Final Rules and Effective Dates

Transcription

1 Final Rules and Effective Dates Agency Final Rule Federal Register Publication Date and Page Number Effective Date Bureau of Consumer Financial Protection (CFPB) Regulation C. 92, No. 176, 09/13/2017, Jan. 01, 2018 ( in amendatory instruction 8, the in amendatory instruction 9, and the amendments to supplement I to part 1003 in amendatory instruction 10 are effective on Jan. 01, 2019; and the in amendatory instruction 11, the in amendatory instruction 12, the in amendatory instruction 13, the in amendatory instruction 14, and the amendments to supplement I to part 1003 in amendatory instruction 15 are effective on Jan. 01, 2020.) CFPB Equal Credit Opportunity Act Ethnicity and Race Information Collection. 82, No.189, 10/02/2017, Jan. 01, 2018 The amendment to Appendix B removing the existing Uniform Residential Loan Application form in amendatory instruction 6 is effective: Jan. 01, 2022

2 CFPB Semiannual Regulatory Agenda. 83, No. 112, 06/11/2018, CFPB Regulation E and Regulation Z. 83, No. 30, 02/13/2018, Jun. 11, 2018 Apr. 01, 2019 * CFPB Annual Privacy Notice Requirements Under Regulation P. nance.gov/f/documents/ bcfp_glba-privacynotices_finalrule_amendment_ pdf?utm_campaign= COMPLIANCE &utm_mediu m= &utm_source =Eloqua Effective 30 days after publication in the Federal Register. Commodity Futures Trading Commission (CFTC) De Minimis Threshold Phase-In Termination Date. 82, No. 209, 10/31/2017, Dec. 31, 2019 Farm Credit Administration (FCA) CORRECTION: Investment Eligibility. 83, No. 127, 07/02/2018, * Farm Service Agency (FSA) 2017 Wildfires and Hurricanes Indemnity Program. 83, No. 138, 07/18/2018, Jul. 18, 2018 Comments due: Sep. 17, 2018 * Federal Accounting Standards Advisory Board (FASB) Staff Implementation Guidance /23/2018, Jul. 23, 2018 * Federal Deposit Insurance Corporation (FDIC) Statement of Policy Pursuant of Section 19 of the Federal Deposit Insurance Act. 08/03/2018, Jul. 19, 2018 * FDIC Terminations of Receiverships. 83, No. 146, 07/30/2018, , No. 152, Jul. 30, 2018 Aug. 07, 2018

3 08/07/2018, , No. 152, 08/07/2018, Aug. 07, 2018 FDIC Securities Transaction Settlement Cycle. 83, No. 110, 06/07/2018, Oct. 01, 2018 * Federal Housing Finance Agency (FHFA) Definitions in Finance Board Regulations. 83, No. 154, 08/09/2018, Federal Reserve Board (FRB) Final Basel III Capital Rule. 78, No. 198, 10/11/2013, Appendixes A, B and E to 12 CFR 208, 12 CFR 225.1, and Appendixes D and E to Part 225 Effective: Appendix A to 12 CFR 225 Effective: Compliance for Advanced Approaches Organizations not Savings and Loan Holding Companies: Compliance for All Other Organizations: * FRB Revisions to: Financial Statements of U.S. Nonbank Subsidiaries of U.S. Holding Companies, and the Abbreviated Financial Statements of U.S. Nonbank Subsidiaries of U.S. Holding Companies; the Financial Statements of Foreign 83, No. 153, 08/08/2018, Aug. 08, 2018 Effective: Reports reflecting Jun. 30, 2018 report date

4 Subsidiaries of U.S. Banking Organizations and the Abbreviated Financial Statements of Foreign Subsidiaries of U.S. Banking Organizations; and the Financial Statements of U.S. Nonbank Subsidiaries Held by Foreign Banking Organizations, Abbreviated Financial Statements of U.S. Nonbank Subsidiaries Held by Foreign Banking Organizations, and the Capital and Asset Report of Foreign Banking Organizations. * FRB Single-Counterparty Credit Limits for Bank Holding Companies and Foreign Banking Organizations. 83, No. 151, 08/06/2018, Oct. 5, 2018 Financial Crimes Enforcement Network (FinCEN) Customer Due Diligence Requirements for Financial Institutions. 81, No. 91, 05/11/2016, Jul. 11, 2016 compliance date: May 11, 2018 FinCEN NOTICE: FAQs for Customer Due Diligence Requirements. /sites/default/files/ /fincen_guidance_ CDD_FAQ_FINAL_50 8_2.pdf Apr. 03, 2018 * FinCEN Beneficial Ownership Requirements for Legal Entity Customers of Certain Financial Products and Services with Automatic Rollovers or Renewals. EXTENSION: Beneficial Ownership Requirements for Legal Entity Customers of Certain Financial Products and Services with Automatic Rollovers or Renewals. /sites/default/files/ /fincen%20ruling %20CD%20and%20Lo an%20rollover%20rel ief_final% revised.pdf /sites/default/files/admi nistrative_ruling/ /Extension_Temp_E xceptive_relief.pdf May. 16, 2018 Limited Exception Extended Through: Sep. 08, 2018 * Health and Human Services, Dept. of Short-Term, Limited-Duration Insurance. Oct. 02, 2018

5 (HHS) 08/03/2018, * Housing and Urban Development, Dept. of (HUD) Debenture Interest Rates. 83, No. 146, 07/30/2018, Jul. 01, 2018 * HUD Adjustment of Civil Monetary Penalty Amounts. * HUD Multifamily and Healthcare Loan Sale. 83, No. 136, 07/16/2018, /23/2018, Aug. 15, 2018 Sale Date: Aug. 15, 2018 HUD Annual Indexing of Basic Statutory Mortgage Limits for Multifamily Housing Programs. 83, No. 107, 06/04/2018, Calendar Year 2018 * Labor, Dept. of (DOL) Short-Term, Limited-Duration Insurance. 08/03/2018, Oct. 02, 2018 National Credit Union Administration (NCUA) Requirements for Insurance. 83, No. 37, 02/23/2018, Mar. 26, 2018 except for the addition of , which is effective from Mar. 26, 2018, until Dec. 31, 2022 CORRECTION: Requirements for Insurance. 83, No. 49, 03/13/2018, Mar. 26, 2018 CORRECTION: Requirements for Insurance. 83, No. 67, 04/06/2018, Apr. 06, 2018 NCUA Field of Membership. 83, No. 125, 06/28/2018, Sep. 01, 2018 * NCUA Suspension and Disbarment Procedures. 83, No. 154, 08/09/2018,

6 NCUA Mergers of Federally Insured Credit Unions. 83, No. 125, 06/28/2018, Oct. 01, 2018 Office of the Comptroller of the Currency (OCC) Final Basel III Capital Rule. 78, No. 198, 10/11/2013, Appendixes A, B and E to 12 CFR 208, 12 CFR 225.1, and Appendixes D and E to Part 225 Effective: Appendix A to 12 CFR 225 Effective: Compliance for Advanced Approaches Organizations not Savings and Loan Holding Companies: Compliance for All Other Organizations: OCC Securities Transaction Settlement Cycle. 83, No. 110, 06/07/2018, Oct. 01, 2018 Rural Business- Cooperative Service (RBC) NOTICE: Technical Assistance for Rural Transportation Systems Grant. 83, No. 124, 06/27/2018, Applications Due: Sep. 25, 2018 Rural Housing Service (RHS) NOTICE: Applications for Section 514 Farm Labor Housing Loans and Section 516 Farm Labor Housing Grants for Off-Farm Housing for Fiscal Year , No. 124, 06/27/2018, Applications due: Aug. 27, 2018 RHS NOTICE: Request for Applications for Loan Guarantees 82, No. 244, Applications accepted until:

7 Under the Guaranteed Rural Rental Housing Program. 12/21/2017, Dec. 31, 2021 Securities and Exchange Commission (SEC) Investment Company Liquidity Disclosure. 83, No. 132, 07/10/2018, SEC Smaller Reporting Company Definition. 83, No. 132, 07/10/2018, Small Business Administration (SBA) Express Bridge Loan Pilot Program. 82, No. 198, 10/16/2017, Available: Oct. 16, 2017 through Sep. 30, 2020 Modification of Fee Policy for Express Bridge Loan Pilot Program. 83, No. 88, 05/07/2018, May 07, 2018 * SBA 504 Loan Program Rural Initiative. 83, No. 139, 07/19/2018, Available: Jul. 19, 2018 Through Jul. 20, 2020 * SBA Military Reservist Economic Injury Disaster Loans Interest Rate. 07/23/2018, Jul. 27, 2018 * Treasury, Dept. of (Treasury) Capital Magnet Fund 2018 Funding Round. 83, No. 140, 07/20/2018, Jul. 20, 2018 * Treasury Definitions of Qualified Matching Contributions and Qualified Nonelective Contributions. * Treasury Bank Enterprise Award Program 2018 Funding Round. * Treasury Short-Term, Limited-Duration Insurance. * Denotes new item in the chart 83, No. 140, 07/20/2018, /23/2018, /03/2018, Jul. 20, 2018 Jul. 23, 2018 Oct. 02, 2018