MORTGAGE RATE SHEET. 1-Year 2.64% - 2-Year 2.64% - 3-Year 2.64% P+0.05% 4-Year 3.19% - 5-Year (Posted Rate) 3.29% P+0.05% LTV 50% 2.94% P-0.
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1 MORTGAGE RATE SHEET INSURED For definition of "Insured", please refer to "Definitions" section on the last page. * Qualified at benchmark rate and maximum 25-year amortization * 120 day closings * All LTVs Term Fixed Variable 5-Year 2.84% P-0.60% 1-Year 2.64% - 2-Year 2.64% - 3-Year 2.64% P+0.05% 4-Year 3.19% - 5-Year (Posted Rate) 3.29% P+0.05% INSURABLE For definition of "Insurable", please refer to "Definitions" section on the last page. Term 5-Year * Qualified at benchmark rate and maximum 25-year amortization * 120 day closings * Based on LTV Fixed LTV 50% LTV 65% Variable 2.94% P-0.10% 2.94% P-0.10% LTV 70% 2.99% P+0.00% LTV 75% 3.14% P+0.20% LTV 80% 3.24% P+0.30%
2 Rental Fixed Beacon 750 Beacon 700 Beacon 650 Beacon Year 3.34% 3.34% 3.34% - 1-Year 2.64% 2.69% 2.84% - 2-Year 2.74% 2.79% 2.94% - 3-Year 2.84% 2.94% 3.04% - 4-Year 2.94% 3.04% 3.14% - Rental Variable Beacon 750 Beacon 700 Beacon 650 Beacon Year P-0.10% P+0.00% P+0.10% - 3-Year P-0.05% P+0.00% P+0.10% - Rate Premiums for
3 Second Home Fixed Beacon 750 Beacon 700 Beacon 650 Beacon Year 3.34% 3.34% 3.34% 3.44% 1-Year 2.64% 2.69% 2.84% 2.89% 2-Year 2.74% 2.79% 2.94% 2.99% 3-Year 2.84% 2.94% 3.04% 3.09% 4-Year 2.94% 3.04% 3.14% 3.19% 3.84% 4.04% 4.14% Second Home Variable Beacon 750 Beacon 700 Beacon 650 Beacon Year P-0.10% P+0.00% P+0.10% P+0.15% 3-Year P-0.05% P+0.00% P+0.10% P+0.10% P+1.05% Rate Premiums for
4 New to Canada Fixed Beacon 750 Beacon 700 Beacon 650 Beacon Year 3.29% 3.29% 3.29% 3.39% 1-Year 2.59% 2.64% 2.74% 2.84% 3.79% 2-Year 2.69% 2.74% 2.84% 2.94% 3-Year 2.79% 2.89% 2.94% 3.04% 4-Year 2.89% 2.99% 3.04% 3.14% 3.99% 4.09% New to Canada Variable Beacon 750 Beacon 700 Beacon 650 Beacon Year P-0.15% P-0.05% P+0.00% P+0.10% 3-Year P-0.10% P-0.05% P-0.00% P+0.05% P+1.00% Rate Premiums for
5 Family Plan Fixed Beacon 750 Beacon 700 Beacon 650 Beacon Year 3.29% 3.29% 3.29% 3.39% 1-Year 2.59% 2.64% 2.74% 2.84% 2-Year 2.69% 2.74% 2.84% 2.94% 3-Year 2.79% 2.89% 2.94% 3.04% 4-Year 2.89% 2.99% 3.04% 3.14% 3.79% 3.99% 4.09% Family Plan Variable Beacon 750 Beacon 700 Beacon 650 Beacon Year P-0.15% P-0.05% P+0.00% P+0.10% 3-Year P-0.10% P-0.05% P-0.00% P+0.05% P+1.00% Rate Premiums for
6 Owner Occupied Fixed Beacon 750 Beacon 700 Beacon 650 Beacon Year 3.29% 3.29% 3.29% 3.39% 1-Year 2.59% 2.64% 2.74% 2.84% 3.79% 2-Year 2.69% 2.74% 2.84% 2.94% 3-Year 2.79% 2.89% 2.94% 3.04% 4-Year 2.89% 2.99% 3.04% 3.14% 3.99% 4.09% Owner Occupied Variable Beacon 750 Beacon 700 Beacon 650 Beacon Year P-0.15% P-0.05% P+0.00% P+0.10% 3-Year P-0.10% P-0.05% P-0.00% P+0.05% P+1.00% Rate Premiums for
7 Definitions INSURED is defined as a mortgage with borrower paid insurance INSURABLE is defined as a mortgage which can be portfolio insured at the Bank's expense. Purchases and Transfers Qualified at benchmark rate Maximum 25 years amortization Maximum $1M property value is defined as a mortgage which cannot be insured. Purchases and Refinances Rentals (1- to 4-units) Qualified at contract rate for 5-year terms Maximum 30 years amortization Greater than $1M property value Loan values > $925k Compensation Gold (Non-Rental) Gold (Rental) Platinum Special Programs 1- Year Year 3 30bps 4 3-Year 50bps Year 70bps Year bps Free Appraisals Available Programs Premium Programs A maximum of $250 or actual cost of appraisal, whichever is lower (Platinum Broker only) New to Canada, Purchase+Improvements, Second Homes, Family Plan, Condos Collateral transfers and transfers from FI's not on the approved list - add an additional to standard rates Notes Maximum 120 day rate hold for Purchase, 90 day rate hold for Refinance and Transfers. U Curve applies to all commitments, the lowest rate between the date of commitment and the day of closing is applicable. Rate Buy down is available for both fixed and variable products (Pre-Approvals excluded). Every 5 bps of interest bought down will cost 20 bps of commission. Maximum allowable buy down is 25 bps of mortgage rate. All buy-downs are applied to rate reductions automatically unless notified in writing at time of rate change. Insured Transfers must include existing insurance number. Pre-Approvals are offered to purchase applications with 650 or greater beacon score and 5-year Fixed Rate term. Pre-Approvals will be qualified at Benchmark Rate for insured/insurable and at contract rate for uninsurable. 1 premium applies for all rates. Minimum beacon of 600 for Insured and 620 for Insurable and Uninsurable mortgages. Rate premium may be added for Insurable mortgages with beacons below 680 for all LTV or beacons at 720 and LTV of 75-80% Contact your BDM for any questions! Regional Sales Manager Region Mobile Toll Free Sarah Rogge GTA East & Eastern Ontario (416) (877) sarah.rogge@icicibank.com Charan GK GTA & Northern Ontario (416) (877) charan.gk@icicibank.com Raymond Lee South Western Ontario (416) (844) raymond.lee@icicibank.com Bonny Clarke British Columbia (403) (844) bonny.clarke@icicibank.com Nadeem Jiwa Prairie Region (403) (844) nadeem.jiwa@icicibank.com
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