Proposed Rules and Comment Due Dates
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1 Proposed Rules and Comment Due Dates Agency Proposed Rule Federal Register Publication Date and Page Number Comment Due Date Bureau of Consumer Financial Protection (CFPB) Prototypes of New Overdraft Opt- In Model Form. inance.gov/aboutus/blog/know-you-owewe-are-designing-newoverdraft-disclosureforms/ No date specified. * CFPB NOTICE: Consumer and College Credit Card Agreements. 83, No. 140, 07/20/2018, Aug. 20, 2018 * Commodity Futures Trading Commission (CFTC) Bank Holding Company Act. Education, Dept. of (Education) NOTICE: Federal Perkins/ NDSL Loan Assignment Form. 83, No. 131, 07/09/2018, Sep. 07, 2018 Farm Credit Administration (FCA) Standards of Conduct and Referral of Known or Suspected Criminal Violations. 83, No. 116, 06/15/2018, Sep. 13, 2018 * Federal Accounting Standards Advisory Board (FASB) Classified Proposal. 07/17/2018, Aug. 13, 2018 * Federal Deposit Insurance Corporation (FDIC) NOTICE: Notice of Branch Closure. 83, No. 134, 07/12/2018, Aug. 13, 2018 * FDIC Resolution Planning Guidance for Eight Large, Complex U.S. Banking Organizations. 83, No. 136, 07/16/2018, Sep. 14, 2018 * FDIC Bank Holding Company Act.
2 * FDIC NOTICE: Resolution Plans Required for Insured Depository Institutions With $50 Billion or More in Total Assets. 83, No. 146, 07/30/2018, Sep. 28, 2018 * FDIC Rules of Practice and Procedure. 08/03/2018, Oct. 02, 2018 * Federal Emergency Management Agency (FEMA) Amendments to NFIP. 83, No. 136, 07/16/2018, Sep. 09, 2018 Correction to Proposed Amendments to NFIP. 83, No. 152, 08/07/2018, Correction Issued: Aug. 7, 2018 (comments remain due Sep. 09, 2018) * Federal Housing Finance Agency (FHFA) NOTICE: Minority and Women Inclusion. 83, No. 146, 07/30/2018, Aug. 29, 2018 * FHFA NOTICE: Minimum Requirements for Appraisal Management Companies. * FHFA Enterprise Capital Requirements. EXTENSION: Enterprise Capital Requirements. 83, No. 147, 07/31/2018, /17/2018, /03/2018, Aug. 30, 2018 New Comment Due Date: Nov. 11, 2018 * Federal Reserve Board (FRB) NOTICE: Country Exposure Report for U.S. Branches and Agencies of Foreign Banks. Federal Reserve, Vol. 83, No. 146, 07/30/2018, Aug. 29, 2018 FRB NOTICE: Interagency Guidance on Managing Compliance and Reputation Risks for Reverse Mortgage Products. 83, No. 128, 07/03/2018, FRB New Message Format for the Fedwire Funds Service. 83, No. 129,
3 07/05/2018, * FRB Bank Holding Company Act. * FRB NOTICE: Capital Assessments and Stress Testing. 83, No. 153, 08/08/2018, Oct. 09, 2018 * Federal Trade Commission (FTC) NOTICE: Regulations Promulgated Under the Equal Credit Opportunity Act, 15 U.S.C et seq. * FTC NOTICE: Regulations Promulgated Under the Electronic Fund Transfer Act, 15 U.S.C et seq. * FTC NOTICE: Regulations Promulgated Under the Consumer Leasing Act, 15 U.S.C et seq. * FTC NOTICE: Regulations Promulgated Under the Truth-In- Lending Act, 15 U.S.C et seq. * FTC NOTICE: Red Flags, Card Issuers, and Address Discrepancies Rules. 83, No. 153, 08/08/2018, Oct * Financial Crimes Enforcement Network (FinCEN) NOTICE: Anti-Money Laundering Programs for Insurance Companies, 31 CFR and Non-Bank Residential Mortgage Lenders and Originators, 31 CFR /19/2018, * FinCEN NOTICE: Suspicious Activity Report by Money Services Businesses. * FinCEN NOTICE: Suspicious Activity Report by Non-Bank Residential Mortgage Lenders and Originators. 07/19/2018, /19/2018,
4 * FinCEN NOTICE: Registration of Money Services Business. 07/19/2018, * Housing and Urban Development, Dept. of (HUD) NOTICE: Pre-Purchase Homeownership Counseling Demonstration and Impact Evaluation Collection. 83, No. 136, 07/16/2018, Aug. 15, 2018 HUD NOTICE: The Fair Housing Act s Disparate Impact Standard. 83, No. 119, 06/20/2018, Aug. 20, 2018 HUD NOTICE: Housing Trust Fund (HTF). 83, No. 129, 07/05/2018, * HUD Enterprise Capital Requirements. EXTENSION: Enterprise Capital Requirements. * HUD NOTICE: Home Mortgage Disclosure Act (HMDA) Loan/ Application Register. 07/17/2018, /03/2018, /03/2018, New Comment Due Date: Nov. 11, 2018 Oct. 02, 2018 * National Credit Union Administration (NCUA) NOTICE: Generic Clearance for the Collection of Qualitative Feedback on Agency Service Delivery. 07/26/2018, * NCUA EXTENSION: Risk-Based Capital Rule Effective Date. * NCUA NOTICE: Designation of Low Income Status, 12 CFR (a). 83, No. 153, 08/08/2018, , No. 142, 07/24/2018, Sep. 07, 2018 Sep. 24, 2018
5 * NCUA NOTICE: Purchase of Assets and Assumption of Liabilities. * NCUA Loans to Members and Lines of Credit to Members. 07/26/2018, , No. 155, 08/10/2018, Sep. 24, 2018 Oct. 09, 2018 * Office of the Comptroller of the Currency (OCC) NOTICE: Subordinated Debt Licensing Requirements. 83, No. 134, 07/12/2018, Aug. 13, 2018 * OCC NOTICE: Appraisal Management Companies. * OCC NOTICE: Release of Non-Public Information. 08/03/2018, /03/2018, * OCC Bank Holding Company Act. Rural Housing Service (RHS) Single Family Guaranteed Loan Program. 83, No. 119, 06/20/2018, Aug. 20, 2018 * RHS Guarantee Underwriting User Fee for Automated Guarantee Loan Systems. 83, No. 135, 07/13/2018, Sep. 11, 2018 * Securities and Exchange Commission (SEC) Bank Holding Company Act. *, Dept. of () Filing Requirements for Information Returns Required on Magnetic Media. 83, No. 105, 05/31/2018, Jul. 30, 2018 CORRECTION: Filing Requirements for Information Returns Required on Magnetic Media. 07/17/2018, Issued: Jul. 17, 2018
6 NOTICE: Energy Efficient Homes Credit; Manufactured Homes. 83, No. 122, 06/25/2018, Aug. 24, 2018 NOTICE: Revenue Procedure (Formerly ) Section 482 Allocation of Income and Deductions Among Taxpayers. 83, No. 124, 06/27/2018, NOTICE: Form 5310, Application for Determination for Terminating Plan, and Form 6088, Distributable Benefits from Employee Pension Benefit Plans. 83, No. 124, 06/27/2018, NOTICE: Requirements Respecting the Adoption or Change of Accounting Method; Extensions of Time to Make Elections. 83, No. 124, 06/27/2018, * NOTICE: U.S. Individual Income Tax Return. 83, No. 140, 07/20/2018, Sep. 18, 2018
7
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There may be certain situations, where the documents identified below may be requested if they apply to your specific situation.
Thank you for submitting your application for a Home Equity Line of Credit - we appreciate your business, and look forward to working with you. This letter will outline the process and information that
Kevin Patterson Partner
100 Quentin Roosevelt Boulevard Garden City, NY 11530-4850 ph: 516.296.9196 fx: 516.357.3792 kpatterson@cullenanddykman.com AREAS OF PRACTICE Banking Compliance Bank Operations Bank Regulatory and Compliance
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