Gray s Landing Pre-Application Packet

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1 Gray s Landing Pre-Application Packet We at REACH Community Development and Gray s Landing wish to thank you for your consideration to live in the newest and most ecologically sophisticated property in the REACH CDC portfolio as well as a wonderful addition to the Southwest Waterfront. The apartment you are applying for today are based on the 30% project based median income. This means that once you qualify and are approved for housing at Gray s Landing, your income will be reviewed by Home Forward and a portion of the base rent will be paid by Home Forward. The process to qualify for housing may seem a bit daunting as there is a great deal of paperwork to complete. Then you must complete even more paperwork with Home Forward. Never fear though, our staff is patient, experienced and happy to assist you as much as we possibly can. Below you will find the steps to gaining approval to Gray s Landing: What to do Right Now 1. Complete your Pre-Application: You will need to read this application packet and complete the pre-application form in full. This form is short and gives us just your basic information. A full Rental Application will be completed later in the process. 2. Schedule meeting with the VA: You will need to contact Anne Conner (VA Social Worker), at (503) or anne.connor@va.gov to set up your appointment. You need to call her as soon as possible to ensure your space on the waiting list. During this appointment Anne (VA Social Worker) will review your application to make sure is has been completed correctly and discuss your qualifications to ensure you are eligible for one of these Site Based Section 8 units. Steps to Renting an Apartment 1. Placed on the Waitlist: Once your Pre-Application has been completed and reviewed by Anne (VA Social Worker), it will be sent to Gray s Landing and you will be placed on the Waitlist. 2. Schedule Gray s Landing Intake Appointment: When your name comes to the top of the waitlist you will be contacted by the Gray s Landing Leasing Office and an intake appointment will be scheduled. We will be contacting applicants based on their place on the waitlist with no exceptions to be made. A full rental application form and instructions for the intake appointment will be sent to you.

2 3. Intake Appointment: During this appointment you will turn in your Rental Application, complete some additional paperwork and choose your apartment. 4. Background Check: The Gray s Landing staff will check your background history and make sure you are eligible for living at the property based on our screening criteria. 5. Decision: We will let you know if you passed screening or were denied. If you were denied we will send you information of why this happened and what steps you can take to appeal the decision if you wish. 6. Home Forward Application and Appointment: This may seem redundant, and quite simply it is for a good reason. Many of the compliance forms you complete in our office will be similar to those you must complete with Home Forward. This helps to verify consistency as well as meeting the strict tax compliance requirements that both REACH and Home Forward must abide. 7. Choose a Move-in Date: Once your appointment with Home Forward is completed and all paperwork is done, staff at Gray s Landing will contact you to set up a move in date. We are beginning to move residents into the property the middle of November but we can only move a limited number of people in each day. We expect resident will be moving into Gray s Landing between November and February. 8. Move-In: On your move in date you will complete the rental agreement, pay any rents and/or deposits owing and get the keys to your new home. Our staff will tour the property and your new home with you again to help you understand the building and the features of your new home. We look forward to meeting with you soon. Sincerely, Gray s Landing Management

3 Gray s Landing Criteria for Residency Thank you for applying to rent an apartment at Gray s Landing. We want each resident s stay to be a positive experience for themselves and the community, and we work with our resident to keep our apartments safe and livable. That effort begins with our screening process. We are committed to Fair Housing and follow the laws of Equal Opportunity Housing, the Fair Housing Act, and the Violence Against Women Act. After reviewing the criteria, please ask any questions and tell us if you need a reasonable accommodation. If you believe you do not meet the requirements, please discuss it with us. A healthy community begins at home. REACH s mission is to provide quality, affordable housing for individuals, families and communities to thrive. REACH Community Development, Inc. is a private non-profit corporation that provides affordable housing for lower income families and individuals. I. OCCUPANCY REQUIREMENTS: Maximum occupancy is two persons per bedroom (plus one additional person for the unit); minimum is one person per bedroom. Exceptions are made based on documented need for Reasonable Accommodation. You will need to select a bedroom size for your household on your application. Bedrooms Number of Persons Minimum Maximum Studio Bedroom Bedroom 2 5 II. INCOME CRITERIA AND CONTINGENCIES: 1. Gray s Landing is operated under Section-42 of the Internal Revenue Service Tax Code and requires that residents meet income guidelines upon move-in. All household information will be verified according to program guidelines and you must promptly provide required supporting documentation. Maximum Household Income Limits 2014 Household Size 60% MFI 1 $30,660 2 $35,040 3 $39,420 4 $43,800 5 $47, Total household monthly income must be 1.5 times the rent. If monthly income is not greater than 1.5 times the stated monthly rent, your application will be denied. 3. Application will be denied if your source of income cannot be verified. 4. Applicants with zero income must provide proof of 12 months of rent in a checking or savings account and a source of income must be anticipated within the next 12 months. Anticipated income is not required if proof of 24 months or more of the rent amount is verifiable in a checking or savings account. III. APPLICATION PROCESS: 1. Apply to be placed on Waitlist for your preferred unit style. 2. Complete the Rental Application (one for each adult applicant). 3. All applicants must show two pieces of current I.D. (one with photo). Page 1 of 3

4 4. Pay the non-refundable screening charge of $40.00 for each applicant. Please pay with check or money order; no cash please. 5. If the application is approved and you accept an available unit, you will be required to: a. Within 24 hours of approval notification (or one business day) pay a $200 execution deposit to hold the unit. Upon move-in the $200 will be applied to your security deposit. Failure to move-in will result in forfeiture of the deposit. b. Complete the Section 42 Tax Credit paperwork promptly and provide the required supporting documentation. c. Sign the Rental Agreement in which you agree to abide by all the rules and regulations. d. Pay the balance of your move-in costs (security deposit and first month s pro-rated rent.) IV. APPLICATION APPROVAL PROCESS: 1. A credit report will be obtained: a. 10 or more collections reported (not medical or educational related) will result in denial; b. Outstanding bad debts (i.e. slow pay, collections, repossessions, liens, judgments, bankruptcies, wage garnishments) which are more than $2,000 will require a security deposit equal to two months rent. c. Bankruptcies discharged within one year from the date of application will require a security deposit equal to two months rent. Open bankruptcy will result in denial. 2. Landlord will conduct a search of public records to determine whether the applicant or any proposed occupant has been convicted of, or pled guilty or no-contest to, any crime. a. Current registered sex offenders will be denied. b. A conviction, guilty plea or no contest plea for the following will result in the denial of the rental application: i. any felony involving serious injury, kidnapping, death, arson, rape, sex crimes and/or child sex crimes, extensive property damage or drug-related offenses (sale, manufacture, delivery or possession with intent to sell), Class A felony burglary or Class A felony robbery; ii. any other felony, or any Class A misdemeanor involving: assault, intimidation, sex crimes, drug related offenses (sale manufacture, delivery or possession), property damage, or weapons charges where the date of disposition, release, or parole have occurred within the last 7 years; iii. any Class B or C misdemeanor in the above categories or those involving Criminal Trespass 1, theft, dishonesty, prostitution, or any Class A misdemeanor motor vehicle and traffic offenses, where the date of disposition, release, or parole have occurred within the last 3 years. c. Pending charges for any of the above will result in a suspension of the application process until the charges are resolved. Upon resolution, if an appropriate unit is still available, the processing of the application will be completed. No unit will be held awaiting resolution of pending charges. 3. The applicant shall not have been evicted from any rental housing at any time during the past 4 years. 4. Applicants must list complete and accurate information regarding current landlord and at least one previous verifiable landlord reference and phone numbers. Rental history demonstrating residency, but not contractual rental history, will require a security deposit equal to two months rent. 5. Rental history demonstrating noise or other disturbance complaints or violations of the rental agreement or state law will result in denial if the applicant s former manager would not re-rent to the applicant. 6. Applicant s receipt of four or more notices for non-payment of rent within a period of 12 months will result in denial. 7. Two or more NSF checks within a period of 12 months will result in denial. 8. Exceptions for #6 and #7 may be made for applicants with qualified co-signers or increased deposits. 9. Self-employed applicants will be required to show proof of income through previous year s tax returns. 10. Any individual, who may constitute a direct threat to the health and safety of an individual, the complex, or the property of others, will be denied. V. BUILDING ACCESS CRITERIA 1. Applicants requiring the assistance of a permanent or temporary live-in caregiver will be required to have the caregiver fill out an application and pay a screening fee of $ A limited screening involving a credit report (for identification purposes) and a criminal background check will be performed. The Caregiver must meet requirements regarding criminal history (see section IV. (2)) or their application will be denied. 2. Similarly, prior to being issued a security fob (keyless entry device) nonresidents must pass the limited screening as described above. Page 2 of 3

5 VI. DISABLED ACCESSIBILITY: (REACH allows existing premises to be modified at the full expense of the disabled person, if the disabled person agrees to restore the premises to the pre-modified condition per Fair Housing guidelines) REACH requires: 1. Written proposals detailing the extent of the work to be done. 2. Written assurances that the work will be performed in a professional manner by a licensed/bonded contractor. 3. Written approval from the landlord before modifications are made. 4. Documents identifying the names and qualifications of the contractors to be used. 5. All appropriate city, county or state building permits and required licenses made available for landlord inspection, prior to beginning the work. 6. A restoration deposit may be required per Fair Housing guidelines. VII. STUDENT STATUS: In general, apartments at Gray s Landing may not be occupied by households consisting entirely of full-time students. A full-time student is defined as an individual who attends school full-time (as defined by the institution being attended) for some part of five (5) or more months in the current calendar year. The 5 months do not need to be consecutive. Full-time students who work full-time are still considered students. Individuals attending on-the-job training courses are not considered to be students. Some exceptions do apply. As of 2012, if all members of the household are full-time students, the applicants may still qualify for residency if: 1. Students are married and entitled to file a joint federal income tax return. (A married couple who has not filed a joint tax return but is eligible to do so will still qualify, but will need to submit a copy of their marriage certificate); 2. The household consists of an independent single parent and his/her children, all of whom are not dependents of a third party other than the absent parent; 3. At least one household member receives welfare assistance under Title IV of the Social Security Act (AFDC/TANF); 4. At least one household member is enrolled in and receiving assistance under the Workforce Investment Act (WIA formerly the Job Training Partnership Act) or other similar programs operating under Federal, State or local laws; 5. At least one household member previously received Foster Care Assistance under part B or E of Title IV of the Social Security Act (H.R. 3221, effective 07/30/08 forward). VII. REJECTION POLICY: If your application is denied due to an unfavorable credit report, you may: 1. Contact the credit reporting company at: RealPage at PO Box 11889, Carrollton, TX , or Equifax, PO Box , Atlanta, GA , Correct any misinformation as outlined by the credit reporting company. 3. Request a corrected report is sent to REACH. 4. Upon receipt of a satisfactory, updated report, your application may be considered for the next available unit. If your application is denied for reasons other than unfavorable credit, you may: 1. Submit a written explanation appealing your denial, within 14 days of receipt of the denial letter to: Property Manager, REACH Community Development, Inc SW Moody St. Portland, OR A panel will review the materials regarding your application and will notify you in writing of the results within 5 business days of the panel review. 3. Persons with disabilities have the right to request reasonable accommodations to participate in the informal hearing process. 4. If you feel you have been a victim of discrimination, you may contact HUD at: st Ave. Rm. 205, Seattle, WA , , TTY , Gray s Landing 0650 SW Lowell St. Portland OR Page 3 of 3

6 650 SW Lowell St. Portland, OR Phone (971) Fax (503) Gray's Landing Project Based Section 8 - Waitlist Pre-Application The owner does not discriminate against individuals with disabilities. Applicants with hearing impairment may call 711 to receive assistance through a telephone relay system. If applicants require assistance (Reasonable Accommodation) in the pre-application process, please advise the Landlord. It is the responsibility of the applicant to fully complete and sign the pre-application. A completed pre-application means that ALL required fields have valid entries. Required fields are BOLDED. Completed and signed pre-applications are date/time stamped and waitlisted in the order received. Incomplete pre-applications will not be waitlisted. First Name Last Name Current Mailing Address City State Zip Social Security Number Daytime Phone Number ( ) - Message Phone ( ) - Date of Birth / / Address Waitlist Priority- This Waitlist Is currently OPEN. Any member of the public may apply and be added to this waitlist. Although any person may complete a Waitlist Application and be placed on the waitlist, priority will be given to the following applicants who meet all three of these requirements: 1. Agree to case management as a client of VA Medical Care through the Portland VA, and 2. Have been homeless within the past three years, and 3. Are currently experiencing at least 6 months of successful temporary or transitional housing. List total gross (before taxes) household income from all sources: Monthly$. Total number of persons who will reside in the unit: Please check the appropriate answer below: Are you currently enrolled in VA medical Care through the Portland VA? ( ) Yes ( )No VA social work case management services would be beneficial to you and you are agreeable to regular case management involvement? ( )Yes ( )No Have you been homeless in the last three years? ( )Yes ( ) No

7 Are you currently experiencing at least 6 months of successful temporary or transitional housing? ( ) Yes ( ) No Are you disabled? ( ) Yes ( ) No If you answered "yes" to the above Do you require a Disabled Accessible Unit? ( ) Yes ( ) No Type of Accessibility: ( ) Mobility ( ) Vision ( ) Hearing ( ) Other How did you hear about Gray's Landing? (check one) Housing Connections Oregonian Portland Observer Skanner Other Drove by building REACH Website Agency (which one) OCCUPANCY REQUIREMENTS: Maximum occupancy is two persons per bedroom (plus one additional person for the unit); minimum is one person per bedroom. Exceptions are made based on documented need for Reasonable Accommodation. Bedrooms Number of Persons Minimum Maximum Studio 1 2 INCOME REQUIREMENTS: 1. Although any person may complete a Waitlist Application and be placed on the waitlist, any household with incomes over 50% of area median income (AMI) at the time of Rental Application are not eligible for housing at Gray's Landing. Priority for housing will be given to applicants with "extremely low incomes" from 0-30% AMI. Maximum Household Income Limits Household Size 30% AMI 50% AMI 1 $15,350 $25,550 2 $17,550 $29,200 I understand that upon receipt of this completed pre-application that my name will be placed on the Gray's Landing waitlist in the order received. I understand that my listing on the waitlist is not a guarantee for housing in Gray's Landing at this time. I understand that my eligibility will be determined based on my current information and the current Screening Criteria guidelines at the time of the in-take appointment. I further understand that due to the volume of waitlist pre-applications received, REACH cannot verify if my pre-application has been waitlisted or not. It is my responsibility to contact the properties applied to confirm. Applicant Signature Date / /

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