Lesson 59: Medical Insurance (18-25 minutes)

Transcription

1 Main Topic 10: Health Care Lesson 59: Medical Insurance (18-25 minutes) Today, you will practice your Reading and Listening Skills as you study texts related to INSURANCE. I. READING Exercise 1: What s missing? (5-6 minutes) Read the following INSURANCE CONTRACT carefully. Choose the best word that would fill in the blanks. CADUCEUS INSURANCE PROGRAM Comprehensive Personal Accident Policy Upon issuance of this policy and the prompt payment of the stipulated in the policy schedule, the coverage shall take effect. 1. a. premier b. premium c. primary d. primo As specified in the sections of Coverages, Exclusions, and Provisions, loss from bodily injuries or death caused by accidents be covered in this policy. 2. a. has b. will c. were d. is Accident in this policy refers to any unforeseen event resulting to bodily injury or death. The Insured referred to in this policy is the person whose name is mentioned in the policy schedule and the one who sought coverage with the Hermes Insurance Company, which is referred to as the Company. Commencement and Termination of Coverage The power of this policy shall cease after three hundred and sixty-five (365) days from the signing of agreement between the Insured and the Company. IN WITNESS WHEREOF, the Hermes Insurance Company has caused this policy to be signed by Authorized Representative. 3. a. its b. his c. their d. our 1

2 Exercise 2: Reading Check-up (3-4 minutes) Answer the following questions based on the previous text. 1. What should be the cause of harm to the insured to be covered by the policy? 2. If the insured died of natural causes, what is the liability of the company? Exercise 3: Compare and Connect (3-5 minutes) Read the following INSURANCE AD and try to answer the questions that follow. HEALTHY OPTIONS At Hermes Insurance Company, we do not limit your options. We recognize the different requirements of each client. That is why we give you the freedom to customize your plans. Gone are the days of having separate insurance policies for different insurance needs. Your health plan could be the most basic medical insurance or it could be a combination of life insurance and dental insurance. You can go to the extreme by availing our all-in-one Hermes Package: a comprehensive health-life-medical-travel insurance! Our affordable premiums are hard to resist! Even working students or self-employed individuals can enjoy health security without worrying how to pay next term. Our wide network of hospitals and doctors is unmatched in the industry! Your options do not end in the purchase of our packages. It is just the start. Your power to choose is made supreme where it really matters-- the choice of health institutions and professionals. Your health is our commitment. Choose health. Choose us. Questions: 1. According to the clip, what power was given to the clients? 2. Is the Hermes Package suitable for working students? Why or why not? 3. If the client is unemployed but has his own micro business, what health plan could he purchase? 2

3 II. LISTENING (1-2 minutes) Exercise 1: What s in the photo? Study the following picture carefully. Then listen to the audio clip that follows. Question: Which of the following is true about the picture? AUDIO 1 cdn.rarejob.com/material/intermediate/toeic/audio/toeic2mc_059.mp3 Exercise 2: Fill in the details (3-4 minutes) Listen to the following audio clip once then try to answer the exercises that follow. AUDIO 2 cdn.rarejob.com/material/intermediate/toeic/audio/toeic2convo_059.mp3 3

4 Read the following sentences carefully. Try to supply the missing word or phrase based on the listening clip. 1. Can you tell me why I should one? 2. Well, we don t exactly know when we might accidents, right? 3. They are entitled to a monetary depending on the type of life insurance you will CHOICES: be availing. purchase claim premium encounter Exercise 3: Answering Questions (3-4 minutes) Read the following questions about the audio clip then choose the best answer from the four choices. You may opt to listen to the clip one more time with your tutor. 1. What benefit of getting a life insurance was cited? a. away from sorrow to your loved ones b. a way for sorrow to your loved ones c. a way to slow concerns for your loved ones d. a way to show concern for your loved ones 2. What is the worst thing that could happen after an accident? a. Waiting for an ambulance b. Waking up on a hospital bed c. Finding oneself injured d. Not being able to wake up anymore 3. According to the insurance agent, how often should the client pay the premium? a. every year b. every month c. every three months d. every six months 4

5 4. Who are the insurance agent s examples of principal and secondary beneficiaries? a. the wife and the children b. the husband and the children c. the family and other loved ones d. the man and the woman 5. After hearing the insurance agent, what did the man think of getting a life insurance? a. He was coerced. b. He was confused. c. He was confident. d. He was convinced. 5