MFC Statutory Trust II. LEI: None. Wilmington, Delaware Incorporated in Delaware. Vertex Financial, Inc.

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2 AMENDED Security Star Bancshares, Inc. Organizational Chart Security Star Bancshares, Inc. LEI: None Midland, Texas Top-tier holding company Incorporated in Texas Security Bank LEI: None Midland, Texas Incorporated in Texas MFC Statutory Trust II LEI: None Wilmington, Delaware Incorporated in Delaware Monahans Statutory Trust I LEI: None Hartford, Connecticut Incorporated in Connecticut Monahans Statutory Trust II LEI: None Wilmington, Delaware Incorporated in Delaware 100% 100% 100% 100% Security Preferred Title, LLC LEI: None Monahans, Texas Managing Member Incorporated in Texas 100% SSB Finance, Inc. LEI: None Midland, Texas Incorporated in Texas 100% Vertex Financial, Inc. LEI: None Dallas, Texas Incorporated in Texas 100% Security Special Assets, LLC LEI: None Midland, Texas Managing Member Incorporated in Texas 100% Security Business Capital, LLC LEI: None Midland, Texas Managing Member Formed in Texas 80% R&K Gasser Family, LP LEI: None Partner of Security Business Capital Midland, Texas Member, Formed in Texas No entity in this organization has a legal entity identifier. NR NR = Ownership percentage not reportable on the FR Y-10. Percentage of ownership is less than 25% and the companies are not controlled by any other means.

3 Results: A list of branches for your depository institution: SECURITY BANK (ID_RSSD: ). This depository institution is held by SECURITY STAR BANCSHARES, INC. ( ) of MIDLAND, TX. The data are as of 12/31/2016. Data reflects information that was received and processed through 01/10/2017. Reconciliation and Verification Steps 1. In the Data Action column of each branch row, enter one or more of the actions specified below 2. If required, enter the date in the Effective Date column Actions OK: If the branch information is correct, enter 'OK' in the Data Action column. Change: If the branch information is incorrect or incomplete, revise the data, enter 'Change' in the Data Action column and the date when this information first became valid in the Effective Date column. Close: If a branch listed was sold or closed, enter 'Close' in the Data Action column and the sale or closure date in the Effective Date column. Delete: If a branch listed was never owned by this depository institution, enter 'Delete' in the Data Action column. Add: If a reportable branch is missing, insert a row, add the branch data, and enter 'Add' in the Data Action column and the opening or acquisition date in the Effective Date column. If printing this list, you may need to adjust your page setup in MS Excel. Try using landscape orientation, page scaling, and/or legal sized paper. Submission Procedure When you are finished, send a saved copy to your FRB contact. See the detailed instructions on this site for more information. If you are ing this to your FRB contact, put your institution name, city and state in the subject line of the . Note: To satisfy the FR Y-10 reporting requirements, you must also submit FR Y-10 Domestic Branch Schedules for each branch with a Data Action of Change, Close, Delete, or Add. The FR Y-10 report may be submitted in a hardcopy format or via the FR Y-10 Online application - * FDIC UNINUM, Office Number, and ID_RSSD columns are for reference only. Verification of these values is not required. Data Action Effective Date Branch Service Type Branch ID_RSSD* Popular Name Street Address City State Zip Code County Country FDIC UNINUM* Office Number* Head Office Head Office ID_RSSD* Comments OK Full Service (Head Office) SECURITY BANK 600 N MARIENFELD STREET, SUITE 100 MIDLAND TX MIDLAND UNITED STATES SECURITY BANK OK Full Service BIG LAKE BRANCH 405 EAST 2ND STREET BIG LAKE TX REAGAN UNITED STATES SECURITY BANK OK Full Service CRANE BRANCH 211 SOUTH GASTON CRANE TX CRANE UNITED STATES SECURITY BANK OK Full Service DEVINE BRANCH 100 EAST HONDO STREET DEVINE TX MEDINA UNITED STATES SECURITY BANK OK Full Service MC CAMEY BRANCH 1001 BURLESON MC CAMEY TX UPTON UNITED STATES SECURITY BANK OK Full Service WADLEY AVENUE BRANCH 5312 WEST WADLEY AVENUE MIDLAND TX MIDLAND UNITED STATES SECURITY BANK OK Electronic Banking BRANCH 600 NORTH MARIENFELD SUITE 100 MIDLAND TX MIDLAND UNITED STATES SECURITY BANK OK Full Service MONAHANS BRANCH 307 SOUTH MAIN STREET MONAHANS TX WARD UNITED STATES SECURITY BANK OK Full Service BILLY HEXT BRANCH 4100 BILLY HEXT RD ODESSA TX ECTOR UNITED STATES Not Required Not Required SECURITY BANK OK Full Service COUNTY ROAD BRANCH 2752 N COUNTY RD W ODESSA TX ECTOR UNITED STATES SECURITY BANK OK Full Service ODESSA EAST BRANCH 4040 EAST 42ND ST ODESSA TX ECTOR UNITED STATES SECURITY BANK OK Full Service SAN ANTONIO BRANCH 2526 NORTH LOOP 1604 WEST SAN ANTONIO TX BEXAR UNITED STATES SECURITY BANK OK Full Service TEXAS HILL BRANCH FORTY SIX PARKWAY SPRING BRANCH TX COMAL UNITED STATES SECURITY BANK

4 Form FR Y-6 Security Star Bancshares, Inc. Midland, Texas Fiscal Year Ending December 31, 2016 Report Item 3: Securities Holders Current Securities Holders with ownership, control or holdings of 5% or more with power to vote as of fiscal year ending Securities Holders not listed in 3(1)(a) through (3)(1)(c) that had ownership, control or holdings of 5% or more with power to vote during the fiscal year ending (1)(a) (1)(b) (1)(c) (2)(a) (2)(b) (2)(c) Name & Address (City, State, Country) Country of Citizenship or Incorporation Number and Percentage of Each Class of Voting Securities Name & Address (City, State, Country) Country of Citizenship or Incorporation Number and Percentage of Each Class of Voting Securities James Thomas Midland, Texas, Erlene Thomas, Midland, Texas, Thomas Family Trust (James Thomas, trustee) Midland, Texas, Floyd Eugene Covill, Jr. San Angelo, Texas, Charles Covill New Braunfels, Texas, William Bond McCamey, Texas, Elizabeth L. Bentley San Angelo, Texas, Norma Shellenberger Odessa, Texas, Lois North Kellyville, NSW, Australia Bluford A. Thornton Revocable Trust (Bluford A. Thornton, trustee) Pyote, Texas, Debra Slaughter Pyote, Texas, Jimmy R. Thornton Cresson, Texas, The Jim Pat and Mary Ann Thornton Revocable Trust (Jim Pat Thornton, trustee) Santa Fe, New Mexico, Genora Moore-Canon Roswell, New Mexico, Melissa Thornton Stankus Middleton, Massachusetts, King 2012 GST Exempt Trust (Jim King, trustee) Fort Stockton, Texas, Bentley King Ft. Stockton, Texas, Jim King Midland, Texas, John King Del Rio, Texas, Scott King Midland, Texas, Larry L. Bryant Monahans, Texas, Estate of Darla Dean Bryant Monahans, Texas, Josh Bryant Lewisville, Texas, 12,074 shares common stock (12.36%) 1,600 options on common stock (13.50% after exercise) 2,000 shares common stock (2.05%) 4,500 shares common stock (4.61%) total family 20,174 shares common stock after exercise (19.92%) 2,666 shares common stock (2.73%) 1,746 shares common stock (1.79%) 1,670 shares common stock (1.71%) 1,666 shares common stock (1.70%) 1,666 shares common stock (1.70%) Australia 1,666 shares common stock (1.70%) total family 11,080 shares common stock (11.34%) 6,001 shares common stock (6.14%) 2,082 shares common stock (2.13%) 1,314 shares common stock (1.34%) 825 shares common stock (0.84%) 555 shares common stock (0.57%) 200 shares common stock (0.20%) total family 10,977 shares common stock (11.23%) 6,000 shares common stock (6.14%) 3,250 shares common stock (3.33%) 250 shares common stock (0.26%) 350 shares common stock (0.36%) 350 shares common stock (0.36%) total family 10,200 shares common stock (10.44%) 7,852 shares common stock (8.04%) 746 shares common stock (0.76%) 50 shares common stock total family 8,648 shares common stock (8.85%) N/A

5 Form FR Y-6 Security Star Bancshares, Inc. Midland, Texas Fiscal Year Ending December 31, 2016 Report Item 3: Securities Holders Current Securities Holders with ownership, control or holdings of 5% or more with power to vote as of fiscal year ending Securities Holders not listed in 3(1)(a) through (3)(1)(c) that had ownership, control or holdings of 5% or more with power to vote during the fiscal year ending (1)(a) (1)(b) (1)(c) (2)(a) (2)(b) (2)(c) Country of Country of Citizenship or Number and Percentage of Name & Address (City, Citizenship or Incorporation Each Class of Voting Securities State, Country) Incorporation Name & Address (City, State, Country) Bruce Grady McCamey, Texas, Debbie Bradley Grady By-Pass Trust (Bruce Grady, trustee) McCamey, Texas, 602 shares common stock (0.62%) 650 options on common stock (1.24% after exercise) 4,898 shares common stock (5.01%) total family 6,150 shares common stock after exercise (6.07%) Number and Percentage of Each Class of Voting Securities

6 AMENDED Form FR Y-6 Security Star Bancshares, Inc. Midland, Texas Fiscal Year Ending December 31, 2016 Report Item 4: Insiders (1)(a)(b)(c) and (2)(a)(b)(c) (1) (2) (3)(a) (3)(b) (3)(c) (4)(a) (4)(b) (4)(c) Names & Address (City, State, Country) Principal Occupation if other Title & Position than with holding with holding company company Title & Position with Subsidiaries (include names of subsidiaries) Title & Position with Other Businesses (include names of other businesses) Percentage of List names of other companies (includes Percentage of Voting Securities partnerships) if 25% or more of voting Voting Securities in Subsidiaries securities are held (List names of in holding company (include names of subsidiaries) companies and percentage of voting securities held) James C. Thomas Midland, Texas, Estate of Erlene Thomas, Midland, Texas, Thomas Family Trust, Midland, Texas, Larry L. Bryant Monahans, Texas, Bentley King Fort Stockton, Texas, Jim King Midland, Texas, John King Del Rio, Texas, Investor/Banker Director/Chairman Executive Officer, Chairman/CEO (Security Bank) President - Thomas Resources Corp % after exercise of stock options Investor Shareholder N/A N/A 2.05% N/A N/A Investor Shareholder N/A N/A 4.61% N/A N/A Oilfield equipment rental business owner Petroleum product distributor Petroleum product distributor Director Director Director (Security Bank) Director (Security Bank) President - Doc's Reverse Units, Inc. President - WestStar Autoplex, LLC Managing Partner - Bryant & Bryant Co. Partner - Larry & Joshua Bryant DBA LB Ranch Owner - Peggy-Bear Oil Co. Partner - Bear Bryant Oil & Gas Co. President - A & B Oil (division of Doc's) Owner - Southwest Marketers, Inc. Owner - Limpia Ranches Partner - Limpia Properties Partner - Kent Southwest, LLC Director - Pecos County State Bank N/A Thomas Resources Corp. (100%) 8.04% N/A Doc's Reverse Units, Inc. (100%) WestStar Autoplex, LLC (62%) Bryant & Bryant Co. (50%) Larry & Joshua Bryant DBA LB Ranch (50%) Peggy-Bear Oil Co. (100%) Bear Bryant Oil & Gas Co. (50%) A & B Oil (100%) 3.33% N/A Southwest Marketers, Inc. (100%) Kent Southwest, LLC (40%) Shareholder N/A N/A 6.40% N/A N/A Investor Shareholder N/A N/A 0.36% N/A N/A Scott King Midland, Texas, Investor Shareholder N/A N/A 0.36% N/A N/A

7 AMENDED Form FR Y-6 Security Star Bancshares, Inc. Midland, Texas Fiscal Year Ending December 31, 2016 Report Item 4: Insiders (1)(a)(b)(c) and (2)(a)(b)(c) (1) (2) (3)(a) (3)(b) (3)(c) (4)(a) (4)(b) (4)(c) Bruce Grady Merchant, rancher, Director Director 1.24% after McCamey, Texas, oilfield services (Security Bank) exercise of stock business owner options Floyd Eugene Covill, Jr. San Angelo, Texas, Charles Covill New Braunfels, Texas, William Bond McCamey, Texas, Elizabeth L. Bentley San Angelo, Texas, Norma Shellenberger Odessa, Texas, Lois North Kellyville, NSW, Australia Bluford A. Thornton Revocable Trust (Bluford A. Thornton, trustee) Pyote, Texas, Debra Slaughter Pyote, Texas, Jimmy R. Thornton Cresson, Texas, The Jim Pat and Mary Ann Thornton Revocable Trust (Jim Pat Thornton, trustee) Santa Fe, New Mexico, Owner - Farm and ranch, Pecos County, Texas President - Four G Oil Co. President - Sundance, LLC CFO - Grady Rentals President - Icon Energy Services, LLC Insurance adjustor Director N/A N/A 2.73% N/A N/A N/A Farm and Ranch Pecos Co. (100%) Four G Oil Co. (100%) Sundance, LLC (100%) Icon Energy Services (100%) Retired/Salon owner Shareholder N/A Owner - Tuladoso, Inc. 1.79% N/A Tuladoso, Inc. (100%) Investor Shareholder N/A N/A 1.71% N/A N/A Investor Shareholder N/A N/A 1.70% N/A N/A Retired Product Demonstrator Shareholder N/A N/A 1.70% N/A N/A Missionary Shareholder N/A N/A 1.70% N/A N/A Retired Rancher Shareholder N/A N/A 6.14% N/A N/A Rancher Shareholder N/A Member - Thornton Ranch, LLC 2.13% N/A N/A Rancher Shareholder N/A Member - Thornton Ranch, LLC 1.34% N/A N/A Investor Shareholder N/A N/A 0.84% N/A N/A

8 AMENDED Form FR Y-6 Security Star Bancshares, Inc. Midland, Texas Fiscal Year Ending December 31, 2016 Report Item 4: Insiders (1)(a)(b)(c) and (2)(a)(b)(c) (1) (2) (3)(a) (3)(b) (3)(c) (4)(a) (4)(b) (4)(c) Genora Moore- Investor Shareholder N/A N/A 0.57% N/A N/A Canon Roswell, New Mexico, Melissa Thornton Homemaker Shareholder N/A Homemaker 0.20% N/A N/A Stankus Middleton, Massachusetts, David Harmon Banker President/CCO Executive Officer, N/A 0.00% N/A N/A Ransom Canyon, President/CCO Texas, (Security Bank) Lance McDougall Midland, Texas, Lindsay Ridgeway Midland, Texas, Banker CFO/COO Executive Officer, SVP/CFO/COO (Security Bank) Banker Controller Executive Officer, VP/Controller (Security Bank) N/A 0.00% N/A N/A N/A 0.00% N/A N/A

9 TABLE OF CONTENTS SHAREHOLDER LETTER 2 SECURITY STAR bancshares BALANCE SHEET 5 SECURITY STAR bancshares INCOME STATEMENT 7 BOARD OF DIRECTORS 9 SECURITY BANK AND SUBSIDIARIES BALANCE SHEET 11 SECURITY BANK AND SUBSIDIARIES INCOME STATEMENT 13 SECURITY BANK MARKET SHARE 14 It is the Board s continued priority that Security Bank maintains a high level of safety, soundness and strength, in any economic environment. SB ANNUAL REPORT Final.indd 1

10 SHAREHOLDER LETTER San Antonio 1604 Good Banks Correct Their Mistakes; Great Banks Learn From Their Mistakes has been a difficult year for all banks in West Texas, including Security Bank. Like our customers, I am glad that 2016 is behind us and with all the economic uncertainty that still exists, I remain cautiously optimistic for an improving While much of what we experienced last year was due to the decline in activity in the Oil Patch which negatively impacted our customers, it was the internal weaknesses of the Bank that exaggerated the problems, ultimately compounding the decrease of our earnings. Many of you are probably wondering what happened in 2016 and what created such a significant negative impact to the Bank. My intention in this letter is to be transparent in explaining our weaknesses and our journey into Our Weaknesses Although concerning to the Bank s Board of Directors prior to 2016, the Bank s weaknesses were further confirmed and exposed by a routine banking exam in the first quarter of last year. Specifically, the Bank s credit culture was identified as significantly deficient. This weakness included issues with our credit administration, credit underwriting and internal controls. It is because of these issues that the decline in oil prices, which directly affected our customers, caused substantial problems for our Bank. Simply put, our Bank s infrastructure was built for a robust economic environment we were not prepared to withstand the impact that low oil prices would have on our customers and the Bank. This was evidenced by loan losses of $8.3 million in We recognize the need for much change in the Bank going forward. With careful consideration and the continued commitment of our Board of Directors, we have begun the journey of making Security Bank strong and resilient. These steps are critical to our success given the ever changing economic climate that comes from being a West Texas bank. 2 SB ANNUAL REPORT Final.indd 2

11 Our Journey Under the direction of our Board and the focused efforts of our management team, no time has been wasted on the improvement of our Bank s credit culture. We have already taken many steps in the right direction and have made tremendous improvements by implementing the following: Key hires, with many years of West Texas banking experience, and the elevation of other seasoned members of the Security Bank team, have been made in order to help implement changes to address the weaknesses identified in our commercial underwriting and credit administration areas. Revamped our loan operations department, to improve and enhance its independence and its processes, procedures and internal controls, as defined by a strengthened Credit Policy. Initiated a decrease in our total assets, loans and deposits to de-risk the Bank. Prioritized our growth in San Antonio and non-oil dependent loans, which resulted in the energy loan concentration of total loans being reduced from 45% to 32%. Increased the Bank s allowance for loan losses from 1.7% to 2.5% of total loans, to create an additional buffer for future losses. Increased our regulatory capital position from 8% to nearly 9.5% of total assets (10% being our eventual goal). Engaged consultants, including the former Texas banking commissioner, to help identify and implement practices related to various internal controls, including credit administration and underwriting, and the enhancement of our Credit Policy. I am confident that we are taking the necessary steps to create an infrastructure that protects the Bank and our shareholders, by remaining focused on the significance of credit quality, regardless of the price of oil. Further, I am encouraged by the positive recognition received from the examiners, related to our efforts to rectify the identified weaknesses. Equally important to the future of our Bank is the continued focus on growth and revenue generation. We will continue to prioritize loan portfolio diversification through efforts in the San Antonio Market and rely on our subsidiaries (Security Business Capital, Vertex Financial and Security Preferred Title), to provide a consistent and predictable income stream. It is the Board s continued priority that Security Bank maintains a high level of safety, soundness and strength, in any economic environment. In addition, the Board fully acknowledges the difficulties that this current environment has created for our shareholders, including ourselves. With the implemented changes by management and the Board, coupled with an improved environment, our hope is to pay tax distributions by year-end 2017 and then return to more normalcy in We appreciate your continued patience, encouragement and support. James C. Thomas Chairman of the Board / CEO 3 SB ANNUAL REPORT Final.indd 3

12 SECURITY STAR BANCSHARES BALANCE SHEET Midland Wadley 44 SB ANNUAL REPORT Final.indd 4

13 SECURITY STAR Bancshares BALANCE SHEET (IN THONDS) ASSETS Cash $10 $10 $10 $21 $3,911 TOTAL CURRENT ASSETS $3,911 Prepaid financing charges Building Investment in bank 84,590 91,977 98,526 95,827 97,976 Net unrealized gain (loss) on AFS securities 895 (2,814) (76) 346 (1,706) Investment in trust preferred subsidiaries Receivable from bank - stock options TOTAL ASSETS 86,126 89,797 99,076 96, ,852 LIABILITIES Current portion of Frost LOC Accounts Payable Accrued interest payable TOTAL CURRENT LIABILITIES Frost line of credit 4,156 4,195 4,198 3,555 3,358 Long term debentures (trust preferred) 14,094 14,158 14,223 14,288 14,353 TOTAL LIABILITIES 18,675 18,735 18,799 18,183 18,242 STOCKHOLDERS EQUITY Common stock - $0.20 par value Additional paid in capital 40,065 40,074 40,083 40,090 44,582 Retained earnings 29,984 37,379 43,847 41,768 43,311 Treasury stock, at cost (3,513) (3,597) (3,597) (3,597) (3,597) Net unrealized gain (loss) on AFS securities 895 (2,814) (76) 346 (1,706) TOTAL STOCKHOLDERS EQUITY 67,451 71,062 80,277 78,627 82,610 TOTAL LIABILITIES & STOCKHOLDERS EQUITY 86,126 89,797 99,076 96, ,852 5 SB ANNUAL REPORT Final.indd 5

14 SECURITY STAR BANCSHARES INCOME STATEMENT Spring Branch 66 SB ANNUAL REPORT Final.indd 6

15 SECURITY STAR Bancshares INCOME STATEMENT (IN THONDS) INCOME Dividends received from bank $4,533 $8,987 $10,892 $11,196 $2,757 Dividends from non-bank subs TOTAL INCOME 4,549 9,000 10,905 11,209 2,772 EXPENSES Depreciation expense Legal and accounting Executive officer fees and bonuses Interest expense - Frost LOC Interest expense - trust preferred Amortization of prepaid trust pref exp Miscellaneous expense TOTAL EXPENSES Net income before subsidiaries 3,650 8,121 10,059 10,373 1,905 Equity in earnings of bank 8,884 7,387 7,485 (2,698) 2,149 Net income 12,534 15,508 17,544 7,675 4,054 Common stock distributions 3,886 8,113 10,140 9,754 2,512 Earnings per common share Retained earnings per share (22.89) Per share distributions - current year SB ANNUAL REPORT Final.indd 7

16 BOARD OF DIRECTORS Odessa Billy Hext 88 SB ANNUAL REPORT Final.indd 8

17 JAMES C. THOMAS CHAIRMAN MIDLAND BENTLEY B. KING FT. STOCKTON LARRY (BEAR) BRYANT MONAHANS BRUCE GRADY McCAMEY Eugene Covill SAN ANGELO LOUIS STONE BANK DIRECTOR CRANE MICKEY JONES BANK DIRECTOR ODESSA BLUFORD THORNTON HONOARY DIRECTOR MONAHANS Good Banks correct their mistakes; Great Banks learn from their mistakes. 9 SB ANNUAL REPORT Final.indd 9

18 SECURITY BANK AND SUBSIDIARIES BALANCE SHEET McCamey SB ANNUAL REPORT Final.indd 10

19 SECURITY BANK AND SUBSIDIARIES BALANCE SHEET (IN THONDS) ASSETS Cash and due from banks $32,246 $30,023 $23,472 $21,788 $23,475 Federal funds sold 99,296 52, ,868 52,492 80,767 Available for sale investments 92, , , , ,627 Loans and leases, net 472, , , , ,323 Premises, furniture and equipment, net 23,205 26,733 26,543 25,426 24,339 Goodwill 25,015 25,015 30,716 26,956 26,956 Core deposit intangible assets 1,763 1,428 1,093 1,541 1,085 Other assets 15,497 16,150 18,778 19,598 25,214 TOTAL ASSETS 761, , , , ,786 LIABILITIES & STOCKHOLDERS EQUITY Deposits 667, , , , ,603 Other borrowings , Other liabilities 5,494 6,170 7,135 7,478 6,461 Stockholders equity 87,666 91,657 99,440 97,585 97,722 TOTAL LIABILITIES & STOCKHOLDERS EQUITY 761, , , , ,786 Tangible capital 58,326 65,713 72,262 69,563 71,712 $761,502 $809,893 $940,967 $879,903 $783,786 ASSETS (in thousands) 11 SB ANNUAL REPORT Final.indd 11

20 SECURITY BANK AND SUBSIDIARIES INCOME STATEMENT Monahans SB ANNUAL REPORT Final.indd 12

21 SECURITY BANK AND SUBSIDIARIES INCOME STATEMENT (IN THONDS) INTEREST INCOME Interest income $34,700 $39,075 $42,002 $39,919 $35,886 Interest expense 1,648 1, NET INTEREST INCOME 33,052 37,971 41,017 39,109 35,213 Provisions for loan and lease losses 1,792 1, ,001 8,261 Noninterest income 6,918 7,775 8,761 7,858 10,304 Noninterest expense 23,778 26,343 29,522 36,047 32,099 Noncontrolling interest 983 1,049 1, NET INCOME 13,417 16,374 18,378 8,497 4,905 $16,374 $18,378 $13,417 $8,497 INCOME $4, (in thousands) 13 SB ANNUAL REPORT Final.indd 13

22 DEPOSITS SAN ANTONIO MARKET $93,075, 14% McCAMEY MARKET $58,234, 9% CRANE MARKET $30,273, 4% BIG LAKE MARKET $61,340, 9% MONAHANS MARKET $75,490, 11% ODESSA MARKET $192,270, 28% MIDLAND MARKET $170,450, 25% TOTAL $681,130 MARKET SHARE (IN THONDS) LOANS McCAMEY MARKET $7,690, 2% CRANE MARKET $3,599, 1% SAN ANTONIO MARKET $129,577, 30% BIG LAKE MARKET $10,464, 2% ODESSA MARKET $117,931, 27% MONAHANS MARKET $22,041 5% MIDLAND MARKET $145,043 33% TOTAL $436, SB ANNUAL REPORT Final.indd 14

23 CRUDE OIL PRICES PERMIAN REGION RIG COUNT 15 SB ANNUAL REPORT Final.indd 15

24 Security Bank Ballpark 16 SB ANNUAL REPORT Final.indd 16