CenCal Insurance Services Commercial Lines Manual Classification Table

Transcription

1 ification Table Description Advertising Sign Cos Outdoor No ,000 p (1) (4) Air Conditioning Equipment Mfg. (2) ,000 s (3) Air Conditioning Equipment Dealers or Distribution Only Air Conditioning Systems or Equipment Dealers or Distribution Installation (5) (7) s (6) p (8) Comments & CCIS-a-b.Doc CCIS - 1 -

2 ification Table (1) This classification is applicable to risks selling space for advertising purposes and includes shop operation, the erection, painting, repair or removal of signs, sign painting or lettering in or upon buildings or structures and the existence hazard of signs located away from the insured s premises. Advertising Agencies shall be classified and rated under the appropriate Buildings office classification (90089) (2) Heavy metal parts, use Precision parts, use Other metal parts, use Plastic parts, use (3) This classification includes duct work and piping. (51116) The manufacturing of the following shall be separately classified and rated: Heating systems Combined heating and air conditioning systems Refrigerating systems (4) Exclude advertising liability Refer to Insurer if over 3 stories. (5) Use This code applies to sales and/or storage with or without repair. (6) This classification applies to risks engaged in sales of the air conditioning equipment only. This classification includes the sales of ducts and piping. (10010) This classification does not apply to risks engaged in: Sales and installation, servicing, or repair Installation, servicing or repair only. The following shall be separately classified and rated: Sales of heating equipment Sales of refrigeration equipment Sales of combined heating and air conditioning units or systems Sales of household type appliances, including room air conditioners (7) Use This code applies to repair only with no sales or storage. (8) This classification applies to risks engaged in sales and installation, servicing or repair of air conditioning systems or equipment. This classification also applies to risks engaged only in installation, servicing or repair of air conditioning systems or equipment. This classification includes: The sales and installation of ducts and piping Shop and display rooms The sales of household type appliances including room air conditioners shall be separately classified and rated. (91111) CCIS-a-b.Doc CCIS - 2 -

3 ification Table Description Comments & Alarms and Alarm Systems Installation, Servicing and Repair Amusement Centers (4) (1) ,000 p (2) 25,000 s (3) (6) and (7) (5) Antique Stores No No s (p) Non-Admitted Only (f) CCIS-a-b.Doc CCIS - 3 -

4 (1) Repair or service only, use With sales or storage, use (2) This classification includes incidental sales. The installation, servicing or repair of fire suppression systems shall be separately classified and rated. (91127) (3) This classification applies to Arcades with coin operated games such a pinball and video or other electronic games. This classification does not apply to risks located in amusement parks. (10015) (4) C 5 SBF, SBR 3. (5) See Guideline class write up Section 1. (6) Attach Assault And Battery Exclusion SL-4. (7) Attach Sexual Abuse Exclusion. CenCal Insurance Services ification Table CCIS-a-b.Doc CCIS - 4 -

5 Apartments Description CenCal Insurance Services ification Table (1) (2) (3) Apartment Buildings (1) (2) (3) Apartment Building Garden Apartment Buildings or Hotels Time Sharing Less Than 4 Stories Apartment Buildings or Hotels Time Sharing 4 Stories or More Apartment Hotels Less Than 4 Stories Apartment Hotels 4 Stories or More (1) (2) (3) (1) (2) (1) (2) (1) (2) (1) (2) (4) (5) (5) (8) 3 (5) (8) 3 (5) (8) 3 (5) (8) 3 (5) (6) 3 (5) (6) 5,000 * * (9) (10) (11) (12) 5,000 u (6) (9) (11) (12) 5,000 u (7) (9) (10) (11) (12) 5,000 u (7) (9) (10) (11) (12) 5,000 u (7) (9) (10) (11) (12) 5,000 u (4a) (9) (10) (11) (12) 15,000 u (4a) (9) (10) (11) (12) Comments & * (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) CCIS-a-b.Doc CCIS - 5 -

6 ification Table (1) Apartments Units Occupied by Long Term Tenants For Habitational Purposes With Self-Contained Living Facilities (including cooking facilities) Occupied By One or More Persons. For 1 to 4 family dwellings written in conjunction with a commercial risk or written under a commercial package policy, refer to the Dwellings classifications in these pages. (2) Apartments without Mercantile occupancies. Up to 10 units, use 0311; 11 to 30 units, use 0312; Over 30 units, use Apartments with Mercantile occupancies: Up to 10 units, use 0321; 11 to 30 units, use 0322; Over 30 units, use Also refer to Boarding and Lodging, etc., and Convents, Monasteries, etc. (3) The following applies: Apartment Buildings 4 families or fewer, with no mercantile or office occupancy, use Apartment Buildings over 4 families with no mercantile or office occupancy, use Apartment Buildings 4 families or fewer, with mercantile or office occupancy, use Apartment Buildings over 4 families with mercantile or office occupancy, use Garden apartments No mercantile or office occupancy, use Residential Condominiums, use Garden apartments Mercantile or office occupancy, use Three or four family lessor s risk only No Mercantile or office occupancy, use Three or four family lessor s risk only Mercantile or office occupancy, use (4) Refer to Businessowners Apartment rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (4a)This classification shall apply only to residential hotels in which the average daily room registration is not more than 15% of the total number of rooms available for rental or lease, based upon the records of the insured for the preceding year. (60015) (60016) The following shall be separately classified and rated: Indoor parking Swimming pools Bathing beaches Restaurants (5) E, H Apartment, Excluding restaurant or drugstore operations, wines or liquors, use Exclude Specified Property Endorsement CR 15 01, 1, $5,000. (6) The following shall be separately classified and rated: (60010) Occupancy other than for residential purposes One-to-four family dwellings Boarding or rooming houses Indoor parking Swimming pools Bathing beaches (7) This classification applies to single or multiple dwelling units not exceeding 2 stories in height that have common management, control and community facilities. (60011) The following shall be separately classified and rated: Indoor parking Swimming pools Bathing beaches (8) Contents, Fire - NA. (9) Attach Assault and Battery Exclusion (10) Attach Lead Liability Exclusion (11) Texas habitationals may not be written (12) Refer to Company if over 3 stories CCIS-a-b.Doc CCIS - 6 -

7 Description Appliances and Accessories Mfg. Household Not Gas Appliances and Accessories Installation, Servicing or Repair Commercial Appliances and Accessories Installation, Servicing or Repair Household Appliance Distributors Household Type Appliance Distributors - Household Type Radio, TV, or Compact Disc CenCal Insurance Services ification Table * (4) (4) (7) (9) ,000 s (2) (3) (6) 4216 (13) (6) 3 (6) (6) Appliance Stores Household Type (7) (6) 15,000 p (5) 5,000 p (5) 25,000 s (8) 15,000 * * (11) 15,000 s (8) Comments & * CCIS-a-b.Doc CCIS - 7 -

8 ification Table (1) NA (2) This classification includes the manufacturing of appliances and accessories powered by liquid fuels. (51221) (51224) (3) The following shall be separately classified and rated: (51224) Manufacturing of all heating equipment Manufacturing of communication equipment, including radios, televisions and stereos (4) Repair and/or service only, use 0922 and CPP PMA C or S. Sales and/or storage with or without repair, use (5) Television or radio receiving set installation or repair shall be separately classified and rated. (91150) (91155) (6) SBF, SBR 2, (does not apply to Contents Fire) (7) Radios and/or TV s with or without repair, use 0567 and CPP PMA M. Others with or without repair, use 0563 and CPP PMA M. Repair only, use 0922 and CPP PMA S. (8) This classification includes radios, televisions, vacuum and sewing machines including parts, as well as cooking ranges, washing machines and household type room air conditioners. (10040) (10042) If Radio, Television, Phonographic Stores (including parts and supplies), use 57326, 10, Number 5. If Sewing Machine Stores, use 57223, 1, Number 1. If Household Appliances and Home Furnishings, NOC, use 57224, 4, Number 1. Watch, Clock or Jewelry Repair, use BP 71941, BP No. 1, BP 10. (9) Including home furnishings, with or without repair, use 0563 and CPP PMA M (10) NA Repair only, use 0922 and CPP PMA S. (11) Please refer to Appliances Distributors household type. (12) NA (13) For gas appliances use code 4217 CCIS-a-b.Doc CCIS - 8 -

9 Description CenCal Insurance Services ification Table Archery Ranges Indoor (2) Archery Ranges Other Than Indoor N/A (2) 15,000 15,000 s (1) s NOC(1) Army and Navy Stores ,000 s (5) (12) Art Galleries Not-For-Profit Only (6) (13) Art Galleries Other Than Not-For- Profit (6) (13) (7) 2 (7) 15,000 s (7) 15,000 s (7) Comments & Non-Admitted Only Non-Admitted Only (o) (p) (s) (o) (p) (s) CCIS-a-b.Doc CCIS - 9 -

10 ification Table (1) The sale of sporting goods shall be separately classified and rated. (10052) (10054) (2) C 5. (3) NA (4) NA SBF, SBR 3. (5) Risks primarily selling clothing shall be separately classified and rated as Clothing or Wearing Apparel Stores (10060) (6) For Art Studios, use 0921 and CPP PMA M. Non-profit, use 1051 and CPP PMA 1. If commercial, use 0567 and CPP PMA M. (7) Painting, picture or frame stores shall be separately classified and rated. (10066) (10065) (8) NA (9) NA (10) NA (11) NA (12) No products liability if guns or knives sold. Use Exclusion /Completed Operational Hazard CG 2104 (13) Refer to theft guidelines: Submit fine arts. CCIS-a-b.Doc CCIS

11 ification Table Description Athletic Games Sponsored by the Insured Not-For-Profit Only Athletic Games Sponsored by the Insured Other Than Not-For-Profit Athletic or Sports Contests In Buildings Lessees Not-For-Profit Only Athletic or Sports Contests In Buildings Lessees Other Than Not- For-Profit Athletic Programs Amateur Not- For-Profit Only Athletic Programs Amateur Other Than Not-For-Profit Auctioneers Sales Conducted Away From The Insured s N/A N/A N/A N/A No No m (1) (2) No m (1) (2) ,000 m (2) (3) (10) ,000 m (2) (3) (10) (9) (10) 5,000 t (2) (4) (10) 5,000 T (2) (4) (10) No p (8) (11) Comments & Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) CCIS-a-b.Doc CCIS

12 ification Table (1) This classification applies when: (a) There is management or supervision by the insured away from the insured s premises (b) A majority of the participants representing the insured are not employed regularly in the insured s business (c) No admission charge is made other than for charitable purposes Basis of premium is each game. (40061) (40059) (2) Coverage does not apply to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion Athletic Or Sports Participants Endorsement CG (40061) (40059) (40064) (40063) (40069) (3) Lessors who operate buildings shall be separately classified and rated as Exhibition or Convention Buildings. (40064) (40063) (4) Sponsors may be included at no additional charge. Use Additional Insured = Designated Person Or Organization Endorsement CG Coverage does not apply to bodily injury and medical payments to participants in athletic contests. Use Exclusion Athletic Or Sports Participants Endorsement CG Basis of premium is each game. (40067) (40066) (5) NA (6) NA (7) NA The following shall be separately classified and rated: Stadiums Exhibition buildings Basis of premium is each game. (40069) (8) Sales conducted on premises owned or rented by the insured shall be classified and rated as Auctions. (91177) (9) Contents, Fire NA. (10) Refer to Company (11) Exclude sale of livestock CCIS-a-b.Doc CCIS

13 Description Auctions On Owned Or Rented By The Insured Auditoriums Automobile Parts and Supplies Distributors CenCal Insurance Services ification Table * (15) (15) --- p (14) (16) ,000 (2) (10) Automobile Parts and Supplies Stores (11) (10) * * (1) 25,000 s (9) 25,000 s (13) Comments & * (s) (p) (17) (p) (18) (p) CCIS-a-b.Doc CCIS

14 ification Table (1) Auditoriums operated in conjunction with other business enterprises are included in the governing classification. All other auditoriums shall be classified under a more specific classification. (2) C 5. (3) NA (4) NA (5) NA SBF, SBR 3. (6) NA (7) NA (8) NA (9) Risks which sell to the general public shall be classified and rated as Automobile Parts and Supplies Stores (10) E, H Includes parts and trailer accessories and parts. (11) Use Also refer to Automobile Repair or Service Shops. (12) NA (13) This classification applies to risks which sell to both the general public and commercial operations. Installation, servicing or repair of parts and supplies shall be separately classified and rated as Automobile Repair or Service Shops. (10071) (14) Livestock Sales Co. shall be separately classified and rated. (91179) (15) E, H ify according to merchandise, (not applicable to Contents Fire) (16) Exclude sale of livestock (17) must be submitted if re-labeling or repackaging done (18) Refer to Company if installation is done (19) NA CCIS-a-b.Doc CCIS

15 Description CenCal Insurance Services ification Table Automobile Quick Lubrication Services (2) (3) (4) Automobile Repair or Service Shops (7) (6) (9) (10) Automobile Repair Shops Self- Service (7) (6) (9) (10) 15,000 15,000 s (1) s NOC (8) 15,000 s (8) (11) Comments & (f) (h) (p) (f) (h) (p) (f) (h) (p) CCIS-a-b.Doc CCIS

16 ification Table (1) This classification applies to risks which only provide services for quick lubrication, oil change and maintenance of fluids or air levels to serviced vehicles. (10072) This classification includes coverage for operation of customers automobiles on insured s premises. Use Operation Of Customers Autos On Particular Endorsement CG (2) C 3. (3) SBF and SBR 3. (4) E, H Excluding vending machines. Use Exclude Specified Property Endorsement CR (5) NA (6) C 3. (7) Seat cover padding and trimwork or top repair exclusively, use 0512 and CPP PMA M. Auto glass replacement, battery replacement, brake adjustment, tire changing, tune ups (points, plugs and carburetor adjustment) oil changing, lubrications, speedometer adjustments and similar services, use 0932 and CPP PMA S. Major engine repair or body repair, use 0933 and CPP PMA S. Also refer to Car Washes and Gasoline Stations. (8) This classification includes coverage for operation of customers automobiles on insured s premises. Use Operation Of Customers Autos On Particular Endorsement CG Retail operations shall be separately classified and rated. For premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales. (10073) (10075) (9) SBF and SBR 3. (10) E, H Includes parts and trailer accessories and parts. (11) A $ deductible per claim applies to property damage to customers automobiles. Use Deductible Liability Insurance Endorsement CG (10075) CCIS-a-b.Doc CCIS

17 ification Table Description Comments & Bakeries (2) ,000 S (3) Bakery Plants ,000 S (4) Barber Or Beauty Shop Supplies Distributors 0567 Barber Shops (6) Bars and Taverns (7) (15) ,000 S (9) 5,000 S (5) 15,000 * (8) (16) (17) (19) (p) (s) (p) (s) (p) (s) (p) * Non-admitted only (i) (p) (q) CCIS-a-b.Doc CCIS 18

18 ification Table (1) NA (2) Sales only, no baking, use 0532 and CPP PMA M. Baking, with no delivery to other outlets, use 0533 and CPP PMA M. Baking, with delivery to other outlets, use 2200 and CPP PMA IP. (3) This classification includes baking operations at the same location as the store if the products baked are sold principally in that store. (10100) (4) Risks shall be classified and rated as Bakeries if products baked are sold principally in the insured s own retail store at the same location. (51315) (5) Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG Shops engaged in hair dyeing and permanent waving shall be classified and rated as Beauty Parlors and Hair Styling Salons. (10113) (6) E, H Excludes wigs and toupees. Use Exclude Specified Property Endorsement CR This footnote does not apply to Contents, Fire (7) Use 0541, also refer to appropriate restaurant class (8) Also refer to Restaurants. (9) C 4. (10) NA (11) NA (12) NA (13) NA (14) NA SBF, SBR 3. (15) Cooking surfaces such as grills and deep fat fryers must be protected by an automatic extinguishing system if considering property coverage (16) Risks with entertainment must be referred to the company (17) Risks that employ bouncers or security personnel must be referred to the company (18) NA (19) Attach Assault and Battery Exclusion SL-4 (20) For distributors use code 4230 CCIS-a-b.Doc CCIS 19

19 ification Table Description Bazaars Operated By The Insured Not-For-Profit Only Bazaars Operated By The Insured Other Than Not-For-Profit Beach Chairs And Umbrellas Rented To Others NA (8) NA (8) (5) (9) (4) (8) 3 (4) (8) 5,000 s (3) (8) 5,000 s (3) (8) Comments & 1 5,000 s (p) (s) (p) (s) CCIS-a-b.Doc CCIS 20

20 ification Table (1) NA (2) NA (3) This classification applies to temporary public sales conducted by an insured not in the retail business. This classification does not apply to risks with amusement devices. Such risks shall be classified and rated as Carnivals. Bazaars conducted on church or club premises are included under the Churches or Clubs classifications. (10132) (10130). (4) E, H Includes Rummage Sales. (5) NA (6) NA (7) NA (8) Refer to company for quote (9) Large Property Deductible Encouraged (10) NA CCIS-a-b.Doc CCIS 21

21 Description CenCal Insurance Services ification Table Beauty Parlors and Hair Styling Salons (2) Beer, Ale Or Malt Liquor Mfg. In Bottles Beer, Ale Or Malt Liquor Mfg. In Cans Beer, Ale Or Malt Liquor Mfg. Not Bottled Or Canned Beverage Bottler Soft Drinks Carbonated In Cans Or Plastic Bottles Beverage Bottler Soft Drinks Carbonated In Glass Bottles Beverage Bottler Soft Drinks In Metal Cylinders Beverage Bottler Soft Drinks - In Paper Containers Beverage Bottler Soft Drinks - Not Carbonated In Bottles Or Cans (11) 3121 (11) 3121 (12) 3121 (12) 3121 (12) 3121 (12) 3121 (12) 3121 (12) 1 (3) (4) 1 (3) (4) 1 (3) (4) 1 (3) (7) 1 (3) (7) 1 (3) (7) 1 (3) (7) 1 (3) (7) 5,000 s (1) (10) 25,000 s (9) 25,000 s (9) 25,000 s (9) 15,000 S (5) (6) 15,000 S (5) (6) 15,000 s (5) (6) 15,000 s (5) (6) 15,000 s (5) (6) Comments & (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) CCIS-a-b.Doc CCIS 22

22 ification Table (1) This classification includes establishments that do cosmetic services and electrolysis. Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG Sun Tanning Salons shall be separately classified and rated. (10115) (2) E, H Excludes Wigs and Toupees,, Use Excluded Specified Property CR This Footnote does not apply to Contents Fire. (3) E, H Excludes wines and liquors. Use Exclude Specified Property Endorsement CR (4) Including other alcoholic beverages NOC: C 2. (5) This classification includes manufacturing of soft drinks from syrups or flavoring extracts. (51355) (51356) (51358) (51359) (6) Risks engaged exclusively in the manufacturing of syrups, extracts and fruit juices shall be separately classified and rated. (51355) (51356) (7) Manufacturers, Bottler or Distributors C 4. (8) NA (9) This classification includes retail sales of beverages for off-premises consumption only, provided the sales are made at the same premises where the beverages are manufactured. Retail sales of beverages for on-premises consumption shall be separately classified and rated under the appropriate Restaurant classification. (51350) (51351) (51352) (10) Exclude all professional liability (11) For distributors use code 4228 (12) For distributors use code 4230 CCIS-a-b.Doc CCIS 23

23 Description Beverage Distributors Alcoholic Other Than Beer Beverage Distributors Nonalcoholic And Beer CenCal Insurance Services ification Table 0531 (1) (24) 0532 (4) (24) Beverage Stores Liquor And Wine 0531 (8), (24) Beverage Stores Soft Drinks And Beer 0532 (11) (24) (27) (3) 2 (3) (6) (7) 3 (3) (10) Billiard Or Pool Halls (18) (19) Billiard Or Pool Table Mfg. * 3395 (28) Bingo Games In Public Halls Or Theaters Commercially Operated * 50,000 s (2) 25,000 s (5) 25,000 s (9) 1 15,000 s (13) 1 (21) (23) 15,000 25,000 s (17) (26) s (20) 5,000 m (22) Comments & (p) (s) (p) (s) (p) (s) (p) (s) (i) (p) (s) (p) (s) Non-Admitted Only (p) (s) CCIS-a-b.Doc CCIS 24

24 ification Table (1) Including beer (2) Bottling, canning or filling of containers shall be separately classified and rated under the appropriate manufacturing classification. (10140) (3) Including beers and other alcoholic beverages NOC. C- 4. (4) If primarily beer, use (5) Bottling, canning or filling of containers shall be separately classified and rated under the appropriate manufacturing or bottling classification. Sales of dairy products shall be separately classified and rated under Distributors food or drink. (10141) (6) E, H Excluding wines and liquors, use Exclude Specified Property Endorsement CR (7) If nonalcoholic C Manufacturers, Bottlers, or Distributors. 4. (8) Also refer to Bars and Taverns. (9) This classification includes incidental sales of soft drinks and beer. (10145) (10) SBF, SBR 3. (11) If principal stock is beer, use (12) NA (13) Stores selling liquor and wine shall be separately classified and rated as Beverage Stores liquor and wine. (10146) (14) NA (15) NA (16) NA (17) Restaurants or refreshment stands shall be separately classified and rated. (10160) (18) C 4 SBF, SBR 2. (19) E, H Excluding restaurant or drugstore operations, wines or liquors, use 1. (20) This classification includes installation. (51380) (21) E, H Includes supplies. (22) Refreshment stands shall be separately classified and rated. (40075) (23) C 5 SBF, SBR 3. (24) Refer to Theft Guidelines. (25) NA (26) Attach Assault and Battery Exclusion SL-4 (27) NA (28) For distributors use code 4210 CCIS-a-b.Doc CCIS 25

25 ification Table Description Comments & Boat Repair And Servicing 0922 (2) ,000 p (3) (5) (p) (s) Bolt, Nut, Rivet, Screw Or Washer Mfg (1) 2 15, (1) (6) No (s) CCIS-a-b.Doc CCIS 26

26 ification Table (1) For distributors use code 4210 (2) No sales and storage in the building. (3) The following shall be separately classified and rated: (91235) Boat rentals Boat sales Boat building Boat storage or moorage (4) Metal Extraction shall be separately classified and rated (51500) (5) Attach Exclusion Maritime Operations or Activities (SL38) Attach Exclusion Federal Employees Liability Act (6) Use exclusion, /Completed Operations Hazard CG 4210 CCIS-a-b.Doc CCIS 27

27 ification Table Description Comments & Bookbinding Not-For-Profit Only ,000 s Bookbinding Other Than Not-For Profit ,000 s Bookbinding And Printers Supplies ,000 * * (5) Books And Magazines Stores Not- For-Profit Only Books and Magazines Stores Other Than Not-For-Profit Bottle And Jar Mfg. Glass Not For Use Under Pressure * ,000 s ,000 s ,000 s (1) Plastic Non Returnable ,000 s Plastic Returnable ,000 s Bowling Lanes (3) (4) 15,000 s (2) (6) (i) 0r (n) CCIS-a-b.Doc CCIS 28

28 ification Table (1) This classification applies to returnable and non returnable bottles and jars. (51550) (2) The following shall be separately classified and rated. (10220) Restaurants Refreshment stands Retail operations, such as the sale of bowling balls, shirts, gloves, shoes, etc. (3) C 4. SBF, SBR 2. This footnote does not apply to Contents, Fire. (4) E, H Including Lanes or Centers. Excluding restaurant or drugstore operations, wines or liquors, use Exclude Specified Property Endorsement CR 15 01, 1. (5) Please refer to the appropriate Bookbinding classification. (6) Attach Assault and Battery Exclusion SL-4. CCIS-a-b.Doc CCIS 29

29 Description Boxes or Containers Mfg. Corrugated Or Fiberboard CenCal Insurance Services ification Table 4450 Boxes or Containers Mfg. Wood Boy Or Girl Scout Councils NA (12) ,000 s (1) 8133 (12) Brush Or Broom Mfg. (4) (5) Builders Risks Building Material Dealers Other Than Secondhand Material (12) (7) 1 * (12) (9) 5,000 s (2) 5,000 t (3) (12) (13) (14) 15,000 Comments & s * (12)(17)(18) 15,000 s (8) Building Material Distributors (7) 4213 * s (11) (15) * (12)(17) (18) CCIS-a-b.Doc CCIS 30

30 ification Table (1) This classification includes corrugating or laminating of paper. Paper or paperboard manufacturing shall be separately classified and rated. (51575) (2) This classification includes box parts manufacturing. (51576) (3) Troops, sponsoring organizations and scout committees, scout masters, and Assistant scout masters are included as additional interests without additional Charge. Use Endorsement CG 2006 Camps shall be separately classified and rated s for this classification apply to maximum number of scouts registered at any time during the policy period regardless of turnover. Basis of premium is each scout. (41001) (4) Use applicable code according to the character of the material being manufactured. (5) E, H NOC Includes Bristles (6) NA (7) Noncombustible materials only (bricks, concrete, sand, tile, etc.), use Cement, hydrated or slaked lime, use Lumber, plywood or timbers, lumber products other than furniture, box shook, sash, doors and similar products, use Mixed building material not noted above, use Yard storage, use (8) This classification includes incidental lumberyard operations. (10255) The following shall be separately classified and rated: Renting of equipment Installation work Home Improvement Stores (9) C- group 2 (10) NA E, H NOC Excluding Hardware tools, electrical equipment and supplies and heating and plumbing equipment and supplies. This footnote does not apply to Contents Fire. (11) The following shall be separately classified and rated: (10257) Retail operations Sale of secondhand building material or lumber (12) Refer to company (13) Exclude Assault & Battery SL-4 (14) Exclude Sexual Abuse SL-10 (15) Attach Asbestos Exclusion SL-11 (16) NA (17) General Liability prohibited for any residential or habitational (18) Attach Pre Existing Damage Exclusion SL-63 and contractors supplemental application CCIS-a-b.Doc CCIS 31

31 ification Table Description Comments & Buildings Or Bank And Other Financial Institutions Buildings Or Bank Or Office Mercantile Or Manufacturing (Lessor s Risk Only) Not-For-Profit Only Buildings Or Bank Or Office Mercantile Or Manufacturing (Lessor s Risk Only) Other Than Not- For-Profit Buildings Or Bank Or Office Mercantile Or Manufacturing Maintained By The Insured Not- For-Profit Only Buildings Or Bank Or Office Mercantile Or Manufacturing Maintained By The Insured Other Than Not-For-Profit Buildings Or Office Not- For-Profit Only Buildings Or Office Other Than Not-For Profit 0702 (7) (7) (7) (7) N/A 1 (6) 5310 N/A (4) 5310 N/A (4) 5310 N/A (4) 5310 N/A (4) N/A 1 (4) N/A 1 (4) 5,000 a (5) (6) a (5) (9) (10) a (5) (10) (9) a (5) (10) a (5) (10) 5,000 a NOC (5) 5,000 a NOC (5) (o) (p) (q) (r) (k) (p) (q) (r) (k) (p) (q) (r) (k) (p) (q) (r) (k) (p) (q) (r) (o) (p) (q) (r) (o) (p) (q) (r) CCIS-a-b.Doc CCIS 32

32 ification Table (1) NA (2) NA (3) For Businessowners Only: (a) Use when owner-occupied as an office. The Business Personal Property of the owner must also be included in the policy, separately rated. (b) Use Office rates from Businessowners state rates. (4) Refer to State s Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (5) For premium computation purposes include the area of private garages. (61223) (61227) (61226) (61216) (61212) (61218) (61217) (6) The following shall be separately classified and rated: (61223) Sales of repossessed goods or merchandise primarily occupied by the employees of the insured and not generally open to the insured s customers or the general public, as an office (7) See specific classification. (8) For Businessowners Only: (a) For Mercantile Lessor s risks, use the first four digits of the otherwise applicable classification code and the fifth digit as O. (b) If owner-occupied as a Retail Store in whole or in part, the business personal property of the retail store must also be included in the policy separately rated. Use the retail store classification code otherwise applicable. (c) For Office Lessor s risks with no apartment occupancy, use (9) This classification applies only if the insured is not responsible for care and maintenance of the buildings. (61216) (61212). (10) Unusual occupancies or hazardous operations must be referred to company. CCIS-a-b.Doc CCIS 33

33 Description Buildings Or Office- Occupied By Employees Of The Insured Not-For-Profit Only Buildings Or Office- Occupied By Employees Of The Insured Other Than Not-For- Profit CenCal Insurance Services ification Table (1) (1) Bus Stations Or Terminals 0567 (5) N/A 2 (4) N/A 2 (4) 4850 (11) 3 (8) 5,000 a (2) (3) 5,000 a (2) (3) 5,000 t (6) (8) (9) Comments & Buttons Or Fasteners Mfg. * ,000 s (10) (o) (p) (q) (r) (o) (p) (q) (r) Non-Admitted Only (1) See specific classification. (2) For premium computation purposes include the area of private garages. (61225) (61224) (3) This classification applies to premises primarily occupied by the employees of the insured and not generally open to the insured s customers or the general public. (61225) (61224) (4) Refer to State s Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (5) Stores, restaurants, warehouses or other occupancies in terminals shall be considered as separate occupancies. (6) Restaurants and refreshment stands shall be separately classified and rated. Basis of premium is each station or terminal. (41210) (7) C 4. E, H Excluding restaurant or drugstore operations, wines or liquors, use 1. (8) Attach assault and battery exclusion SL-4 (9) Attach sexual abuse exclusion SL-10 (10) Refer to company products (11) For independent terminal operations use code 4880 CCIS-a-b.Doc CCIS 34