An introduction to our Wealth & Investment services

Transcription

1 An introduction to our Wealth & Investment services

2 Welcome I am delighted to have the opportunity to introduce Investec Wealth & Investment to you. We would like to give you a snapshot of our business so that you have a better feel for who we are and what we do. I hope that, as you read through these pages, two features will become very apparent. Namely, that our business is fundamentally about people and service. Our job is to offer you, as a client or a potential client, a service of the highest possible standard delivered by high calibre people with expertise and integrity. It is as simple as that. At the back of the brochure you will find various contact details if you would like further information. Please do not hesitate to get in touch. Eddie Clarke Head of Investec Wealth & Investment Ireland 3

3 A snapshot of our business Our wide-ranging expertise, and combination of local presence and global resources are at your service. We look after clients savings, pensions and other financial assets, by using our expertise and knowledge to invest their money wisely to build and preserve their wealth. Bobby Hassett Investment Management What we do Investec Wealth & Investment provides Investment Management services and Financial Planning advice to private clients, pensions, corporates, charities, family offices and credit unions. Who we are Investec Wealth & Investment in Ireland arose from the acquisition of NCB Wealth Management in 2012, which had been advising Irish clients for 30 years. Within the wider Investec Wealth & Investment Group the firm s foundation goes back to 1827 where historic stockbroking firms such as Rensburg, Carr Sheppards Crosthwaite and Williams de Broë form part of our heritage. We believe that our firm is attractive to clients because we are agile and responsive while, at the same time, offering more resource, depth of expertise and robust systems compared with other firms. Our approach allows us the freedom to build investment portfolios appropriate for the needs of each individual client, without any inbuilt bias. Experience counts Investec Wealth & Investment is ideally positioned to help our clients meet their long-term investment objectives. Many of our Investment Managers have been with us for well over a decade, so you can be sure that the level of expertise available to you is of the highest quality and that our people are sincere about forming a long-lasting business relationship with you. We are a business that prides itself on being there for our clients when they need us. 4 5

4 Our relationship with you Enduring values. Modern methods. Wide-ranging expertise Personal service is at the heart of everything we do and we make it our highest priority, one of our enduring values. Your investment team at the outset are the same people who will work to meet your wealth management requirements day to day, and with whom we hope you will develop a close working relationship. Longevity of relationships is key for us, with many of our clients having been with us for over 20 years. Such loyalty and length of service is rare in this day and age. Nigel Poynton Investment Management We believe each individual client has unique requirements and needs. We employ technology and intellectual rigour to ensure our investment process and approach is right up-to-date. We believe that both of these ingredients are essential in a successful wealth and investment management firm. 6 7

5 The services we offer Joe Hanrahan Retirement & Financial Planning Investment management for private clients Our investment management services are completely tailored to your specific needs. Our discretionary service entails your Investment Manager taking responsibility for day-to-day decisions regarding your portfolio in accordance with previously agreed objectives. In addition we also offer an advisory service where we work in conjunction with you. Further areas of expertise Although the majority of our Investment Managers focus on private client investment management we also have specialist teams in the following areas: Financial Planning for Private Clients Investment Management for Charities and Corporates To complement our investment management service, we can also provide financial planning solutions including retirement planning, pensions, approved retirement funds and estate & succession planning. We can incorporate your existing investments into the portfolio we manage for you and are able to consider both traditional and alternative investment strategies and asset allocations to meet your specific requirements. Discretionary Fund Management for Financial Advisers and their clients Clients based overseas or requiring offshore services Full details on these particular services can be found by visiting 8 9

6 How we manage your investments A clear process Naturally, when you entrust us with the management of your money you will want to know and understand what we will do with your investments. Helping our clients understand the process we undertake to look after their wealth is very important to us and we encourage our clients to ask as many questions as possible this is how relationships built on long-term trust begin. Firstly, to manage your money effectively, we need to create an investment strategy based on your unique requirements including your personal circumstances, objectives, knowledge & experience and attitude to risk. Secondly, the level of income or capital growth you could potentially achieve will depend on how much risk you are prepared to take and how well markets perform. We will discuss each option with you to help you determine which one would best suit your circumstances. The right strategy balances potential risks with potential returns. Whatever your investment objectives, the greater the return you seek, the more risk you should be prepared to take. If you would like a more detailed, step-by-step understanding of how we think about risk and return, please do not hesitate to request a separate document we have produced entitled Managing Your Investments. Ian Quigley Investment Strategy 10 11

7 World-class research The strength of combined resources We constantly bring together the best ideas of all the firm s resources in pursuit of our aim to deliver consistently good risk-adjusted returns for client portfolios. Efficient and streamlined, our independent research team is comprised of a large number of research specialists who work closely with our Investment Managers to focus on the core areas: Asset Allocation, Investment Strategy and Direct and Collective Investments. Paul Callan Asset Allocation Our team evaluates research from major international investment sources and markets. We meet with companies, analysts, strategists and economists to understand the drivers of economic growth and corporate profitability in order to identify business quality and investor sentiment. This is a significant contributor to long-term outperformance. Our research team really understand the mindset of our clients. They challenge themselves to deliver the knowledge and information that they would demand if they were investing their own money. The empowerment of our Investment Managers with this research knowledge enables them both to interpret market uncertainty as well as to provide a tailored service to all our clients

8 Administrative excellence and financial security Administration and reporting Financial security and regulation Administration is also carried out in-house. Clients may access portfolio valuations via our dedicated website. Our fee structure is competitive, transparent and structured so that our interests are firmly aligned with yours. Client assets are designated in a manner that clearly indicates they do not belong to the firm. Therefore, in the unlikely event of the insolvency of Investec, a liquidator would be legally prevented from using clients assets to settle the firm s liabilities. Nancy Egan Client Services Together with your Investment Manager you will decide upon the most appropriate level of personal contact. In addition to the reporting of your portfolio s performance, Investec Wealth & Investment produce a range of publications, which aim to keep you up-to-date with relevant issues pertaining to Investec Wealth & Investment directly and the global investment environment more widely. As a Central Bank of Ireland (CBI) regulated investment firm, we adhere to the Client Asset Regulations ( the Regulations ) when client stock or cash is deposited for safekeeping or custody. In relation to cash balances, the Regulations require us to deposit client money in a client account with banks or other credit institutions of a type permitted under the rules. The rules also require us to exercise all due skill, care and diligence in the selection, appointment and periodic review of each bank and custodian taking into account their standing, expertise and market reputation

9 Well positioned to serve you Always quick to respond to market changes and challenges, we have the ability to invest globally and act locally on behalf of our clients. Relationships start with a conversation, so please get in touch. There is no obligation and our Investment Managers would be happy to outline what could be achieved if you were to become a client. Please contact Bobby Hassett or Nigel Poynton on We look forward to hearing from you soon

10 Why Investec Wealth & Investment? In summary: Active day-to-day investment management Tailored to your specific objectives World-class research The information contained within this brochure does not constitute financial advice or a personal recommendation. Investors should remember that the value of investments, and the income from them, can go down as well as up and that past performance is no guarantee of future returns. You may not recover what you invest. Independent in our approach Enduring values and modern methods Investec Wealth & Investment Dublin Office The Harcourt Building Harcourt Street, Dublin 2 Tel: Fax: wealth@investec.ie Cork Office One Albert Quay Cork Tel: corkinfo@investec.ie Investec Capital & Investments (Ireland) Limited trading as Investec Wealth & Investment and Investec is regulated by the Central Bank of Ireland. A member firm of the Irish Stock Exchange and the London Stock Exchange. Registered in the Republic of Ireland. Registered No: Registered Office: The Harcourt Building, Harcourt Street, Dublin 2. 18

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