PLEASE NOTE: Required American Equity specific Product Training must be completed PRIOR to soliciting an Application to A

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1 PLEASE NOTE: Required American Equity specific Product Training must be completed IOR to soliciting an Application to A Signed in as: JOSEPH E GOSS LTD 3/12/2014 1:18:30 PM Home Announcements Information Center Products Sales Tools Contract Status Convention Credits Commission Statements Printable Product Profile & Annuity Approval Chart Product Type: All Products All Products Product: Surrender Term: All Terms Submit View Table for All Products INTEREST RATES EFFECTIVE 02/27/14 (RATES SUBJECT TO CHANGE) DE, FL, MN, NJ, NV, NY, OH, OR, PA, TX, UT, WA ADVANTAGE GOLD (INDEX-6-07) A Guaranteed 5% Bonus on All 1st Year s. 25% w/ 3.00% 0% 15% 3.00% 0% S&P 500 Monthly Pt 1.60%* 0% 2.50% 0% 2.25% Bond Yield with Cap 4.65% 2.00% Current Fixed Value Rate 1.40% 84% of 1st year Ages : 16,15,14,13,11.5,10,8.5,7,5.5,4, 0% (10 yrs.) In: NY HERITAGE GOLD (11 IDX2) 1.00% 0% Current Fixed Value Rate 1.00% Ages 79-85: 8,7,6,5,4,0% (5 yrs.) 87.5% of all premiums, proceeds, at % of Contract Value Annually, Starting Yr 2. Systematic W/D Immediately from Fixed Value. 3 $75,000 Non- ified Funds Only $500,000 Not applicable TRADITIONS GOLD (11 IDX4)

2 In: AL, NY 60% w/ 5.75% 35% 5.25% S&P 500 Monthly Pt 2.30% 5.00% 3.75% Bond Yield with Cap 7.90% 2.00% Current Fixed Value Rate 2.25% 87.5% of premiums paid, compounded Ages : 9, 8.25, 7.25, 6.25, 5.25, 4.25, 3.25, 2.25, 1, 0.5, 0% (10 yrs.) In: AL, CT, NY FOUNDATION GOLD (11 IDX3) A Guaranteed 7% Bonus on All 1st Year s. (Bonus Vesting Schedule applies) 25% w/ 3.00% 15% 3.00% S&P 500 Monthly Pt 1.60% 2.50% 2.25% Bond Yield with Cap 4.65% 2.00% Current Fixed Value Rate 1.35% Ages : 9, 8.25, 7.25, 6.25, 5.25, 4.25, 3.25, 2.25, 1, 0.5, 0% (10 ) Ages : 0, 10, 20, 30, 40, 50, 60, 70, 80, 90, 100% (10 ) 87.5% of premiums paid, compounded 5% of Contract Cumulative withdrawal options available. Systematic W/D & RMD Immediately from Fixed Value. 3 BENEFIT GOLD (ICC13 IDX7) A Guaranteed 5% Bonus on all 1st year s. OH, OR, PA, TX, w/ AK, MN, NJ, NV, UT, WA 3.00% 3.00% 0% 0% S&P 500 Monthly Pt 1.60% 0% 2.50% 0% w/ 25% 15% Bond Yield with Cap 4.65% 2.00% 2.25% Current Fixed Value Rate 1.50% MGIR is set at issue and guaranteed for the life of 87.5% of single premium, less withdrawal proceeds, at Minimum compounded Ages : 13.5,12.25,11,9.75,8.25,7,5.5,4,2.5,1,0% (10 yrs.) CT CT GOLD (CT13 IDX7) A Guaranteed 3% Bonus on all 1st year s. w/ S&P 500 Monthly Pt 1.80% 0% 87.5% of single

3 2.75% 0% 30% 20% Bond Yield with Cap 5.15% 2.00% 2.50% Current Fixed Value Rate 1.50% premium, less 13 R-LIBR.1 Ages : 9.2, 8.25, 7.25, 6.25, 5.25, 4.25, 3.25, 2.25, 1.00, 0.5, 0% (10 yrs.) DE, FL, MN, NJ, NV, NY, OH, OR, PA, SC, TX, UT, WA RETIREMENT GOLD (INDEX-2-09) A Guaranteed 8% Bonus on All 1st Year s. (Bonus Vesting Schedule applies) For IN:8% Bonus on 1st Year s for Ages % Bonus Ages % w/ 3.00% 15% 3.00% S&P 500 Monthly Pt 1.60% 2.25% Bond Yield with Cap 4.65% 2.00% Current Fixed Value Rate 1.35% 87.5% of premiums paid compounded 0-78 from Fixed Ages 0-78: 12.5, 12, 12, 11,10, 9, 8, 7, 6, 4, 0% (10 yrs.) Ages 0-78: 0, 0, 0, 8.33, 16.67, 25, 33.33, 41.67, 50, 58.33, 66.67, 75, 83.33, 91.67, 100% (14 yrs.) FL RETIREMENT GOLD (INDEX-4-10-FL.3) A Guaranteed 8% Bonus on All 1st Year s. (Bonus Vesting Schedule applies) 25% w/ 3.00% 15% 3.00% S&P 500 Monthly Pt 1.60% 0% 2.25% Bond Yield with Cap 4.65% 2.00% Current Fixed Value Rate 1.35% 87.5% of premiums paid compounded 0-78 from Fixed Ages 0-64: 12.5, 12, 11, 10, 9, 8, 6, 5, 3, 2, 0% Ages 65-78: 10, 10, 10, 9, 8,7, 6, 5, 3.5, 2, 0% (10 yrs.) Ages 0-78: 0, 0,10, 20, 30, 40, 50, 62.5, 75, 87.5, 100% (10 yrs.) INTEGRITY GOLD (12 IDX5) 10% In: AL, NY 1.00% 0% w/ 1.00% 0%

4 Dow Annual Monthly 10% 1.00% 0% Dow Annual Pt 1.00% 0% S&P 500 Monthly Pt 1.00%* 0% 10 Yr. U.S. Treasury Bond Pt 1.00% 0% 1.00% Bond Yield with Cap 1.00% 0% Current Fixed Value Rate 1.00% 87.5% of all premiums, proceeds, at Ages : 8, 7, 6, 4.5, 3, 1.5, 0% (6 yrs.) DE, MN, NJ, NV, NY, OH, OK, OR, TX, UT, WA BONUS GOLD (INDEX-1-07) A Guaranteed 10% Bonus on All 1st Year s for Age. 1 30% w/ 20% Dow Annual Monthly Dow Annual Pt S&P 500 Monthly Pt 1.80%* 0% 2.75% 0% 2.50% Bond Yield with Cap 5.15% 2.00% Current Fixed Value Rate 1.50% 80% of 1st year Ages : 20, 19.5, 19, 18.5, 18, 17.5, 17, 16, 15, 14, 12, 10, 8, 6, 4, 2, 0% (16 yrs.) DE BONUS GOLD (INDEX-1-05) A Guaranteed 10% Bonus on All 1st Year s for Age. 30% w/ 20% S&P 500 Monthly Pt 1.80%* 0% Dow Annual Monthly Dow Annual Pt 2.75% 0% 2.50% Bond Yield with Cap 5.15% 2.00% Current Fixed Value Rate 2.25% Currently 2.25% 80% of 1st year AEO Ages : 20, 19.5, 19, 18.5, 18, 17.5, 17, 16.5, 15.5, 14, 12.5, 11, 9, 7, 5, 3, 2, 0% (17 yrs.) BONUS GOLD (INDEX-7-05-OK) A Guaranteed 10% Bonus on All 1st Year s for Age. OK w/ 30% 80% of 1st year

5 20% S&P 500 Monthly Pt 1.80%* 0% Dow Annual Monthly Dow Annual Pt 2.75% 2.50% Bond Yield with Cap 5.15% 2.00% Current Fixed Value Rate 2.25% Ages 0-78: 20, 19.5, 19, 18.5, 18, 17.5, 17, 16.5, 15.5, 14, 12.5, 11, 9, 7, 5, 3, 2, 0% (17 yrs.) Ages 79-80: 20, 19.5, 19, 18.5, 18, 17, 16, 15, 13.5, 12, 10, 8, 6, 4, 2, 0% (15 yrs.) In: AL, CA, DE, NY Guarantee 5: 2.35% Guarantee 6: 2.55% Guarantee 7: 2.80% (MVA applies) 4 Guarantee 5 Ages : 9,8,7,6,5,0% (5 ) Guarantee 6 Ages : 9,8,7,6,5,4,0% (6 ) Guarantee 7 Ages : 9,8,7,6,5,4,3,0% (7 ) Guarantee Series (ICC13 MYGA) Currently 1.00% 10,000 Interest Only.. 3 CA, DE Guarantee 5: 1.85% Guarantee 7: 2.30% Guarantee 5 Ages : 9,8,7,6,5,0% (5 ) Guarantee 7 Ages : 9,8,7,6,5,4,3,0% (7 ) Guarantee Series (SPDA-MYGA) Currently 1.00% 10,000 Interest Only.. 3 NCR-3 In: AL, CT, FL, IN, MN, NJ, NV, NY, OH, OR, PA, TX, WA 2.00% EMIER EAGLE 10 (FPDA-7-08) 10% Bonus on All s added in years 1-5. Each premium received and any bonus has its own surrender charge schedule. 5% Bonus issue ages Bonus varies in AK, DE, SC, OK, and UT. Please see disclosure for details Ages 0-75: 20, 19.5, 19, 18.5, 18, 17.5, 17, 16, 15, 14, 12, 10, 7.5, 5, 2.5, 0% (15 yrs.) Ages 76-80: 15, 14, 13, 12, 11, 9.5, 8, 6.5, 5, 2.5, 0% (10 yrs.) Currently 2.0% (MGIR-CV) MGIR is set at issue, guaranteed for life of the contract. 2,000 5,000 Non- Value Annually. 3 NCR-2 F-LIBR-09

6 DE, IN, MN, NJ, NV, NY, OH, OK, OR, PA, SC, TX, UT, WA 1.35% 8% Bonus on all first year premiums for issue ages EMIER EAGLE 12 (FRG-2-09) Ages 0-78: 12.5, 12, 12, 11, 10, 9, 8, 7, 6, 4, 0% (10 yrs.) Ages 0-78: 0, 0, 0, 8.33, 16.67, 25, 33.33, 41.67, 50, 58.33, 66.67, 75, 83.33, 91.67, 100% (14 yrs.) Currently 1% (CV & MGSV) MGIR is set at issue, guaranteed for life of the contract ,000 5,000 Non- Value Annually. 3 F-LIBR-09 FPDA-10 (FPDA-10) 2% Bonus on Total 1st Year s FL, MN, NJ, NV, NY, OH, OR, TX, UT 2.25% (Equals 4.29% Effective First Year Yield, assuming no withdrawals) (MVA applies) 4 Ages : 14, 13, 12.5, 12, 11.5, 11, 9.5, 8, 6.5, 5, 3.5, 2, 0% (12 yrs.) Currently 2.25% 2,000 5,000 Non- Value Annually. 3 AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY (0 yrs.) Immediate Annuity SPIA Non- 10,000 Options: 5-25 year Certain Life options (with or without period certain) $500, $250,000 NJ (0 yrs.) Immediate Annuity SPIA-1-NJ Non- 10,000 Options: 5-25 year Certain Life options (with or without period certain) Payout Option: Annually, Semi- Annually, Quarterly or Monthly.

7 $500, $250,000 INTEREST RATES EFFECTIVE 02/27/14. (RATES SUBJECT TO CHANGE) PLEASE NOTE: AVAILABILITY, OVISIONS AND FORMS VARY BY STATE. =Participation Rate *=Monthly Cap Standard & Poor s, S&P, S&P 500, Standard & Poor s 500 and 500 are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by American Equity Investment Life Insurance Company. Equity-Indexed annuities are not sponsored, endorsed, sold or promoted by Standard & Poor s, and Standard & Poor s makes no representation regarding the advisability of purchasing Equity-Indexed annuities. Dow Jones, Dow Jones Industrial sm and DJIA sm are service marks of Dow Jones & Company, Inc. and have been licensed for use for certain purposes by American Equity Investment Life Insurance Company. American Equity s Indexed Annuities based on the Dow Jones Industrial sm, are not sponsored, endorsed, sold or promoted by Dow Jones, and Dow Jones makes no representation regarding the advisability of purchasing these products. 1 May vary by issue age and/or by state. 2 Availability varies by age and state. 3 Benefit not guaranteed and subject to change. 4 Market Value Adjustment applies to Partial and Surrenders taken during Surrender Charge Period. 5 Bonus vesting schedule applies. May vary by state. The S&P 500 Index does not include dividends. The DJIA sm Index does not include dividends. FOR AGENT USE ONLY. NOT FOR USE IN SOLICITATION OR ADVERTISING TO THE PUBLIC.