CreditEase. May 2018

Transcription

1 CreditEase May 2018

2 CreditEase: Twelve-Year Path Mission Better tech, better finance, better world CreditEase: Taking Inclusive Finance Online" adopted as case study by Harvard Business School Singapore Office established on NYSE YRD listed Strategic Cooperation with China Guangfa Bank Elected as Standing Committee member of China's Internet Finance Industry Association CreditEase Bocheng Insurance Agency Listed on NEEQ YRD Enabling Platform launched Best Wealth Management Firm of The Year by Asia Money Vision To be the world s leading FinTech Company in Inclusive Finance and Wealth Management First CreditEase FoF Launched Hong Kong Office established

3 Our Global Footprint Domestic: 280+ China Cities(Including HK) Rural Areas in 20 Provinces Overseas: Asia Pacific: HK / Singapore / Australia North America:U.S. / Canada Europe:Germany / U.K. Middle East:Israel 3

4 Yirendai: the 1st Chinese FinTech Stock on NYSE; CreditEase Insurance Agency: Listed on NEEQ On Dec 18 th 2015, Yirendai (YRD) was successfully listed on the NYSE Current market cap over $1.9 billion In Dec 2016, CreditEase Insurance Agency was listed on NEEQ, Code:

5 CreditEase Fintech Innovation Marketplace Lending Credit Platform SME Lending Supply Chain Finance Blockchain Blockworm Credit Storage 自有区块链系统 Insurtech Wealth Management Enterprise Solutions O2O Management Platform Private Equity 5

6 1. Inclusive Finance CreditEase Roadmap Micro-Credit > Micro-Finance > Tech-Enabling ~ 300 bn Loan Facilitation 3 mm + Borrowers ~ 100 bn+ Outstanding Balance Consumer Loan SMEs Rural Financing Insurance Cash Management 6

7 Consumer Financing 70 bn + Loan Facilitation Partnering with leading firms FinTech Working with Banks, Consumer Finance Firms, Charities etc. 1,000,000+ Fraud Detection Points 12 Years Risk Control Experiences and Data 2 Batches ABS issued USD 1.9 bn 2018/5/14Market value 7

8 SME Financing E-Commerce vendors Off-line small businesses SMEs with digitalized operation SMEs along supply chain 翼启融 Supports 30+ domestic and international platforms Specializes in 15 vertical industries 8

9 Agri-Financing AgriTech company, focusing on agriculture SaaS and financing service 25 provinces 28 agricultural machineries, from transplanting to processing Innovative Live Lease, financed over 50,000 cows 14 provinces, 27 partners Loan facilitation RMB 288mm 24,907 rural households served 9

10 3. FinTech Enabling CreditTech WealthTech Application layer Export full process FinTech capability from Client Acquisition, Risk Control to Post-loan Robo adviser FoF AI Management Platform InsurTech Customer acquisition Data analytics Risk mgmt Post-loan Mgmt System Layer Technology layer Intelligent operation and maintenance system - AI Ops Cloud Computing Big Date Block chain AI 10

11 CreditTech: covering lending process Online Lending Customer acquisition Data analytics Risk management Post-loan management Yirendai Enabling Platform Risk Management Cloud 40 partners 1,000,000+ Anti-fraud check data-driven client segmentation points 400+ based on unique Yirendai risk management system 2017 YEP revenue 9.5million 1,000+partners 130million enquiries Decision rules based on modelling and analytics 100million enterprises PBOC enterprise credit bureau license 11

12 Thank you! 12