Nationwide ProAccount Portfolio Performance

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1 Nationwide ProAccount Portfolio Performance Nationwide Retirement Resource SM of America Retirement Advisor SM as of September 30, 2015 and The Best For one-on-one use only, as this is intended for the exclusive use of the person to whom it is provided. Representative account performance is shown for informative purposes only and may differ from Nationwide ProAccount participant performance due to factors such as amount and timing of participant investments. Performance Report Material presented is compiled from sources believed to be current and reliable. Past performance is no guarantee of future results.

2 Portfolio Performance Report This report provides actual performance results of the representative account asset allocation portfolios available through Nationwide ProAccount. Charges You Should Know About Nationwide ProAccount clients are charged an annual program fee ( ProAccount Fee ). From inception to 9/30/08, the maximum annual ProAccount Fee was 1.50%. Due to a reduction in total program fee, as of 10/01/08 the maximum annual ProAccount Fee is up to 1.35% of their Nationwide ProAccount assets. The ProAccount Fee is calculated daily based on the market value of Nationwide ProAccount assets and payable quarterly in arrears. The ProAccount Fee is subject to change, and is in addition to any underlying fund, trustee, custodial, or service fees that the retirement plan or participant may incur through the Nationwide Retirement Program. All fees and expenses charged by the underlying funds are reflected in the performance figures. Gross and net performance figures do not reflect plan level fees and expenses. If these costs were included, performance figures would be lower. Net performance includes the deduction of the maximum annual ProAccount Fee of 1.50% for portfolios from inception to 9/30/08. Effective 10/1/08, net performance calculations reflect the deduction of the new maximum annual ProAccount Fee of 1.35%. Gross performance does not include the deduction of the maximum annual ProAccount Fee. The inception date is April 30, 2015 for the Born after 1992 representative account portfolios. The inception date is March 30, 2007 for the Born after 1988 representative account portfolios. The inception date for the rest of the representative account portfolios is December 30, Therefore, additional historical performance information is not available for Nationwide ProAccount. The portfolio returns are based on the time-weighted rate of return for a Nationwide representative account within the stated investment portfolio. Returns assume the reinvestment of dividends. Any changes to the representative account that invests in the model portfolio, including the addition or deletion of an investment option, are included in the performance illustrated. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. Investment advice for Nationwide ProAccount is provided to plan participants by Nationwide Investment Advisors, LLC ( NIA ). NIA has hired Wilshire Associates Incorporated ( Wilshire ) as the Independent Financial Expert ( IFE ) for Nationwide ProAccount. Wilshire has sole control and discretion over the development and ongoing maintenance of the Nationwide ProAccount portfolios, including periodic rebalancing and changes to asset allocation and fund selection. NIA will exercise discretionary authority to allocate and rebalance a Nationwide ProAccount participant s retirement plan account to implement the individualized advice generated by Wilshire. Upon request, NIA will provide you a copy of the Form ADV Part 2A. This disclosure document describes the services offered and clarifies the relationship of parties servicing and managing accounts enrolled in Nationwide ProAccount. Please send written requests to:nationwide Investment Advisors, LLC, ProAccount Operations L, 10 W. Nationwide Blvd., Columbus, OH

3 Nationwide ProAccount Representative Account Portfolios Net Performance as of 09/30/15 (includes the maximum annual ProAccount Fee of 1.50% from inception to 9/30/08. Effective 10/1/08 the new maximum annual ProAccount Fee of 1.35% has been deducted from performance.) Portfolio Inception Date Quarter Year to Date One Year Three Year Five Year Since Inception Born Before 1933 Conservative 12/30/ % -1.87% -1.53% 0.01% 1.79% 2.59% 2.03% -0.92% 6.20% 3.28% Moderate 12/30/ % -1.78% -1.48% 0.15% 2.00% 2.49% 2.09% -0.71% 6.65% 3.29% Aggressive 12/30/ % -1.71% -1.33% 0.54% 2.42% 2.79% 2.30% 0.07% 7.30% 3.38% Born Between Conservative 12/30/ % -2.22% -1.73% 1.18% 3.07% 2.99% 2.48% 2.42% 8.65% 2.93% Moderate 12/30/ % -2.41% -1.87% 1.40% 3.39% 3.04% 2.66% 2.95% 8.99% 3.48% Aggressive 12/30/ % -2.80% -2.08% 1.80% 3.66% 3.05% 3.07% 4.14% 9.58% 2.62% Born Between Conservative 12/30/ % -2.70% -2.14% 1.99% 3.82% 3.27% 2.64% 4.92% 9.86% 2.31% Moderate 12/30/ % -3.17% -2.45% 2.34% 4.17% 3.10% 2.68% 6.46% 10.20% 1.89% Aggressive 12/30/ % -3.31% -2.55% 2.59% 4.41% 3.08% 2.62% 7.41% 10.42% 1.61% Born Between Conservative 12/30/ % -3.23% -2.40% 2.55% 4.34% 3.36% 2.84% 7.06% 10.27% 1.89% Moderate 12/30/ % -3.73% -2.75% 3.03% 4.69% 3.08% 2.79% 9.09% 11.16% 0.25% Aggressive 12/30/ % -4.28% -3.25% 3.61% 5.09% 2.96% 2.68% 11.45% 11.65% -0.54% Born Between Conservative 12/30/ % -3.23% -2.46% 2.50% 4.34% 3.18% 2.74% 6.92% 10.35% 1.91% Moderate 12/30/ % -4.10% -2.99% 3.32% 5.03% 3.15% 2.91% 10.25% 11.35% 0.34% Aggressive 12/30/ % -4.58% -3.39% 3.91% 5.40% 3.02% 2.99% 12.48% 11.81% -0.37% Born Between Conservative 12/30/ % -3.35% -2.36% 2.79% 4.59% 3.25% 3.02% 7.73% 10.37% 1.95% Moderate 12/30/ % -4.15% -2.97% 3.77% 5.30% 3.11% 3.12% 11.57% 11.47% -0.01% Aggressive 12/30/ % -5.20% -3.92% 4.25% 5.66% 2.79% 2.94% 14.41% 12.34% -1.20% Born Between Conservative 12/30/ % -3.97% -2.87% 2.68% 4.39% 3.11% 3.07% 8.10% 10.52% 0.98% Moderate 12/30/ % -4.83% -3.59% 3.80% 5.31% 3.06% 3.15% 12.28% 11.81% -0.43% Aggressive 12/30/ % -5.24% -3.95% 4.51% 5.91% 2.88% 2.92% 15.30% 12.64% -1.62% Past performance is not an indication of future results.

4 Nationwide ProAccount Representative Account Portfolios Net Performance as of 09/30/15 (includes the maximum annual ProAccount Fee of 1.50% from inception to 9/30/08. Effective 10/1/08 the new maximum annual ProAccount Fee of 1.35% has been deducted from performance.) Portfolio Inception Date Quarter Year to Date One Year Three Year Five Year Since Inception Born Between Conservative 12/30/ % -4.34% -3.12% 3.01% 4.71% 3.25% 3.44% 9.15% 10.80% 0.71% Moderate 12/30/ % -5.24% -4.03% 3.99% 5.55% 3.19% 3.19% 13.36% 12.06% -0.66% Aggressive 12/30/ % -5.71% -4.44% 4.91% 6.22% 2.81% 3.04% 16.87% 13.19% -2.24% Born Between Conservative 12/30/ % -4.75% -3.46% 3.39% 4.90% 3.30% 3.46% 10.62% 11.39% -0.07% Moderate 12/30/ % -5.49% -4.05% 4.47% 5.89% 2.93% 3.46% 14.74% 12.52% -1.30% Aggressive 12/30/ % -5.79% -4.52% 5.32% 6.53% 2.54% 3.38% 17.86% 13.60% -2.86% Born Between Conservative 12/30/ % -4.92% -3.82% 3.72% 5.17% 3.31% 3.30% 11.92% 11.75% -0.62% Moderate 12/30/ % -5.64% -4.39% 4.92% 6.22% 2.74% 3.36% 16.21% 13.41% -2.27% Aggressive 12/30/ % -6.16% -4.94% 5.75% 6.87% 2.58% 3.28% 19.59% 14.34% -3.66% Born Between Conservative 12/30/ % -5.23% -4.02% 4.37% 5.64% 3.10% 3.52% 14.13% 12.48% -1.66% Moderate 12/30/ % -5.73% -4.57% 5.34% 6.67% 2.73% 3.37% 17.78% 13.82% -2.88% Aggressive 12/30/ % -6.48% -5.27% 6.23% 7.22% 2.97% 3.38% 21.46% 14.92% -4.36% Born Between Conservative 03/02/ % -5.18% -4.00% 4.77% 5.95% 2.59% 3.58% 15.19% 12.76% -2.05% Moderate 03/02/ % -6.00% -4.79% 5.91% 6.92% 2.11% 3.37% 19.76% 14.46% -3.92% Aggressive 03/02/ % -6.60% -5.48% 6.14% 7.21% 2.66% 3.26% 21.46% 14.92% -4.49% Born Between Conservative 03/30/ % -5.34% -4.17% 4.71% 5.91% 1.67% 3.57% 15.19% 12.76% -2.05% Moderate 03/30/ % -6.25% -5.04% 5.82% 6.87% 1.14% 3.39% 19.76% 14.46% -3.92% Aggressive 03/30/ % -6.61% -5.58% 6.06% 7.15% 2.00% 3.02% 21.46% 14.91% -4.50% Born After 1992 Conservative 04/30/ % -8.86% NA NA NA -8.86% Moderate 04/30/ % % NA NA NA % Aggressive 04/30/ % % NA NA NA % Past performance is not an indication of future results.

5 Nationwide ProAccount Representative Account Portfolios Gross Performance as of 09/30/15 (does not include the deduction of the maximum annual ProAccount Fee.) Portfolio Inception Date Quarter Year to Date One Year Three Year Five Year Since Inception Born Before 1933 Conservative 12/30/ % -0.87% -0.19% 1.36% 3.16% 4.02% 3.40% 0.43% 7.62% 4.67% Moderate 12/30/ % -0.78% -0.14% 1.50% 3.37% 3.92% 3.47% 0.64% 8.07% 4.68% Aggressive 12/30/ % -0.71% 0.01% 1.90% 3.80% 4.22% 3.68% 1.42% 8.73% 4.77% Born Between Conservative 12/30/ % -1.22% -0.39% 2.55% 4.46% 4.42% 3.87% 3.81% 10.10% 4.32% Moderate 12/30/ % -1.41% -0.53% 2.77% 4.78% 4.47% 4.04% 4.34% 10.44% 4.87% Aggressive 12/30/ % -1.80% -0.74% 3.18% 5.06% 4.48% 4.45% 5.54% 11.04% 4.01% Born Between Conservative 12/30/ % -1.71% -0.80% 3.37% 5.22% 4.71% 4.02% 6.33% 11.32% 3.69% Moderate 12/30/ % -2.18% -1.11% 3.72% 5.57% 4.53% 4.07% 7.88% 11.66% 3.27% Aggressive 12/30/ % -2.32% -1.22% 3.98% 5.81% 4.52% 4.00% 8.84% 11.88% 2.99% Born Between Conservative 12/30/ % -2.24% -1.07% 3.93% 5.74% 4.79% 4.22% 8.49% 11.73% 3.27% Moderate 12/30/ % -2.74% -1.42% 4.42% 6.10% 4.51% 4.17% 10.53% 12.63% 1.62% Aggressive 12/30/ % -3.29% -1.93% 5.00% 6.50% 4.39% 4.07% 12.92% 13.12% 0.81% Born Between Conservative 12/30/ % -2.23% -1.12% 3.89% 5.74% 4.61% 4.13% 8.35% 11.82% 3.29% Moderate 12/30/ % -3.11% -1.67% 4.71% 6.43% 4.59% 4.30% 11.71% 12.82% 1.71% Aggressive 12/30/ % -3.59% -2.06% 5.30% 6.82% 4.46% 4.38% 13.96% 13.28% 0.99% Born Between Conservative 12/30/ % -2.36% -1.02% 4.17% 6.00% 4.69% 4.41% 9.17% 11.83% 3.33% Moderate 12/30/ % -3.16% -1.64% 5.17% 6.71% 4.55% 4.51% 13.04% 12.95% 1.35% Aggressive 12/30/ % -4.22% -2.60% 5.65% 7.08% 4.22% 4.33% 15.91% 13.82% 0.15% Born Between Conservative 12/30/ % -2.98% -1.55% 4.06% 5.79% 4.54% 4.45% 9.53% 11.98% 2.35% Moderate 12/30/ % -3.85% -2.27% 5.19% 6.72% 4.49% 4.54% 13.76% 13.28% 0.92% Aggressive 12/30/ % -4.26% -2.64% 5.91% 7.33% 4.31% 4.31% 16.81% 14.13% -0.27% Past performance is not an indication of future results.

6 Nationwide ProAccount Representative Account Portfolios Gross Performance as of 09/30/15 (does not include the deduction of the maximum annual ProAccount Fee.) Portfolio Inception Date Quarter Year to Date One Year Three Year Five Year Since Inception Born Between Conservative 12/30/ % -3.35% -1.80% 4.39% 6.12% 4.69% 4.83% 10.60% 12.26% 2.08% Moderate 12/30/ % -4.26% -2.71% 5.39% 6.96% 4.63% 4.58% 14.85% 13.54% 0.70% Aggressive 12/30/ % -4.73% -3.13% 6.32% 7.64% 4.24% 4.43% 18.40% 14.68% -0.90% Born Between Conservative 12/30/ % -3.77% -2.14% 4.78% 6.30% 4.74% 4.85% 12.08% 12.86% 1.29% Moderate 12/30/ % -4.51% -2.73% 5.88% 7.31% 4.37% 4.86% 16.24% 14.00% 0.05% Aggressive 12/30/ % -4.81% -3.21% 6.73% 7.96% 3.97% 4.77% 19.40% 15.09% -1.52% Born Between Conservative 12/30/ % -3.94% -2.50% 5.11% 6.59% 4.74% 4.69% 13.40% 13.23% 0.74% Moderate 12/30/ % -4.66% -3.08% 6.33% 7.64% 4.18% 4.75% 17.73% 14.91% -0.93% Aggressive 12/30/ % -5.19% -3.64% 7.17% 8.30% 4.02% 4.67% 21.14% 15.85% -2.34% Born Between Conservative 12/30/ % -4.25% -2.70% 5.77% 7.06% 4.54% 4.91% 15.63% 13.96% -0.32% Moderate 12/30/ % -4.76% -3.25% 6.75% 8.10% 4.16% 4.76% 19.31% 15.32% -1.55% Aggressive 12/30/ % -5.50% -3.97% 7.65% 8.65% 4.41% 4.77% 23.03% 16.42% -3.04% Born Between Conservative 03/02/ % -4.20% -2.69% 6.18% 7.37% 4.03% 4.98% 16.70% 14.25% -0.71% Moderate 03/02/ % -5.02% -3.49% 7.33% 8.35% 3.54% 4.76% 21.31% 15.96% -2.59% Aggressive 03/02/ % -5.62% -4.18% 7.56% 8.64% 4.10% 4.65% 23.03% 16.42% -3.18% Born Between Conservative 03/30/ % -4.36% -2.86% 6.11% 7.33% 3.07% 4.96% 16.70% 14.24% -0.71% Moderate 03/30/ % -5.27% -3.74% 7.24% 8.30% 2.54% 4.79% 21.31% 15.96% -2.60% Aggressive 03/30/ % -5.64% -4.28% 7.47% 8.59% 3.41% 4.41% 23.03% 16.42% -3.18% Born After 1992 Conservative 04/30/ % -8.34% NA NA NA -8.34% Moderate 04/30/ % -9.60% NA NA NA -9.60% Aggressive 04/30/ % % NA NA NA % Past performance is not an indication of future results.

7 Understanding Risk The asset allocation portfolios are carefully selected combinations of investment options, and each has different risk/return traits. Investments may have fluctuations of principal and/or return. Asset allocation neither guarantees a profit nor insulates from loss in a declining market. The underlying funds that make up the model portfolios may be subject to certain types of investment risk. This risk may include the following: Government funds: While the funds invest primarily in the securities of the U.S. government and its agencies, the values are not guaranteed by these entities. High-yield funds: Funds that invest in high-yield securities are subject to greater credit risk and price fluctuations than funds that invest in higher-quality securities. International/emerging markets funds: Funds that invest internationally involve risks not associated with investing solely in the United States, such as currency fluctuation, political risk, differences in accounting and the limited availability of information. Money market funds: These funds are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other federal government agency. Although they seek to preserve the value of your investment at $1.00 per share, it s possible to lose money by investing in money market funds. Small company funds: Funds investing in stocks of small or emerging companies may have less liquidity than those investing in larger, established companies and may be subject to greater price volatility and risk than the overall stock market. Non-diversified funds: Funds that invest in a concentrated sector or focus on a relatively small number of securities may be subject to greater volatility than a more diversified investment. Real estate funds: Funds that focus on real estate investing are sensitive to economic and business cycles, changing demographic patterns and government actions. Bond funds: These funds have the same interest rate, inflation and credit risks associated with the underlying bonds owned by the fund. For the specific risk associated with each underlying fund, please see the fund s prospectus. You should carefully consider a variety of factors with respect to each allocation model, including the investment objectives, risks, charges and expenses of the underlying funds.

8 For one-on-one use only, as this is intended for the exclusive use of the person to whom it is provided. Representative account performance is shown for informative purposes only and may differ from Nationwide ProAccount participant performance due to factors such as amount and timing of participant investments. Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured by any federal government agency May lose value Investment advice for Nationwide ProAccount is provided to plan participants by Nationwide Investment Advisors, LLC, an SEC-registered investment adviser. Nationwide Investment Advisors, LLC has hired Wilshire Associates Incorporated to develop and maintain Nationwide ProAccount portfolios based on the mutual fund investment options available through Nationwide Retirement Resource SM (Resource Program) offered by Nationwide Trust Company, FSB, a division of Nationwide Bank, and the separate accounts in The Best of America Retirement Advisor SM offered by Nationwide Life Insurance Company (Advisor Program). Nationwide, Nationwide Financial, the Nationwide framemark, Nationwide ProAccount, Nationwide Bank and On Your Side are service marks of Nationwide Mutual Insurance Company. The Best of America Retirement Advisor and Retirement Resource are service marks of Nationwide Life Insurance Company Nationwide Mutual Insurance Company. PNX-0136AO (10/15)

Nationwide Investment Advisors, LLC

Item 1 Cover Page Nationwide Investment Advisors, LLC 10 West Nationwide Blvd Mail Code: 5-04-206J Columbus, OH 43215 614-435-5922 March 31, 2014 Part 2A of Form ADV This document ( brochure ) provides