Consultation Coordination Officer (CCO) Meeting Middle Brazos Lake Whitney Physical Map Revision Hill and McLennan Counties FEMA Region 6
Agenda National Flood Insurance Program Purpose of the Meeting Study Overview and Results Products Next Steps Appeals and Comments Ordinance Requirements Insurance Communications and Resources Contacts 2
The NFIP Its Purpose Protect Lives and Property Identify Risks Flood Hazard Mapping Establish Safe Building Standards Floodplain Management Provide Affordable Flood Insurance Flood Insurance 3
The NFIP NFIP is a voluntary participation program Community signs Resolution of Intent to join NFIP administered at local level Indicates community s: explicit desire to participate in the NFIP commitment to recognize flood hazards adoption of minimum (or higher) standards for community development 4
The NFIP is a Quid Pro Quo Program FEMA agrees to make flood insurance available within a community when that community agrees to adopt and enforce floodplain management regulations. For more information on joining the NFIP, contact Charla Marchuk, FEMA Region 6. 5
Consultation Coordination Officer (CCO) Meeting New/Updated FIRM release requires community adoption of these maps and a review/update of the current Flood Damage Prevention ordinance. CCO Meeting allows communities and FEMA to review the local responsibilities and statutory requirements related to map adoption and ordinance update 6
Middle Brazos Lake Whitney PMR - Overview Discovery Meeting for MBLW Sep 2014 Findings Meeting Feb 2015 Current Effective dates Hill County 6/2/2011 McLennan County 9/26/2008 Project Selection and Kick off Meeting Jun 2015 Used 2011 and 2013 LiDAR Non-Regulatory Flood Risk Products available on MSC Preliminary Map Released: Feb 15, 2018 Updated 46 panels Majority of both counties have updated Zone A mapping 7
Middle Brazos Lake Whitney PMR McLennan County Panels McLennan County 28 panels with Index Bellmead Beverly Hills Gholson Golinda Hallsburg Hewitt Lacy-Lakeview Leroy Lorena Reisel Robinson Ross Waco West Woodway McLennan County Unincorporated Areas 8
Middle Brazos Lake Whitney PMR Hill County Panels Hill County 18 panels with Index Abbott Bynum Carl s Corner Covington Hillsboro Itasca Mount Calm Penelope Whitney Hill County Unincorporated Areas 9
Regulatory Products Used to administer 44CFR and rate flood insurance. Includes: Flood Insurance Rate Map (FIRM) Preliminary map for review Flood Insurance Study (FIS) Text Overview of engineering analysis and approach DFIRM Database - Digital data on DVD Data is preliminary; comments and questions are welcomed! 10
Interactive Flood Information Portal http://maps.riskmap6.com/ Detailed Property Reports Preliminary FIRM Effective FIRM Change Layer User Fact sheet available: www.riskmap6.com /documents/resour ce/what is you Flood Risk.pdf 11
Changes Since Last FIRM (CSLF) Proactive notification of residents and business owners of changes Informing development decisions and community planning Determining where flood mitigation is needed Review of flood profiles in local Hazard Mitigation Plans that may require updating Promotion of insurance/agent training in your area http://maps.riskmap6.com/tx/hill http://maps.riskmap6.com/tx/mclennan 12
How Flood Risk Products Help Help local business owners and residents: Understand current flood risk Enable informed decisions about protecting against that risk Aid communities and state officials Grant funding application review and selection process Identify mitigation actions Inform Hazard Mitigation Plans 13
Next Steps For Local Communities Review the revised preliminary products Outreach to citizens on risk of living behind levees and mapping efforts moving forward Communicate study results to residents and business owners Review current floodplain ordinances for any needed updates Consider local communications strategy for Open House, social media, community website Do collect appeal and comment cases from citizens and submit to FEMA during the regulatory 90-day appeal period 14
When does the Appeal Period Open? After Preliminary Issuance and CCO Meeting: Letter sent to Community Elected Official Federal Register Proposed Notice Printing Local Newspaper Printing twice within 10 days 15 90 day appeal period initiates
Comment versus Appeal Comment Objection to base map feature/addition, update to FIS report material or other non-appealable change Road locations, road names, corporate limits, etc. Appeal Formal written objection to the addition/modification of a preliminary Base Flood Elevation/Flood Depth, Special Flood Hazard Boundary, Zone Designation or Regulatory floodway boundary. Appellants asked to demonstrate a different/more appropriate methodology, provide alternative analysis or data for use in updated FIRM. All appeals/comments should be reviewed by community prior to submittal to FEMA 16
Community Responsibilities Review of Preliminary FIRM/FIS, use interactive map viewers Provide appeals/comments to FEMA for review within 90 day period Compilation/review of all appeals/comments received. Submittal of appeal/comment suggests community support of appeal/comment Availability for review of appeal resolution outcomes Coordinate with local decision makers for map adoption and ordinance updates Update of local community ordinance and submittal to State/FEMA for review. 17
Summary of Map Actions - SOMA The SOMA provides a comprehensive list of previously issued Letters of Map Change (LOMC) for a community Assists community officials and property owners in determining the status of these LOMCs as a result of revisions to the FIRM. Local Communities should review their SOMA carefully FEMA (or its contractors) may reach out to determine if a community has older case files/documentation Preliminary SOMA review now Final SOMA prior to Effective Issuance Contact FEMA with concerns 18
Appeal and Comment Period Appeals and comments should be submitted within the 90-day appeal and comment period, in writing, to FEMA at: Mitigation Division Director c/o Lisa Jennings, Appeal Coordinator FEMA Region VI 800 North Loop 288 Denton, Texas 76209 19
Scientific Resolution Panel Community can request SRP review of appeal if parties cannot come to an agreeable resolution Only applies to Appeal Submittals not Comments Must be community supported Received with the 90-day appeal period Submit an application available on website (see Fact Sheet) https://www.fema.gov/media-library-data/1470778879722- e5a7384967fe301cef8bfab130b764a3/srp_overview_fixed_link.pdf 20
Post-Preliminary Process 21
Local Ordinances The local community has the RESPONSIBILITY and AUTHORITY to enforce its local provisions Proper permitting Inspections Certifications 22
Ordinance Update Ordinance Level Auto Adopt Clause Regulation Staircase 44 CFR 60.3(a)-(e) 60.3(d) 60.3(e) V or VE Zones FIS, BFE, plus Coastal (No Floodway) AE Zones FIS, BFE, plus Floodway Detailed studies 60.3(c) AE Zones FIS and BFE Detailed studies with BFEs 60.3(b) Approximate Zone A Flood Hazard Boundary Map (FHBM) Identifies SFHA but has minimal accuracy no detailed study 60.3(a) No Flood Map NOTE: with no maps, there are no Special Flood Hazard Areas (SFHAs) 23
Ordinance Update Texas Community Floodplain Ordinance should be reviewed for update needs FEMA Model Ordinance available for use Auto-adopt allows automatic adoption without update of ordinance when FIRMs are revised FEMA compliance specialist and State NFIP coordinator will work to update ordinances as required 24
Consider Higher Standards Communities may adopt additional and more restrictive practices than outlined in the model ordinances. Communities may reach out to State or FEMA staff for draft language to include in ordinance updates. Within the State of Texas a number of higher standards have been adopted, to include: Study required in/around Zone A areas to establish BFE Elevation Certificates required prior to framing permits Freeboard above the Base Flood Elevation Open Space Planning Full build out conditions hydrology assessed Fill placed in floodplain requires mitigation 25
Ordinance Update Key Steps 26
Insurance Update Homeowners Flood Insurance Affordability Act - HFIAA HR3370 Signed into law March 21, 2014 http://www.fema.gov/flood-insurancereform https://www.fema.gov/medialibrary/assets/documents/126027 27
Mandatory Purchase When is flood insurance required? When a structure is located in a high risk flood zone (A, AE, etc.) and there is a federally backed loan Keep in mind that insurance risks are based on the current effective Flood Insurance Rate Map (FIRM) and not revised panels until issued effective If your community is participating, insurance is always available no matter if your property is located in a SFHA or not. 28
Eligibility Newly Mapped Properties newly mapped into the SFHA Structures that were in a B, C, D and X flood zones, but now indicated in newly mapped into the A or V flood zones Certain Properties not eligible for Newly Mapped Structures located in communities that are participating in Emergency Program Multi Unit Residential condos insured under Residential Condominium Building Association Policy (RCBAP) 29
Risk Communication Link local websites to this interactive flood map index on FEMA s RiskMap6.com website: Interactive Flood Map Index http://www.riskmap6.com/community.aspx?cid=358&sid=5 http://www.riskmap6.com/community.aspx?cid=495&sid=5 Newsletters, Fact sheets, and Handouts http://www.riskmap6.com/resources.aspx 30
Risk Communications Guidebook Online access to tools, templates to communicate risk with residents and business owners: Post-Preliminary Toolkit Press Releases Web Content Talking Points Social Media messages Facebook and Twitter Community Outreach Strategy Template Communication Technical Assistance Available to Local Community Officials http://www.riskmap6.com/guidebook.aspx 31
Community Support Contacts - TX Engineering and Mapping john.bourdeaujr@fema.dhs.gov 940.383.7350 Compliance Specialist charla.marchuk@fema.dhs.gov 940.898.5561 Insurance Specialist mark.lujan@fema.dhs.gov 940.383.7327 Compliance Team Leads david.hiegel@fema.dhs.gov 940.898.5405 lisa.jennings@fema.dhs.gov 940.898.5283 Mitigation Planning jamie.price@fema.dhs.gov 940.898.5440 Outreach cynthia.wirz@fema.dhs.gov 940.898.5164 32
Questions? 33