For Leisure & Student travelers: For minimum load amount of USD 1000 or equivalent

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1 TERMS & CONDITIONS Last updated on December 20, 2018 Exclusive Offers available on ICICI Bank Travel Card. The Customers are eligible for any one or more Offers as per criteria and eligibility detailed below. For Leisure & Student travelers: For minimum load amount of USD 1000 or equivalent 1. Get BookMyShow voucher of INR 250 for branch load/ reload & INR 500 for digital load/ reload 2. Rate Discount: For all digital load & reload, use promo code & get 40 paise discount Additional offers for Student Travelers: 3. Get ISIC voucher worth INR 590 on the first financial transaction 4. Get fee waiver on the first ATM withdrawal 5. Flat INR 1000 cashback on doing 5 or more POS/ Ecom transactions with minimum cumulative spends of 1000 USD or equivalent 1. BookMyShow Voucher offer - worth INR 250 & INR 500 I. Definitions "Alliance Partner" shall mean Bigtree Entertainment Pvt.Ltd., Bigtree Entertainment Pvt.Ltd. Private Limited, who has entered into an alliance agreement with ICICI Bank for purpose of providing the Offer. "Customer/s" shall mean a customer of ICICI Bank Travel Card (existing & new customers), to whom the Offer has been granted by virtue of such customer purchasing forex for the specified threshold & above. Customer shall not be presently working for ICICI Bank & group companies. Forex rate / Transaction rate"/ Conversion rate is an exchange rate (also known as a foreign-exchange rate) between two currencies. It is the rate at which one currency will be exchanged for another. It is also regarded as the value of one country's currency in terms of another currency. "Day" shall mean a period of 24 hours, starting from A.M. and ending at P.M. according to Indian Standard Time (IST) during the Offer Period. Offer shall be defined as additional services or benefits provided by ICICI Bank, in association with third party/alliance partners. Eligible Customer for BookMyShow voucher worth INR 500 is defined as an eligible customer if the minimum fresh load is US$ 1000 (or equivalent currency) for Travel 1

2 card through online channel (RIB & imobile app) during offer period under purpose Student or Leisure Eligible Customer for BookMyShow voucher worth INR 250 is defined as an eligible customer if the minimum fresh load is US$ 1000 (or equivalent currency) for Travel card through branch during offer period under purpose Student or Leisure Eligible Currency Currencies eligible are USD, EUR, GBP, CAD, AUD, CHF, JPY, SGD, AED, SEK, ZAR, SAR, THB, NZD and HKD. "Offer Period" shall mean the period commencing from December 20, 2018 to February 28, 2019 both days inclusive "Products" shall mean the goods/benefits/facilities offered by the Alliance Partner. Purpose of Forex is defined as purpose under which customer travels &/or sends funds abroad as in consonance with FEMA guidelines II. Offer construct Below customers are eligible for availing BookMyShow voucher worth INR 500 o Eligible customers doing load/ reload on ICICI Bank Travel card of transaction value minimum USD 1000 (or equivalent currency) through digital channel ((Internet Banking or imobile app) Below customers are eligible for availing BookMyShow voucher worth INR 250 o Eligible customers doing load/ reload on ICICI Bank Travel card of transaction value minimum USD 1000 (or equivalent currency) through branch channel ((Internet Banking or imobile app) Offer is applicable only for Resident customers of India. Vouchers will have validity of 2 months from the day it is sent by ICICI Bank to the customers on their registered mobile number with Travel Card through an SMS or registered id with Travel Card Customers will receive BookMyShow gift voucher within 45 (forty-five) days from the date of transaction in their registered mobile number with Travel Card through an SMS or registered id with Travel Card Voucher can be redeemed only on BookMyShow Website/Mobile App and cannot be redeemed directly at the Cinema/Venue Box Office. Vouchers are valid pan India across all partners associated with Alliance Partner. If lost/misused, vouchers cannot be replaced, resold, exchanged for points or cash and cannot be re-validated once past expiry date. IV. Terms and Conditions prescribed by ICICI Bank ICICI Bank does not guarantee and make any representation about the usefulness, worthiness and/or character of the discount / benefit/ Gift Card or of the products/services under the Offer provided by the Alliance Partner. 2

3 This Offer is brought to you solely by Alliance Partner. ICICI Bank is only communicating this Offer on behalf of Alliance Partner. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the ICICI Bank Channel Users due to provision of the Offer, shall be to the sole account of the ICICI Bank Channel user/s. Tax deducted at source, if any, on the monetary value of the Offer shall be payable by the ICICI Bank Channel user/s. All issues / queries / complaints / grievances relating to the Offer, if any, shall be addressed to Alliance Partner directly at without any reference to ICICI Bank. The same shall be addressed by Alliance Partner, only as mentioned on their website. The existence of a dispute, if any, regarding the Offer shall not constitute a claim against ICICI Bank and shall be addressed directly by the Alliance Partner without any reference to ICICI Bank The Offer is not available wherever prohibited and / or on products / services for which such offers cannot be made available for any reason whatsoever. ICICI Bank/Alliance Partner reserve the right to modify/ change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever. If the ICICI Bank Channel user ceases to be an ICICI Bank Channel user at any time during the currency of the Offer Period, all the benefits under the Offer shall lapse and shall not be available to the ICICI Bank Channel user. ICICI Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and services or the assured Gift Card. The Offer is subject to applicable Indian laws and such other terms and conditions as may be stipulated by ICICI Bank. All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai. However, ICICI Bank reserves the right to approach any other court or tribunal of competent jurisdiction. The Offer is not valid for Void Transactions. ICICI Bank has the right to withdraw the Offer without any prior notice. 2. Rate Discount FOREX40 Promo Code Offer on Forex Services at Internet Banking & imobile Channel Promo Code Offer on Foreign Exchange Services (i) Definition: - Foreign Exchange Services shall mean forex availed by customer through buying or reloading of Travel Card at ICICI Bank Internet Banking & imobile channel (for both android & ios users). New travel card issuance facility is available in 12 cities: Ahmedabad, Bangalore, Baroda, Chandigarh, Chennai, Delhi, Gurgaon, Hyderabad, Mumbai, Pune, Noida & Surat. These locations are serviced by service provider. Reloading of existing Travel Card (pre-paid card for forex) can be done instantly, anytime from anywhere in the world using ICICI Bank Internet Banking & 3

4 imobile"participant/customer/s" shall mean a new retail resident customer of ICICI Bank Travel Card (only new customers) holding account with ICICI Bank, to whom the Offer has been granted by virtue of such customer purchasing forex for the specified threshold & above. Forex rate/ Transaction rate"/ Conversion rate is an exchange rate (also known as a foreign-exchange rate) between two currencies. It is the rate at which one currency will be exchanged for another. It is also regarded as the value of one country's currency in terms of another currency. "Day" shall mean a period of 24 hours, starting from A.M. and ending at P.M. according to Indian Standard Time (IST) during the Offer Period. Offer shall be defined as additional services or benefits provided by ICICI Bank, in association with third party/alliance partners. Promo Code is defined as effective discount on transaction rate for the specified currency of purchase. Promo code applicable- FOREX40. Use FOREX40 to avail 40 paise/unit discount on transaction rate. Eligible Currency - Currencies eligible are USD, AUD, CAD, CHF, SGD, GBP & EURO Eligible Customer for Promo Code is defined as an eligible customer if the minimum purchase- is equal to 1000 units & above for USD, AUD, CAD, CHF & SGD and if the minimum purchase is equal to 750 units & above for GBP & EURO for fresh purchase & reload of existing ICICI Bank Travel card for Student or Leisure Purpose of Forex only. "Offer Period" shall mean the period commencing from December 20, 2018 to February 28, 2019, both days inclusive Purpose of Forex is defined as purpose under which customer travels &/or send funds abroad as in consonance with FEMA guidelines. "Primary Terms and Conditions" shall mean the standard terms and conditions applicable to ICICI Bank Travel Card. Transaction refers to reload or purchase of Travel Card made by the Eligible Customer via internet banking or imobile. Successful Transaction refers to the transaction where the Travel Card is reloaded by the Eligible Customer. I. Offer Details The Offer is valid for ICICI Bank Customers only and shall be valid and subsisting during the Offer Period, unless otherwise notified by ICICI Bank. Promo Code applicable is- FOREX40. Use FOREX40 to avail 40 paise/unit discount on transaction rate. Below Customers shall be eligible for availing Promo Code Offer:- New Retail resident Customers purchasing Travel card from ICICI Bank Internet Banking & imobile Channel, during campaign period (i.e. December 20, 2018 to February 28, 2019, both days inclusive). o Minimum amount of transaction for eligibility: - Travel Card Buy or Reload units of USD, AUD, CAD, CHF & SGD Travel Card Buy or Reload 750 units of GBP & EURO o Offer shall only be applicable for the ticket size mentioned for Travel Card product for unique transaction. 4

5 o One Customer shall be eligible to use this code for all subsequent transaction during campaign period. o The offer is valid for Student & Leisure purpose only. The Eligible Customers must correctly capture the purpose while loading the Travel Card to be eligible for the Offer. Offer is applicable only for Resident customers of India. How to enter: Eligibility: 1. To participate in the Offer, the Customer shall be required to make a Successful Transaction and make payment successfully with their internet banking or imobile account during the Offer Period in due compliance with the terms and conditions governing Foreign Travel Financial Services, available at Website. 2. A promo code will be communicated to the Eligible Customer through various channels including , SMS, notifications or third party websites. The t Eligible Customer can enter such promo code while making the transaction and hence redeem the discount. 1. The Offer is applicable only to those customers who are communicated through e- mail, SMS or both unless otherwise specified. 2. Offer is valid if the Customer places a Successful Transaction as mentioned in the communication sent to the Customer. 3. The Successful Transaction should be completed within the Offer Period, subject to the terms and conditions governing the usage of Foreign Travel Financial Services offered by ICICI Bank. II. Steps to avail the Forex Promo Code- FOREX40 a. Through Internet Banking i. For New Travel Card users 1. Login at internet banking account at 2. Click on Forex & Travel Card under the My Accounts section 3. Click on Buy Currency Notes & Travel Card under the Forex & Travel Card section 4. All the personal details shall be auto populated for Self 5. Select Purpose of Travel as Student or Leisure, enter Passport number, Passport expiry date, Country of visit, Travel Date & Return Date 6. Select current residential City. This facility is available in 12 cities: Ahmedabad, Bangalore, Baroda, Chandigarh, Chennai, Delhi, Gurgaon, Hyderabad, Mumbai, Pune, Noida & Surat. 7. Mention Delivery Address & Pin Code 8. Fill amount in respective currency for Travel Card product. 9. Enter promo code as- FOREX40 to avail 40 paise/unit discount on transaction rate 10. Enter grid card for authorization & complete payment 5

6 11. The Travel Card will be delivered in 2 working days. Travel card will be loaded in one working day after receipt of document at the branch. ii. If users existing travel card is not linked online 1. Login at internet banking account at 2. Click on Forex & Travel Card under the My Accounts section 3. Click on Link Travel Card 4. Enter the requisite details 5. Click on Submit 6. An SR is generated and the TAT for linking of the Travel Card to the Savings Account is 1 working day iii. Post users existing travel card is linked online 1. Login at internet banking account at 2. Click on Forex & Travel Card under the My Accounts section 3. Click on Reload tab 4. All the personal details shall auto populated 5. Select Purpose of Travel, Country of visit, Travel Date & Return Date 6. Fill amount in respective currency for Travel Card product. 7. Enter promo code as- FOREX40 to avail 40 paise/unit discount on transaction rate 8. Enter grid card for authorization & complete payment 9. Travel Card will be loaded instantly on best effort basis. In case of any system issues, card will be reloaded within 24 working hours of initiating request. b. Through i-mobile i. For New Travel Card users 1. Login at ICICI Bank imobile application 2. Click on Cards, Loans & Forex section 3. Click on Forex & Travel Cards 4. All the personal details shall be auto populated for Self 5. Select Purpose of Travel as Student or Leisure, enter Passport number, Passport expiry date, Country of visit, Travel Date & Return Date 6. Select current residential City This facility is available in 12 cities: Ahmedabad, Bangalore, Baroda, Chandigarh, Chennai, Delhi, Gurgaon, Hyderabad, Mumbai, Pune, & Noida. 7. Mention Delivery Address & Pin Code 8. Fill amount in respective currency for Travel Card product. 9. Enter promo code as- FOREX40 to avail 40 paise/unit discount on transaction rate 10. Enter grid card for authorization & complete payment 11. The Travel Card will be delivered in 2 working days. Travel card will be loaded in one working day after receipt of document at the branch. ii. If users existing travel card is not linked online 1. Login at ICICI Bank imobile application 2. Click on Cards, Loans & Forex section 3. Click on Forex & Travel Cards 6

7 4. Click on Link your Travel Card Now 5. Enter the requisite details like Travel Card Number & Passport Number 6. Click on Validate & Submit 7. An SR is generated and the TAT for linking of the Travel Card to the Savings Account is 1 working day iii. Post users existing travel card is linked online 1. Login at ICICI Bank imobile application 2. Click on Cards, Loans & Forex section 3. Click on Forex & Travel Cards 4. Click on desired linked travel card number for reload 5. Click on Reload 6. Select Purpose of Travel, Country of visit, Travel Date & Return Date 7. Fill amount in respective currency for Travel Card product. 8. Enter promo code as- FOREX40 to avail 40 paise/unit discount on transaction rate 9. Enter grid card for authorization & complete payment 10. Travel Card will be loaded instantly on best effort basis. In case of any system issues, card will be reloaded within 24 working hours of initiating request. Terms & Conditions prescribed by ICICI Bank 1. Under the promotional Offer, upon compliance with the conditions mentioned above, the Participant/s shall be entitled to a discount from ICICI Bank for the products to which Offer is applicable. 2. In case there is more than one Promo Code available simultaneously, no two Promo Codes can be combined by the Participant. The discount provided to the Participant will be as per the Promo code applied by him/her irrespective of a better offer prevailing at the time of transaction. It shall be entirely at the discretion of ICICI Bank to consider any exceptions to the above. 3. The discount will be provided only if all the stated conditions for the Promo code is met in the same transaction for which promo code is applied. 4. No claim for discount shall be entertained offline or post completion of the transaction in case the participant does not enter the Promo code at the time of executing the transaction. 5. The Participant shall be awarded the discount in the same transaction during the Offer Period as soon as he/she mentions the promo code as given in the mailer while transacting through internet banking or imobile. 6. Any tax or other liabilities or charges payable to the government or any other statutory authority/body, which may arise or accrue to the Participant due to the provision of the discount offer, shall be to the sole account of the Participant. Tax deducted at source, if any, on the monetary value of the discount offer shall be payable by the Participant. 7. ICICI Bank shall not be obliged to make any public announcements to intimate the Participant/s of the award of the discount offer hereunder. 8. ICICI Bank shall not be responsible for any delay or defect in providing the discount offer code to the Participant on account of any reasons whatsoever including, without limitation on account of delays or failures by/ attributable to reasons 7

8 beyond the control of ICICI Bank. ICICI Bank shall also not be liable for, canceling and abandoning of the discount offer. 9. Promo code provided may be temporarily discontinued due to unavoidable conditions including but not restricting to market volatility, market sensitive news etc. 10. ICICI Bank reserves the right to modify/change all or any of the Terms and Conditions governing the Offer. All changes in the Terms and Conditions shall be posted on ( Website ). ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons whatsoever. 11. The Offer and the opportunity to participate therein are entirely voluntary. Participation in this Offer shall be deemed to be acceptance of all the Terms and Conditions governing the Offer. 12. The discount offer enumerated herein shall be non-transferable and / or nonnegotiable. No cash or any other substitute shall be offered for the discount offer. ICICI Bank reserves the right to change the discount offer offered at any point of time without informing the Participant/s. 13. The Offer shall be governed by Indian law. All disputes arising under this Offer are subject to the exclusive jurisdiction of the competent courts of Mumbai. 14. The Terms and Conditions of the Offer shall be in addition to and not in substitution/ derogation to the terms and conditions governing the usage of Foreign Travel Financial Services offered by ICICI Bank 15. Request for extension of expiry date or re validation of used/expired key would not be considered. 16. No reminder mails for redemption of Promo code will be sent to Participants by ICICI Bank. 17. In case Promo code is eligible only for partial orders, then discount may be provided only for the eligible part of the transaction. 18. The decision of ICICI Bank shall be deemed to be final and binding in all matters pertaining to the Offer. 19. These Terms shall be in addition to and not in substitution / derogation to the terms and conditions governing the facility / Primary Terms and Conditions. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the terms and conditions applicable to the facility / Primary Terms and Conditions. 3. Student Offer: ISIC voucher for to get fee waiver of ISIC card issuance fee for a period of one year. III. Definition: - Foreign Exchange Services shall mean forex availed by customer in the form of Travel Card & Foreign currency notes availed through ICICI Bank branches, or through ICICI Bank Internet Banking, or through imobile app & Outward Remittances & Foreign Currency Demand Drafts, which has been issued by ICICI Bank Ltd through ICICI Bank branches, which is valid and subsisting during the Offer Period. "Customer/s" shall mean a retail resident customer of ICICI Bank Travel Card (new customers only), to whom the Offer has been granted by virtue of such customer 8

9 IV. purchasing forex for the specified threshold & above as detailed below. Customer shall not be presently working for ICICI Bank & group companies. Forex rate / Transaction rate"/ Conversion rate is an exchange rate (also known as a foreign-exchange rate) between two currencies. It is the rate at which one currency will be exchanged for another. It is also regarded as the value of one country's currency in terms of another currency. "Day" shall mean a period of 24 hours, starting from A.M. and ending at P.M. according to Indian Standard Time (IST) during the Offer Period. Offer shall be defined as additional services or benefits provided by ICICI Bank, in association with third party/alliance partners. Eligible Customer for ISIC voucher is defined as a new Customer who purchase the ICICI Bank Travel Card during Offer Period issued under Student purposes only through branch & online channel (RIB & imobile app). Eligible Currency Currencies eligible are USD, EUR, GBP, CAD, AUD, CHF, JPY, SGD, AED, SEK, ZAR, SAR, THB, NZD and HKD. "Offer Period" shall mean the period commencing from December 20, 2018 to February 28, 2019 both days inclusive. ISIC voucher shall mean a Offer where Eligible Customer will get the voucher code which can be redeemed at ISIC website to avail ISIC Digital Card for a year. Purpose of Forex is defined as purpose under which customer travels &/or sends funds abroad as in consonance with FEMA guidelines. "Primary Terms and Conditions" shall mean the standard terms and conditions applicable to ICICI Bank Travel Card. Offer Details The Offer is valid for new ICICI Bank Customers only and shall be valid and subsisting during the Offer Period, unless otherwise notified by ICICI Bank. Below Customers shall be eligible for availing ISIC voucher: - o Eligible Customers purchasing Travel card & doing any financial transaction in foreign currency, during campaign period commencing from December 20, 2018 to Feb 28, 2019, both days inclusive. The offer is valid for Student purpose only. The Eligible Customers must correctly capture the purpose while loading the Travel Card to be eligible for the Offer. ISIC voucher will be presented to Eligible Customer only once during the Offer period. Eligible Customers shall receive the qualification/ redemption code communication within 45 days from the day of Travel Card load transaction as mentioned above to their registered and mobile number (domestic). Offer is applicable only for Resident customers of India. V. Steps to avail ISIC voucher The eligible customer shall be intimated the ISIC voucher codes by ICICI Bank through registered and SMS on the domestic mobile no. registered with ICICI Bank Procedure: How to apply for an ICICI-ISIC Card using the ISIC voucher for Eligible 9

10 Customers: 1. Visit ( ISIC website ) and click on Card. 2. Click on BUY NOW under Students Card tab. 3. Select Virtual ISIC Card and click on Order Card to apply for ICICI-ISIC card. A form will appear to enter the details. The address entered should be valid as the student/eligible Customer will receive the Serial Number on the said . Once entered the address cannot be changed or modified. 4. After updating the details and uploading the photograph, Click on Next Step. 5. On the Payment page the student will have to select the payment method and mention the Voucher Code received from ICICI Bank in the box designated. Once the code is applied, student will be able to apply for the card for free. 6. Student will then click on Place Order. Once the order is placed, Student will receive an with a link on his registered address to upload the documents as detailed in the above mentioned ISIC website. 7. Once the documents are uploaded, his application for ISIC Card is complete. Once the documents are approved the card (digital ISIC card) will be issued and the Serial Number will be ed to the student. For any queries regarding redemption: - o Callers from India can call at toll-free number: and customer outside India can send their queries at info@isic.co.in o Business timings: o 9:30 AM to 5:45 PM, Monday to Friday o 9:30 AM to 2:00 PM, Saturday o Closed on Sundays and Public Holidays VI. VII. Terms and conditions as prescribed by STIC Youth Travels Pvt. Ltd ( ISIC Authorised Issuer ): Eligibility and validity rules for distribution of voucher code used for applying ISIC online as follows: o Voucher code may be distributed to bona fide students only. o The respective students must be engaged in education and must be at least 12 years of age, o Validity of the voucher code will be one month and the validity of the Digital ISIC will start from the month of redemption of the voucher or the issuance of Digital ISIC for a year. o For detailed terms and conditions as applicable to the ISIC Card and applicable offers on the same, please refer to: Terms & conditions prescribed by ICICI Bank The participation in this Offer shall be governed by the Retail Forex Terms & Conditions present on 10

11 The Offer and the opportunity to participate therein are entirely voluntary. Participation in this Offer shall be deemed to be acceptance of all the Terms and Conditions governing the Offer. ICICI Bank reserves the right to modify/ change all or any of the Terms applicable to the Offer without assigning any reasons or without any prior intimation, whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation, whatsoever. Terms and Conditions of ICICI Bank Forex Services and third parties apply. ICICI Bank is not responsible for third party products, goods, services and Offers. ICICI Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of the ISIC Voucher/ISIC Card/products/services availed by the Customer/s under this Offer. ICICI Bank does not guarantee and make any representation about the usefulness, worthiness and/or character of the discount / benefit or of the Products/Services under the Offer. The existence of a dispute, if any, regarding the Offer shall not constitute a claim against ICICI Bank and shall be addressed directly by STIC Youth Travels Pvt. Ltd. (ISIC Authorized Issuer). ICICI Bank reserves the right to disqualify the Customers from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment/isic Authorised Issuer, which may arise or accrue to the Customer/s due to provision of the Offer, shall be to the sole account of the Customer/s. Tax deducted at source, if any, on the monetary value of the Offer shall be payable by the Customer/s. ICICI Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and services or the assured gifts / prize. ICICI Bank is not responsible for the ISIC Card benefits offered by the ISIC Authorized Issuer. The Customer agrees that any clarification on the ISIC Card and/or its benefits will have to be addressed to STIC Youth Travels Pvt. Ltd. (ISIC Authorized Issuer) as detailed under clause III above. ICICI Bank shall not be responsible for rejection of the ISIC Digital Card request for any reason by the Authorized ISIC Issuer. The Customer agrees to ensure that all the details as mentioned while applying for the ISIC Digital Card are true and accurate and understands that any error/mistake in the same may lead to rejection of the request by the Authorized ISIC Issuer. The Offer is not available wherever prohibited and / or on products / services for which such offers cannot be made available for any reason whatsoever. ICICI Bank will not be liable in any manner whatsoever for any loss/ damage /claim/injury that may arise due to withdrawal or change in the terms and conditions of the Offer. The Offer shall be governed by Indian law. All disputes arising under this Offer are subject to the exclusive jurisdiction of the competent courts of Mumbai. These Terms shall be in addition to and not in substitution / derogation to the terms and conditions governing the facility / Primary Terms and Conditions. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the terms and conditions applicable to the facility / Primary Terms and Conditions. 11

12 4. Student Offer: First ATM withdrawal fee waiver: (i) Definition: Foreign Exchange Services shall mean forex availed by customer in the form of Travel Card & Foreign currency notes availed through ICICI Bank branches, or through ICICI Bank Internet Banking, or through imobile app & Outward Remittances & Foreign Currency Demand Drafts, which has been issued by ICICI Bank Ltd through ICICI Bank branches, which is valid and subsisting during the Offer Period. "Customer/s" shall mean a new retail resident customer of ICICI Bank Travel Card ( only new customers), to whom the Offer has been granted by virtue of such customer purchasing forex for the specified threshold & above as detailed below. Customer shall not be presently working for ICICI Bank & group companies. Forex rate / Transaction rate"/ Conversion rate is an exchange rate (also known as a foreign-exchange rate) between two currencies. It is the rate at which one currency will be exchanged for another. It is also regarded as the value of one country's currency in terms of another currency. "Day" shall mean a period of 24 hours, starting from A.M. and ending at P.M. according to Indian Standard Time (IST) during the Offer Period. Offer shall be defined as additional services or benefits provided by ICICI Bank. Eligible Customer for First International ATM withdrawal is defined as a new Customer who purchase the ICICI Bank Travel Card during Offer Period issued under Student purposes only through branch & online channel (RIB & imobile app) Eligible Currency Currencies eligible are USD, EUR, GBP, CAD, AUD, CHF, JPY, SGD, AED, SEK, ZAR, SAR, THB, NZD and HKD. "Offer Period" shall mean the period commencing from December 20, 2018 to February 28, 2019 both days inclusive Purpose of Forex is defined as purpose under which customer travels &/or sends funds abroad as in consonance with FEMA guidelines "Primary Terms and Conditions" shall mean the standard terms and conditions applicable to ICICI Bank Travel Card. (ii) Offer Details and Terms & conditions prescribed by ICICI Bank Eligible Customers during the Offer period will get a fee waiver on their first International ATM withdrawal in all countries where the Eligible Currencies are the official currency. The Offer can be availed maximum once subject to meeting eligibility criteria of the Offer. The Customer to note that only for the first ATM withdrawal will there be a fee waiver. The offer is valid for Students purpose only. The Eligible Customers must correctly capture the purpose while loading the Travel Card to be eligible for the Offer. The Offer and the opportunity to participate therein are entirely voluntary. Participation in this Offer shall be deemed to be acceptance of all the Terms and Conditions governing the Offer. The participation in this Offer shall be governed by the Retail Forex Terms & Conditions 12

13 present on ICICI Bank reserves the right to modify/ change all or any of the Terms applicable to the Offer without assigning any reasons or without any prior intimation, whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation, whatsoever. ICICI Bank will not be liable in any manner whatsoever for any loss/ damage /claim/injury that may arise due to withdrawal or change in the terms and conditions of the Offer. ICICI Bank reserve the right to modify/ change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever. The Offer is not available wherever prohibited and / or on products / services for which such offers cannot be made available for any reason whatsoever. All issues / queries / complaints / grievances relating to the Offer, if any, shall be addressed to ICICI customer care. The Offer shall be governed by Indian law. All disputes arising under this Offer are subject to the exclusive jurisdiction of the competent courts of Mumbai. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment in any jurisdiction/country, which may arise or accrue to the Customer due to provision of the Offer, shall be to the sole account of the Customer. These Terms shall be in addition to and not in substitution / derogation to the terms and conditions governing the facility / Primary Terms and Conditions. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the terms and conditions applicable to the facility / Primary Terms and Conditions. 5: Student Offer: Cashback offer on ICICI Bank Travel Card (i) Definitions: "Card" shall mean a "Travel Card" loaded with Student purpose, which has been issued by ICICI Bank Ltd ("ICICI Bank") branches or through "Internet Banking" or "imobile App", and which is valid and subsisting during the Offer Period. "Cardholder(s)" or "Customer/s" shall mean a customer of ICICI Bank (existing & new customers), to whom the offer has been granted by virtue of such Customer holding a Card. "Forex rate"/ Transaction rate / Conversion rate is an exchange rate (also known as a foreign-exchange rate) between two currencies. It is the rate at which one currency will be exchanged for another. It is also regarded as the value of one country's currency in terms of another currency. "Day" shall mean a period of 24 hours, starting from 12:00:00 A.M. and ending at P.M. according to Indian Standard Time (IST) during the Offer Period. "Eligible Customer" Cardholder/s doing 5 or more E commerce/ Point of Sale transactions during the Offer period, of cumulative value of minimum USD 1000 or equivalent currency. 13

14 VIII. IX. "Offer Period" shall mean the period commencing from December 20, 2018 to February 28, 2018, both days inclusive, during which the offer can be availed by the Cardholder(s). "Primary Terms and Conditions" shall mean the standard terms and conditions applicable to ICICI Bank Travel Card. "Spends" include transactions made online or at merchant outlets (does not include ATM transactions, Cash at POS transactions and Cash Advance transactions) in a Day, during the Offer Period. The Spends are calculated only in equivalent USD based on the prevailing conversion rate on the day of transaction. "Transaction date" is defined as the date of authorization of the transaction. "Void Transaction" shall mean any transaction wherein the transaction made by using the Card has been canceled by the merchant establishment prior to settlement with ICICI Bank. Offer Details- Cashback offer: The Offer is valid for the Cardholder/s only and shall be valid and subsisting during the Offer Period, unless otherwise notified by ICICI Bank. Eligible Customer should register for the Offer by sending SMS TCPROMO <space> <Enter last 4 digits of Travel Card number> to SMS should be sent through mobile number registered with Travel Card Spends include transactions made online or at merchant outlets, does not include ATM transactions Cashback of INR 1000/- (maximum) per Eligible Customer during Offer Period. Applicable cashback amount will be credited on the ICICI Bank Travel Card active wallets in equivalent currency on or before April 30, 2019 Cancelled and reversed transactions will not be considered under this offer. Eligible Customers will be intimated through and SMS on their ID and Indian mobile no. registered with ICICI Bank in the Travel Card system. The liability of ensuring correctness of the mobile number and address shall be the sole responsibility of the Customers The offer is valid for Student purpose Cardholders only. Terms & conditions prescribed by ICICI Bank If a Cardholder ceases to be a Cardholder, at any time during the Offer Period, all the benefits under the Offer shall lapse and shall no more be available to such Cardholder. There is a cap for redemption of the offer by Cardholder. Offer can be availed maximum once subject to meeting eligibility criteria of the offers. In case a Cardholder cancels any transaction/s, due to which he/she had qualified for the cashback, then the Cardholder shall no more be eligible for the cashback. In case of difference between authorized transactions and settled transactions, authorized amount will be considered. This Offer is brought to you by ICICI Bank s Travel Card department and is made available only to Cardholders selected at the discretion of ICICI Bank. 14

15 ICICI Bank reserves the right to disqualify/ exclude Cardholder from the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer or otherwise by use of the Card. No queries shall be entertained after 90 days from the closure date of the Offer Period. The existence of a dispute, if any, regarding the cashback shall in no event constitute a claim against ICICI Bank. The participation in the Offer is entirely voluntary and it is understood, that the participation by the Cardholder/s shall be deemed to have been made on a voluntary basis. All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai. ICICI Bank reserves the right to modify/change all or any of the Terms and Conditions governing the Offer. All changes in the Terms and Conditions shall be posted on ( Website ) ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons whatsoever. All communication/notices with regard to this Program should be addressed to travelcardqueries@icicibank.com In all matters relating to the Offer, the decision of ICICI Bank shall be final and binding in all respects. The Offer is not available, wherever prohibited and / or on merchandise / products / services for which such promotion cannot be offered for any reason whatsoever. These Terms shall be in addition to and not in substitution / derogation to the terms and conditions governing the Facility / Primary Terms and Conditions. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the terms and conditions applicable to the Facility / Primary Terms and Conditions. ICICI Bank reserves the right to modify/ change all or any of the Terms applicable to the Offer without assigning any reasons or without any prior intimation, whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation, whatsoever. 15