MERIDITH BAER HOME LUXURY HOME STAGING AND INTERIOR DESIGN. Los Angeles San Francisco New York Hamptons Connecticut Florida

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1 MERIDITH BAER HOME LUXURY HOME STAGING AND INTERIOR DESIGN Los Angeles San Francisco New York Hamptons Connecticut Florida meridithbaer.com

2 A2 TUESDAY, NOVEMBER 7, 2017 The Mobile Experience! Saved Searches Auto-Suggestions SMS Text Sharing Real-Time Counts Thumbnail & Agent Detail Report Views Photo Slide Show 18 Search Filters Share Via Text & URL Edit Saved Searches To Test-Drive The New Mobile Experience, Log Into TheMLS.com on Your Cell Phone or Tablet Learn More at an Upcoming Webinar! Fri., Oct. 20 2:00 PM - 3:00 PM Register at bit.ly/vpmobile10-20 Mon., Oct. 23 3:30 PM - 4:30 PM Register at bit.ly/vpmobile10-23 Wed., Oct. 25 3:30 PM - 4:30 PM Register at bit.ly/vpmobile10-25

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4 DAN MILLSTONE JONATHAN O DONNELL STEVE ECKHOFF ERIC SINGER BUDDY EPSTEIN CHRISTIAN CRANDALL SR. LOAN OFFICER SR. LOAN OFFICER SR. LOAN OFFICER SR. LOAN OFFICER SR. LOAN OFFICER SR. LOAN OFFICER X3513 Our new Santa Monica team has a combination of over 100 years of experience in the mortgage industry. We are excited to welcome them as the newest members of our PERL Mortgage family. A+ RATING FROM BBB TOP 100 LENDERS IN THE NATION (SCOTSMAN GUIDE) RANKED #7 BEST PLACES TO WORK (CHICAGO TRIBUNE) TOP OVERALL VOLUME #62 NATIONALLY (MORTGAGE EXECUTIVE) 23 YEARS IN BUSINESS CUTTING EDGE TECHNOLOGY INNOVATIVE MARKETING TEAM ACCESSIBLE LEADERSHIP INDUSTRY LEADING COMPENSATION BEST-IN-CLASS LOAN OFFICER SUPPORT PERL Mortgage, Inc is an Illinois residential mortgage licensee (MB ) and equal housing lender. Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS #19186, California License # Licensed by the Department of Business Oversight under California Residential Mortgage Lending Act

5 Mark Cohen #1 ORIGINATOR NATIONWIDE* 2015 DEAL BRE AKERS. We are the industry s top mortgage professionals getting more complex deals done than anyone else. Custom-Fit Solutions A unique and personalized approach to every situation including self-employed, high-net-worth, and foreign borrowers. Relationship-Based Client Experience The highest reputation in the industry with excellent rapport with Sellers Agents. Quick Closures Direct channel to banks executives for quicker approvals and unmatched professional expertise to get deals done. $10 Billion LOANS FUNDED 18,000 Transparency & Communication LOANS CLOSED Throughout The Entire Process Consistent execution on all loans with no surprises. 30+ YEARS EXPERIENCE Sasan Abrams sabrams@cohenfinancialgroup.com BRE NMLS Originator Specializing in Multi-Family & New Development cohenfinancialgroup.com P F *By dollar volume in 2015, Scotsman Guide, April Cohen Financial Group, a division of CS Financial, Inc. All rights reserved. Not all applicants will qualify. CS Financial, Inc. is a real estate broker licensed by the CA Bureau of Real Estate, lic# , NMLS# Equal housing lender.

6 A6 TUESDAY, NOVEMBER 7, 2017 ENGEL &VÖLKERS BEVERLY HILLS WELCOMES John Steiner and Joan Yarfitz Raphael Barragan and Nick Spirtos proudly welcome their newest advisors, John Steiner and Joan Yarfitz to the Beverly Hills team. Contact John at Contact Joan at Engel & Völkers Beverly Hills 340-B Camden Dr Beverly Hills CA Phone beverlyhills.evusa.com

7 TUESDAY, NOVEMBER 7, 2017 A7 We ve been in the same Beverly Hills location for 25 years and are looking forward to serving you for the next 25! Mary Bension Co-Owner & Escrow Manager Mireya Roudenko Sr. Escrow Officer Michael Farfel Escrow Officer Kilita Smith Sr. Escrow Officer Luz Lopez Escrow Officer Beth L. Peerce Co-Owner The Independent Escrow Company with the Best Service in Town 9454 Wilshire Boulevard Suite 901 Beverly Hills, California (310)

8 A8 TUESDAY, NOVEMBER 7, 2017 YOUR LOCAL LENDING TEAM High-touch customer service Dedicated support team Jumbo pricing Variety of adjustable rate options 50 state lending authority Quick turn times and funding Dana Dukelow Senior Loan Originator NMLS# Doug Burton Branch Manager NMLS# Eli Pindler Loan Originator NMLS# Nathan J. Cater Residential Mortgage Specialist NMLS# Direct: efax: Direct: Fax: Direct: Fax: Direct: Office: W. Sunset Blvd, Ste 950 Hollywood, CA Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS# Wintrust Mortgage.

9 TUESDAY, NOVEMBER 7, 2017 A9 AS SEEN IN THE Banks like simple loans. We like complex ones. Self-employed, Real Estate Investors, Retirees, & 1031 Exchange OK. No Tax Return Loans 1 & Foreign National Loans 1, from $500K to $25M. Irrevocable Trust, Blind Trust, LLC, & Limited Partnership Vesting OK. Purchase or Refinance. Business Funds Allowed % APR % 3/1 Adjustable Rate Mortgage $500,000 - $4,500,000 70% LTV 1st Lien Loans % % APR 5/1 Adjustable Rate Mortgage $500,000 - $4,500,000 70% LTV 1st Lien Loans Sampling of rates as of November 1, Wilshire Blvd. #205, Beverly Hills, CA CHRIS FURIE BRE NMLS chris@insigniamortgage.com DAMON GERMANIDES BRE NMLS damon@insigniamortgage.com 2017 Insignia Mortgage, Inc. (1) Not all applicants will qualify. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan values (LTV) are based on bank appraisal. Actual closing time will vary based on borrower qualifications and loan terms. Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE # , NMLS # (2) With an interest-only mortgage payment, you will not pay down the loan s principal balance during the interest-only period. Once the interest-only period ends, your payment will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends.

10 A10 TUESDAY, NOVEMBER 7, 2017 MLSPush : A New FREE REALTOR Member Benefit REALTOR members can now make an offer from the Agent Detail Full Report of the MLS system! It s as simple as a few clicks. Wednesday, Nov. 1, :00 PM - 2:00 PM Register at bit.ly/mlspush1101 Tuesday, Nov. 7, :00 AM - 12:00 PM Register at bit.ly/mlspush1107 Tuesday, Nov. 14, :00 PM - 2:00 PM Register at bit.ly/mlspush1114 Questions? Call our Help Desk at (310) themlsclaw themlsofchoice themlsofchoice The MLS themlstrainer

11 TUESDAY, NOVEMBER 7, 2017 A11 CONVENTIONAL FHA JUMBO VA Freddie Mac Super Conforming Loan Program Owner-occupied primary residence Delegated underwriting up to $3 million No down payment required Scott Groves Branch Manager NMLS# Justin Bayle Branch Manager NMLS# No up-front mortgage insurance premium Owner-occupied, second homes & investment properties Down payments may be little to no money down Competitive rates 1st time homebuyers allowed No monthly mortgage insurance premiums CONTACT US! East Colorado Blvd, Suite 460, Pasadena, CA branch.newamericanfunding.com/pasadenacoloradoblvd Robert Trujillo Sales Manager NMLS# Jack Gladden Sr. Loan Officer NMLS # Jason Berriz Sr. Loan Officer NMLS# Cole Strange Loan Officer NMLS# Ron Sequeira Sr. Loan Consultant NMLS# Vina Guerrero Sr. Loan Officer NMLS# John Kiureghian Sr. Loan Officer NMLS# LendLA Team Patrick O Driscoll Loan Consultant NMLS# Karol Mosquera Sr. Loan Consultant NMLS# Arabo Moradkhani Business Development Associate NMLS# Introducing our professional lending team, proudly serving Pasadena & surrounding areas. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License. NMLS ID#6606. All programs are subject to borrower and property qualifications. Not all applicants will qualify. Terms and conditions are subject to change without notice. Broker Solutions, Inc. dba New American Funding, Myford Road, Suite 100, Tustin CA 92780, (800) /2017.

12 A12 TUESDAY, NOVEMBER 7, 2017 GOT NANCY? 2 - Day Assistant and Agent Training Monday November 13, 2017 Thursday, November 16, :30am - 2:00pm BH/GLAAR The Fast Track to Becoming a First-Rate Assistant 6330 San Vicente Blvd. Suite 100 Los Angeles, CA California Association of REALTORS contracts, forms and disclosures Job descriptions for licensed and unlicensed assistants The sale process: listing presentation through close of ecrow, including marketing, showings, offers, counter offers, running escrow, maintaining files, inspections, keeping contacting beyond close of escrow and more Commonly used jargon Motivating Agents to do more business Tips to increase efficiency, time management Anecdotal examples and much more! PLUS tons of useful information in a binder to keep which can become a perfect office manual Registration Fee: $ Register Online at Conducted by Nancy Shapiro of Got Nancy? 17 years successfully training real estate assistants and agents For more information, GotNancy@gmail.com or call (888) Please note: If you are registering as a non-member, please Nancy directly! Cancellation/No Show Policy: All cancellations for courses must be received no less than 24 hours prior to the course start date. Cancellations may be made via , mail, phone or fax. Upon proper notification of cancellation your account will be credited in the amount of the course. Credits may be applied to future education courses. The funds may not be used for annual dues or purchases in our REALTOR store.

13 TUESDAY, NOVEMBER 7, 2017 A13 St. Monica Catholic Schools invites all westside realtors to visit our campus for a Caravan Lunch Stop Tuesday, November 7, :45-12:15pm (Short presentation over lunch from Mendocino Farms) 12:15pm - optional brief school tours available Parking available in our underground structure - enter at 725 California Outstanding educational programs from TK - 12th grades on one campus; recent renovations, small class sizes, and 21st century learning RSVP to Anna Korte at admissions@stmonicaelem.com

14 A14 TUESDAY, NOVEMBER 7, 2017 BH/GLAAR Commercial Committee

15 Rita Zajic Steve Heravi, Branch Manager, welcomes Rita back to the Coldwell Banker Calabasas office CalBRE# Real estate agents affiliated with Coldwell Banker Residential Brokerage are independent contractor agents and are not employees of the Company Coldwell Banker Residential Brokerage. All Rights Reserved. Coldwell Banker Residential Brokerage fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Operated by a subsidiary of NRT LLC. Coldwell Banker and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC GLA 11/17

16 Sam Batayneh, LA s JUMBO Mortgage Expert Top 200 (#113) Mortgage Originators in America 2016* Residential JUMBO loans up to 20 million Commercial, construction, and apartment loans Expert in retail bank turn downs due to large loan amounts and complex underwriting situations My team Heather Christensen Sales Assistant (424) heather.christensen@rate.com Tyler von der Lieth Sales Assistant (424) tyler.vonderlieth@rate.com Dawn Huml Sales Assistant (424) dawn.huml@rate.com Lori Nugen Sales Assistant (310) lori.nugen@rate.com Wilshire Blvd, Ste 350, Los Angeles, CA Visit rate.com/samb to get started today! Sam Batayneh SVP of Mortgage Lending O: (310) C: (310) SamB@rate.com Sam Batayneh NMLS ID: , CA - CA-DOC NMLS ID #2611 (Nationwide Mortgage Licensing System CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic # *Source: Sam Batayneh ranked 113in Mortgage Executive Magazine s 2016 Top 200 Mortgage Originators in America list

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