USDA Rural Development 2018 Policy & Priorities Outlook Infrastructure Partnerships Innovation

Transcription

1 USDA Rural Development 2018 Policy & Priorities Outlook Infrastructure Partnerships Innovation AMERIND NAIHC 2018 Annual Convention

2 Agenda Infrastructure, Partnerships and Innovation Getting to Know our Leadership The RD Innovation Center Farm Bill 2018 FY 18 Appropriations CICD s National Native Homeownership Coalition Program Modifications (SFH & MFH) Innovation Q&A AMERIND NAIHC 2018 Annual Convention 2

3 Infrastructure, Partnerships and Innovation 1. Ensure USDA programs are delivered efficiently, effectively, and with integrity and a focus on customer service. 2. Maximize the ability of American agricultural producers to prosper by feeding and clothing the world. 3. Promote American agricultural products and exports. 4. Facilitate rural prosperity and economic development. 5. Strengthen the stewardship of private lands through technology and research. 6. Foster productive and sustainable use of our National Forest System lands. 7. Provide all Americans access to a safe, nutritious and secure food supply. To expand rural business opportunity and rural quality of life with access to capital; improve infrastructure, broadband access and connectivity; and support workforce availability AMERIND NAIHC 2018 Annual Convention 3

4 USDA Rural Development Structure One RD Leadership Assistant to the Secretary for RD Administrators State Directors Offices 47 State Offices 400 Area Offices National Office in DC Rural Business Cooperative Service OneRD Three Agencies Business Cooperative Energy Rural Development Rural Housing Service Single Family Multi Family Community Facilities Rural Utilities Service Telecom Electric Water & Environmental 4

5 Getting to Know RD s Leadership Assistant to the Secretary for Rural Development Anne Hazlett Administrators Joel Baxley (RHS) Ken Johnson (RUS) Bette Brand (RBS) State Directors rd/leadership/state directors SFH Roger Glendenning MFH Joyce Allen CF Rich Davis WEP Edna Primrose Telecom Chad Parker Electric Chris McLean Business Kristi Kubista Hovis (acting) Cooperative Andy Jermolowicz (acting) Energy Mark Brodziski AMERIND NAIHC 2018 Annual Convention 5

6 The RD Innovation Center Secretary Perdue created the Rural Development Innovation Center to identify and develop new tools to better serve rural communities in achieving prosperity. The Innovation Center is hard wired into USDA s structure with a mission to identify best practices and bring continuous improvement in program delivery to enhance the quality of life in rural communities. The Center works to transform rural communities through strategic partnerships, data analytics and evaluation, and regulatory reform. RD also consolidated its Administrative functions under a new Business Center. AMERIND NAIHC 2018 Annual Convention 6

7 Farm Bill 2018 RD and much of USDA receives its program authority under the Farm Bill Current Farm Bill is set to expire on September 30, 2018 House Ag Committee Marked Up and Passed an initial version of the Farm Bill on April 18, 2018 o lture_and_nutrition_act_of_2018.pdf Native Farm Bill Coalition o farm bill coalition/ AMERIND NAIHC 2018 Annual Convention 7

8 FY 18 Appropriations National Program Levels SFH Direct Loans $1.1 billion Community Facilities o Direct Loans $2.8 Billion SFH Guaranteed Loans $24 billion o Guaranteed Loans $148 million SFH Repair Grants $30 million o Grants $34 million SFH Repair Loans $28 million o RCDI $4 million Water & Environmental Programs MFH HPG $10 million o Direct Loans $4.1 Billion MFH Direct Loans $40 million (rehab) o Guaranteed Loans $542 million MFH Guaranteed Loans $230 million o Grants $769 million o 306c $25 million Rural Broadband Pilot Loan & Grant o RAVG $18 million Program $600 million AMERIND NAIHC 2018 Annual Convention 8

9 CICD s National Native Homeownership Coalition 4 Staff actively support committee work o Lending Systems Leasing and Titling Legal Infrastructure Loan Products o Developing Staff Guide to Navigate SFH Direct Loan Delinquencies and Defaults on Tribal Trust Lands o Participating and presenting at the Homeownership in Indian Country: Creating the Opportunity for Choice in Minneapolis July 9 & 10 AMERIND NAIHC 2018 Annual Convention 9

10 Program Modifications SFH and MFH Changes to Eligibility of Certain Rural Areas Effective June 4, 2018 o New ineligible area maps for the Rural Development Single Family Housing (SFH) and Multi Family Housing programs will be updated to the USDA Income and Property Eligibility Site at: o The current maps will be moved to the "Previous Eligibility Areas" tab. AMERIND NAIHC 2018 Annual Convention 10

11 Program Modifications SFH and MFH On June 4, 2018, all properties for new applications must be located in an eligible rural area based on the new eligibility maps. However, a property that is located in an area being changed from rural to non rural may be approved under the circumstances listed below: o o o o o o If an application is received before an area s designation changed and the applicant selects a property in the newly designated non rural area, a loan may be made for that property if it meets all other eligibility requirements. REO property sales and transfers with assumption may be processed in areas that have changed to non rural. New conditional commitments may be issued in non rural areas if a purchaser is found whose loan application was complete before the area s designation changed. Existing conditional commitments will be honored. Section 504 Loan and Grant assistance may be provided on a property that already has an Agency loan. Subsequent loans may be made on a property that already has an Agency loan to: (1) make necessary repairs; (2) pay equity in connection with an assumption of the Agency loan; or (3) to pay equity to a departing co borrower or (4) refinance a direct or guaranteed borrower's loan with a new direct or guaranteed loan if it meets all other eligibility requirements. AMERIND NAIHC 2018 Annual Convention 11

12 Program Modifications SFH Home Repair and Rehab Program 504 Loan & Grant Programs (Program Changes) Changes were made to the program in order to: create consistency and provide guidance. See HB , Chapter guidelines/handbooks Grant Program Changes: Create income based eligibility, otherwise known as Grant Limits. Grant Limits will be used to determine if an applicant is automatically qualified for 100% grant assistance. Applicant whose adjusted household income does not exceed 30% of Area Median Income (AMI) will be eligible for 100% grant funding. Grant limits established using un banded income limits. Loan Program Changes: Determine eligibility based on affordability using a Total Debt(TD) repayment ratio of 46%. Eliminating the use of RD Form , Budget and/or Financial Statement. AMERIND NAIHC 2018 Annual Convention 12

13 Program Modifications (504) Is the applicant 62? Are they eligible for grant assistance? What is the 30% Adjusted Median Income (AMI)? Will this be 100% Grant assistance or Combo/loan? Determine the applicants total debt ratio (TD). Will it be a combo or Loan? Determine loan/combination amount up to 46% total debt. How much will they receive? AMERIND NAIHC 2018 Annual Convention 13

14 Innovation Native CDFI Housing Relending Pilot AMERIND NAIHC 2018 Annual Convention 14

15 Q & A Questions, Comments & Feedback AMERIND NAIHC 2018 Annual Convention 15

16 Tedd Buelow Native American Coordinator RuralDevelopment Office: Lynn Trujillo Native American Coordinator Rural Housing Service Office: AMERIND NAIHC 2018 Annual Convention 16