HO-3 HOMEOWNERS FORMS AS OF:

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1 N OF HO ISO HOMEOWNERS 3 - SPECIAL Ed (1991) FP-7955 FL HO ISO HOMEOWNERS 3 - SPECIAL Ed (2000) AP617-2 HO SPECIAL PROVISIONS - SECTION I CIT HO H 6125A HO FUNGI, WET OR DRY ROT, OR BACTERIA INCREASED AMOUNT OF SECTION I - COVERAGE CIT FE AP1375 PFG H 6062/6064 HO LIMITED FUNGI, WET OR DRY ROT, OR BACTERIA SECTION II - LIABILITY COVERAGE CIT AP1375 FUNGUS (INCLUDING MOLD) ECLUSION ENDORSEMENT FE-5453 HURRICANE COVERAGE ENDORSEMENT FE HO CALENDAR YEAR HURRICANE DEDUCTIBLE (PERCENTAGE) WITH SUPPLEMENTAL REPORTING REQUIREMENT- CIT FE AP PFG H 6050B HO CALENDAR YEAR HURRICANE DEDUCTIBLE (FIED DOLLAR) WITH SUPPLEMENTAL REPORTING REQUIREMENT - AP HO CALENDAR YEAR HURRICANE DEDUCTIBLE (PERCENTAGE) WITH SUPPLEMENTAL RECORD KEEPING REQUIREMENT- AP HO CALENDAR YEAR HURRICANE DEDUCTIBLE (FIED DOLLAR) WITH SUPPLEMENTAL RECORD KEEPING REQUIREMENT - AP HO ADDITIONAL INTERESTS - RESIDENCE PREMISES HO HO HO ADDITIONAL LIMITS OF LIABILITY FOR COVERAGES A, B, C AND D HO INCREASED LIMITS ON BUSINESS HO SECTIONS I AND II ECLUSIONS FOR COMPUTER-RELATED DAMAGE OR INJURY HO PREMISES ALARM OR FIRE PROTECTION SYSTEM HO HO HO DEFERRED PREMIUM PAYMENT HO SPECIFIED ADDITIONAL AMOUNT OF INSURANCE FOR COVERAGE A - DWELLING HO WINDSTORM PROTECTIVE DEVICES - CIT FRPC HO THEFT COVERAGE INCREASE H 6002 HO LOSS ASSESSMENT COVERAGE CIT FRPC HO LOSS ASSESSMENT COVERAGE FOR EARTHQUAKE HO STRUCTURES RENTED TO OTHERS - RESIDENCE PREMISES HO HO HO ADDITIONAL INSURED - RESIDENCE PREMISES HO AP HO HO PERMITTED INCIDENTAL OCCUPANCIES - RESIDENCE PREMISES HO HO HO REPLACEMENT COST LOSS SETTLEMENT FOR CERTAIN NON- BUILDING STRUCTURES ON THE RESIDENCE PREMISES 1/24/2006 Page 1 Standard Personal Lines Endorsement Comparison.xls

2 N HO INFLATION GUARD HO OF HO OTHER STRUCTURES ON THE RESIDENCE PREMISES - INCREASED LIMITS HO HO H 6004 HO BUILDING ADDITIONS AND ALTERATIONS - OTHER RESIDENCE HO PERSONAL AT OTHER RESIDENCES - INCREASED LIMIT HO BUILDING ADDITIONS AND ALTERATIONS - INCREASED LIMIT HO LIVESTOCK COLLISION COVERAGE H 6000 HO CREDIT CARD, ELECTRONIC FUND TRANSFER CARD OR ACCESS DEVICE, FORGERY AND COUNTERFEIT MONEY COVERAGE - INCREASED LIMIT HO EARTHQUAKE AP624 H 6133 HO IDENTITY FRAUD EPENSE COVERAGE HO SPECIAL LOSS SETTLEMENT HO OTHER MEMBERS OF YOUR HOUSEHOLD HO ASSISTED LIVING CARE COVERAGE HO SCHEDULED PERSONAL ENDORSEMENT (WITH AGREED VALUE LOSS SETTLEMENT) HO SCHEDULED PERSONAL ENDORSEMENT AP653 HO HO SCHEDULED PERSONAL ENDORSEMENT (COPY OF PAGE 1 OF HO 04 61) HO COVERAGE C INCREASED SPECIAL LIMITS OF LIABILITY HO COVERAGE C INCREASED SPECIAL LIMITS OF LIABILITY - TO BE USED WITH HO 00 05; HO WITH ENDORSEMENT HO AND HO WITH ENDORSEMENT HO HO ORDINANCE OR LAW INCREASED AMOUNT OF COVERAGE CIT HO F4177 FCC413A HO MULTIPLE COMPANY INSURANCE HO ACTUAL CASH VALUE LOSS SETTLEMENT HO WINDSTORM OR HAIL ECLUSION - HO HO H 6049 HO PERSONAL REPLACEMENT COST LOSS SETTLEMENT HO HO COVERAGE B - OTHER STRUCTURES AWAY FROM THE RESIDENCE PREMISES HO SPECIFIC STRUCTURES AWAY FROM THE RESIDENCE PREMISES HO ACTUAL CASH VALUE LOSS SETTLEMENT WINDSTORM OR HAIL LOSSES TO ROOF SURFACING 1/24/2006 Page 2 Standard Personal Lines Endorsement Comparison.xls

3 N OF NO SECTION II - LIABILITY COVERAGES FOR HOME DAY CARE HO BUSINESS HO HO H 6111 LIMITED SECTION I - COVERAGE FOR HOME DAY CARE BUSINESS H 6111 HO REFRIGERATED COVERAGE HO SPECIAL COMPUTER COVERAGE -, ALL S ECEPT HO 00 05, HO WITH HO AND HO WITH HO HO SPECIAL PERSONAL COVERAGE -, HO ONLY HO ADDITIONAL INSURED - STUDENT LIVING AWAY FROM THE RESIDENCE PREMISES HO OWNED MOTORIZED GOLF CART PHYSICAL LOSS COVERAGE AP636 APHO HO MODIFIED FUNCTIONAL REPLACEMENT COST LOSS SETTLEMENT HO ETENDED THEFT COVERAGE FOR RESIDENCE PREMISES OCCASIONALLY RENTED TO OTHERS HO LANDLORD'S FURNISHINGS HO REMEDIATION FOR ESCAPED LIQUID FUEL AND LIMITED LEAD AND ESCAPED LIQUID FUEL LIABILITY COVERAGES - ALL S ECEPT S HO AND HO HO REMEDIATION FOR ESCAPED LIQUID FUEL AND LIMITED LEAD AND ESCAPED LIQUID FUEL LIABILITY COVERAGES - HO ONLY HO REMEDIATION FOR ESCAPED LIQUID FUEL AND LIMITED LEAD AND ESCAPED LIQUID FUEL LIABILITY COVERAGES - HO ONLY HO RATING INATION FOR REMEDIATION FOR ESCAPED LIQUID FUEL AND LIMITED LEAD AND ESCAPED LIQUID FUEL LIABILITY HO WATER BACK UP AND SUMP DISCHARGE OR OVERFLOW - FE H 6046 HO HOME BUSINESS INSURANCE COVERAGE HO ADDITIONAL INSURED - MANAGERS OR LESSORS OF PREMISES LEASED TO AN INSURED HO ADDITIONAL INSURED - VENDORS HO LOSS PAYABLE PROVISIONS AP640-1 HO ECLUSION - PERSONAL AND ADVERTISING INJURY 1/24/2006 Page 3 Standard Personal Lines Endorsement Comparison.xls

4 LIQUOR LIABILITY ECLUSION AND ECEPTION FOR SCHEDULED HO ACTIVITIES HO SPECIAL COVERAGE - SPOILAGE OF PERISHABLE STOCK N OF HO VALUABLE PAPERS AND RECORDS COVERAGE INCREASED LIMITS HO SECTIONS I AND II ECLUSIONS FOR COMPUTER-RELATED DAMAGE OR INJURY HO SPECIAL COVERAGE FOR VALUABLE PAPERS AND RECORDS - HO HOMEOWNERS RATING INATION - HO UNIT-OWNERS RENTAL TO OTHERS HO HO HO UNIT-OWNERS COVERAGE C SPECIAL COVERAGE -, HO ONLY HO HO UNIT-OWNERS COVERAGE A SPECIAL COVERAGE -, HO ONLY HO WINDSTORM ETERIOR PAINT OR WATERPROOFING ECLUSION - SEACOAST - HO HO HO ORDINANCE OR LAW COVERAGE - ( HO ONLY) HO REPLACEMENT COST LOSS SETTLEMENT ENDORSEMENT - ( HO ONLY) HO INCIDENTAL LOW POWER RECREATIONAL MOTOR VEHICLE 0 HO PERMITTED INCIDENTAL OCCUPANCIES - OTHER RESIDENCE HO OWNED SNOWMOBILE 0 HO ADDITIONAL RESIDENCE RENTED TO OTHERS 1,2,3 OR 4 FAMILIES HO BUSINESS PURSUITS HO INCIDENTAL FARMING PERSONAL LIABILITY HO FARMERS PERSONAL LIABILITY H 6000 HO WATERCRAFT HO PERSONAL INJURY - HO ECLUSION OF FARM EMPLOYEES ILLEGALLY EMPLOYED HO HOME DAY CARE COVERAGE ENDORSEMENT - AP630 H 6111 WINDSTORM OR HAIL ECLUSION HO COLLAPSE COVERAGE CIT OUTLINE OF COVERAGE OCHO30106 EISTING DAMAGE ECLUSION AP /24/2006 Page 4 Standard Personal Lines Endorsement Comparison.xls

5 N SIGNATURE PAGE AP SPECIAL PROVISIONS - LIABILITY AP HO ANIMAL LIABILITY ENDORSEMENT CIT AP HO PERSONAL REPLACEMENT COST CIT APF HO OF SPECIAL PROVISION - WATER APICHO STANDARD POLICY COVERAGE - DECLARATIONS CIT FRPC 13 05/93 SPECIAL PROVISIONS HO BUILDING/LAND STABILIZATION (SINKHOLE) H 6125A NEW CONSTRUCTION THEFT ENDORSEMENT AP625 H PRIVACY STATEMENT 802 G MOTOR VEHICLE ENDORSEMENT (DEFINITIONS) FE-5396 HURRICANE COVERAGE ENDORSEMENT ($50,000 DETACHED FE HURRICANE COVERAGE ENDORSEMENT ($35,000 DETACHED FE HURRICANE COVERAGE ENDORSEMENT ($25,000 DETACHED FE HURRICANE COVERAGE ENDORSEMENT ($10,000 DETACHED FE INS CORP POLICY PERILS ECLUSION ( WIND ECLUSION) FE /24/2006 Page 5 Standard Personal Lines Endorsement Comparison.xls

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