Financial Capability Conference Ramsey Alwin, Senior Director, Economic Security October 26, 2012
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1 Financial Capability Conference Ramsey Alwin, Senior Director, Economic Security October 26, 2012
2 NCOA - National Council on Aging NCOA is a nonprofit service and advocacy organization. Our mission is to improve the lives of millions of older adults, especially those who are vulnerable and disadvantaged. 2
3 NCOA s Social Impact Goals for 2020 Economic Security Improve the economic well-being of 5 million low-income, vulnerable older adults by providing comprehensive, integrated services that significantly increase their income and/or reduce their expenses. Make comprehensive, personcentered economic assistance an integral part of U.S. policy for vulnerable and disadvantaged older adults. 3
4 Economic Security Initiative: Proof of Concept CA WA OR NV AK Economic Security Service Center Map January 2012 NH MT ME ND VT MN MA ID WI NY SD WY MI RI IA PA NE CT OH NJ DC UT IL IN CO WV DE KS VA MO KY NC MD TN AZ OK NM AR SC GA MS AL TX LA FL GU HI PR VI Over 5,000 clients with Economic Action Plans Key client characteristics: 68% female 52% White 70% lived alone 4
5 Cost of Making Ends Meet: WOW s Elder Index Source: Wider Opportunities for Women ( or ) 5
6 Coming Up Short: Elder Index vs Income 6
7 Sample Economic Action Plan 7
8 Results: Access to Benefits Over $10.2 million in public benefits were identified on behalf of clients. Eligible for at least 1 major benefit: MSP, LIS, SNAP, LIHEAP, Medicaid, or SPAP Applications submitted Applications accepted Estimated value of benefits for those applications accepted 3,255 Clients (63%) 2,041 Applications (62%) 1,850 Applications (90%) $3.1 Million Annually Clients were screened using: 8
9 Bundling Public and Private Community Resources Adult Protective Services Guardianship Protection against financial fraud and scams Eligibility and enrollment assistance Emergency assistance for housing/fuel/food Home and community-based services Nutrition programs Transportation, etc. Public Benefits Aging Network Services Consumer Protections Jobs & Community Service Empower & Assist the Consumer Senior Community Service Employment Program Workforce Investment Act RSVP, Senior Corps, Americorps*, Americorps* VISTA, Foster Grandparents Health Finances Health insurance counseling Health promotion and disease prevention Mental health services Credit counseling Debt relief Daily Money Management Financial literacy Pre-lender HUD certified Reverse mortgage counseling Foreclosure counseling Home repair Housing options counseling Renters assistance Housing Legal Debt mitigation Eviction prevention Pension assistance Securing public benefits Wills, trust, and end of life decisions 9
10 Raising Awareness with Financial Education Savvy Saving Seniors Series The Savvy Saving Seniors toolkit includes: A Scripted Facilitator s Guide Participant Handbook Power Point Template Evaluations Marketing Materials Learn more: 10
11 Forging a Path to Economic Security $250/month or $3,000/year Average increase in income and/or decrease in budget expenses experienced by clients 11
12 Policy Advocacy 12
13 Social Impact Goals: Getting to Scale By 2020, NCOA will improve the economic well-being of 5 million low-income, vulnerable older adults by providing comprehensive, integrated services that significantly increase their income and/or reduce their expenses. 5 million seniors Mrs. Smith Demo: 5,000 seniors 13
14 Contact us Visit us on the Web at:
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