mothercard benefits at a glance

Transcription

1 mothercard benefits at a glance Earn Mothercard reward points to claim Mothercard reward vouchers to use on your favourite Mothercare purchases. Frequent bonus points promotions. Exclusive cardholder events. Special offers from our exclusive partnerships. Regular newsletter with features, advice and new products. Free delivery on website or catalogue orders of 100 or more. No annual fee. Start shopping and earning points today. 1. Free delivery for orders of 100 or more when purchased using your Mothercard through the Mothercare catalogue or online at Order value must be 100 or more excluding post and packing. 2. Normal delivery cost to UK addresses (including Isle of Man, excluding Channel Islands and BFPO) are charged at 4.95 per order.

2 Get the facts and figures on Mothercard Key information in relation to your account Below is a summary of the key features of the Mothercard. It is provided for your convenience and does not form part of any agreement with GE Capital Bank Limited. It is not a substitute for the terms and conditions, which are set out on the reverse of application forms in full so please ensure you read these before completing and signing an application for a Mothercard. APR Other interest rates Purchases Cash Withdrawals Interest free period Interest charging information Allocation of payments Minimum repayment Amount of credit Fees Charges Default charges Typical 19.9% APR Variable Introductory Rate Monthly Rate Simple Annual Rate N/a 1.520% % N/a 2.104% % Maximum 56 days for purchases if you pay your balance in full and on time. There is no interest free period on cash withdrawals. The periods over which interest are charged are as follows: From Until Purchases Transaction date Repaid in full Δ Cash withdrawals Transaction date Repaid in full Δ If the full balance outstanding on the statement is paid and credited to the account by the date for payment shown on the statement no interest will be charged. We will apply payments we receive to your account in the following order: 1. Insurance Premiums 2. Interest Charges or Fees 3. Balance Transfers * 4. Purchases 5. Cash withdrawals See the Other Financial Information section of customer terms and conditions for full details. Greater of 4% of outstanding balance or 4 each month. Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more. Minimum credit limit of 400, maximum credit limit subject to status. No annual fee. Cash withdrawals - 2% with a minimum of 2.50 ΔΔ Copies of statements - 3 Overseas transactions % (including overseas cash withdrawals). Late payments fee - 12 Over credit limit fee - 12 Administration fee for returned cheques or direct debits - 12 Trace fee - 25 * Where permitted on the account. No-Quibble Guarantee In the unlikely event that you are not totally satisfied with your Mothercard, please call GE Capital Bank Limited Customer Services on if you have a Mothercard storecard, or if you have a Mothercard MasterCard, ΔΔ and take advantage of our No-Quibble Guarantee. If you contact us within 60 days of opening your Account and then pay off your outstanding balance within 30 days, we will close your Account for you and waive the interest charges and fees. ΔΔΔ This guarantee is in addition to and does not affect any statutory rights that you may have. ΔΔ Calls may be monitored or recorded. ΔΔΔ We may require the notification in writing. The m device and Mothercard are trademarks belonging to Mothercare UK Limited. Credit is subject to status to UK residents aged 18 years or over. Credit is provided by GE Capital Bank Limited. Registered in England No Registered address; 6 Agar Street, London, WC2N 4HR. The Mothercard is issued by and is a trading name of GE Capital Bank Limited. Retailer: Mothercare UK Limited. Registered in England No Registered Address: Cherry Tree Road, Watford, Hertfordshire WD24 6SH. mothercard making motherhood even more rewarding MC /06

3 make motherhood even more rewarding say hello to mothercard the more you use it, the more points you earn, and the more you can treat your family.

4 say hello to mothercard Designed with parents in mind, our new card is here to make your life easier and even more rewarding. It s the card with the family focus you can apply right now and could start enjoying the benefits immediately. The Mothercard storecard and the Mothercard MasterCard have both been designed with parents in mind. Both of them allow you to pay for your shopping in Mothercare and offer you a host of great benefits and rewards for your family, whilst Mothercard MasterCard has the added bonus of being a credit card which you can use at any of over 24 million locations worldwide earning external points on all your purchases. To find out more please speak to a member of our staff or have a read through these perfectly family-friendly benefits. Saving you money With the Mothercard reward scheme, your card rewards you every time you use it. You ll earn one point for every pound that you spend in Mothercare, and every three months ** we ll turn your Mothercard reward points into reward vouchers which you can use to receive money off all your favourite Mothercare purchases. *** Mothercard MasterCard has the fantastic added benefit of earning you Mothercard reward points wherever and whenever you use it, so whether it s for the weekly shopping, buying petrol or anything else, you ll be awarded a point for every two pounds spent outside of Mothercare. And with the Mothercard MasterCard you can even use your points to save money on days out for all your family. To help you save up your Mothercard reward points, we ll also be running special bonus points periods, where you can claim double or even triple points on everything you buy from us.

5 Keeping you informed As a Mothercard holder, you ll receive an exclusive regular newsletter. Packed with useful advice and interesting features about everything from breastfeeding to teaching your child to read, the newsletter draws on our many years of experience of helping parents give their kids the best possible start in life. It will also keep you up to date on all our great new products, and put you in the know about Mothercare s exclusive cardholder events, bonus point periods and special offers from Mothercare s exclusive partnerships. Making your life easier You ll benefit from free delivery on items costing over 100 **** if you buy them over the Internet or from our catalogue. When it comes to getting hold of those big things you need for the little ones car seats, buggies, cots, beds and the like it ll make life so much simpler. Putting you in control Your statement will show your Mothercard account transactions, and every three months we ll include any Mothercard reward vouchers you ve earned. You can also access and manage your account online, making it easy to keep track of your finances. Why not set up your account to be paid off via Direct Debit? Just call opening hours Monday - Tuesday 8am - 8pm, Wednesday - Friday 8am - 9pm, Saturday 8am - 7pm, Sunday 9am - 6pm if you have a Mothercard storecard, or open 24 hours a day, 7 days a week if you have a Mothercard MasterCard. You can even apply for an additional card to let another family member share the benefits of your Mothercard account. Collect points wherever you use your card: Then use your Mothercard reward vouchers to treat your family. *Account opening is subject to status to UK residents aged 18 years or over. **Vouchers will be issued in August, November, February and May. ***Mothercard reward vouchers cannot be used in Mothercare concessions (including Clarks, cafes, photography studios and Okaidi concessions within Basildon and Romford stores) or to purchase baby milk, baby medicines, nappies or gift vouchers. ****Order value must be 100 or more excluding postage and packaging. Offer available on deliveries to UK addresses (including Isle of Man, excluding Channel Islands and BFPO) where normal delivery cost is 4.95 per order. Any purchases made on an additional card will be charged to the principal cardholder s account and they will remain responsible for the payment of the account.

6 Giving you added peace of mind No one plans getting sick or being unemployed, but it can happen. And when it does you don t want to worry about an unpaid balance... so don t! You pay just 1% of your outstanding balance each month and Balance Cancellation Cover will pay off your Mothercard (up to 15,000) in the event of unemployment*, disability or death.** Cover will continue to apply if you are on statutory maternity leave*** You can even change your mind about taking out Balance Cancellation Cover within 30 days of taking out the cover and you will incur no charges or cancellation fees. To be eligible for cover you need to be aged 18 to 64 and working at least 16 hours per week. For further information on this cover please call ^ Start enjoying Mothercard right now Whether you re an excited mum-to-be, a thrilled and besotted new mum, or even an exhausted mother of five kids, Mothercard makes motherhood even more rewarding, for you and your family. To apply for your Mothercard right now, simply speak to a member of staff, and you could start enjoying the benefits immediately. *We will not pay if you were not in continuous employment six months before your employment ended or had any knowledge of impending unemployment at the start date of the policy. **Subject to your claim being approved. Then we will pay the minimum payment of 4% for the first 60 days then clear the balance at 90 days if you have not returned to work. ***Terms and conditions apply - please see your policy document for full details. We refer to the Insurer - Financial Insurance Company limited and Financial Assurance Company Limited. ^ calls may be monitored and recorded.