THE STRUCTURE OF LOANS AND DEPOSITS OF NON-BANKS, NON-GOVERNMENT CUSTOMERS BY COUNTY

Transcription

1 ALBA ARAD ARGEŞ BACĂU BIHOR BISTRIŢA NĂSĂUD 1 Loans in lei (r.2+r.3=r.4+r.5=r.6+r.7+r.11) 1, , , , , , current loans 1, , , , , overdue loans* residents 1, , , , , , non residents non financial corporations , , , households, of which: , , , , consumer loans , housing loans loans for other purposes other Loans in foreign exchange (r.13+r.14=r.15+r.16=r.17+r.18+r.22) 1, , , , , current loans 1, , , , , overdue loans* residents 1, , , , , non residents non financial corporations , households, of which: , , consumer loans housing loans loans for other purposes other Demand deposits in lei , , , , non financial corporations households other * Overdue loans refer only to principal and exclude off-balance-sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. Page 1 of 15

2 ALBA ARAD ARGEŞ BACĂU BIHOR BISTRIŢA NĂSĂUD 27 Time deposits and deposits redeemable at notice in lei 1, , , , , non financial corporations households , , , other Repurchase agreements in lei 32 non financial corporations 33 households 34 other 35 in lei 2, , , , , , residents 1, , , , , , non residents Demand deposits in foreign exchange non financial corporations households other Time deposits and deposits redeemable at notice in foreign exchange non financial corporations households other Repurchase agreements in foreign exchange 47 non financial corporations 48 households 49 other 50 in foreign exchange , , , , residents , , , , non residents Page 2 of 15

3 BOTOŞANI BRAŞOV BRĂILA BUZĂU CARAŞ SEVERIN CĂLĂRAŞI 1 Loans in lei (r.2+r.3=r.4+r.5=r.6+r.7+r.11) 2 current loans 3 overdue loans* 4 residents 5 non residents 6 non financial corporations 7 households, of which: 8 consumer loans 9 housing loans 10 loans for other purposes 11 other 12 Loans in foreign exchange (r.13+r.14=r.15+r.16=r.17+r.18+r.22) 13 current loans 14 overdue loans* 15 residents 16 non residents 17 non financial corporations 18 households, of which: 19 consumer loans 20 housing loans 21 loans for other purposes 22 other 23 Demand deposits in lei 24 non financial corporations 25 households 26 other , , , , , , , , , , , , , , , , , , , , , , * Overdue loans refer only to principal and exclude off-balance-sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. Page 3 of 15

4 BOTOŞANI BRAŞOV BRĂILA BUZĂU CARAŞ SEVERIN CĂLĂRAŞI 27 Time deposits and deposits redeemable at notice in lei 28 non financial corporations 29 households 30 other 31 Repurchase agreements in lei 32 non financial corporations 33 households 34 other 35 in lei 36 residents 37 non residents 38 Demand deposits in foreign exchange 39 non financial corporations 40 households 41 other 42 Time deposits and deposits redeemable at notice in foreign exchange 43 non financial corporations 44 households 45 other 46 Repurchase agreements in foreign exchange 47 non financial corporations 48 households 49 other 50 in foreign exchange 51 residents 52 non residents , , , , , , , , , , , , , , , , , , , Page 4 of 15

5 1 Loans in lei (r.2+r.3=r.4+r.5=r.6+r.7+r.11) 2 current loans 3 overdue loans* 4 residents 5 non residents 6 non financial corporations 7 households, of which: 8 consumer loans 9 housing loans 10 loans for other purposes 11 other 12 Loans in foreign exchange (r.13+r.14=r.15+r.16=r.17+r.18+r.22) 13 current loans 14 overdue loans* 15 residents 16 non residents 17 non financial corporations 18 households, of which: 19 consumer loans 20 housing loans 21 loans for other purposes 22 other 23 Demand deposits in lei 24 non financial corporations 25 households 26 other CLUJ CONSTANŢA COVASNA DÂMBOVIŢA DOLJ GALAŢI 6, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , * Overdue loans refer only to principal and exclude off-balance-sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. Page 5 of 15

6 27 Time deposits and deposits redeemable at notice in lei 28 non financial corporations 29 households 30 other 31 Repurchase agreements in lei 32 non financial corporations 33 households 34 other 35 in lei 36 residents 37 non residents 38 Demand deposits in foreign exchange 39 non financial corporations 40 households 41 other 42 Time deposits and deposits redeemable at notice in foreign exchange 43 non financial corporations 44 households 45 other 46 Repurchase agreements in foreign exchange 47 non financial corporations 48 households 49 other 50 in foreign exchange 51 residents 52 non residents CLUJ CONSTANŢA COVASNA DÂMBOVIŢA DOLJ GALAŢI 5, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , Page 6 of 15

7 1 Loans in lei (r.2+r.3=r.4+r.5=r.6+r.7+r.11) 2 current loans 3 overdue loans* 4 residents 5 non residents 6 non financial corporations 7 households, of which: 8 consumer loans 9 housing loans 10 loans for other purposes 11 other 12 Loans in foreign exchange (r.13+r.14=r.15+r.16=r.17+r.18+r.22) 13 current loans 14 overdue loans* 15 residents 16 non residents 17 non financial corporations 18 households, of which: 19 consumer loans 20 housing loans 21 loans for other purposes 22 other 23 Demand deposits in lei 24 non financial corporations 25 households 26 other GIURGIU GORJ HARGHITA HUNEDOARA IALOMIŢA IAŞI , , , , , , , , , , , , , , , , , , , , , , * Overdue loans refer only to principal and exclude off-balance-sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. Page 7 of 15

8 27 Time deposits and deposits redeemable at notice in lei 28 non financial corporations 29 households 30 other 31 Repurchase agreements in lei 32 non financial corporations 33 households 34 other 35 in lei 36 residents 37 non residents 38 Demand deposits in foreign exchange 39 non financial corporations 40 households 41 other 42 Time deposits and deposits redeemable at notice in foreign exchange 43 non financial corporations 44 households 45 other 46 Repurchase agreements in foreign exchange 47 non financial corporations 48 households 49 other 50 in foreign exchange 51 residents 52 non residents GIURGIU GORJ HARGHITA HUNEDOARA IALOMIŢA IAŞI , , , , , , , , , , , , , , , , , , , , Page 8 of 15

9 1 Loans in lei (r.2+r.3=r.4+r.5=r.6+r.7+r.11) 2 current loans 3 overdue loans* 4 residents 5 non residents 6 non financial corporations 7 households, of which: 8 consumer loans 9 housing loans 10 loans for other purposes 11 other 12 Loans in foreign exchange (r.13+r.14=r.15+r.16=r.17+r.18+r.22) 13 current loans 14 overdue loans* 15 residents 16 non residents 17 non financial corporations 18 households, of which: 19 consumer loans 20 housing loans 21 loans for other purposes 22 other 23 Demand deposits in lei 24 non financial corporations 25 households 26 other MARAMUREŞ MEHEDINŢI MUREŞ NEAMŢ OLT PRAHOVA 1, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , * Overdue loans refer only to principal and exclude off-balance-sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. Page 9 of 15

10 27 Time deposits and deposits redeemable at notice in lei 28 non financial corporations 29 households 30 other 31 Repurchase agreements in lei 32 non financial corporations 33 households 34 other 35 in lei 36 residents 37 non residents 38 Demand deposits in foreign exchange 39 non financial corporations 40 households 41 other 42 Time deposits and deposits redeemable at notice in foreign exchange 43 non financial corporations 44 households 45 other 46 Repurchase agreements in foreign exchange 47 non financial corporations 48 households 49 other 50 in foreign exchange 51 residents 52 non residents MARAMUREŞ MEHEDINŢI MUREŞ NEAMŢ OLT PRAHOVA 1, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , Page 10 of 15

11 1 Loans in lei (r.2+r.3=r.4+r.5=r.6+r.7+r.11) 2 current loans 3 overdue loans* 4 residents 5 non residents 6 non financial corporations 7 households, of which: 8 consumer loans 9 housing loans 10 loans for other purposes 11 other 12 Loans in foreign exchange (r.13+r.14=r.15+r.16=r.17+r.18+r.22) 13 current loans 14 overdue loans* 15 residents 16 non residents 17 non financial corporations 18 households, of which: 19 consumer loans 20 housing loans 21 loans for other purposes 22 other 23 Demand deposits in lei 24 non financial corporations 25 households 26 other SATU MARE SĂLAJ SIBIU SUCEAVA TELEORMAN TIMIŞ 1, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , * Overdue loans refer only to principal and exclude off-balance-sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. Page 11 of 15

12 27 Time deposits and deposits redeemable at notice in lei 28 non financial corporations 29 households 30 other 31 Repurchase agreements in lei 32 non financial corporations 33 households 34 other 35 in lei 36 residents 37 non residents 38 Demand deposits in foreign exchange 39 non financial corporations 40 households 41 other 42 Time deposits and deposits redeemable at notice in foreign exchange 43 non financial corporations 44 households 45 other 46 Repurchase agreements in foreign exchange 47 non financial corporations 48 households 49 other 50 in foreign exchange 51 residents 52 non residents SATU MARE SĂLAJ SIBIU SUCEAVA TELEORMAN TIMIŞ , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , Page 12 of 15

13 1 Loans in lei (r.2+r.3=r.4+r.5=r.6+r.7+r.11) 2 current loans 3 overdue loans* 4 residents 5 non residents 6 non financial corporations 7 households, of which: 8 consumer loans 9 housing loans 10 loans for other purposes 11 other 12 Loans in foreign exchange (r.13+r.14=r.15+r.16=r.17+r.18+r.22) 13 current loans 14 overdue loans* 15 residents 16 non residents 17 non financial corporations 18 households, of which: 19 consumer loans 20 housing loans 21 loans for other purposes 22 other 23 Demand deposits in lei 24 non financial corporations 25 households 26 other TULCEA VASLUI VÂLCEA VRANCEA BUCUREŞTI (including ILFOV County) TOTAL , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,160.9 * Overdue loans refer only to principal and exclude off-balance-sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. Page 13 of 15

14 27 Time deposits and deposits redeemable at notice in lei 28 non financial corporations 29 households 30 other 31 Repurchase agreements in lei 32 non financial corporations 33 households 34 other 35 in lei 36 residents 37 non residents 38 Demand deposits in foreign exchange 39 non financial corporations 40 households 41 other 42 Time deposits and deposits redeemable at notice in foreign exchange 43 non financial corporations 44 households 45 other 46 Repurchase agreements in foreign exchange 47 non financial corporations 48 households 49 other 50 in foreign exchange 51 residents 52 non residents TULCEA VASLUI VÂLCEA VRANCEA BUCUREŞTI (including ILFOV County) TOTAL , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,319.1 Page 14 of 15

15 Methodological notes: 1. Each indicator shows the balance on the last working day of the month the balance sheet report refers to. 2. Loans and deposits refer to residents and non residents. 3. Loans and deposits are recorded as principal only. 4. Loans and deposits in foreign exchange are shown in lei, at the exchange rate announced by the NBR on the last working day of the month (the exchange rate used in the reports submitted to the central bank). 5. Overdue loans refer only to principal and exclude off balance sheet items. Falling under this heading are the loans which, on the last working day of the month for which the report is made, are overdue for at least one day. 6. Consumer loans include loans to households for financing especially the personal consumption of goods and services. 7. Housing loans include loans to households for investment in owner occupied dwellings or for renting, including for building or refurbishing houses. They comprise loans collateralised with residential property that are used for house purchase and other loans for housing based on personal guarantee or other assets. 8. Loans for other purposes include the loans to households other than consumer credit, housing loans and loans for business development (such as debt consolidation, education financing, etc.). 9. Loans for refinancing granted to households fall under the category where the refinanced loan is classified. Specifications: 1. Aggregate data shown above are based on information supplied by banks Romanian legal persons, branches of foreign banks operating in Romania, savings and lending banks for housing and Banca Centrală Cooperatistă CREDITCOOP. 2. Non government, non bank clients include money market funds. 3. Totals may not add up, due to rounding. Page 15 of 15