MBS Aggregations App FAQ

Transcription

1 MBS Aggregations App FAQ Why Use MBS Aggregations? The MBS Aggregation App allows you to run a variety of advanced aggregations using loan-level data. Query the agency loan universe by multiple dimensions thanks to pre-built report templates Quickly analyze data on lenders, servicers, and government agencies at different levels of granularity View both absolute loan volumes and relative market share, broken down by a variety of factors and metrics How To Access 1. Type MBSAGG in the Eikon Search box. 2. Click on MBS AGGREGATIONS to open the app.

2 MBS Aggregations App FAQ 2 Tip: To open the app in a new tab or window, right-click the app icon and select the relevant option from the menu. Quick Start To Using The App The Agency Marketshare report in the illustration below shows that a total of 702,930 loans were originated in December of 2016, with 44.63% of these loans being securitized by or sold to Fannie Mae (1). This represents a 49.20% increase over November s issuance and a 12.47% increase from issuance in September of that year (2). Tip: The app defaults on the Agency Marketshare report from the previous full month. The period can be adjusted using the date picker.

3 MBS Aggregations App FAQ 3 Report Templates The pre-built report templates are a powerful tool to query the agency loan universe by multiple dimensions. Template Description Agency Marketshare Breaks down production by agency for a period of time Originator Rankings Breakdown, by originator, of all loans issued in a designated period of time. Click % Loan Count to sort by smallest to largest share for the month in question Servicer Rankings Similar to the Originator Rankings report State-by-State Breakdown of loan issuance by state Government Agency Summary Analysis of loans originated under various government programs, including the FHA, the VA, and the USDA Tip: You can view issuance data as either loan counts or loan balances (original or remaining). New reports and levels of granularity will be added over time. Additional Grouping Options The Additional Grouping options allow you to further stratify the results, depending on the report selected. The table below lists the production breakdowns available for the Agency Marketshare report: Template Description Loan purpose Breaks out loans as purchase, refinancing, or modification TPO Shows production by channel, and includes Retail, Correspondent, and Broker State View the desired metric further broken down by state State-by-State Breakdown of loan issuance by state Originator Similar to the Originator report, stratifies the data by servicer Product Breaks down production by product

4 MBS Aggregations App FAQ 4 Agency Marketshare Example The illustration below shows the Agency Marketshare report (1) when grouped by TPO (2). The share percentages sum vertically. For example: 22.41% of loans originated by brokers that month were securitized or sold through Freddie Mac, while 41.93% and 35.66% of broker loans were issued through Fannie Mae and Ginnie Mae, respectively (3). Tip: The app defaults on the Agency Marketshare report from the previous full month. The period can be adjusted using the date picker. Originator Ranking Example The illustration below shows the Originator Ranking report for December 2016 grouped by Occupancy and sorted by Original Loan Amount (largest to smallest). The report shows that 3.99% of loan originated by Wells Fargo (1) that month were for investor properties and 70.52% were issued for owner occupied properties (2) % of the loans in question did not have that field populated at issuance (3).

5 MBS Aggregations App FAQ 5 State-By-State Example The layout of the State-by-State report varies depending on the Additional Groupings option you choose. For example, if you chose Agency the share show the breakdown of issuance for each state by agency outlet. If you choose Originator or Servicer, the report displays a detailed breakdown of issuance within each state. Tip: Click in the upper right of the app to open Grid Settings. This window allows you to change the height and font size of the row. Government Agency Summary The Government Agency Summary report shows issuance and servicing data for loans originated through government agencies, including the FHA, the Indian Home Loan Guarantee Program, the USDA, and the VA. This report allows for additional stratifications by: Originator Purpose TPO Servicer State IMPORTANT: Share figures (the percentage figures) are displayed differently depending on the report and grouping you choose. For example, if you run the Originator Rankings report with Occupancy as the additional grouping, the percentages for each originator sum horizontally to 100%. However, if you choose Product as the additional grouping, the app calculates the share vertically (that is, the share by originator for each purpose). For support on this app, please contact customer service. To track your support cases, visit Thomson Reuters My Account. S053497/11-17