UOB PRVI Miles Cards Up To 10,000 Welcome Miles Campaign Terms and Conditions ( Terms and Conditions )

Similar documents
UOB PRVI Miles Cards - Up To 12,000 Welcome Miles Promotion (15 March 2019 to 14 July 2019) Terms and Conditions ( Terms and Conditions )

UOB PRVI Miles Cards Up To 12,000 Welcome Miles Campaign Terms and Conditions ( Terms and Conditions )

Calendar Month refers to (i) 12 June 2017 to 30 June 2017; and (ii) 1 July 2017 to 31 July 2017.

Terms and Conditions governing UOB One Card 10% Rebate on Mobile Payment Transactions Promotion (10 Aug 31 Oct 2017)

Terms and Conditions Governing the UOB YOLO Bonus Rebate Everyday Promotion (10 April September 2018)

Terms and Conditions governing UOB YOLO Bonus Rebate Promotion (10 Oct Mar 2018)

Terms and Conditions governing UOB Credit Cards Spend & Get Free Toast Box Kopi Card Promotion (June July 2016) ( Promotion )

Terms and Conditions Governing UOB Lady s Card Transport Acquisition Promotion ( Terms and Conditions )

1.2 (i) Without limiting the generality of Paragraph 1.1 above, the following shall not be eligible for the Promotion:

TERMS AND CONDITIONS GOVERNING UOB CARDS WEEKLY FREE BUFFET PROMOTION (THE PROMOTION )

1.01 The Campaign is open to all UOB Cardmembers who comply with the Terms and Conditions.

TERMS AND CONDITIONS GOVERNING THE UOB PERSONAL INTERNET BANKING & MOBILE SERVICES TRANSFORMERS PROMOTION

who are or become mentally incapacitated, deceased, insolvent or who face legal incapacity;

Terms and Conditions Governing United Overseas Bank Limited ( UOB ) UOB Lady s Card ( Terms and Conditions )

Stand a chance to win a pair of Singapore Airlines return tickets to Hong Kong with ICBC Global Travel Mastercard Credit Card.

ICBC Chinese Zodiac Credit Card Additional S$120 Cashback Promotion ( Welcome Offer Cashback ) -Terms and Conditions

Terms and Conditions UOB Savers Promotion (1 September to 31 October 2018)

Terms and Conditions Governing United Overseas Bank Limited ( UOB ) UOB Empire World Business Mastercard Rebates/UNI$ ( Terms and Conditions )

Terms and Conditions of ICBC UnionPay and Visa Credit Cards Up to 8% Cashback Promotion ( Cashback Promotion )

l) Online payment gateway transactions (e.g. PayPal, Skrill, Bidpay etc.) m) Gambling transactions

Terms and Conditions UOB Stash Account Lucky Draw (2 April to 30 June 2018)

Only Eligible Persons are entitled to earn UNI$ as calculated and earned in the following manner:

TERMS AND CONDITIONS GOVERNING THE UOB TICKETING PROMOTION

WIN 100% OF YOUR UOB 0% INSTALMENT PAYMENT PLAN PURCHASES BACK EVERY WEEK AT ANY UOB 0% IPP PARTICIPATING MERCHANT OUTLETS IN SINGAPORE

UOB Business Banking Go Global Program Terms and Conditions

Terms and Conditions Governing CIMB Credit Card $120 Cash Credit Gift Promotion

TERMS AND CONDITIONS GOVERNING THE UOB CARDS X IKEA WIN A FREE LIVING ROOM MAKEOVER (SEP-OCT 2017) LUCKY DRAW

3.4 For the purposes of the Promotion, the following terms are defined as follows:-

TERMS AND CONDITIONS GOVERNING THE BOC PAYNOW CASH REBATE PROMOTION ( TERMS AND CONDITIONS )

Terms and Conditions Governing The Great Tanker Giveaway Campaign Lucky Draw

BUSINESS CLASS FLYAWAY EXPERIENCE TO FASHION CITIES LUCKY DRAW PROMOTION 2018 TERMS AND CONDITIONS ( PROMOTION )

Terms and conditions governing CIMB GSS Promotion 2018 ( CIMB GSS Promotion 2018 or Promotion )

UOB Star Saver Promotion (16 May to 30 June 2018) ( Promotion ) Terms and Conditions

Terms & Conditions Governing CIMB Credit Card Referral Programme 2018 ( Promotion )

The total cap for the Family Cash Rebate will be removed and replaced with three individual caps for the different spend categories, as follows:

The revised spend categories and cash rebate caps for the Family Cash Rebate will be as follows:

MAYBANK S VISA FIFA WORLD CUP 2018 LUCKY DRAW TERMS AND CONDITIONS

The revised spend categories for the Zaobao Card cash rebate will be as follows: Petrol Transactions made at Caltex, Sinopec, Shell and/or SPC

UOBM Visa Infinite Card Welcome Miles Campaign Terms and Conditions

UOB Super Savings Promotion (1 March 2019 to 30 April 2019) Terms and Conditions

TERMS & CONDITIONS UOB PRIVILEGE BANKING CLIENT REFERRAL PROGRAMME

Terms and Conditions Governing BOC Qoo10 Credit Cards Qmoney Rebate Programme

Terms and conditions. (A) HSBC Advance Welcome Rewards ("Promotion") Promotional Terms and Conditions. Close window

Terms and Conditions for United Overseas Bank Limited ( UOB ) UOB/Shell Festive Promotion 2012/ Promotion

3. The following individuals are NOT eligible to participate in this Campaign:-

Terms and Conditions Governing UOB PRVI Miles Card ( Terms and Conditions )

Suntec City Branch Opening Special - UOB Deposits F1 Promotion (1 October to 31 October 2014) ( Promotion )

Terms and Conditions Governing The Pump S$70 nett and stand a chance to win one year s worth of Petrol Lucky Draw

CIMB Bank Plug n Pay Activation Campaign Terms and Conditions

Terms and Conditions Governing UOB PRVI Miles Card ( Terms and Conditions )

UOBM 30% OVERSEAS CASH BACK CAMPAIGN TERMS & CONDITIONS UOBM CREDIT AND/OR DEBIT CARD

TERMS AND CONDITIONS GOVERNING OCBC 365 CREDIT CARD CASHBACK PROGRAMME

Terms and Conditions for DBS Visa Credit/Debit Cards Visa FIFA World Cup Russia 2018 Draw ( Draw )

Terms and Conditions Apply and Spend with AEON Credit Cards to get RM25 Cash Back and stand a chance to get Condotti. luggage bag (Campaign)

UOB INSURANCE REWARDS PROMOTION TERMS AND CONDITIONS

Terms and Conditions for DBS Live Fresh Card X Ultra Beach Bali

ANZ Travel Card Rewards Programme Terms and Conditions

Standard Chartered Mastercard Festive Lucky Draw Campaign Promotion Terms and Conditions

UOBM PREFERRED PLATINUM CARD TERMS & CONDITIONS

Lunar New Year 2016 Dining CashBack Promotion Terms and Conditions

Spend and Win 200,000 Enrich Miles with CIMB Enrich Credit Card Campaign Terms and Conditions

2018 UOBM PRVI Miles Card Terms and Conditions

TERMS AND CONDITIONS GOVERNING OCBC 365 CREDIT CARD CASHBACK PROGRAMME

Spin to Prosperity 2019 Promotion Terms and Conditions

TRANSFER FUNDS TO A MOBILE NUMBER & WIN! Campaign

TERMS AND CONDITIONS CIMB-TESCO Spend and Win Tesco Voucher Campaign (1 January February 2018)

UOBM SAVE YOUR CARD 2018 CAMPAIGN TERMS & CONDITIONS UOBM VISA CREDIT CARD

Terms and Conditions Governing Popular Bookstores Vouchers Promotion for POSBkids Account ( Promotion )

CIMB Bank Mastercard Spend and Get Travel Luggage Overseas and Online Spend Campaign Terms and Conditions

Maybank Mobile Banking Activation Promotion Terms and Conditions ( Promotion )

HONG LEONG VISA CREDIT CARD 50% Cash Back 3 Campaign

Terms and Conditions Maybank SOGO Supermarket Sweep 2018 Campaign

1. Validity of TREATS Points Rewards Programme This programme is valid till 31 December 2018, unless otherwise stated by Maybank.

Maybank Maybank Evolution Lucky Draw Terms and Conditions ( Promotion )

TERMS AND CONDITIONS GOVERNING THE VOYAGE CREDIT CARD PROGRAMME The Voyage Credit Card Programme ( Programme ) is a programme that inter alia offers

Terms and Conditions New Year New Ride Campaign

Terms and Conditions UOB CDA - Insurance Promotion (1 September 31 December 2015)

Protecting your relationships is now more rewarding.

Lunar New Year 2016 Shake The Ang Bao Promotion Terms and Conditions

TERMS AND CONDITIONS GOVERNING OCBC 365 CREDIT CARD CASHBACK PROGRAMME

Terms and Conditions CIMB-Pay with Points & Win Campaign

TERMS & CONDITIONS : CITI 2018 bon appétit! CAMPAIGN

TERMS AND CONDITIONS. CIMB BANK Choose Your Voucher for Credit Card Application Campaign

TERMS AND CONDITIONS. CIMB BANK Choose Your Gift for Credit Card Application Campaign

Standard Chartered Priority Banking Visa Infinite Promotion ( PRB VI Promotion ) Terms & Conditions

Mid-Autumn Spend & Get Promotion 2017

TERMS AND CONDITIONS GOVERNING OCBC GREAT EASTERN CASHFLO CREDIT CARD

Terms and Conditions Mid-Year Sale Campaign

TERMS AND CONDITIONS OF MERCHANTRADE MONEY VISA PREPAID CARD STORE & WIN CAMPAIGN

Hong Leong Credit Card HLB Celcom RM800 Acquisition Campaign

Spend & Stand to Win up to RM 4,000 PETRONAS Gift Card Campaign. Terms and Conditions

Participants must successfully perform JomPAY Transaction(s) (one off and/or standing instruction) within the Campaign Period,

Account means each and any of the Cardmember s accounts with the Bank which he has designated for the settlement of Card Transactions;

PayNow Promotion Terms and Conditions ( Promotion )

Terms and Conditions governing OCBC Cards The Invincible 2 Jay Chou Concert Tour 2018 Spend & Redeem Promotion

UOBM Lady s Card: Fashion Ten Campaign TERMS & CONDITIONS

Terms and Conditions for DBS/POSB Cards Card X Marvel s Avengers: Infinity War New York City Adventure ( Campaign )

UOBM PRVI Miles Card Terms and Conditions

UNIRINGGIT REWARDS PROGRAMME 2018 TERMS & CONDITIONS

3. Participating HSBC Credit Card refers to all primary cardholders of the HSBC Premier Travel MasterCard Credit Card issued by HSBC.

Transcription:

UOB PRVI Miles Cards Up To 10,000 Welcome Miles Campaign Terms and Conditions ( Terms and Conditions ) 1. Eligibility and SMS Registration 1.1 The UOB PRVI Miles Cards Up To 10,000 Welcome Miles Campaign ( Promotion ) is valid from 5 May 2018 to 31 July 2018 (both dates inclusive) ( Promotion Period ) and is open to all individuals who fulfills all of the following (collectively Eligible Cardmembers and each an Eligible Cardmember ):- successfully applies for a UOB PRVI Miles American Express or a UOB PRVI Miles World Mastercard or a UOB PRVI Miles Visa Card (each an Eligible Card ) with United Overseas Bank Limited ( UOB ) during the Promotion Period and the Eligible Card application is approved by UOB within the Promotion Period. successfully enrolls for this Promotion by sending Bonus<space>NRIC/Passport number as per bank s records to 77862 within first three (3) months from the card opened date of the Eligible Card ( Spend Period ); Example: Bonus S1234567A A SMS will be sent to the Eligible Cardmember for each successful enrollment. For the avoidance of doubt, each Eligible Cardmember may only register once for this Promotion regardless of the number of UOB PRVI Miles cards he/she holds. (c) (d) is (or will be) the principal holder of the Eligible Card; and prior to the date the Eligible Card application by the Eligible Cardmember was approved by UOB,:- (i) does not have any active PRVI Miles American Express or World MasterCard or Visa Card issued by UOB; and/or (ii) has not, in the six (6) months prior to commencement of the Promotion Period, cancelled any PRVI Miles American Express or PRVI Miles World Mastercard or PRVI Miles Visa Card issued by UOB. By participating in this Promotion, each Eligible Cardmember agrees to be bound by these Terms and Conditions. For the avoidance of doubt, this Promotion is not applicable to existing holders of an Eligible Card. 1.2 All enrollments in respect of the Promotion must be done via SMS by the Eligible Cardmembers. Only SMSes received by UOB in accordance with the paragraph 1.1b above shall be considered for the Promotion. The Eligible Cardmember will receive a confirmation SMS from UOB once he/she successfully enrolled for the Promotion. 1.3 Without limiting the generality of the above, the following persons shall not be eligible for this Promotion:- 1

(c) (d) Cardmembers whose Eligible Card account(s) is voluntarily or involuntarily suspended, cancelled, closed or terminated anytime during this Promotion Period and for the avoidance of doubt, termination of a supplementary cardholder s Eligible Card account will not by itself disqualify the principal cardholder of the Eligible Card from participating in this Promotion; Cardmembers whose Eligible Card account(s) is/are not active, valid, subsisting or in good standing or which are otherwise determined by UOB as being delinquent or unsatisfactorily conducted for any reasons as may be determined by UOB at its discretion; Cardmembers who are mentally unsound, facing legal incapacity or is incapable of handling their affairs, deceased, insolvent, bankrupt or have any legal proceedings (or any threat) of any nature instituted against them; or Anyone whom UOB may decide to exclude, at its discretion, without any reason or prior notice at any time. 2. Award 2.1 The first two thousand (2,000) Eligible Cardmembers who fulfill the conditions set out under Paragraph 2.3 below (each a Qualified Cardmember ) will be entitled to the following awards ( Award ): Eligible Cardmembers who have never been issued any UOB credit card prior to the card opened date of the Eligible Cardmember s application for the Eligible Card shall each be entitled to an award of UNI$5,000 which is equivalent to 10,000 air miles; and Eligible Cardmembers who have active UOB credit cards issued to them (other than the Eligible Card) prior to the card opened date of the Eligible Cardmember s application for the Eligible Card shall each be entitled to an award of UNI$1,000 which is equivalent to 2,000 air miles. The air miles set out herein refers to the air miles described in the prevailing UNI$ Rewards Programme (available at www.uob.com.sg/rewards). For the avoidance of doubt, Qualified Cardmembers who owns the Eligible Card prior to the Promotion Period or who used to own an Eligible Card shall not be entitled to any Award. 2.2 There are two (2) qualifying periods for the Award as set out below:- Qualifying period (based on card opened date) Qualified Cardmember Bonus UNI$ Awarding Date 5 May 2018 to 15 June 2018 First 1,000 30 November 2018 16 June 2018 to 31 July 2018 First 1,000 31 January 2019 2.3 To be entitled to the Award, Eligible Cardmember must has successfully charged at least Singapore Dollars Six Thousand (S$6,000.00) worth of Eligible Transactions 2

(as defined below) to his/her Eligible Card account within the Spend Period ( Qualifying Spend ) For the purposes of calculating the Qualifying Spend, Eligible Transactions made in foreign currencies will be converted into Singapore dollars based on UOB s then prevailing exchange rate applicable at the time of exchange. If an Eligible Transaction is cancelled or reversed after the applicable Spend Period is over and the total amount spent during the Spend Period falls short of the Qualifying Spend, the Qualified Cardmember will not be considered to have incurred the Qualifying Spend. 2.4 For the purpose of this Promotion:- Eligible Transactions shall mean all posted retail transaction(s) (whether local or overseas (whether in Singapore Dollars or non-singapore dollars) and inclusive of installment payment plans) successfully carried out on and posted to the Eligible Card account during the Spend Period and which are successfully captured and posted on UOB s systems during the Spend Period BUT shall exclude the Excluded Transactions. For the avoidance of doubt, the benefit of all transactions incurred by a supplementary holder of the Eligible Card ( Supplemental Cardmember ) in respect of this Promotion shall accrue to the applicable Eligible Cardmember and form part of that Eligible Cardmember s Eligible Transactions. Excluded Transactions shall mean:- (i) (ii) balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges and any other transactions we may exclude from time to time without prior notice. payments made to charitable/religious organisations, government institutions and services: Category Merchant Category Codes (MCC) Charitable/religious organisations 8398 and 8661 Government institutions and services 9399, 9211, 9222, 9223, 9311, 9402 and 9405 (iii) under the following transactions under bill payment and payment of funds to prepaid accounts: Bill Payment Category Merchant Category Codes (MCC) Insurance Underwriting, 6300 Premiums Insurance - Default 6399 3

Transaction description: AXS PAYMENT* PRVI Payment Facility description: PRVI PAYMENT FACILITY PRVI PAYMENT FACILITYFULL Payment of Funds to Prepaid Accounts BANC DE BINARY* BANCDEBINARY.COM* EZ LINK PTE LTD (FEVO) EZ Link transport EZ Link* EZ-LINK (IMAGINE CARD) EZ-Link EZ-Reload (ATU) EZLINK* EzLink* EZ-LINK* FlashPay ATU* MB * MONEYBOOKERS.COM NETS VCASHCARD* OANDA ASIA PAC* OANDAASIAPA PAYPAL * BIZCONSULTA PAYPAL * CAPITALROYA PAYPAL * OANDAASIAPA Saxo Cap Mkts Pte Ltd SKR*SKRILL.COM SKR*xglobalmarkets.com* SKYFX.COM* TRANSIT LINK* WWW.IGMARKETS.COM.SG (iv) (v) (vi) balances owing on the Eligible Card accounts accruing from months that do not fall within the Spend Period; any transaction that was subsequently cancelled, voided or reversed for any reason; and/or such other categories of transactions which UOB may exclude from time to time without prior notice or giving reasons. UOB reserves the right, at any time at its discretion, to amend or vary this list without any reasons, prior notification and/or assuming any liability to any party and shall not be liable to pay any compensation or enter into any correspondence in connection with the same. All Eligible Cardmembers shall be bound by these amendments or variation. 2.5 Each Qualified Cardmember will be entitled to one (1) Award only, regardless of the number of Eligible Cards applied and/or the amount of Eligible Transactions that is charged to the Eligible Card. The Award is not exchangeable for cash, credit, other gifts or benefit of any kind. 2.6 Notwithstanding anything to the contrary, UOB reserves the right to select reserve Qualified Cardmembers to substitute any initial Qualified Cardmember that is subsequently found to be ineligible or disqualified or not entitled to participate in this Promotion. 2.7 UOB is entitled at its sole and absolute discretion, and at any time without liability or prior notice or having to give any reason:- (i) (ii) to amend, correct or adjust the calculation of the UNI$; to suspend, revoke, or forfeit the crediting of UNI$ (or any part thereof); or 4

(iii) where the UNI$ has been credited, to reclaim the UNI$ (or any part thereof) without any liability on the part of UOB. No person shall be entitled to and UOB shall not be liable for any payment or compensation (whether in cash, credit or kind) whatsoever arising from the above and no person shall be entitled to such payment. 2.8 In the event that the Eligible Card account is delinquent, voluntarily or involuntarily closed or terminated or suspended for any reasons whatsoever before the applicable Award is awarded into the applicable Eligible Card account, such Award shall be forfeited and the Qualified Cardmember shall not be entitled to any compensation or payment whatsoever. 3. SMS Enrollment 3.1 All enrollments in respect of the Promotion must be done via SMS by the Eligible Cardmember in the form set out in these Terms and Conditions. Any incomplete or inaccurate SMS enrollment will not be considered and will be disqualified. Notwithstanding anything herein, UOB may at any time in its discretion and without giving prior notice, determine the eligibility of any SMS enrollment. 3.2 Sending and receiving SMS is dependent on a SMS vendor, an independent telecommunication authority or service provider or such other third party which is engaged by UOB for the Promotion and UOB shall not be responsible for any undelivered, lost or delayed SMS sent and/or received by the Eligible Cardmembers. The Eligible Cardmembers shall pay and be solely responsible for all fees and charges imposed by such vendors, authorities, service providers or third parties for the sending and/or receipt of any SMS in connection with the Promotion. 4. General 4.1 UOB shall not be responsible or liable:- (c) to ensure that the Eligible Transactions are posted promptly; for any losses, damages or otherwise suffered by any person if it is unable to perform its obligations under these Terms and Conditions, due directly or indirectly to the failure of the merchant establishments, merchant acquirer, telecommunication authorities or service provider or such other third party which maybe engaged for this Promotion, any machine or communication or computer system, industrial dispute, war, Act of God, or anything outside the control of UOB. for any failure or delay in the transmission or receipt of evidence of sale transactions by Mastercard/Visa/Unionpay/JCB/CUP/American Express, merchant establishments, merchant acquirer, postal or telecommunication authorities/provider or any other parties which may result in a transaction made by the Eligible Cardmember and/or the Supplemental Cardmember being omitted from being posted to the Eligible Cardmember s Eligible Card account and/or the Supplemental Cardmember s Eligible Card account and/or captured in UOB s system during the Spend Period; 5

(d) (e) (f) (g) for any failure or delay in the transmission or receipt of an application for the Eligible Card that is submitted via online or SMS or any one of the other methods described under Paragraph 1 above and which may result in an individual not being able to apply for the Eligible Card and therefore not being able to participate in this Promotion; for any SMS, notice or communication, email which gets lost, misplaced, defaced, tampered with, stolen, damaged or misdirected; or for any breakdown or malfunction in any computer system or equipment; or for any costs, losses, damages, claims, expenses and/or injuries of any Eligible Cardmember or any other person howsoever incurred or suffered, save for the Eligible Cardmember s direct loss, to the extent such loss is caused directly by UOB s fraud, gross negligence or willful misconduct arising in connection with this Promotion. 4.2 Notwithstanding anything in these Terms and Conditions, UOB may at any time vary, modify, add or delete any of these Terms and Conditions, including, but not limited to, terminating or withdrawing this Promotion on or amending the duration of this Promotion, or the eligibility criteria, without giving any reason, prior notice and/or assuming any liability to any party and shall not be liable to pay any compensation or enter into any correspondence in connection with the same and all Eligible Cardmembers and Supplemental Cardmembers shall be bound by these amendments or variations. 4.3 UOB has the absolute right and unfettered discretion to make decisions on all matters relating to or in connection with this Promotion, including, but not limited to, the determination of whether the Eligible Cardmember has met all the requirements of this Promotion, who shall be a Qualified Cardmember and to choose substitute Qualified Cardmembers if any Qualified Cardmember is subsequently found to be ineligible to receive the Award. UOB s decisions shall be final, conclusive and binding on all parties concerned and no payment or compensation will be given or paid by UOB to any person (including the Eligible Cardmember or the Supplemental Cardmember). UOB shall not be obliged to give any reason or prior notice or enter into any correspondence with any person on any matter relating to this Promotion or its decision and no appeal, correspondence or claims will be entertained. 4.4 All information is correct at the time of publishing or posting online and UOB makes no representation or warranty whether express or implied, and accepts no responsibility or liability for its completeness or accuracy. In the event of any inconsistency or discrepancies between:- these Terms and Conditions and any advertising, publicity, brochure, marketing or promotional material or other materials relating to or in connection with this Promotion, these Terms and Conditions shall prevail; and the English version of these Terms and Conditions and the Chinese version of these Terms and Conditions, the English version of these Terms and Conditions shall prevail. 6

4.5 Any Eligible Cardmember who participates in this Promotion will not be eligible to participate in any other UOB Credit Card Sign Up promotions. 4.6 The prevailing terms and conditions under the prevailing UOB Cardmember Agreement (available at www.uob.com.sg/personal/cards/credit/tnc.html), the prevailing terms and conditions applicable to the Eligible Card and the prevailing UOB Rewards Programme (collectively the Standard Terms ) will continue to be binding on all Eligible Cardmembers and the Supplemental Cardmembers. Please visit www.uob.com.sg for the Standard Terms. Eligible Cardmembers and the Supplemental Cardmembers will be subjected accordingly to the prevailing Standard Terms. Participation in this Promotion is subject to these Terms and Conditions herein. Eligible Cardmembers are deemed to have accepted these Terms and Conditions when they participate in this Promotion. In the event of any inconsistency between these Terms and Conditions and the Standard Terms, these Terms and Conditions shall prevail to the extent of such inconsistency. 4.7 A person who is not a party to these Terms and Conditions and/or any agreement governed by these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Act (Cap. 53B) of Singapore to enforce any term of such agreement or any of these Terms and Conditions. 4.8 These Terms and Conditions are governed by the laws of Singapore and all Eligible Cardmembers participating shall be deemed to have agreed to submit to the exclusive jurisdiction of the courts of Singapore. 4.9 Except where the context so requires, words denoting the singular include the plural and vice versa. United Overseas Bank Limited Co. Reg. No.193500026Z Updated 3 May 2018 7