Networked Insurance Personal Lines Nevada

Transcription

1 Networked Insurance Personal Lines Nevada

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3 Personal Lines Underwriters Ashley Hearing (530) Handles: Out of state quoting and underwriting for clients last name A - L Gina Bajone (530) gina.bajone@networkedins.com Handles: Out of state quoting and underwriting for clients last name M - Z

4 Personal Lines CSR s Sara Zahm (530) sara.zahm@networkedins.com Handles: Encompass, Fireman s Fund

5 Personal Lines CSR s Allison Coulston (530) allison.coulston@networkedins.com Handles: First American and Chubb Carolyn Moses (530) carolyn.moses@networkedins.com Handles: Hartford

6 Personal Lines CSR s Amber Stone (530) amber.stone@networkedins.com Handles: Travelers Client last name M - Z

7 Networked Markets Property Chubb Encompass Hartford Safeco Travelers Fireman s Fund

8 Networked Markets Auto Encompass Hartford Travelers Safeco Fireman s Fund* Chubb* Minimum pref. limits 50/100/50,000 * Need supporting home

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10 How do I bind a Personal Lines Account? VERY IMPORTANT: Our carriers do not allow us to extend binding authority to our affiliates. In order to expedite binding of your submission please follow these instructions carefully. First quote the risk on N Link PL To request binding fax or a completed submission to Networked (please note we treat all applications as bind requests). Please do not send applications for pre-approval. Within 24 hours you will receive an acknowledgement letter

11 How do I bind a Personal Lines Account Continued. Once the underwriter reviews the account you will then receive one of the following within 24 hours. o A Confirmation of Coverage if the submission is complete and the risk qualifies. **Please note coverage is not bound until you receive a confirmation of coverage from Networked. o An Additional Information Memo if the submission is incomplete. **Please note Networked will not bind coverage until all information is received and the effective date will be determined once submission is complete o A Declination Letter if the risk is unacceptable. **Please note another carrier will be offered if one is available

12 How to complete an Auto submission: Completed Acord Auto Application Copies Current Registration/Bill of Sale Prior Dec Page ID cards not accepted Copy of your quote Supplemental Forms/Items Signed UM Form May be carrier specific Proof for a not-at-fault accident (i.e. Police Report or letter of experience) Signed Driver s Exclusion

13 How to complete a Home submission Completed Acord Application Replacement Cost Estimator Copy of quote Supplemental Forms: Wood Stove Questionnaire Company Specific Photos (if applicable) Alarm Certificate (if applicable) Unprotected Dwelling Supplemental (if applicable) *other carrier specific forms may be required

14 Escrow Closes Networked understands the urgency of escrow closes. We have implemented the following for your convenience: Fax in a complete submission noting on the cover page that this is an escrow close. If you have scanning capabilities you can the submission directly to the underwriter to help expedite the procedure. Once faxed, contact the underwriter who will be handling the account to let them know you have sent in an escrow close and give the clients name. The underwriter will work that account first and contact you immediately to advise if an EOI can be issued or if additional information is needed. **Please note Networked does not require signatures to bind coverage for escrow closes**

15 Please mail all originals and down payment to our office within 7 days of receipt of the confirmation of coverage. Please note since Networked holds the carrier appointment our affiliates are unable to contact the carriers directly. For any questions about a risk please contact Networked s Personal Lines Underwriting Department.

16 Encompass Insurance Co Package Policies encouraged however they will write mono line Home, Auto, Condo and Renters A Package consists of the Auto & Primary Home (Homeowners, Condo Owners or Renters) Package policies can also include Boat, Dwelling Fire, Motorcycle, Recreational Vehicles, Motor Homes and Excess Liability All lines of business on one policy, one bill, one deductible, one installment fee. Offers two levels of coverage: Deluxe & Elite Aggregate Property Limits 200% Credit for existing insurance. Will write up to 1 loss on homes including water (subject to approval) All policies are subject to credit score ( will not accept a low score) May be able to write up to 3 total incidents per household on autos (subject to underwriting approval)

17 Hartford Insurance Company Currently writing Auto, HO3, HO4, HO6 Secondary Home and Dwelling Fire with supporting Home. Discounts: Account Credit Auto (varies per policy), Home (10%) and 25% Multi-Car. Domestic Partner Discount - married rate for couples in committed relationship or single parent with custody of children. New Home Discount up to 33% Sentinel Silver Endorsement includes Replacement Cost Contents, Replacement Cost Dwelling (150%), and increased liability $300,000 above requested limit Home minimum $500 deductible Will write up to two losses of any type in 3 years on home (may be subject to approval) All insurance scores are eligible with Hartford

18 Travelers Property & Casualty Currently writing HO3, HO4, HO6, Auto, COC, Dwelling Fire (with supporting Home), Watercraft & Excess Subject to: Credit Score, CLUE, MVR s Discounts: Account Credit 10% Auto & 10% Home Will entertain family risks including youthful operators. (good student discount for youthful drivers with 3.0 GPA or better) COC policy available with endorsement covering building materials. No owner builders.

19 Safeco Currently writing HO3, HO4, HO6, Auto, Dwelling Fire (with supporting home), Watercraft and Excess Will accept any score Discounts: Account Credit, Multi Car, Accident Prevention, Anti Theft Will entertain family risks including youthful operators (good student discount for youthful drivers with 3.0 GPA or better

20 Fireman s Fund Specializing in HV Property $400,000+, Auto, Dwelling Fire, Watercraft & Excess No Maximum Coverage A 200% Extended Replacement Cost Need to Write Home to Write Auto Send in Fireman s Fund Location Approval Worksheet with an unsigned Acord application Location approval subject to brush and earthquake mapping No EFIS

21 Chubb Specializing in HV Property $400,000+. With primary home will also consider Auto, Dwelling Fire, Watercraft & Excess with supporting home Subject to: Earthquake and Brush mapping. Expert home appraisals and loss control evaluation upon issuing of the Homeowners policies. Deductible waived in the event of a loss exceeding $50,000 Deluxe and Standard contents offered 200% Extended Replacement Cost

22 Thank you for your business!!!!! Networked Ins Personal Lines Team