CenCal Insurance Services Commercial Lines Manual Classification Table

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1 Description CenCal Insurance Services ification Table FIRE CRIME CRIME AND CONTENTS, FIRE Rate Group Limit Premium Base GENERAL LIABILITY Premises Ice Cream Stores (1) ,000 s (2) Ice Dealers And Distributors (3) (5) Importers 5,000 s (4) (10) (10) (10) s (9) Products Comments & Application Coding (2) (p) (4) (13) Ink Mfg ,000 s Inspection And Appraisal Companies Inspecting For Insurance Or Valuation Purposes * (7) p (8) (14) Instrument Mfg ,000 s NOC Instrument Mfg. Analytical, Calibrating, Measuring, Testing Or Recording 6900 No (p) (13) ,000 s (13) Instrument Mfg. Control ,000 s (13) CCIS-i-l.Doc CCIS 121

2 ification Table (1) No cooking, use 0532 With cooking, use (2) This classification applies to risks selling only ice cream and related products. Coverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured s premises or elsewhere. Use Products/Completed Operations Hazard Redefined Endorsement CG (14401) (3) Ice Houses storage only, no manufacturing, use 1230 and CPP PMA M. Ice Houses, ice manufacturing, use 2000 and CPP PMA IP. (4) This classification includes ice harvesting and manufacturing. (14405) (5) C Rate Group 2. (6) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (7) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (8) Professional services are excluded. Use Exclusion Inspection, Appraisal And Survey Companies Endorsement CG (96317) (9) For products/completed operations liability coverage, importers shall be rated as a manufacturer based on the actual imported products(s). For premises/operations coverage, importers shall be rated based on an appropriate Wholesalers or Distributor classification. This classification does not apply to any risk which operates on a commission only basis and which does not take physical possession and title of the imported goods at any time. Such risk shall be classified and rated as Manufacturers Representatives. (55410) (10) ify by type of merchandise. (11) Offices use CPP PMA Office or Industrial and Processing Risk. Warehouses use industrial and Processing Risk. (12) For Businessowners Limited Cooking and Fast Food Restaurants, refer to Restaurant ifications rates of CLM Division Nine Multiple Line Businessowners Subdivision. (13) Refer to company (14) Attach Contractual Liability Limitation CG 2139 CCIS-i-l.Doc CCIS 122

3 Description CenCal Insurance Services ification Table FIRE CRIME CRIME AND CONTENTS, FIRE Rate Group Limit Premium Base GENERAL LIABILITY Premises Insulation Work Mineral (1) ,000 p (2)(14) (15)(16) Insulation Work Organic Or Plastic In Solid State (1) ,000 p (2)(14) (15)(16) Insulation Work Plastic (1) ,000 p (2)(14) (15)(16) Insurance Agents (4) Interior Decorators (6) (4) Irrigation Or Drainage System Construction (1) (13) ,000 5,000 a (5) Products (2)(14) (15)(16) (2)(14) (15)(16) (2)(14) (15)(16) p ,000 p (8) (13) Comments & Application Coding Commercial Work Only (d1) Commercial Work Only (d1) Commercial Work Only (d1) (d1) (13) (d1) CCIS-i-l.Doc CCIS 123

4 ification Table (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification applies to the installation or application of acoustical or thermal insulating material in buildings or within building walls. This classification applies only when insulation or acoustical work is performed as a separate operation, not part of or incidental to any other construction operation performed at the same job or location. (96410) (96409) (96408) (3) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (4) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (5) Professional services are excluded: Use Exclusion Insurance And Related Operations Endorsement CG (45334) (6) Office, use (7) This classification includes insulation made with cellulose, rags or wood. (55716) (8) This classification includes pile driving or dredging. The following shall be separately classified and rated: (96702) Tunneling Dam or sewer construction (9) Equipment storage, use 0567 and CPP PMA S. Equipment in the open, use 1190 and CPP PMA S. Office, use 0702 and CPP PMA S or O. Vehicle storage or repair, refer to Automobile classifications. (10) Construction of irrigation systems shall be separately classified and rated. (96703) (11) This classification includes fiberglass, rock wool, vermiculite and perlite. Asbestos insulation manufacturing shall be separately classified and rated. (55715) (12) ify by type of material manufactured. (13) Refer to company (14) Attach Pre Existing Damage Exclusion SL-63 (15) Attach Contractors Supplemental Application NAA-110 (16) Attach Residential Projects Exclusion EAA-148 CCIS-i-l.Doc CCIS 124

5 ification Table Description FIRE CRIME CRIME AND CONTENTS, FIRE Rate Group Janitorial Services NA 5617 * (10) Janitorial Supplies Dealers Or Distributors (2) Limit Premium Base GENERAL LIABILITY Premises p (1) (14) Products ,000 s Comments & Application Coding Non Admitted Only (d1) Jewelry Mfg (15) Jewelry Stores Or Distributors 0565 (15) (5) 4 (5) (8) 50,000 s (16) 50,000 s (7) Kennels Breeding, Boarding Or Sales (17) ,000 t (18) (p) (p) CCIS-i-l.Doc CCIS 125

6 ification Table (1) Window cleaning, painting, maintenance or repair at any location where such contractor does not also perform janitorial services shall be separately classified and rated. (96816) (2) Use This classification includes contractors storage. For vehicle storage or repair, refer to Automobile classifications. (3) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (4) This classification applies to all operations other than blasting. Blasting operations shall be separately classified and rated. (96872) (5) Jewelers Manufacturers or repairers of or dealers imitation and novelty only excluding gems, precious stones, articles which contain precious metals or articles which contain one of more gems. E, H Use 3960 for manufacturers. E, H Rate Group 1 for manufacturers, repairers and dealers, class limit $25,000. (6) Jewelry Stores retail, use BP 59715, BP Rate No. 1 Watch, Clock or Jewelry Repair, use BP 71941, BP Rate No. 1. (7) Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (14655) (8) SBF and SBR dealers in jewelry, watches, precious or semi-precious stones. SBF, SBR Rate Group 3. (9) This classification applies only to those risks engaged in collecting or handling various secondhand materials such as bottles, rags, paper, rubber, nonferrous metals and ferrous scrap metals. (45380) The following shall be separately classified and rated: Salvage operations Wrecking operations (10) Contents, Fire NA. (11) Retail Stores only. Use BP Distributors only, use BP (12) Distributors only, use BP (13) Distributors No more than 25% of gross annual sales may be derived form retail operations and no more than 25% of the total floor area may be open to the public. (14) Submit services providing floor waxing and/or window cleaning. (15) Property on building and office content only no coverage for stock (16) Refer to company (17) Sales, use Breeding, boarding, use (18) This classification applies to the boarding, breeding or sales of any domestic animal. The following shall be separately classified and rated: Pet grooming Pet training For premium computation purposes the term kennel shall mean each compartment used for housing an animal. Basis of premium is each kennel. (45450) CCIS-i-l.Doc CCIS 126

7 ification Table Description FIRE CRIME CRIME AND CONTENTS, FIRE Rate Group Labor Union Offices 0702 (11) 1 (2) Lakes Or Reservoirs Existance Hazard Only- Not For Profit Lakes Or Reservoirs Existance Hazard Only Other Than Not-For- Profit N/A N/A Limit 5,000 Premium Base GENERAL LIABILITY Premises a (3) Products N/A N/A t+ (9) N/A N/A t+ (9) Lamp Shade Mfg. * ,000 s Comments & Application Coding CCIS-i-l.Doc CCIS 127

8 ification Table (1) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (2) Refer to State Rates Section of CLM Division Five Fire and Allied Lines For Fire and CPP. (3) Personal and Advertising Injury are excluded. Use Exclusion Personal And Advertising injury Endorsement CG (65007) (4) Dental, use X-Ray, use Medical, use General Research Testing, use (5) Professional services are excluded. Use Exclusion Testing Or Consulting Errors And Omissions Endorsement CG (97003) (97002) The following shall be separately classified and rated: Analytical Chemists Medical Laboratories Medical X-ray Laboratories This is an N.P.D. classification. For premium computation purposes include the payroll of laboratory and outside employees. (6) This classification includes step, stool or chair ladders. (55919) (55918) (7) Basis of premium is each lake or reservoir. (45524) (45523) (8) Attach Exclusion Personal And Advertising Injury Endorsement BP (9) Refer to company (10) Use Exclusion Products/Completed Operation Hazard CG-2104 CCIS-i-l.Doc CCIS 128

9 Description CenCal Insurance Services ification Table FIRE CRIME CRIME AND CONTENTS, FIRE Rate Group Lamps Or Lanterns Mfg. Electric * (14) Lamps Or Lanterns Mfg. Other Than Electric Land-Occupied By Persons Other Than Insured For Business Purposes (Lessors Risk Only) * N/A (13) Limit 15,000 Premium Base GENERAL LIABILITY Premises Products s ,000 s NOC N/A t (1) Landscape Gardening (2) ,000 p (3) (17) Laundries And Dry Cleaners Self Service (15) Laundries And Dry Cleaning Plants (6) (5) Laundries And Dry Cleaning Or Dyeing Receiving Stations (8) (5) Laundry And Dry Cleaning Stores (5) Laundry Rental Service (11) (5) 5,000 s (4) 5,000 s (7) (18) 5,000 s (9) 5,000 15,000 s (10) s (12) Comments & Application Coding (19) (k) (d1) CCIS-i-l.Doc CCIS 129

10 ification Table (1) Basis of premium is per acre. (45539) (2) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (3) This classification includes: (97047) Laying out grounds, planting trees, shrubs, flowers or lawn Interior landscaping The following shall be separately classified and rated: Excavation Risks providing lawn care services only (4) This classification applies to laundries and dry cleaners equipped with household type automatic washing machines or dry cleaning machines which serve customers on a while-you-wait basis. This classification applies whether or not the customers insert or remove the laundry or dry cleaning form the machines and whether or not the machines have coin meters. Property damage to laundry or dry cleaning is excluded. Use Exclusion Laundry and Dry Cleaning Damage Endorsement CG If coverage for this hazard is desired, refer to company. (14731) (5) C Laundries other than those engaged solely in apron, coat or towel pickup and delivery service. C Rate Group 4. SBF, SBR Rate Group 2. This footnote does not apply to contents, Fire. (6) Commercial Laundries, use Dry Cleaning including dyeing, use (7) This classification includes dyeing. (45678) The following shall be separately classified and rated: Laundry and dry cleaning receiving stations Self-service laundry establishments Laundries using only household type power machinery (8) No pressing, use With pressing, use (9) This classification only applies to those stations with no laundry, dry cleaning or pressing machinery on the premises. (14732) (10) This classification applies to store type operations where washing, cleaning and pressing are done on premises. (14733) (11) Laundries, use Dry Cleaning, use Rental service with no laundry or dry cleaning on premises, use (12) This classification applies to those services which rent towels, uniforms, linens, diapers and towel cabinets. This classification includes laundry or cleaning operations in connection with rental services. (14734) (13) E, H For Flashlights only, use Rate Group 1, 3600, Limit $15,000. (14) E, H For Light Bulbs and Fluorescent Tubes only, Rate Group 1, Limit $5,000. (15) SBF, SBR Rate Group 3. (16) Using petroleum solvents (petroleum solvents include Stoddard type solvents and other combustible hydrocarbon solvents) and having less than three pick-up stations. Use Using synthetic solvents (synthetic solvents include perchloroethylene or other synthetic solvents) and having less than three pick-up stations. Use (17) Attach Exclusion Herbicide or Pesticide Applications SL-29 (18) Attach Exclusion Laundry And Dry Cleaning Damage CG2253 (19) Refer to company CCIS-i-l.Doc CCIS 130

11 Description CenCal Insurance Services ification Table FIRE CRIME CRIME AND CONTENTS, FIRE Rate Group Limit Premium Base GENERAL LIABILITY Premises Lawn Care Services (1) ,000 p (2) Lawyers Offices Not-For-Profit-Only Lawyers Offices Other Than Not-For- Profit Leather Goods Mfg. (4) (18) Libraries 1051 (19) (13) (13) (7) 5,000 a (14) (16) (17) 5,000 a (14) (16) (17) 15,000 s NOC (6) Products No No ,000 a Light Bulb Or Tubes Mfg ,000 s (20) Lighting Fixtures Mfg. * ,000 s NOC Comments & Application Coding (d1) CCIS-i-l.Doc CCIS 131

12 ification Table (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification applies to risks which provide services for lawn care, such as mowing, fertilizing, edging or cleaning lawns, including removal of leaves, or preventing growth of, or killing weeds. Coverage is included for incidental application of over-the-counter herbicides or pesticides on lawns under the insured s regular care. This classification does not apply to risks which apply herbicides or pesticides if the insured is required to obtain a license or permit to apply. (97050) (3) E, H Includes Lead or Lead Products NOC. (4) Leather goods manufacturing, use 3409 and CPP PMA IP. Finished leather products storage or sales, use 0567 and CPP PMA M. Raw stock or unfinished skins not on premises of manufacturer, use 3409 and CPP PMA IP. For Leather Products or Hide Stores, use 0567 and CPP PMA M. (5) For Leather Products or Hide Stores Retail, use 56992, Rate Number 1, Rate Group 2. (6) This classification includes manufacturing of goods from artificial leather. (56202) (7) E, H (a) Boots and Shoes, See Shoes. (b) Clothing Rate Group 4, Limit $25,000. This footnote does not apply to contents, Fire. (8) Mining, use Processing or manufacturing operations in building, use Processing or manufacturing operations not part of the building, use (9) This classification includes quarrying. (56427) (10) The following shall be separately classified and rated: (56488) Beer, ale or malt liquor mfg. Wine mfg. (11) Manufacturers or Bottlers Includes Beers or other Alcoholic Beverages NOC. C Rate Group 2. E, H Includes Jobbers, Manufacturers, Wholesalers or Bottlers. Non-finished product, use Rate Group 2. Limit $25,000 (12) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (13) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (14) Personal and Advertising Injury are excluded. Use Exclusion Personal And Advertising Injury Endorsement CG (66123) (66122) (15) Attach Exclusion Personal And Advertising Injury Endorsement BP (16) Attach Exclusion Products/Cooperation Hazard CG-2104 (17) Attach Professional Liability Exclusion (18) Refer to theft guidelines (19) Refer to Company coverage for valuable papers and books (20) Refer to company CCIS-i-l.Doc CCIS 132

13 Locksmiths Description CenCal Insurance Services ification Table FIRE CRIME CRIME AND CONTENTS, FIRE Rate Group Limit Premium Base GENERAL LIABILITY Premises Products ,000 s (10) (16) (10) (16) Logging And Lumbering No No No No Comments & Application Coding Lubricants Mfg. Grease 5050 (17) Luggage Mfg. * (4) Lumberyards 1650 (7) (3) (8) 5000 s (2) (17) * (4) 15,000 s (7) (2) (17) * (4) (7) CCIS-i-l.Doc CCIS 133

14 ification Table (1) This classification includes: Construction, maintenance, operation and extension of logging railroads Ownership, operation and use of teams Construction of service roads in connection with logging and lumbering operations Coverage is excluded for property damage due to fire or property damage, however caused, to any vehicle while being loaded or unloaded. Use Exclusion Logging And Lumber Operations Endorsement CG Saw or planing mill operations shall be separately classified and rated. (97111) (2) This classification applies to grease or oil mixing or blending. Petroleum refining shall be separately classified and rated. (56567) (3) E, H Excluding Essential Oils, use Exclude Specified Property Endorsement CR (4) Refer to Leather Goods, Plastic Goods or Textile Products classifications. (5) E, H Excludes Luggage, Leather or Leather Goods Excludes Boots and Shoes NOC. For Leather luggage, see leather goods manufacturing. (6) Wood Products Retail, NOC, use 50943, Rate Number 4, Rate Group 1. (7) This classification includes the incidental sales of building material. (45819) The following shall be separately classified and rated: Building material dealers Home Improvement Stores (8) The following footnotes apply: C Building Materials Dealers. C Rate Group 2. E and H. NOC Excluding Hardware, Tools, Electrical Equipment and Supplies, and Heating and Plumbing Equipment and Supplies. (9) This classification applies to risks which assume physical possession in the transfer of livestock. This classification includes sales stables. (45771) (10) This classification includes retail store operations. (14913) (11) Contents, Fire NA. (12) This classification applies to risks which do not assume physical possession in the transfer of livestock. This classification does not apply to risks operating farms, ranches, livestock sales companies or sales stables. (14855) (13) C Rate Group 2. (14) Contents, Fire: Refer to Rule 72. in Division Five of the CLM for information on eligibility to the Special Form. (15) Refer to Printing. (16) Attach Professional Liability Exclusion. (17) Refer to company CCIS-i-l.Doc CCIS 134

CenCal Insurance Services Commercial Lines Manual Classification Table

CenCal Insurance Services Commercial Lines Manual Classification Table Description Saddles, Harnesses Or Horses Furnishings Mfg. FIRE CRIME CRIME AND CONTENTS, FIRE * CenCal Insurance Services ification Table Rate Group Limit Premium Base GENERAL LIABILITY Premises 3160 2