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Terms and Conditions Offers valid from 2 nd Sept 15 to 10 th Sept 15 Offers applicable on on EMI payment at the time of purchase. No offer is valid for Emi conversion after the payment is made Transaction value should be more than Rs 2500 For refund and cancellation, customer to contact customer service and ask for cancellation of EMI. No EMI will be cancelled without customer consent on mail or call at customer service If the installment has already started, customer will not be paid the interest back by the bank. EMI conversion is at sole discretion of Axis bank edge Loyalty Reward points for transactions converted to EMIs will be debited from the customer's edge Loyalty account. But the points will be credited back within 45 days post Emi conversion. Transactions opted for EMI at the time of payment and only at the listed partner will get the edge loyalty reward points back For all kind of queries please call the customer service. Axis Bank will not be liable for any product related queries or escalation for any of the listed partners. Other terms and Condition for EMI conversion remains the same. General terms and condition :- http://www.axisbank.com/personal/cards/quick-links/do-morewith-your-card/credit-card/convert-purchases-into-emis.aspx For offer details www.axisbank.com/esf Cash back if applicable will be processed post 90 days of EMI conversion www.bedbathmore.com Offer Description :- 10% additional off on all orders above Rs 3,500/- Promo Code :- BBMAXISEMI10 Offer page:- http://www.bedbathmore.com/axisemi/ Discounts will be applied to the total merchandise value including VAT and applicable taxes. Discount can be redeemed only during the offer validity period from 2 nd Sept 2015 to 10th Sept 2015. Discount can only be redeemed for payment via Axis Bank EMI facility. All orders are subject to stock availability at the time of order. Axis Bank and bedbathmore.com shall not be liable for any loss or damage that may be suffered, or for any personal injury that may be suffered as a result of the offer. Bedbathmore.com and Axis Bank reserve the right to jointly change / modify / add / delete any of the terms and conditions of the offer.

By placing an order, the customer accepts all terms and conditions specified on bedbathmore.com. In case of any dispute, decision of Encompass Designs India Private Limited will be final and binding. All disputes are subject to jurisdiction of competent courts of Mumbai. Encompass Designs India Private Limited reserves the right to change or withdraw the offer and / or the promo codes, anytime at the sole discretion of the management. All issues / queries / complaints / grievances relating to the offer, if any, shall be addressed to Encompass Designs India Private Limited directly by mail to info@bedbathmore.com without any reference to Axis Bank. The same shall be addressed by Encompass Designs India Private Limited, only up to a period of 10 days after the date of transaction / purchase. www.ebay.in Offer Description :- 10% off, max discount Rs 5000 across all catagories, applicable only on EMI items. Not valid on deals. Promo Code :- AXISEMI010 Offer page:- www.ebay.in/axis www.ebay.in/coupontnc Ezone Store Offer Description :- Rs.500 off on next purchase of Rs.10,000 & above Applicable on EMI only Promo Code :- Promo code will be sent bysms to the customer on registered Mobile numberwithin 90 days on EMI conversion Offer page:- NA Coupon code will be shared 90 days after the EMI conversion, by Axis Bank. This Offer is valid on all Axis Bank Retail Credit card This offer is not valid on Corporate Credit Cards. All Customer Queries/dispute on the offer should be raised during the offer period or within 90 days after expiry of the promotion period. For any disputes, the customer needs to furnish a scanned copy of the charge slip and Invoice for the case to be taken for further investigation. The offer is not transferable, non-negotiable and cannot be en-cashed. Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer. In case there is more than one offer available simultaneously, no two offers can be combined by the participant. It shall be entirely at discretion of Axis Bank to consider any exceptions to the above. Axis Bank will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website. The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis. Axis Bank reserves the right to modify / alter all or any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever.

In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, Axis Bank s decision shall be final and binding on Cardholders in all respects. Card account holders whose accounts are not active and/or are closed or have a credit freeze at the time of processing of cash back will not be eligible for the benefits of the offer. Cash back will be given only in the form of account credit. Cash back will not be given in any other mode. Bank s discretion in this regard shall be final. The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Debit Card issued by Axis Bank Axis Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered/sold by the Merchants. Any dispute or claim regarding the goods and services must be resolved by the Cardholder/s with the Merchant directly without any reference to Axis Bank. Axis Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card Holder/s under the offer. Axis Bank reserves the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card. All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the offer shall be borne solely by the cardholder and Axis Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues. The offer is not available wherever prohibited and products/ services for which such programs cannot be offered for any reason whatsoever. Axis Bank shall not be obliged to make any public announcements to intimate the successful Cardholders about the cash back under the offer. Any person taking the advantage of this offer shall be deemed to have read, understood and accepted these terms and conditions. Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only. Ezone Terms & Conditions applicable www.fabfurnish.com Offer Description :- 25 % Off on Rs 3999 & additional 10 % cashback Promo Code :-AXISEMI Offer page:- http://www.fabfurnish.com/end-of-season-sale/ Terms and Conditions for EMI Festival Coupon : 25% on Rs. 3999/- Coupons are valid from 2nd Sept 2015 to 10th Sept 2015. If you do not purchase the qualifying items added to your Cart when the coupon is in effect, the discount will not apply. The coupon may only be used on www.fabfurnish.com. If you return any of the items purchased with a coupon, the coupon discount or value may be subtracted from the return credit. Applicable shipping and handling charges apply to all products. Consumer is required to pay any applicable sales tax related to the use of the coupon. Coupons cannot be combined; only 1 coupon may be used per order. Coupon to be used only during the EMI Festival of AXIS Bank. Terms & Conditions for Cashback :

This Offer is open to all AXIS Credit card on EMI members only, whose accounts are valid and in good standing. An AXIS Bank Card member ("Card members") for the purpose of this Offer means a person holding a Card issued in India by AXIS Bank. This program is being offered by the participating service establishment during the Offer Period commencing from 2 nd Sept to 10 th Sept 2015, both days inclusive (hereinafter referred to as "Offer Period") All transactions completed during the period starting from 10:00 hrs. on 2 nd Sept 2015 till 23:59 hrs. on 10 th Sept 2015 shall be considered under this Offer. The Cashback amount will be calculated on the transaction value net of any refunds. To receive this offer, purchase should be charged in full to the AXIS Bank Debit Card & net banking. No cash alternative available. Partial payment by FabFurnish Credit or egiftvoucher is not applicable. Get 10% cash back over & above any existing offers available on www.fabfurnish.com Cash back will be credited back to the statement within 90 days of the offer ending. This Offer is being made purely on a best effort basis. Card members are not bound in any manner to participate in this offer and any such participation is purely voluntary. AXIS and FabFurnish.com reserves its absolute right to withdraw and / or alter any of the terms and conditions of the Offer at any time without prior notice. Nothing expressed or implied in the program shall in any way waive or amend any of the terms and conditions of the existing Card member agreement with the Card issuer. Any disputes arising out of and in connection with this program shall be subject to the exclusive jurisdiction of the courts in the state of Haryana only. AXIS Bank is neither responsible for availability of services nor guarantees the quality of the goods / services and is not liable for any defect or deficiency of goods or services so obtained / availed of by the Card members under this offer. www.goibibo.com Offer Description :- Domestic flights - Flat Rs. 600 off, Minimum booking of Rs. 6000 International flights - Flat Rs. 2500 off, Minimum booking Rs. 40000 on Round trips only Hotels - Flat 25% off, Max off Rs. 2000 Promo Code :- Domestic Flights - GOAXISEMIF Internationl Flights - GOAXISEMIN Hotels - GOAXISEMIH Offer page:- http://www.goibibo.com/offers/axis-bank-end-of-season-sale-offer/?force_preview=1 Above offer is available only at http://www.goibibo.com/offers/axis-bank-end-of-season-saleoffer/?force_preview=1 The discount is applicable on a single transaction and bills cannot be clubbed to avail the same This Offer is valid on all Axis Bank Retail Credit and Debit Cards. This offer is not valid on Corporate Credit Cards. The offers are solely brought to you by goibibo.com and that AXIS Bank is not making these offers and therefore AXIS Bank holds no warranty and is not representative of the delivery, services, suitability, merchantability, availability or quality either of the offer or of the products/services made available to customer by goibibo.com website under the respective offer. Any disputes regarding delivery, service, suitability, merchantability, availability or quality of the offers and/or products/services under the offers must be addressed in writing, by the customers directly to goibibo.com and that AXIS Bank shall not entertain any communication in this regard.

The discount is applicable on a single transaction and bills cannot be clubbed to avail of the discount. The Offer cannot be clubbed with any other bank offer. All Customer Queries/dispute on the offer should be raised during the offer period or within 90 days after expiry of the promotion period. For any disputes, the customer needs to furnish a scanned copy of the charge slip and Invoice for the case to be taken for further investigation. The offer is not transferable, non-negotiable and cannot be en-cashed. Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer. www.infibeam.com Offer Description :- Flat 7% Discount On Electronics Promo Code :- AXISBANK7 Offer page:- http://www.infibeam.com/axis-bank-offers Flat 7% discount is applicable on price mentioned on page Price mentioned on page is not inclusive of discount Offer is valid only on selected range of products Offer cannot be clubbed with any other promotion running on site Offer is valid on transactions done through Axis bank EMI only No minimum purchase and maximum discount cap Offer is valid for a limited period which can be changed on discretion of infibeam.com Price and availability of products may change based upon stock availability Maximum discount upto Rs 47600 No minimum purchase and maximum discount cap. www.makemytrip.com Offer Description :- For International & Domestic Holidays - 5% cashback maximum upto Rs.3000 For International Flights - Flat Rs.2000 cashback, minimum booking amount Rs.30,000 Promo Code :- AXISEMI Offer page:- www.makemytrip.com The offer and eligibility is as follows: 5% cashback up to a maximum amount of INR 3000 on domestic and international holiday bookings (only on bookings made through MakeMyTrip retail and call center channel) Flat Rs 2000 cashback on a minimum booking amount of Rs 30,000 on international flight bookings(only on bookings made through MakeMyTrip website and mobile app Android & ios) The Cash back offer is valid for the bookings made between 2 nd Sept 15 to 10 th Sept 15. The Customer needs to enter the correct Deal Code (AXISEMI) at the time of booking to be eligible for the Cash back offer. Cash back will be calculated on each Booking ID and not on the number of transactions. For example, if a Cardholder pays in 2 instalments/transactions for 1 Booking ID, the cash back will

be calculated on basis of the base amount or card charged amount (whichever is lower) of the Booking ID. The cashback will be credited within 21 working days from the date of booking Each user is entitled to one booking per card per offer during the entire offer period. If the customer doesn't receive the cash back amount, he/she can claim for the same within 3 months from the booking date. In the event the customer fails to do so, he/she will not be eligible for the cash back amount. Offer is not valid on payments made through My Wallet(MakeMyTrip wallet), PayPal account, Pay at Hotel and Cash on Delivery (COD) Options.Offer not valid on select hotels The customer cannot club two offers in the same booking ID. The cash back benefit cannot be combined with any other promotional benefit offered for bookings on MakeMyTrip, except in scenarios where the other benefit is not extended/funded by MakeMyTrip. The customer shall not be entitled to cashback in the event of cancellation of booking and the booking amount will be refunded after deduction of applicable cancellation penalty/charges. If the customer cancels the travel service purchase after the cash back amount is credited to wallet, MakeMyTrip will refund the purchase price after deducting the cash back amount and any other applicable cancellation charges/penalty. User Agreement and Privacy Policy at MakeMyTrip website shall apply. Customers, who are Travel Agents by occupation, are barred from making bookings for their customers and MakeMyTrip reserves the right to deny the offer against such bookings or to cancel such bookings. For such cases, MakeMyTrip shall not refund the booking amount. MakeMyTrip reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether. In no event, the entire liability of MakeMyTrip for any dispute arising in connection with this offer shall exceed the cash back amount that the customer is entitled to under the said offer. MakeMyTrip in no event shall be liable for any incidental, consequential and financial losses in any event whatsoever. MakeMyTrip shall not be liable for any claims arising due to Force Majeure events or situations beyond MakeMyTrip s reasonable control. Disputes, if any, shall be subject to the exclusive jurisdiction of the competent courts/tribunals in New Delhi only. www.naaptol.com Offer Description :- Flat INR 500 off on minimum purchase of 1999 across the site except for electronics Promo Code :-NTAXISEMI Offer page:- http://www.naaptol.com/online-store/hot-deals-store/si-1435-p.html No discounts on electronics www.pepperfry.com Offer Description :- Flat 30% off on products under "Furniture", "Furnishings", "Home Décor" and "Lamps & Lighting" Promo Code :-AXISEMI Offer page:-www.pepperfry.com Promotion only applicable for Axis Bank cards, while logged in on Pepperfry.com.

Flat 30% off on products under "Furniture", "Furnishings", "Home Décor" and "Lamps & Lighting" categories using the decided Promo Codes during checkout. This Offer is not valid on best deal, deep discounted & " Be free from MRP" Products on website. Terms & Conditions Apply. The promotion is only valid on Confirmed Orders. This promotion is valid only for genuine consumers. Any B2B orders, under this promotion, would be cancelled. The decision of Trendsutra Platform Services Pvt. Ltd. would be final & binding in this respect. Trendsutra Platform Services Private Limited reserves the right of inclusion or exclusion of any SKU from the promotion. The following terms of use, apply to orders under this promotion http://www.pepperfry.com/terms-of-use.html All of Trendsutra Platform Services Pvt. Ltd. (Pepperfry.com) actions shall be on a best-efforts basis only. www.shopclues.com Offer Description :- Flat 13% off on EMI transactions through Axis Bank Promo Code :- SCAX13 Offer page:- www.shopclues.com The above offer is applicable only on EMI transactions for Axis Bank customers. Customers have to use the coupon code SCAX13 to avail the offer. The code is valid from 2nd - 10th September 2015. Under the offer all Axis bank customers are eligible to get a discount of 13 % on Shopclues. The coupon code has to be applied on the payment page on the order subtotal. This offer is applicable on a minimum purchase of Rs. 250 maximum discount of Rs. 850 can be availed in this offer. This offer cannot be combined with other offers/promotions running on the website. Maximum of 2 transactions per user are allowed under the offer. This offer is not applicable coins and bars (both gold and silver), precious jewellery, memory devices, feature phones, SDcards and gift cards on Shopclues.com. This offer is not applicable on mode of payments else than Axis Bank EMI facility. Shipping will be charged wherever applicable. Shopclues holds the right to cancel or change any offer at its discretion. Any fraudulent activities, including creating duplicate accounts, aliasing, placing multiple orders or violating the terms and conditions will lead to order cancellation. The Mobile Store Offer Description :- Rs. 1000 off on next purchase of Rs. 20,000 & above Promo Code :- Will be sent by SMS to the customer within 90 days of EMI conversion. Offer page:- NA

The offer is valid for only retail Axis Bank Credit Cardholders to whom the formal offer communication via email and/or SMS on their registered email ID and/or mobile number has been sent by Axis Bank. Offer: Use the Coupon Code (as communicated via SMS on the mobile number registered with Axis Bank) Offer Period: 2 nd Sept 15 to 10 th Sept 15 Each coupon can be utilized only once and no two coupons/offers can be clubbed Only once coupon is allowed per invoice The offer will be at the sole discretion of Axis Bank &The Mobile Store and both Axis Bank and The Mobile Store have the right to change or discontinue the offer, at any time during the promotional period Offer is subject to availability of products The coupon cannot be exchanged for cash/cheque/credit notes The offer is valid at The Mobile Store outlets only and not applicable on transactions done via www.themobilestore.in Offer is not valid on select handsets, data card, accessories and connection Coupon code will be valid till 31 st Dec 15 In order to avail the discount, the total payment needs to be made using an Axis Bank Credit card. Offer discount will be processed by The Mobile Store at the billing counter or online at the time of purchase and will reflect on the bill. The discount is applicable on a single transaction and bills cannot be clubbed to avail the discount. Offer valid on transactions done on valid and live Axis Bank Retail Credit Cards only. This offer is not valid on Corporate Credit Cards. This offer cannot be clubbed with any other offer at the stores. Offer is subject to availability of products and available at the sole discretion of The Mobile store Ltd. The Offer is valid across The Mobile stores outlets as per the store list mentioned at http://www.themobilestore.in/stores For store list, please visit http://www.themobilestore.in/stores The offer will be valid during the promotion period only which will be at the sole discretion of The Mobile store & Axis Bank. The Mobile Store & Axis Bank retains the right to change or discontinue the offer at any time during the promotion period without prior notice. All Customer Queries/dispute on the offer should be raised during the offer period or within 90 days after expiry of the promotion period. For any disputes, the customer needs to furnish a scanned copy of the charge slip and Invoice for the case to be taken for further investigation. The decision of The Mobile store & Axis Bank will be final and binding on all and any correspondence in this regard will not be entertained. The MobileStore and Axis Bank reserve the right at any time, without notice, to add/alter/change/ or vary any or all of these terms and conditions or to replace, entire or in part, this offer by another offer, whether similar to this offer or not, or to withdraw it altogether. Axis Bank will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website. The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis. Axis Bank reserves the right to modify / alter all or any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever. In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, Axis Bank s decision shall be final and binding on Cardholders in all respects.

The terms and conditions governing the offer shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Credit Cards issued by Axis Bank Axis Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered/sold by the Merchants. Any dispute or claim regarding the goods and services must be resolved by the Cardholder/s with the Merchant directly without any reference to Axis Bank. Axis Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card Holder/s under the offer. Axis Bank reserves the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card. Card account holders whose accounts are not active and/or are closed or have a credit freeze at the time of processing of cash back will not be eligible for the benefits of the offer. Cash back will be given only in the form of account credit. Cash back will not be given in any other mode. Bank s discretion in this regard shall be final All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the offer shall be borne solely by the cardholder and Axis Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues. The offer is not available wherever prohibited and products/ services for which such programs cannot be offered for any reason whatsoever. Axis Bank shall not be obliged to make any public announcements to intimate the successful Cardholders about the discount under the offer. Any person taking the advantage of this offer shall be deemed to have read, understood and accepted these terms and conditions. Any dispute relating to the offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only. The Mobile Store Terms & Conditions applicable www.yatra.com Offer Description :- Domestic Flights: - 10% ecash (max. upto Rs 1000) on Desktop, WAP & Mobile App International flights:- Flat 15% ecash on base fare (max. upto Rs 12000) on Desktop & Flat 20% ecash on base fare (max. upto Rs 12000) on App & WAP Domestic Hotels: 25% ecash on min. spend of Rs 4000 (max. upto Rs 2000) Desktop, WAP & Mobile App Bus: 20% ecash (max upto Rs 400) on Desktop Domestic Holidays: - Rs. 1000 off per booking on min. spend of Rs 20,000 International Holidays: - Rs 1500 off on a min spend of Rs 50,000 Applicable only on EMI Promo Code :-YTAXIS15 Offer page:-www.yatra.com http://www.yatra.com/fresco/offer/details/axisbank-emi-offer How to avail To book a Domestic & International Holidays, please call 1860 200 1800 or visit nearest Yatra Retail outlet and use code YTAXISEMI. Process flow to get ecash On successful validation of the promo code Rs 1 would be deducted from your payable amount depending on the type of journey. Once the transaction is completed, your Yatra account will be credited with the relevant ecash within a week of your booking.

A credit notification in the form of email and SMS will be sent once the amount has been credited to your Yatra account. It is advisable to make this transaction after having logged into your Yatra account. In case of non-logged in transactions, the ecash will be credited to your account, basis the email ID used. You can access the Yatra account by the link sent on your email ID. Use your ecash to make online transactions on flight and domestic hotel bookings. The ecash earned through this offer is valid for 90 days from the date of booking. Terms & Conditions Mobile app offer is only valid on android, ios & windows. One promo code is valid per booking. Offer is not available to travel agents. Discounts provided under the offer cannot be clubbed with any other offer or discount extended by Yatra as part of any other arrangement. All government levies like sales tax, TDS, any local tax, octroi etc., shall be payable by the customer as applicable at the time the respective discounts were offered. International flight offer is not applicable on SpiceJet, IndiGo, Air Asia, Malindo, Air Arabia, Air India Express and Fly Dubai which only contribute around 15% to the International flight business. In case of refund, the discounted amount will be deducted from the total refund due. Yatra.com reserves the right to add, alter, modify all or any of these terms and conditions, or replace wholly or in part, this offer by any other offer, whether similar to this offer or not, or to withdraw it altogether, without prior notice. Offer is not valid on select Hotels. To check the list, please lo g on to http://www.yatra.com/fresco/offer/details/hotel-list All tickets would be subject to availability at the time of booking and will be governed by the standard airline terms and conditions. Cancellation charges / date change penalties will be applicable as per the airline rules for all tickets purchased through this promotion. International flight offer is not applicable on SpiceJet, IndiGo, Air Asia, Malindo, Air Arabia, Air India Express and Fly Dubai which. Yatra shall not guarantee or be held responsible or liable for any product or service offered by the Airlines which is not within the control of Yatra.com. All purchases made under the program shall be subject to applicable cancellation/date change rules. In case of a cancellation, Yatra shall reverse the discount and shall not provide additional discount to the customer. Decision of Yatra.com in all matters connected with or incidental to this offer shall be final and binding. All purchases made by the customer at www.yatra.com shall be governed by the standard Terms an d Conditions (subject to changes) of Yatra, which includes without limitation User Agreement, Privacy Policy or any other product/service related terms and conditions appearing on Yatra s website www.yatra.com All disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the court in Gurgaon.