informationisyndicateb ank has W13? W37 i3v7sl'llnvestor Relations Centre m 30$?)- 351m:
2"d aria: mm am, has 560009 351m: 080-22283030 amt: 080-22283030 m 30$?)- inrc@syndlicatebank.co.in fi- F: 5 _ ' \ isyndicateb ank SyndicateBank,Corporate Office 2" Cross, Gandhi Nagar, Bengaluru - 560009
More informationFinancial Results. Q3 FY15 & Nine-months ended December th January 2015
Financial Results Q3 FY15 & Nine-months ended December 27 th January 2015 1 Highlights Capital CRAR (Basel III) at 10.30%; CET 1: 7.02% Margin Domestic NIM stable at 2.6% Fee Income Core Fee Income up
More informationThe Bank that begins with. Financial Results Q3 ( )
The Bank that begins with Financial Results Q3 (2013-14 ) HIGHLIGHTS 31.12.2013. Total Business at Rs.188867 crore, with a y-o-y growth of 19.78%. Highlights Total Deposits increased to Rs.109891 crore,
More informationDomestic Branch Network
Domestic Branch Network RURAL SEMI-URBAN URBAN METRO 20% 19% 20% 41% Branches 2716 Rural-1105 S-Urban-553 Urban-551 Metro-507 3000 2500 2000 1500 Branches 2415 2259 2286 2716 2516 FY'09 FY'10 FY'11 FY'12
More informationAudited Financial Results. For Q / FY. March, 2015
Audited Financial Results For Q / FY March, 2015 1 BUSINESS PROFILE 200000 150000 100000 50000 0 Advances Business Mar-13 Mar-14 Mar-15 Parameter Mar 13 Mar 14 Mar 15 Y-o-Y % Growth Gross Advances 66,457
More informationHighlights. Core Deposits stood at Rs.1,33,672 cr. as at the end of Sept,16 showing growth of 10.53% Y-o-Y basis
Highlights Total Business stood at Rs. 3,44,428 cr. as at the end of Sept 16 against Rs.3,27,807 cr. as on Jun 16.(Increase by Rs.16,621 cr. over the qrt.) Global Deposits stood at Rs. 2,09,485 cr. as
More informationMovement of business parameters
2 Movement of business parameters. [ Amt. in Rs. Crore ] During Qtr./ As on QE Q3 vs Q4 Change (%) Performance Highlights During FY/ As on END YoY Change (%) Q3 FY'17 Q4FY'17 2015-16 2016-17 209572 201285-3.95
More informationInvestor Presentation
Investor Presentation 31.12.2016 Awards and Accolades IDRBT Award for the Best Bank Among Small Banks for Digital Banking, 2015-16 on 18.07.2016 IDRBT Award for the Best Bank Among Small Banks for Managing
More information154 years in service of the Nation and going strong
Financial Results Q4 & Welcome Board of Directors 11 th May 2018 154 years in service of the Nation and going strong The Bank s Key Strengths Robust CASA Stable Operating Profit Young & energetic workforce
More informationPage 1
Page 1 HIGHLIGHTS MARCH 2015 Major HIghlights Net profit at 2703 crore, up by 10.8% y.o.y. Gross profit at 6950 crore, up by 2.3% y.o.y. Total provisions at 4248 crore compared to 4358 crore in FY14 Non-interest
More informationFINANCIAL HIGHLIGHTS FOR THE 1 ST QUARTER ENDED 30 TH JUNE 2018
FINANCIAL HIGHLIGHTS FOR THE 1 ST QUARTER ENDED 30 TH JUNE 2018 PERFORMANCE HIGHLIGHTS- FY 20 Total Business of the Bank increased to Rs. 4,68,535 crore as at June 30, 2018 compared to Rs. 4,66,360 crore
More informationUn-Audited/ Reviewed Financial Results For the Quarter ended June 30,2018
Un-Audited/ Reviewed Financial Results For the Quarter ended June 30,2018 1 BUSINESS PROFILE 200000 150000 100000 50000 0 Advances Deposit Business June-17 March-18 June-18 Parameter June 17 Mar 18 June
More informationState Bank of India PRESS RELEASE H1FY
SBI STAND ALONE RESULTS HIGHLIGHTS State Bank of India PRESS RELEASE H1FY 2011-12 Net Profit of the Bank is up by 12.36% YOY from Rs.2501 crores in Q2 FY11 to Rs.2810 crores in Q2FY12. Sequentially it
More informationNET PROFIT (Q4) INCREASED BY 110% Y-O-Y TOTAL NUMBER OF BRANCHES CROSSED 2500 PROVISION COVERAGE RATIO IMPROVED TO 58.93
1 NET PROFIT (Q4) INCREASED BY 110% Y-O-Y NIM @ 3.00% FOR FY 2014-15 TOTAL NUMBER OF BRANCHES CROSSED 2500 PROVISION COVERAGE RATIO IMPROVED TO 58.93 CASA DEPOSITS CROSSED 27% NET NPAs BELOW 3% 2 BRANCH
More informationThe Bank that begins with. Financial Results Q-3 / FY
The Bank that begins with Financial Results Q-3 / FY 2017-18. Results at a Glance Q-3(FY 2017-18). Performance Parameter (Rs/Cr) Q3-18 Ratio for Q-3 (in %) Q3-18 Operating Profit 182 Return on Assets -1.82
More informationContent. Highlights. Financial Performance. Business Performance. Treasury Operations. Asset Quality. Capital. Digital Banking & Financial Inclusion
Q2 FY 2019 Content Highlights Financial Performance Business Performance Treasury Operations Asset Quality Capital Digital Banking & Financial Inclusion 2 Highlights 3 Highlights for Quarter September
More informationPerformance Analysis:
Performance Analysis: Q3 FY 2016 (April December 2015) February 13, 2016 2016 Bank of Baroda. All Rights Reserved 1 Bank of Baroda: Our Key Strengths Bank of Baroda is a 107 years old State-owned Bank
More informationFINANCIAL HIGHLIGHTS FOR THE QUARTER ENDED
FINANCIAL HIGHLIGHTS FOR THE QUARTER ENDED 30 th JUNE 2015 PERFORMANCE HIGHLIGHTS- FY 20 Total Business of the Bank increased to Rs. 4,51,739 crore from Rs. 4,26,829 crore in June 2014, recording Y-o-Y
More informationFINANCIAL RESULTS HY 1 / Q2 FY 18
1 FINANCIAL RESULTS HY 1 / Q2 FY 18 2 EMERGING ECONOMIC & BANKING SCENARIO Domestic Economy Reset in New Normal Govt s Mega Recapitalization Plan Improved Economic Macros Credit Growth shows green shoots
More informationINVESTOR PRESENTATION. Business Performance
INVESTOR PRESENTATION Business Performance 31.12.2018 31.12.2018 DISCLAIMER This presentation has been prepared by Karur Vysya Bank Limited ( the Bank ) solely by the Bank for information purposes only.
More informationPerformance During Q4 : FY17-18 * ENABLING THE STAR TO SHINE *
Performance During Q4 : FY17-18 * ENABLING THE STAR TO SHINE * PERFORMANCE AT A GLANCE Q4 FY18 Parameter Rs. Crore Y-o-Y (%) Growth Business 896,850-3.96 Total Deposits 520,854-3.55 Gross Advances 375,995-4.52
More informationTotal Business Gross Advances Total Deposits 12.05% 9.91% 13.82% NIM CASA. CRAR Basel III 2.59% 11.20% 12.52%
1 Total Business Gross Advances Total Deposits 12.05% 9.91% 13.82% CASA NIM CRAR Basel III 12.52% 2.59% 11.20% 2 PARTICULARS 31.03.2015 31.03.2016 No. of Share % Holding No. of Share % Holding Govt of
More informationANALYST S MEET. Performance Highlights For the Financial Year ended 31-March-2015
ANALYST S MEET Performance Highlights For the Financial Year ended 31-March-2015 Sl. No. Areas of Presentation Slide No. 1 Highlights 3 2 Business Cross Section 4 3 Deposits 5 4 Domestic Advances 6 5 Infrastructure
More informationFinancial Results Q1 FY July 28, 2015
Financial Results Q1 FY 2015-16 July 28, 2015 A Step Towards Digitalization 2 Performance Highlights Business Opex Profitability Global Business increased by 8.6% to ` 582817 crore Savings Deposits grew
More informationFinancial Results for Quarter/ Financial Year ended 31 st March 2018 SMALL STEPS TOWARDS BIG CHANGE
Financial Results for Quarter/ Financial Year ended 31 st March 2018 SMALL STEPS TOWARDS BIG CHANGE Performance Highlights Assets, Liabilities & Business Overview Loans & Advances Asset Quality Investments
More informationFINANCIAL RESULTS. Quarter & FY Ended March 2017
1 FINANCIAL RESULTS Quarter & FY Ended March 2017 2 01 MAJOR HIGHLIGHTS Higher Operating Profit : Rs. 14565 Cr 02 Gross & Net NPA below March 16 as well as Dec 16 Level GNNPA = Rs. 55370 Cr. NNPA= Rs.
More informationFINANCIAL RESULTS Q1 FY 18
1 FINANCIAL RESULTS Q1 FY 18 2 EMERGING ECONOMIC & BANKING SCENARIO Strengthening of NPA Resolution Process Strong Macro Economic Environment Good Monsoon Improves Rural Business Growth Outlook Re-emergence
More informationFINANCIAL RESULTS 9M / Q3 FY 17
FINANCIAL RESULTS 9M / Q3 FY 17 1 PNB s Key Strength Reducing stressed assets formation Commanding share in CASA Sustaining Growth, Profitability & Strength Strong Retail Base Fast pace of Digitalization
More informationFINANCIAL HIGHLIGHTS FOR THE QUARTER / NINE MONTHS ENDED
FINANCIAL HIGHLIGHTS FOR THE QUARTER / NINE MONTHS ENDED 31 ST DECEMBER 2015 PERFORMANCE HIGHLIGHTS- / 20 Total Business of the Bank increased to Rs. 4,59,266 crore from Rs. 4,41,510 crore in December
More informationState Bank of India PRESS RELEASE Q1FY Operating Profit recorded a YOY growth of 18.06% Q1FY11, while sequentially it is up by 19.12%.
SBI STAND ALONE RESULTS HIGHLIGHTS State Bank of India PRESS RELEASE Q1FY 2011-12 Operating Profit recorded a YOY growth of 18.06% Q1FY11, while sequentially it is up by 19.12%. in Q1FY12 over Net Profit
More informationFinancial Results Q2 & H1 FY November 06, 2015
Financial Results Q2 & H1 FY 2015-16 November 06, 2015 Highest Gainer in Brand Value Brand value rises 72% on accelerated digitalization efforts. 2 Structural Transformation Initiative 3 Performance Highlights
More informationTHE BANKER TO EVERY INDIAN. Quarterly Results Q1 FY 2012
THE BANKER TO EVERY INDIAN Quarterly Results Q1 FY 2012 1 Rs. In Crores NII growth drives Profitability Parameter Q1 FY 11 Q4 FY 11 Q1 FY 12 YOY Growth % Interest Income 18452 21721 24197 31.14 Interest
More informationBusiness Delivery Channels. Branches Extension Counters ATMs Satellite Offices TOTAL
1 Branch Mix METRO RURAL SEMI-URBAN URBAN Business Delivery Channels 31.12.2014 31.03.2015 31.12.2015 Branches 2287 2507 2748 27% 16% Extension Counters 9 8 4 ATMs 2156 2232 2323 Satellite Offices 35 35
More informationFINANCIAL HIGHLIGHTS FOR THE 4 TH QUARTER & FINANCIAL YEAR ENDED 31 ST MARCH 2018
FINANCIAL HIGHLIGHTS FOR THE 4 TH QUARTER & FINANCIAL YEAR ENDED 31 ST MARCH 2018 PERFORMANCE HIGHLIGHTS- & 20 Total Business of the Bank improved to Rs. 4,72,323 crore in March 31, 2018 as against Rs.
More informationNew Zealand (Subsidiary)
1 2 USA (New York & SFO) UK (London + 7branches) Europe -France (Paris) -Belgium (Antwerp) Hong Kong Kowloon Shenzen Singapore Jakarta Ho Chi Minh Japan (Tokyo & Osaka) Phnom Penh West Indies - Cayman
More informationBANK OF INDIA ANNOUNCES FINANCIAL RESULTS FOR QUARTER JUNE, 2016 (Q1, FY 17) PRESS RELEASE. Highlights (on Standalone basis)
BANK OF INDIA ANNOUNCES FINANCIAL RESULTS FOR QUARTER JUNE, 2016 (Q1, FY 17) PRESS RELEASE Highlights (on Standalone basis) Total business of the Bank stood at Rs.885,573 crore as of June 2016 as compared
More informationFinancial Performance For the Quarter/ Nine Months Ended 31ST DEC. 2017
Financial Performance For the Quarter/ Nine Months Ended 31ST DEC. 2017 12th FEBRUARY 2018 1 Corporation Bank was founded in the Year 1906 in Udupi a small town in South India Nationalized in the year
More informationFINANCIAL HIGHLIGHTS FOR THE QUARTER / NINE MONTHS ENDED
FINANCIAL HIGHLIGHTS FOR THE QUARTER / NINE MONTHS ENDED 31 ST DECEMBER 2014 PERFORMANCE HIGHLIGHTS- / 20 Total Business of the Bank increased to Rs. 4,41,510 crore from Rs. 4,12,164 crore in December
More informationFinancial Highlights Q3 FY18 vs Q3 FY17
Q3 FY 2018 Financial Highlights Q3 FY18 vs Q3 FY17 Operating Profit Growth 680% NII Growth 105% NIM at 2.16% up by 130 bps Operating expenses is reduced by 10% Recovery/ Up gradation increased to 973 Cr
More informationCENTRAL BANK OF INDIA FINANCIAL HIGHLIGHTS FOR THE HALF YEAR
CENTRAL BANK OF INDIA FINANCIAL HIGHLIGHTS FOR THE HALF YEAR ENDED SEPTEMBER 2011 30 th Performance Highlights Sept 2011-12(` in crore) Parameters Q2FY2012 Q2FY2011 YOY Growth (%) FY2011 Total Business
More informationEarnings Presentation. Annual Results FY16-17
Earnings Presentation Annual Results FY16-17 1 Safe Harbor Except for the historical information contained herein, statements in this release which contain words or phrases such as will, aim, will likely
More informationTerminal Business Mix
12 th November 2018 Terminal Business Mix Parameters Sep-18 Jun-18 Sep-17 Y-o-Y Variation Amount % 1 Business 298823 294065 312175-13352 -4.28 Domestic 282257 274424 280393 1864 0.66 Overseas 16566 19641
More informationBrickwork Ratings upgrades the ratings from BWR BBB+ to BWR A- for Lakshmi Vilas Bank s Long Term Bonds Issue of `250 Crore
Rating Rationale Brickwork Ratings upgrades the ratings from BWR BBB+ to BWR A- for Lakshmi Vilas Bank s Long Term Bonds Issue of `250 Crore Brickwork Ratings revises the Ratings 1 for Long Term Bonds
More informationAudited Quarterly & Full-Year Results March 31, 2015
Earnings Update Audited Quarterly & Full-Year Results March 31, 2015 The Board of Directors of The Jammu & Kashmir Bank Ltd. at their meeting held on May 16, 2015 took on record the Audited Financial Results
More informationFinancial Results Q4-10 & FY Analyst Presentation
Financial Results Q4-10 & FY 2010 Analyst Presentation 6th May, 2010 HIGHLIGHTS OF BUSINESS GROWTH Total Business increased from Rs.236968 Cr. to Rs.291289 Cr. an increase of 22.92% Total Deposits registered
More informationInvestor Presentation Q3 FY2013
Investor Presentation Q3 FY2013 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More informationTHE BANKER TO EVERY INDIAN. Annual Results FY
THE BANKER TO EVERY INDIAN Annual Results FY 2011-12 Healthy Growth in NII and Operating Profit - a Snapshot (1/2) Rs. In Crores Q4 FY11 Q4 FY12 Gr.% FY11 FY12 Gr.% Interest Income 21721 28583 31.59 Interest
More informationNovember 14, 2017 Performance Analysis
November 14, 2017 Performance Analysis Q2 FY 2018 Contents Performance Highlights Business Performance Financial Performance Capital Adequacy & Shareholding Asset Quality Strengths & Initiatives Balance
More informationState Bank of India PRESS RELEASE 9MFY 2016
State Bank of India PRESS RELEASE 9MFY 2016 SBI STAND ALONE RESULTS HIGHLIGHTS Q3FY16 OVER Q3FY15 Interest Income on Advances increased from Rs.28,646 Crores in Q3FY15 to Rs.28,860 Crores in Q3FY16 (0.75%YOY
More informationState Bank of India PRESS RELEASE FY 2016
State Bank of India PRESS RELEASE FY 2016 SBI STAND ALONE RESULTS HIGHLIGHTS Q4FY16 OVER Q4FY15 Interest Income on Advances increased from Rs.28,269 Crores in Q4FY15 to Rs.29,242 Crores in Q4FY16 (3.45%
More informationPresentation on Performance
Presentation on Performance Q1 (2017 18) August 14, 2017 1 Turnaround Strategy of the Bank Focus Areas Improving CRAR in the short and medium term through fresh resource raising from the government as
More informationQ3FY18 FINANCIALS DECEMBER 31, 2017
Q3FY18 FINANCIALS DECEMBER 31, 2017 Key Highlights: Q3 FY18 (1 of 2) No. of Customers (Total: 24 lacs IBL customers: 13 lacs) (In lacs) 12.37 13.78 16.05 19.42 23.96 Dec-16 Mar-17 Jun-17 Sep-17 Dec-17
More information(_NI r- elki 1 iii)05li V. 3TaTTH?V, R 0? C
CIN: L65190MH2004G01148838 31> 3l tmf21d6 ti ft-a 0,1eliCle4 : 311 z- e-iii oid-,actd, colo tre`u, 311 CT,R, t4-400 005. 47W : (+91 22) 6655 3355, 2218 9111 : (+91 22) 2218 0411 t-4t11-"c: www.idbi.com
More informationDENA BANK. WELCOMES YOU AT ANALYST MEET 6 th November Un-Audited [Reviewed] Quarterly/Half Yearly Financial Results For September 30, 2012
DENA BANK WELCOMES YOU AT ANALYST MEET 6 th November 01 Un-Audited [Reviewed] Quarterly/Half Yearly Financial Results For September 30, 01 KEY INDICATORS [` cr] Full Year Quarter March 1 Sept 11 Sept 1
More informationRobust Operating Momentum
Key Messages Operating Momentum Continues to make Strong Progress **** Healthy Core Engine Robust Operating Momentum Highest ever Operating Profit @ 708cr, grows 26% Y-o-Y Highest ever Net Profit @ 334Cr,
More informationInvestor Presentation MARCH-2013
Investor Presentation MARCH-2013 IMPORTANT NOTICE No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness
More informationIIP growth (%) Rates FY CPI(YoY) in % Repo Reverse Repo MSF Call Money(Daily movement) A p r.
2 Rates FY13-14 Repo Reverse Repo MSF Call Money(Daily movement) 13.5 12.5 11.5 10.5 9.5 8.5 7.5 6.5 5.5 A p r M a y J u n J u l A u g S e p O c t N o v D e c J a n F e b M a r IIP growth (%) 3.5 2.6 2.7
More informationRETAIL PNB -DIGITAL PNB
RETAIL PNB -DIGITAL PNB Presentation on Financial Performance for the Quarter/FY March 2016 1 Operating Profit of the Bank crosses landmark of Rs. 12000 cr. (OverRs.10000cr.forconsecutive5years). Domestic
More informationQuarterly Results Q3FY15
Quarterly Results Q3FY15 13 th February 2015 Safe Harbor Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject
More informationAnalyst Presentation Q1 FY16 2
Q1 FY 2016 Disclaimer: Certain statements contained in this presentation may be statements of future expectations and other forward-looking statements that are based on third party sources and involve
More informationAnalyst Presentation - Q4 & FY15 2
Q4 & FY 2015 Disclaimer: Certain statements contained in this presentation may be statements of future expectations and other forward-looking statements that are based on third party sources and involve
More informationAugust 11, 2016 Performance Analysis
August 11, 2016 Performance Analysis Q1, FY 2017 Performance Highlights: Q1 FY 17 1 Operating Profit at INR 2,669 crore, the highest in 5 quarters 2 Profit after Tax at INR 424 crore from a loss position
More informationStrong Operating Momentum. Operating Profit grows 20% Y-o-Y Robust Growth across all Business Segments Highest ever
Key Messages Robust Operating Momentum **** Healthy Core Engine Strong Operating Momentum Operating Profit grows 20% Y-o-Y Robust Growth across all Business Segments Highest ever NII @1022Cr Granular Liability
More informationContent. Highlights. Financial Performance. Business Performance. Treasury Operations. Asset Quality. Capital. Prompt Corrective Action Matrix
Q3 FY 2019 Content Highlights Financial Performance Business Performance Treasury Operations Asset Quality Capital Prompt Corrective Action Matrix Digital Banking & Financial Inclusion IDBI-LIC Deal 2
More informationAXIS BANK PRICE: RS.1422 TARGET PRICE: RS.1535 FY14E P/E: 10.0X, P/ABV: 1.9X
RESULT UPDATE Saday Sinha saday.sinha@kotak.com +91 22 6621 6312 AXIS BANK PRICE: RS.1422 RECOMMENDATION: ACCUMULATE TARGET PRICE: RS.1535 FY14E P/E: 10.0X, P/ABV: 1.9X Q3FY13 results: Earnings marginally
More informationAnalysts Meet. PERFORMANCE HIGHLIGHTS for the Financial Year ended 31st MARCH, Analysts Meet: 08/05/2014
1 Analysts Meet PERFORMANCE HIGHLIGHTS for the Financial Year ended 31st MARCH, 2014 Analysts Meet: 08/05/2014 INDEX Sl. No. Slide Details Slide No. 1 Financial Highlights Quarterly 3 2 Interest Analysis
More informationResults at a Glance Q % Change
Bank of Baroda Financial Results FY 2013-14 (FY14) and Q4: FY14 May 13, 2014 Global Business touched Rs 9.66 lakh crore level (up 20.4%, yoy) Operating Profit for Q4, FY14 at Rs 2,580 crore (up 18.2%,
More informationQ2 FY 12 INVESTOR PRESENTATION
Q2 FY 12 INVESTOR PRESENTATION PERFORMANCE HIGHLIGHTS Profitability Measure ROA 1.34 1.15 1.44 11.48% 11.28% 14.29% Shareholder Value Measure ROE 38.60% 38.91% Efficiency Measure COST-INCOME 33.90% 0.68
More informationAnalyst Presentation
Quarterly Results Q3FY19 Analyst Presentation 01.02.2019 Safe Harbor Certain statements in these slides are forwardlooking statements. These statements are based on Management's current expectations and
More informationFinancial Results Q4 FY & FY May 13, 2016
Financial Results Q4 FY 2015-16 & FY 2015-16 May 13, 2016 Table of Contents #1 Story of Transformation #2 Business Performance #3 Financials 2 Structural Transformation 3 Structural Transformation Medium
More informationAnalyst I Institutional Investor Meet Presentation & Press Release
'Sr4TH t dlt 1ft-5, WE tik1 ch 8a1- cii50 tillei wilt TO, ticti 400 051 TOR-- 22-66684490 ait-022-66684491 tilm:headoffice.share(ri,:bankofindia.co.in Eznk of India INVESTOR RELATIONS CELL HEAD OFFICE
More informationFounder: Shri Haji Abdullah Haji Bahadur Saheb Bahadur
Founder: Shri Haji Abdullah Haji Bahadur Saheb Bahadur Corporation Bank was founded in the Year 1906 in Udupi a small town in South India Nationalized in the year 1980 and went public in 1998 The Bank
More informationFinancial Highlights FY18 vs FY17
Q4 FY 18 & FY 18 Financial Highlights FY18 vs FY17 CET 1 increased to 7.42% from 5.64 % RWA reduced by 18% to Rs.220864 Cr Operating Profit increased by 71% NIM at 1.81% up by 19 bps Operating expenses
More informationPunjab National Bank ACCUMULATE. Performance Highlights. CMP `1,115 Target Price `1,259. 3QFY2011 Result Update Banking.
3QFY2011 Result Update Banking January 21, 2011 Punjab National Bank Performance Highlights Particulars (` cr) 3QFY11 2QFY11 % chg (qoq) 3QFY10 % chg (yoy) NII 3,203 2,977 7.6 2,329 37.5 Pre-prov. profit
More informationFinancial Results Q3/FY February 2019
Financial Results Q3/FY18-19 08 February 2019 HIGHLIGHTS - DEC 2018 Total Business Total Deposit Gross Advance Operating Profit (Q-3) Rs. 291519 Crore Rs. 177906 Crore Rs.113610 Crore Rs. 381 Crore Basel
More informationQ3-2018: Performance review. January 31, 2018
Q3-2018: Performance review January 31, 2018 Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty
More informationInvestor Presentation
Investor Presentation January 11, 2018 Q3 FY18 Performance Highlights Key performance indicators remained stable NII up 20% ; Core Fee growth at 22 % YoY YoY PAT growth up by 25 % NIM remained steady at
More informationINVESTOR PRESENTATION FEDERAL BANK
INVESTOR PRESENTATION FY 2010-11 Fourth Quarter & Annual Results as on 31.03.2011 PERFORMANCE HIGHLIGHTS Q4 FY 11 FY 2011 (YOY growth) (YOY growth) Net Interest Income Fee Income Total Income Net Profit
More informationState Bank of India Q2FY09 RESULTS ANALYSTS MEET
State Bank of India Q2FY09 RESULTS ANALYSTS MEET 27.10.2008 Operating and Net Profit 4193 Q2FY08 Q2FY09 Rs. In Crs 2714 28.43% 54.52% 1611 36.04% 2260 40.23% Operating Profit Net Profit 1 34454 Deposit
More informationAnnual Results FY15 22nd May 2015
Annual Results FY15 22 nd May 2015 Safe Harbor Certain statements in these slides are forward-looking statements. These statements are based on management's current expectations and are subject to uncertainty
More informationfm- Ref No.:HO:IRC:RB: :85 Date:
_ fm- V.5+1, p 1l (1 400 051 V-(71 : (022)- 6668 4490 th-tit : (022)- 6668 4491 v) el : headoffice.share@bankofindia.coin 4- Rank of INVESTOR RELATIONS CELL HEAD OFFICE : Star House, C-5, "G" Block, 8th
More informationPerformance and Outlook. November 2016
Performance and Outlook November 2016 1 Macro Picture Asset Quality Growth Earnings Quality Retail Franchise 2 Growth in industrial production has slowed in recent months Growth in IIP and Components 14%
More informationAxis Bank. CMP: INR1,008 TP: INR1,240 Buy
BSE SENSEX S&P CNX 16,739 5,049 Bloomberg AXSB IN Equity Shares (m) 410.5 52-Week Range 1,461/785 1,6,12 Rel.Perf.(%) 11/-9/-9 M.Cap. (INR b) 413.8 M.Cap. (USD b) 8.2 20 January 2012 Results Update Sector:
More informationOn a review of the performance of the Bank, Brickwork Ratings has reaffirmed the Rating 1 for the following instruments of Andhra Bank.
Annual Surveillance - Rating Rationale Brickwork Ratings reaffirms the Bond Ratings for Andhra Bank s Upper Tier II issue aggregating 1000 Cr, Perpetual Tier I issue of 200 Cr and Lower Tier II issue of
More informationINVESTOR PRESENTATION MARCH 2012
INVESTOR PRESENTATION MARCH 2012 South Indian Bank At A Glance 83 Years 700 663 `64136 Cr 27% 25% `401 Cr 3.10 % 14.00% 0.28% Number of years in banking business Number of branches Number of ATM s Business
More informationPRESS RELEASE BANK OF INDIA ANNOUNCES DECEMBER 2017 (Q3 - FY ) FINANCIAL RESULTS
PRESS RELEASE BANK OF INDIA ANNOUNCES DECEMBER 2017 (Q3 - FY 2017-18) FINANCIAL RESULTS Bank of India announced its audited results for the Q3 FY 2017-18, following approval by its Board of Directors on
More informationIDBI Bank. CMP: INR106 TP: INR121 Neutral
BSE SENSEX S&P CNX 17,207 5,223 Bloomberg IDBI IN Equity Shares (m) 1,278.4 52-Week Range (INR) 154/77 1,6,12 Rel.Perf.(%) -1/0/-7 M.Cap. (INR b) 135.5 M.Cap. (USD b) 2.6 24 April 2012 4QFY12 Results Update
More informationPROGRESS AT A GLANCE (Rs. in Crore)
PRESS RELEASE 16.05.2017 MARCH 17 QUARTER PERFORMANCE HIGHLIGHTS Business Performance Growth in Key Parameters (Mar 16 Mar 17) Business grew by 9.3% - from Rs. 310673 Cr to Rs. 339673 Cr. Total Deposits
More information