UIG Recovery A division of Universal Investigative Group Inc.

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1 UIG Recovery A division of Universal Investigative Group Inc. Corporate Address: 1130 E. Clark Ste , Santa Maria, CA County Offices: San Luis Obispo, Santa Barbara, Kern, Ventura CA PI Lic#27950 Phone: Fax: Repo@UIGpi.com CA RA Lic#1663,1723, 1724 To: Potential UIG Recovery Partner, 01/01/14 Thank you for considering UIG Recovery in deciding who to partner with for your collateral recovery needs. The UIG Recovery team is committed to delivering superior customer service and a professional result driven approach. Each new client relationship is valued and given personal attention to insure the best possible results. UIG Recovery utilizes the right equipment and proprietary information systems to effect quick retrieval of all types of collateral. We provide repossession services associated to cars, trucks, recreational vehicles, motorcycles, watercraft, heavy equipment and specialized items. Due to our outside the box approach, UIG Recovery is often able to retrieve collateral for clients where other agencies have been unsuccessful. All our agents receive specific training and mentoring that prioritizes safe recovery procedures, professional communication and legal guidelines associated to the recovery industry. As a result, we are able to deliver efficient, safe and legally compliant collateral recovery services. UIG Recovery maintains important professional relationships with specific professional organizations that include Time Finance Adjusters (TFA), California Association of Licensed Repossessors (CALR), California Credit Union Collectors Council (CCUCC) and the Recovery Database Network (RDN.) Our packet contains specific insurance, license and bond information for your conveniences. We have also included our recently updated rates and service areas. We invite you to tour our web-site at: to learn more about Universal Investigative Group Inc. We appreciate your inquiry and look forward to serving your collateral recovery needs in the near future. Should you have any questions or suggestions for UIG Recovery, please don t hesitate to contact us. Sincere Regards, Robert Kraft, CEO UIG Recovery Universal Investigative Group, Inc.

2 COVERAGE AREAS

3 COVERAGE AREA BY ZIP CODE Santa Barbara County Carpinteria Carpinteria Summerland Santa Barbara Santa Barbara Santa Barbara Santa Barbara Santa Barbara Santa Barbara Santa Barbara Santa Barbara Santa Barbara Goleta Goleta Goleta Santa Barbara Santa Barbara Santa Barbara Santa Barbara Santa Barbara Santa Barbara Goleta New Cuyama Buellton Casmalia Guadalupe Lompoc Lompoc Lompoc Los Alamos Los Olivos Santa Maria Santa Maria Santa Maria Santa Maria Santa Maria Santa Ynez Solvang Solvang San Luis Obispo County San Luis Obispo Los Osos San Luis Obispo San Luis Obispo San Luis Obispo San Luis Obispo San Luis Obispo San Luis Obispo San Luis Obispo Los Osos Arroyo Grande Arroyo Grande Atascadero Atascadero Avila Beach Cambria Cayucos Creston Grover Beach Harmony Morro Bay Morro Bay Nipomo Oceano Paso Robles Paso Robles Pismo Beach Pismo Beach San Miguel San Simeon Santa Margarita Shandon Templeton Oceano Grover Beach Kern County ** Arvin Delano Delano Lamont Lebec Mc Farland ** Maricopa Shafter Taft ** Wasco ** Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Bakersfield Johannesburg Keene Tehachapi** Tehachapi** **Mileage Fee Applies Ventura County** Ventura Ventura Ventura Ventura Ventura Ventura Ventura Ventura Ojai Ojai Oxnard Oxnard Oxnard Oxnard Oxnard Oxnard Oxnard Port Hueneme Port Hueneme Cbc Base Port Hueneme Hueneme Cbc Base Port Hueneme **Mileage Fee Applies

4 PROFESSIONAL ASSOCIATIONS

6 ****HARD COPY PENDING**** BAKERSFIELD AREA OFFICE RA LIC 1723 BSIS ISSUED April 11, 2014 (See BSIS Website for license confirmation)

11 ACORD PRODUCER TM CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. INSURED COVERAGES INSR ADD'L LTR INSRD TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE POLICY EXPIRATION DATE (MM/DD/YY) DATE (MM/DD/YY) GENERAL LIABILITY EACH OCCURRENCE DAMAGE TO RENTED COMMERCIAL GENERAL LIABILITY PREMISES (Ea occurence) AUTOMOBILE LIABILITY INSURER A: INSURER B: INSURER C: INSURER D: INSURER E: CLAIMS MADE OCCUR MED EXP (Any one person) LIMITS PERSONAL & ADV INJURY GENERAL AGGREGATE ANY AUTO ALL OWNED AUTOS SCHEDULED AUTOS HIRED AUTOS NON-OWNED AUTOS INSURERS AFFORDING COVERAGE NAIC # THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COMBINED SINGLE LIMIT (Ea accident) BODILY INJURY (Per person) BODILY INJURY (Per accident) PROPERTY DAMAGE (Per accident) GARAGE LIABILITY EXCESS/UMBRELLA LIABILITY AUTO ONLY - EA ACCIDENT ANY AUTO OTHER THAN EA ACC AUTO ONLY: AGG EACH OCCURRENCE OCCUR CLAIMS MADE AGGREGATE DEDUCTIBLE GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG PRO- POLICY JECT LOC RETENTION WORKERS COMPENSATION AND WC STATU- TORY LIMITS OTH- ER EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE E.L. EACH ACCIDENT OFFICER/MEMBER EXCLUDED? E.L. DISEASE - EA EMPLOYEE If yes, describe under SPECIAL PROVISIONS below E.L. DISEASE - POLICY LIMIT OTHER DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT / SPECIAL PROVISIONS CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATIO DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE ACORD 25 (2001/08) ACORD CORPORATION 1988

CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.

THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

12 CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT License # 0E67768 NAME: Denise Davis IOA Insurance Services-SAC PHONE FAX (A/C, No, Ext): (916) (A/C, No): (916) Harvard Street, Suite 450 Sacramento, CA Denise.Davis@ioausa.com INSURED Universal Investigative Group Inc 1130 E Clark Ave, Suite Santa Maria, CA ADDRESS: INSURER A : INSURER B : INSURER C : INSURER D : INSURER E : INSURER(S) AFFORDING COVERAGE NAIC # INSURER F : COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL SUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER (MM/DD/YYYY) (MM/DD/YYYY) LIMITS COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE DAMAGE TO RENTED CLAIMS-MADE OCCUR PREMISES (Ea occurrence) MED EXP (Any one person) PERSONAL & ADV INJURY GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE POLICY PRO- JECT LOC PRODUCTS - COMP/OP AGG OTHER: AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT (Ea accident) ANY AUTO ALL OWNED AUTOS HIRED AUTOS SCHEDULED AUTOS NON-OWNED AUTOS BODILY INJURY (Per person) BODILY INJURY (Per accident) PROPERTY DAMAGE (Per accident) UNIVINV-01 UMBRELLA LIAB EACH OCCURRENCE OCCUR EXCESS LIAB CLAIMS-MADE AGGREGATE DED RETENTION WORKERS COMPENSATION PER OTH- X AND EMPLOYERS' LIABILITY STATUTE ER Y / N ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? N / A E.L. EACH ACCIDENT (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT TROXELLR 4/1/2014 State Compensation Insurance Fund of CA A /01/ /01/2015 1,000,000 1,000,000 1,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Re: Evidence of Insurance CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE For Insured File ACORD 25 (2014/01) ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD

13 REFERENCES Honda Finance Corp Contact: Thui Loss Prevention Services Contact: Rebecca Weaver CIG Financial Contact: Monica De Larosa Loan Mart Contact: Jefferson Estrada Family Motors Contact: Javier Hernandez Coast Hills Federal Credit Union Contact: Michelle Contreras Lobel Financial Contact: Patti Arellano Rockne Financial/Santa Maria Honda Contact: Krista Mather

14 Rockne Financial Corporation 2175 S. Bradley Road Santa Maria, CA April 4, 2012 Robert Kraft UIG Recovery 1130 E. Clark Ave. Suite Santa Maria, CA To Whom It May Concern: It is with great pleasure that I am recommending UIG Recovery. I am an Account Manager with Rockne Financial Corporation and I have worked with Robert Kraft and his associates on many occasions, when dealing with Collateral Recovery (Repossessions). UIG and its employees have always been very prompt, professional and have gone above and beyond when looking for and recovering our vehicles. UIG Recovery has proven to be an asset to our Company. I believe that UIG has been nothing short of an exemplary Company to work with. If you have any questions regarding this letter, please do not hesitate to contact me at (805) , and I will be happy to answer any questions you may have. Sincerely, ^Ü áàt `tà{xü Krista Mather Account Manager

15 SAN LUIS OBISPO COUNTY VENTURA / SANTA BARBARA COUNTY KERN COUNTY

16 FEE SCHEDULE 2014 (Effective 7/1/14) AUTO S, MOTORCYCLES, WAVERUNNERS, ATC s Involuntary (Initial Skip/Locate Investigation Included) 325 Voluntary Repossession or Involuntary w/ GPS 225 GPS Repossession 250 Impound Repossession fees paid by client 250 Impound Costs Advanced Fee 50 Closeout & Cure Fee 75 Worthless Vehicle Discovery Fee 150 Condition Report W/Photos (Included w/ Repo) 125 Transport to Auction (Fresno/So Ca) Remarketing Fee 10%/450min Key Fees By Quote GPS Unit **NO RESIDUAL FEES** (Optional Install-50) 140 RECREATIONAL VEHICLES, BOATS Involuntary under 25' (Initial Skip/Locate Investigation Included) 400 Involuntary over 25' (Initial Skip/Locate Investigation Included) 450 Voluntary under 25' 375 Voluntary over 25' 425 Closeout & Cure Fee 75 LARGE TRUCKS AND TRAILERS Repossession of tractor and trailer Closeout & Cure Fee Transport to Auction or Dealer VEHICLE / PERSONAL EFFECT STORAGE FEES Vehicle Storage Charge to client after 15 days free ** Vehicle Redemption Fee to debtor ** 75 Vehicle Storage Charge to debtor ** Personal Property Processing Fee to debtor 75 Personal Property Storage Fee to debtor 7.50/day 35/day 10/day ***Prices listed above are for repossessions within our primary service area (50 miles). Additional mileage may be billed at 1.00 per mile in extended service areas. ***Oversized units may be subject to additional storage fees.

CERTIFICATE OF LIABILITY INSURANCE

CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY