FINTECH. Summit June 2018, Mumbai.

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2 Background Global investments in Fintech more than tripled in 2014, reaching more than $12 billion. In comparison, banks spent an estimated $215 billion on IT worldwide in 2014, including hardware, software, and internal and external services. Payment space:- This has been most challenged by tech-driven new entrants. Mobile Internet and smartphone penetration have been a game changer in consumer and SME finance and payments. Marketplace lending or P2P lending:- It offers online platforms to match borrowers and lenders with the aim of lowering the borrowing cost for borrowers and increasing returns for lenders. Marketplace lending has been around for over a decade but has only seen a take-off in growth over the last few years. Fintech summit will address advances in 1. Payments 2. Marketplace lending or P2P lending 3. Cyber Security in financial transactions and data 4. Next Gen Banking using 4.1 Blockchain 4.2 Personalised & Structured Platforms 4.3 Government's vision to go less cash 4.4 More Phone Less Card 5. Digital technologies for Rural Call for Participation We are looking for speakers willing to share their experiences and stories about their work in the field of Blockchain. If you wish to submit a proposal to present at this event please fill in the speaker s response form There s no right answer here, but some topics that we re always looking for include: rd UNICOM Leadership Summit is organizing the 3 edition of Fintech. Global investments in Fintech more than tripled in 2014, reaching more than $12 billion. In comparison, banks spent an estimated $215 billion on IT worldwide in 2014, including hardware, software, and internal and external services.. Website link - Confirmed Speaker AmitVora, Director, CRISIL Risk Solutions Penetration of Personalised & Structured Platforms in Current Banking Affairs Mukesh Jain, CTO, VFS Global Cyber Security in financial transactions and data PrasannaLohar, Innovation Head & Technical Architect, DCB Bank

3 More Speakers to follow Fintech summit will address advances in: 1. Payments 2. Marketplace lending or P2P lending 3. Cyber Security in financial transactions and data 4. Next Gen Banking using Blockchain 4.2 Personalised & Structured Platforms 4.3 Government's vision to go less cash 4.4 More Phone Less Card Programme Topic Abstract The most advanced credit risk models or algorithms alike will all falter when faced with the paucity of their most fundamental resource: Data. The challenge FinTechs continue to face during credit assessment is the absence of data points to evaluate the real risk on large swathes of their target customer base; a customer whose actual income cannot be ascertained and without historical financial data or discipline. The imperative for a prudent lender is to have a real perspective of underlying risks while vying for customers in this space. Lenders must adapt and develop alternative strategies to address the data gap, building stronger foundations for the future of the growing technology driven lending space, and balancing their risk adjusted return on capital. In this presentation CRISIL Risk Solutions outlines innovative approaches to meet this challenge, and how different types of FinTechs may leverage their existing practices or evolve to adopt these techniques. Speaker Profile Amit Vora is Director, CRISIL Risk Solutions (CRS) and leads the business development, thought leadership and franchise building activities for this business. He has spearheaded adoption of CRISIL's flagship early warning system across leading banks in India. Mr. Vora was earlier a part of CRISIL s Advisory business. He is a financing expert and has advised several clients in developing business strategies, innovative financing products, undertaking financial feasibilities and regulatory studies. His experience spans various geographies across India, SE Asia, Middle East & Africa. Mr. Vora has been instrumental in developing some of the landmark credit enhancement products for infrastructure financing in India and has also led studies around innovative financing options for SME financing. Mr. Vora has represented CRISIL as a thought leader and corporate trainer in India and abroad. He is an MBA in Finance from T A Pai Management Institute, Manipal and has a Bachelors degree in Commerce from H R College of Commerce and Economics, Mumbai.

4 Speakers Profiles Transcending Language, Literacy, and Connectivity Barriers Amit Vora, Director, CRISIL Risk Solutions Mukesh Jain, CTO, VFS Global Penetration of Personalised & Structured Platforms in Current Banking Affairs Open Platforms - The Future of Fintech Digital Lending Gaining Prominence in India Importance of Digital Technologies for Rural Areas Prasanna Lohar, Innovation Head & Technical Architect, DCB Bank Cyber Security in financial transactions and data

5 Tickets End Users Super Early Bird Till 21 April 2018 Early Bird Till 21 May 2018 INR 7,000 + GST INR 8,000 + GST Standard Rate Till 21 June 2018 INR 9,000 + GST Contact UNICOM Training and Seminars Pvt. Ltd Shanmugha Arcade 3rd Floor, 39 NGEF Lane, Indira Nagar 1st Stage, Bangalore Karnataka, India , twitter.com/unicomlearning contact@unicomlearning.com

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