ABOUT PLATINUM PLATINUM CORRESPONDENT MANAGEMENT TEAM

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2 ABOUT PLATINUM PLATINUM HOME MORTGAGE Privately-owned mortgage banker established in 1993 Headquartered in Rolling Meadows, Illinois Correspondent lending division headquartered in Clifton Park, New York GNMA Issuer and FNMA/FHLMC Seller Servicer FNMA HomeStyle Renovation Licensed in all 50 States and the District of Columbia Correspondent lender with concentration on renovation lending since 2011 One of the industry s most experienced and influential renovation lending teams PLATINUM CORRESPONDENT MANAGEMENT TEAM Jane King, Division Vice President Mike Young, AVP & Operations Manager Jim Bopp, National Correspondent Sales Manager Chuck Robert, Account Executive Lisa Stepp, Account Executive OUR COMPETITIVE ADVANTAGES Knowledge and experience Multiple options for operating templates Service and support Non-depository, non-bank, non-credit union investor OUR WEBSITE Platinum pointers and tools Promotional material Seller Guide with links to AllRegs Rates and locking

3 PRODUCTS AND SERVICE PRODUCT FOCUS 95% of our production is renovation lending FHA Standard and Limited 203(k) FHA 30-year fixed manufactured home loan FNMA HomeStyle Renovation FNMA High Balance HomeStyle Renovation Most comprehensive renovation product offering Make us your one-stop shop for renovation lending OPERATING TEMPLATE OPTIONS Pre-closing file review Renovation review Standard draw option Managed draw option FHA Limited 203(k) quality bonus program SERVICE AND SUPPORT Sales and technical training Dedicated and monitored addresses for loan review, draws and general questions Same-day/next-day turn-around times for 203(k) pre-reviews, 203(k) purchase audits and completed draw check requests HomeStyle reviews and audits, please add 24 hours

4 PRODUCT HIGHLIGHTS FHA STANDARD AND LIMITED 203(k) Purchase and refinance Good Neighbor Next Door Program HUD REO $ Down Program 3-to-4 units Conversions Mixed-use FHA and other REO acceptable Manufactured homes FNMA HOMESTYLE RENOVATION Conventional renovation loan No required repairs or improvements Repairs and/or improvements must add value Conforming and high balance loan limits Second home and investment properties HUD overbids OUR TARGET CLIENT Experienced FHA Direct Endorsement lenders Supervised lending institutions Currently offering FHA 203(k) loans Planning to start or grow their renovation lending business Senior management committed to renovation lending

5 Questions? Please contact us at: 855-VIP-PHMC ( ) This document is not a consumer credit advertisement as defined by Regulation Z and is intended solely for real estate agents, mortgage bankers, mortgage brokers, financial institutions, and correspondent lenders. HomeStyle is a registered trademark of Fannie Mae. Information subject to change without notice. This is not a commitment to lend and all loans are subject to credit approval; certain restrictions may apply. AZ Mortgage Banker s License BK ; Licensed by the Dept. of Business Oversight under the CA Residential Mortgage Lending Act; CO Mortgage Company Registration: Regulated by the Division of Real Estate; Delaware Lender License 11341; Georgia Residential Mortgage Licensee 34835; IL Residential Mortgage Licensee; Kansas Licensed Mortgage Company MC ; Maine Supervised Lender SLM12233; MA Mortgage Lender License ML13589; MA Third Party Loan Servicer Registration SL13589; NV Mortgage Banker License 3177/NV Mortgage Broker License 4270: 4670 South Fort Apache, Suite 190, Las Vegas, NV 89147, (702) , 2700 E. Sunset Rd, Unit 36, Las Vegas, NV 89120, (702) , 2250 E. Postal Dr, Suite 1, Pahrump, NV (775) , 9227 Haven Ave, Suite 100, Rancho Cucamonga, CA (909) , 437 S Cataract, Suite 3, San Dimas, CA (909) , S. Avalon Blvd, #A, Carson, CA (310) , and 2200 Hicks Rd, #101, Rolling Meadows, IL (847) ; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; New York Licensed Mortgage Banker - NYS Banking Department; Ohio Mortgage Banker Act Mortgage Broker Exemption MBMB ; OR Mortgage Lender ML-4718; RI Licensed Lender LL; Virginia NMLS ID # Platinum Home Mortgage Corporation, 2200 Hicks Rd #101, Rolling Meadows, IL (847) Information accurate as of Mar 12, See for additional licensing information. NMLS ID #13589 ( 5/18/18

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