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1 MAYBANK FC BARCELONA FLYAWAY LUCKY DRAW PROMOTION TERMS AND CONDITION ( PROMOTION ) Definitions "Account" means a personal Singapore-issued Maybank FC Barcelona Visa Signature credit card account maintained by the Maybank Cardmember which has not been terminated and in the sole discretion of Maybank is in good standing. "Card" means either a Maybank FC Barcelona Visa Signature credit card. "Chance" means one opportunity to win the Draw. "Draw" means the lucky draw to be conducted by Maybank in accordance with these terms and conditions. "Maybank" means Malayan Banking Berhad, Singapore Branch. "Maybank Cardmember" means a person who is a principal cardmember to whom Maybank has issued a Maybank FC Barcelona Visa Signature credit card. "Prize" means one of the prizes described in paragraph 1 under the section entitled Prizes. "Qualifying Spend Period" means the period from 18 January 2018 and 30 June 2018 (both dates inclusive). "Retail Transaction" means an approved retail payment made by the Maybank Cardmember using his/her Card. Retail Transactions will not include the following transactions charged to the card (such list is not exhaustive): a) Transactions used for other Maybank promotions (e.g. Charge and Redeem) b) 0% Instalment Plan transactions c) FlexiPay, FlexiCash, Fund Transfer and Cash Advance transactions d) Fees and charges (e.g. annual fees, interest charges, finance charges, cash advance fees, late charges, cheque processing fees and other miscellaneous fees and charges etc.) e) Reversals and Money transfers f) Recurring Bill Payments g) Income Tax Payments h) AXS and SAM transactions i) Payments at government agencies (e.g. The Immigration & Checkpoints Authority, Ministry of Manpower, Singapore Land Authority, SP Services etc.) j) Payment to financial institutions (e.g. banks, securities brokerage firms, insurance companies etc.) k) Payment of funds to pre-paid accounts: BANC DE BINARY* BANCDEBINARY.COM* EZ LINK PTE LTD (FEVO) EZ Link transport EZ Link* EZ-LINK (IMAGINE CARD) EZ-Link EZ-Reload (ATU) EZLINK* EzLink* EZ-LINK* FlashPay ATU* MB * MONEYBOOKERS.COM NETS VCASHCARD* OANDA ASIA PAC* OANDAASIAPA PAYPAL * BIZCONSULTA PAYPAL * CAPITALROYA PAYPAL * OANDAASIAPA Pepperstone Group Ltd Saxo Cap Mkts Pte Ltd SKR*SKRILL.COM SKR*xglobalmarkets.com* SKYFX.COM* TL-ABT* TRANSIT LINK* l) Online payment gateway transactions (e.g. PayPal, Skrill, Bidpay etc.) m) Gambling transactions

2 n) Transactions that receive 5% or more rebates offered by Maybank in respect of other promotions on the Card (regardless of whether or not a Cardmember receives the full rebate) and/or ten (10) times or more TREATS Points on the amount charged. o) Any transaction deemed to be of a business and/or corporate nature. "Winner" means a Maybank Cardmember who is a winner of one of the Prizes. Definitions importing the singular shall include the plural and vice versa. Prizes 1) There will be two (2) Prizes to be given away in this Draw: Each Prize is a pair of tickets to catch FC Barcelona LIVE in Camp Nou in the 2018/2019 season including economy class flight tickets with airport and hotel transfer and a three (3) days two (2) nights (twin sharing) stay in a 3-star hotel accommodation. 2) The Winner for each Prize will be randomly selected. 3) Each eligible Maybank Cardmember may only win one (1) Prize, which will be randomly assigned by Maybank. Any subsequent drawings of the same Maybank Cardmember will be disregarded. 4) The Winners shall accept the Prize(s) as is. Maybank is not the supplier of the Prize and makes no representation or warranty whatsoever as to the availability, quality or fitness for purpose of the Prize(s) or any other implied terms or conditions with respect to the Prize(s) and/or any related service(s). Maybank assumes no responsibility or liability for the acts or defaults of the merchant(s), or for any delay, postponement, non-delivery, non-performance or defects in the Prize(s) and/or any related service(s). Maybank is not an agent of the merchant(s) supplying the Prize(s) and/or any related service(s). Any dispute about the Prize(s) or the quality or performance of the Prize(s) and/or any related service(s) must be resolved directly with the respective merchant(s). 5) The use of the Prize(s) is also subject to such other terms and conditions as may be imposed by the respective merchant(s) supplying the Prize(s). 6) Where applicable, the Prize(s) does not include the following (such list is not exhaustive): a) Travel visa, applicable airline taxes and surcharges, peak season surcharges and other travel related expenses; b) Long distance phone calls, room service, laundry, mini bar items, room service, loss of hotel property, damage to hotel property, or any other expenses incurred in the hotel; c) Personal expenses unrelated to the Prize (shopping, transportation during free time, food expenses aside from scheduled meals); d) Transportation during Winner s and guest s free time; e) Any personal tax that may be levied on guests with respect to their receipt of the Prize or any part thereof. Eligibility 1) All Maybank Cardmembers whose Accounts are open and in good standing during the Qualifying Spend Period are eligible to participate in the Draw except for: a) Holders of other Maybank issued credit and debit cards other than the Maybank FC Barcelona Visa Signature credit cards b) Holders of Business Cards, Prepaid Cards and ATM Cards; c) Supplementary cardmembers. For avoidance of doubt, the benefit of all charges incurred by a supplementary cardmember in respect of the Draw shall accrue to the eligible Maybank Cardmember. Termination of a supplementary cardmember s account will not by itself disqualify the eligible Maybank Cardmember from the Draw; d) Maybank employees (and their immediate families) and employees of its advertising agencies or sponsors; e) Maybank Cardmembers whose Accounts are terminated between 18 January and 30 September 2018 (both dates inclusive);

3 f) Any other accounts that are deemed to be delinquent or unsatisfactorily conducted by Maybank at its sole and absolute discretion. 2) Proof of charge slips is not proof of eligible spending. Retail Transactions as reflected in the monthly statement of Account shall constitute proof of eligible spending for purposes of the Draw. 3) By participating in the Promotion and Draw and/or by accepting the Prize, participants agree to abide by the terms and conditions stated herein. Awarding of Chances During the Qualifying Spend Period, each eligible Maybank Cardmember will receive the Chances as set out below: Draw 1) Five (5) Chances will be awarded for every S$50 of local currency transactions accumulated in eligible Retail Transactions posted to the Maybank Cardmember s Account and his/her supplementary cardmember s account (if any) during the Qualifying Spend Period. The Chances shall be awarded to the Maybank Cardmember s Account only. 2) Ten (10) Chances will be awarded for every S$50 equivalent of foreign currency transactions accumulated in Retail Transactions posted to the Maybank Cardmember s Account and his/her supplementary cardmember s account (if any) during the Qualifying Spend Period. The Chances shall be awarded to the Maybank Cardmember s Account only. 3) Only Retail Transactions charged during the Qualifying Spend Period and posted to the Maybank Cardmember s monthly statement of Account shall constitute proof of eligible spending for purposes of the Draw. Eligible Retail Transactions must be posted to the Account by 30 June ) Maybank shall not be responsible for any failure or delay in the transmission of evidence of Retail Transactions by merchant establishments, postal or telecommunication authorities or any other party which may result in a charge incurred by the eligible Maybank Cardmember and/or his/her supplementary credit cardmember(s) as being omitted from the allocation of Draw chances by Maybank during the Qualifying Spend Period. 5) Chances accumulated are not transferable and will be cancelled by Maybank, without incurring any liability, upon the suspension, cancellation and/or termination of any Account. 6) Chances cannot be transferred to or combined with Chances awarded to any other Maybank Cardmember s Account. 7) In the event that an Account is closed and a new Account is opened, Chances from the closed Account will not be transferred to the new Account. 8) For Retail Transactions for which Chances are awarded and are subsequently cancelled or reversed, Chances awarded will be automatically deducted. 9) Maybank reserves the right at any time to withdraw, cancel or invalidate the number of Chances assigned to any Account without notice or reason. 10) Maybank s transaction records and the total number of Chances allocated to a Maybank Cardmember shall be final and conclusive. No correspondence will be entertained. 1) The Draw will be conducted on 16 July 2018 or such other date as Maybank may determine at its sole discretion at Maybank Tower Level 1, 2 Battery Road, Singapore or such other venue as may be determined by Maybank via a manual draw. 2) The Prizes will only be awarded to the Winners. 3) Maybank reserves the right to draw reserve winner(s) to substitute any Winner subsequently found to be disqualified. Maybank s determination of the Winners shall be final, conclusive and binding. No correspondence or claims will be entertained. 4) The Winners shall be notified by ordinary post and/or contacted via telephone at his/her last known contact on record with Maybank. Except for notification to the Winners, Maybank is not obliged to enter into any correspondence with any person on any matter concerning the Draw. 5) Results will be announced on Maybank s website at within seven (7) working days after the Draw date.

4 6) Maybank reserves the right to claim the full cost of the Prize from any of the Winners in the event that: a) an eligible card Retail Transaction is cancelled or reversed after the Prize has been awarded to such Winner; b) such Winner s Account is closed/terminated for whatever reason (whether by the Maybank Cardmember, Maybank or otherwise) within six (6) months from the date such Winner receives the Prize; or c) it is determined by Maybank in its sole and absolute discretion that such Winner has breached one of the terms stated herein. In such cases, the Winner authorises Maybank to debit his/her Account for the full cost of the Prize prior to the closure or termination of his/her Account or deduct it from any other account the Winner holds with Maybank. 7) Any unclaimed Prize will be forfeited. Any Winner whose Prize has been forfeited shall not be entitled to any payment or compensation notwithstanding non-receipt of notification. 8) The Prize is neither transferable nor exchangeable for cash, credit or otherwise. The Winner must be one of the users of the Prize. Maybank may, at any time without notice in its sole and absolute discretion, substitute the Prize with another prize of similar value without notice and liability to any person. 9) Maybank shall not be responsible for any other consequences including but not limited to loss of life, injury to person and/or damage to property arising from or in connection with the Promotion and/or the Draw and/or use of the Prize, lost, late, misdirected, damaged, incomplete, illegible or postagedue mail, or transactions that are processed late, incorrectly or lost due to computer or other electronic breakdown or malfunction or any other reason. General 1) Maybank Cardmembers hereby authorise Maybank to disclose and publish their names and other particulars in accordance with applicable law, in the event that he/she wins the Prize. 2) The Winners agree to attend a Prize presentation and/or participate in publicity programmes. All expenses and/or costs incurred for such attendance shall be borne by the Winners and Maybank reserves the right to use the name, address, photographs, information, particulars and/or documents of the Winners in any advertisement or other forms of publicity from time to time. 3) Maybank shall have the sole and absolute discretion to exclude any person from participating in the Promotion and/or the Draw without any obligation to furnish any notice and/or reason. 4) Maybank reserves the right in its sole and absolute discretion to vary, delete or add to any of these terms and conditions from time to time or terminate the Draw at any time without notice or liability to any person. 5) Maybank, its related corporations, employees and/or independent contractors shall not be liable to any person for any loss, liabilities, expenses, damage and/or injury whatsoever or howsoever incurred or sustained by any Maybank Cardmember and/or any other person by reason of, arising from or in connection with the Promotion, the Draw or the use of the Prize or of any services, products or facilities of any merchant, including any act or omission relating to the Maybank Cardmembers participation in the Promotion and Draw. 6) Maybank s decision on all matters relating to the Promotion (including without limitation the eligibility of a Maybank Cardmember for the Draw and the conduct of and selection of the Winners of the Draw) shall be final, conclusive and binding on all participants. 7) This Promotion is not valid in conjunction with other promotions carried out by Maybank unless otherwise specified. 8) Maybank may at any time waive either unconditionally or on such terms and conditions as Maybank deems fit in its discretion any right it has under these terms and conditions; however, any such waiver shall not preclude Maybank from exercising such rights in the future. 9) In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions shall prevail. Any image of the Prize(s) in any collateral is for illustrative purposes only. 10) These terms and conditions shall be governed by the laws of Singapore and the participants of the Promotion irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. 11) A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

5 12) Maybank Credit Card and Debit Card Agreement shall apply. For full details, please visit Malayan Banking Berhad (incorporated in Malaysia)

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