pain EPC; 1.0

Transcription

1 Message Implementation Guideline pain EPC; 1.0 Model: pain EPC Version: 1.0 Issue date: June 2015 Author: Credit Suisse Message Overview... 2 Message Details... 6 Components Legend Disclaimer Generated by GEFEG.FX

2 Message Overview Index XML ISO Cardinality 1 CstmrDrctDbtInitn Customer Direct Debit Initiation V GrpHdr Group Header MsgId Message Identification CreDtTm Creation Date Time NbOfTxs Number Of Transactions CtrlSum Control Sum InitgPty Initiating Party Nm Id Identification xs:choice OrgId Organisation Identification BICOrBEI BICOr BEI Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer PrvtId Private Identification DtAndPlcOfBirth Date And Place Of Birth BirthDt Birth Date PrvcOfBirth Province Of Birth CityOfBirth City Of Birth CtryOfBirth Country Of Birth Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer 1.2 PmtInf Payment Information 1..n PmtInfId Payment Information Identification PmtMtd Payment Method BtchBookg Batch Booking NbOfTxs Number Of Transactions CtrlSum Control Sum PmtTpInf Payment Information SvcLvl Service Level Cd Code LclInstrm Local Instrument Cd Code SeqTp Sequence CtgyPurp Category Purpose xs:choice Cd Code Prtry Proprietary ReqdColltnDt Requested Collection Date Cdtr Creditor Nm PstlAdr Postal Address Ctry Country AdrLine Address Line CdtrAcct Creditor Account Id Identification IBAN IBAN Ccy Currency CdtrAgt Creditor Agent FinInstnId Financial Institution Identification Generated by GEFEG.FX Page: 2 / 63

3 Index XML ISO Cardinality BIC BIC Othr Other Id Identification UltmtCdtr Ultimate Creditor Nm Id Identification xs:choice OrgId Organisation Identification BICOrBEI BICOr BEI Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer PrvtId Private Identification DtAndPlcOfBirth Date And Place Of Birth BirthDt Birth Date PrvcOfBirth Province Of Birth CityOfBirth City Of Birth CtryOfBirth Country Of Birth Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer ChrgBr Charge Bearer CdtrSchmeId Creditor Scheme Identification Id Identification PrvtId Private Identification Othr Other Id Identification SchmeNm Scheme Prtry Proprietary DrctDbtTxInf Direct Debit Transaction Information 1..n PmtId Payment Identification InstrId Instruction Identification EndToEndId End To End Identification InstdAmt Instructed Amount Ccy Currency required ChrgBr Charge Bearer DrctDbtTx Direct Debit Transaction MndtRltdInf Mandate Related Information MndtId Mandate Identification DtOfSgntr Date Of Signature AmdmntInd Amendment Indicator AmdmntInfDtls Amendment Information Details OrgnlMndtId Original Mandate Identification OrgnlCdtrSchmeId Original Creditor Scheme Identification Nm Id Identification PrvtId Private Identification Othr Other Id Identification SchmeNm Scheme Prtry Proprietary OrgnlDbtrAcct Original Debtor Account Id Identification Generated by GEFEG.FX Page: 3 / 63

4 Index XML ISO Cardinality IBAN IBAN OrgnlDbtrAgt Original Debtor Agent FinInstnId Financial Institution Identification Othr Other Id Identification ElctrncSgntr Electronic Signature CdtrSchmeId Creditor Scheme Identification Id Identification PrvtId Private Identification Othr Other Id Identification SchmeNm Scheme Prtry Proprietary UltmtCdtr Ultimate Creditor Nm Id Identification xs:choice OrgId Organisation Identification BICOrBEI BICOr BEI Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer PrvtId Private Identification DtAndPlcOfBirth Date And Place Of Birth BirthDt Birth Date PrvcOfBirth Province Of Birth CityOfBirth City Of Birth CtryOfBirth Country Of Birth Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer DbtrAgt Debtor Agent FinInstnId Financial Institution Identification BIC BIC Othr Other Id Identification Dbtr Debtor Nm PstlAdr Postal Address Ctry Country AdrLine Address Line Id Identification xs:choice OrgId Organisation Identification BICOrBEI BICOr BEI Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer PrvtId Private Identification DtAndPlcOfBirth Date And Place Of Birth Generated by GEFEG.FX Page: 4 / 63

5 Index XML ISO Cardinality BirthDt Birth Date PrvcOfBirth Province Of Birth CityOfBirth City Of Birth CtryOfBirth Country Of Birth Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer DbtrAcct Debtor Account Id Identification IBAN IBAN UltmtDbtr Ultimate Debtor Nm Id Identification xs:choice OrgId Organisation Identification BICOrBEI BICOr BEI Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer PrvtId Private Identification DtAndPlcOfBirth Date And Place Of Birth BirthDt Birth Date PrvcOfBirth Province Of Birth CityOfBirth City Of Birth CtryOfBirth Country Of Birth Othr Other Id Identification SchmeNm Scheme xs:choice Cd Code Prtry Proprietary Issr Issuer Purp Purpose Cd Code RmtInf Remittance Information Ustrd Unstructured Strd Structured CdtrRefInf Creditor Reference Information Tp CdOrPrtry Code Or Proprietary Cd Code Issr Issuer Ref Reference Generated by GEFEG.FX Page: 5 / 63

6 Message Details XML Description _EPC Index 1 ISO Customer Direct Debit Initiation V02 Cardinality ISO Definition The CustomerDirectDebitInitiation message is sent by the initiating party to the forwarding agent or creditor's agent. It is used to request single or bulk collection(s) of funds from one or various debtor's account(s) to a creditor. CustomerDirectDebitInitiationV02_EPC Index 1.1 ISO Group Header ++GrpHdr Cardinality ISO Definition Set of characteristics shared by all individual transactions included in the message. Set of characteristics shared by all individual transactions included in the message. GroupHeader39_EPC Index ISO Message Identification ++GrpHdr Cardinality +++MsgId ISO Definition Specifies a character string with a maximum length of 35 characters. Point to point reference, assigned by the instructing party and sent to the next party in the chain, to unambiguously identify the message. ++GrpHdr +++CreDtTm ++GrpHdr +++NbOfTxs ++GrpHdr +++CtrlSum Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. Index ISO Creation Date Time Cardinality ISO Definition A particular point in the progression of time defined by a mandatory date and a mandatory time component, expressed in either UTC time format (YYYY-MM-DDThh: mm:ss.sssz), local time with UTC offset format (YYYY-MM-DDThh:mm:ss.sss+/-hh: mm), or local time format (YYYY-MM-DDThh:mm:ss.sss). These representations are defined in "XML Schema Part 2: Datatypes Second Edition - W3C Recommendation 28 October 2004" which is aligned with ISO Note on the time format: 1) beginning / end of calendar day 00:00:00 = the beginning of a calendar day 24:00:00 = the end of a calendar day 2) fractions of second in time format Decimal fractions of seconds may be included. In this case, the involved parties shall agree on the maximum number of digits that are allowed. Date and time at which a (group of) payment instruction(s) was created by the instructing party. ISODateTime Index ISO Number Of Transactions Cardinality ISO Definition Specifies a numeric string with a maximum length of 15 digits. Number of individual transactions contained in the message. Max15NumericText Pattern [0-9]{1,15} Index ISO Control Sum Cardinality ISO Definition Number of objects represented as a decimal number, eg, 0.75 or Total of all individual amounts included in the message, irrespective of currencies. DecimalNumber_EPC FractionDigits 2 TotalDigits 18 Generated by GEFEG.FX Page: 6 / 63

7 XML ++GrpHdr +++InitgPty ++GrpHdr +++InitgPty ++++Nm ++GrpHdr +++InitgPty ++GrpHdr +++InitgPty +++++OrgId ++GrpHdr +++InitgPty +++++OrgId BICOrBEI ++GrpHdr +++InitgPty +++++OrgId Othr ++GrpHdr +++InitgPty +++++OrgId Othr ++ ++GrpHdr +++InitgPty +++++OrgId Othr SchmeNm Description Index ISO Initiating Party Cardinality ISO Definition Set of elements used to identify a person or an organisation. Party that initiates the payment. Usage: This can either be the creditor or a party that initiates the direct debit on behalf of the creditor. PartyIdentification32_EPC Index ISO Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. by which a party is known and which is usually used to identify that party. Max140Text_EPC Length Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC Cardinality Index ISO Organisation Identification Cardinality ISO Definition Unique and unambiguous way to identify an organisation. Unique and unambiguous way to identify an organisation. OrganisationIdentification4_EPC Index ISO BICOr BEI Cardinality ISO Definition Code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority, as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Code allocated to a financial institution or non financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an organisation, as assigned by an institution, using an identification scheme. GenericOrganisationIdentification1 Index ISO Identification Cardinality ISO Definition Identification assigned by an institution. Index ISO Scheme Cardinality ISO Definition of the identification scheme. OrganisationIdentificationScheme1Choice Cardinality Generated by GEFEG.FX Page: 7 / 63

8 XML ++GrpHdr +++InitgPty +++++OrgId Othr SchmeNm Cd ++GrpHdr +++InitgPty +++++OrgId Othr SchmeNm Prtry ++GrpHdr +++InitgPty +++++OrgId Othr Issr ++GrpHdr +++InitgPty +++++PrvtId ++GrpHdr +++InitgPty +++++PrvtId DtAndPlcOfBirth ++GrpHdr +++InitgPty +++++PrvtId DtAndPlcOfBirth BirthDt ++GrpHdr +++InitgPty +++++PrvtId DtAndPlcOfBirth PrvcOfBirth ++GrpHdr +++InitgPty +++++PrvtId DtAndPlcOfBirth CityOfBirth Description Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalOrganisationIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC Index ISO Date And Place Of Birth Cardinality ISO Definition Date and place of birth of a person. Date and place of birth of a person. DateAndPlaceOfBirth Index ISO Birth Date Cardinality ISO Definition Date on which a person is born. ISODate Index ISO Province Of Birth Cardinality ISO Definition Province where a person was born. Index ISO City Of Birth Cardinality ISO Definition City where a person was born. Generated by GEFEG.FX Page: 8 / 63

9 XML ++GrpHdr +++InitgPty +++++PrvtId DtAndPlcOfBirth CtryOfBirth ++GrpHdr +++InitgPty +++++PrvtId Othr ++GrpHdr +++InitgPty +++++PrvtId Othr ++ ++GrpHdr +++InitgPty +++++PrvtId Othr SchmeNm ++GrpHdr +++InitgPty +++++PrvtId Othr SchmeNm Cd ++GrpHdr +++InitgPty +++++PrvtId Othr SchmeNm Prtry ++GrpHdr +++InitgPty +++++PrvtId Othr Issr Description Index ISO Country Of Birth Cardinality ISO Definition Country where a person was born. CountryCode Pattern [A-Z]{2,2} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1 Index ISO Identification Cardinality ISO Definition Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition of the identification scheme. PersonIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalPersonIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index 1.2 ISO Payment Information Cardinality 1..unbounded ISO Definition Set of characteristics that apply to the credit side of the payment transactions included in the direct debit initiation. Set of characteristics that apply to the credit side of the payment transactions included in the direct debit transaction initiation. PaymentInstructionInformation4_EPC Generated by GEFEG.FX Page: 9 / 63

10 XML +Id +++PmtMtd +++BtchBookg +++NbOfTxs +++CtrlSum +++PmtTpInf +++PmtTpInf ++++SvcLvl +++PmtTpInf ++++SvcLvl +++++Cd Description Index ISO Payment Information Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique identification, as assigned by a sending party, to unambiguously identify the payment information group within the message. Index ISO Payment Method Cardinality ISO Definition Specifies the transfer method that will be used to transfer the cash. Specifies the means of payment that will be used to move the amount of money. PaymentMethod2Code Index ISO Batch Booking Cardinality ISO Definition Identifies whether the sending party requests a single debit or credit entry per individual transaction or a batch entry for the sum of the amounts of all transactions. Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions within the group of a message is requested. Usage: Batch booking is used to request and not order a possible batch booking. BatchBookingIndicator Index ISO Number Of Transactions Cardinality ISO Definition Specifies a numeric string with a maximum length of 15 digits. Number of individual transactions contained in the payment information group. Max15NumericText Pattern [0-9]{1,15} Index ISO Control Sum Cardinality ISO Definition Number of objects represented as a decimal number, eg, 0.75 or Total of all individual amounts included in the group, irrespective of currencies. DecimalNumber_EPC FractionDigits 2 TotalDigits 18 Index ISO Payment Information Cardinality ISO Definition Set of elements used to provide further details of the type of payment. Set of elements used to further specify the type of transaction. PaymentInformation20_EPC Index ISO Service Level Cardinality ISO Definition Specifies the service level of the transaction. Agreement under which or rules under which the transaction should be processed. ServiceLevel8Choice_EPC Index ISO Code Cardinality ISO Definition Specifies the external service level code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. ExternalServiceLevel1Code_EPC Length Generated by GEFEG.FX Page: 10 / 63

11 XML +++PmtTpInf ++++LclInstrm +++PmtTpInf ++++LclInstrm +++++Cd +++PmtTpInf ++++SeqTp +++PmtTpInf ++++CtgyPurp +++PmtTpInf ++++CtgyPurp +++++Cd +++PmtTpInf ++++CtgyPurp +++++Prtry +++ReqdColltnDt Description Index ISO Local Instrument Cardinality ISO Definition Set of elements that further identifies the type of local instruments being requested by the initiating party. User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. LocalInstrument2Choice_EPC Index ISO Code Cardinality ISO Definition Specifies the external local instrument code in the format of character string with a maximum length of 35 characters. The list of valid codes is an external code list published separately. Specifies the local instrument, as published in an external local instrument code list. ExternalLocalInstrument1Code_EPC Index ISO Sequence Cardinality ISO Definition Specifies the type of the current transaction that belongs to a sequence of transactions. Specific attributes are required for the first, the recurring and the last instructions of a series, as well as the specification of a unique transaction (one-off direct debit transaction). Identifies the direct debit sequence, such as first, recurrent, final or one-off. Sequence1Code Index ISO Category Purpose Cardinality ISO Definition Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. CategoryPurpose1Choice Cardinality Index ISO Code Cardinality ISO Definition Category purpose, as published in an external category purpose code list. ExternalCategoryPurpose1Code Length Index ISO Proprietary Cardinality ISO Definition Category purpose, in a proprietary form. Index ISO Requested Collection Date Cardinality ISO Definition A particular point in the progression of time in a calendar year expressed in the YYYY-MM-DD format. This representation is defined in "XML Schema Part 2: Datatypes Second Edition - W3C Recommendation 28 October 2004" which is aligned with ISO Date and time at which the creditor requests that the amount of money is to be collected from the debtor. ISODate Generated by GEFEG.FX Page: 11 / 63

12 XML +++Cdtr +++Cdtr ++++Nm +++Cdtr ++++PstlAdr +++Cdtr ++++PstlAdr +++++Ctry +++Cdtr ++++PstlAdr +++++AdrLine +++CdtrAcct +++CdtrAcct +++CdtrAcct +++++IBAN Description Index ISO Creditor Cardinality ISO Definition Set of elements used to identify a person or an organisation. Party to which an amount of money is due. PartyIdentification32_EPC_2 Index ISO Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. by which a party is known and which is usually used to identify that party. Max140Text_EPC Length Index ISO Postal Address Cardinality ISO Definition Information that locates and identifies a specific address, as defined by postal services. Information that locates and identifies a specific address, as defined by postal services. PostalAddress6_EPC Index ISO Country Cardinality ISO Definition Code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Nation with its own government. CountryCode Pattern [A-Z]{2,2} Index ISO Address Line Cardinality 0..2 ISO Definition Specifies a character string with a maximum length of 70characters. Information that locates and identifies a specific address, as defined by postal services, presented in free format text. Max70Text Length Index ISO Creditor Account Cardinality ISO Definition Set of elements used to identify an account. Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. CashAccount16_EPC Index ISO Identification Cardinality ISO Definition Specifies the unique identification of an account as assigned by the account servicer. Unique and unambiguous identification for the account between the account owner and the account servicer. AccountIdentification4Choice Index ISO IBAN Cardinality ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO "Banking and related financial services - International Bank Account Number (IBAN)" version , or later revisions. IBAN2007Identifier Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} Generated by GEFEG.FX Page: 12 / 63

13 XML +++CdtrAcct ++++Ccy +++CdtrAgt +++CdtrAgt ++++FinInstnId +++CdtrAgt ++++FinInstnId +++++BIC +++CdtrAgt ++++FinInstnId +++++Othr +++CdtrAgt ++++FinInstnId +++++Othr + +++UltmtCdtr +++UltmtCdtr ++++Nm Description Index ISO Currency Cardinality ISO Definition A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". Identification of the currency in which the account is held. Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account. ActiveOrHistoricCurrencyCode Pattern [A-Z]{3,3} Index ISO Creditor Agent Cardinality ISO Definition Set of elements used to uniquely and unambiguously identify a financial institution or a branch of a financial institution. Financial institution servicing an account for the creditor. BranchAndFinancialInstitutionIdentification4_EPC Index ISO Financial Institution Identification Cardinality ISO Definition Set of elements used to identify a financial institution. Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme. FinancialInstitutionIdentification7_EPC Index ISO BIC Cardinality ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". BICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an agent, as assigned by an institution, using an identification scheme. GenericFinancialIdentification1_EPC Index ISO Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique and unambiguous identification of a person. Index ISO Ultimate Creditor Cardinality ISO Definition Set of elements used to identify a person or an organisation. Ultimate party to which an amount of money is due. PartyIdentification32_EPC_3 Index ISO Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. by which a party is known and which is usually used to identify that party. Max140Text_EPC Length Generated by GEFEG.FX Page: 13 / 63

14 XML +++UltmtCdtr +++UltmtCdtr +++++OrgId +++UltmtCdtr +++++OrgId BICOrBEI +++UltmtCdtr +++++OrgId Othr +++UltmtCdtr +++++OrgId Othr UltmtCdtr +++++OrgId Othr SchmeNm +++UltmtCdtr +++++OrgId Othr SchmeNm Cd +++UltmtCdtr +++++OrgId Othr SchmeNm Prtry Description Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC Cardinality Index ISO Organisation Identification Cardinality ISO Definition Unique and unambiguous way to identify an organisation. Unique and unambiguous way to identify an organisation. OrganisationIdentification4_EPC Index ISO BICOr BEI Cardinality ISO Definition Code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority, as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Code allocated to a financial institution or non financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an organisation, as assigned by an institution, using an identification scheme. GenericOrganisationIdentification1 Index ISO Identification Cardinality ISO Definition Identification assigned by an institution. Index ISO Scheme Cardinality ISO Definition of the identification scheme. OrganisationIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalOrganisationIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Generated by GEFEG.FX Page: 14 / 63

15 XML +++UltmtCdtr +++++OrgId Othr Issr +++UltmtCdtr +++++PrvtId +++UltmtCdtr +++++PrvtId DtAndPlcOfBirth +++UltmtCdtr +++++PrvtId DtAndPlcOfBirth BirthDt +++UltmtCdtr +++++PrvtId DtAndPlcOfBirth PrvcOfBirth +++UltmtCdtr +++++PrvtId DtAndPlcOfBirth CityOfBirth +++UltmtCdtr +++++PrvtId DtAndPlcOfBirth CtryOfBirth +++UltmtCdtr +++++PrvtId Othr Description Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC Index ISO Date And Place Of Birth Cardinality ISO Definition Date and place of birth of a person. Date and place of birth of a person. DateAndPlaceOfBirth Index ISO Birth Date Cardinality ISO Definition Date on which a person is born. ISODate Index ISO Province Of Birth Cardinality ISO Definition Province where a person was born. Index ISO City Of Birth Cardinality ISO Definition City where a person was born. Index ISO Country Of Birth Cardinality ISO Definition Country where a person was born. CountryCode Pattern [A-Z]{2,2} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1 Generated by GEFEG.FX Page: 15 / 63

16 XML +++UltmtCdtr +++++PrvtId Othr UltmtCdtr +++++PrvtId Othr SchmeNm +++UltmtCdtr +++++PrvtId Othr SchmeNm Cd +++UltmtCdtr +++++PrvtId Othr SchmeNm Prtry +++UltmtCdtr +++++PrvtId Othr Issr +++ChrgBr +++CdtrSchmeId +++CdtrSchmeId Description Index ISO Identification Cardinality ISO Definition Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition of the identification scheme. PersonIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalPersonIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Charge Bearer Cardinality ISO Definition Specifies which party(ies) will pay charges due for processing of the instruction. Specifies which party/parties will bear the charges associated with the processing of the payment transaction. ChargeBearer1Code Index ISO Creditor Scheme Identification Cardinality ISO Definition Set of elements used to identify a person or an organisation. Credit party that signs the mandate. PartyIdentification32_EPC_4 Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC_2 Generated by GEFEG.FX Page: 16 / 63

17 XML +++CdtrSchmeId +++++PrvtId +++CdtrSchmeId +++++PrvtId Othr +++CdtrSchmeId +++++PrvtId Othr CdtrSchmeId +++++PrvtId Othr SchmeNm +++CdtrSchmeId +++++PrvtId Othr SchmeNm Prtry ++++PmtId ++++PmtId +++++InstrId Description Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC_2 Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1_EPC Index ISO Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition Sets of elements to identify a name of the identification scheme. of the identification scheme. PersonIdentificationScheme1Choice_EPC Index ISO Proprietary Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. of the identification scheme, in a free text form. Index ISO Direct Debit Transaction Information Cardinality 1..unbounded ISO Definition Set of elements used to provide information specific to the individual direct debit transaction(s) included in the message. Set of elements used to provide information on the individual transaction(s) included in the message. DirectDebitTransactionInformation9_EPC Index ISO Payment Identification Cardinality ISO Definition Set of elements used to provide further means of referencing a payment transaction. Set of elements used to reference a payment instruction. PaymentIdentification1_EPC Index ISO Instruction Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique identification as assigned by an instructing party for an instructed party to unambiguously identify the instruction. Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction. Generated by GEFEG.FX Page: 17 / 63

18 XML ++++PmtId +++++EndToEndId Description Index ISO End To End Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique identification assigned by the initiating party to unumbiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-toend chain. ++++InstdAmt Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. Index ISO Instructed Amount Cardinality ISO Definition A number of monetary units specified in an active or a historic currency where the unit of currency is explicit and compliant with ISO Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. ActiveOrHistoricCurrencyAndAmount_EPC FractionDigits 2 TotalDigits 18 Inclusive Ccy ISO Currency Use required ISO Definition A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". ActiveOrHistoricCurrencyCode_EPC Pattern [A-Z]{3,3} Index ISO Charge Bearer Cardinality ++++ChrgBr ISO Definition Specifies which party(ies) will pay charges due for processing of the instruction. Specifies which party/parties will bear the charges associated with the processing of the payment transaction. ChargeBearer1Code ++++DrctDbtTx ++++DrctDbtTx +++++MndtRltdInf ++++DrctDbtTx +++++MndtRltdInf MndtId Index ISO Direct Debit Transaction Cardinality ISO Definition Set of elements used to provide specific information on the direct debit transaction and the related mandate. Set of elements providing information specific to the direct debit mandate. DirectDebitTransaction6_EPC Index ISO Mandate Related Information Cardinality ISO Definition Set of elements used to provide further details related to a direct debit mandate signed between the creditor and the debtor. Set of elements used to provide further details of the direct debit mandate signed between the creditor and the debtor. MandateRelatedInformation6_EPC Index ISO Mandate Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique identification, as assigned by the creditor, to unambiguously identify the mandate. Generated by GEFEG.FX Page: 18 / 63

19 XML Description ++++DrctDbtTx +++++MndtRltdInf DtOfSgntr ++++DrctDbtTx +++++MndtRltdInf AmdmntInd ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlMndtId ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchmeI d ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchme Id Nm ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchmeI d +++ Index ISO Date Of Signature Cardinality ISO Definition A particular point in the progression of time in a calendar year expressed in the YYYY-MM-DD format. This representation is defined in "XML Schema Part 2: Datatypes Second Edition - W3C Recommendation 28 October 2004" which is aligned with ISO Date on which the direct debit mandate has been signed by the debtor. ISODate Index ISO Amendment Indicator Cardinality ISO Definition A flag indicating a True or False value. Indicator notifying whether the underlying mandate is amended or not. TrueFalseIndicator Index ISO Amendment Information Details Cardinality ISO Definition Set of elements used to provide the list of direct debit mandate elements that have been modified when the amendment indicator has been set. List of mandate elements that have been modified. AmendmentInformationDetails6_EPC Index ISO Original Mandate Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique identification, as assigned by the creditor, to unambiguously identify the original mandate. Index ISO Original Creditor Scheme Identification Cardinality ISO Definition Set of elements used to identify a person or an organisation. Original creditor scheme identification that has been modified. PartyIdentification32_EPC_5 Index ISO Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. by which a party is known and which is usually used to identify that party. Max140Text_EPC Length Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC_3 Generated by GEFEG.FX Page: 19 / 63

20 XML Description ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchmeI d DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchmeI d DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchme Id DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchmeI d SchmeNm ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlCdtrSchme Id SchmeNm Prtry Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC_2 Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1_EPC Index ISO Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition Sets of elements to identify a name of the identification scheme. of the identification scheme. PersonIdentificationScheme1Choice_EPC Index ISO Proprietary Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. of the identification scheme, in a free text form. Generated by GEFEG.FX Page: 20 / 63

21 XML ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlDbtrAcct ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlDbtrAcct DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlDbtrAcct IBAN ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlDbtrAgt ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlDbtrAgt FinInstnId ++++DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlDbtrAgt FinInstnId DrctDbtTx +++++MndtRltdInf AmdmntInfDtls OrgnlDbtrAgt FinInstnId Description Index ISO Original Debtor Account Cardinality ISO Definition Set of elements used to identify an account. Original debtor account that has been modified. CashAccount16_EPC_2 Index ISO Identification Cardinality ISO Definition Specifies the unique identification of an account as assigned by the account servicer. Unique and unambiguous identification for the account between the account owner and the account servicer. AccountIdentification4Choice Index ISO IBAN Cardinality ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO "Banking and related financial services - International Bank Account Number (IBAN)" version , or later revisions. IBAN2007Identifier Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} Index ISO Original Debtor Agent Cardinality ISO Definition Set of elements used to uniquely and unambiguously identify a financial institution or a branch of a financial institution. Original debtor agent that has been modified. BranchAndFinancialInstitutionIdentification4_EPC_2 Index ISO Financial Institution Identification Cardinality ISO Definition Set of elements used to identify a financial institution. Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme. FinancialInstitutionIdentification7_EPC_2 Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an agent, as assigned by an institution, using an identification scheme. GenericFinancialIdentification1 Index ISO Identification Cardinality ISO Definition Unique and unambiguous identification of a person. Generated by GEFEG.FX Page: 21 / 63

22 XML ++++DrctDbtTx +++++MndtRltdInf ElctrncSgntr ++++DrctDbtTx +++++CdtrSchmeId ++++DrctDbtTx +++++CdtrSchmeId DrctDbtTx +++++CdtrSchmeId DrctDbtTx +++++CdtrSchmeId DrctDbtTx +++++CdtrSchmeId DrctDbtTx +++++CdtrSchmeId SchmeNm Description Index ISO Electronic Signature Cardinality ISO Definition Specifies a character string with a maximum length of 1025 characters. Additional security provisions, such as a digital signature, as provided by the debtor. Max1025Text Length Index ISO Creditor Scheme Identification Cardinality ISO Definition Set of elements used to identify a person or an organisation. Credit party that signs the mandate. PartyIdentification32_EPC_6 Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC_3 Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC_2 Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1_EPC Index ISO Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition Sets of elements to identify a name of the identification scheme. of the identification scheme. PersonIdentificationScheme1Choice_EPC Generated by GEFEG.FX Page: 22 / 63

23 XML ++++DrctDbtTx +++++CdtrSchmeId SchmeNm Prtry ++++UltmtCdtr ++++UltmtCdtr +++++Nm ++++UltmtCdtr ++++UltmtCdtr OrgId ++++UltmtCdtr OrgId BICOrBEI ++++UltmtCdtr OrgId ++++UltmtCdtr OrgId +++ Description Index ISO Proprietary Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. of the identification scheme, in a free text form. Index ISO Ultimate Creditor Cardinality ISO Definition Set of elements used to identify a person or an organisation. Ultimate party to which an amount of money is due. PartyIdentification32_EPC_3 Index ISO Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. by which a party is known and which is usually used to identify that party. Max140Text_EPC Length Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC Cardinality Index ISO Organisation Identification Cardinality ISO Definition Unique and unambiguous way to identify an organisation. Unique and unambiguous way to identify an organisation. OrganisationIdentification4_EPC Index ISO BICOr BEI Cardinality ISO Definition Code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority, as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Code allocated to a financial institution or non financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an organisation, as assigned by an institution, using an identification scheme. GenericOrganisationIdentification1 Index ISO Identification Cardinality ISO Definition Identification assigned by an institution. Generated by GEFEG.FX Page: 23 / 63

24 XML Description ++++UltmtCdtr OrgId SchmeNm ++++UltmtCdtr OrgId SchmeNm Cd ++++UltmtCdtr OrgId SchmeNm Prtry ++++UltmtCdtr OrgId Issr ++++UltmtCdtr ++++UltmtCdtr DtAndPlcOfBirth ++++UltmtCdtr DtAndPlcOfBirth BirthDt Index ISO Scheme Cardinality ISO Definition of the identification scheme. OrganisationIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalOrganisationIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC Index ISO Date And Place Of Birth Cardinality ISO Definition Date and place of birth of a person. Date and place of birth of a person. DateAndPlaceOfBirth Index ISO Birth Date Cardinality ISO Definition Date on which a person is born. ISODate Generated by GEFEG.FX Page: 24 / 63

25 XML Description ++++UltmtCdtr DtAndPlcOfBirth PrvcOfBirth ++++UltmtCdtr DtAndPlcOfBirth CityOfBirth ++++UltmtCdtr DtAndPlcOfBirth CtryOfBirth ++++UltmtCdtr ++++UltmtCdtr UltmtCdtr SchmeNm ++++UltmtCdtr SchmeNm Cd Index ISO Province Of Birth Cardinality ISO Definition Province where a person was born. Index ISO City Of Birth Cardinality ISO Definition City where a person was born. Index ISO Country Of Birth Cardinality ISO Definition Country where a person was born. CountryCode Pattern [A-Z]{2,2} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1 Index ISO Identification Cardinality ISO Definition Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition of the identification scheme. PersonIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalPersonIdentification1Code Length Generated by GEFEG.FX Page: 25 / 63

26 XML ++++UltmtCdtr SchmeNm Prtry ++++UltmtCdtr Issr ++++DbtrAgt ++++DbtrAgt +++++FinInstnId ++++DbtrAgt +++++FinInstnId BIC ++++DbtrAgt +++++FinInstnId Othr ++++DbtrAgt +++++FinInstnId Othr Dbtr Description Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Debtor Agent Cardinality ISO Definition Set of elements used to uniquely and unambiguously identify a financial institution or a branch of a financial institution. Financial institution servicing an account for the debtor. BranchAndFinancialInstitutionIdentification4_EPC_3 Index ISO Financial Institution Identification Cardinality ISO Definition Set of elements used to identify a financial institution. Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme. FinancialInstitutionIdentification7_EPC_3 Index ISO BIC Cardinality ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". BICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an agent, as assigned by an institution, using an identification scheme. GenericFinancialIdentification1_EPC Index ISO Identification Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique and unambiguous identification of a person. Index ISO Debtor Cardinality ISO Definition Set of elements used to identify a person or an organisation. Party that owes an amount of money to the (ultimate) creditor. PartyIdentification32_EPC_7 Generated by GEFEG.FX Page: 26 / 63

27 XML ++++Dbtr +++++Nm ++++Dbtr +++++PstlAdr ++++Dbtr +++++PstlAdr Ctry ++++Dbtr +++++PstlAdr AdrLine ++++Dbtr ++++Dbtr OrgId ++++Dbtr OrgId BICOrBEI ++++Dbtr OrgId Description Index ISO Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. by which a party is known and which is usually used to identify that party. Max140Text_EPC Length Index ISO Postal Address Cardinality ISO Definition Information that locates and identifies a specific address, as defined by postal services. Information that locates and identifies a specific address, as defined by postal services. PostalAddress6_EPC Index ISO Country Cardinality ISO Definition Code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Nation with its own government. CountryCode Pattern [A-Z]{2,2} Index ISO Address Line Cardinality 0..2 ISO Definition Specifies a character string with a maximum length of 70characters. Information that locates and identifies a specific address, as defined by postal services, presented in free format text. Max70Text Length Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC Cardinality Index ISO Organisation Identification Cardinality ISO Definition Unique and unambiguous way to identify an organisation. Unique and unambiguous way to identify an organisation. OrganisationIdentification4_EPC Index ISO BICOr BEI Cardinality ISO Definition Code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority, as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Code allocated to a financial institution or non financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an organisation, as assigned by an institution, using an identification scheme. GenericOrganisationIdentification1 Generated by GEFEG.FX Page: 27 / 63

28 XML ++++Dbtr OrgId Dbtr OrgId SchmeNm ++++Dbtr OrgId SchmeNm Cd ++++Dbtr OrgId SchmeNm Prtry ++++Dbtr OrgId Issr ++++Dbtr ++++Dbtr DtAndPlcOfBirth Description Index ISO Identification Cardinality ISO Definition Identification assigned by an institution. Index ISO Scheme Cardinality ISO Definition of the identification scheme. OrganisationIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalOrganisationIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC Index ISO Date And Place Of Birth Cardinality ISO Definition Date and place of birth of a person. Date and place of birth of a person. DateAndPlaceOfBirth Generated by GEFEG.FX Page: 28 / 63

29 XML Description ++++Dbtr DtAndPlcOfBirth BirthDt ++++Dbtr DtAndPlcOfBirth PrvcOfBirth ++++Dbtr DtAndPlcOfBirth CityOfBirth ++++Dbtr DtAndPlcOfBirth CtryOfBirth ++++Dbtr ++++Dbtr Dbtr SchmeNm Index ISO Birth Date Cardinality ISO Definition Date on which a person is born. ISODate Index ISO Province Of Birth Cardinality ISO Definition Province where a person was born. Index ISO City Of Birth Cardinality ISO Definition City where a person was born. Index ISO Country Of Birth Cardinality ISO Definition Country where a person was born. CountryCode Pattern [A-Z]{2,2} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1 Index ISO Identification Cardinality ISO Definition Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition of the identification scheme. PersonIdentificationScheme1Choice Cardinality Generated by GEFEG.FX Page: 29 / 63

30 XML ++++Dbtr SchmeNm Cd ++++Dbtr SchmeNm Prtry ++++Dbtr Issr ++++DbtrAcct ++++DbtrAcct ++++DbtrAcct IBAN ++++UltmtDbtr ++++UltmtDbtr +++++Nm Description Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalPersonIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Debtor Account Cardinality ISO Definition Set of elements used to identify an account. Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. CashAccount16_EPC_2 Index ISO Identification Cardinality ISO Definition Specifies the unique identification of an account as assigned by the account servicer. Unique and unambiguous identification for the account between the account owner and the account servicer. AccountIdentification4Choice Index ISO IBAN Cardinality ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO "Banking and related financial services - International Bank Account Number (IBAN)" version , or later revisions. IBAN2007Identifier Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} Index ISO Ultimate Debtor Cardinality ISO Definition Set of elements used to identify a person or an organisation. Ultimate party that owes an amount of money to the (ultimate) creditor. PartyIdentification32_EPC_8 Index ISO Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. by which a party is known and which is usually used to identify that party. Max140Text_EPC Length Generated by GEFEG.FX Page: 30 / 63

31 XML ++++UltmtDbtr ++++UltmtDbtr OrgId ++++UltmtDbtr OrgId BICOrBEI ++++UltmtDbtr OrgId ++++UltmtDbtr OrgId UltmtDbtr OrgId SchmeNm ++++UltmtDbtr OrgId SchmeNm Cd Description Index ISO Identification Cardinality ISO Definition Nature or use of the account. Unique and unambiguous identification of a party. Party6Choice_EPC Cardinality Index ISO Organisation Identification Cardinality ISO Definition Unique and unambiguous way to identify an organisation. Unique and unambiguous way to identify an organisation. OrganisationIdentification4_EPC Index ISO BICOr BEI Cardinality ISO Definition Code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority, as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Code allocated to a financial institution or non financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of an organisation, as assigned by an institution, using an identification scheme. GenericOrganisationIdentification1 Index ISO Identification Cardinality ISO Definition Identification assigned by an institution. Index ISO Scheme Cardinality ISO Definition of the identification scheme. OrganisationIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalOrganisationIdentification1Code Length Generated by GEFEG.FX Page: 31 / 63

32 XML Description ++++UltmtDbtr OrgId SchmeNm Prtry ++++UltmtDbtr OrgId Issr ++++UltmtDbtr ++++UltmtDbtr DtAndPlcOfBirth ++++UltmtDbtr DtAndPlcOfBirth BirthDt ++++UltmtDbtr DtAndPlcOfBirth PrvcOfBirth ++++UltmtDbtr DtAndPlcOfBirth CityOfBirth Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Index ISO Private Identification Cardinality ISO Definition Unique and unambiguous way to identify a person. Unique and unambiguous identification of a person, eg, passport. PersonIdentification5_EPC Index ISO Date And Place Of Birth Cardinality ISO Definition Date and place of birth of a person. Date and place of birth of a person. DateAndPlaceOfBirth Index ISO Birth Date Cardinality ISO Definition Date on which a person is born. ISODate Index ISO Province Of Birth Cardinality ISO Definition Province where a person was born. Index ISO City Of Birth Cardinality ISO Definition City where a person was born. Generated by GEFEG.FX Page: 32 / 63

33 XML Description ++++UltmtDbtr DtAndPlcOfBirth CtryOfBirth ++++UltmtDbtr ++++UltmtDbtr UltmtDbtr SchmeNm ++++UltmtDbtr SchmeNm Cd ++++UltmtDbtr SchmeNm Prtry ++++UltmtDbtr Issr Index ISO Country Of Birth Cardinality ISO Definition Country where a person was born. CountryCode Pattern [A-Z]{2,2} Index ISO Other Cardinality ISO Definition Information related to an identification, eg, party identification or account identification. Unique identification of a person, as assigned by an institution, using an identification scheme. GenericPersonIdentification1 Index ISO Identification Cardinality ISO Definition Unique and unambiguous identification of a person. Index ISO Scheme Cardinality ISO Definition of the identification scheme. PersonIdentificationScheme1Choice Cardinality Index ISO Code Cardinality ISO Definition of the identification scheme, in a coded form as published in an external list. ExternalPersonIdentification1Code Length Index ISO Proprietary Cardinality ISO Definition of the identification scheme, in a free text form. Index ISO Issuer Cardinality ISO Definition Entity that assigns the identification. Generated by GEFEG.FX Page: 33 / 63

34 XML ++++Purp ++++Purp +++++Cd ++++RmtInf ++++RmtInf +++++Ustrd ++++RmtInf +++++Strd ++++RmtInf +++++Strd CdtrRefInf Description Index ISO Purpose Cardinality ISO Definition Specifies the underlying reason for the payment transaction. Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. Underlying reason for the payment transaction. Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. Purpose2Choice_EPC Index ISO Code Cardinality ISO Definition Specifies the external purpose code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. Underlying reason for the payment transaction, as published in an external purpose code list. ExternalPurpose1Code Length Index ISO Remittance Information Cardinality ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system. Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. RemittanceInformation5_EPC Index ISO Unstructured Cardinality ISO Definition Specifies a character string with a maximum length of 140 characters. Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form. Max140Text Length Index ISO Structured Cardinality ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. StructuredRemittanceInformation7_EPC Index ISO Creditor Reference Information Cardinality ISO Definition Reference information provided by the creditor to allow the identification of the underlying documents. Reference information provided by the creditor to allow the identification of the underlying documents. CreditorReferenceInformation2_EPC Generated by GEFEG.FX Page: 34 / 63

35 XML ++++RmtInf +++++Strd CdtrRefInf Tp ++++RmtInf +++++Strd CdtrRefInf Tp CdOrPrtry ++++RmtInf +++++Strd CdtrRefInf Tp CdOrPrtry Cd ++++RmtInf +++++Strd CdtrRefInf Tp Issr ++++RmtInf +++++Strd CdtrRefInf Ref Description Index ISO Cardinality ISO Definition Specifies the type of creditor reference. Specifies the type of creditor reference. CreditorReference2_EPC Index ISO Code Or Proprietary Cardinality ISO Definition Specifies the type of document referred by the creditor. Coded or proprietary format creditor reference type. CreditorReference1Choice_EPC Index ISO Code Cardinality ISO Definition Specifies a type of financial or commercial document. of creditor reference, in a coded form. 3Code Index ISO Issuer Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Entity that assigns the credit reference type. Index ISO Reference Cardinality ISO Definition Specifies a character string with a maximum length of 35 characters. Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the endto-end transaction identification. Generated by GEFEG.FX Page: 35 / 63

36 pain EPC Components AccountIdentification4Choice Complex AccountIdentification4Choice IBAN Account Identification 4Choice IBAN M IBAN2007Identifier ActiveOrHistoricCurrencyAndAmount Complex ActiveOrHistoricCurrencyAndAmount Ccy Active Or Historic Currency And Amount ActiveOrHistoricCurrencyAndAmount_Simple FractionDigits / TotalDigits 5 / 18 Inclusive 0.. Attribute Status Description/Data type Fixed/Default Ccy M ActiveOrHistoricCurrencyCode ActiveOrHistoricCurrencyAndAmount_EPC Complex ActiveOrHistoricCurrencyAndAmount_EPC Ccy Active Or Historic Currency And Amount ActiveOrHistoricCurrencyAndAmount FractionDigits / TotalDigits 2 / 18 Inclusive Attribute Status Description/Data type Fixed/Default Ccy M ActiveOrHistoricCurrencyCode_EPC ActiveOrHistoricCurrencyAndAmount_Simple Active Or Historic Currency And Amount _Simple xs:decimal FractionDigits / TotalDigits 5 / 18 Inclusive 0.. ActiveOrHistoricCurrencyCode Pattern Active Or Historic Currency Code xs:string [A-Z]{3,3} ActiveOrHistoricCurrencyCode_EPC Pattern Active Or Historic Currency Code ActiveOrHistoricCurrencyCode [A-Z]{3,3} Simple Simple Simple Applicable Codes EUR /Description Euro pain EPC; 1.0 Generated by GEFEG.FX Page: 36 / 63

37 pain EPC AmendmentInformationDetails6 Complex AmendmentInformationDetails6 OrgnlMndtId OrgnlCdtrSchmeId OrgnlDbtrAcct OrgnlDbtrAgt Amendment Information Details 6 OrgnlMndtId O OrgnlCdtrSchmeId O PartyIdentification32 OrgnlDbtrAcct O CashAccount16 OrgnlDbtrAgt O BranchAndFinancialInstitutionIdentification4 AmendmentInformationDetails6_EPC Complex AmendmentInformationDetails6_EPC OrgnlMndtId OrgnlCdtrSchmeId OrgnlDbtrAcct OrgnlDbtrAgt Amendment Information Details 6 AmendmentInformationDetails6 OrgnlMndtId O OrgnlCdtrSchmeId O PartyIdentification32_EPC_5 OrgnlDbtrAcct O CashAccount16_EPC_2 OrgnlDbtrAgt O BranchAndFinancialInstitutionIdentification4_EPC_2 AnyBICIdentifier Pattern Any BICIdentifier xs:string [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Simple BatchBookingIndicator Batch Booking Indicator xs:boolean Simple BICIdentifier Pattern BICIdentifier xs:string [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} Simple BranchAndFinancialInstitutionIdentification4 Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 37 / 63

38 pain EPC BranchAndFinancialInstitutionIdentification4 FinInstnId Branch And Financial Institution Identification 4 FinInstnId M FinancialInstitutionIdentification7 BranchAndFinancialInstitutionIdentification4_EPC Complex BranchAndFinancialInstitutionIdentification4_EPC FinInstnId Branch And Financial Institution Identification 4 BranchAndFinancialInstitutionIdentification4 FinInstnId M FinancialInstitutionIdentification7_EPC BranchAndFinancialInstitutionIdentification4_EPC_2 Complex BranchAndFinancialInstitutionIdentification4_EPC_2 FinInstnId Branch And Financial Institution Identification 4 BranchAndFinancialInstitutionIdentification4 FinInstnId M FinancialInstitutionIdentification7_EPC_2 BranchAndFinancialInstitutionIdentification4_EPC_3 Complex BranchAndFinancialInstitutionIdentification4_EPC_3 FinInstnId Branch And Financial Institution Identification 4 BranchAndFinancialInstitutionIdentification4 FinInstnId M FinancialInstitutionIdentification7_EPC_3 CashAccount16 Complex CashAccount16 Id Ccy Cash Account 16 Id M AccountIdentification4Choice Ccy O ActiveOrHistoricCurrencyCode CashAccount16_EPC Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 38 / 63

39 pain EPC CashAccount16_EPC Id Ccy Cash Account 16 CashAccount16 Id M AccountIdentification4Choice Ccy O ActiveOrHistoricCurrencyCode CashAccount16_EPC_2 Complex CashAccount16_EPC_2 Id Cash Account 16 CashAccount16 Id M AccountIdentification4Choice CategoryPurpose1Choice Complex CategoryPurpose1Choice Cd Prtry Category Purpose 1Choice Cd M ExternalCategoryPurpose1Code Prtry M ChargeBearer1Code Charge Bearer 1Code xs:string Simple Applicable Codes SLEV /Description FollowingServiceLevel Charges are to be applied following the rules agreed in the service level and/or scheme. CountryCode Pattern Country Code xs:string [A-Z]{2,2} Simple CreditorReferenceInformation2 Complex CreditorReferenceInformation2 Tp Ref Creditor Reference Information 2 pain EPC; 1.0 Generated by GEFEG.FX Page: 39 / 63

40 pain EPC Tp O CreditorReference2 Ref O CreditorReferenceInformation2_EPC Complex CreditorReferenceInformation2_EPC Tp Ref Creditor Reference Information 2 CreditorReferenceInformation2 Tp O CreditorReference2_EPC Ref O CreditorReference1Choice Complex CreditorReference1Choice Cd Creditor Reference 1Choice Cd M 3Code CreditorReference1Choice_EPC Complex CreditorReference1Choice_EPC Cd Creditor Reference 1Choice CreditorReference1Choice Cd M 3Code CreditorReference2 Complex CreditorReference2 CdOrPrtry Issr Creditor Reference 2 CdOrPrtry M CreditorReference1Choice Issr O CreditorReference2_EPC Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 40 / 63

41 pain EPC CreditorReference2_EPC CdOrPrtry Issr Creditor Reference 2 CreditorReference2 CdOrPrtry M CreditorReference1Choice_EPC Issr O CustomerDirectDebitInitiationV02 Complex CustomerDirectDebitInitiationV02 GrpHdr PmtInf 1..* Customer Direct Debit Initiation V02 GrpHdr M GroupHeader39 PmtInf M PaymentInstructionInformation4 CustomerDirectDebitInitiationV02_EPC Complex CustomerDirectDebitInitiationV02_EPC GrpHdr PmtInf 1..* Customer Direct Debit Initiation V02 CustomerDirectDebitInitiationV02 GrpHdr M GroupHeader39_EPC PmtInf M PaymentInstructionInformation4_EPC DateAndPlaceOfBirth Complex DateAndPlaceOfBirth BirthDt PrvcOfBirth CityOfBirth CtryOfBirth Date And Place Of Birth BirthDt M ISODate PrvcOfBirth O CityOfBirth M CtryOfBirth M CountryCode pain EPC; 1.0 Generated by GEFEG.FX Page: 41 / 63

42 pain EPC DecimalNumber Decimal Number xs:decimal FractionDigits / TotalDigits 17 / 18 DecimalNumber_EPC Decimal Number DecimalNumber FractionDigits / TotalDigits 2 / 18 DirectDebitTransaction6 Simple Simple Complex DirectDebitTransaction6 MndtRltdInf CdtrSchmeId Direct Debit Transaction 6 MndtRltdInf O MandateRelatedInformation6 CdtrSchmeId O PartyIdentification32 DirectDebitTransaction6_EPC Complex DirectDebitTransaction6_EPC MndtRltdInf CdtrSchmeId Direct Debit Transaction 6 DirectDebitTransaction6 MndtRltdInf M MandateRelatedInformation6_EPC CdtrSchmeId O PartyIdentification32_EPC_6 DirectDebitTransactionInformation9 Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 42 / 63

43 pain EPC DirectDebitTransactionInformation9 PmtId InstdAmt ChrgBr DrctDbtTx UltmtCdtr DbtrAgt Dbtr DbtrAcct UltmtDbtr Purp RmtInf Direct Debit Transaction Information 9 PmtId M PaymentIdentification1 InstdAmt M ActiveOrHistoricCurrencyAndAmount ChrgBr O ChargeBearer1Code DrctDbtTx O DirectDebitTransaction6 UltmtCdtr O PartyIdentification32 DbtrAgt M BranchAndFinancialInstitutionIdentification4 Dbtr M PartyIdentification32 DbtrAcct M CashAccount16 UltmtDbtr O PartyIdentification32 Purp O Purpose2Choice RmtInf O RemittanceInformation5 DirectDebitTransactionInformation9_EPC Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 43 / 63

44 pain EPC DirectDebitTransactionInformation9_EPC PmtId InstdAmt ChrgBr DrctDbtTx UltmtCdtr DbtrAgt Dbtr DbtrAcct UltmtDbtr Purp RmtInf Direct Debit Transaction Information 9 DirectDebitTransactionInformation9 PmtId M PaymentIdentification1_EPC InstdAmt M ActiveOrHistoricCurrencyAndAmount_EPC ChrgBr O ChargeBearer1Code DrctDbtTx M DirectDebitTransaction6_EPC UltmtCdtr O PartyIdentification32_EPC_3 DbtrAgt M BranchAndFinancialInstitutionIdentification4_EPC_3 Dbtr M PartyIdentification32_EPC_7 DbtrAcct M CashAccount16_EPC_2 UltmtDbtr O PartyIdentification32_EPC_8 Purp O Purpose2Choice_EPC RmtInf O RemittanceInformation5_EPC Complex CstmrDrctDbtInitn CstmrDrctDbtInitn M CustomerDirectDebitInitiationV02 3Code 3Code xs:string Simple Applicable Codes SCOR /Description StructuredCommunicationReference is a structured communication reference provided by the creditor to identify the referred transaction. pain EPC; 1.0 Generated by GEFEG.FX Page: 44 / 63

45 pain EPC _EPC Complex _EPC CstmrDrctDbtInitn CstmrDrctDbtInitn M CustomerDirectDebitInitiationV02_EPC ExternalCategoryPurpose1Code External Category Purpose 1Code xs:string Length ExternalLocalInstrument1Code External Local Instrument 1Code xs:string ExternalLocalInstrument1Code_EPC External Local Instrument 1Code ExternalLocalInstrument1Code Simple Simple Simple Applicable Codes COR1 CORE /Description SEPA Direct Debit - 1 Day Settlement Optional shorter time cycle (D-1) for SEPA Core Direct Debit Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cdd/ct/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: SEPA Direct Debit - Core Transaction is related to SEPA direct debit -core. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cdd/ct/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both ExternalOrganisationIdentification1Code External Organisation Identification 1Code xs:string Length ExternalPersonIdentification1Code External Person Identification 1Code xs:string Length ExternalPurpose1Code External Purpose 1Code xs:string Length Simple Simple Simple pain EPC; 1.0 Generated by GEFEG.FX Page: 45 / 63

46 pain EPC ExternalServiceLevel1Code External Service Level 1Code xs:string Length ExternalServiceLevel1Code_EPC External Service Level 1Code ExternalServiceLevel1Code Length Simple Simple Applicable Codes SEPA /Description SingleEuroPaymentsArea Payment must be executed following the Single Euro Payments Area scheme. FinancialInstitutionIdentification7 Complex FinancialInstitutionIdentification7 BIC Othr Financial Institution Identification 7 BIC O BICIdentifier Othr O GenericFinancialIdentification1 FinancialInstitutionIdentification7_EPC Complex FinancialInstitutionIdentification7_EPC BIC Othr Financial Institution Identification 7 FinancialInstitutionIdentification7 BIC O BICIdentifier Othr O GenericFinancialIdentification1_EPC FinancialInstitutionIdentification7_EPC_2 Complex FinancialInstitutionIdentification7_EPC_2 Othr Financial Institution Identification 7 FinancialInstitutionIdentification7 Othr O GenericFinancialIdentification1 FinancialInstitutionIdentification7_EPC_3 Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 46 / 63

47 pain EPC FinancialInstitutionIdentification7_EPC_3 BIC Othr Financial Institution Identification 7 FinancialInstitutionIdentification7 BIC O BICIdentifier Othr O GenericFinancialIdentification1_EPC GenericFinancialIdentification1 Complex GenericFinancialIdentification1 Id Generic Financial Identification 1 Id M GenericFinancialIdentification1_EPC Complex GenericFinancialIdentification1_EPC Id Generic Financial Identification 1 GenericFinancialIdentification1 Id M GenericOrganisationIdentification1 Complex GenericOrganisationIdentification1 Id SchmeNm Issr Generic Organisation Identification 1 Id M SchmeNm O OrganisationIdentificationScheme1Choice Issr O GenericPersonIdentification1 Complex GenericPersonIdentification1 Id SchmeNm Issr pain EPC; 1.0 Generated by GEFEG.FX Page: 47 / 63

48 pain EPC Generic Person Identification 1 Id M SchmeNm O PersonIdentificationScheme1Choice Issr O GenericPersonIdentification1_EPC Complex GenericPersonIdentification1_EPC Id SchmeNm Generic Person Identification 1 GenericPersonIdentification1 Id M SchmeNm O PersonIdentificationScheme1Choice_EPC GroupHeader39 Complex GroupHeader39 MsgId CreDtTm NbOfTxs CtrlSum InitgPty Group Header 39 MsgId M CreDtTm M ISODateTime NbOfTxs M Max15NumericText CtrlSum O DecimalNumber InitgPty M PartyIdentification32 GroupHeader39_EPC Complex GroupHeader39_EPC MsgId CreDtTm NbOfTxs CtrlSum InitgPty Group Header 39 pain EPC; 1.0 Generated by GEFEG.FX Page: 48 / 63

49 pain EPC GroupHeader39 MsgId M CreDtTm M ISODateTime NbOfTxs M Max15NumericText CtrlSum O DecimalNumber_EPC InitgPty M PartyIdentification32_EPC IBAN2007Identifier Pattern ISODate ISODateTime IBAN2007Identifier xs:string [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} ISODate xs:date ISODate Time xs:datetime Simple Simple Simple LocalInstrument2Choice Complex LocalInstrument2Choice Cd Local Instrument 2Choice Cd M ExternalLocalInstrument1Code LocalInstrument2Choice_EPC Complex LocalInstrument2Choice_EPC Cd Local Instrument 2Choice LocalInstrument2Choice Cd M ExternalLocalInstrument1Code_EPC MandateRelatedInformation6 Complex MandateRelatedInformation6 MndtId DtOfSgntr AmdmntInd AmdmntInfDtls ElctrncSgntr Mandate Related Information 6 pain EPC; 1.0 Generated by GEFEG.FX Page: 49 / 63

50 pain EPC MndtId O DtOfSgntr O ISODate AmdmntInd O TrueFalseIndicator AmdmntInfDtls O AmendmentInformationDetails6 ElctrncSgntr O Max1025Text MandateRelatedInformation6_EPC Complex MandateRelatedInformation6_EPC MndtId DtOfSgntr AmdmntInd AmdmntInfDtls ElctrncSgntr Mandate Related Information 6 MandateRelatedInformation6 MndtId M DtOfSgntr M ISODate AmdmntInd O TrueFalseIndicator AmdmntInfDtls O AmendmentInformationDetails6_EPC ElctrncSgntr O Max1025Text Max1025Text Max 1025Text xs:string Length Max140Text Max 140Text xs:string Length Max140Text_EPC Max 140Text Max140Text Length Max15NumericText Max 15Numeric Text xs:string Pattern [0-9]{1,15} Max 35Text xs:string Simple Simple Simple Simple Simple pain EPC; 1.0 Generated by GEFEG.FX Page: 50 / 63

51 pain EPC Max70Text Max 70Text xs:string Length OrganisationIdentification4 Simple Complex OrganisationIdentification4 BICOrBEI Othr 0..* Organisation Identification 4 BICOrBEI O AnyBICIdentifier Othr O GenericOrganisationIdentification1 OrganisationIdentification4_EPC Complex OrganisationIdentification4_EPC BICOrBEI Othr Organisation Identification 4 OrganisationIdentification4 BICOrBEI O AnyBICIdentifier Othr O GenericOrganisationIdentification1 OrganisationIdentificationScheme1Choice Complex OrganisationIdentificationScheme1Choice Cd Prtry Organisation Identification Scheme 1Choice Cd M ExternalOrganisationIdentification1Code Prtry M Party6Choice Complex Party6Choice OrgId PrvtId Party 6Choice OrgId M OrganisationIdentification4 PrvtId M PersonIdentification5 pain EPC; 1.0 Generated by GEFEG.FX Page: 51 / 63

52 pain EPC Party6Choice_EPC Complex Party6Choice_EPC Party 6Choice Party6Choice OrgId PrvtId OrgId M OrganisationIdentification4_EPC PrvtId M PersonIdentification5_EPC Party6Choice_EPC_2 Complex Party6Choice_EPC_2 Party 6Choice Party6Choice PrvtId PrvtId M PersonIdentification5_EPC_2 Party6Choice_EPC_3 Complex Party6Choice_EPC_3 Party 6Choice Party6Choice PrvtId PrvtId M PersonIdentification5_EPC_2 PartyIdentification32 Complex PartyIdentification32 Nm PstlAdr Id Party Identification 32 Nm O Max140Text PstlAdr O PostalAddress6 Id O Party6Choice PartyIdentification32_EPC Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 52 / 63

53 pain EPC PartyIdentification32_EPC Nm Id Party Identification 32 PartyIdentification32 Nm O Max140Text_EPC Id O Party6Choice_EPC PartyIdentification32_EPC_2 Complex PartyIdentification32_EPC_2 Nm PstlAdr Party Identification 32 PartyIdentification32 Nm M Max140Text_EPC PstlAdr O PostalAddress6_EPC PartyIdentification32_EPC_3 Complex PartyIdentification32_EPC_3 Nm Id Party Identification 32 PartyIdentification32 Nm O Max140Text_EPC Id O Party6Choice_EPC PartyIdentification32_EPC_4 Complex PartyIdentification32_EPC_4 Id Party Identification 32 PartyIdentification32 Id M Party6Choice_EPC_2 PartyIdentification32_EPC_5 Complex PartyIdentification32_EPC_5 Nm Id pain EPC; 1.0 Generated by GEFEG.FX Page: 53 / 63

54 pain EPC Party Identification 32 PartyIdentification32 Nm O Max140Text_EPC Id O Party6Choice_EPC_3 PartyIdentification32_EPC_6 Complex PartyIdentification32_EPC_6 Id Party Identification 32 PartyIdentification32 Id M Party6Choice_EPC_3 PartyIdentification32_EPC_7 Complex PartyIdentification32_EPC_7 Nm PstlAdr Id Party Identification 32 PartyIdentification32 Nm M Max140Text_EPC PstlAdr O PostalAddress6_EPC Id O Party6Choice_EPC PartyIdentification32_EPC_8 Complex PartyIdentification32_EPC_8 Nm Id Party Identification 32 PartyIdentification32 Nm O Max140Text_EPC Id O Party6Choice_EPC PaymentIdentification1 Complex PaymentIdentification1 InstrId EndToEndId Payment Identification 1 pain EPC; 1.0 Generated by GEFEG.FX Page: 54 / 63

55 pain EPC InstrId O EndToEndId M PaymentIdentification1_EPC Complex PaymentIdentification1_EPC InstrId EndToEndId Payment Identification 1 PaymentIdentification1 InstrId O EndToEndId M PaymentInstructionInformation4 Complex PaymentInstructionInformation4 PmtInfId PmtMtd BtchBookg NbOfTxs CtrlSum PmtTpInf ReqdColltnDt Cdtr CdtrAcct CdtrAgt UltmtCdtr ChrgBr CdtrSchmeId DrctDbtTxInf 1..* Payment Instruction Information 4 PmtInfId M PmtMtd M PaymentMethod2Code pain EPC; 1.0 Generated by GEFEG.FX Page: 55 / 63

56 pain EPC BtchBookg O BatchBookingIndicator NbOfTxs O Max15NumericText CtrlSum O DecimalNumber PmtTpInf O PaymentInformation20 ReqdColltnDt M ISODate Cdtr M PartyIdentification32 CdtrAcct M CashAccount16 CdtrAgt M BranchAndFinancialInstitutionIdentification4 UltmtCdtr O PartyIdentification32 ChrgBr O ChargeBearer1Code CdtrSchmeId O PartyIdentification32 DrctDbtTxInf M DirectDebitTransactionInformation9 PaymentInstructionInformation4_EPC Complex PaymentInstructionInformation4_EPC PmtInfId PmtMtd BtchBookg NbOfTxs CtrlSum PmtTpInf ReqdColltnDt Cdtr CdtrAcct CdtrAgt UltmtCdtr ChrgBr CdtrSchmeId DrctDbtTxInf 1..* Payment Instruction Information 4 PaymentInstructionInformation4 PmtInfId M PmtMtd M PaymentMethod2Code BtchBookg O BatchBookingIndicator NbOfTxs O Max15NumericText CtrlSum O DecimalNumber_EPC pain EPC; 1.0 Generated by GEFEG.FX Page: 56 / 63

57 pain EPC PmtTpInf M PaymentInformation20_EPC ReqdColltnDt M ISODate Cdtr M PartyIdentification32_EPC_2 CdtrAcct M CashAccount16_EPC CdtrAgt M BranchAndFinancialInstitutionIdentification4_EPC UltmtCdtr O PartyIdentification32_EPC_3 ChrgBr O ChargeBearer1Code CdtrSchmeId O PartyIdentification32_EPC_4 DrctDbtTxInf M DirectDebitTransactionInformation9_EPC PaymentMethod2Code Payment Method 2Code xs:string Simple Applicable Codes DD /Description DirectDebit Collection of an amount of money from the debtor's bank account by the creditor. The amount of money and dates of collections may vary. PaymentInformation20 Complex PaymentInformation20 SvcLvl LclInstrm SeqTp CtgyPurp Payment Information 20 SvcLvl O ServiceLevel8Choice LclInstrm O LocalInstrument2Choice SeqTp O Sequence1Code CtgyPurp O CategoryPurpose1Choice PaymentInformation20_EPC Complex PaymentInformation20_EPC SvcLvl LclInstrm SeqTp CtgyPurp Payment Information 20 PaymentInformation20 SvcLvl M ServiceLevel8Choice_EPC LclInstrm M LocalInstrument2Choice_EPC SeqTp M Sequence1Code pain EPC; 1.0 Generated by GEFEG.FX Page: 57 / 63

58 pain EPC CtgyPurp O CategoryPurpose1Choice PersonIdentification5 Complex PersonIdentification5 DtAndPlcOfBirth Othr 0..* Person Identification 5 DtAndPlcOfBirth O DateAndPlaceOfBirth Othr O GenericPersonIdentification1 PersonIdentification5_EPC Complex PersonIdentification5_EPC DtAndPlcOfBirth Othr Person Identification 5 PersonIdentification5 DtAndPlcOfBirth O DateAndPlaceOfBirth Othr O GenericPersonIdentification1 PersonIdentification5_EPC_2 Complex PersonIdentification5_EPC_2 Othr Person Identification 5 PersonIdentification5 Othr O GenericPersonIdentification1_EPC PersonIdentificationScheme1Choice Complex PersonIdentificationScheme1Choice Cd Prtry Person Identification Scheme 1Choice Cd M ExternalPersonIdentification1Code Prtry M PersonIdentificationScheme1Choice_EPC Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 58 / 63

59 pain EPC PersonIdentificationScheme1Choice_EPC Prtry Person Identification Scheme 1Choice PersonIdentificationScheme1Choice Prtry M PostalAddress6 Complex PostalAddress6 Ctry AdrLine 0..7 Postal Address 6 Ctry O CountryCode AdrLine O Max70Text PostalAddress6_EPC Complex PostalAddress6_EPC Ctry AdrLine 0..2 Postal Address 6 PostalAddress6 Ctry O CountryCode AdrLine O Max70Text Purpose2Choice Complex Purpose2Choice Cd Purpose 2Choice Cd M ExternalPurpose1Code Purpose2Choice_EPC Complex Purpose2Choice_EPC Purpose 2Choice Purpose2Choice Cd Cd M ExternalPurpose1Code RemittanceInformation5 Complex pain EPC; 1.0 Generated by GEFEG.FX Page: 59 / 63

60 pain EPC RemittanceInformation5 Ustrd 0..* Strd 0..* Remittance Information 5 Ustrd O Max140Text Strd O StructuredRemittanceInformation7 RemittanceInformation5_EPC Complex RemittanceInformation5_EPC Ustrd Strd Remittance Information 5 RemittanceInformation5 Ustrd O Max140Text Strd O StructuredRemittanceInformation7_EPC Sequence1Code Sequence 1Code xs:string Simple Applicable Codes FNAL FRST OOFF RCUR ServiceLevel8Choice /Description Final Final collection of a series of direct debit instructions. First First collection of a series of direct debit instructions. OneOff Direct debit instruction where the debtor's authorisation is used to initiate one single direct debit transaction. Recurring Direct debit instruction where the debtor's authorisation is used for regular direct debit transactions initiated by the creditor. Complex ServiceLevel8Choice Cd Service Level 8Choice Cd M ExternalServiceLevel1Code ServiceLevel8Choice_EPC Complex ServiceLevel8Choice_EPC Cd Service Level 8Choice ServiceLevel8Choice pain EPC; 1.0 Generated by GEFEG.FX Page: 60 / 63

61 pain EPC Cd M ExternalServiceLevel1Code_EPC StructuredRemittanceInformation7 Complex StructuredRemittanceInformation7 CdtrRefInf Structured Remittance Information 7 CdtrRefInf O CreditorReferenceInformation2 StructuredRemittanceInformation7_EPC Complex StructuredRemittanceInformation7_EPC CdtrRefInf Structured Remittance Information 7 StructuredRemittanceInformation7 CdtrRefInf O CreditorReferenceInformation2_EPC TrueFalseIndicator xs:boolean xs:date xs:datetime xs:decimal xs:string True False Indicator xs:boolean Simple Simple Simple Simple Simple Simple pain EPC; 1.0 Generated by GEFEG.FX Page: 61 / 63

62 pain EPC Description of Cardinality pain EPC; 1.0 Generated by GEFEG.FX Page: 62 / 63