How to Identify and Maximize Insurance Claims on Roofing Projects by Utilizing the AWS Lead Campaign to its Fullest

Size: px
Start display at page:

Download "How to Identify and Maximize Insurance Claims on Roofing Projects by Utilizing the AWS Lead Campaign to its Fullest"

Transcription

1 How to Identify and Maximize Insurance Claims on Roofing Projects by Utilizing the AWS Lead Campaign to its Fullest By Bobby Norrell of Casualty Consulting Group of America, Inc.

2 Casualty Consulting Group Who is Casualty Consulting Group?

3 Casualty Consulting Group Who is Casualty Consulting Group? Casualty Consulting Group is a forensic company comprised of roofing contractors, roofing consultants, insurance adjusters, and engineers.

4 Casualty Consulting Group Who is Casualty Consulting Group? Casualty Consulting Group is a forensic company comprised of roofing contractors, roofing consultants, insurance adjusters, and engineers. Why Was Casualty Consulting Group Formed?

5 Casualty Consulting Group Who is Casualty Consulting Group? Casualty Consulting Group is a forensic company comprised of roofing contractors, roofing consultants, insurance adjusters, and engineers. Why Was Casualty Consulting Group Formed? Need for an engineering company with non-carrier based mindset for determining damage.

6 Casualty Consulting Group Who is Casualty Consulting Group? Casualty Consulting Group is a forensic company comprised of roofing contractors, roofing consultants, insurance adjusters, and engineers. Why Was Casualty Consulting Group Formed? Need for an engineering company with non-carrier based mindset for determining damage. Need for an engineering company with an adjusting and roofing background.

7 What are the most common insurable claims pertaining to roofing?

8 What are the most common insurable claims pertaining to roofing? Hail

9 What are the most common insurable claims pertaining to roofing? Hail Hail damage is the number one cause for insurance replacement of roofing systems.

10

11 What are the most common insurable claims pertaining to roofing? Hail Hail damage is the number one cause for insurance replacement of roofing systems. Casualty Consulting uses the National Roofing Contractors Association s definition of hail damage from Hail Damage to Roofing: Assessment and Classification by William Cullen.

12 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (1) Built Up Roofing (BUR): Membrane fracture, flashing puncture and cracking, interior ply fracture or separation, interface separation between membrane and substrate, and substrate damage.

13 (1) Built Up Roofing (BUR): Membrane fracture, flashing puncture and cracking, interior ply fracture or separation, interface separation between membrane and substrate, and substrate damage.

14 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (1) Built Up Roofing (BUR): Membrane fracture, flashing puncture and cracking, interior ply fracture or separation, interface separation between membrane and substrate, and substrate damage. (2) Modified Bitumen: Weakening of granular adhesion, granule loss, cracking, puncture, insulation facer separation, substrate delamination, and substrate damage.

15 (2) Modified Bitumen: Weakening of granular adhesion, granule loss, cracking, puncture, insulation facer separation, substrate delamination, and substrate damage.

16 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (1) Built Up Roofing (BUR): Membrane fracture, flashing puncture and cracking, interior ply fracture or separation, interface separation between membrane and substrate, and substrate damage. (2) Modified Bitumen: Weakening of granular adhesion, granule loss, cracking, puncture, insulation facer separation, substrate delamination, and substrate damage. (3) Single Ply Membranes: Indentation, puncture, cracking, shatter, substrate damage, fracture at fasteners and membranes, and substrate delamination.

17 (3) Single Ply Membranes: Indentation, puncture, cracking, shatter, substrate damage, fracture at fasteners and membranes, and substrate delamination.

18 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (1) Built Up Roofing (BUR): Membrane fracture, flashing puncture and cracking, interior ply fracture or separation, interface separation between membrane and substrate, and substrate damage. (2) Modified Bitumen: Weakening of granular adhesion, granule loss, cracking, puncture, insulation facer separation, substrate delamination, and substrate damage. (3) Single Ply Membranes: Indentation, puncture, cracking, shatter, substrate damage, fracture at fasteners and membranes, and substrate delamination. (4) Asphalt Shingles: Weakening of granular adhesion, granular adhesion loss, fracture, puncture, component delamination, and valley flashing and substrate damage.

19 (4) Asphalt Shingles: Weakening of granular adhesion, granular adhesion loss, fracture, puncture, component delamination, and valley flashing and substrate damage.

20 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (1) Built Up Roofing (BUR): Membrane fracture, flashing puncture and cracking, interior ply fracture or separation, interface separation between membrane and substrate, and substrate damage. (2) Modified Bitumen: Weakening of granular adhesion, granule loss, cracking, puncture, insulation facer separation, substrate delamination, and substrate damage. (3) Single Ply Membranes: Indentation, puncture, cracking, shatter, substrate damage, fracture at fasteners and membranes, and substrate delamination. (4) Asphalt Shingles: Weakening of granular adhesion, granular adhesion loss, fracture, puncture, component delamination, and valley flashing and substrate damage. (5) Prepared Roofing: Weakening of granular adhesion, indentation, fracture, puncture, component delamination, and substrate damage.

21 (5) Prepared Roofing: Weakening of granular adhesion, indentation, fracture, puncture, component delamination, and substrate damage. ROLLED ROOFING Damage will be similar to the Modified Photos.

22 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (6) Wood Shingles: Fracture, puncture, splitting, and substrate damage.

23 (6) Wood Shingles: Fracture, puncture, splitting, and substrate damage.

24 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (6) Wood Shingles: Fracture, puncture, splitting, and substrate damage. (7) Inorganic Tiles, Slate, Etc.: Shatter, cracking, fracture, and substrate damage.

25 (7) Inorganic Tiles, Slate, Etc.: Shatter, cracking, fracture, and substrate damage.

26 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (6) Wood Shingles: Fracture, puncture, splitting, and substrate damage. (7) Inorganic Tiles, Slate, Etc.: Shatter, cracking, fracture, and substrate damage. (8) Metal Roofing: Indentation, creasing, coating adhesion loss, and puncture.

27 (8) Metal Roofing: Indentation, creasing, coating adhesion loss, and puncture.

28 (8) Metal Roofing: Indentation, creasing, coating adhesion loss, and puncture.

29 Hail Damage to Roofing: Assessment and Classification, William Cullen (National Roofing Contractors Association) (6) Wood Shingles: Fracture, puncture, splitting, and substrate damage. (7) Inorganic Tiles, Slate, Etc.: Shatter, cracking, fracture, and substrate damage. (8) Metal Roofing: Indentation, creasing, coating adhesion loss, and puncture. (9) Sprayed Polyurethane Foam: Indentation, fracture, surface cracking, and coating damage.

30 (9) Sprayed Polyurethane Foam: Indentation, fracture, surface cracking, and coating damage.

31 What are the most common insurable claims pertaining to roofing? Wind

32 What are the most common insurable claims pertaining to roofing? Wind Wind is the second most common insurable claim.

33 What are the most common insurable claims pertaining to roofing? Wind Ice and Snow Wind is the second most common insurable claim.

34 What are the most common insurable claims pertaining to roofing? Wind Ice and Snow Wind is the second most common insurable claim. Dead loads can cause collapse and seam failure.

35 What are the most common insurable claims pertaining to roofing? Wind Ice and Snow Fire Wind is the second most common insurable claim. Dead loads can cause collapse and seam failure.

36 What are the most common insurable claims pertaining to roofing? Wind Ice and Snow Fire Lightning Wind is the second most common insurable claim. Dead loads can cause collapse and seam failure.

37 Why should you consider coatings for insurance claims settlements?

38 Why should you consider coatings for insurance claims settlements? When used in conjunction with the AWS Marketing Campaign, it increases executed sales contracts.

39 Why should you consider coatings for insurance claims settlements? When used in conjunction with the AWS Marketing Campaign, it increases executed sales contracts. Minimal Cost to the owner.

40 Why should you consider coatings for insurance claims settlements? When used in conjunction with the AWS Marketing Campaign, it increases executed sales contracts. Minimal Cost to the owner. In most cases, it is easier to close with the Carrier.

41 Why should you consider coatings for insurance claims settlements? When used in conjunction with the AWS Marketing Campaign, it increases executed sales contracts. Minimal Cost to the owner. In most cases, it is easier to close with the Carrier. There is no business interruption.

42 Why should you consider coatings for insurance claims settlements? When used in conjunction with the AWS Marketing Campaign, it increases executed sales contracts. Minimal Cost to the owner. In most cases, it is easier to close with the Carrier. There is no business interruption. Owner gets all the energy and tax incentives while the Carrier pays for it.

43 Why should you consider coatings for insurance claims settlements? Providing a coating vs. replacement is more efficient for the contractor.

44 Why should you consider coatings for insurance claims settlements? Providing a coating vs. replacement is more efficient for the contractor. Quicker

45 Why should you consider coatings for insurance claims settlements? Providing a coating vs. replacement is more efficient for the contractor. Quicker No Tear Off

46 Why should you consider coatings for insurance claims settlements? Providing a coating vs. replacement is more efficient for the contractor. Quicker No Tear Off No Dumpsters

47 Why should you consider coatings for insurance claims settlements? Providing a coating vs. replacement is more efficient for the contractor. Quicker No Tear Off No Dumpsters In Most Areas, No Permit (Maintenance)

48 Why should you consider coatings for insurance claims settlements? You the Contractor can make more money.

49 Insurance Prices

50 Insurance Prices For the purposes of this class, were going to use the insurance based estimating software Xactimate and using the DFW March 2014 pricing.

51 Insurance Prices Please refer to the Casualty Consulting Group, Inc Estimate.

52

How to Identify and Maximize Insurance Claims on Roofing Projects and Utilizing the AWS Lead Campaign to its Fullest

How to Identify and Maximize Insurance Claims on Roofing Projects and Utilizing the AWS Lead Campaign to its Fullest How to Identify and Maximize Insurance Claims on Roofing Projects and Utilizing the AWS Lead Campaign to its Fullest By Bobby Norrell of Casualty Consulting Group of America, Inc. Casualty Consulting Group

More information

MUSIC Roofers Supplemental Application

MUSIC Roofers Supplemental Application Applicant s Name Agent Name Address Mailing Address Web Address Proposed Effective Date: From To (12:01 am Standard Time at the address of the Applicant) Applicant is: Individual Corporation Partnership

More information

INSENTIAL ROOFERS PROGRAM

INSENTIAL ROOFERS PROGRAM INSENTIAL ROOFERS PROGRAM Overview Access the best markets for your commercial and residential roofing clients with Insential insurance solutions. We have the expertise you need. We have been writing roofers

More information

LIMITED LIFETIME WARRANTY

LIMITED LIFETIME WARRANTY LIMITED LIFETIME WARRANTY 1.0 Limited Lifetime Warranty Refers to the length of time the original purchaser has coverage for when installed on a single family detached residence owned by an individual

More information

stellarrestoration.com

stellarrestoration.com RESTORE At Stellar Restoration, we understand the importance of structural integrity and that contract relationships are built on trust. We are an experienced restoration services provider and general

More information

DUAL COMMERCIAL ROOFING SUPPLEMENT

DUAL COMMERCIAL ROOFING SUPPLEMENT DUAL COMMERCIAL ROOFING SUPPLEMENT Applicant s Name: Mailing Address: Locations: Years in business: Years experience: Description of Roofing Operations: 1. DESCRIPTION OF OPERATIONS What percent of your

More information

Lesson 2: The Homeowners Policy

Lesson 2: The Homeowners Policy Lesson 2: The Homeowners Policy Homeowners Insurance: ISO Policy Forms Covered Property to Identify and Address Residential Property and Liability Loss Exposures Four Methods for Managing Personal Residential

More information

ROOFERS QUESTIONNAIRE (COMPLETE IN ADDITION TO GL APPLICATION)

ROOFERS QUESTIONNAIRE (COMPLETE IN ADDITION TO GL APPLICATION) Mid Valley General Agency LLC 888 Madison St NE, Ste 100, Salem, OR 97301 Phone: 888-565-7001 Fax: 888-265-7353 quotes@midvalleyga.com ROOFERS QUESTIONNAIRE (COMPLETE IN ADDITION TO GL APPLICATION) Applicant

More information

Carlisle to Acquire Accella Performance Materials. The Premier Specialty Polyurethane Platform

Carlisle to Acquire Accella Performance Materials. The Premier Specialty Polyurethane Platform Carlisle to Acquire Accella Performance Materials The Premier Specialty Polyurethane Platform Forward Looking Statements This presentation contains forward-looking statements within the meaning of the

More information

How to navigate the commercial claims world. Wade Tutt President Paramount Adjusters

How to navigate the commercial claims world. Wade Tutt President Paramount Adjusters How to navigate the commercial claims world Wade Tutt President Paramount Adjusters Topics we will Cover Stating my purpose 3 different type of adjusters Terms Experts Paradigm Shift Indemnity/What do

More information

ROOFING SUPPLEMENTAL APPLICATION

ROOFING SUPPLEMENTAL APPLICATION ROOFING SUPPLEMENTAL APPLICATION Applicant s Name: Mailing Address: Locations: 1 2 3 4 5 6 Description of Roofing Operations: 1. DESCRIPTION OF OPERATIONS What percent of your work is residential (homes,

More information

Application and Information for Limited Extended Warranty On ShieldPRO PLUS + Installed Asphalt Shingles

Application and Information for Limited Extended Warranty On ShieldPRO PLUS + Installed Asphalt Shingles Application and Information for Limited Extended On ShieldPRO PLUS + Installed Asphalt Shingles IC - IMPORTANT INFORMATION: AN IKO APPROVED SHIELDPRO PLUS+ TM ROOFING CONTRACTOR MUST SUBMIT AN APPLICATION

More information

2019 Policy Quick Reference Sheet

2019 Policy Quick Reference Sheet Main Form 2019 Policy Quick Reference Sheet BasicGUARD Owner Tenant Farm ONLY FL-1 Basic Form Coverage With Supporting Coverage Seasonal Without Supporting Coverage Minimum/Maximum $30,000 > 300,000 $30,000

More information

IKO Asphalt Shingle Limited Warranty

IKO Asphalt Shingle Limited Warranty IKO Asphalt Shingle Limited Warranty Congratulations on your purchase of IKO asphalt roof Shingles. Your choice gives you a roof backed by over 50 years of experience in making high quality products for

More information

Warranty Information

Warranty Information Warranty Information Home warranty extension Page 2 SMART Home Protection Plan Page 2 90 Day Warranty Page 3 SewerGard Warranty Page 5 MoldSafe Warranty Page 7 Radon Warranty Page 9 5 Year Platinum Roof

More information

THERMAX Wall System Gold Warranty 15 year Thermal + 15 year Water Resistance + 6 month Exposure

THERMAX Wall System Gold Warranty 15 year Thermal + 15 year Water Resistance + 6 month Exposure THERMAX Wall System Gold Warranty 15 year Thermal + 15 year Water Resistance + 6 month Exposure THERMAX Wall System Limited Warranties The Dow Chemical Company ( Dow ) provides the following five (5) limited

More information

Product Warranty. Class IX Structure

Product Warranty. Class IX Structure Product Warranty Class IX Structure Congratulations on your purchase. To ensure you obtain the best value for this purchase, and that your structure is problem free for years to come, please follow all

More information

Table of Contents. Chapter 1: Personal Lines Unlocked...1

Table of Contents. Chapter 1: Personal Lines Unlocked...1 Table of Contents Chapter 1: Personal Lines Unlocked...1 Analysis...2 Potential Hazards Homeowners...4 Flood Areas...5 Wildfire Areas...5 Tornado Alley...6 Condition...6 Location...7 Additional Exposures...7

More information

CONTRACTORS QUESTIONNAIRE

CONTRACTORS QUESTIONNAIRE www.hullandco.com CONTRACTORS QUESTIONNAIRE ALL QUESTIONS MUST BE ANSWERED (Attach additional paper if necessary) 1. Applicant: A. Years in business under current name: B. Describe your operations: C.

More information

COLORADO CONTRACTORS QUESTIONNAIRE

COLORADO CONTRACTORS QUESTIONNAIRE COLORADO CONTRACTORS QUESTIONNAIRE ALL QUESTIONS MUST BE ANSWERED (Attach additional paper if necessary) 1. Applicant: A. Years in business under current name: B. Describe your operations: C. Do you currently

More information

Marwyck Place Condominium Association, Inc.

Marwyck Place Condominium Association, Inc. 1 Marwyck Place Condominium Association, Inc. EXECUTIVE SUMMARY At the direction of the Board of Directors that recognizes the need for proper reserve planning, we have conducted a Full Reserve Study of

More information

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MASSACHUSETTS

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MASSACHUSETTS UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MASSACHUSETTS SEBAGO, INC., and FLINT VILLAGE PLAZA, ) LLC, On Behalf Of Themselves and All Others ) Similarly Situated, ) Plaintiffs, ) vs. ) ) Civil Action

More information

ROOFING CONTRACTOR QUESTIONNAIRE Ed. 9-09

ROOFING CONTRACTOR QUESTIONNAIRE Ed. 9-09 ROOFING CONTRACTOR QUESTIONNAIRE Ed. 9-09 Applicant Name: Mailing Address: Location: Web Address: Agent s Name: Address: Proposed Effective Date: From: To: 12:01 A.M. Standard Time at the address of the

More information

N SITE RESERVE STUDY Presented by:

N SITE RESERVE STUDY Presented by: N SITE RESERVE STUDY Presented by: PO Box 1714 Stow 44224 Akron 330.650.4318 Cleveland 330.656.3441 Fax 330.655.8957 www.karecondo.com STUDY FULL RESERVE IN THIS SECTION: NARRATIVE REPORT CONCLUSION DEFINITIONS

More information

Product Warranty. Class IV Structure

Product Warranty. Class IV Structure Product Warranty Class IV Structure Congratulations on your purchase of a ClearSpan Shelter or Canopy. To ensure you obtain the best value for this purchase, and that your structure is problem free for

More information

SAMPLE. Application and Information for Extended Limited Warranty On RoofPRO Installed Asphalt Shingles

SAMPLE. Application and Information for Extended Limited Warranty On RoofPRO Installed Asphalt Shingles CC - Application and Information for Extended Limited Warranty On RoofPRO Installed Asphalt Shingles IMPORTANT INFORMATION: A CRC APPROVED ROOFPRO ROOFING CONTRACTOR MUST SUBMIT AN APPLICATION FOR THIS

More information

ROOFBASE WEB AN INTRODUCTION A USER S GUIDE PUBLISHED BY: ROOF RESOURCES, INC. LOUISVILLE, KENTUCKY JUNE 2008

ROOFBASE WEB AN INTRODUCTION A USER S GUIDE PUBLISHED BY: ROOF RESOURCES, INC. LOUISVILLE, KENTUCKY JUNE 2008 ROOFBASE WEB AN INTRODUCTION & A USER S GUIDE PUBLISHED BY: ROOF RESOURCES, INC. LOUISVILLE, KENTUCKY JUNE 2008 INTRODUCTION RoofBase Web is an Inventory Management, Evaluation, and Budget Forecasting

More information

INVER GROVE HEIGHTS CITY COUNCIL AGENDA MONDAY, NOVEMBER 8, BARBARA AVENUE 7:30 P.M.

INVER GROVE HEIGHTS CITY COUNCIL AGENDA MONDAY, NOVEMBER 8, BARBARA AVENUE 7:30 P.M. INVER GROVE HEIGHTS CITY COUNCIL AGENDA MONDAY, NOVEMBER 8, 2010 8150 BARBARA AVENUE 7:30 P.M. 1. CALL TO ORDER 2. ROLL CALL 3. PRESENTATIONS: 4. CONSENT AGENDA All items on the Consent Agenda are considered

More information

Invoice. Lifetime Roofing 890 West Center St. #5 North Salt Lake, UT Office Phone:

Invoice. Lifetime Roofing 890 West Center St. #5 North Salt Lake, UT Office Phone: Invoice Lifetime Roofing 890 West Center St. #5 North Salt Lake, UT 84054 Office Phone: 801-928-8881 office@lifetimeroofingutah.com Bill To Benny Cordova Jr 12659 Bridgecreek Way Draper, UT 84020 Mobile

More information

AEP SPAN 20 YEAR STANDARD FULL SYSTEM WEATHERTIGHTNESS LIMITED WARRANTY AGREEMENT

AEP SPAN 20 YEAR STANDARD FULL SYSTEM WEATHERTIGHTNESS LIMITED WARRANTY AGREEMENT AEP SPAN 20 YEAR STANDARD FULL SYSTEM WEATHERTIGHTNESS LIMITED WARRANTY AGREEMENT Limited Warranty. AEP Span ( AEP ), a division of ASC Profiles LLC, and the Roofing Contractor identified below ( Roofing

More information

LEXINGTON INSURANCE COMPANY HO3 & DP3 UNDERWRITING GUIDELINES

LEXINGTON INSURANCE COMPANY HO3 & DP3 UNDERWRITING GUIDELINES LEXINGTON INSURANCE COMPANY HO3 & DP3 UNDERWRITING GUIDELINES July 2014 RISK CRITERIA HO3 & DP3 Minimum Limit with Wind (less than 10 miles from coastal/bay waters) - $500,000 in all Coastal Counties including

More information

LEXINGTON INSURANCE COMPANY HO3 & DP3 UNDERWRITING GUIDELINES

LEXINGTON INSURANCE COMPANY HO3 & DP3 UNDERWRITING GUIDELINES LEXINGTON INSURANCE COMPANY HO3 & DP3 UNDERWRITING GUIDELINES June 2012 RISK CRITERIA HO3 & DP3 Minimum Limit - $500,000 in all Coastal Counties and Portion of Harris County. Minimum Limit - $150,000 in

More information

Standard Working Agreement SAMPLE. between ILLINOIS VALLEY CONTRACTORS ASSOCIATION, INC. And

Standard Working Agreement SAMPLE. between ILLINOIS VALLEY CONTRACTORS ASSOCIATION, INC. And Standard Working Agreement between ILLINOIS VALLEY CONTRACTORS ASSOCIATION, INC. And UNITED UNION OF ROOFERS, WATERPROOFERS AND ALLIED WORKERS LOCAL NO. 11 DIVISION OF THE CONSTRUCTION INDUSTRY Affiliated

More information

Courts of Country Lakes Condominium Association, Inc.

Courts of Country Lakes Condominium Association, Inc. 1 Courts of Country Lakes Condominium Association, Inc. N-SITE RESERVE STUDY Presented by: 2 Courts of Country Lakes Condominium Association, Inc. EXECUTIVE SUMMARY At the direction of the Board of Directors

More information

Coverage during the Total Protection Period

Coverage during the Total Protection Period Extended Warranty WHAT DOES THE EXTENDED LIMITED WARRANTY COVER? Building Products of Canada Corp. ( BP ) warrants to the owner(s) of the property on which a BP Weather-Tite TM ( WT ) Roofing System is

More information

PO BOX 3867, Bellevue, WA P: I F: ROOFERS APPLICATION (COMPLETE IN ADDITION TO GL APPLICATION)

PO BOX 3867, Bellevue, WA P: I F: ROOFERS APPLICATION (COMPLETE IN ADDITION TO GL APPLICATION) PO BOX 3867, Bellevue, WA 98009 P: 800.562.8095 I F: 425.453.8696 submissions@gogus.com ROOFERS APPLICATION (COMPLETE IN ADDITION TO GL APPLICATION) Applicant s Name: Mailing Address: Agency Name: Agent

More information

ROOF CONTRACTORS LIABILITY QUESTIONNAIRE

ROOF CONTRACTORS LIABILITY QUESTIONNAIRE ROOF ONTRATORS LIABILITY QUESTIONNAIRE INSTRUTIONS A. Please answer all the questions and return to Fenn & Fenn Insurance Practice Inc at the address under D below. If you have questions please contact

More information

CONVENIENCE STORE QUICK APPLICATION WITH AND WITHOUT GAS PUMPS

CONVENIENCE STORE QUICK APPLICATION WITH AND WITHOUT GAS PUMPS CONVENIENCE STORE QUICK APPLICATION WITH AND WITHOUT GAS PUMPS Binding subject to any additional information when required by IIC. Agency Agency Contact Email: Effective Date Expiration Date: Years in

More information

Update With Site Visit

Update With Site Visit Update With Site Visit Le Chateau Bellevue, WA 10/28/2011 Report #1002 Phone: 253-241-8151 Fax: 360-872-8073 E-mail: jeremy@reservesolutions.net www.reservesolutions.net Le Chateau Client Info: REPORT

More information

SPRAYED "IN PLACE" polyurethane foam (PUF) roof systems have been

SPRAYED IN PLACE polyurethane foam (PUF) roof systems have been Validation of the Polyurethane Foam Roof System D. KASHIWAGI US.A.F HG Air Force Ellgineering & Services Center Bldg. 22 Tyndall AFB, FL 32403 w. C. MOOR Arizona State University ASU School oj Engineering

More information

The EXPERIENCE You Want. The SERVICE You Expect. The VALUE You Deserve. Q Investors Presentation

The EXPERIENCE You Want. The SERVICE You Expect. The VALUE You Deserve. Q Investors Presentation The EXPERIENCE You Want. The SERVICE You Expect. The VALUE You Deserve. Q4 2014 - Investors Presentation 1 Forward Looking Statements This presentation contains forward-looking statements. These statements

More information

The EXPERIENCE You Want. The SERVICE You Expect. The VALUE You Deserve. Q Investors Presentation Paul Isabella - Chief Executive Officer

The EXPERIENCE You Want. The SERVICE You Expect. The VALUE You Deserve. Q Investors Presentation Paul Isabella - Chief Executive Officer The EXPERIENCE You Want. The SERVICE You Expect. The VALUE You Deserve. Q3 2014 - Investors Presentation Paul Isabella - Chief Executive Officer 1 Forward Looking Statements This presentation contains

More information

BIOMECHANICAL/BIOMEDICAL

BIOMECHANICAL/BIOMEDICAL ANIMATION ABCs of Video Enhancement (Credit: 1 hour) Animation Process (Credit: 1 hour) Technology in Dispute Resolution (Credit: 1 hour) Using Video Graphics in Insurance Claims (Credit: 1 hour) Using

More information

Complainants, Respondents-Licensees.

Complainants, Respondents-Licensees. CITY OF NEW YORK DEPARTMENT OF CONSUMER AFFAIRS PHIL HAWKINS -and- DEPARTMENT OF CONSUMER AFFAIRS, DECISION AND ORDER Violation Nos.: CD500131669 DD500131669 Complainants, -against- GS CONTRACTING OF NY

More information

NEWTECHWOOD COMMERCIAL LIMITED WARRANTY

NEWTECHWOOD COMMERCIAL LIMITED WARRANTY NEWTECHWOOD COMMERCIAL LIMITED WARRANTY THIS LIMITED WARRANTY ( THE LIMITED WARRANTY ) IS MADE AND GIVEN BY HUIDONG MEIXIN PLASTIC LUMBER PRODUCTS MANUFACTURING CO., LTD. ( HUIDONG MEIXIN ). HUIDONG MEIXIN

More information

CR# Issued Date: June 14, 2016 Waterville, OH

CR# Issued Date: June 14, 2016 Waterville, OH SECTION 00 65 36 - WARRANTY FORMS PART 1 - GENERAL 1.1 SUMMARY A. Section includes: 1. The following warranty forms: a. Building Warranty b. Kroger Asphalt Paving Warranty c. Kroger Roof System Limited

More information

Parkwood HOA. Level 1 Reserve Study. Report Period 1/1/ /31/2012. Date of Property Inspection. Report prepared on Saturday, August 11, 2012

Parkwood HOA. Level 1 Reserve Study. Report Period 1/1/ /31/2012. Date of Property Inspection. Report prepared on Saturday, August 11, 2012 Parkwood HOA Level 1 Reserve Study Report Period 1/1/2012 12/31/2012 Client Reference Number Property Type Number of Units Fiscal Year End 12784 Townhouse 8 12/31 Date of Property Inspection Prepared By

More information

NEWTECHWOOD RESIDENTIAL LIMITED WARRANTY

NEWTECHWOOD RESIDENTIAL LIMITED WARRANTY NEWTECHWOOD RESIDENTIAL LIMITED WARRANTY THIS LIMITED WARRANTY ( THE LIMITED WARRANTY ) IS MADE AND GIVEN BY HUIDONG MEIXIN PLASTIC LUMBER PRODUCTS MANUFACTURING CO., LTD. ( HUIDONG MEIXIN ). HUIDONG MEIXIN

More information

New Roof for 602 West Carter Avenue

New Roof for 602 West Carter Avenue New Roof for 602 West Carter Avenue BIDS DUE ON April 22, 2016 at 10:00AM FOR BID SPECS, CONTACT THE PIERCE COUNTY COMMISSIONERS OFFICE 312 NICHOLS ST., SUITE 5 BLACKSHEAR, GA 31516 GENERAL SPECIFICATIONS

More information

THIS IS AN APPLICATION FOR A BUILDING PERMIT

THIS IS AN APPLICATION FOR A BUILDING PERMIT THIS IS AN APPLICATION FOR A BUILDING PERMIT 1. Read these instructions and carefully complete the application. 2. No building or structure shall be erected, added to or structurally altered or the use

More information

SANTA CLARITA VALLEY SCHOOL FOOD SERVICES AGENCY Anza Drive, Santa Clarita, California * (661) * Fax (661)

SANTA CLARITA VALLEY SCHOOL FOOD SERVICES AGENCY Anza Drive, Santa Clarita, California * (661) * Fax (661) RFP No. 201415-0625-01 Central Kitchen Roof Replacement Central Kitchen, 25210 Anza Drive, Santa Clarita, CA 91355 SANTA CLARITA VALLEY SCHOOL FOOD SERVICES AGENCY - JPA 25210 Anza Drive Santa Clarita,

More information

Alabama State Port Authority

Alabama State Port Authority McDuffie Work Order # 61744 To: Prospective Bidders Date: 3/2/2018 Please procure the following and deliver to the address below: Delivery of Proposal Location identified below in Notes #1 Delivery of

More information

FARM DWELLING/RENTAL PROGRAM

FARM DWELLING/RENTAL PROGRAM FARM DWELLING/RENTAL PROGRAM RULES/UNDERWRITING GUIDELINES Page Standard Amounts of Coverage FDW - 1 Perils Insured Against FDW - 1 Eligible List FDW - 2 Consideration List - Submit Non-Bound FDW - 2 Prohibited

More information

Norseman Structures LIMITED WARRANTY

Norseman Structures LIMITED WARRANTY Norseman Structures LIMITED WARRANTY Effective Date October 15, 2015 W-NSLW Version 1 NORSEMAN STRUCTURES * LIMITED WARRANTY What is Covered Components of Structures manufactured by Norseman are warranted

More information

Information to Bidders

Information to Bidders Information to Bidders Stockey Centre Building Remediation 0. General Information The Town of Parry Sound (The Town) is seeking Bids from experienced contractors for repairs at The Charles W. Stockey Centre

More information

Ask Mike # Subject: Water Main Break At UCLA Raises Insurance Coverage Questions

Ask Mike # Subject: Water Main Break At UCLA Raises Insurance Coverage Questions Ask Mike #2014-08 Subject: Water Main Break At UCLA Raises Insurance Coverage Questions Q. Yesterday over lunch, several of us discussed the monster water damage incident that happened on the UCLA campus

More information

TEXAS STATISTICAL PLAN FOR RESIDENTIAL RISKS

TEXAS STATISTICAL PLAN FOR RESIDENTIAL RISKS TEXAS STATISTICAL PLAN FOR RESIDENTIAL RISKS TEXAS STATISTICAL PLAN FOR RESIDENTIAL RISKS TABLE OF CONTENTS PAGES A. GENERAL RULES 1 7 B. CODING SECTION 8 20 C. RECORD LAYOUT FOR PREMIUMS 21 37 D. RECORD

More information

Educational Objectives (EO)

Educational Objectives (EO) CPCU 500 Foundations of Risk Management and Insurance Chapter 1 Introduction to Risk Management Presented by Cathy Jo Morris, CPCU, FLMI, ACS Educational Objectives (EO) 1. Describe each of the following

More information

Park Rise Homeowners Association, Inc. Financial Statements and Supplementary Information. For the Year Ended December 31, 2014

Park Rise Homeowners Association, Inc. Financial Statements and Supplementary Information. For the Year Ended December 31, 2014 Financial Statements and Supplementary Information For the Year Ended December 31, 2014 Table of Contents Independent Auditor s Report..... 1 Financial Statements Balance Sheet.. 3 Statement of Revenues,

More information

Pleasantdale Elementary

Pleasantdale Elementary DeKalb County School District/Elementary Schools Pleasantdale Elementary Final School Assessment Report May 20, 2016 PARSONS School Assessment Report Table of Contents School Executive Summary 5 School

More information

UNDERWRITING PROPERTY INSPECTOR/SURVEYOR CERTIFICATION 2016 SURVEYS FOR STATE FARM INSURANCE PERSONAL-LINES

UNDERWRITING PROPERTY INSPECTOR/SURVEYOR CERTIFICATION 2016 SURVEYS FOR STATE FARM INSURANCE PERSONAL-LINES UNDERWRITING PROPERTY INSPECTOR/SURVEYOR CERTIFICATION 2016 SURVEYS FOR STATE FARM INSURANCE PERSONAL-LINES This guide is designed to provide a basic understanding of the QA Claims Property Inspection/Survey

More information

Reserve Analysis Report

Reserve Analysis Report Reserve Analysis Report Soda Creek Condominiums Dillon, Colorado Version 2 Monday, August 19, 2013 6860 S. Yosemite Court, Suite 2000 Centennial, CO 80112 Phone (303) 953-2078 Facsimile (303) 953-2157

More information

NCAHMA Spring Underwriting Forum April 7-8, 2010 Physical Needs Assessments

NCAHMA Spring Underwriting Forum April 7-8, 2010 Physical Needs Assessments NCAHMA Spring Underwriting Forum April 7-8, 2010 Physical Needs Assessments 1. What is a CNA? Presentation by: Thomas E. Fielder Phone: 859-276-0000 / tfielder@fieldergroup.com a) Comprehensive review

More information

WOODSTONE PRODUCT WARRANTY

WOODSTONE PRODUCT WARRANTY WOODSTONE PRODUCT WARRANTY LIMITED PRODUCT WARRANTY: The express warranties set forth herein are in lieu of all other warranties, express or implied, including without limitation any warranties of merchantability

More information

WIND INSURANCE MITIGATION INCENTIVES $$$ Spencer Rogers

WIND INSURANCE MITIGATION INCENTIVES $$$ Spencer Rogers WIND INSURANCE MITIGATION INCENTIVES $$$ Spencer Rogers North Carolina Sea Grant UNC-Wilmington Center for Marine Science NCSU Dept. of Civil Engineering WIND INSURANCE MITIGATION INCENTIVES $$$ PRACTICE:

More information

COMMERCIAL PROPERTY INSURANCE PROPOSAL

COMMERCIAL PROPERTY INSURANCE PROPOSAL Head Office: Newtown Centre, 30-34 Maraval Road, Newtown, 190133, Trinidad & Tobago Telephone: (868) 625-GGIL (4445) Fax: (868) 622-9994 Branch Office: 31-33 Independence Avenue, San Fernando, 600202,

More information

DeKalb County School District/Elementary Schools Dunwoody Elementary Final School Assessment Report May 19, 2016

DeKalb County School District/Elementary Schools Dunwoody Elementary Final School Assessment Report May 19, 2016 DeKalb County School District/Elementary Schools Dunwoody Elementary Final School Assessment Report May 19, 2016 PARSONS School Assessment Report Table of Contents School Executive Summary 4 School Condition

More information

QBE AMERICAS THE IA GUIDELINES

QBE AMERICAS THE IA GUIDELINES QBE AMERICAS THE IA GUIDELINES INDEPENDENT ADJUSTER SERVICE LEVEL, ESTIMATING, AND FIELD INSPECTION REQUIREMENTS for PROPERTY CLAIMS The purpose of this document is to establish guidelines to direct the

More information

Association s Silver Member Syllabus

Association s Silver Member Syllabus Association s Silver Member Syllabus About This Public Adjusting Training You ve looked for formal public adjuster education. You ve looked for study guides preparing and spent countless hours burning

More information

HUDSON PARK ESTATES HOMEOWNERS ASSOCIATION HUDSON, OHIO

HUDSON PARK ESTATES HOMEOWNERS ASSOCIATION HUDSON, OHIO RESERVE FUND STUDY HUDSON PARK ESTATES HOMEOWNERS ASSOCIATION HUDSON, OHIO Criterium Liszkay Engineers 110 N. High St. Gahanna, OH 43230 614-418-7200 www.clengineers.com AUGUST 2016 CONTENTS 1.0 INTRODUCTION...

More information

My Home is Damaged. Now What? Kuhl Design+Build, LLC 1515 South 5th Street, Hopkins, MN

My Home is Damaged. Now What? Kuhl Design+Build, LLC 1515 South 5th Street, Hopkins, MN My Home is Damaged. Now What? Kuhl Design+Build, LLC 1515 South 5th Street, Hopkins, MN 55343 952.935.9469 Storm Damage Quicklist Three things to do immediately after the storm: 1. Call your insurance

More information

Robert Shaw Theme Elementary

Robert Shaw Theme Elementary DeKalb County School District/Elementary Schools Robert Shaw Theme Elementary Final School Assessment Report May 20, 2016 PARSONS School Assessment Report Table of Contents School Executive Summary 4 School

More information

CONTRACTORS PROTECTOR PROGRAM

CONTRACTORS PROTECTOR PROGRAM CONTRACTORS PROTECTOR PROGRAM ITEM TABLE OF CONTENTS NSCO PAGE Applications... 1 Billing Procedures... 2 Eligibility and Underwriting Requirements... 1 Features and Coverages... 3 Inland Marine Coverages...

More information

CONTRACTORS PROTECTOR PROGRAM

CONTRACTORS PROTECTOR PROGRAM CONTRACTORS PROTECTOR PROGRAM ITEM TABLE OF CONTENTS NSCO PAGE Applications... 1 Billing Procedures... 2 Eligibility and Underwriting Requirements... 1 Features and Coverages... 3 Inland Marine Coverages...

More information

Bob Mathis Elementary

Bob Mathis Elementary DeKalb County School District/Elementary Schools Bob Mathis Elementary Final School Assessment Report May 19, 2016 PARSONS School Assessment Report Table of Contents School Executive Summary 4 School Condition

More information

Homeowners/Dwelling Application

Homeowners/Dwelling Application Homeowners/Dwelling Application Applicant Occupation Date Of Birth Inspection Contact: Phone #: Insured Email: Agency: Agency Address: Agent: Prior Carrier Expiring Premium Effective Date Expiration Date

More information

Where Builders Risk Meets Personal Lines

Where Builders Risk Meets Personal Lines Where Builders Risk Meets Personal Lines Presenter Introduction Mary Stiglic, CIC, Marketing Manager More than 18 years experience with builders risk Licensed property and casualty agent Holds CIC designation

More information

ROOFERS, L.U. #210 PA AGREEMENT MAY 1, APRIL 30, 2018

ROOFERS, L.U. #210 PA AGREEMENT MAY 1, APRIL 30, 2018 ROOFERS, L.U. #210 PA AGREEMENT MAY 1, 2015 - APRIL 30, 2018 This agreement is made and entered into by and between the Erie Construction Council, Inc. (the "Council"), acting solely as collective bargaining

More information

ARLINGTON TOWNSHIP BIDS FOR ROOF REPLACEMENT

ARLINGTON TOWNSHIP BIDS FOR ROOF REPLACEMENT ARLINGTON TOWNSHIP BIDS FOR ROOF REPLACEMENT PROJECT SPECIFICATIONS (to be available at Township Hall and posted on website) Arlington Township is soliciting bids to provide supervision, labor, equipment,

More information

Ronald E. McNair Discovery Learning Academy

Ronald E. McNair Discovery Learning Academy DeKalb County School District/Elementary Schools Ronald E. McNair Discovery Learning Academy Final School Assessment Report May 20, 2016 PARSONS School Assessment Report Table of Contents School Executive

More information

BROAD PERILS PART PERILS COVERED. LMIC LM Page 1 of 6

BROAD PERILS PART PERILS COVERED. LMIC LM Page 1 of 6 Page 1 of 6 BROAD PERILS PART PERILS COVERED When "Broad Perils" is shown on the "declarations", the covered perils are: 1. Fire or Lightning. 2. Explosion. This includes explosion of gas or fuel in a

More information

DeKalb Elementary School of the Arts at Terry Mills

DeKalb Elementary School of the Arts at Terry Mills DeKalb County School District/Elementary Schools DeKalb Elementary School of the Arts at Terry Mills Final School Assessment Report May 19, 2016 PARSONS School Assessment Report Table of Contents School

More information

CONDO ISSUES AND RISK MANAGEMENT

CONDO ISSUES AND RISK MANAGEMENT A Deland, Gibson University White Paper Providing Peace of Mind Through Proactive Service. CONDO ISSUES AND RISK MANAGEMENT In the event of a claim a well written insurance policy should provide the means

More information

Total Protection Roofing System ^ Limited Warranty

Total Protection Roofing System ^ Limited Warranty Total Protection Roofing System ^ Limited Warranty Warranty Registration & Transfer Information TO REGISTER THIS WARRANTY: Visit our website at: http://www.owenscorning.com/roofing/warranty-101 In order

More information

NEW HAMPSHIRE HOMEOWNERS HO-2 RATES

NEW HAMPSHIRE HOMEOWNERS HO-2 RATES AEGIS SECURITY INSURANCE COMPANY RATED A EXCELLENT A NEW HAMPSHIRE ADMITTED CARRIER NEW HAMPSHIRE HOMEOWNERS HO-2 RATES Insurance with a Conscientious Approach to Today s Needs SURPLUS LINE MANAGERS, INC.

More information

FIRE & EXTENDED COVERAGE

FIRE & EXTENDED COVERAGE FIRE & EXTENDED COVERAGE SECTION PAGE QUALIFICATIONS... 2 UNDERWRITING RULES... 2 CLAIM UNDERWRITING... 2 TERRITORY DEFINITIONS... 3 DWELLING RATES TERRITORY 1... 4 DWELLING RATES TERRITORY 2... 5 CONTENTS

More information

Reserve Analysis Report

Reserve Analysis Report Reserve Analysis Report Sample Condominium Association Laguna Hills, California Version 1 March 31, 2004 23201 Mill Creek Drive, Suite 100 Laguna Hills, California 92653 Phone (949) 474-9800 Facsimile

More information

1. Definitions. 3. Scope of the Personal Icopal Quality Guarantee. ICOPAL waterproofing expert

1. Definitions. 3. Scope of the Personal Icopal Quality Guarantee. ICOPAL waterproofing expert ICOPAL waterproofing expert PRINCIPLES OF GRANTING PERSONAL ICOPAL QUALITY GUARANTEE GENERAL 1. Definitions Guarantor Icopal Sp. z o.o.. Personal Icopal Quality Guarantee guarantee granted by Icopal Sp.

More information

KS Reg #

KS Reg # HOMEBUILDS BASEMENT REMODELS KITCHEN & BATHROOM REMODELS SIDING & GUTTERS TILE& FLOORING CUSTOM BUILT CABINETS DECKS NEW ROOFS & REPLACEMENTS www.dingersroofing.com 316.202.2066 LC#8979 KS Reg # 15-006342

More information

NEWTECHWOOD ULTRASHIELD VINTAGE ABRASION, STAIN AND FADE LIMITIED WARRANTY

NEWTECHWOOD ULTRASHIELD VINTAGE ABRASION, STAIN AND FADE LIMITIED WARRANTY NEWTECHWOOD ULTRASHIELD VINTAGE ABRASION, STAIN AND FADE LIMITIED WARRANTY THIS LIMITED WARRANTY ( THE LIMITED WARRANTY ) IS MADE AND GIVEN BY HUIDONG MEIXIN PLASTIC LUMBER PRODUCTS MANUFACTURING CO.,

More information

REPLACEMENT RESERVE REPORT FY 2019 SANCTUARY AT FALSE CAPE. Prepared for: Ms. Rebecca Beamon

REPLACEMENT RESERVE REPORT FY 2019 SANCTUARY AT FALSE CAPE. Prepared for: Ms. Rebecca Beamon SANCTUARY AT FALSE CAPE REPLACEMENT RESERVE REPORT FY 2019 SANCTUARY AT FALSE CAPE REPLACEMENT RESERVE REPORT FY 2019 Prepared for: SANCTUARY AT FALSE CAPE Ms. Rebecca Beamon 3700 Sandpiper Road Virginia

More information

Contractors! 2018 Membership Application (Page 1 of 2)

Contractors! 2018 Membership Application (Page 1 of 2) 2018 Membership Application (Page 1 of 2) Company: Contact Person: Physical Address: City: State: Zip: ** Roofing Contractors must have a fixed address with a physical location. ** Mailing Address: City:

More information

Howsyth Court Condominium Corporation No. CCN Avenue SW Calgary, Alberta

Howsyth Court Condominium Corporation No. CCN Avenue SW Calgary, Alberta Entuitive Corporation Calgary + Toronto Howsyth Court Condominium Corporation No. CCN9011190 305 25 Avenue SW Calgary, Alberta Submitted By: Entuitive Corporation 209 8 th Avenue SW, Suite 300 Calgary,

More information

Davie County Early College High

Davie County Early College High NC School District/300 Davie County/High School Davie County Early College High Final Campus Assessment Report March 10, 2017 PARSONS Campus Assessment Report Table of Contents Campus Executive Summary

More information

SPRI Roof System Listing Service Program

SPRI Roof System Listing Service Program SPRI Roof System Listing Service Program John C. Greko Carlisle Construction Materials 1285 Ritner Hwy., Carlisle, PA 17013 Phone: 717-245-7325 E-mail: jgreko@carlislecm.com Ronald Reed, ASQ-CQA Intertek

More information

Schedule your repairs today...

Schedule your repairs today... Dear HomeGuard Customer, Thank You for choosing HomeGuard Incorporated to inspect your home. Enclosed is your inspection report, which includes our findings, recommendations, and repair prices. Please

More information

DeKalb County School District/Middle Schools Chapel Hill Middle Final School Assessment Report May 20, 2016

DeKalb County School District/Middle Schools Chapel Hill Middle Final School Assessment Report May 20, 2016 DeKalb County School District/Middle Schools Chapel Hill Middle Final School Assessment Report May 20, 2016 PARSONS School Assessment Report Table of Contents School Executive Summary 3 School Condition

More information

ADJUSTINGTODAY Adjusters International Disaster Recovery Consulting

ADJUSTINGTODAY Adjusters International Disaster Recovery Consulting E-Edition ADJUSTINGTODAY Adjusters International Disaster Recovery Consulting FROM THE EDITOR By its nature, insurance is regarded by many as slow to change. However, that is not entirely true. Changes

More information

Sarnafil System Guarantees

Sarnafil System Guarantees Sarnafil System Guarantees From the leader in single-ply roofing... Sarnafil sets the standard for quality and longevity in single-ply roofing. Our guarantees reflect this no other roofing manufacturer

More information

ORIGINAL YEAR OF CONSTRUCTION NUMBER OF BUILDING STORIES 2/15/2013 BUILDING SURVEY DATE

ORIGINAL YEAR OF CONSTRUCTION NUMBER OF BUILDING STORIES 2/15/2013 BUILDING SURVEY DATE 0807 3502 SOUTH FIRST STREET CHAMPAIGN, ILLINOIS SYSTEM CONDITION INDEX.771 PRIMARY BUILDING USE BUILDING SURVEY TEAM BUILDING SYSTEM REPLACEMENT COST $ 347,400 LABORATORY BUILDING GROSS SQUARE FEET 16,986

More information