b) The employees of Maybank2u Business, Virtual Banking & Payments shall not be eligible to participate in this Contest.

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Maybank - Celcom Contest Reload For Your Love One & Win Fabulous Prizes Terms & Conditions Reload For Your Love One & Win Fabulous Prizes ( Contest ) is jointly organized by Malayan Banking Berhad ( Maybank ) and Celcom Mobile Sdn Bhd ( Celcom ) (collectively known as the Organizers ). By participating in this Campaign, the Participants hereby expressly agree to be bound by these Terms & Conditions and the decisions made by Maybank. 1.0 Eligibility a) This Contest is open to all individual customers of Maybank, who are at least 18 years of age with an active Maybank2u registered account, including Maybank staff. ( Eligible Participants ), b) The employees of Maybank2u Business, Virtual Banking & Payments shall not be eligible to participate in this Contest. 2.0 Contest Mechanics and Conditions a) The Contest commences on 15 th December 2014 and ends on 15 th March 2015 ( Contest Period ). b) To participate in this Contest, the Eligible Participants need to perform a minimum Celcom prepaid reload of RM30 (Ringgit Malaysia Thirty Only) and above in a single transaction via Maybank2u, Maybank2u App or Maybank ATM (Eligible channels) within the Contest Period. 3.0 Prizes a) The seven (7) Weekly Prizes for the Contest are as per below: Top Prizes 2 x iphone 6 3 rd to 7 th Prizes 5 x Samsung Galaxy Ace Style b) Each Participant is allowed to win one (1) prize each. Prizes are not transferable nor exchangeable and will only be issued to the winners as verified by Maybank. c) Maybank reserves the absolute right to substitute the prizes with any other item(s) of similar value at its sole discretion. d) All Prizes can be only be collected at Maybank Headquarters or any Maybank Branches as stipulated/instructed. No authorized third party collection is allowed.

4.0 Selection of Winners a) Seven (7) eligible participants will be selected as Weekly Winners and the selection is based on the top highest reload amount purchased via Maybank2u, Maybank2u App and Maybank ATM collectively. b) The amount is counted on weekly basis from Monday to Sunday throughout the Contest Period. c) Selection process and the announcement of Winners will be carried out within sixty (60) days after the expiry of the Contest. d) All winners names shall be published on Maybank s website or in any form of media that Maybank may choose at its absolute discretion. e) Winners must collect their prizes within thirty (30) days from the notification date, failing which, the prizes will be forfeited. f) All winners are required to attend the prize presentation ceremony and other publicity programs as determined by Maybank at their own cost and expense and Maybank reserves the right to publish or display the names and photographs of winners for advertising and publicity purposes without compensation. g) Maybank shall not be liable and/or responsible for the transportation cost pertaining to the collection and/or delivery of the Prize. h) Maybank reserves the right to request documentation or written proof of identification, age and place of residence of the winners prior to the collection of the Prize. 5.0 General Terms and Conditions a) Maybank shall not be responsible or held liable in any manner whatsoever in respect of technical failures of any kind whatsoever, intervention, interruptions and/or electronic or human error in the administration and/or processing of the transaction performed via the Eligible Channel and/or the determination of the Participants eligibility for the Prize. b) The names and any other information of the Winners will be posted on Maybank2u website (www.maybank.com.my), and/or through any other mode at Maybank s absolute discretion. c) The selection of winners will be made by Maybank. All matters relating to this Contest, including the determination of Winners, is final, binding and conclusive. No correspondence, protests or appeals will be entertained. d) Maybank reserves the sole and absolute right upon giving reasonable notice to alter, shorten, cancel, suspend or terminate this Contest or any part thereof within twenty one (21) days via Maybank2u website (www.maybank.com.my) and/or through any other mode in the absolute discretion of Maybank. e) For the avoidance of doubt, the alteration, shortening, cancellation, suspension or termination by Maybank shall not entitle the Eligible Participants or any other persons whatsoever to any claim or compensation against Maybank for any losses or damages suffered or incurred as a direct or indirect result of the act of alteration, shortening, cancellation, suspension or termination.

f) Maybank shall not be liable for any losses, damages or costs incurred or suffered by any customer as a result of any customer participating in this Contest. Furthermore, Maybank shall not be liable for any default of this obligation under the Contest due to any force majeure event which includes but not limited to act of God, war, riot, lockout, industrial action, fire, flood, drought, storm or any event beyond the reasonable control of Maybank. g) These Terms & Conditions shall be supplemental to the existing Terms and Conditions governing Banking Accounts, Internet and Mobile Banking. These Terms and Conditions shall prevail over any provisions or representations contained in any promotional materials (including without limitation printed posters or leaflets) advertising this Contest. h) The Terms and Conditions of this Contest shall be governed by the Laws of Malaysia and subject to the exclusive jurisdiction of the Courts of Malaysia. i) Maybank may at its sole and absolute discretion disqualify/reject any Eligible Participant who does not comply with the terms and conditions stated herein and/or found or suspected of tampering with the Contest and/or its process or the operation of this Contest. Tampering shall include fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to the Contest and/or the Eligible Channels. j) Any such variation of any of the terms and conditions herein shall be binding on the Participants and be deemed to be brought to their attention through any notice displayed at Maybank2u website. k) Eligible Participants also agree and consent to such details including without limitation personal data or information being processed and used by Maybank for: i. the purposes of the Contest; ii. marketing and promotional activities conducted in such manner as Maybank deems fit in any media including but not limited to any form of advertising or publicity media and materials such as audio and/or visual recordings published through newspapers, television networks, radio stations or online and digital media and on the Internet, without further express consent from the Eligible Participant. Marketing and promotion activities include without limitation the use and/or publication of any details provided in and/or in connection to the entries, interviews material as well responses and related photographs. In this regard, each Eligible Participant agrees to co-operate and participate without further express consent and/or payment or consideration, in all reasonable advertising and publicity activities of Maybank in relation to the Contest; and iii. other promotional, marketing and publicity notification/information including future promotional, marketing and publicity notification/information from Maybank from time to time. l) For information, enquiries, feedbacks and/or complaints related to the Contest, the Participants may speak to Maybank's Customer Care hotline at 1 300 88 6688 or +603 7844 3696. Alternatively for feedbacks and/or complaints, the Participants may choose to e-mail Maybank via the feedback form at Maybank2u website (www.maybank.com.my)

Peraduan Maybank Celcom Tambah Nilai Untuk Yang Tersayang & Menang Hadiah Menarik Terma & Syarat Tambah Nilai Untuk Yang Tersayang & Menang Hadiah Menarik ("Peraduan") dianjurkan bersama Malayan Banking Berhad ("Maybank") dan Celcom Mobile Sdn Bhd ("Celcom") ("Penganjur"). Dengan menyertai Peraduan ini, Peserta dengan ini bersetuju untuk terikat dengan Terma & Syarat dan keputusan yang dibuat oleh Maybank. 1. Kelayakan a) Peraduan ini terbuka kepada semua pelanggan individu Maybank, yang berumur 18 tahun dan keatas dengan akaun Maybank2u aktif yang berdaftar, termasuk kakitangan Maybank. ("Peserta yang Layak"), b) Kakitangan Maybank2u, Perbankan Maya & Pembayaran tidak layak untuk menyertai Peraduan ini. 2. Mekanik dan Syarat Peraduan a) Peraduan ini bermula pada 15 Disember 2014 dan berakhir pada 15 Mac 2015 ("Tempoh Peraduan"). b) Untuk penyertaan, Peserta yang Layak perlu melakukan tambah nilai prabayar Celcom sebanyak RM30 (Ringgit Malaysia Tiga Puluh Sahaja) dan ke atas dalam satu transaksi melalui Maybank2u, Applikasi Maybank2u atau ATM Maybank (saluran yang layak) sepanjang Tempoh Peraduan. 3. Hadiah a) Tujuh (7) Hadiah Mingguan untuk Peraduan ini adalah seperti di bawah: Hadiah Utama 2 x iphone 6 Hadiah Ketiga hingga Ketujuh 5 x Samsung Galaxy Ace Style b) Setiap Peserta dibenarkan untuk memenangi satu (1) hadiah setiap. Hadiah tidak boleh dipindah milik atau ditukar dan hanya akan dikeluarkan kepada pemenang sebagai disahkan oleh Maybank. c) Maybank mempunyai hak mutlak untuk menukar hadiah dengan barang lain yang sama nilainya pada budi bicara mutlaknya. d) Pengambilan Hadiah boleh dibuat di Ibu Pejabat atau mana-mana Cawangan Maybank seperti mana diberitahu / arahkan. Pengambilan hadiah oleh pihak ketiga tidak dibenarkan.

4. Pemilihan Pemenang a) Tujuh (7) Peserta yang Layak akan dipilih sebagai Pemenang Mingguan dan pemilihan adalah berdasarkan jumlah tambah nilai yang tertinggi melalui Maybank2u, Applikasi Maybank2u dan ATM Maybank secara terkumpul. b) Jumlah tambah nilai dikira pada setiap minggu bermula dari Isnin hingga Ahad sepanjang Tempoh Peraduan. c) Proses pemilihan dan pengumuman pemenang akan dilakukan dalam tempoh masa enam puluh (60) hari selepas tamat tempoh Peraduan. d) Semua nama pemenang akan disiarkan di laman web Maybank atau dalam apa-apa bentuk media yang Maybank boleh memilih mengikut budi bicara mutlaknya. e) Untuk tuntutan hadiah, Pemenang perlu mengambil hadiah mereka dalam masa tiga puluh (30) hari dari tarikh pemberitahuan itu, Jika tidak, hadiah akan dibatalkan. f) Semua pemenang dikehendaki menghadiri majlis penyampaian hadiah dan program publisiti lain yang ditentukan oleh Maybank pada kos dan perbelanjaan mereka sendiri dan Maybank berhak untuk menerbitkan atau memaparkan nama dan gambar pemenang untuk tujuan pengiklanan dan publisiti tanpa pampasan. g) Maybank tidak akan bertanggungjawab dan / atau bertanggungjawab untuk kos pengangkutan yang berkaitan dengan tuntutan dan / atau penghantaran Hadiah. h) Maybank berhak untuk meminta dokumen atau bukti tertulis tentang pengenalan, umur dan tempat tinggal pemenang sebelum tuntutan Hadiah. 5. Terma dan Syarat Umum a) Maybank tidak bertanggungjawab atau dipertanggungjawabkan dalam apa jua cara sekali pun dalam hal kegagalan teknikal dalam apa jua bentuk sekalipun, campur tangan, gangguan dan / atau kesilapan elektronik atau manusia dalam pentadbiran dan / atau pemprosesan transaksi yang dilakukan melalui saluran yang memenuhi syarat dan / atau penentuan kelayakan peserta untuk Hadiah. b) Nama-nama dan apa-apa maklumat lain dari pemenang akan dipaparkan di laman web Maybank2u (www.maybank.com.my), dan / atau melalui apa-apa cara lain mengikut budi bicara mutlak Maybank. c) Pemilihan pemenang akan dibuat oleh Maybank. Semua perkara berkaitan dengan Peraduan ini, termasuk penentuan Pemenang, adalah muktamad, mengikat dan konklusif. Sebarang suratmenyurat, bantahan atau rayuan tidak akan dilayan. d) Maybank mempunyai hak tunggal dan mutlak apabila memberikan notis yang munasabah untuk mengubah, memendekkan, membatal, menggantung atau menamatkan Kempen ini atau mana-mana bahagiannya dalam masa dua puluh satu (21) hari melalui laman web Maybank2u (www.maybank.com.my) dan / atau melalui apa-apa cara lain mengikut budi bicara mutlak Maybank. e) Bagi mengelakkan keraguan, pengubahan, pemendekan, pembatalan, penggantungan atau penamatan oleh Maybank tidak akan memberi hak kepada Peserta yang Layak atau mana-mana jua orang lain untuk apa-apa tuntutan atau pampasan terhadap Maybank bagi apa-apa kerugian atau kerosakan yang dialami atau ditanggung secara langsung atau akibat tidak langsung daripada

tindakan pengubahan, pemendekan, pembatalan, penggantungan atau penamatan. f) Maybank tidak akan bertanggungjawab ke atas sebarang kerugian, ganti rugi atau kos yang ditanggung atau dialami oleh mana-mana pelanggan akibat daripada mana-mana pelanggan yang mengambil bahagian dalam Kempen ini. Tambahan pula, Maybank tidak akan bertanggungjawab ke atas apa-apa kemungkiran kewajipan ini di bawah kempen itu kerana apa-apa peristiwa force majeure yang termasuk tetapi tidak terhad kepada bencana alam, peperangan, rusuhan, sekatan, tindakan perindustrian, kebakaran, banjir, kemarau, ribut atau sebarang kejadian yang di luar kawalan munasabah Maybank. g) Terma & Syarat ini adalah tambahan kepada Terma dan Syarat sedia ada yang mengawal Akaun Perbankan, Internet dan Perbankan Mudah Alih. Terma dan Syarat ini akan mengatasi mana-mana peruntukan atau representasi yang terkandung dalam mana-mana bahan promosi (termasuk tanpa had mencetak poster atau risalah) iklan Kempen ini. h) Terma dan Syarat Kempen ini akan ditadbir oleh Undang-Undang Malaysia dan tertakluk kepada bidang kuasa eksklusif Mahkamah Malaysia. i) Maybank boleh pada budi bicara tunggal dan mutlaknya membatalkan / menolak mana-mana Peserta yang Layak yang tidak mematuhi terma-terma dan syarat-syarat yang dinyatakan di sini dan / atau didapati atau disyaki menyalahgunakan Kempen dan / atau proses atau operasi Kempen ini. Mengganggu hendaklah termasuk aktiviti penipuan yang melibatkan apa-apa perbuatan penipuan dan / atau penipuan dan / atau penipuan berkaitan dengan Kempen dan / atau Saluran Layak. j) Mana-mana perubahan tersebut dari mana-mana terma dan syarat di dalam ini hendaklah mengikat Peserta dan dianggap dibawa ke perhatian mereka melalui mana-mana notis yang dipaparkan di laman web Maybank2u. k) Peserta yang Layak juga bersetuju dengan butir-butir peribadi mereka termasuk tanpa had data atau maklumat peribadi yang dikumpul, diproses dan digunakan oleh Maybank untuk; i. Tujuan Peraduan; ii. iii. Aktiviti-aktiviti promosi dan pemasaran yang dijalankan dengan cara di mana Maybank merasakan sesuai untuk mana-mana media termasuk tetapi tidak terhad kepada sebarang bentuk pengiklanan atau publisiti media dan bahan-bahan seperti audio dan / atau rakaman visual disiarkan melalui akhbar, rangkaian televisyen, stesen radio atau dalam talian dan media digital dan di Internet, tanpa persetujuan nyata lagi dari peserta. Aktiviti pemasaran dan promosi termasuk tetapi tidak terhad kepada penggunaan dan / atau penerbitan apaapa butiran yang di dalam dan / atau yang berkaitan dengan bahan penyertaan, temu bual dan jawapan dan gambar-gambar yang berkaitan. Dalam hal ini, setiap Peserta bersetuju untuk bekerjasama dan mengambil bahagian tanpa kebenaran selanjutnya dan / atau bayaran atau balasan, dalam semua pengiklanan dan publisiti aktiviti munasabah Maybank berhubung dengan Peraduan. Lain-lain promosi, pemasaran dan publisiti pemberitahuan / maklumat termasuk masa depan promosi, pemasaran dan publisiti pemberitahuan / maklumat daripada Maybank dari semasa ke semasa. l) Untuk maklumat, pertanyaan, maklum balas dan / atau aduan berkaitan dengan Kempen, boleh bercakap dengan Customer Care hotline Maybank di talian 1 300 88 6688 atau +603 7844 3696. Secara alternatif untuk maklum balas dan / atau aduan Peserta, Peserta boleh memilih untuk e-mel Maybank melalui borang maklum balas di laman web Maybank2u (www.maybank.com.my).