Individual Retirement Account System (IRAS)

Transcription

1 Individual Retirement Account System (IRAS) QUICK REFERENCE CLIENT ACCOUNTS The Individual Retirement Account System (IRAS) provides online viewing of reportable and certain nonreportable transactions at both summary and detail levels in retirement accounts for which Donaldson, Lufkin & Jenrette Securities Corporation (DLJSC) acts as Custodian or servicing agent. Through IRAS, you have the ability to view contribution, distribution, federal tax withholding, and state tax withholding activity for a period of three years (starting with year 2000). Additionally, you may access key information about a participant and his or her retirement account, relevant account balances, retirement-related fees, and pending adjustments. Type IRAS in the SELECT field of the Pershing Main Menu and press Enter to access the IRAS Main Menu. DATE: 04/02/01 RETIREMENT ACCOUNTS (MM) H123 OPTION: MAIN MENU NEXT=> INQUIRY: PI. AS. TS. TD. FB. PARTICIPANT INFO ACCOUNT SUMMARY TRANSACTION SUMMARY TRANSACTION DETAIL FEES AND BALANCES PF1: HELP PF12: PERSHING MENU CLEAR: EXIT IRAS FUNCTIONALITY The following functions are available through IRAS: SCREEN SCREEN NAME DESCRIPTION REFERENCE PI Participant Information View key information about a participant and his or her retirement account. AS Account Summary View reportable and certain nonreportable transaction activity summarized at the activity type level. TS Transaction Summary View reportable and certain nonreportable transaction activity summarized at the transaction type level. TD Transaction Details View reportable and certain nonreportable transactions at the detail level. FB Fees and Balances View summary data of retirement account-related fees and relevant balances. FIELD DESCRIPTIONS Obtain IRAS field descriptions by tabbing to the field and pressing the PF1 (online help) key. (continued)

2 PARTICIPANT INFORMATION (PI) The Participant Information (PI) screen enables you to view key information about a participant and his or her retirement account. To access the Participant Information Screen, type PI in the OPTION field located on the IRAS Main Menu and press Enter. When the Participant Information screen appears, type the retirement account number in the ACCOUNT field and press Enter. DATE: 04/02/01 RETIREMENT ACCOUNTS (PI) H123 ACCOUNT: PARTICIPANT INFORMATION NEXT=> NAME: IRA FBO JOHN DOE DATE OPENED:...04/26/99 DLJSC AS CUSTODIAN CUSTODIAN DATE...04/24/ LONGWOOD DRIVE ADOPT AGREE DATE...04/24/99 ANYTOWN NY DATE CLOSED:... DATE OF DEATH:... PLAN TYPE: IRA ACCOUNT TYPE: PARTICIPANT PREV PLAN: RR NO: EEE CURRENT AGE: 59.5 YEAR WHEN 70 1/2: 2012 MARITAL STATUS: S TIN/SOC SEC CODE: S TIN/SOC SEC NO: QRP PLAN CODE: BENEFICIARY IND: 2 DISABILITY PAPERS: 0 SPOUSAL AGREEMENT: PERIODIC DISTRIBUTION: INCOME FREQ: P/O DAY: PRINCIPAL FREQ: P/O DAY: PRINCIPAL AMOUNT:.00 WITHHOLDING %:.00 SWEEP: YES FUNDS: PGA PF1: HELP PF7: PREV ACCOUNT PF10: FB SCREEN PF12: MAIN MENU PF2: PRINT PF8: NEXT ACCOUNT PF11: AS SCREEN CLEAR: EXIT ACCOUNT SUMMARY (AS) The Account Summary (AS) screen enables you to view all reportable and certain nonreportable transaction activity summarized at the activity type level. To access the AS screen, type AS in the OPTION field located on the IRAS Main Menu and press Enter. When the AS Account Selection screen appears, type the retirement account number in the ACCOUNT field, a year, if applicable, in the YEAR field, and press Enter. DATE: 04/02/01 RETIREMENT ACCOUNTS ACCOUNT SUMMARY (AS) H123 ACCOUNT: YEAR: ACTIVITY: ALL NEXT= S RAS YEAR ACTIVITY GROSS NET FED TAX STATE TAX 2001 CONTRIBUTION -2, DISTRIBUTION 10,000 9, PF1: HELP PF3: MAIN MENU PF7: SCROLL BACK PF10: PI SCREEN PF12: PREV SCREEN PF2: PRINT PF8: SCROLL FWD PF11: TS SCREEN CLEAR: EXIT

3 TRANSACTION SUMMARY (TS) The Transaction Summary (TS) screen enables you to view all reportable and certain nonreportable transaction activity summarized at the transaction type level. To access the TS screen, type TS in the OPTION field located on the IRAS Main Menu and press Enter. When the TS Account Selection screen appears, type the retirement account number in the ACCOUNT field, a year, if applicable, in the YEAR field, and/or the activity type, if applicable, in the ACTIVITY field, and press Enter. DATE: 04/02/01 RETIREMENT ACCOUNTS TRANSACTION SUMMARY (TS) H123 ACCOUNT: YEAR: ACTIVITY: ALL NEXT=> S RAS YEAR A TRANSACTION GROSS NET FED TAX STATE TAX 2001 C PARTICIPANT -2, D NORMAL 10,000 9, PF1: HELP PF3: MAIN MENU PF7: SCROLL BACK PF10: AS SCREEN PF12: PREV SCREEN PF2: PRINT PF8: SCROLL FWD PF11: TD SCREEN CLEAR: EXIT TRANSACTION DETAIL (TD) The Transaction Detail (TD) screen enables you to view all reportable and certain nonreportable transaction activity at a detail level. To access the TD screen, type TD in the OPTION field located on the IRAS Main Menu and press Enter. When the TD Account Selection screen appears, type the retirement account number in the ACCOUNT field, a year, if applicable, in the YEAR field, and/or an activity type, if applicable, in the ACTIVITY field, and press Enter. Transaction detail is provided on two separate screens. To access the second screen of the transaction detail, press the PF4 key. Press the PF4 key again to return to the first screen. DATE: 04/02/01 RETIREMENT ACCOUNTS TRANSACTION DETAILS 1 OF 2 (TD) H123 ACCOUNT: YEAR: ACTIVITY: ALL NEXT=> S RAS AS OF ENTRY SRC RPT QUANTITY SYMBOL CUSIP VALUE # DATE DATE CDE CDE CON CC NOR DD IBM FT7 FF STW SS PF1: HELP PF3: MAIN MENU PF7: SCROLL BACK PF10: TS SCREEN PF12: PREV SCREEN PF2: PRINT PF4: SCREEN 2/2 PF8: SCROLL FWD PF11: FB SCREEN CLEAR: EXIT

4 DATE: 04/02/01 RETIREMENT ACCOUNTS TRANSACTION DETAILS 2 OF 2 (TD) H123 ACCOUNT: YEAR: ACTIVITY: ALL NEXT=> # CLOSING OFFSET OFFSET 59.5 LS ST LINKER CODE USER ID BATCH ACTION PRICE ACCOUNT P A DATE 01 FCTBR XXXXXXXXXXXX *AMPP XXXXXXXXXXXX *AMPP XXXXXXXXXXXX *AMPP PF1: HELP PF3: MAIN MENU PF7: SCROLL BACK CLEAR: EXIT PF2: PRINT PF4: SCREEN 1/2 PF8: SCROLL FWD FEES AND BALANCES (FB) The Fees and Balances (FB) screen enables you to view summary information of retirement-related fees and relevant retirement account balances for a specific retirement account. To access the FB screen, type FB in the OPTION field located on the IRAS Main Menu and press Enter. When the FB screen appears, type the retirement account number in the ACCOUNT field and press Enter. DATE: 04/02/01 RETIREMENT ACCOUNTS (FB) H123 ACCOUNT: FEES & BALANCES NEXT=> *** IRA FEES *** FEES $ DATE ACCT CHARGED MAINTENANCE FEE PAID (CURR).00 MAINTENANCE FEE PAID (PREV).00 ADMINISTRATIVE FEE PAID.00 SPECIAL PRODUCT FEE PAID.00 TERMINATION FEE PAID.00 *** QRP FEES *** YTD/Q1 DATE/Q2 PREV/Q3 DATE/Q4 QRP MAINT.FEE PAID(Q1-Q4) QRP MAINT.FEE (YTD & PREV) QRP ADOPTION FEE PAID.00 QRP PLAN COMPLIANCE FEE.00 PERIOD-TO-DATE INCOME RECEIVED.00 YEAR-TO-DATE INCOME RECEIVED.00 ACCRUED INTEREST-TO-DATE (NOT POSTED).00 PRIOR YEAR-END FAIR MARKET VALUE.00 D/O/D FAIR MARKET VALUE.00 PF1: HELP PF7: PREV ACCOUNT PF10: TD SCREEN PF12: MAIN MENU PF2: PRINT PF8: NEXT ACCOUNT PF11: PI SCREEN CLEAR: EXIT ADJUSTMENTS IRAS contains an adjustment facility to ensure that transactions effected to modify other transactions are displayed in the appropriate tax reporting categories. The adjustments can be viewed within the IRAS system on an intraday basis, as well as a next-day basis. Adjustments processed in IRAS can be identified by a three-character code referred to as Record Adjustment Status (RAS). The first two characters of the RAS code identifies whether or not an adjustment is in progress or has been completed. The last character of the RAS code represents the type of adjustment that was processed. NOTE: Contact Pershing to initiate a transaction adjustment through IRAS. (continued)

5 The descriptions in the chart below indicate what the first two characters of the RAS code represent. RAS DEFINITION DESCRIPTION PL PENDING LOCKED Denotes a pending reversal on an original transaction. A transaction with this status cannot be adjusted. PA PENDING ADJUSTMENT Denotes a pending adjustment of an original transaction. A transaction with this status can be adjusted intraday. LL LOCKED Denotes a transaction that has been reversed and/or a transaction for which an adjustment has been executed. A transaction with this status cannot be adjusted. UU UPDATED Denotes transactions that have been adjusted. The status will appear for one day following the adjustment. A transaction with this status can be adjusted. The descriptions in the chart below indicate what the last character of the RAS code represents: RAS DEFINITION DESCRIPTION 1 CANCEL Denotes a transaction for which a reversal has been made. 2 AS-OF DATE Denotes a transaction that has been processed with an as-of date. 3 SOURCE CODE Denotes a transaction for which the source code has been changed. 4 LINKER CODE Denotes a transaction for which the IRAS linker code reference number has been changed. 5 STATE Denotes a transaction for which the state of residence has been changed. NAVIGATION The following chart details several ways to navigate the IRAS screens: TASK View transaction summaries for a specific activity type from the Account Summary screen. (Access the TS screen from the AS screen.) View transaction details for a specific activity type by way of the Account Summary screen. (Navigate from the AS screen to the TS screen to the TD screen.) View transaction details for a specific transaction type from the Transaction Summary screen. (Access the TD screen from the TS screen.) ACTION Access the AS screen, type a retirement account number in the ACCOUNT field, and press Enter. Tab to the desired activity summary under the column entitled S, type S, and press Enter. Access the AS screen, type a retirement account number in the ACCOUNT field, and press Enter. Tab to the desired activity summary under the column entitled S, type S, and press Enter. Tab to the desired transaction summary under the column entitled S, type S, and press Enter. Access the TS screen. Type a retirement account number in the ACCOUNT field, and press Enter. Tab to the desired transaction summary under the column entitled S, type S, and press Enter. (continued)

6 TASK Scroll backward and forward from one IRAS screen to another. (Navigate through all IRAS screens consecutively for a specific account.) Access an IRAS screen from another IRAS screen for a specific account. View an IRAS screen for a specific account from BrokerView (VIEW). View account summaries, transaction summaries, or transaction details for a specific account sorted by activity type and/or a specific year from the corresponding Account Summary, Transaction Summary, or Transaction Detail screen. ACTION Access one of the available screens. Type a retirement account number in the ACCOUNT field, and press Enter. Press PF11 to move to the next screen or press PF10 to move to the previous screen. NOTES: The filters populated on the AS, TS, and TD screens to display specific information will reset when navigating between screens. The PF key menu located at the bottom of each screen displays the two-character screen references of the next consecutive screen (PF11) and the previous screen (PF10). Access one of the available screens. Type a retirement account number in the ACCOUNT field, and press Enter. Type the two-character IRAS screen reference of the desired screen in the NEXT field, and press Enter. NOTE: The filters populated on the AS, TS, and TD screens to display specific information will reset when navigating between screens. Access one of the available VIEW screens for a specific retirement account. Tab to the DASH field, type the two-character IRAS screen reference of the desired screen, and press Enter. Access the Account Summary, Transaction Summary, or Transaction Detail screen. Type a retirement account number in the ACCOUNT field, a year in the YEAR field, and/or an activity type in the ACTIVITY field, and press Enter. ADDITIONAL INFORMATION For additional information relating to IRAS, contact your Customer Service Team. IRAS-QR 06/01