cgowan Program Administrators mcgowanprograms.com Innovative.
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1 cgowan Program Administrators mcgowanprograms.com Innovative.
2 OUR COMPANY WHO ARE WE? McGowan Program Administrators (MPA) is a MGU and Program Manager. MPA designs, administers, and markets highly specialized programs of insurance. These programs are available exclusively through MPA. WANT TO BECOME A BROKER? MPA operates on an open brokerage format. We do not hold our agents and brokers to premium or account volume requirements. Contact: brokercompliance@mcgowancompanies.com REAL ESTATE UMBRELLA PACKAGE AZ, CT, DE, DC, GA, ID, IL, IN, IA, ME, MD, MI, MT, NV, NJ, NM, NC, OH, OR, PA, RI, TN, UT, VT, VA, WA, WI, WY Apartments Light Industrial Office Buildings Shopping Centers Strip Malls Warehouses Umbrella: $1MM $100MM Apartments Mixed-Use Office Buildings Retail Shopping Centers Property: Blanket up to $90MM General Liability: $1MM/$2MM
3 COMMUNITY ASSOCIATIONS UMBRELLA (excluding AK) D&O Condominiums Single-Family HOAs Cooperatives Masters Property Owners Commercial Townhomes Umbrella: $1MM $100MM Condominiums Single-Family HOAs Cooperatives Masters Property Owners Commercial Timeshares Townhomes Condotels Directors & Officers Liability (Including EPLI): $1MM $5MM *Ask us about our Crime product! PACKAGE AZ, CO, DE, DC, IL, IN, KY, MD, MA, MI, MN, MO, NJ, NV, NC*, OH, OR, PA, TN, UT, VA, WA, WI (*wind coverage not available) Condominium Associations Cooperatives Townhome Associations Single-Family Homeowners Associations Property: Blanket from $50MM to $90MM General Liability: $1MM/$2MM Non-Owned & Hired Automobile
4 ACTIVE SHOOTER/ WORKPLACE VIOLENCE PRIMARY We will consider ALL CLASSES of business, here are some examples: Events & Entertainment Venues Healthcare Facilities Education/Religious Organizations Hospitality/Retail/Manufacturing Public Entities: Counties/Cities/Townships ACTIVE SHOOTER / WORKPLACE VIOLENCE Primary Legal Liability: $1MM $25MM Business Interruption/Property Damage Crisis Consultant/Counseling/Funeral Expense Victim Personal Accident Medical Expenses Offsite/Global Crisis Coverage Rated A/XV by A.M. Best ACCOUNTANTS E&O E&O Accounting Firms CPAs Accountants Professional Liability Insurance Up to $10MM A.M. Best A Rated Carrier/Admitted Paper
5 RESTAURANT UMBRELLA PACKAGE (except for Property in FL) Fine Dining Casual Dining Fast Casual Cafeterias Caterers & Banquet Halls Fast Food Franchises Institutional Food Services Private Dining Clubs Sit-Down Restaurants Takeout Restaurants Umbrella: $1MM $15MM REQUIRED UNDERLYING RATING A.M. Best A-/VI Rated Carrier or Higher COVERAGES General Liability, Automobile Liability, Employers Liability, Employee Benefits Liability, Liquor Liability Restaurants Fine Dining Casual Dining Fast Casual Private Dining Clubs Gastro Pubs Neighborhood Grille IN Adult Entertainment Social Clubs Restaurants With Dance Floors Fast Food Catering Halls General Liability: $1MM/$2MM Liquor Liability: $1MM/$1MM Property: Up to $25MM TIV Available A.M. Best A+ XV Rated Carrier/Admitted Paper COVERAGES Property, Inland Marine, Crime, Fidelity, General Liability, Employee Benefits, Liquor Liability, Non- Owned Auto
6 REAL ESTATE AGENTS & APPRAISERS E&O Independent Real Estate Agents & Brokers, including Independent Contractors Real Estate Firms Real Estate Appraiser Firms Real Estate Auctioneers Errors & Omissions: Up to $5MM HOTEL UMBRELLA (except AK, NY, &VT) Limited Service Hotels Full Service Hotels Timeshares Umbrella: $5MM $100MM BAR & NIGHTCLUB PRIMARY Nightclubs Bars Lounges General Liability: $1MM/$2MM Liquor Liability: $1MM/$2MM Property: Up to $5MM TIV Assault & Battery Also Available A.M. Best A XV Carrier/Non-Admitted
7 FAMILY ENTERTAINMENT CENTER PROPERTY, GL, EXCESS Family Entertainment Centers that offer: - Arcades, Mini Golf courses, Go-Karts, Kiddie Rides, Laser-Tag, Bumper Boats, Bowling, Paintball Arcades Miniature Golf Courses Laser- Tag Bowling Alleys Skating Rinks Batting Cages Driving Ranges Trampoline Centers ( $75,000 mp per location) Regional Amusement Parks Water Parks Property Up to $50MM TIV General Liability - $1MM / $2 MM Excess Liability Up to $25MM A.M. Best A+ (XIV) Rated Carriers SENIOR CARE PRIMARY Senior Care Facilities - Skilled Nursing - Assisted Living - Dementia Care - Life Plan Communities (fka CCRCs) Primary Medical Professional & GL: Up to $2MM/$4MM Occurrence or Claims Made Policy Form Excess Limits Up to $10MM A.M. Best A XV Rated Carriers/ Non-Admitted Paper
8 McGowan Program Administrators Home Office Lorain Road Fairview Park, OH T: F: mcgowanprograms.com McGowan Program Administrators is one of The McGowan Companies. mcgowancompanies.com Think McGowan. TM
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