STATE LEVEL BANKERS COMMITTEE, ODISHA

Transcription

1 STATE LEVEL BANKERS COMMITTEE, ODISHA स द भ स /Lt No-SLBC/ODI//- To क स म म, ड़ क ददन क / Date:.. All the Members of State Level Bankers Committee, Odisha / म र Sir/Madam, :द क स क ल ए.एल... क क स ए ठ म th Sub: Agenda Note & Background Papers for SLBC Meeting to be held on st March. र ए एल क म र ल क ए द ए.एल... क //- द /ओ क म क.. क स क लम क क र, क स, व क दर ल र ए ठ म ल ल Further to our Letter No. SLBC/ODI//- dated..; we are enclosing herewith the Agenda Notes and Background Papers for your kind perusal and participation in the th SLBC Meeting to be held on st March at Crystal Hall of Mayfair Convention, Bhubaneswar as per the details below: द क / Date :.. ( / Time / Wednesday) : : AM / Venue : दर ल ल ( म ल म ल), क, ल, व Crystal Hall (Ground Floor) in Mayfair Convention, Hotel Mayfair, Bhubaneswar. म क दक क ल क र म ए म क झ क ए We would request you to kindly make it convenient to attend the Meeting and give your valuable suggestions for growth and development of the State. / With regards, / Yours faithfully, ( म ल क / Anil Kumar) र क, क क, क, ए.एल..., ड़ General Manager, UCO Bank cum Convener, SLBC, Odisha ल क Enclo: त As stated above य क ब क, स क ल क य लय, य क ब क भवन, त त य तल, स -, अश क नगर, भ वन वर UCO Bank, Circle Office, UCO Bank Building, rd Floor, C-, Ashok Nagar, Bhubaneswar Phone: -,,. Fax: - slbc.odisha@ucobank.co.in

2 CONTENTS Sl No Particulars Page No Banking at a glance in Odisha as on st December Confirmation of Proceedings of th SLBC Meeting Action Taken Report of th SLBC Meeting Fresh Issues Branch & ATM Network Banking Key Indicators Achievement of Annual Credit Plan- under Priority Sector NPA & Overdue position as on st December Finance to Agriculture Sector Finance to MSME Sector RSETI Issues Finance to Handicrafts Sector Finance to Self Help Groups Progress under Govt. Sponsored Programmes Finance to Weaver Sector Finance under Education Loan Finance under Housing Loan CGTMSE Scheme Implementation of Prime Minister s New- Point Programme Disposal of loan applications under various Govt. schemes Grant assistance under FIF & D FLAP Schemes Announced by Hon ble Prime Minister on st Dec Conduct of Financial Literacy Camps by Rural Branches Selection Criteria for Banks for handling Govt. business Calendar of Programme for conducting SLBC Meetings Coir Board Issues

3 LIST OF ANNEXURES Annexures Particulars Bank wise progress under Roadmap for providing Banking Services Bank wise performance under PMJDY Bank wise District wise BSBDA Enrollment status of PMSBY, PMJJBY & APY Claim Settlement Status of Social Security Schemes Pradhan Mantri MUDRA Yojana (PMMY) Performance Status of Direct Benefit Transfer to LPG Consumers Status of Aadhaar Generation. PMFBY Acknowledgement Receipt Bank wise District wise Branch Network Bank wise District wise Branch Opened Report ATM Network in Odisha Branch & ATM Network in rural centres Key Indicators Area wise CD Ratio Annual Credit Plan (A.C.P) - Scheme wise NPA,Overdue & Recovery Position Particulars of cases filed under OPDR Act and OACOMP Act. SARFAESI Cases pending with District Magistrate Finance under Agriculture Finance under KCC Finance under Allied Agriculture Credit flow to MSME Stand Up India Report Performance of RSETIs in Odisha as on.. Performanc under M.T.U.H.I & S.U.Y Finance under Self Help Group Resolution of OLM as Corporate BC Agents Performance under PMEGP Performance under NULM Finance under SC / ST Sector Finance under Joint Liabilty Group Finance under Artisan Credit Card Finance under Swarozgar Credit Card Finance under Weaver Credit Card Finance under Education loan Performance under Kalinga Sikhya Sathi Yojana Finance under Housing Loan Credit Facility under CGTMSE Credit facility to Minority Community Disposal of loan applications under various sectors Eligibility Criteria for Banks for handling Govt Business Calendar of SLBC Meetings for Calendar Year Subsidy allotted for Banks under CUY Applications pnding under CUY Staff Strength as on.. Page No

4 BANKING AT A GLANCE IN ODISHA AS ON st DECEMBER Sl No Particulars Total Deposit Total Advance utilized in the state Total Advance sanctioned and utilized in the state Total Business (Deposit + Advance) Credit Deposit (CD) Ratio (%) Benchmark- % Credit Deposit Ratio excluding advance sanctioned in other state and utilized in our state CD Ratio of Rural Branches CD Ratio of Semi Urban Branches CD Ratio of Urban Branches Total PS Advance in Crores,,.,,.,,.,, % of PS Advance to ANBC Benchmark - % Agriculture Advance % of Agriculture Advance to ANBC Benchmark - % Of which Small & Marginal Farmers (Benchmark - % of ANBC) MSME Advance % of MSME Advance to ANBC Out of which, Micro Enterprises (Benchmark. % of ANBC) Advance to Weaker Section % of Advance to weaker section to PS Adv. Benchmark % Education Loan B/o Housing Loan B/o Export Credit B/o Total DRI Advance Total Advance to Minority community % of Advance to Minority community of Total Priority Sector (Norm % of Priority Sector) Advance to Women % of Advance to Women(Benchmark % on NBC) Credit Investment to Deposit Ratio % NPA in % (Average in the state) Public Sector Banks Private Sector Banks RRBs.,...,...,

5 a) b) c) a) b) c) d) a) b) c) d) e) a) b) c) d) e) f) g) h) Cooperative Banks. Total No. of Branches Rural Branches (.%) Semi Urban Branches (.%) Urban Branches (.%) Achievement under ACP - vis-à-vis Annual Target under. priority sector in % Agriculture. MSME. Export Credit. Education. Housing. Social Infrastructure. Renewable Energy. Others. Lead Districts : SBI UCO BOI Andhra Bank RSETIs : SBI UCO BOI CBI Andhra Bank RUDSETI : Canara Bank & Syndicate Bank FLCs SBI UCO Bank Andhra Bank Bank of India Cooperative Banks RRB Staff Strength Officers Clerical Staff Sub- Staff Total Deposit Accounts,,, Total Advance Accounts,,

6 AGENDA NOTES OF th SLBC MEETING AGENDA NO. Confirmation of Proceedings of th SLBC meeting held on.. at Bhubaneswar. The Proceedings of the th SLBC Meeting held on.. was circulated among all the members of SLBC vide our letter No. SLBC/ODI//- dated... Since no comments have been received from any quarter, the same may please be confirmed. AGENDA NO. Action Taken Report on major decisions taken in th SLBC Meeting held on.... Progress of Implementation of Financial Inclusion Plan in the State. Provision of banking outlets in unbanked villages with population below As on.., Banks have covered villages constituting. % of the total target. Out of these villages, are covered through B & M Branches and rest by branchless modes mainly through BC mode. Bank wise & District wise details are at Annexure -. The following banks have not covered % of their allotted villages. Federal Bank, Dena Bank, Odisha Gramya Bank, Andhra Bank, Utkal Grameen Bank, Axis Bank, Punjab National Bank, Syndicate Bank, State Bank of India & Central Bank of India. They are requested to ensure % achievement before st March,.. Roadmap for opening of Brick & Mortar branches in villages having population more than without a bank branch of a Scheduled Commercial Bank. identified villages having population more than without a bank branch of a scheduled commercial bank have been allotted by SLBC for opening of branches by March. Status of branch opening in villages with population more than as on.. Branch opened Centres within km radius of branch BCs operating in Centres above km radius Head Office approval obtained Head Office approval awaited To be submitted to Head Office for approval of Branch opening Survey done but found not feasible for branch opening Realloted other banks, survey report is yet to receive TOTAL

7 Due to certain reasons like RBI s PCA, proposed merger of few banks and miscellaneous reasons, the allotted banks were not in a position for branch opening at those centers. As per advice of RBI, Bhubaneswar, SLBC has advised the respective LDMs of the identified villages to convey meeting with all the nodal officers of Banks and reallot the villages to any other banks. After reallocation by LDM, the concerned controlling heads of banks have been requested to ensure branch opening by March.. Bank Service Expansion in LWE districts in the State The Union Finance Ministry is focusing on the expansion of bank branches and opening of post offices in the LWE districts. There are LWE districts in the State of Odisha, out of which the red rebels are mostly active in Malkangiri, Koraput, Kalahandi and Bolangir district. In view of the dominance of the Maoists in these districts, the Government is laying emphasis on expansion of the bank branches in these districts. Major causes of slow progress in branch opening in these districts are no/poor internet connectivity, poor and unstable electricity connection, poor road connectivity and security threats. Government of Odisha has raised the issue with Centre in this regard. However, all the banks are requested to explore all possibilities to open brick and mortar branches in their allotted unbanked Gram Panchayats on priority basis... Branch opening in Unbanked Gram Panchayats as on... Year wise branches opened in unbanked gram panchayats is given below.. to.. to Sl Name of the Bank Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank OBC Punjab & Sind Bank Punjab National Bank

8 State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank DCB Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnataka Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Grand Total The following Public Sector Banks have not opened a single brick & mortar branch during the period.. to... Indian Overseas Bank, United Bank of India, Union Bank of India, Bank of Maharashtra, Punjab & Sind Bank, State Bank of Hyderabad, State Bank of Mysore, State Bank of Travancore Both RRBs have also not opened any branch during this financial year.

9 Sl.No Post Offices at a Glance in the State of Odisha Particulars Total number of Head Office Total number of Sub-Post Office Total number of Branch Post Office (Equivalent to Fixed Business Correspondent Fixed Location) Total number of ATM Total number of Deposit accounts Out of which, number of active accounts lakh Number of sleeping accounts lakh No. of MGNREGA accounts for DBT As on.. lakh. lakh. Implementation of Pradhan Mantri Jan Dhan Yojana (PMJDY) PMJDY Accounts at a glance in Odisha as on.. Total No. of villages covered Total No. of Sub Service Area covered Total No. of Wards covered % Saturation (Each household having minimum one Districts Saving Bank Deposit Account) No of accounts opened from.. to.. Rural. lakhs. lakhs Urban -. lakhs No. of accounts opened with Zero balance. lakh % of Zero balance accounts to total account opened. Total deposit balance under PMJDY accounts.. crores No. of RuPay Cards issued. lakh No. RuPay Cards activated. No. of Aadhaar seeded accounts. % of Aadhaar seeding. No. of active BC Agents (Bank Mitra) Bank wise performance dated.. is available in Annexure District wise performance dated.. is available in Annexure. Pradhan Mantri Jan Dhan Yojana- Conversion of Small Accounts to Basic Savings Bank Deposit Accounts (BSBDA). Department of Financial Services MoF, GoI vide letter F.No.//-FI(Pt.X) (C) dated th September, informed that various Ministries/ Departments of Government of India and some State Governments are facing problem in transfer of benefits in certain schemes due to restrictions imposed (restrictions on withdrawal & transfer of amount more than Rs.,/- in a month & balance in the accounts to

10 not exceed Rs.,/- at any point of time, aggregate deposits not to be more than Rs. lakh in a financial year) in the small accounts opened under PMJDY. As per RBI guidelines, these small accounts would be valid normally for a further period of twelve more months, if the account holder provides a document showing that she / he applied for any of the officially valid document within twelve month of opening the small account. A large number of small bank accounts have been opened during the initial phase of the campaign which can be converted to regular account by carrying out ekyc/kyc. When such accounts holders come forward to use these accounts by way of deposit and / or withdrawal, steps should be taken to carry out the e-kyc/kyc exercise and simultaneously seed the accounts with their Aadhaar and mobile number as appropriate. In view of the above, it is requested to complete KYC of small accounts at the earliest so that customers are not put to hardship due to restrictions imposed under Small Account. Performance by Commercial Banks under Social Security Schemes as on.. Name of Scheme No. of Enrollments in lakhs PMSBY. PMJJBY. APY. Bank wise performance in the three Social Security Schemes is available at Annexure. Insurance Claim Details under Social Security Schemes as on.. BANKS Claimed Settled Returned/Rejected Pending RuPay Debit Card (Rs.,,/-) TOTAL PMJJBY (Rs.,,/-) TOTAL PMSBY (Rs.,,/-) TOTAL Life Insurance Coverage under PMJDY (Rs,/-) TOTAL Bank wise details of Insurance Claim settlements made under various social security schemes are available at Annexure.

11 . Progress of Pradhan Mantri MUDRA Yojana (PMMY) in Odisha for the period.. to.. No. of Share in Disbursed amount Share in Categories Accounts % (Crores) % Shishu... Kishore... Tarun... Total... Progress of Pradhan Mantri MUDRA Yojana (PMMY) in Odisha for the period.. to.. (Financial Institutions wise) No. of Share in Disbursed Share in Financial Institutions Accounts % amount (Crores) % MFIs & NBFCs... Public Sector Banks... Private Sector Banks... Regional Rural Banks... Foreign Banks... Total... Target for the year - of Public Sector Banks and RRBs is Rs. crores. District wise performance under MUDRA as on.. District Account Amount (Cr) District Account Amount (Cr) Khordha. Koraput. Ganjam. Kalahandi. Cuttack. Dhenkanal. Mayurbhanj. Jharsuguda. Puri. Sonepur. Balasore. Rayagada. Bhadrak. Jagatsinghpur. Sundargarh. Nabarangpur. Jajpur. Boudh. Bolangir. Nuapada. Angul. Kendrapara. Bargarh. Gajapati. Sambalpur. Deogarh. Keonjhar. Kandhamal. Nayagarh. Malkangiri. Bank wise, district wise & category wise report on PMMY is available at Annexure. Target for the year - of Public Sector Banks and RRBs is Rs. crore.

12 Findings of the study undertaken by RBI, Bhubaneswar on PMMY Branches were lagging behind in conducting periodical visits to the units financed under PMMY. Invoices / Bills were not obtained in % of cases, by the branches. In such cases, the possibility of diversion / misutilization of funds cannot be ruled out. Clear instances of gross misutilization / diversion of funds were observed in % of the samples taken for the study. Collateral Security / Third Party Guarantee was obtained in % of the samples indicating violation of the RBI guidelines on collateral free loans upto Rs. lakh extended to MSE sector. Credit Guarantee Cover (CGC) under the scheme of CGTMSE or such other schemes was obtained in % of sample cases which indicated that CGC was not availed in larger proportion of PMMY samples studied. Out of cases of stress and cases of NPA, restructuring / rehabilitation was considered in cases only. This indicated that the concerned branches were not sensitive to resort to timely restructuring / rehabilitation process in regard to stressed / NPA loans given under PMMY. Out of the samples studied, where stock statements were required to be obtained by the branch as per the terms of loan agreement, stock statement were not regularly obtained in samples, indicating lapses on the part of branches in post disbursement monitoring of such loan accounts or end use of the funds. Major discrepancies in credit appraisal system of the Banks: In most of the cases, the credit appraisal was not done properly by the branches viz. the loans were released without realistic assessment of borrower s requirement, appraisal note was not signed by the sanctioning authority, the amount of loan sanctioned was not mentioned in the appraisal note, etc. Instances were observed where the quotation of machinery / other items to be purchased with the help of the MUDRA Loan or the invoices of machinery purchases, etc. was not found on record. In certain cases, term loan were sanctioned to Kirana shops and no fixed assets were created. Pre-sanction visit reports were not found on record at certain branches. Instances of unrealistic repayment schedule have been reported. Some of the personal loans were classified as PMMY loans.

13 . Demonetization Effect of Demonetization on Banking Business in the State of Odisha (Amount in Rs Crore) Variation Variation between between Particulars &.. &.... Deposit % Advance % Incentivizing Digital payment Government of India has launched two schemes namely- Lucky Grahak Yojana (LGY) for consumer Digi Dhan Vyapar Yojana(DDVY) for business unit. The schemes envisage offering vast number of cash rewards to those consumers and merchants who are doing digital transactions for expenditure and it entails giving away cash awards on a daily basis. Awardees are to be identified through a random digital method. National Payment Corporation of India (NPCI) has been designated as the implementing agency for the draw and is responsible for maintaining the technical integrity and security of the process. The scheme has been drafted by Niti Aayog. As per the scheme, Niti Aayog has the overall responsibility for carrying out promotional activities with respect to the scheme, oversight of the scheme and coordination amongst various agencies that are responsible for execution of the scheme. NPCI is in possession of Transaction IDs for all inter-bank transaction (Off-US) through RuPay Cards. However, intra Bank (ON-US) RuPay purchases /transactions and Merchant Establishments (POS, Micro ATM, MPOs etc.) UPI and AEPS (cash withdrawal) is available only with the respective banks. To draw the lot, it is necessary. Therefore all banks must take necessary action to share all such details of ON-US purchase transactions of aforesaid products to NPCI latest by noon of the following day of transaction. It may be specifically pointed out that non submission of relevant data by the prescribed time will result in exclusion of the customer(s) and onus of such situation will be on the Bank concerned. The scheme is operational with the first draw on th December, (coinciding with Christmas Day) leading up to th April, (coinciding with Babasaheb Ambedkar Jayanti) with a Mega Draw. Secretary (IT) of the state is the Principal coordinator for the draws in states. Organizing Committees of Local Events: The event will be organized by the District Collector, and coordinated by Secretary, IT of the State as the Nodal Officer, under the supervision of Chief Secretary of respective States. Advisor, NITI Aayog of the relevant State will provide all help and

14 assistance. The Committee will comprise the following functionaries. The interactive responsibilities are listed out in the table below. However, the local state administration will have the requisite flexibility to invite the cooperation of any agency they deem suitable to make the event successful. State Organizing Committee: Chief Secretary Secretary Finance Secretary IT District Collectors of all the cities in the list where function is being organized. Convenor of the State Level Bankers Committee (SLBC) State Level Coordinator of the Oil Marketing Companies. State Representative of the Fertilizer Companies nominated by the Department of Fertilizers. SLBC has already circulated the Standard Operating Procedure (SOP) for Digi Dhan Events. Banks are requested to undertake the following activities:. Registration of merchants for POS machines/sale of POS or AEPS devices.. Opening new bank accounts.. Registration/distribution of Debit cards/ Prepaid cards.. Seeding Aadhaar and mobile numbers with bank accounts.. Assistance and training in the installation / usage of AEPS, USSD, UPI apps and bank e- wallets etc.. Involving Bank Mitrs in adequate number during the mela for the above mentioned activities. Cashless Transaction Implementation of Demonetization requires educating all sections of society on the advantage of a cashless economy as well as empowering them in the digital model of financial transaction. State Institute for Rural Development & Panchayati Raj Department, Government of Odisha has organized two day State Level Training programme for the Trainers at district level on Cashless Transactions. District MGNREGS coordinator, District Programme Manager, OLM and a Bank representative nominated by Lead District Manager are the participants, who will act as District Level Resource Person while imparting training to block level officials. The objective of the training programme are as follows:. To sensitize the participants on the use of digital transaction through generic mobile phones with a simple SMS (*#). To educate the participants having Smart Phone on bank transactions through Unified Payment Interface (UPI).

15 . Direct Benefit Transfer for LPG (DBTL) Progress on implementation DBTL in our State. LPG and Bank Aadhaar Seeding Status as on.. (Annexure -) As reported by Odisha State Office, Indian Oil Bhavan, Bhubaneswar.. Total no of LPG distributors in the State. No of LPG Consumers. % of LPG Aadhaar Seeding.. % of Bank Aadhaar Seeding (ATC).. % of Bank Account Seeding verified (BTC).. % of Cash Transfer Compliant (CTC= ATC + BTC).. Aadhaar Number Seeding As reported by the UIDAI, Bhubaneswar (Annexure -). As on..; total population eligible for Aadhaar enrolment-,,,.. Total Enrolment-. Enrolment % on population-.. Aadhaar generated- (.%). Balance Aadhaar to be generated-. Aadhaar Rejection- Some banks are organizing Aadhaar enrollment camps at selected branches or nearby public places keeping in view the convenience of the branch and public. Aadhaar seeding into the bank accounts is the order of the day as Government attaches lot of importance for the same. Therefore, it is requested to the member banks to ensure seeding of Aadhaar number in all the accounts.. Bank wise & Scheme wise under various Schemes of Agriculture & Allied Sector Interest Subvention & Subsidy (State Govt.) utilization as on.. (Figures in Rs) Utilization during the period Up to.. From.. to.. From.. to.. From.. to.. Total Utilization Total fund received from Govt. Balance Crop loan Agriculture Term Loan Short Term Fishery Loan Term Loan Fishery Short Term Dairy Loan Long Term Dairy Loan PDE

16 SLBC has requested to Registrar of Cooperative Societies to release a sum of Rs. crore towards Interest Subvention for crop loan in the current year (-). SLBC is yet to receive the required fund. Claims of the following Banks are pending for release owing to non availability of fund with us. Amount of Claim Date of Claim received from SL No. Name of Bank (Rs.) banks by Nodal Bank.. State Bank of India.... Utkal Grameen Bank.. IDBI Bank.... Canara Bank.. Bank of India.. Andhra Bank.. UCO Bank.. Allahabad Bank.. Central Bank of India.. Punjab National Bank.. Syndicate Bank.. Total SLBC has already submitted utilization certificate for interest subvention as on.. to the concerned department. Interest Subvention Scheme for Short Term Crop Loans during the year-- Grant of grace period of days beyond due date.. In view of the constraints faced by farmers for timely repayment of loan dues on account of withdrawal of legal tender status of Specified Banks Notes (SBNs), It has been decided by the Government of India to provide an additional grace period of days for prompt repayment incentive of % to those farmers whose crop loan dues are falling due between st November, and st December, if such farmers repay the same within days from the above period. Banks may give adequate publicity to the above so that the farmers can avail the benefits.. Banks may consider the above while submitting their one-time consolidated % additional subvention claims pertaining to the disbursements made during the entire year -.

17 . Review on Banking Developments in Odisha in Key Indicators as on.. Variation December December over % of Parameters December growth No. of branches.. Deposits.... Advances.... CD Ratio in %.. -. Credit Investments to Deposit Ratio.. -. Priority Sector Advances.... % of P S Advances to Total Advance.. -. Agriculture Advances.... % of Agri Advances to Total Advance... MSME Advance.... Education Loan.... Housing Loan.... Advance to Minority Communities.... Advances to Weaker Sections.... % of Weaker Section Adv. to PS Adv.. DRI Advances.... Branch Network As at the end of December, the total number of Bank Branches in Odisha increased to. During the period.. to.., Banks have opened new branches in the State. Out of which, Public Sector Banks and Private Sector Banks have opened & branches respectively., and branches have been opened in Urban, Semi-Urban and Rural centres respectively. Deposit Growth Deposits of the Banks in the state have increased from Rs.. Crore as of December to Rs.. Crore as of December, registering an increase of Rs.. Crore. The year on year incremental deposit growth is. %. Credit Expansion The total outstanding advances increased from Rs.. Crore as of December to Rs. Crore as of December, registering an increase of Rs. crore. The year on year incremental advance growth is.%.

18 CD Ratio The Credit Deposit Ratio of all Banks in the state decreased from. % as of December to. % as of December for reduction in credit growth. Overall CD ratio is above the benchmark of %. Priority Sector Advances The percentage of priority sector advances is. % as of December against the national norm of %. Agriculture Advances The aggregate of agriculture advances extended by Banks in Odisha have increased from Rs.. Crore as of December to Rs.. Crore as of Decemberr, thus registering an increase of Rs.. Crore in absolute terms and. in percentage terms. The share of agricultural credit in total advances as of December is. % against the national norm of %. Micro, Small & Medium Enterprises (MSME) The advances to MSME during the period under review have witnessed an increase from Rs.. Crore as at December to Rs.. Crore as at December, thus registering an increase of Rs.. Crore in absolute terms and. in percentage terms on year to year basis. Education Loan An increase of Rs.. crore in balance outstanding as on.. over.. under Educational Loan represents annual growth of. %. Housing Loan The housing loan balance outstanding has increased from Rs.. crore as on.. to Rs.. as on.. registering an increase of Rs.. crore in absolute terms. The incremental growth on year to year basis is. %. Advances to Weaker Sections The advances to Weaker Sections increased from Rs.. crore as of December to Rs.. Crore as at December.The share of weaker section advance to Priority Sector advance is. % against the bench mark %.

19 AGENDA NO. FRESH ISSUES Crop Insurance Crop Insurance Claim Pertaining to Kharif- AIC of India, the designated implementing Agency for NAIS has released the claims of Rs.. crores for Kharif Crop Season for Odisha on.. to. lakh farmers. All banks are requested to ensure that the claim amount has been credited to the concerned loanee / non- loanee farmers accounts and report to SLBC in the prescribed format. Pradhan Mantri Fasal Bima Yojana (PMFBY) Issuance of Acknowledgement Receipt under Pradhan Mantri Fasal Bima Yojana (PMFBY). It has been decided by Ministry of Agriculture & Farmers Welfare, Government of India to provide Acknowledgement Receipt on PMFBY / WBCIS to all insured farmers ( both loanee and non- loanee ) which can also be used as evidence of having insured their crops. It contains all basic information about the scheme. SLBC has already provided the soft copy of the acknowledgement receipt form received from Government of India both in English and Odiya to all banks with request to print the same for onward distribution to the branches for issue to farmers at branch level. Acknowledgement Receipt is enclosed at Annexure - AGENDA NO. Year Branch Network: Area Wise Semi-Urban Rural Branch Urban Branch Branch (. %) (. %) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) (.%) Total Branches

20 Year Public Sector Bank Branch Network: Bank Wise Private Total CoSector RRBs Commercial operative Bank Banks Banks Total Branches Bank wise & district wise Branch network as on.. is available at Annexure. Bank wise and District wise branch opened during the period.. to.. is available at Annexure No bank branch has been opened during.. to.. in Dhenkanal, Gajapati, Jajpur and Nabarangpur district. No bank branch has been opened during.. to.. by Dena Bank, Indian Overseas Bank, United Bank of India, Odisha Gramya Bank & Utkal Grameen Bank. Sl. No. I II III Position of ATM installation in the State as on.. ATM Position Number No. of Onsite ATMs No. of Offsite ATMs Total No. of ATMs Out of which No. of ATMs in Rural Branch No. of ATMs in Semi-Urban Branch No. of ATMs in Urban Branch Availability of ATM in the State As on No. of ATMs Bank wise and District wise ATM position is available at Annexure. The present status of branch & ATM opening in the state indicates that Banks are yet to give due importance for opening of new branches in unbanked areas and installation of ATM at rural branches.

21 Allahabad Bank, Andhra Bank, Bank of Baroda, Canara Bank, Central bank of India, Corporation Bank, Dena Bank, IDBI Bank, Indian Bank, Indian Overseas Bank, OBC, PNB, Syndicate Bank, UCO Bank, Union Bank of India, Vijaya Bank, HDFC Bank, ICICI Bank, Bandhan Bank, OGB &UGB. All banks are requested to ensure that each branch shall have at least one ATM. Major Banks not having ATM at all of their rural branches are available at Annexure-. AGENDA NO. Banking Key Indicators The details of Bank wise deposit, advances & important banking key indicators are available at Annexure. CD Ratio (All Banks): Banks Public Sector Private Sector RRBs Cooperative State Basing on total utilization (including sanctioned in outside State) of advance in the state Basing on advance sanctioned and utilized in the state CD ratio of the State as on.. computed on the advance figure of sanctioned in other state but utilized in our state as per Thorat Committee is. %. CD Ratio computed on advance sanctioned and utilized in the state is. %. Area wise CD Ratio is at Annexure. District wise CD ratio (%) as of.. &.. for all Districts of Odisha (. in Rs. Crore).... SL. DISTRICT NAME CD CD Deposit Advance Deposit Advance Ratio Ratio ANGUL BALASORE BHADRAK BARAGARH BOLANGIR BOUDH CUTTACK DEOGARH......

22 DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NAYAGARH NABARANGPUR NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Sambalpur district registered low CD ratio of.% only on account of MCL deposit of Rs. Crore. If this amount is excluded, the CD Ratio will be. %, which is also unsatisfactory. i) ii) It is observed that districts namely Dhenkanal, Bargarh, Jajpur, Boudh, and Sonepur have achieved CD ratio of more than %. districts have registered CD ratio below %. Angul, Nuapada, Sambalpur, Deogarh, Gajapati, Ganjam, Jagatsinghpur, Kendrapara, Keonjhar, Malkangiri, Puri, Kandhamal and Mayurbhanj. The LDMs of those districts and the Lead Banks should take needful action for improvement in CD ratio in the coming quarters

23 AGENDA NO. Target vs. Achievement of Annual Credit Plan (ACP) - under Priority Sector Achievement under Annual Credit Plan (District wise & Bank wise) as on.. (LBS-MIS-II) is available at Annexure. Performances under major segments of Priority Sector are reproduced below. Target Vs Achievement under ACP for the year - Particulars Target Achievement Crop Loan.. Agri Term Loan.. Fishery.. Dairy.. Farm Credit.. Agriculture Infrastructure.. Ancillary Activities.. Agri Total.. Micro Enterprises.. Small Enterprises.. Medium Enterprises.. Khadi & Village Industries.. Others under MSME.. MSME Total.. Export Credit.. Education.. Housing.. Social Infrastructure.. Renewable Energy.. Others.. Priority Sector Total.. Bank wise Achievement under ACP-- %age in crores Priority Sector SLNo Name of Bank Target Achievement % Public Sector Banks... Private Sector Banks... Regional Rural Banks... Co-operative Banks... Total... The achievement during.. to.. under ACP is.% of the target. Banks should ensure that the target under various schemes of ACP is achieved before March.

24 Share of different banks in Agriculture Credit Outstanding on.. (Amount in Crores) Name of the banks Amount outstanding Share in % Public Sector Banks.. Private Sector Banks.. RRBs.. OSCB.. Total.. Status of Small & Marginal Farmers out of Total Agriculture Advance excluding RIDF figure. Total agriculture Advance Out of which, SF/MF Farmers Banks No. of A/Cs Amount No. of A/Cs Amount. Public Sector Banks. (.%) (.%). Private Sector Banks. (.%) (.%). RRBs. (.%) (.%). OSCB. (.%) (.%) Total.. Potential Linked Credit Plan (PLP) With a view to facilitating adequate credit planning, NABARD brings out district wise Potential Linked Credit Plan (PLPs) annually which also depict an analytical assessment of the bankable potential for various sectors in the rural economy. PLP is a reference & guidance to serve as a road map to the Lead District Managers for preparation of their Annual Action Plan for investment under Priority Sector during the financial year. PLP is a reference document for optimal utilization of the credit potential with the help of PLP, in consultation with DDM of NABARD, LDO of RBI and District Cocoordinators of Banks and guidance of District Administration, the ACP of the district should be prepared. While distributing the target among different banks in the district, the credit delivery capacity of each bank, any restriction of regulator, etc. may be taken into the consideration for arriving at a real and achievable target. The State Potential Credit Plan for - prepared by NABARD is given below.

25 State Potential Credit Plan for the year - Sr. I A i ii iii iv v vi vii viii ix x (Rs. in crore) Credit Projection Particulars Credit Potential for Agriculture Farm Credit Crop Production, Maintenance and Marketing. Water Resources. Farm Mechanisation. Plantation and Horticulture. Forestry and Waste Land Development.. Animal Husbandry-Dairy. Animal Husbandry-Poultry. Animal Husbandry-Sheep, Goat, Piggery. Fisheries. Others. Sub Total. B Agriculture Infrastructure i Construction of storage facilities. ii Land Development. iii Others. Sub Total. C Ancillary Activities i Food and Agro processing. ii Others. Sub Total. Total Agriculture (A+B+C). II Micro Small and Medium Enterprises. III Export Credit. IV Education. V Housing. VI Renewable Energy. VII Others. VIII Social Infrastructure involving Bank Credit. Grand Total. SLBC has already requested all the LDMs to prepare the ACP target for the year vide Letter No. SLBC/ODI//- dated.., approve in the DCC meeting and submit the same to SLBC by th February, for compilation and bank wise consolidation at State level & onward submission to RBI and NABARD. AGENDA NO. NPA & Overdue position as on.. The NPA % of the State is. and overdue % is. which are at much higher side and alarming. Rising NPA in Odisha is a matter of great concern The Bank wise and Sector wise NPA & Overdue position is given in Annexure. For PMRY / PMEGP / SJSRY (NULM)/ SHG (NRLM) / WCC, the NPA & Overdue % is too high, which can only be rated as unsatisfactory. The Banks are facing problem to recycle

26 the funds owing to non repayment of loans, mounting overdue and rising NPA %. Banks & Govt. Departments have to make joint efforts with specific strategies to improve the recovery performance for better recycling of funds. Sl. No Sector wise NPA & Overdue % as on... Sector NPA % Overdue % Short Term Crop Loan.. Agriculture Term Loan.. Agriculture Allied.. Total Agriculture.. MSME Sector.. Education Loan.. Housing Loan.. Total Priority Sector.. Total Advance.. Sl. No..... Scheme wise NPA & Overdue % as on.. Sector NPA % Overdue % PMEGP & PMRY.. SHG.. NULM.. Weaver Credit Card.. Bank wise NPA position as on.. Banks NPA % Overdue % Public Sector Bank.. Private Sector Bank.. RRBs.. O. S. C. B.. Year wise NPA % in the State Year NPA % Banks having NPA % above the State Average are Andhra Bank, Bank of Baroda, CBI, IOB, OBC, PNB, SBI, UCO Bank, OGB & UGB Status of OPDR cases as on.. no. of OPDR cases involving Rs. crore are pending as on...highest number of cases( ) are pending in Khordha district followed

27 by Kendrapara district ( cases).all District Collectors may be advised by State authority for early disposal of pending OPDR cases. All the Lead District Managers may put their coordinated efforts to yield desired result. District wise & Bank wise report is available at Annexure. Online data entry / viewing of OPDR cases in Odisha A portal has been created in our website for online data entry of OPDR cases by the Banks in Odisha and the status can be viewed by State Government & RBI, Bhubaneswar. The link for the same is available in the homepage of our website. SLBC Odisha vide its Letter No. SLBC/ODI//- dated.. & SLBC/ODI//- dated.. have already circulated the mode of operation for viewing/entry of OPDR cases in the portal by State Government authorities, RBI & Banks respectively. Controlling Heads of all Banks are requested to ensure data entry of all pending OPDR cases in our portal. Applications for attachment of property under Section o f SARFAESI Act pending with District Magistrates Banks require adequate support from District Magistrate for quick enforcement of SARFAESI Act. The applications are remaining pending with District Magistrates in different districts for a long time for permission and assistance for taking physical possession of charged assets under the Act. It is reported that numbers of applications involving Rs.. Crore of different banks for attachment of property under section of SARFAESI are pending with District Magistrates. The State Government is requested to kindly issue appropriate instruction to the District Magistrate for expeditious disposal of Bank s applications seeking permission for taking over physical possession of charged assets. District wise and bank wise pending list enclosed at Annexure. Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances for credit facilities up to Rs.. Crore consequent upon demonetization. Consequent upon withdrawal of legal tender status of Specific Bank note of Rs and Rs. note, the additional days beyond the period applicable for recognition of credit facilities as sub- Standard for advances up to Rs.. crore in respect of the dues for the period from.. to.. has been allowed for asset classification. Reserve Bank of India has subsequently reviewed above dispensation and advised all the lenders to provide further days period in addition to the days. After revision, the additional days is extended to Agriculture and Business Sector only.

28 AGENDA NO. AGRICULTURE Bank wise performance of Crop Loan & Term loan for the period.. to.. is available at Annexure -. Kissan Credit Card (KCC) The Bank wise achievement made under KCC as on.. is available at Annexure. It is observed that Banks have disbursed Rs.. crore in KCC accounts during.. to.., out of which fresh KCC has been issued in accounts disbursing Rs.. crore. Total outstanding balance as on.. is Rs.. crore in No. of KCCs. No KCC has been issued so far by the following Banks: Public Sector Banks State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Travancore & Punjab & Sind Bank. Private Sector Banks Karnataka Bank, Federal Bank, City Union Bank, IndusInd Bank, Karur Vysya Bank, Kotak Mahindra Bank Ltd., Laxmi Vilas Bank, The South Indian Bank Ltd, Standard Chartered Bank, Yes Bank, DCB Bank and Bandhan Bank Doubling Farmers Income by - Measures RBI vide circular RBI/-/,FIDD.CO.LBS.BC.No./../- dated.. communicated the strategy to achieve the goal of Doubling Farmers income by. In this regard RBI advised that: Banks should revisit their documentation process for crop loans, simplify them wherever required and ensure speedy sanctioning and disbursal of loans within specified limits. Map the overall strategy to the agriculture / agro-ancillary lending plan of bank. Lead Banks should work closely with NABARD in preparation of Potential Linked Plans & Annual Credit Plans keeping the above strategy in consideration. LDMs should include Doubling of Farmer s income by as a regular agenda under Lead Bank Scheme in various forums such as DCC, DLRC and BLBC. Choices to double farmer s Income by Provision of Irrigation. Paddy to Non-paddy shift. Additional income from allied source. Collectivization of produce - Farmer Producer Organization. Promotion of Contract Farming. Innovation for high value agricultures. Formal Financial Inclusion.

29 Time to look to our State Agriculture- Some Views. Need for Second Green Revolution.. Enhancing efficiency of Water usage.. Development of a Strong Agricultural Infrastructure base.. Re-structuring the Agriculture Sector.. Approach towards Yield Gaps.. Organizing Farmers into Bodies(Companies or Cooperatives).. Solving Problems of Small Farmers.. Empowering Farmers about Agro-technologies.. Shifting of Physical Inputs to Knowledge Input.. Involvement of SHGs for Institutional Support.. Land Reforms. Linking Industry and Farmer.. Introducing Public- Private Partnership (PPP) model.. Involving Third Sector/ NGOs in Agriculture.. Convergence of Agricultural activities with Panchayati Raj Department.. Establishment of State Level Task Force.. Formation of Agriculture Technology Mission (ATM).. Attracting Youth as Agricultural Enterprises.. Addressing Challenges on Climate change. Agriculture Allied Sectors (Fishery & Dairy). Bank wise progress made on Financing under different schemes of Allied Agriculture Sector is given in Annexure. Disbursement for the period.. to... Name of the scheme No. of account Amount in Rs. Crore Dairy. Fishery. Poultry. Other allied (Goatery, piggery etc). Total. Interest subvention on Short Term Credit and Long Term Credit to Fish Farmers This may please be appreciated that interest subvention support to fish farmers is very crucial for integrated development of fisheries. But unless the loans are available to the farmers by the banks, interest subvention cannot be used. In every SLBC meeting, this issue has been raised. Non financing or slow financing to fishery enterprises as well as fish farmers is a matter of great concern of State Government. We therefore, request Controlling Heads of all Banks to be very proactive in financing this sector and ensure sanction and disbursement of all eligible pending application without further delay.

30 All Banks may give top priority for achieving the target given under ACP for different schemes of allied sector which is supported by subsidy and interest subvention scheme of State government. All Banks are requested to dispose of the pending loan applications and ensure timely sanction and disbursement of loan application. Any return / rejection of application are to be informed to the loan application sponsored Department with reasons. Progress of Pledge Financing on Negotiable Warehouse Receipts (NWRs) to farmers In our State only State Bank of India has pledge financing against NWRs. During.. to.. no amount has been disbursed. Balance outstanding as on.. is Rs. crore against accounts. Since pledge financing gives price assurance to farmers, it is requested the member banks to explore possibility of lending under pledge finance. National Horticulture Board The National Horticulture Board is implementing following programmes as subscheme of Mission for Integrated Development of Horticulture (MIDH):. Development of Commercial Horticulture through Production and Post Harvest Management of Horticulture Crops Under this scheme, back-ended subsidy is provided for setting up units relating to horticulture sector such as production related hi-tech projects, Post Harvest Management (PHM) infrastructure viz. Pack House, Ripening Chamber, Refer Van, Retail Outlets, Pre-cooling units, Primary processing etc.. Capital Investment Subsidy for Construction/ Expansion/ Modernization of Cold Storages and Storages for Horticulture Produce - Under this scheme, credit linked back-ended of the capital cost of project in general areas and % in case of NE Region, Hilly and Scheduled areas for a storage capacity above MT up to MT is provided for establishment of Cold Storages including Controlled Atmosphere (CA) and their modernization.. Technology Development and Transfer for Promotion of Horticulture - Under this scheme, the projects for popularization of identified new technologies/tools/ techniques for commercialization/adoption and training/skill development of farmers are considered through different sub-components of the scheme: Sl. No. of Project Name of the Banks no Pending State Bank of India (Branch wise) Nabarangpur Branch, Nabarangpur. Umarkote Branch, Nabarangpur

31 RBO- Berhampur-II Branch, Ganjam Allahabad Bank (Branch wise) Nuapada Branch, Nuapada Bhawanipatna Branch, Kalahandi Andhra Bank, Jajpur Branch, Jajpur Bank of India (Branch wise) Nabarangpur Branch, Nabarangpur Saharapada Branch, Keonjhar Punjab National Bank (Branch wise) RPRC Branch, Bhubaneswar Bhawanipatna Branch, Kalahandi Central Bank of India, Nayachowk Branch, Cuttack Union Bank of India, Deogarh Branch, Deogarh IDBI Bank Ltd (Branch wise) Nabarangpur Branch, Nabarangpur Jeypore Branch, Koraput Utkal Grameen Bank, Bandhugaon Branch, Koraput Sundargarh Dist. Central Co.op Bank (Branch wise) Sundargarh Branch, Sundargarh Hemgir Branch, Sundargarh Badgaon Branch, Sundargarh Subdega Branch, Sundargarh Rajgangpur Branch, Sundargarh Koira Brnach, Sundargarh Paikmal Branch, Bargarh Koraput Central Co.op Bank, Jeypore Branch, Koraput Mayurbhanj Central Co.op Bank, Saharpada Branch, Keonjhar Total The concerned banks are requested to sanction the eligible projects and ensure submission of utilization certificate in time. Aadhaar Number Seeding in the bank s account of the beneficiaries under various components of National Horticulture Board s Scheme The Ministry of Agriculture & Farmer s Welfare, Govt. of India vide letter No./ MIDH (NHB) dated.. has advised National Horticulture Board for adoption of DBT Mechanism for payment of subsidies during - to the beneficiaries. In view of the above direction of Govt. of India, the Controlling Heads of all Banks are requested to ensure that the concerned branches have linked the beneficiaries

32 Aadhaar number with their Term Loan Account & Subsidy Reserve Fund (SRF) Account for adoption of DBT mechanism for payment of subsidy during - under various components of NHB Scheme. AGENDA NO. Financing to MSME Sector Micro, Small and Medium Enterprises (MSMEs) Micro Enterprises A target of. % of ANBC or Credit equivalent amount offbalance sheet exposure, whichever is higher has been prescribed for micro enterprises to be achieved by March The position of finance to Micro & Small Enterprises in the follows.. Balance outstanding as on.. Particulars A/cs Amount Micro Enterprises. Small Enterprises. Total MSE. Share of advances of Micro.. Enterprises to MSE (% ) Total MSME. State as on.. is as Amount in Rs. crore Balance outstanding as on.. A/cs Amount PM Task Force- Recommendations Banks are advised to achieve a per cent year-on-year growth in credit to micro and small enterprises (December to December,) per cent annual growth the number of micro enterprise accounts(december to December, ) per cent of MSE advances should go to the micro enterprises is to be achieved on continuous basis. Norm % Actual %... Observations:The advance to MSME as on.. has registered annual growth of a growth of. % over December. Against a target of.% of ANBC, Banks have achieved. % under Micro Enterprises. Year on year growth of outstanding advance in MSE sector is. % which is above the stipulated target of %

33 Year on Year growth in number of micro enterprises is. % as against the Task Force parameter of % The allocation of Micro sector to MSE advance at the end of December, is. %( against bench mark %). Detailed report of Bank wise position under MSME is available at Annexure. The target under ACP for MSME sector (Priority Sector} for the year - is Rs.. crore and the achievement as on.. is Rs.. crore which is.% of the target. The share of MSME advances to total advances as of st December is. %. Performance of Commercial Banks under Manufacturing Sector as on.. Disbursement (.. to..) Manufacturing Sector A/C in Crores Micro Enterprises. Small Enterprises. Medium Enterprises. TOTAL. Regarding nursing and rehabilitation of all identified potential viable sick units, all banks have been requested by SLBC to take necessary steps for undertaking nursing and rehabilitation measures. Timely identification of sick units, close monitoring and taking corrective measure as guidelines are advised. Stand Up India Scheme It is observed that LDMs have logged in to the portal of Stand up India in our State. LDMs of Jagatsinghpur, Jharsuguda and Kalahandi district have not joined in the Stand up India portal for which the performance of these districts is shown which is a matter of concern of Department of Financial Services, Ministry of Finance, Government of India. We reiterate that the scheme which covers all branches of scheduled Commercial Banks will be accessed through LDM. The LDMs of these districts are advised again to upload the Stand up India immediately. For any clarification, they may contact DGM, SIDBI. Convenor has also requested all the member banks to advise all their branches to log in to the portal regularly. Target As per guidelines of Stand up India, each branch of a scheduled bank is expected to extend loans to at least one SC/ST and minimum one woman entrepreneur under his scheme. Against a target of applications as on st March, loan applications have been disbursed up to.. as per report generated from Stand Up Mitra portal.

34 Performance under Stand up India as on.. as per Stand up India Particulars Sanctioned A/C Disbursed Amount (Cr) A/C Amount (Cr) SC/ST.. Women.. Total.. As reported by different banks as on.., Rs.. crore has been disbursed in accounts to SC/ ST applicants and Rs.. crore has been disbursed in accounts to Women applicants. (Annexure - ) It is requested all banks to please update the data in the Stand UP India Portal. There is huge difference between the figure reported by banks to SLBC at State level and the figure uploaded in the portal. AGENDA NO. RSETI As on.., rural BPL/NRLM target group youth have been trained against annual target of for the year -. (% achievement) The Bank-wise performance under BPL as on.. is as follows. Bank of UCO Bank RUDSETI SBI CBI Andhra Bank India Bank %age Achievement The overall number of candidates trained as on -- is against annual target of (% of achievement %) The percentage of candidates settled as on.. (Cumulative) is % against national average %. The report on achievement is available at Annexure. The percentage of candidates settled with bank finance as on -- (cumulative) is % against National Average of %. STATUS OF INFRASTRUCTURE IN RSETI Issuance of permissive possession letter is pending in Puri District. Land is yet to be allocated to Cuttack and Dhenkanal District. In numbers of RSETIs the building construction has been completed. In number of RSETI the construction is in progress. In RSETI, the construction has not yet started.

35 Information on RSETIs Particulars India No. of functional RSETIs No. of Youth Trained Total No. of Youth Settled Youths settled with bank finance Youths settled with Self finance Settlement Ratio Credit Linkage Target for FY- Achievement Achievement % Odisha Electricity connection for RSETIs In inviting reference to MoRD letter No.-//-NRLM(RSETI), dated.. issued by Additional Secretary, MoRD addressed to Principal Secretaries, Dep. Of RD & PR of all the States, we reproduce the contents which read as follows. Demand for water and electricity charges is raised at commercial rates. It is clarified that RSETIs are engaged in training unemployed youth, as per Government of India guidelines and as such, they should not be treated as commercial establishments and hence charges as applicable to domestic rates need only be collected. Kind consideration of the State Government is requested. AGENDA NO. Finance to Handicrafts Sector.. Silpi Unnati Yojana(SUY): Margin money assistance is provided to individual % of the project cost (up to Rs.,, in seven crafts and up to Rs,. in rest crafts ) per artisan to avail bank loan for setting-up of own handicraft production unit. During -, nos. of applications have been received in different districts & till date nos. of applications have been sponsored to different banks, out of which cases have been sanctioned. The Bankers are requested to take credit decisions early on applications received from DICs/RICs.. Modernization & Technological Up-gradation of Handicraft Industries.(M.T.U.H.I) In order to enhance the productivity of the handicraft items, under the scheme Modernization & Technological Up-gradation of Handicraft Industries (M.T.U.H.I.) an amount of Rs. lakhs is available towards release of Subsidy. The project cost ranges from Rs. lakh to Rs. lakhs.% subsidy (maximum Rs. lakh) is given to general category entrepreneurs while % subsidy (maximum Rs. lakh) is given to special category entrepreneurs. During -, nos. of applications

36 have been received in different districts & nos. of applications have been Sponsored to different banks. As on.., no of cases have been sanctioned. Banks are requested to take credit decisions early on those proposals. The Bank branch wise details of sponsoring & sanction are placed at Annexure-. Calendar for successful implementation of the scheme during - Modernization & Technological Up-Gradation of Handicraft. SL.No. Subject Schedule Date Line Advertisement in Local Dailies for inviting... applications. Last date for submission of application to... RICs/DICs. Selection by District Level Screening Committee &... Sponsoring of eligible cases to Banks by RICs/DICs.. Sanction of loan by Banks... Disbursement of loan by Banks... Subsidy claim by Promoters to Banks.. Subsidy claim proposal recommended by Banks to... Directorate of H & C.L, Odisha, Bhubaneswar. Subsidy release to Bank by DIC/RIC... AGENDA NO. Financing under Self Help Groups (SHGs) Performance under SHG-Bank Linkage during FY -: Achievement under SHG-Bank Linkage during.. to.. is Rs.. Cr credit linkage to WSHGs against target of Rs.. Cr to WSHGs, Physical Achievement is % and Financial Achievement is % The percentage growth during April-December compared to same period last year % physical growth and % financial growth. Bank wise achievement during as on.. is at Annexure -. Bank-wise Achievement under SHG-Bank Linkage during.. to... (. in Rs. crore) Target Achievement Name of Bank Physical Financial Physical Financial Public Sector. (%).(%) Private Sector. ( %).(%) RRBs. (%).() Cooperative Bank. (%).(%) Total. (%).(%)

37 Average loan size Name of Bank Average loan size amount in Rs lakh Public Sector. Private Sector. RRBs. Cooperative Bank. State. Strategy for February to March for achieving the target for FY - Banks to ensure renewal of all CC loans with DP enhancement on a priority basis. Pending proposals in Bank branches to be disbursed on a priority basis. Ensure linkage amounts are in tune with RBI guidelines. Odisha Livelihood Mission on Corporate Business Correspondents (BC) of Bank The Copy of the RESOLUTION of Government of Odisha containing the guidelines for Engagement of Odisha Livelihood Mission as Corporate Business Correspondent of Banks is enclosed at Annexure- This initiative is aimed at supporting Banks in effective implementation of Business Correspondent (BC) intervention in Unbanked/ under banked GPs in the State. In order to roll out the intervention, all Banks are requested to provide the application form through which OLM would apply for acting as Corporate BC of the Bank. In addition, necessary modalities specific to any Bank with respect to engagement as Corporate BC may also be intimated to OLM. AGENDA NO. Progress under Govt. Sponsored Programmes PMEGP District wise and Bank wise revised targets under PMEGP for the year. The State Director, KVIC, Odisha has communicated the revised tentative target for the year - vide letter No. OZ/PMEGP/Target/-/ dated... The target under KVIC, KVIB & DIC components of PMEGP are available below & the application pendency status is available at Annexure -. In the meeting of Sub- Committee of SLBC on MSME & Skill Development held on.. under the Chairmanship of the Principal Secretary, MSME, Government of Odisha, the target of the following banks revised as mentioned below. The same has also been communicated to the concerned banks vide our letter No. SLBC/ ODI//- dated...

38 Revised target for sanction of PMEGP Name of Revised Target To be To be Banks in Unit Sanctioned by Sanctioned Jan by Feb SBI Andhra BOI UCOBANK PNB Canara CBI BOB UBI Union Bank IOB Syndicate OGB There is no change in the allocation of target with regard to PMEGP for the remaining banks. Action Points emerged in the meeting for PMEGP loan sanction & disbursement. ) Concerned Banks should prioritize on PMEGP ) Banks should put all out efforts to achieve % of their allotted target by Jan and rest % by Feb. ) Disbursement to be effected by // whatever sanctioned till date. ) ICICI, Axis, IDBI & HDFC Banks should expedite their effort towards sanction and disbursement of loan applications ) SLBC and KVIC to monitor the progress ) Training to be imparted by GM (DIC) for expeditious result. PMEGP Performance as on.. (Source PMEGP e- Tracking System) No. of Margin Money Details applications involved in Rs lakh Forwarded to Banks. Sanctioned by Banks. Margin Money Claimed. Margin Money Disbursed. Rejection by banks. Pending at banks. Pending for Margin Money Disbursement.

39 As per direction of Ministry of MSME, Govt. of India, the total target has been distributed of minimum projects per district as an average of Rs lakh. The district wise SC/ST target in respect of KVIC, KVIB & DIC are prepared on. times of population on SC/ST category at an average of margin money of Rs. lakh per project. The revised target has already been circulated to all concerned i.e. Controlling Heads of Banks and Lead District Managers for speedy implementation of PMEGP programme to achieve the target. All the participating banks are requested to ensure sanction and disbursement of loan before December and achieve the given target for -.Position. National Urban Livelihood Mission (NULM) Bank wise & Branch wise applications sponsored, disbursed and pending with banks under SEP (Individual), SEP (Group) and SHG Bank linkage component of DAYNULM has already been shared with the concerned banks. As reported by banks, against the physical target of, banks have sanctioned and disbursed and applications respectively. Against the financial target of Rs crore, Rs.crore has been disbursed as on... Detailed report of all Banks is available at Annexure. It is requested to all concerned banks to please achieve the target for -. Inclusion of MUDRA loan disbursement under DAY-NULM, SEP- The Mission Director- DAY-NULM, SUDA vide his letter NO. dated.. has communicated all the participating banks that as per guidelines of MoHUPA, loan sanctioned under MUDRA scheme can also be reflected under SEP- component of DAY-NULM through which beneficiaries will get the interest subsidy on the loan availed. It has been requested to share the branch wise sanctioned cases under MUDRA to upload in DAY-NULM web portal. The same also will be reflected as the achievement of banks under Day-NULM Financing under SC/ST Schemes:The representative of Odisha Schedule Casts & Schedule Tribe Development Finance Co- Operative Corporation limited (OSCSTDFCC Ltd) informed that During the current financial year -, the Corporation has fixed target for financing Sch. Caste families through Self Help Groups, Sch. Tribes through individual and SHGs under Credit Linked Income Generating Schemes through Banks. It has also been decided to finance SC individual applications during - where group applications are not available but the individuals should not be more than % of total target of a district. But in case of ST Sector, there is no limitation for financing individual ST candidates.

40 The sector-wise target fixed and achievement made during - (till..) is given below. District wise & bank wise performance is available at Annexure-. Target fixed by OSFDC Sl () No.of applications Sponsored No.of No. Indiv. Total of Appln Benef SHG. Total Bene f No. of SHG No. of Indv Appln Total Bene f () () () () () () ( () () () () () TOTAL Amount disbursed No. of Indv. Appln No. of SHG SC Sector ST (DTDP) Applications Disbursed No. of SHG Name of the Sector No. of Benef No.of applications Sanctioned Subsid y Bank Loan () () Lead District Managers are advised to monitor and follow up with branches to ensure achievement of district target. Joint Liability Group (JLG) Total amount disbursed for the period.. to.. is Rs.. crore in accounts against target of and balance outstanding as on.. is Rs.. crore in accounts. Bank wise achievement as on.. is given in Annexure. Artisan Credit Card (ACC) During the period of.. to.., the Banks in the State have issued no. of Artisan Credit Cards involving total amount of Rs lakh. The balance outstanding as on.. is Rs.. crore against accounts. The Bank wise achievement is furnished in Annexure. Swarozgar Credit Card (SCC) SCCs have been issued for the period.. to... The balance outstanding as on.. is Rs.. crore against accounts. No SCC has been issued by Private Sector Banks and a few Public Sector Banks. The performance of other Banks is not at all impressive and needs lot of improvement. The Bank wise achievement is furnished in Annexure.

41 AGENDA NO. Finance to Weaver Sector: The bank wise information on fresh finance to the handloom sector is enclosed at Annexure. The following banks have participated in disbursement of loan under WCC Scheme. Finance under Weavers Credit Card as on.. No.of cards issued from(.. to Sl..) Name of Bank No.. in Rs A/C Crore Punjab National Bank Indian Overseas Bank Utkal Grameen Bank Union Bank of India UCO Bank United Bank of India Odisha Gramya Bank Bank of Baroda State Bank of India Bank of India Canara Bank Indian Bank TOTAL The following points have been reported by the Director, Handlooms & Textiles, Odisha. nos. of loan applications have been sponsored to the Banks. The Controlling Heads of some Banks have not submitted up to date information in this regard despite several persuasions made. The C.G.M.NABARD, Regional office Bhubaneswar may offer their views with regard to the present status on settlement of pending claims towards margin money assistance & Interest subvention under WCC by NABARD. The Managing Director, OSCB, Bhubaneswar is requested to issue suitable instructions to the Secretaries of the DCCBs to sanction cash credit loan to the PWCS against the loan applications received.

42 AGENDA NO. Education Loan All Commercial Banks have disbursed Rs.. crores in accounts during.. to... The balance outstanding as on.. is Rs.. crores in accounts. (Amount in Rs Crore) As on Outstanding Disbursement No. of Accounts Balance outstanding No. of Accounts The Bank wise performance is available at Annexure. Amount.... Implementation of Kalinga Sikhya Sathi Yojana. An amount of Rs crores is to be disbursed to students in Odisha under KSSY for FY -. As reported by banks (Annexure - ) number of applications have been received and sanctioned amounting Rs. crore as on... Rs. crore have been disbursed in accounts. SLBC vide its letter dated.. has requested all banks for proper reporting of achievement figure under KSSY and achievement of given target. AGENDA NO. Housing Loan All Commercial Banks have disbursed Rs.,. crores in accounts during.. to... The balance outstanding as on.. is Rs.,. crores in accounts. (Amount in Rs Crore) As on Outstanding Disbursement No. of Balance No. of Amount Accounts outstanding Accounts ,.. Bank wise performance as on.. is available at Annexure.

43 AGENDA NO. Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Scheme Progress made by Banks since. SIDBI, Bhubaneswar has given the following information on CGTMSE Coverage in our state (Year wise). Proposals covered during the year At the end of the year No. of Accounts Amount in Rs. Crore State wise Report on Guarantee approved from.. to.. indicates that Odisha ranks th among all the States in India in respect of approved amount under the guarantee scheme of CGTMSE. Bank wise and District wise CGTMSE coverage approval for the period.. to.. is available at Annexure. Credit Guarantee Scheme (CGS). Recovery by Member Lending Institution (MLI)of CGTMSE. On the captioned subject we enclosed the copy of the circular No./- dated January,, of CGTMSE, the contents of which are self explicit. We request all member banks to strictly adhere to the guidelines of CGTMSE and pass on the entire recovery made, be it in installments to CGTMSE immediately upon recovering the amount after deducting the legal expenses. The CGTMSE, on its part, would refund its share of amount to MLIs in the ratio of net loss incurred only after receipt of entire recovery. Consequent upon the announcement made by the Hon ble Prime Minister, Government of India in his address to the Nation on December,, it has been decided to increase the coverage of the eligible credit limit per borrower under Credit Guarantee scheme from Rs.. crore to Rs.. crore extended by Scheduled Commercial Banks and select Financial Institutions to the units in Micro and Small Enterprises (MSEs).

44 Extent of Guarantee The Trust shall provide guarantee as under. Maximum extent of Guarantee where credit facility is Above Category Above lakh up to Upto lakh lakh and up lakh` to lakh % of the amount in % of the amount in Micro Enterprises default subject to a default subject to a maximum of. lakh maximum of. lakh Women Entrepreneur s/units % of located in North amount in East default % of the amount in default subject to a Region(including subject to a maximum of lakh. Sikkim) (other than maximum of credit facility upto lakh lakh to micro enterprises All other category of borrowers % of the amount in default subject to a maximum of. lakh. The cost of guarantee cover will be as per the extant guidelines. AGENDA NO. Implementation of Prime Minister s New- Point Programme for Welfare of Minorities Progress / Achievement made for - Financing under Minority Communities. Ministry of Finance, Govt. of India has advised that the share of credit flow to minority communities of Public Sector Banks (PSB) should be % of the Priority Sector Advances. During.. to.., the Banks have extended credit of Rs.. crore to beneficiaries of minority community. The outstanding balance as on.. is Rs.. crore in accounts. Bank wise performance is available at Annexure. Lead District Managers have been requested to discuss the matter in DCC meeting and monitor the progress.

45 AGENDA NO. Disposal of loan applications under various Govt. schemes is available at Annexure. SLBC has already shared bank wise and branch wise pending of sponsored loan applications under different Government Scheme with request to dispose off all loan applications as per time norm. No application should be kept pending beyond the stipulated time line for sanction of loan applications. Ineligible cases may be returned to the concerned sponsoring Government departments with valid reasons. AGENDA NO. Grant assistance under Financial Inclusion Fund (FIF) for conduct of Digital Financial Literacy Awareness Programme (D FLAP). On the captioned subject, we are forwarding the copy of the communication No. NB.DFIBT/-/DFIBT-/- Circular No./DFIBT-/ dated.. of NABARD addressed to the CMD of Commercial Banks, Chairman of RRBs and MD/CEO of all State Co-operative Banks & District Central Co-operative Bank, the contents of which are self explicit. Banks are requested to conduct the D FLAP in each of the villages under their jurisdiction with the Grant assistance under Financial Inclusion Fund as per guidelines of the referred circular of NABARD. AGENDA NO Schemes Announced by Hon ble Prime Minister on December, Housing loans at lower interest rates: PM Awas yojana beneficiaries to get % relief on loans upto Rs. lakh and % for loans up to Rs. lakh. Number of houses to be build under Pradhan Mantri Awas Yojana- Gramin has been increased by % i.e. from Crore to Crore. Government would pay days of interest on Farmer s loans availed from district cooperative and central banks for sowing operations this Rabi season. NABARD fund to be increased by Rs., Crore to Rs., crore to provide loans to farmers at lower interest rates. Loss to NABARD will be covered by central government. Crore Kissan Credit cards to be converted into RuPay cards within next months. This will facilitate them to withdraw money from ATM s and sell & buy at any place through digital transactions. Credit guarantee for small entrepreneurs has been increased from Rs. Crore to Rs. Crore. Loans from Non Banking Finance Institutions would also be covered under this. Income tax for small entrepreneurs and traders would be calculated at percent instead of if they use digital modes of payments.

46 . New national schemes for pregnant women to cover their delivery, vaccination, for nutritious meals. A financial assistance of Rs. to every pregnant woman would be provided under the scheme. Amount will be directly transferred to saving bank account of pregnant women.. New saving schemes for senior citizens under which % interest would be assured on deposits of up to Rs.. lakh. The interest earned can be withdrawn per month. AGENDA NO. Conduct of Financial Literacy Camps by Rural Branches In terms of RBI circular FIDD.FLC.BC.No./- dated.., financial literacy centers and rural branches of banks have been advised to conduct financial literacy camps for different target groups mentioned therein. It is observed by RBI, Bhubaneswar that many rural branches are not conducting financial literacy camps regularly as per RBI guidelines. During post demonetization period much importance is given on expansion of banking services in rural areas. A large number of accounts have been opened under PMJDY and thus focus should now be on ensuring these accounts remain operative. For this, it is imperative that people are financially literate and are aware of various banking products and services. We, therefore, request all banks to ensure that rural braches scale up their efforts to conduct more financial literacy camps as per RBI guidelines which would act as an enabler for financial inclusion particularly to target group. Empanelment Criteria for selection of Banks for handling business and deposits of State Public Sector Undertakings (SPSU) and State Level Autonomous Societies (SLAS) for the Financial Year -. AGENDA NO. Empanelment Criteria for selection of Banks for handling business and deposits of State Public Sector Undertakings (SPSU) and State Level Autonomous Societies (SLAS) for the Financial Year -. SLBC has already communicated vide its letter number SLBC/ODI//- dated.. the Score Card prepared by the Finance Department, Government of Odisha, containing the eligibility criteria for empanelment of Banks for handling business and deposits of SPSU and SLAS for the Financial Year -. The scores will be based on banking statistics as on st March,. Minimum Score to be eligible is, out of the maximum marks. All banks are requested to take a careful note of the Terms & Conditions of Empanelment. A copy of the Score Card is enclosed at Annexure.

47 AGENDA NO. Calendar of Programme for conducting SLBC Meetings SLBC Convenor Banks have been advised by RBI to prepare a yearly Calendar of Programme in the beginning of the year for convening SLBC meetings and to adhere to the schedule as per the Calendar of Programme. Accordingly, an approved Calendar of Programme for conducting SLBC Meetings during the year - has already been circulated among all the members of SLBC vide letter No. SLBC/ODI//- dated.. (Annexure - ) Date of holding SLBC Meetings Quarter ended March.. (Wednesday) Quarter ended June.. (Wednesday) Quarter ended September.. (Wednesday) Quarter ended December.. (Wednesday) In this connection, all will appreciate to note that the Calendar of Programme was conceived so as to enable members of SLBC and important functionaries to have adequate notice of the meeting and block the dates to ensure participation in the meeting. AGENDA NO. Coir Board Coir Board under the Ministry of MSME, Govt. of India, is implementing different schemes for the overall sustainable development of Coir industry in India as a whole. Under these schemes, one of the most important and entrepreneurs friendly scheme REMOT presently renamed as Coir Udyami Yojana. It is a Central subsidized scheme. The pattern of assistance under the scheme comprises of % of the project cost as Government of India subsidy, % as Bank Credit and % as beneficiary Contribution. Earlier it was lakhs & Lakhs project (REMOT) and presently any Coir projects with project cost up to Rs. lakhs would cover under the modified Scheme of Coir Udyami Yojana (CUY). Besides this, assistance up to % of the project cost will be made available as Working Capital loan to the beneficiaries. Under the above scheme, Coir Board has placed % subsidy Component of Rs.. lakhs to the different Banks in Odisha since. The details are enclosed as Annexure-. Coir Board has also furnished us the bank wise branch wise applications pending as on.. under the scheme as per Annexure. Controlling Heads are requested to ensure timely disposal of the applications.

48 Timely submission of error free data to SLBC It is observed that some banks are not providing data in time to SLBC which results in non-compilation / updation of data and correct data is not reflected in the meetings. Banks should ensure that correct data are provided to SLBC in time to enable the later to present the same in the meetings for review. Passing of instructions to the branches Taking into consideration, the feedback received by SLBC from different sources, it is requested to the Controlling Heads of all banks to ensure that all instructions from Government of India, State Government, RBI, NABARD and SLBC reach the branches in time for implementation of various programmes / Schemes. Government Sponsored Schemes & Service Area Approach. In response to the queries of different banks and Departments of the State Government, we reiterate that for all government sponsored schemes which involve subsidy, Service Area concept is applicable. Improving infrastructure and strengthening of staff at LDM Offices. The Department of Financial Services, Ministry of Finance, Government of India and Reserve Bank of India has been stressing for the need to improve the infrastructure at LDM offices and strengthen the Office of LDM with the requires staff, vehicle, Internet facility etc. to enable the LDM to discharge the duties effectively. Some of the District Collectors have opined that due to lack of required staff at LDM offices is affecting the functioning of the LDM. Controllers of the Lead Banks are requested to provide adequate staff to strengthen the LDM s office. Submission of Reconciliation Statements The representative of Coir Board stated that non submission of the reconciliation statement despite their repeated requests is creating lot of difficulties for the monitoring of the schemes and to ascertain the NPA etc. Coir Board is not in a position to send the report as desire by the Govt. of India on completion of XIth Plan due to the lack of the full form reconciles statements. He requested the Nodal Bank branches to provide the Reconcile Statements in full form at the earliest. AGENDA NO. Any other matter with permission of the Chair.

49 Annexure - Roadmap for providing banking services in every village having population below - Progress as on st December Name of State/UT: ODISHA Out of Roadmap prepared for less than, No. of villages where banking outlet opened upto the end of the reporting Quarter SR Name of the Bank IDBI Bank ICICI Bank Canara Bank HDFC Bank Oriental Bank of Commerce Bank of Baroda Indian Bank UCO Bank United Bank of India Bank of India IndusInd Bank Indian Overseas Bank Union Bank of India Allahabad Bank State Bank of Hyderabad Central Bank of India State Bank of India Syndicate Bank Punjab National Bank Axis Bank Utkal Grameen Bank Andhra Bank Odisha Gramya Bank Dena Bank Federal Bank TOTAL BC No. of villages allotted Branches Fixed Location Banking through BC visits every week Banking Banking through through BC BC visits more BCs-sub total visits once in a than once in a =+++ fortnight fortnight Other modes Grand Total = ++ %ge of Achievement

50 Annexure - Roadmap for providing banking services in every village having population below - Progress as on st December Name of State/UT: ODISHA Out of Roadmap prepared for less than, No. of villages where banking outlet opened upto the end of the reporting Quarter SR Name of the District Nuapada Jharsuguda Sonepur Bhadrakh Ganjam Bargarh Boudh Nabarangpur Bolangir Deogarh Khordha Jajpur Dhenkanal Jagatsinghpur Rayagada Cuttack Sundargarh Balasore Kendrapara Kalahandi Gajapati Keonjhar Koraput Angul Sambalpur Malkangiri Kandhamal Puri Mayurbhanj Nayagarh TOTAL No. of villages allotted Branches Fixed Locations BC Banking Banking Banking through BCs-sub through BC through BC BC visits more total visits every visits once in a than once in a =+++ week fortnight fortnight Other modes Grand Total = ++ %ge of Achievem ent

51 Annexure - PRADHAN MANTRI JAN DHAN YOJNA PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO.. NAME OF STATE: ODISHA NO OF ACCOUNTS OPENED SR.NO. BANKS E-KYC RURAL PSBs SPONSORED RRBs PRIVATE SECTOR BANKS TOTAL (++) WITHOUT AADHAAR URBAN RURAL URBAN SUB TOTAL RURAL URBAN TOTAL (RURAL+URBAN),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,

52 Annexure - PRADHAN MANTRI JAN DHAN YOJNA E-KYC SL NO NAME OF THE BANK RURAL Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnataka Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL URBAN PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO.. NAME OF STATE:ODISHA NO OF ACCOUNTS OPENED NO. OF PMJDY TOTAL DEPOSIT OF AADHAAR ACCOUNTS PMJDY ACCOUNTS SEEDED WITHOUT WITH ZERO TOTAL TOTAL (Lacs) ACCOUNTS AADHAAR BALANCE RURAL URBAN RURAL URBAN RURAL + RURAL URBAN URBAN RURAL URBAN RURAL URBAN RUPAY CARD ISSUED RURAL URBAN RUPAY CARD ACTIVATED RURAL URBAN PASSBOOKS ISSUED RURAL URBAN

53 Annexure - Number of Households having Basic Savings Bank Deposit Accounts(BSBDA) as on.. Sl.No BankName BSBD A/Cs Opened RuPay Cards Issued % of Rupay Card Issued to BSBD A/Cs No Of BSBD A/Cs With Aadhaar No Aadhaar Seeding % No. of POS Machines Installed Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra.. Bharatiya Mahila Bank.. Canara Bank.. Central Bank of India.. Corporation Bank.. Dena Bank.. IDBI Bank.. Indian Bank.. Indian Overseas Bank.. Oriental Bank of Commerce.. Punjab & Sind Bank.. Punjab National Bank.. State Bank of Bikaneer & Jaipur.. State Bank of Hyderabad.. State Bank of India.. State Bank of Mysore.. State Bank of Travancore.. Syndicate Bank.. UCO Bank.. Union Bank.. United Bank of India.. Vijaya Bank.... Axis Bank Ltd.. Bandhan Bank.. City Union Bank DCB Bank Ltd Total Public Sector Bank Federal Bank.. HDFC Bank.. ICICI Bank.. Indus Ind Bank.. Karnatak Bank Ltd... Karur Vysya Bank.. Kotak Mahindra Bank Ltd.. Laxmi Vilas Bank.. Standard Chartered Bank #DIV/! The South Indian Bank Ltd... Yes Bank.. Total Private Sector Bank.. Odisha Gramya Bank.. Utkal Grameen Bank.. Total RRBs.. Total of Commercial Banks.. #DIV/!

54 Annexure - Number of Households having Basic Savings Bank Deposit Accounts(BSBDA) as on.. Sl.No DistrictName ANGUL BSBD A/Cs Opened RuPay Cards Issued % of Rupay Card Issued to BSBD A/Cs No Of BSBD A/Cs With Aadhaar No Aadhaar Seeding % No. of POS Machines Installed.. BALASORE.. BARGARH.. BHADRAK.. BOLANGIR.. BOUDH.. CUTTACK.. DEOGARH.. DHENKANAL.. GAJAPATI.. GANJAM.. JAGATSINGHPUR.. JAJPUR.. JHARSUGUDA.. KALAHANDI.. KANDHAMAL.. KENDRAPARA.. KEONJHAR.. KHURDA.. KORAPUT.. MALKANGIRI.. MAYURBHANJ.. NABARANGPUR.. NAYAGARH.. NUAPADA.. PURI.. RAYAGADA.. SAMBALPUR.. SONEPUR.. SUNDARGARH.... Grand Total

55 Annexure - Performance of Banks under Social Security Schemes as on.. Pradhan Mantri Suraksha Bima Yojana - PMSBY Sl BANKS Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnataka Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL Urban Rural Total Male Female Male Female Male Female Pradhan Mantri Jeevan Jyoti Bima Yojana - PMJJBY Urban Rural Total Total Lives Male Female Male Female Male Female Atal Pension Yojana - APY Urban Rural Total Lives Male Female Male Female Total Male Female Total Lives

56 Annexure - Insurance Claim Pending Status under PMJDY, PMSBY & PMJJBY as on.. SL Bank Name Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Odisha Gramya Bank Utkal Grameen Bank TOTAL RuPay Debit Card (Rs,,/-) PMJJBY (Rs,,/-) PMSBY (Rs,,/-) Life Insurance - PMJDY (Rs,/-) Claimed Settled Rejected Pending Claimed Settled Rejected Pending Claimed Settled Rejected Pending Claimed Settled Rejected Pending

57 Annexure - Bank wise performance under Pradhan Mantri MUDRA Yojana (PMMY) from.. to.. Shishu (Loans up to Rs.,) Disbursement No Of A/Cs Bank Name Kishore (Rs., to Rs.. Lakh) Disbursement No Of A/Cs Tarun ( Rs.. Lakh to Rs.. Lakh) Disbursement No Of A/Cs. in Crores Total Disbursement No Of A/Cs NBFC-Micro Finance Institutions SURYODAY MICRO FINANCE LIMI Annapurna Microfinance Pvt. Ltd. Village Financial Services Pvt Ltd Muthoot Microfin Ltd JAGARAN MICROFIN PVT LTD. Spandana Sphoorty Financial Limited Ujjivan Financial Services SHARE MICROFIN LIMITED ASMITHA MICROFIN LIMITED JANALAKSHMI FINANCIAL SERVIC Fusion Microfinance Pvt. Ltd. Arohan Financial Services Pvt. Ltd. SKS Microfinance Limited Total Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Limited Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Federal Bank Karnataka Bank Karur Vysya Bank City Union Bank South Indian Bank Tamilnad Mercantile Bank ICICI Bank Axis Bank IndusInd Bank Yes Bank HDFC Bank DCB Bank Kotak Mahindra Bank Bandhan Bank Total Public Sector Banks Private Sector Banks Foreign Banks Citibank Total Regional Rural Banks Odisha Gramya Bank Utkal Grameen Bank Total Grand Total.... Share of various categories of Banks & MFIs NBFC-MFI Public Sector Banks Private Sector Banks Regional Rural Banks TOTAL.%.%.%.%

58 Annexure - District wise performance under Pradhan Mantri MUDRA Yojana (PMMY) from.. to.. District Angul Bolangir Balasore Bargarh Bhadrak Boudh Cuttack Deogarh Dhenkanal Gajapati Ganjam Jagatsinghpur Jajpur Jharsuguda Kalahandi Kandhamal Kendrapara Keonjhar Khordha Koraput Malkangiri Mayurbhanj Nabarangpur Nayagarh Nuapada Puri Rayagada Sambalpur Sonepur Sundargarh Total Shishu Kishore Tarun Total No Of A/Cs Sanctioned Disbursement No Of A/Cs Sanctioned Disbursement No Of A/Cs Sanctioned Disbursement Amount in Crores No Of A/Cs Sanctioned Disbursement

59 Annexure - Category wise performnace under Pradhan Mantri MUDRA Yojana (PMMY) from.. to.. Shishu Kishore Tarun (Loans up to Rs.,) (Loans from Rs., to Rs.. Lakh) (Loans from Rs.. to Rs.. Lakh) Amount in Crores Total Category No Of A/Cs Sanctioned Disbursement Outstanding Sanctioned No Of A/Cs Disbursement Outstanding Sanctioned No Of A/Cs Disbursement Outstanding No Of A/Cs Sanctioned Disbursement Outstanding General SC ST OBC Total Out of above Women Enterpreneurs New Enterpreneurs Minority PMJDY OD Account Mudra card NULM NRLM Other Govt. Sponsored Prog

60 Annexure - DBT - LPG Status of Odisha as on.. Sl No District ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHORDHA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total No. of Distributors No. of LPG Consumers,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, LPG Aadhaar Seeding,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, % LPG Aadhaar Seeding Bank Aadhaar Seeding (ATC),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, % Bank Aadhaar Seeding (ATC) BTC Count,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Bank Account Seeding Verified (BTC) Overall % CTC (ATC+BTC) Overall,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, CTC (ATC+BTC) Overall %

61 Annexure - Aadhaar Generation Report as on.. Sl No Name of the District ANGUL BALASORE BARGARH BHADRAKH BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHORDHA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total District Population Total Enrolments % Enrolments on Population Aadhaar Generated UID% on Population Balance Aadhaar to be Aadhaar Rejections

62 Annexure Acknowledgement Receipt of Pradhan Mantri Fasal Bima Yojana (PMFBY)

63 Annexure - Sl Bank Wise Branch Network as on.. Name Of Bank Urban Semi-Urban Rural Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Cooperative Banks Grand Total Total

64 Annexure - District Wise Branch Network as on.. Sl Name Of District ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total Urban Semi-Urban Rural Total

65 Sl Annexure - Bank Wise Branch Opened from.. to.. Name Of Bank Urban Semi-Urban Rural Total Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Cooperative Banks Grand Total

66 Annexure - District Wise Branch Opened from.. to.. Sl No. Name Of District Urban Semi-Urban Rural Total ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

67 Annexure - Bank Wise Position of ATMs as on.. Sl No Total no of Off Site ATMs Name of the Bank Rural Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Total Public Sector Banks Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative Banks Total Semi-Urban Urban Total no of On Site ATMs Total() Rural Semi-Urban Urban Total(+) Total()

68 Annexure - District Wise Position of ATMs as on.. Sl No. Total no of Off Site ATMs Urban Semi Urban Name of District Rural Total Total no of On Site ATMs Urban Semi Urban Rural Grand Total Total ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

69 Annexure - Bank Wise Branch Network and ATM Network in Rural Centres as on.. Sl Name Of Bank Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Cooperative Banks Grand Total Rural Branches Rural ATMs Deficit

70 Annexure Investment In state govt. Bonds Total Adv. to SC/ST Advance to Women Total Adv. to DRI Total Adv. to Weaker Section Amount in Crores Advance to Services Sector Advance to MSME Total Finance to Agril Total P.S. Advance Advance Sanctioned & Utilized in the State Advance Utilized in The State Name of Bank Total Deposit Sl No. No. of Branches BANKING KEY INDICATOR AS ON.. Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative bank GRAND TOTAL

71 Annexure - Creadit & Investment/Deposit ratio % of Advance to Women to Total Advance % of DRI Advance to Total Advance.in Crores % of Adv. To Weaker Section to PS Adv. % of Agril Finance to Total Advance % of P.S Adv to Total Adv CD Ratio % of NPA to Total Advance Name of Bank GROSS NPA Sl No. No. of Branches BANKING KEY INDICATOR AS ON.. Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Odisha Gramya Bank Utkal Gramya Bank Total Private Sector Banks Total of RRBs RIDF(NABARD) Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative bank GRAND TOTAL

72 Annexure - BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON.. Sl No. No. of Branches Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Odisha Gramya Bank Utkal Gramya Bank Total Public Sector Banks Total Private Sector Banks Total of RRBs RIDF(NABARD) Total Commercial Banks Orissa State Co-Op. Bank Total of Co-op Bank Grand Total Semi Urban Rural Name of Bank Deposit (. in Crores) Advance CD Ratio #DIV/!. #DIV/! No. of Branches Deposit Advance CD Ratio

73 Annexure - BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON.. Urban Sl No. Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of india United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Total Public Sector Banks Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks Total Name of Bank No. of Branches Orissa State Co-Op. Bank Total of Co-op Bank Grand Total.in Crores Deposit Advance CD Ratio Total No of Branches Deposit Advance CD Ratio

74 Annexure - BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P).- Report For LBS MIS II Priority Sector for the year ended December STATE:ODISHA Sl No Crop Loan DistrictName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Regional Rural Banks Commercial Banks Orissa State Co-Op. Bank TOTAL T A Agri Term Loan % #DIV/! #DIV/! T A % #DIV/! #DIV/! Fishery T A % #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! Amount in Crores Dairy T A Farm Credit % #DIV/! #DIV/! #DIV/! #DIV/! T A % #DIV/! #DIV/! Agriculture Infrastructure T A % #DIV/! Ancillary Activities T A % #DIV/! Agri Total T A %

75 Annexure - BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P).- Report For LBS MIS II Priority Sector for the year ended December STATE:ODISHA Sl No DistrictName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Regional Rural Banks Commercial Banks Orissa State Co-Op. Bank TOTAL Micro Enterprises Manufacturing Sector T A % Micro Enterprises - Services Sector T A % #DIV/! Small Enterprises Manufacturing Sector T A % #DIV/! Small Enterprises - Services Sector T A % #DIV/! Medium Enterprises Manufacturing Sector T Medium Enterprises Services Sector Khadi & Village Industries A % T A % T A % #DIV/!.. #DIV/!.. #DIV/! Amount in Crores Others under MSME T A % #DIV/! MSME Total T A %

76 Annexure - BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P).- Report For LBS MIS II Priority Sector for the year ended December STATE:ODISHA Sl No DistrictName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Regional Rural Banks Commercial Banks Orissa State Co-Op. Bank TOTAL Export Credit T A % #DIV/! Education T A % Housing T Social Infrastructure Renewable Energy A % T A % T A % #DIV/! Amount in Crores Others T A Priority Sector Total % T A %

77 Annexure - DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P).- Report For LBS MIS II Priority Sector for the year ended December STATE:ODISHA Sl No Crop Loan DistrictName Agri Term Loan A... BALASORE.... BARGARH.... BHADRAK... BOLANGIR... BOUDH... CUTTACK. DEOGARH. DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR.... KHURDA.... KORAPUT..... MALKANGIRI..... MAYURBHANJ..... NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total T A % T A #DIV/!.. #DIV/! T A #DIV/! #DIV/! #DIV/! #DIV/! T. A % % T A Agri Total.... % Ancillary Activities % Agriculture Infrastructure.. A Farm Credit T ANGUL T Amount in Crores Dairy. % Fishery % T A % #DIV/!.... #DIV/!

78 Annexure - DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P).- Report For LBS MIS II Priority Sector for the year ended December STATE:ODISHA Sl No DistrictName Micro Enterprises Manufacturing Sector Micro Enterprises - Services Sector Small Enterprises Manufacturing Sector T A % T A % T A % T A %.... T A % Medium Enterprises Services Sector T Amount in Crores Khadi & Village Industries T A Others under MSME % % MSME Total A % T A T. A. %.. ANGUL BALASORE. BARGARH. BHADRAK.. BOLANGIR #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!. BOUDH #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!. CUTTACK..... #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! DEOGARH #DIV/!.. #DIV/!.. #DIV/!.... DHENKANAL #DIV/!.. #DIV/!.. #DIV/!. GAJAPATI #DIV/!.. #DIV/!.. #DIV/!. GANJAM JAGATSINGHPUR JAJPUR #DIV/!. #DIV/!..... #DIV/!... JHARSUGUDA #DIV/!.. #DIV/!... KALAHANDI KANDHAMAL #DIV/!.. #DIV/!. KENDRAPARA KEONJHAR KHURDA KORAPUT.. MALKANGIRI. MAYURBHANJ. NABARANGPUR. NAYAGARH NUAPADA.. PURI.. RAYAGADA.. SAMBALPUR. SONEPUR. SUNDARGARH.. Grand Total. Medium Enterprises Manufacturing Sector.. Small Enterprises - Services Sector #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/!.... #DIV/! #DIV/! #DIV/!..... #DIV/! #DIV/! #DIV/!..... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/!..... #DIV/!.. #DIV/! #DIV/!.. #DIV/!..... #DIV/! #DIV/!..... #DIV/!.... #DIV/! #DIV/!. #DIV/! #DIV/!.. #DIV/!... #DIV/!.. #DIV/!..... #DIV/!.. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/!.. #DIV/! #DIV/!

79 Annexure - DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P).- Report For LBS MIS II Priority Sector for the year ended December STATE:ODISHA Sl No Export Credit DistrictName Education T A... BALASORE... BARGARH.. #DIV/! BHADRAK... BOLANGIR Social Infrastructure % T A % T A #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR.. #DIV/! NAYAGARH.. #DIV/!.... NUAPADA.. #DIV/!... PURI RAYAGADA.. #DIV/!... SAMBALPUR..... SONEPUR SUNDARGARH Grand Total.. BOUDH CUTTACK. DEOGARH. DHENKANAL.. GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI A.. %. A % T % #DIV/! #DIV/!. A..... T Priority Sector Total A. T Amount in Crores Others T ANGUL % Renewable Energy. % Housing #DIV/!.. #DIV/! #DIV/!.. #DIV/!

80 Annexure - NPA position as on.. under various sectors Sl No. Bank Name Priority Sector Advance NPA Outstanding % of NPA to total Outstanding in Crores Non-priority Advance NPA Outstanding % of NPA to total Outstanding Outstanding Total Advance NPA % of NPA to total Outstanding Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank.... UCO Bank.... Union Bank of India.... United Bank of India.... Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank.. Standard Chartered Bank.. The South Indian Bank Ltd... Yes Bank #DIV/! Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total

81 Annexure - NPA position as on.. under various sectors Short Term Crop Loan NPA Outstanding Sl No. Bank Name Amount Amount Agriculture Term Loans NPA Outstanding % of NPA to total Outstanding Amount Amount in Crores Allied Activities Advances NPA Outstanding % of NPA to total Outstanding Amount Amount Total Agriculture Advance(Direct) NPA Outstanding % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra..... #DIV/! Bhartiya Mahila Bank..... #DIV/! Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! State Bank of Hyderabad #DIV/! #DIV/! #DIV/! #DIV/! State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank. Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank. HDFC Bank ICICI Bank Karur Vysya Bank Kotak Mahindra Bank Ltd Total Public Sector Banks #DIV/!.. #DIV/! #DIV/!.... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! Indus Ind Bank.. #DIV/!..... Karnatak Bank Ltd... #DIV/! Laxmi Vilas Bank.. #DIV/!.. #DIV/!.. Standard Chartered Bank.. #DIV/!.. #DIV/!.. The South Indian Bank Ltd... #DIV/!.. #DIV/!.. Yes Bank Total Private Sector Banks #DIV/!. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

82 Annexure - NPA position as on.. under various sectors MSE Sector Advance NPA Outstanding Sl No. Bank Name.. Education Loan Advance NPA Outstanding % of NPA to total Outstanding. Housing Loan Advance NPA Outstanding % of NPA to total Outstanding % of NPA to total Outstanding Andhra Bank... Bank of Baroda... Bank of India... Bank of Maharastra... Bhartiya Mahila Bank.. Canara Bank.. Central Bank of India.. Corporation Bank.. Dena Bank. IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank #DIV/! #DIV/! #DIV/!. % of NPA to total Outstanding... Allahabad Bank. Other Priority Sector Advance NPA Outstanding.. in Crores #DIV/! #DIV/! State Bank of Bikaneer & Jaipur #DIV/! State Bank of Hyderabad #DIV/! #DIV/!. #DIV/! UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks #DIV/!.... #DIV/! Axis Bank Ltd..... Bandhan Bank..... City Union Bank.... DCB Bank Ltd..... Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank #DIV/! Kotak Mahindra Bank Ltd #DIV/! Laxmi Vilas Bank.. #DIV/! #DIV/! Standard Chartered Bank.. #DIV/! #DIV/! The South Indian Bank Ltd... #DIV/! Yes Bank #DIV/! #DIV/!.. #DIV/!. #DIV/! #DIV/! #DIV/!. #DIV/!. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/!. #DIV/!. #DIV/! #DIV/!. Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

83 Annexure - NPA position as on.. under various sectors SHG Sl No. Bank Name NPA Outstanding Amount PMRY % of NPA to total Outstanding Amount NPA Outstanding Amount in Crores PMEGP NPA Outstanding % of NPA to total Outstanding Amount Amount NULM NPA Outstanding % of NPA to total Outstanding Amount Amount WCC Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra.. #DIV/! #DIV/!.. #DIV/!.. #DIV/! Bhartiya Mahila Bank.. #DIV/! #DIV/!.. #DIV/!.. #DIV/! Canara Bank Central Bank of India Corporation Bank... #DIV/!.. #DIV/!.. Dena Bank... #DIV/!.. #DIV/!.. IDBI Bank... #DIV/! Indian Bank... #DIV/!..... Indian Overseas Bank Oriental Bank of Commerce #DIV/! Punjab & Sind Bank #DIV/! Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India #DIV/!.... #DIV/!.. #DIV/! #DIV/!..... State Bank of Mysore.. #DIV/! State Bank of Travancore.. #DIV/! Syndicate Bank... UCO Bank... Union Bank of India.. United Bank of India. Vijaya Bank.. #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. Amount % of NPA to total Outstanding Amount NPA Outstanding Amount % of NPA to total Outstanding Amount #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.... #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/! NPA Outstanding % of NPA to total Outstanding Amount DRI #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!... #DIV/! #DIV/!.... #DIV/!.. #DIV/! #DIV/! #DIV/!..... #DIV/!.. #DIV/!.. Bandhan Bank..... #DIV/!.... #DIV/!.. #DIV/!.. City Union Bank.. DCB Bank Ltd.. Federal Bank.. HDFC Bank.. ICICI Bank.. Indus Ind Bank.. #DIV/! Karnatak Bank Ltd... Karur Vysya Bank. Kotak Mahindra Bank Ltd. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! #DIV/!.. #DIV/!.. #DIV/!... #DIV/!.. #DIV/!..... #DIV/!.. #DIV/!.... #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. Laxmi Vilas Bank.. #DIV/!.. #DIV/!. Standard Chartered Bank.. #DIV/!.. #DIV/! The South Indian Bank Ltd... #DIV/!.. Yes Bank.. #DIV/! #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! #DIV/!.. #DIV/!.. #DIV/! #DIV/!.. #DIV/!.. #DIV/!. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! #DIV/! Odisha Gramya Bank..... #DIV/! Utkal Grameen Bank #DIV/!. #DIV/!..... Total Commercial Banks Orissa State Co-Op. Bank..... #DIV/!.. #DIV/!.. #DIV/!..... #DIV/!.. #DIV/!.. #DIV/! Total of Co-operative Banks GrandTotal. #DIV/!.. Total Of RRBs.... Total Private Sector Banks... #DIV/! #DIV/! #DIV/!. #DIV/!. Axis Bank Ltd #DIV/!.. Total Public Sector Banks.... #DIV/!.. #DIV/!..... #DIV/! #DIV/! #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!

84 Annexure - Sector / Scheme wise Recovery / Overdue position as on.. Crop Loan Sl.No BankName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Amount Collected % Of Recovery.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! Agriculture Term Loan % Of Overdue.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! Total Total Amount % Of % Of Demand for Demand for Collected Recovery Overdue Recovery Recovery #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/! Amount in Crores Allied activities advances Amount Collected % Of Recovery.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!..... #DIV/!. Total Agriculture advance % Of Overdue.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!..... #DIV/!. Total Demand for Recovery Amount Collected % Of Recovery.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! % Of Overdue.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!

85 Annexure - Sector / Scheme wise Recovery / Overdue position as on.. MSME Sector Advance Sl.No BankName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Amount Collected % Of Recovery #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!..... #DIV/!. Education loan Advance % Of Overdue #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!..... #DIV/!. Housing loan Advance Total Amount % Of % Of Total Demand Demand for Collected Recovery Overdue for Recovery Recovery #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/!... #DIV/! #DIV/! #DIV/! #DIV/! Amount Collected Amount in Crores Other Priority Sector Advance Total % Of % Of Amount % Of Demand for Recovery Overdue Collected Recovery Recovery.... #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/!..... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/! % Of Overdue #DIV/!. #DIV/!. #DIV/! #DIV/!.. #DIV/!. #DIV/!..... #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!

86 Annexure - Sector / Scheme wise Recovery / Overdue position as on.. Total Priority Sector Sl.No BankName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Amount Collected % Of Recovery #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! Amount in Crores Non Priority Sector Loans % Of Overdue Total Demand for Recovery #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! Amount Collected % Of Recovery.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!..... #DIV/!. Total Advance % Of Overdue.... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!..... #DIV/!. Total Demand for Recovery Amount Collected % Of Recovery #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! % Of Overdue #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!

87 Annexure - Sector / Scheme wise Recovery / Overdue position as on.. SHG Sl.No BankName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Orissa State Co-Op. Bank Grand Total Total Amount % Of Demand for Collected Recovery Recovery #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!..... #DIV/!.. #DIV/!..... #DIV/!.. #DIV/! #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/!.. #DIV/! PMRY/PMEGP Total % Of Amount % Of Demand for Overdue Collected Recovery Recovery #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/!... #DIV/! #DIV/!.... SJSRY Total % Of Amount % Of Demand for Overdue Collected Recovery Recovery #DIV/! #DIV/!... #DIV/!.. #DIV/! #DIV/!.. #DIV/!... #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.. #DIV/!.... Amount in Crores WCC Total % Of Amount % Of Demand for Overdue Collected Recovery Recovery #DIV/!.... #DIV/! #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/!... #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/!... #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/!.... DRI Total % Of Amount % Of Demand for Overdue Collected Recovery Recovery.... #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!... #DIV/!.. #DIV/! #DIV/!... #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/!.... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/! #DIV/! #DIV/!... #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!.. #DIV/! #DIV/!... #DIV/!.. #DIV/!... #DIV/!... #DIV/!.... #DIV/!.. #DIV/!.... % Of Overdue.... #DIV/! #DIV/!.. #DIV/!. #DIV/!... #DIV/!. #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/! #DIV/!. #DIV/! #DIV/! #DIV/!. #DIV/!.

88 Annexure - PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF OPDR ACT AS ON.. ( in Crores) Sl No. Name of Bank No. of cases pending No. of cases filed No. of cases settled at the beginning of from.. to from.. to the year A/c Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank A/c A/c Pending Age-wise Cases pending at the end of the quarter A/c. < yr. A/c - yr. A/c > yr.. A/c Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Bank GRAND TOTAL

89 Annexure - PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF ORISSA AGRICULTURE CREDIT OPERATION & MISC PROVISION(BANKS) ACT AS ON.. ( in Crores) Pending Age-wise Cases No. of cases No. of cases No. of cases pending at pending at the filed from settled from the end of < yr. - yr. > yr. beginning of.. to.. to the Sl No. Name of Bank the year quarter A/c Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Bank GRAND TOTAL A/c A/c A/c. A/c A/c A/c

90 Annexure - District Wise Breakup of Pending Cases under OPDR and OACO & MPBA as on.. ( in Crores) Under OPDR Under OACO & MPBA Sl.No DistrictName A/C A/C ANGUL.. BALASORE.. BARGARH.. BHADRAK.. BOLANGIR.. BOUDH.. CUTTACK.. DEOGARH.. DHENKANAL.. GAJAPATI.. GANJAM.. JAGATSINGHPUR.. JAJPUR.. JHARSUGUDA.. KALAHANDI.. KANDHAMAL.. KENDRAPARA.. KEONJHAR.. KHURDA.. KORAPUT.. MALKANGIRI.. MAYURBHANJ.. NABARANGPUR.. NAYAGARH.. NUAPADA.. PURI.. RAYAGADA.. SAMBALPUR.. SONEPUR.. SUNDARGARH.... Total

91 Annexure - District Wise number of Applications for attachment of property under Section of SARFAESI pending with District Magistrate Sl.No BankName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Banks Orissa State Co-Op. Bank Grand Total No of Applications pending as on.. Amount involved (in Rs. Lakhs)

92 Annexure - District Wise number of Applications for attachment of property under Section of SARFAESI pending with District Magistrate No of Applications pending Amount involved (in Rs. Sl.No Name of Districts as on.. Lakhs) ANGUL. BALASORE. BARGARH. BHADRAK. BOLANGIR. BOUDH. CUTTACK. DEOGARH. DHENKANAL. GAJAPATI. GANJAM. JAGATSINGHPUR. JAJPUR. JHARSUGUDA. KALAHANDI. KANDHAMAL. KENDRAPARA. KEONJHAR. KHURDA. KORAPUT. MALKANGIRI. MAYURBHANJ. NABARANGPUR. NAYAGARH. NUAPADA. PURI. RAYAGADA. SAMBALPUR. SONEPUR. SUNDARGARH.. TOTAL

93 Annexure - Financing under Agriculture as on.. Crop Loan Sl No. Name Of Bank in Crores Agricultural Term Loan Disbursement (.. to Balance Outstanding as on Disbursement (.. to Balance Outstanding as on Target (Target (..)....).. ) ) No No No No Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Public Sector Banks..... Odisha Gramya Bank Utkal Grameen Bank Total Private Sector Banks Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total......

94 Annexure - FINANCING UNDER KISSAN CREDIT CARD SCHEME UP TO.. Sl No. Name of Bank No. of KCC issued from.. to.. A/c Allahabad Bank Andhra Bank Bank of Baroda Bank of India... (Amount in Crores) Total amount disbursed in KCC(Fresh+Existing)during.. to.. A/c.. Balance O/S as on.. A/c Bank of Maharastra... Bhartiya Mahila Bank... Canara Bank... Central Bank of India... Corporation Bank... Dena Bank... IDBI Bank... Indian Bank... Indian Overseas Bank... Oriental Bank of Commerce... Punjab & Sind Bank... Punjab National Bank... State Bank of Bikaneer & Jaipur... State Bank of Hyderabad... State Bank of India... State Bank of Mysore... State Bank of Travancore... Syndicate Bank... UCO Bank... Union Bank of India... United Bank of India... Vijaya Bank Total Public Sector Banks Axis Bank Ltd... Bandhan Bank. City Union Bank. DCB Ltd... Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd.. Karur Vysya Bank. Kotak Mahindra Bank Ltd. Laxmi Vilas Bank. Standard Chartered Bank. The South Indian Bank Ltd.. Yes Bank.... Total Private Sector Banks Odisha Gramya Bank... Utkal Grameen Bank... Total of RRBs... Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL

95 Annexure - Financing under various Allied Agriculture schemes as on.. Dairy(Including DEDS) Sl No. Name of Bank Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total Fishery Others(Goatery,Piggery etc.) Disbursement (.. Balance outstanding as on Disbursement (.. Balance outstanding as on Disbursement (.. Balance outstanding as on Disbursement (.. Balance outstanding as on to..).. to..).. to..).. to..).. A/c Poultry Amount in Crores A/c A/c A/c A/c A/c A/c A/c

96 Annexure - Credit Flow to Micro Small Medium Enterprises(MSME)Sectors from.. to.. Sl. No. Name of Bank No.Of Branches Micro Enterprises Small Enterprises A/C A/C.in Crores Medium Enterprises A/C Total MSME Sector A/C Allahabad Bank... Andhra Bank..... Bank of Baroda.... Bank of India.... Bank of Maharastra.... Bhartiya Mahila Bank.... Canara Bank.... Central Bank of India.... Corporation Bank.... Dena Bank.... IDBI Bank.... Indian Bank.... Indian Overseas Bank.... Oriental Bank of Commerce.... Punjab & Sind Bank.... Punjab National Bank.... State Bank of B & J. State Bank of Hyderabad State Bank of India State Bank of Mysore.... State Bank of Travancore.... Syndicate Bank.... UCO Bank.... Union Bank of India.... United Bank of India.... Vijaya Bank Total Public Sector Banks Axis Bank Ltd... Bandhan Bank.... City Union Bank.... DCB Bank Ltd.... Federal Bank.... HDFC Bank.... ICICI Bank.... Indus Ind Bank.... Karnatak Bank Ltd..... Karur Vysya Bank.... Kotak Mahindra Bank Ltd.... Laxmi Vilas Bank.... Standard Chartered Bank.... The South Indian Bank Ltd..... Yes Bank Total Private Sector Banks Odisha Gramya Bank.... Utkal Gramya Bank.... Total of RRBs.... Total Commercial Banks.... Orissa State Co-Op. Bank.... Total of CoOps.... Grand Total....

97 Annexure - Credit Flow to Micro,Small & Medium Enterprises(MSME)Sectors-Balance Outstanding as on.. Sl. No. Name of Bank No. of Branches Micro Enterprises A/C Small Enterprises A/C Amount in Crores Medium Enterprises A/C Total MSME Sector A/C Allahabad Bank.... Andhra Bank.... Bank of Baroda.... Bank of India.... Bank of Maharastra.... Bhartiya Mahila Bank.... Canara Bank.... Central Bank of India.... Corporation Bank.... Dena Bank.... IDBI Bank.... Indian Bank.... Indian Overseas Bank.... Oriental Bank of Commerce.... Punjab & Sind Bank.... Punjab National Bank.... State Bank of Bikaneer & Jaipur. State Bank of Hyderabad State Bank of India State Bank of Mysore.... State Bank of Travancore.... Syndicate Bank.... UCO Bank.... Union Bank of India.... United Bank of India.... Vijaya Bank Axis Bank Ltd.... Bandhan Bank.... City Union Bank.... DCB Bank Ltd.... Federal Bank.... HDFC Bank.... ICICI Bank.... Indus Ind Bank.... Karnatak Bank Ltd..... Karur Vysya Bank.... Kotak Mahindra Bank Ltd.... Laxmi Vilas Bank.... Standard Chartered Bank.... The South Indian Bank Ltd..... Yes Bank Odisha Gramya Bank.... Utkal Gramya Bank.... Total Public Sector Banks Total Private Sector Banks Total of RRBs.... Total Commercial Banks.... Orissa State Co-Op. Bank.... Total of Coops.... Grand Total....

98 Annexure - CREDIT FLOW TO MSME(MANUFACTURING)SECTOR FOR THE QUARTER ENDED DECEMBER Sl. No. Name of Bank MICRO ENTERPRISES (MANUFACTURING) SMALL ENTERPRISES (MANUFACTURING) MEDIUM ENTERPRISES (MANUFACTURING) No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding A/c A/c A/c A/c.. Allahabad Bank.. Andhra Bank. Bank of Baroda. Bank of India. Bank of Maharastra. Bhartiya Mahila Bank. Canara Bank. Central Bank of India No of cases disbursed A/c Amount in Crores TOTAL MSME (MANUFACTURING) SECTOR Balance Outstanding No of cases disbursed A/c A/c Balance Outstanding A/c Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks. Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks..... Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks....

99 Annexure - CREDIT FLOW TO MSME(SERVICES)SECTOR FOR THE QUARTER ENDED DECEMBER MICRO ENTERPRISES Sl. No. SMALL ENTERPRISES (SERVICES) Name of Bank (SERVICES) (SERVICES) SECTOR Balance Outstanding No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding A/c A/c A/c A/c A/c A/c. TOTAL MSME (SERVICES) No of cases disbursed. Amount in Crores MEDIUM ENTERPRISES No of cases disbursed A/c Balance Outstanding A/c Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks.... Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks

100 Annexure - Performance of Banks under Stand Up India as on.. BankName Branches SUI financed branches A/Cs SC/ST Entrepreneurs Amount (Lacs) Women Entrepreneurs A/Cs Amount (Lacs) State Bank of India Odisha Gramya Bank.. Union Bank of India IDBI Bank Indian Bank Indian Overseas Bank. Bank of Baroda Canara Bank Punjab National Bank Central Bank of India. UCO Bank.... HDFC Bank. ICICI Bank... Dena Bank Corporation Bank State Bank of Travancore Total

101 Annexure - PERFORMANCE OF RSETI S IN ODISHA AS ON.. NAME OF BANK NAME OF RSETI ANDHRA BANK GAJAPATI ANDHRA BANK GANJAM SUB TOTAL ANDHRA BANK BOI MAYURBHANJ BOI KEONJHAR SUB TOTAL BOI CENTRAL BANK DEOGARH RUDSETI KHORDHA SBI BARGARH SBI BOLANGIR SBI BOUDH SBI JAJPUR SBI JHARSUGUDA SBI KALAHANDI SBI KANDHAMAL SBI KENDRAPADA SBI KORAPUT SBI MALKANGIRI SBI NABARANGPUR SBI NAYAGARH SBI NUAPADA SBI RAYAGADA SBI SAMBALPUR SBI SUBARNAPUR SBI SUNDARGARH SUB TOTAL SBI UCO BANK BHADRAK UCO BANK BALASORE UCO BANK DHENKANAL UCO BANK ANUGUL UCO BANK JAGATSINGPUR UCO BANK CUTTACK UCO BANK PURI SUB TOTAL UCO BANK GRAND TOTAL Source: RSETI Director BPL AAP TARGET - ACTUAL %age TARGET - ACTUAL %age

102 Annexure - Performance of RSETIs in Odisha for the Quarter ended September Name of the District Ganjam Gajapati Mayurbhanj Keonjhar Deogarh Khordha Bargarh Bolangir Boudh Jajpur Jharsuguda Kalahandi Kandhamal Kendrapara Koraput Malkangiri Nabrangpur Nayagarh Nuapada Rayagada Sambalpur Subarnapur Sundargarh Angul Bhadrak Balasore Dhenkanal Cuttack Jagatsinghpur Puri Name of the RSETI Ganjam Gajapati Mayurbhanj Keonjhar Deogarh RUDSETI Bargarh Bolangir Boudh Jajpur Jharsuguda Kalahandi Kandhamal Kendrapara Koraput Malkangiri Nabrangpur Nayagarh Nuapada Rayagada Sambalpur Subarnapur Sundargarh Angul Bhadrak Balasore Dhenkanal Cuttack Jagatsinghpur Puri TOTAL Name of the Sponsor Bank Andhra Bank Andhra Bank BOI BOI CBI Syndicate,Canara SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI SBI UCO UCO UCO UCO UCO UCO UCO Number Of Self Finance Number Of Bank Finance Wage Training (including wage) % Of Self Finance Employment Total Settled Trainees Programmes Settlement Trained Total Total Conducted Total % Of Credit Linked

103 Annexure - RSETI residential training and building construction status S No Sponsoring Bank UCO Bank SBI Districts RSETI Grading for - Residential Training Facility Issue of Permissive Possession Building construction status Angul AA No YES Not Started Balasore AA No YES Completed Bhadrak AA No YES Started Cuttack AA No NO Land To Be Alloted Dhenkanal AA YES NO Land To Be Alloted Jagatsinghpur AB NO YES Started Puri AB NO NO Permissive Possession Letter is yet be issued Bargarh AA YES YES Started Bolangir AA YES YES Started Boudh AA YES YES Completed Jajpur AA YES YES Completed Jharsuguda AA YES Not Applicable Not Applicable Kalahandi AA YES YES Started Kandhamal AA YES YES Started Kendrapara AA YES YES Completed Koraput AB YES YES Started Malkangiri AB YES YES Started Nabrangpur AB YES YES Completed Nayagarh AA YES YES Completed Nuapada AA YES YES Started Rayagada AA YES YES Started Sambalpur AA YES YES Started Subarnapur AA YES YES Started Sundergarh AA YES YES Started Gajapati AA YES YES Not Started Ganjam AA YES YES Not Started Keonjhar AA YES YES Completed Mayurbhanj AA YES YES Completed Deogarh AA YES YES Not Started AA YES Not Applicable Completed Andhra Bank BOI CBI RUDSETI

104 Annexure - Bank wise Report on Applications sponsored, sanctioned & pending under the Schemes of Modernization & Technical Upgradation of Handicraft Industries (MTUHI) & Silpi Unnati Yojana (SUY) for the year - as on.. Sl Banks Allahabad Bank Andhra Bank Bank of Baroda Bank of India Canara Bank Central Bank of India Corporation Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab National Bank State Bank of Hyderabad State Bank of India Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank Grand Total S.U.Y Sponsored M.T.U.H.I Sanctioned Pending Sponsored Sanctioned Pending

105 Annexure - Bank wise Achievement under Self Help Groups for the Quarter ended December - S.No Bank Name Allahabad Bank Andhra Bank Bank of Baroda Bank of India Canara Bank Central Bank of India Corporation Bank Dena Bank Indian Bank Indian Overseas Bank OBC Punjab National Bank P & S Bank SBH State Bank of India Syndicate bank UCO Bank Union Bank of India Vijaya Bank United Bank IDBI Bank Bhartiya Mahila Bank Public Sector Banks Odisha Gramya Bank Utkal Grameen Bank Regional Rural Banks O S C B DCB Bank HDFC Bank ICICI Bank Axis Bank Indusind Bank Federal Bank Bandhan Bank Lakshmi Vilas Bank Private Sector Banks Total Target (Annual) Physical Financial,.,.,.,.,.,...,.,..,...,..,.,..,...,.,.,.,., ,.,. Achievement Phy Fin (Lakhs)...,..,.....,..,...,...,.,.,.,., ,. % Financial Achievement Phy Fin (Lakhs) Average Loan size Balance Outstanding Phy Fin (Lakhs),.,.,.,.,.,...,.,..,...,..,.,..,.,..,.,.,.,., ,. Applications pending at Branches

106

107

108

109

110

111 Annexure - Bank wise PMEGP Application Status in respect of KVIC, KVIB & DIC in Odisha from.. to.. Forwarded to Bank DISTRICTS Allahabad Bank Andhra Bank Axis Bank ltd Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Canara Bank Central Bank of India City Union Bank Corporation Bank DCB Bank Ltd Dena Bank Development Credit Bank Federal Bank HDFC Bank ICICI Bank Ltd IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank Kalinga Gramya Bank Karnataka Bank Ltd Laxmi Vilas Bank Neelachal Gramya Bank Odisha Gramya Bank Oriental Bank of commerce Punjab and Sind Bank Punjab National Bank Rushikulya Gramya Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore Syndicate Bank UCO Bank Union Bank of India United Bank of India Utkal Gramya Bank Vijaya Bank TOTAL Sanctioned by Bank Margin Money Claimed Disbursement made by Nodal Branches Projects rejected by Banks Pending at Bank Pendency of Margin Money Disbursement No. of Margin Money No. of Margin Money No. of Margin Money No. of Margin Money No. of Margin Money No. of Margin Money No. of Margin Money Projects (Lakhs) Projects (Lakhs) Projects (Lakhs) Projects (Lakhs) Projects (Lakhs) Projects (Lakhs) Projects (Lakhs)

112 Annexure - District wise PMEGP Application Status in respect of KVIC, KVIB & DIC in Odisha from.. to.. Forwarded to Bank DISTRICTS No. of Projects Margin Money (Lakhs) Sanctioned by Bank No. of Projects Margin Money (Lakhs) Margin Money Claimed No. of Projects Margin Money (Lakhs) Disbursement made by Nodal Branches No. of Projects Margin Money (Lakhs) Projects rejected by Banks No. of Projects Margin Money (Lakhs) Pending at Bank No. of Projects Margin Money (Lakhs) Pendency of Margin Money Disbursement No. of Projects Margin Money (Lakhs) ANGUL BALANGIR BALESWAR BARGARH BHADRAK BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDHA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA RAYAGADA SAMBALPUR SONEPUR SUNDARGARH PURI TOTAL

113 Annexure - Progress under NULM on.. Sl No. Name of Bank Cases sponsored since.. to.. A/c Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Amount in Crores Cases sanctioned Cases disbursed since.. till since.. till.... A/c A/c Balance Outstanding as on.. A/c

114 Annexure

115 Annexure

116 Annexure - Financing under Joint Liability Groups (JLG) as on.. Sl No. Name of Bank Physical Target A/C Applications Sanctioned from.. to.. A/c. Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank.. Indian Bank.. Indian Overseas Bank.. Oriental Bank of Commerce.. Punjab & Sind Bank Punjab National Bank.. State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank. Union Bank of India... United Bank of India... Vijaya Bank..... Total Public Sector Banks Amount in Crores Application Disbursed from Balance Outstanding Out of which, Repeat Balance Outstanding.. to as on.. Assistance.. A/c No A/c A/c Axis Bank Ltd..... Bandhan Bank..... City Union Bank..... DCB Bank Ltd..... Federal Bank..... HDFC Bank..... ICICI Bank..... Indus Ind Bank..... Karnatak Bank Ltd Karur Vysya Bank..... Kotak Mahindra Bank Ltd..... Laxmi Vilas Bank..... Standard Chartered Bank..... The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank..... Utkal Grameen Bank..... Total of RRBS..... Total of Commercial Banks..... Orissa State Co-Op. Bank..... Total of Co-operative Banks..... GRAND TOTAL.....

117 Annexure - PROGRESS UNDER ARTISAN CREDIT CARD AS OF.. Sl No. Name of Bank Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Disbursement made from.. to.. A/c... Amount in Crores Balance Outstanding as on.. A/c Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd. Karur Vysya Bank.... Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks

118 Annexure - PROGRESS UNDER SWAROZGAR CREDIT CARD AS OF.. Sl No. Name of Bank Disbursement made from.. to.. A/c... Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Amount in Crores Balance Outstanding as on.. A/c Corporation Bank.. Dena Bank.. IDBI Bank.. Indian Bank.. Indian Overseas Bank.. Oriental Bank of Commerce.. Punjab & Sind Bank.. Punjab National Bank.. State Bank of Bikaneer & Jaipur.. State Bank of Hyderabad.. State Bank of India.. State Bank of Mysore.. State Bank of Travancore.. Syndicate Bank.. UCO Bank.. Union Bank of India.. United Bank of India.. Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank. City Union Bank.. DCB Ltd.. Federal Bank.. HDFC Bank.. ICICI Bank.. IndusInd Bank.. Karnatak Bank Ltd... Karur Vysya Bank.. Kotak Mahindra Bank Ltd.. Laxmi Vilas Bank.. Standard Chartered Bank.. The South Indian Bank Ltd... Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL

119 Annexure - Finance under Weavers Credit Card as on.. Amount in Crores No.of cards issued from(.. to..) Sl No. Name of Bank A/C Balance outstanding as on.. Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL. A/C

120 Annexure - PROGRESS UNDER EDUCATION LOAN AS OF.. Sl No. Name of Bank Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL Disbursement made from.. to.. A/c... Amount in Crores Balance Outstanding as on.. A/c

121 Annexure - Achievement under Kalinga Sikhya Sathi Yojana on education loan availed by Students of Odisha pursuing higher studies (. in Rs. Lakhs) Sl No Applications Received Applications Sanctioned No. of A/c No. of A/c Amount Bank Name Amount Applications disbursed No. of A/c Amount Allahabad Bank... Andhra Bank... Bank of Baroda... Bank of India... Bank of Maharastra... Bharatiya Mahila Bank... Canara Bank... Central Bank of India... Corporation Bank... Dena Bank... IDBI Bank... Indian Bank... Indian Overseas Bank... Oriental Bank of Commerce... Punjab & Sind Bank... Punjab National Bank... State Bank of Bikaner & Jaipur... State Bank of Hyderabad State Bank of India Syndicate Bank... UCO Bank... Union Bank of India... United Bank of India... Vijaya Bank... Axis Bank Ltd... Bandhan Bank... City Union Bank... DCB... Federal Bank... HDFC Bank... ICICI Bank... Indus Ind Bank... Karnataka Bank Ltd.... Karur Vysya Bank... Kotak Mahindra Bank Ltd... Laxmi Vilas Bank... Standard Chartered Bank... The South Indian Bank Ltd.... YES Bank... Odisha Gramya Bank... Utkal Grameen Bank... Orissa State Co-Op. Bank State Bank of Mysore... State Bank of Travancore... TOTAL

122 Annexure - PROGRESS UNDER HOUSING LOAN AS OF.. Sl No. Name of Bank Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL Disbursement made from.. to.. A/c Balance Outstanding as on.. A/c

123 Annexure - CGTMSE - Odisha (.. to..) Sl No District Name KHORDHA CUTTACK SUNDERGARH GANJAM MAYURBHANJ SAMBALPUR KENDUJHAR ANGUL PURI BALASORE JAJAPUR JAGATSINGHAPUR JHARSUGUDA KORAPUT DHENKANAL KANDHAMAL BHADRAK KALAHANDI BARGARH NAYAGARH KENDRAPARA BALANGIR RAYAGADA BOUDH NUAPADA SONAPUR DEOGARH NABARANGAPUR GAJAPATI MALKANGIRI Total Approvals Approved Amount (in Rs. Lakh) Bank Name STATE BANK OF INDIA BANK OF INDIA PUNJAB NATIONAL BANK CANARA BANK UNION BANK OF INDIA INDIAN OVERSEAS BANK ALLAHABAD BANK SYNDICATE BANK ORIENTAL BANK OF COMMERCE ANDHRA BANK INDIAN BANK CORPORATION BANK BANK OF BARODA UCO BANK STATE BANK OF BIKANER & JAIPUR PUNJAB & SIND BANK VIJAYA BANK AXIS BANK LIMITED KARNATAKA BANK LTD STATE BANK OF HYDERABAD IDBI BANK LTD UNITED BANK OF INDIA DENA BANK CENTRAL BANK OF INDIA SIDBI BANK OF MAHARASHTRA EXPORT IMPORT BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF TRAVANCORE BHARATIYA MAHILA BANK Total Approvals Approved Amount (in Rs. Lakh)

124 Annexure - CREDIT FACILITY TO MINORITY COMMUNITY AS ON.. Sl. No. Name of Bank Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total Co-Operative Banks Grand Total SIKHS MUSLIMS Disbursementfrom Balance outstanding Disbursementfrom Balance outstanding as.. to.. as on.... to.. on.. A/c. A/c. A/c A/c Amount in Crores CHRISTIANS TOTAL Disbursementfrom Balance outstanding as on Disbursementfrom Balance outstanding as.. to to.. on.. A/c A/c A/c A/c

125 Annexure - STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) =(--) =+ No of Applications pending No of Applications pending No of Applications disbursed No of Applications disbursed No. of Applications returned/rejected No. of Applications returned/rejected =+ Total No. of Applications (including backlog) No of Applications sanctioned Backlog, if any Total No. of Applications (including backlog) No of Applications received from.. to.. Backlog, if any BankName No of Applications received from.. to.. Sl.No No of Applications sanctioned Agricultural Term Loan Crop Loan =(--) Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

126 Annexure - STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) =(--) No of Applications pending No of Applications disbursed No. of Applications returned/rejected No of Applications pending No of Applications sanctioned No of Applications disbursed =+ Total No. of Applications (including backlog) No. of Applications returned/rejected No of Applications received from.. to.. No of Applications sanctioned Backlog, if any Total No. of Applications (including backlog) BankName No of Applications received from.. to.. Sl.No Fishery Backlog, if any Dairy =+ =(--) Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

127 Annexure - STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) =+ No of Applications pending No of Applications disbursed =(--) No. of Applications returned/rejected No of Applications sanctioned Total No. of Applications (including backlog) No of Applications pending No of Applications received from.. to.. No of Applications disbursed =+ Backlog, if any No. of Applications returned/rejected No of Applications sanctioned MSME Total No. of Applications (including backlog) BankName No of Applications received from.. to.. Sl.No Backlog, if any DRI =(--) Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

128 Annexure - STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) =+ No of Applications pending No of Applications disbursed No. of Applications returned/rejected =(--) No of Applications sanctioned Total No. of Applications (including backlog) No of Applications received from.. to.. No of Applications pending Backlog, if any No of Applications disbursed =+ No. of Applications returned/rejected KCC No of Applications sanctioned Total No. of Applications (including backlog) BankName No of Applications received from.. to.. Sl.No Backlog, if any WCC =(--) Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

129 Annexure - STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) =+ No of Applications pending No of Applications disbursed No. of Applications returned/rejected =(--) No of Applications sanctioned Total No. of Applications (including backlog) No of Applications received from.. to.. No of Applications pending Backlog, if any No of Applications disbursed =+ No. of Applications returned/rejected SCC No of Applications sanctioned Total No. of Applications (including backlog) BankName No of Applications received from.. to.. Sl.No Backlog, if any ACC =(--) Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

130 Annexure - STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) No of Applications pending No of Applications disbursed No. of Applications returned/rejected =(--) No of Applications sanctioned Total No. of Applications (including backlog) No of Applications received from.. to.. No of Applications pending Backlog, if any No of Applications disbursed =+ No. of Applications returned/rejected NULM No of Applications sanctioned Total No. of Applications (including backlog) BankName No of Applications received from.. to.. Sl.No Backlog, if any PMEGP =+ =(--) Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

131 Annexure - STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) =+ No of Applications pending =(--) No of Applications disbursed No. of Applications returned/rejected No of Applications sanctioned No of Applications pending Total No. of Applications (including backlog) No of Applications disbursed =+ No of Applications received from.. to.. No. of Applications returned/rejected Backlog, if any No of Applications sanctioned Total No. of Applications (including backlog) BankName SCST No of Applications received from.. to.. Sl.No Backlog, if any SHG =(--) Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Total Pubic Sector Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

132 Annexure - Crop Loan Agricultural Term Loan Dairy Fishery DRI MSME WCC KCC ACC SCC PMEGP NULM SHG SCST Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Parameters No of Applications received from.. to.. Sl Backlog, if any STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES (.. TO..) =+ =(--)

133 Annexure - Eligibility Criteria for handling Business and Deposits of State Public Sector Undertakings (SPSU) and State Level Autonomous Societies (SLAS) SCORE CARD (For panel year -, the Scores will be based on banking statistics as on stmarch, ) Sl Parameter & Range Score Remarks CD Ratio(for loans sanctioned & disbursed within the State) (max marks) Below % % to % % to % % to % % to % % and above Annual Credit Plan (ACP) Target Achievement (max marks) Below % % to % %to % % to % % to % % and above Agriculture Advance (as % to total Adv) (max marks) Below % % to % % to % % to % % to % % and above AgricultureTerm Loan (as % of the annual target achieved) (max marks) Below % % to % % to % % to % % to % % and above Branch Network (max marks) Below branches to branches to branches to branches to branches Above branches Rural Branches (as % to Total Branches) (max marks)

134 Annexure - Below % % - % % - % % - % % - % % and Above Percentage of Branches having ATMs (Onsite / Offsite) (max marks) Below % % to % %to % % to % % to % % and above Administrative Office of the bank within the State Head Office / Circle Office supervising various Zones in the State Zonal Office / Regional Office None of the above Number of Priority Sector Loan Accounts (Average Number of A/cs per Bank Branch) (max marks) Below and above Branch Opening in Unbanked GPs (% of the GPs allotted to the bank) (max marks) Achieving % of Target Achieving % of Target Achieving % of Target Achieving % of Target Achieving % of Target Achieving % of Target Achieving % of Target Achieving % of Target Achieving % of Target Achieving % of Target MSME Advance (as % of total Advance) (max marks) Below % % - % % - % % - % NOT to include here Micro ATMs handled by BCs/CSPs (max marks) GPs having either a Brick & Mortar bank branch or Fixed BC/CSP with Micro ATM located within the GPs will be considered

135 Annexure - a. b. % - % % and above Micro Entreprise Advance (as % of total MSME Advance) (max marks) Below % % - % % - % % - % % - % % and above SHG Linkage (% of Target achieved) (max marks) Below % % - % % - % % - % % - % % and above JLG Linkage (% of Target achieved) (max marks) Below % % - % % - % % - % % - % % and above MUDRA Loans Disbursement (% Achievement of the target for the year) (max marks) Below % % - % % - % % - % % - % % and above BONUS MARK Banks sponsoring RRBs Banks sponsoring and managing RSETIs RSETIs RSETIs RSETIs RSETIs and Above RSETIs Over and above the marks obtained out of under the above parameters.

136 Annexure - Note :- Terms & Conditions of Empanelment ) Minimum Score to be eligible = out of the maximum possible ) Empanelment will be in force until a fresh empanelment is done for the next financial year ) The parameters and eligibility criteria may be changed for the next financial year ) In case the value for any parameter has any fraction, the same shall be rounded off to the nearest whole integer. E.g. if the fraction in. and above, it will be rounded to next higher number, and if it is below., the fraction will be ignored and remaining whole number will be considered ) The figures should indicate achievement from April to March as against the target for the same period. ) The loans and advances shown by the banks should have been disbursed at the bank s published interest rates (base rate linked) and not disbursed through MFIs or other agencies at a higher rate. ) The State Government reserves the right to remove from the panel any bank in the following circumstances, even though the bank may meet the eligibility criteria otherwise :a) In case the statistics submitted by the bank are found to be incorrect b) If the bank fails to submit any report, statement or satisfactory reply to any query within such time period as set by the State Government c) In case of proven evidence of poor customer service

137 Annexure CALENDAR PROGRAMME FOR CONDUCT OF SLBC MEETINGS Sl Quarter ended Quarter ended Quarter ended Quarter ended March- June- Sept- Dec Holding of SLBC Meeting (Wednesday) (Wednesday) (Wednesday) (Wednesday) Particulars of Meeting No. Reminder regarding submission of data by Banks /LDMs/ Govt. Depts. to SLBC. Last date for receipt of information / data by SLBC Convenor Bank Distribution of SLBC Agenda Forwarding the Minutes of the meeting to all Stakeholders Follow up of the action points emerged from the SLBC Meeting

138 Annexure Subsidy allotted to Banks under CUY since

139 Annexure -

140 Annexure - Staff Strength of Banks in Odisha as on.. Sl.No BankName Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd. Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd. Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank RRBS Total Commercial Banks Orissa State Co-Op. Bank Grand Total Rural Officers Semi Urban Urban Total Rural Clerical Staff Semi Urban Urban Total Rural Sub Staff Semi Urban Urban Total Total Staff Strength Grand Total Rural Semi Urban Urban

141 SUCCESS STORY I ANUPAMA PATI, W/O MAHESWAR PATI Village: BRAHMAN SAHI, BAGHAMARI Block: BEGUNIA, Dt. KHORDA, Mobile: Training undergone: Dress Designing for Women, Period: // to // Anupama Pati, has set an example for other socio economically deprived women of Khorda district. She proved that if there is a strong desire & vision then anything can be achieved by women. She comes from an orthodox Brahmin family where women are generally restricted to household activities only. In spite of all odds today she is successful in her own way. At an early age with little education up to th std., she married to Maheswar Pati of Ananadapur block of Keonjhar District. Maheswar Pati, only son to his parents stayed in Bhubaneswar & struggled hard to earn a good income from his tea stall. Like others, he started his life with Anupama in a rented house in city suburb. Initially they were not facing any challenges & at a later date they could not continue to manage the family for long after they were blessed with two children. They took a hard decision to leave the Bhubaneswar city & settle in Brahman sahi, native of Anupama. Soon after, he started a tea stall at Baghamari market & supported the family. Looking at poor income of her husband, Anupama was motivated to join her husband by starting a tailoring unit. She made an attempt to it & contacted our Institute for entrepreneurship development training. She had undergone a Dress Designing programme at our Institute from // to //. She completed the training successfully & immediately purchased a sewing machine utilizing her saving. She invested Rs./- in purchasing machine & other materials. She started the unit in a small way & now able to earn Rs./- Per month (approx.) after all expenditure. She has engaged another RUDSETI trainee in the unit. She is ambitious of having a boutique in the Baghamari market. She is now an example for other ladies who prefer to depend on husband income without engaging themselves in any productive work. She thanked RUDSETI for motivating her & imparting necessary skill for sustainability in future. ECONOMY OF ENTERPRISE INVESTMENT SOURCE OF FUNDS Fixed Capital: Rs.,- Bank Finance : Rs. - Working Capital: Rs.,- Own Fund : Rs.,- Total: Rs., - Total: Rs.,- Monthly Income: Rs. - (Rupees Three Thousands Only) Competencies Observed: Initiative, Persistence, Persuasion, Problem Solving etc.

142 SUCCESS STORY II MUMTAZ BEGUM, At: Nua Sundara Sahi, Nayagarh Road, Khordha NAC Training undergone: Prime Ministers Employment Generation Programme sponsored by KVIC, Period: // to // Mumtaz Begum, who is a resident of Khordha town has utilized her skill at the age of years in entrepreneurship & is able to supplement to her family income. Her husband is a retired th grade employee of Govt. of Odisha. The pension of her husband was not sufficient to pull the entire family where apart from son & daughter some of the elders are dependent. Earlier she was confined to household work & but the situation made her to make an attempt in entrepreneurship. She contacted the Industries Promotion Officer of Khordha NAC & discussed her difficulties where she was advised to contact RUDSET Institute for further guidance. She contacted her base branch i.e. SBI, Khordha & expressed her willingness to apply under PMEGP. As per the advice of IPO, She had applied under PMEGP with project on Paper plate making. Observing her interest, DLTFC selected her project for financing & recommended her name for EDP training at our Institute. After training, she availed finance of Rs.. Lakhs from SBI, Khorda Branch, launched her enterprise successfully. She involved her husband in marketing of paper plate and now she is capable of earning Rs./- Per month after all expenditure. She said proudly that age is not a barrier to her progress in entrepreneurship. She thanked KVIC, SBI & RUDSETI for mentoring her and become a successful entrepreneur. ECONOMY OF ENTERPRISE INVESTMENT SOURCE OF FUNDS Fixed Capital: Rs.,,- Bank Finance : Rs.,,- Working Capital: Rs.,,- Own Fund : Rs.,- Total: Rs.,, - Total: Rs.,,- Monthly Income: Rs. - (Rupees Fifteen Thousands Only) approx.. Competencies Observed: Initiative, Persistence, Self Confidence, Persuasion, Influence strategy.

143 SUCCESS STORY III SMT BIRAJINI PRADHAN, AT-JAJAPUR, BLOCK: GOSANI, Training undergone: PMEGP-EDP( Leaf/Paper Plate Making) Mrs. Birajini Pradhan, W/o Ganesh Pradhan a small Farmer of Jajpur village of Gosani Block Gajapati District. Discontinued his studies and worked under Agriculture for her family sustenance. She came to know about Leaf &Paper plate Making Training at ABRSETI-GAJPATI, through her Villagers. Then, she attended The training programme of Leaf /Paper Plate Making training programme at Our Institute. Few days after completion of her training, She started a small Unit with Four Plate Making scandal which was purchased from Gujarat by self finance and started earning good income. After one year. She applied for Bank Finance Under PMEGP-Scheme that was selected through STATE BANK OF INDIA paralakhemundi. Under PMEGP Scheme. Now, she is Capable earning a good income from Leaf /Paper Plate Making. Her Monthly net Profit is around Rs,/-. Now. She has given employment to another unemployed women to assist in her day to day business. She has Realized that, This Success is because of PMEGP-EDP Training By ABRSETI GAJAPATI and is expressing her heart felt gratitude to our Institute. Financial status at the time of Undergoing Training(Pre-training) Investment details (a) Own fund(rs.) (b) Bank loan (RS.) Present financial status Present monthly income(rs.) Number of people to whom employment has been provided Year and month of launching of the enterprise Married to a Wage earner and belong to Agriculture based poor family. (a),,/(b),,/income generating Rs,/ March,

144 SUCCESS STORY IV Name of the RSETI Name of the entrepreneur Address How came in contact with RSETI Name of the training program Year and month of launching of the enterprise Investment details (a) Own funds(rs.) (b) Bank loan (Rs.) Present financial Status Present monthly income (Rs.) UCO Bank, RSETI Dhenkanal Sri Pradeep Kumar Nayak At: Hindol Road Block: Odapoda Dist: Dhenkanal Sponsored by KVIC EDP for PMEGP beneficiaries Nov,,, Self-employed /-pm Pradeep Kumar Nayak has completed his Graduation and diploma in Pharmacy. He was the youngest of his family, hard working and self dependent. He was working in a medicine Store and discontinued after years due to low income. He observed that people making good profit from stone crusher units in his village. He made the idea of starting his own stone crusher unit. But he did not have enough capital to invest in his business. He came to know about PMEGP Scheme and applied a loan under it. An amount of Rs,,/- was sanctioned by OGB, Babandha. Then he has undergone the training programme on General EDP for days at UCO RSETI Dhenkanal as a part of this scheme. He got training on various aspects like project report preparation, confidence building, entrepreneurial qualities, Marketing & Customer Management. The training programme increases his self-confidence and he opened his own stone crusher unit. Currently he is earning /- pm and workers were working under him. He is grateful to UCO RSETI for providing skills and knowledge to start self-employment venture.