Dave Stevenson. Insurance Consultant and Surveyor. Kevin Thomas. Field Operations Manager. 4 October Ecclesiastical Insurance Group plc

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1 Dave Stevenson Insurance Consultant and Surveyor Kevin Thomas Field Operations Manager 4 October 2006

2 Agenda History Parishguard Valuation Advice Fire Theft of Metal Health & Safety Questions

3 Ecclesiastical Insurance Office Founded 1887 All Churches Trust To provide insurance policies advise on sums insured & distribute profit to the church

4 ECCLESIASTICAL INSURANCE More than just a church insurer Other classes Home, Travel and Wedding Charity Life and Pensions If you think we can help, please ask.

5 Parishguard Package Policy 1996 Property Damage - Free from average Comprehensive Package Liability cover Trustee Indemnity cover Legal Expenses Personal Accident cover

6 Modern Churches Rebuilding Cost Valuation

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10 Historic Churches Restoration valuation

11 Church on fire. c6644fb4 0

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13 all int Sign in Create Your Free Account Places Last 7 Days This Month Popular Tags The You aren't signed in Sign Commons Creative In Help Commons Search Community Guidelines The Help Forum FAQ Sitemap Help by

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19 March Westry

20 March Westry

21 March Westry

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24 Fire: Legislation Causes 1. Arson 2. Electrical Faults 3. Contractors 4. Candles 5. Heating

25 Regulatory Reform (Fire Safety) Order October 2006 Appoint responsible person Carry out risk assessment Reduce sources of ignition Raise Alarm Plan adequate escape routes Maintain Extinguishers

26 CAUSES - Arson Hetton Le Hole Bexhill Bournemouth Cultram Abbey

27 Reducing risk of arson 1. Remove matches 2. Remove Petrol 3. Waste bins moved away from buildings 4. Regular visits 5. Remove Waste

28 Electrical Installations

29 Electrical Installation Management Testing fixed installation Testing portable appliances Keep electrical switchgear clear of storage Switch off electrical appliances

30 Contractor Management St Michael & All Angels Church, Newburn Newcastle Diocese March 2006

31 Contractor Management Hot Work Permit System Check Contractor Public Liability Insurance Keep extinguishers handy Remove combustibles from area Fire Watching

32 Candlelit Services

33 Candlelit Carol Services Risk Assessment Choice of candle Good quality Slow burning Avoid cheaper catering quality Burn too quickly

34 Candlelit Carol Services Hand held candles Great care especially where children are involved Christingle services Don t move with lit candles Make sure there is sufficient gap between people Use only purpose made candles Card drip trays

35 Candlelit Carol Services Placing of candles Clear of combustibles In metal, or non combustible holders Out of reach of children

36 Candlelit Carol Services Risk assessment Fire extinguishers Means of escape procedure Emergency lighting Put out candles after service

37 Heating Ideally fixed systems Keep clear of combustibles (barriers or floor marking) Where portable, ideally electrical AVOID Portable LPG heating e.g. Propane, Butane, Calor

38 Fire Extinguishers - St Mary & St Nicholas, Spalding

39 Theft of Metal

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41 Theft of Metal Risk Reduction Smartwater Anti vandal/climb paint Regular Checks Remove ladders CCTV/Beams & Tremblers Alarms & Floodlights Restrict Vehicle Access

42 Why Health and Safety Litigious Society attitude that accidents are someone else s fault. Increased numbers of claims. No win /No fee Health and Safety Legislation and increasing Enforcement

43 What Do We Need To Do? Prevent accidents Make Church/Hall/Grounds as safe as possible. Mitigate the effects of accidents. Safe functions Comply with legislation

44 Risk Assessment Making a suitable and sufficient assessment of the risks to his employees* and to others Where five or more are employed the SIGNIFICANT findings must be recorded * Definition of Employee under Parishguard policy includes authorised voluteers

45 Definitions HAZARD Something with the potential to cause HARM RISK The likelihood of harm from a particular hazard being realised and its SEVERITY RISK ASSESSMENT Evaluating the RISKS from the hazards and deciding what controls are necessary

46 Health & Safety in Churches Trips & Slips Using Ladders Use of equipment Paths, gravestones & uneven surfaces

47 Slips, Trips & Falls Occupiers Liability Act 1957 Duty to take such care as in all the circumstances of the case is reasonable to see that the visitor will be reasonably safe in using the premises for the purpose for which he was invited or permitted by the occupier to be there.

48 Slips, Trips and Falls

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52 Churchyard Safety

53 Work at Height Tower Access

54 For further information

55 WE ARE HERE TO HELP Your Risk Management Surveyor: Dave Stevenson Telephone number Mobile number address

56 How we can help Ecclesiastical Website Church Guidance Notes Churchcare Website Ecclesiastical Head Office Risk Advice Line Church Matters

57 Any Questions

58 Ecclesiastical Insurance Office plc 2008 Tel: Website: Ecclesiastical Insurance Office plc. (EIO) Reg. No Ecclesiastical Insurance Group plc. (EIG) Reg. No Ecclesiastical Life Ltd. (ELL) Reg. No Ecclesiastical Group Asset Management Ltd. (EGAM) Reg. No Allchurches Investment Management Services Ltd. (AIMS) Reg. No Allchurches Mortgage Company Ltd. (AMC) Reg. No All companies are registered in England at Beaufort House, Brunswick Road, Gloucester GL1 1JZ UK. Tel: EIO, ELL, EGAM & AIMS are authorised and regulated by the Financial Services Authority and are members of the Financial Ombudsman Service. EIO & ELL are members of the Association of British Insurers and AIMS is a member of the Investment Management Association.