REWARDS MEMBER BROCHURE. Make the most of every moment.

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1 REWARDS MEMBER BROCHURE Make the most of every moment.

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3 Make the most of every moment 1 There s a reason we ve called our Rewards programme Own your life this is a programme that really helps you get the most out of your life. Whether you re having dinner with friends, catching a movie or relaxing on a cruise, Liberty s Own your life Rewards helps you get even more from every moment. Become a member and you will enjoy great discounts on a wide range of products and services, and the best part is they re the every day things you re already spending money on. Liberty s Own your life Rewards programme is all about simple, straightforward rewards and, of course, more money in your pocket. How it works This is the easy part. Once you join, you can start enjoying your discounts and benefits immediately. All the members enjoy the same set of benefits. Plus you don t need to accumulate points or complete various tasks. It really is that simple. What it costs This programme is truly about giving you value for your money. You get great discounts on things that you would spend money on anyway, and all it costs is a low monthly premium. Monthly fee (Including VAT) Main member Family membership (main member, with or without spouse and children) Additional child dependant (18 or older, but under 21 years) R129 R189 R70 To join all you have to do is talk to your adviser. Remember: You are invited to join the Own your life Rewards programme to enjoy great discounts and benefits on things that you are already spending money on.

4 2 Own your life Rewards A small selection of the great benefits the programme offers How you save Own your fitness Virgin Active Planet Fitness Golf offers Own your shopping Nike Factory Shops and Concept Stores Billabong Rip Curl/Reef Brazil Experience offers Own your travel Travel offers Legend Own your leisure Numetro Piatto Keg Own your living ADT Own your family time Kiddie Corner Keedo Own your education Education offers What it is Get active and lose those extra kilos with access to over 100 clubs in South Africa. Instant online access to gyms nationwide, with affordable and flexible, month to month contracts. Access to premier golf courses in the country for the avid golfer. Savings on cool clothing or training gear of your choice. Save on trendy clothing. Enjoy savings on trendy clothes and footwear. Available at Sandton City. As if a great holiday isn t enough, you get yours for less. Enjoy discounted stays at these premium resorts. Savings on movies for the whole family, nationwide. Mediterranean kitchen, family of restaurants nationwide. Great food for the whole family. Secure your home, your life and your family. Save on kids books. Save on trendy clothing for children. Enable your kids to improve their Gr 4 12 results. Terms and conditions apply. Please visit our website at for full terms and conditions and the full set of benefits.

5 Make the most of every moment 3 What you save Small activation fee, 80% reduced monthly premiums for Club membership, 70% reduction for Premium during your first year. Specials on Platinum clubs and for other clubs no activation fee and only R80 per month. Free membership and discounts for every round of golf, at rates lower than club rates. 15% discount on merchandise up to a maximum of R spent. 10% discount on purchases. 10% discount when you spend R500 or more on Rip Curl and 5% discount on Reef Brazil footwear when you spend R500. Free parking. Special deals on over local destinations and international packages and tours. 20% off on getaways with monthly promotions. Buy 1 ticket, get 1 free. 10% discount at any Piatto. 10% 15% off. 10% off all new installations. 15% off kids books. 20% discount on purchases. Two free education content downloads to the value of R100 per month and 15% off further purchases.

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7 Make the most of every moment 4 Meet Jim Jim is a family man who has just joined Liberty s Own your life Rewards programme. He loves golf, gym and socialising, but mostly he enjoys spoiling his wife and kids. With Own your life Rewards, Jim doesn t have to change his day to day lifestyle before he can use his rewards. He can simply go about his daily routine and enjoy immediate discounts on the things he usually does and buys. It s as simple as that. By saving more, Jim makes the most of every moment with Liberty s Own your life Rewards.

8 5 Own your life Rewards A day in the life of Jim Retail price 6:00 Goes to the gym. Monthly gym fees: R400. 7:30 Grabs a breakfast on his R100 way to work. 8:00 Orders flowers for his sister Basket bouquet R370. who just had a baby. 13:00 Books a cruise for a surprise R6 913 per person. anniversary weekend for his wife. 13:30 Buys beachwear for R1 000 for shirts and boardshorts. the cruise. 15:00 Meets a client for a R220 round of golf. 18:00 Buys a new hi-fi sytem. R :30 Helps his daughter with Two free educational content her homework. downloads to the value of R100 per month. 19:30 Takes his wife for dinner. Dinner, two glasses of wine and dessert R :30 Goes to see a movie. R90 Jim s total savings Less membership Total savings All calculations displayed in this brochure are approximations and are meant as guidelines only.

9 Make the most of every moment 6 How much Jim saves with Own your life Rewards Discount Saving 80% R320 (per month) 10% R10 10% R37 10% 20% R1 382 R % R100 Pay R130 R90 10% 15% R300 R100 (per month) 10% R36 Buy 1 ticket, get 1 free. R45 R2 420 R3 802 R189 (for family membership) R2 231 R3 613

10 Want to know more? If you have any questions about Liberty's Own your life Rewards programme or would like more information, please contact our Customer Service Centre on or visit our website at Terms and conditions apply.

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12 Own your life Rewards programme Liberty Centre, 1 Ameshoff Street Braamfontein, 2001 Tel: support@ownyourliferewards.co.za Web: V Medical Solutions (Pty) Ltd (Registration Number 1998/ /07) (referred to as "Liberty") administers the Own your life Rewards programme. Disclaimer The information contained in this document does not constitute advice by Liberty. Any legal, technical, or product information contained in this document is subject to change from time to time. This document is a summary of the features of the product. If there are any discrepancies between this document and the contractual terms and conditions or, where applicable, any fund rules, the latter will prevail. Any recommendations made must take into consideration your specific needs and unique circumstances. Liberty Group Ltd is an Authorised Financial Services Provider in terms of the FAIS Act (no 2409). Liberty Group Ltd All rights reserved.