MOTOR-ONLY INSURANCE SOLUTIONS. motorsure

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1 MOTOR-ONLY INSURANCE SOLUTIONS motorsure

2 ALL THE MOTOR COVER YOU NEED! At Old Mutual Insure, we aim to provide our customers with superior insurance solutions to protect their assets. That is why we are pleased to introduce motorsure a comprehensive motor-only insurance policy that is specifically designed to protect your motor vehicle against accidents, fire and theft. Whatever type of vehicle you drive whether it is a car, a bakkie or a 4X4 motorsure covers it against accidents, fire and theft, as well as third party claims. Plus, your motorsure policy also includes a range of built-in benefits for even greater peace of mind. WHY CHOOSE motorsure? Your vehicle is one of your biggest and most expensive assets, which is why it is so important to have vehicle insurance you can rely on. motorsure not only provides you with the security you expect from an insurance policy, but it also gives you exceptional value for money. With motorsure you will enjoy: Comprehensive cover motorsure covers your vehicle against loss or damage caused by accidents, fire and theft and protects you against claims by third parties when you are liable for their damage. Stand-alone cover you do not have to insure any other assets to take out a motorsure policy. Please note that motorcycles, caravans and trailers cannot be insured under a motorsure policy and that these must be covered as an allsure supported policy. Competitive rates - backed by exceptional claims service and support.

3 A RANGE OF BUILT-IN BENEFITS The following additional benefits are included with your motorsure policy: Towing cost cover if your insured vehicle is damaged in an accident. This benefit will only apply if you arrange the towing through the Old Mutual Insure Swift Accident Management Solutions (SAMS) help-desk by contacting , otherwise limited compensation will apply. Trauma counselling cover following a theft, attempted theft, hold-up or hijacking. Replacement cost cover for loss of or damage to vehicle s keys, locks or remote controls. Optional car hire cover is also available for up to 30, 60 or 90 days at an additional premium. Credit Shortfall cover is also available as an option. The following types of vehicles can be insured under the motorsure policy: Category Type of vehicle Description A Cars R Private motor cars B C Goods vehicles 4x4 or 4x2 vehicles With a gross mass of 3 500kg or less A 4x4 or 4x2 vehicle of not more than 3 500kg gross vehicle mass

4 Underwriting conditions: swiftcare is also included in the product offering as a value added service. Excess waiver is allowed at an additional premium to a driver older than 30 years. Non factory fitted sound equipment is covered as an accessory up to a limit of R5 000, and is only included for vehicles covered comprehensively and Balance of Third Party, Fire and Theft. A separate excess will apply. Policyholders will be obligated to use our service providers for auto glass repair or replacement in the event of a loss and/or damage. New business excess for six months is compulsory. When the regular driver s licence is less than three years old, the vehicle value may not exceed R The following vehicles require a tracking device: - Any Toyota Hilux, Toyota Fortuner, Isuzu, or Mazda Drifter. - Any Toyota or Volkswagen valued over R Any vehicle valued over R NB: If the underwriting requirement is that the vehicle must be fitted with a tracking device, and it is found that the vehicle is not fitted with a tracking device or it is not in working order, in the event of a theft, attempted theft and/ or hi-jacking, there will be no cover. A grace period of 7 days may be granted when the installation of a tracking device is an underwriting requirement.

5 Excess structure applicable to your motorsure policy: Category Description Standard/Selected R4 000 Nil For policyholder Any other drivers Retired and not gainfully employed R3 000 under the age of 55 years and/or license duration less than 3 years Window glass 10% of claim, minimum of R750 Additional excess for driver younger than 25 years old and/ or licence duration less than R2 500 three years Additional compulsory new business excess is payable for the first six months of the R2 500 policy Additional excess applicable for non-regular driver R2 500 Theft of sound equipment R500 Additional excess As indicated on the schedule EASY CLAIMS PROCESS To make the processing of claims as quickly as possible, your motorsure policy includes: A flat excess structure so you always know what your excess will be, without unpleasant surprises when you claim. No waiting period if your vehicle is stolen your claim is processed immediately. VALUE-ADDED BENEFITS Your motorsure policy also includes these exceptional valueadded services: swiftcare In an emergency at home or on the road, one call will get you This brochure is for promotional purposes only. The full terms, conditions and exclusions of cover are contained in the policy wording.

6 the help you need. swiftcare is available to motorsure policyholders, 24 hours a day, 7 days a week, 365 days a year in South Africa, and on a telephonic basis in neighbouring countries. Contact Swift Accident Management Solutions (SAMS) Provides fast and efficient towing assistance to the closest Old Mutual Insure-approved towing centre, if your vehicle that is insured with Old Mutual Insure is involved in a car accident. Contact Critical 5 HIV Prevention plan Provides immediate medical assistance and preventative treatment for accidental exposure to HIV through rape, assault, needlestick injuries, motor vehicle accidents and other exposures. Contact COVER YOU CAN RELY ON As one of South Africa s leading insurers, Old Mutual Insure, has been protecting our customers from financial loss for over 185 years. We remain committed to bringing you insurance solutions like motorsure innovative products that are backed with exceptional service at competitive rates. PROTECT YOUR VEHICLE WITH motorsure With motorsure, you will enjoy quality vehicle insurance, real value for money and a range of value-added benefits. For a quote, please contact your broker or call us directly on For more information, visit our website at ombds L9712 All products are underwritten by Old Mutual Insure, an Authorised Financial Services Provider (FSP 12)