Baroda Pioneer Mutual Fund. Factbook - November 2011

Transcription

1 Baroda Pioneer Mutual Fund Factbook - November 2011

2 Index Baroda Pioneer Grow Fund Pg 1 Baroda Pioneer ELSS 96 Pg 2 Baroda Pioneer PSU Equity Fund Pg 3 Baroda Pioneer Infrastructure Fund Pg 4 Baroda Pioneer Balance Fund Pg 5 Baroda Pioneer Monly Income Plan (MIP) Fund Pg 6 Baroda Pioneer Income Fund Pg 7 Baroda Pioneer Gilt Fund Pg 8 Baroda Pioneer Short Term Bond Fund Pg 9 Baroda Pioneer PSU Bond Fund Pg 10 Baroda Pioneer Treasury Advantage Fund Pg 11 Baroda Pioneer Liquid Fund Pg 12 Investment Performance Pg 13 Meodology Pg 16

3 An Open Ended Grow Scheme Baroda Pioneer Grow Fund V Grow Dividend To generate long term Capital appreciation from an actively managed portfolio of equity & equity related instruments. Dipak Acharya# Date of Inception 12/09/2003 Benchmark CNX Crs Min. Investment 5,000/- & in multiples of 500/- ereafter 1% if redeemed on or before 12 mons from e date of allotment SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Ratios Standard Deviation: 26.53%, Sharpe: 0.59, Beta: 0.97, Portfolio Turnover: 0.31 *Average Asset for e period July - September 2011 Reliance Industries HDFC Infosys Larsen & Toubro ICICI Bank ITC State Bank of India Bharti Airte lhdfc Bank Bank of Baroda Bharat Heavy Electricals Mahindra & Mahindra Dr. Reddy's Laboratories Tata Steel 7.09% 5.69% 5.57% 4.89% 4.76% 4.63% 4.05% 2.82% 2.74% 2.59% 2.27% 2.27% 2.21% 2.11% Canara Bank Oil & Natural Gas Corpn GAIL (India) Cipla Tata Motors Maruti Suzuki India Top 20 Total Equity BONDS & NCDs CBLO / Reverse Repo Investments Cash & Cash Equivalents 1.92% 1.84% 1.75% 1.72% 1.70% 1.65% 64.27% 30.03% 0.02% 6.63% -0.95% Top 15 Sectors Top 15 Sectors (in %) Non - Ferrous Metals Minerals/Mining Oil Power Telecom - Services Ferrous Metals Industrial Capital Goods Construction Project Consumer Non Durables Auto Pharmaceuticals Finance Petroleum Products Software Banks 2.19% 2.31% 2.38% 2.92% 3.05% 3.52% 3.59% 4.89% 5.14% 6.05% 6.70% 7.56% 8.72% 9.51% 20.25% # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

4 An Open Ended Tax Benefit-Cum-Grow Scheme wi Insurance cover Baroda Pioneer ELSS 96 V Dividend The main objective of e scheme is to provide e investor long term capital grow as also tax benefit under section 88C of e Income Tax Act, Dipak Acharya# Date of Inception 31/03/1996 Benchmark BSE SENSEX Crs Min. Investment 500/- & in multiples of * 500/- ereafter SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Ratios Standard Deviation: 27.22%, Sharpe: 0.57, Beta: 0.98, Portfolio Turnover: 0.32 *Average Asset for e period July - September 2011 Reliance Industries Infosys HDFC ICICI Bank Larsen & Toubro ITC State Bank of India Bharti Airtel HDFC Bank Mahindra & Mahindra Oil & Natural Gas Corpn Tata Motors Bharat Heavy Electricals Tata Consultancy Services 8.92% 7.91% 7.39% 6.56% 5.72% 5.59% 4.52% 3.62% 3.59% 3.01% 2.65% 2.44% 2.37% 2.33% Bank of Baroda Canara Bank Cipla NTPC Tata Steel Jindal Steel & Power Top 20 Total Equity BONDS & NCDs CBLO / Reverse Repo Investments Cash & Cash Equivalents 2.20% 1.92% 1.89% 1.87% 1.75% 1.71% 77.96% 18.99% 0.02% 3.19% -0.16% Top 15 Sectors Top 15 Sectors (in %) Gas Industrial Capital Goods Non - Ferrous Metals Oil Ferrous Metals Power Telecom - Services Pharmaceuticals Construction Project Consumer Non Durables Auto Finance Petroleum Products Software Banks 1.23% 2.37% 2.54% 2.65% 3.46% 3.75% 3.92% 4.80% 5.72% 6.06% 6.93% 8.13% 8.92% 12.10% 19.84% # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

5 An Open Ended Equity Scheme Baroda Pioneer PSU Equity Fund V Grow 6.90 Dividend 6.90 The primary investment objective of e Scheme is to provide investors wi opportunities for long term grow in capital along wi e liquidity of an open ended scheme rough an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings. Dipak Acharya# Date of Inception 04/10/2010 Benchmark BSE PSU Index Crs Min. Investment 5,000/-& in multiples of 1/- ereafter 1.00% if redeemed on or before 365 days from e date of allotment of units, Nil if redeemed after 365 days from e date of allotment of units SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Ratios Standard Deviation: -, Sharpe: -, Beta: -, Portfolio Turnover: 0.21 *Average Asset for e period July - September 2011 Coal India Oil & Natural Gas Corpn State Bank of India NTPC Oil India Bharat Heavy Electricals NMDC Bank of Baroda GAIL (India) Indian Oil Corporation Power Grid Corp of India Steel Auority of India Punjab National Bank NHPC Top 15 Sectors 11.04% 9.31% 8.95% 8.91% 6.36% 5.74% 4.96% 4.42% 4.16% 3.65% 2.92% 2.48% 1.90% 1.65% Power Finance Corpn Canara Bank Rural Electrification Corp Bharat Petroleum Corpn Bharat Electronics Neyveli Lignite Corpn Top 20 Total Equity CBLO / Reverse Repo Investments Cash & Cash Equivalents Top 15 Sectors (in %) 1.63% 1.49% 1.40% 1.39% 1.34% 0.99% 84.69% 11.87% 4.10% -0.66% Cash & Equivalent Fertilisers Trading Engineering Services Transportation Non - Ferrous Metals Ferrous Metals Finance Gas Petroleum Products Industrial Capital Goods Power Oil Minerals/Mining Banks 3.44% 0.35% 0.48% 0.51% 1.11% 1.55% 2.73% 3.03% 4.16% 6.61% 7.59% 14.90% 15.67% 16.00% 21.87% # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

6 An Open Ended Equity Scheme Baroda Pioneer Infrastructure Fund V Grow 7.32 Dividend 7.32 The primary investment objective of e Scheme will be to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in infrastructure and infrastructure related sectors. Dipak Acharya# Date of Inception 22/06/2010 Benchmark CNX Crs Min. Investment 5,000/-& in multiples of 1/- ereafter 1.00% if redeemed on or before 365 days from e date of allotment of units, Nil if redeemed after 365 days from e date of allotment of units SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Ratios Standard Deviation: -, Sharpe: -, Beta: -, Portfolio Turnover: 0.33 *Average Asset for e period July - September 2011 HDFC Reliance Industries Larsen & Toubro Bharat Heavy Electricals GAIL (India) Bharti Airtel Oil & Natural Gas Corpn Tata Steel NTPC Jindal Steel & Power Hindalco Industries Coal India IRB Infrastructure Developers IDFC Top 15 Sectors 9.31% 9.05% 6.62% 5.96% 5.40% 5.25% 4.73% 3.49% 3.46% 3.37% 3.25% 2.84% 2.76% 2.53% Power Grid Corpn of India Tata Power Co. Bharat Electronics Hindustan Petroleum Corp Steel Auority of India Bharat Petroleum Corpn Top 20 Total Equity CBLO / Reverse Repo Investments Cash & Cash Equivalents Top 15 Sectors (in %) 2.48% 2.28% 2.06% 1.85% 1.71% 1.70% 80.10% 13.56% 7.53% -1.19% Construction Engineering Services Textile Products Transportation Minerals/Mining Gas Telecom - Services Non - Ferrous Metals Oil Construction Project Industrial Capital Goods Ferrous Metals Power Petroleum Products Finance 0.62% 0.98% 1.48% 2.76% 4.90% 5.40% 5.60% 5.77% 6.04% 7.04% 8.52% 9.05% 9.32% 12.60% 13.34% # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

7 An Open Ended Balance Scheme Baroda Pioneer Balance Fund V Grow Dividend The scheme is targeted for long-term capital appreciation along wi stability rough a well balanced portfolio comprising of equity and debt securities. Dipak Acharya# Date of Inception 12/09/2003 Benchmark CRISIL Balance Fund Index Crs Min. Investment 3,000/-& in multiples of 1000/- ereafter 1% if redeemed on or before 12 mons from e date of allotment SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Ratios Standard Deviation: 19.29%, Sharpe: 0.41, Beta: 0.76, Portfolio Turnover: 0.50 *Average Asset for e period July - September 2011 HDFC State Bank of India Larsen & Toubro Reliance Industries Bank of Baroda Tata Motors Dr. Reddy's Laboratories ICICI Bank Bharat Heavy Electricals Oil & Natural Gas Corpn HCL Technologies Jindal Steel & Power ITC Maruti Suzuki India Infosys 6.08% 5.01% 4.83% 4.55% 4.43% 3.55% 3.49% 3.38% 3.13% 2.53% 2.43% 2.23% 2.16% 2.15% 2.06% Canara Bank Cipla Coal India Oriental Bank of Commerce Hindustan Petroleum Corp Top 20 Total Equity Certificate of Deposit BONDS & NCDs CBLO / Reverse Repo Investments Cash & Cash Equivalents 1.91% 1.87% 1.76% 1.69% 1.57% 60.81% 10.72% 19.53% 0.02% 7.43% 1.49% Top 15 Sectors Top 15 Sectors (in %) Non - Ferrous Metals Telecom - Services Minerals/Mining Consumer Non Durables Oil Industrial Capital Goods Ferrous Metals Software Construction Project Auto Petroleum Products Pharmaceuticals Finance Banks ICRA A % 1.22% 1.76% 2.16% 2.53% 3.13% 3.69% 4.49% 4.83% 5.70% 6.12% 6.47% 7.61% 17.95% 19.53% # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

8 An Open Ended Income Scheme Baroda Pioneer Monly Income Plan (MIP) Fund V Baroda Pioneer MIP Fund - Grow Baroda Pioneer MIP Fund - Monly Dividend Baroda Pioneer MIP Fund - Quarterly Dividend To generate regular income rough investment in debt and money market instruments and also to generate long-term capital appreciation by investing a portion in equity and equity related instruments. Date of Inception 08/09/2004 Benchmark Alok Sahoo, Hetal Shah# CRISIL MIP Blended Index Crs Min. Investment 5,000/- and in multiple of 1,000/- ereafter 1% if redeemed on or before 12 mons from e date of allotment SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Modified Duration Average Maturity Rating Profile years days *Average Asset for e period July - September 2011 Bharat Heavy Electricals Tata Steel Bank of Baroda Power Finance Corpn Reliance Industries ICICI Bank Canara Bank Larsen & Toubro Maruti Suzuki India GAIL (India) Jindal Steel & Power HDFC Oriental Bank of Commerce 2.18% 1.65% 1.62% 1.39% 1.37% 1.22% 0.92% 0.87% 0.83% 0.67% 0.65% 0.55% 0.46% Rating Profile (in %) Bharat Electronics Punjab & Sind Bank Total Equity State Bank of Hyderabad Corporation Bank Central Bank of India The Sou Indian Bank Total Certificate of Deposit CBLO / Reverse Repo Investments Cash & Cash Equivalents 0.39% 0.05% 14.82% 24.16% 23.30% 22.04% 7.88% 77.38% 7.79% 0.01% Cash & Equivalent Gas Auto Construction Project Petroleum Products Finance Ferrous Metals Industrial Capital Goods Banks CARE A1+ ICRA A1+ CRISIL A % 0.67% 0.83% 0.87% 1.37% 1.94% 2.30% 2.57% 4.27% 22.04% 24.16% 31.18% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; FITCH. # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

9 An Open Ended Income Scheme Baroda Pioneer Income Fund V Baroda Pioneer Income Fund - Grow Baroda Pioneer Income Fund - Dividend To generate regular income by investing in a portfolio of good quality Fixed Income Securities by maintaining a balance between Risk & Return. Alok Sahoo, Hetal Shah Date of Inception 21/03/2002 Benchmark Crisil Composite Bond Fund Index Crs Min. Investment 2,000/- and in multiples of 1/- ereafter SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Modified Duration Average Maturity # 1% if redeemed on or before 12 mons from e date of allotment 3.58 years 2056 days *Average Asset for e period July - September % CGL 2022 Total Central Government Securities CBLO / Reverse Repo Investments Cash & Cash Equivalents 33.53% 33.53% 61.73% 4.74% Rating Profile Rating Profile (in %) Cash & Equivalent 66.47% SOV 33.53% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; FITCH. # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

10 An Open Ended Gilt Scheme Baroda Pioneer Gilt Fund V Baroda Pioneer Gilt Fund - Grow Baroda Pioneer Gilt Fund - Dividend To generate income by investing in a portfolio of government securities. Alok Sahoo, Hetal Shah Date of Inception 21/03/2002 Benchmark I SEC-MI BEX Crs Min. Investment 2,000/- and in multiples of 500/- ereafter SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Modified Duration Average Maturity # 1% if redeemed on or before 12 mons from e date of allotment 5.62 years 3225 days *Average Asset for e period July - September % CGL % CGL 2012 Total Central Government Securities CBLO / Reverse Repo Investments Cash & Cash Equivalents 81.45% 0.14% 81.59% 16.45% 1.96% Rating Profile Rating Profile (in %) Cash & Equivalent 18.41% SOV 81.59% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; FITCH. # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

11 An Open Ended Income Scheme Baroda Pioneer Short Term Bond Fund V Baroda Pioneer Short Term Bond Fund - Grow Baroda Pioneer Short Term Bond Fund - Dividend The objective of e Scheme is to generate income from a portfolio constituted of short term debt and money market securities. Date of Inception 31/06/2010 Benchmark Alok Sahoo, Hetal Shah# CRISIL Short Term Bond Fund Index Crs Min. Investment 5,000/- and in multiples of 1/- ereafter 0.10% if redeemed on or before 15 days from e date of allotment SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Modified Duration Average Maturity years days *Average Asset for e period July - September 2011 Power Finance Corporation TOTAL BONDS & NCDs CBLO / Reverse Repo Investments Cash & Cash Equivalents [ICRA] AAAmfs 76.07% 76.07% 22.64% 1.29% Rating Profile Rating Profile (in %) Cash & Equivalent 23.93% ICRA AAA 76.07% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; FITCH. # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

12 An open Ended Debt Scheme Baroda Pioneer PSU Bond Fund [ICRA] AAAmfs V Baroda Pioneer PSU Bond Fund - Grow Baroda Pioneer PSU Bond Fund - Monly Dividend Baroda Pioneer PSU Bond Fund - Quarterly Dividend The investment objective is to generate stable returns wi lower risk by investing in Fixed Income instruments of Public Sector Undertakings (PSUs) - banks, financial institutions & companies. Date of Inception 24/12/2009 Benchmark Alok Sahoo, Hetal Shah# CRISIL Composite Bond Fund Index Crs Min. Investment 5,000/- and in multiples of 1/- ereafter SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Modified Duration Average Maturity Rating Profile 0.50% if redeemed on or before 30 days from e date of allotment 3.82 years 2131 days *Average Asset for e period July - September 2011 State Bank of Hyderabad Oriental Bank of Commerce Total Certificate of Deposit 07.80% CGL % CGL 2022 Total Central Government Securities Power Finance Corporation Rural Electrification Corporation BARD 13.54% Power Grid Corporation of India 2.88% Power Grid Corporation of India 16.42% TOTAL BONDS & NCDs 13.92% CBLO / Reverse Repo 12.70% Investments Cash & Cash 26.62% Equivalents 15.52% 14.82% 7.38% Rating Profile (in %) 7.28% 7.28% 52.28% 0.77% 3.91% Cash & Equivalent CRISIL A % 4.68% ICRA A1+ ICRA AAA 13.54% 15.52% SOV 26.62% CRISIL AAA 36.76% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; FITCH. # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

13 An Open Ended Debt Fund Baroda Pioneer Treasury Advantage Fund V Baroda Pioneer Treasury Advantage Fund - IP - Daily Dividend Baroda Pioneer Treasury Advantage Fund - IP - Grow Baroda Pioneer Treasury Advantage Fund - IP - Weekly Dividend Baroda Pioneer Treasury Advantage Fund - Reg - Daily Dividend Baroda Pioneer Treasury Advantage Fund - Reg - Grow Baroda Pioneer Treasury Advantage Fund - Reg - Monly Dividend Baroda Pioneer Treasury Advantage Fund - Reg - Weekly Dividend The main objective of e scheme is to provide optimal returns and liquidity rough a portfolio comprising of debt securities and money market instruments. Date of Inception Benchmark Min. Investment Alok Sahoo, Hetal Shah# 24/06/2009 (Institutional Plan) CRISIL Liquid Fund Index Crs 1 Crore (Institutional) and in multiples of 1/- ereafter, 5,000/- (Regular) and in multiples of 1/- ereafter SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Modified Duration Average Maturity 0.1 years days *Average Asset for e period July - September 2011 IP- Institutional Plan, Reg- Regular Plan. Axis Bank 13.98% UCO Bank 9.30% Corporation Bank 9.28% Canara Bank 9.13% Punjab National Bank 4.66% Canara Bank 4.56% Indian Overseas Bank 4.55% Indusind Bank 4.54% Indian Overseas Bank 4.49% Central Bank of India 2.60% Rating Profile Rating Profile (in %) [ICRA] A1+mfs Top 10 Total Certificate of Deposit Commercial Paper BONDS & NCDs CBLO / Reverse Repo Investments Cash & Cash Equivalents 67.09% 5.20% 14.86% 9.85% 12.18% -9.18% Cash & Equivalent ICRA AAA ICRA A1+ CARE A1+ FITCH AAA(ind) 3.00% 0.54% 5.31% 6.51% 9.31% CRISIL A % All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; FITCH. # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

14 An Open Ended Liquid Scheme Baroda Pioneer Liquid Fund [ICRA] A1+mfs V Baroda Pioneer Liquid Fund - Daily Dividend Baroda Pioneer Liquid Fund - Dividend Baroda Pioneer Liquid Fund - Grow Baroda Pioneer Liquid Fund - Institutional Plan - Daily Dividend Baroda Pioneer Liquid Fund - Institutional Plan - Grow Baroda Pioneer Liquid Fund - Institutional Plan - Weekly Dividend To generate income wi a high level of liquidity by investing in a portfolio of money market and debt securities. Date of Inception Benchmark Alok Sahoo, Hetal Shah# 05/02/2009 (Institutional Plan) CRISIL Liquid Fund Index Crs Min. Investment 1 Crore (Instititional) and in multiples of 1/- ereafter, 10,000/- (Regular) and in multiples of 1/- ereafter SIP (Minimum) 1000/mon - 6 mons, 1500/quarter - 4 quarters Modified Duration Average Maturity 0.05 years days *Average Asset for e period July - September 2011 Punjab National Bank Allahabad Bank Central Bank of India Axis Bank Indusind Bank Vijaya Bank Indian Overseas Bank Andhra Bank Punjab National Bank Corporation Bank 6.04% 4.57% 3.44% 3.44% 3.43% 3.42% 3.41% 2.67% 2.29% 2.29% Top 10 Total Certificate of Deposit Commercial Paper Treasury Bill Fixed Deposit CBLO / Reverse Repo Investments Cash & Cash Equivalents 35.00% 38.72% 22.27% 0.22% 1.72% 2.02% 0.05% Rating Profile Rating Profile (in %) Cash & Equivalent SOV Unrated ICRA A1+ CARE A % 0.22% 1.72% 4.67% 15.17% CRISIL A % All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; FITCH. # For performance of oer Schemes primarily managed by e said Fund manager, eier individually or jointly, please refer page no

15 Investment Performance Funds Managed by Dipak Acharya Date Of Inception: 12/09/2003 Sep 10 - Sep 11 & Sep 09 - Sep 10 & Sep 08 - Sep 09 & Since Inception Nav Per Unit ( ) Baroda Pioneer Grow Fund (in %) CNX 100 (Scheme Benchmark) (in %) S&P Nifty (Standard Benchmark) (in %) ,000, if invested in BPGF, would have become 10,000, if invested in CNX 100, would have become 44,120 37,109 10,000, if invested in S&P Nifty, would have become 36,027 Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns are & Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date Of Inception: 31/03/1996 Nav Per Unit ( ) Baroda Pioneer ELSS 96 Fund (in %) BSE Sensex (Scheme Benchmark) (in %) S&P Nifty (Standard Benchmark) (in %) 10,000, if invested in BPEF, would have become 10,000, if invested in BSE Sensex, would have become 10,000, if invested in S&P Nifty, would have become Sep 10 - Sep 11 & Sep 09 - Sep 10 & Sep 08 - Sep 09 & Since Inception ,250 48,873 50,170 Past performance may or may not be sustained in e future. Data is for Dividend Option. The period 30 Sep - 30 Sep has been considered in all cases. Returns have been computed assuming at all payouts during e period have been reinvested in e units of e Scheme at e respective prevailing Vs. 'Since Inception' returns are Compounded Annualised is calculated on e basis of 10 & invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date Of Inception: 12/09/2003 Nav Per Unit ( ) Baroda Pioneer Balance Fund (in %) CRISIL Balanced Fund Index (Scheme Benchmark) (in %) S&P Nifty (Standard Benchmark) (in %) 10,000, if invested in BPBF, would have become 10,000, if invested in CRISIL Balanced Fund Index, would have become 10,000, if invested in S&P Nifty, would have become Sep 10 - Sep 11 & Sep 09 - Sep 10 & Sep 08 - Sep 09 & Since Inception ,150 27,338 36,027 Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns & are Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date Of Inception: 27/06/2010 Sep 10 - Sep 11 & Since Inception Nav Per Unit ( ) Baroda Pioneer Infrastructure Fund (in %) CNX 100 (Scheme Benchmark) (in %) S&P Nifty (Standard Benchmark) (in %) ,000, if invested in BPIF, would have become 7,730 10,000, if invested in CNX 100, would have become 9,218 10,000, if invested in S&P Nifty, would have become 9,298 Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns are & Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. 13

16 Investment Performance Funds Managed by Alok Sahoo, Hetal Shah Date Of Inception: 24/12/2009 Nav Per Unit ( ) Baroda Pioneer PSU Bond Fund (in %) CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) Crisil 10 Year Gilt Index (Standard Benchmark) (in %) 10,000, if invested in BPPSUBF, would have become 10,000, if invested in CRISIL Composite Bond Fund Index, would have become 10,000, if invested in Crisil 10 Year Gilt Index, would have become Sep 10 - Sep 11 & Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns & are Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date Of Inception: 31/06/2010 Nav Per Unit ( ) Baroda Pioneer Short Term Bond Fund (in %) CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) Crisil 10 Year Gilt Index (Standard Benchmark) (in %) 10,000, if invested in BPSTBF, would have become 10,000, if invested in CRISIL Short Term Bond Fund Index, would have become Sep 10 - Sep 11 & Since Inception ,000, if invested in Crisil 10 Year Gilt Index, would have become Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns are & Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date Of Inception: 08/09/2004 Nav Per Unit ( ) Baroda Pioneer Monly Income Plan (MIP) Fund (in %) CRISIL MIP Blended Index (Scheme Benchmark) (in %) Crisil 10 Year Gilt Index (Standard Benchmark) (in %) 10,000, if invested in BPMIPF, would have become 10,000, if invested in CRISIL MIP Blended Index, would have become 10,000, if invested in Crisil 10 Year Gilt Index, would have become Sep 10 - Sep 11 & Sep 09 - Sep 10 & Since Inception Sep 08 - Sep 09 & Since Inception ,302 16,797 13,725 Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns & are Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date Of Inception: 05/02/2009 Nav Per Unit ( ) Baroda Pioneer Liquid Fund (in %) CRISIL Liquid Fund Index (Scheme Benchmark) (in %) CRISIL 1 year T-Bill (Standard Benchmark) (in%) 10,000, if invested in BPLF, would have become 10,000, if invested in CRISIL Liquid Fund Index, would have become 10,000, if invested in CRISIL 1 year T-Bill, would have become Sep 10 - Sep 11 & 1, Sep 09 - Sep 10 & 1, Sep 08 - Sep 09 & 1, Since Inception 1, ,770 17,220 16,128 Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns & are Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. 14

17 Investment Performance Funds Managed by Alok Sahoo, Hetal Shah Date Of Inception: 24/06/2009 Nav Per Unit ( ) Baroda Pioneer Treasury Advantage Fund (in %) CRISIL Liquid Fund Index (Scheme Benchmark) (in %) CRISIL 1 year T-Bill (Standard Benchmark) (in %) 10,000, if invested in BPTAF, would have become 10,000, if invested in CRISIL Liquid Fund Index, would have become 10,000, if invested CRISIL 1 year T-Bill, would have become Sep 10 - Sep 11 & 1, Sep 09 - Since Inception Sep 10 & 1, , Past performance may or may not be sustained in e future. Data is for Grow Option and for e period 30 Sep - 30 Sep has been considered in all cases. 'Since Inception' returns & are Compounded Annualised and is calculated on e basis of 10 invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date Of Inception: 21/03/2002 Nav Per Unit ( ) Baroda Pioneer Gilt Fund (in %) I-Sec Mi-BEX (Scheme Benchmark) (in %) Crisil 10 Year Gilt Index (Standard Benchmark) (in %) 10,000, if invested in BPGF, would have become 10,000, if invested in I-Sec Mi-BEX, would have become 10,000, if invested in Crisil 10 Year Gilt Index, would have become Sep 10 - Sep 11 & Sep 09 - Sep 10 & Sep 08 - Sep 09 & Since Inception ,293 18,567 17,526 Past performance may or may not be sustained in e future. Data is for Dividend Option. The period 30 Sep - 30 Sep has been considered in all cases. Returns have been computed assuming at all payouts during e period have been reinvested in e units of e Scheme at e respective prevailing Vs. 'Since Inception' returns are Compounded Annualised is calculated on e basis of 10 & invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. Date of Inception: 21/03/2002 Nav Per Unit ( ) Baroda Pioneer Income Fund (in %) Crisil Composite Bond Fund Index (Scheme Benchmark) (in %) Crisil 10 Year Gilt Index (Standard Benchmark) (in %) 10,000, if invested in BPIF, would have become 10,000, if invested in Crisil Composite Bond Fund Index, would have become 10,000, if invested in Crisil 10 Year Gilt Index, would have become Sep 10 - Sep Sep 09 - Sep Sep 08 - Sep Since Inception ,898 17,189 17,526 Past performance may or may not be sustained in e future. Data is for Dividend Option. The period 30 Sep - 30 Sep has been considered in all cases. Returns have been computed assuming at all payouts during e period have been reinvested in e units of e Scheme at e respective prevailing Vs. 'Since Inception' returns are Compounded Annualised is calculated on e basis of 10 & invested at inception. Absolute Returns, Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for e specific time period, invested at e start of e period. 15

18 Meodology * ICRA Credit Ratings - The rating indicates highest-credit quality rating assigned by ICRA Ltd. to debt funds. Schemes wi is rating are considered to have very strong degree of safety regarding timely receipt of payments from e investments at ey have made. This rating should however not be construed as an indication of e performance of e Mutual Fund scheme or of volatility in its returns. The rating should not be treated as a recommendation to buy, sell or hold e units issued by e Mutual Fund. Statutory Details: Baroda Pioneer Mutual Fund has been set up as a Trust under e Indian Trust Act, Sponsors: Pioneer Global Asset Management S.p.A and Bank of Baroda.The sponsors are not responsible or liable for any loss resulting from e operation of e schemes beyond eir initial contribution of Rs. 10 lacs towards setting up of e Mutual Fund and such oer accretions and additions to e corpus. Trustees: Board of Trustees of Baroda Pioneer Mutual Fund. Investment Manager: Baroda Pioneer Asset Management Co. Ltd. Risk Factors: All Investment in Mutual Funds and securities are subject to market risk and ere is no assurance or guarantee at e objective of e Schemes will be achieved. Baroda Pioneer Grow Fund, Baroda Pioneer ELSS 96, Baroda Pioneer PSU Equity Fund, Baroda Pioneer Balance Fund, Baroda Pioneer Montly Income Plan Fund, Baroda Pioneer Infrastructure Fund, Baroda Pioneer PSU Bond Fund, Baroda Pioneer Short Term Bond Fund, Baroda Pioneer Income Fund, Baroda Pioneer Liquid Fund, Baroda Pioneer Treasury Advantage Fund and Baroda Pioneer Gilt Fund are e names of e schemes and do not in any manner indicate eier e quality of e schemes or eir future returns. The V of e schemes may go up or down depending upon e factors and forces affecting e securities market. Past performance of e Schemes, e sponsors or its group affiliates are not indicative of and do not guarantee of future performance of e schemes. Copies of e SID, SAI and KIM, along wi e application form, may be obtained from our BPMF agents or can be downloaded from our website, Please read e Statement of Additional Information (SAI), Scheme Information Document (SID) and Key Information Memorandum (KIM) carefully before investing. Investors are advised to refer to e details in e Statement of Additional Information and independently refer to eir tax advisor. 16

19 Notes

20 Karvy Investor Service Centers: Ahmedabad - 201, Shail Building, Opposite Madhusudhan House, Near Navrangpura Telephone Exchange,Navrangpura, Ahmedabad Ph: , (D) / , Fax: Agra - DeepakWasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra (U.P). Ph: , (D) / Ajmer - 1-2, II Floor,Ajmer Tower, Kutchary Road,Ajmer Ph: / , (D) Aligarh - 1st Floor, Kumar Plaza, Aligarh , Uttar Pradesh. Ph. : , (D) / Allahabad - R SATowers, 2nd Floor,Above SonyTV Showroom, 57, S PMarg, Civil Lines,Allahabad Ph. : , (D) , , , Fax : / Anand - F-6, Chitrangana Complex, Opp: Motikaka Chawl ; V V Nagar,Anand (D) : / Bangalore - No : 51/25, 1 st Floor, Surya Building, RatnaAvenue, Richmond Road, Bangalore Ph: , (D): , Fax: Bareilly - 1st Floor, 165, Civil Lines, Opp. Hotel Bareilly Palace, Near Rly Station Road, Bareilly Ph: / Fax: / Baroda - SB - 4&5, Mangaldeep Complex, Opposite Mesonic Hall, Productivity Road,Alkapuri, Baroda , Ph: , (D): / / / / Bharuch: Ground Floor, Office No-6, Aditya Complex, Opposite Kasak Temple, Bharuch Ph: Bhagalpur - Karvy Computershare Private Limited, 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur Ph: , mfsbhagalpurkarvy.com Bhilai - No.138, New Civic Centre, Bhilai , Dist Durg, Chattishgarh, Ph : , (D) /32. Bhopal - Kay Kay Busniss Centre, 133 Zone I M P Nagar, Bhopal Ph. : , (D) Fax : Bhubaneswar - Plot No / 105 (P), Jaydev Vihar, Besides Hotel Pal Heights, Bhubaneswar , Orissa. Ph. : / / , (D) / / Bikaner - 2nd Floor, Plot No 70 & 71, Panchshati Circle, Sardul Gunj Scheme,Bikaner Ph: /15. Bilaspur - Shop No 201/202, V. R. Plaza, Link Road, Bilaspur Ph: /406764/236466/221931/ Chandigarh - Sco , First Floor, Above HDFC Bank; Sector 35B, Chandigarh Ph. : , (D) / / Fax: Chennai - Flat No F11, First Floor,Akshya Plaza, (Erstwhile Harris Road), Opp Chief City Metropolitan Court, # 108, Adhianar Salai, Egmore, Chennai Ph: , (D): / / Fax: Cochin - Room no 2, IInd Floor, JewelArcade, (Above Oriental Insurance Limited), Layam Road, Cochin Ph / / , (D): Coimbatore - 29 / 1, I st floor, Chinamani Nagar Opp to Indian Overseas Bank, NsrRoad, Saibaba Colony, Coimbatore Ph. : , Fax No: Dehradun - Kaulagarh Road, Near Sirmaur Marg, Above RelianceWebworld, Dehradun Ph: Erode - No. 4, K MY Salai, Veerappan Traders Complex, Opp : Erode Bus Stand, Say Road, Erode Ph: , (D): / / , Fax: Gaya - Karvy Computershare Private Limited, 1st Floor Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya Ph: / mfsgayakarvy.com Gorakhpur -Above V. I. P. House,Ajdacent A. D. Girls Inter College, Bank Road, Gorakpur Ph: / / , (D): / / Gonda - Karvy Computershare Private Limited, Shree Markit, Sahabgunj,Near Nuramal Mandir, Station Road Gonda Ph: , mfsgondakarvy.com Guwahati - 54 Sagarika Bhawan, R G Baruah Road, (AIDC Bus Stop), Guwahati Ph: , (D): Gwalior - Shindi Ki Chawani, Nadi Gate Pul, M LB Road, Gwalior Ph: (D): /2/3/4. Haldwani -Above KapilazSweetHouse, OppLICBuilding, Pilikoi, Haldwani Uttarakhand. Ph: Hyderabad , Karvy Plaza,Avenue 4, Street No.1, Banjara Hills, Hyderabad Ph: Indore - G-7, Royal Ratan Building, M. G. Road, Opposite Kotak Mahindra Bank, Indore Ph: Jabalpur - 43, Naya Bazar, Opposite Shyam Talkies, Jabalpur (M. P.) Ph: , (D) / / Jaipur - S-16A, 3rd Floor, Land Mark, Opposite Jaipur Club, Mahavir Marg, C- Scheme, Jaipur Ph: (D) / / Fax : Jalandhar - Lower Ground Floor, Office No : 3, Arora Prime Tower, Plot No : 28, G T Road, Jalandhar Ph. : / , (D) : / / Jamnagar Madhav Plaza, Opp SBI Bank, Near Lal Bangalow, Jamnagar Ph. : / Jamshedpur - KanchanTower, 3rd Floor, Chhaganlal Dayalji Sons, 3-S B ShopArea, (NearTraffic Signal), Main Road, Bistupur, Jamshedpur Ph: / / Jhansi - 371/01, Narayan Plaza, Gwalior Road, Near JeevanShah Chauraha, Jhansi Ph: , (D) / / / Fax: Jodhpur - 203, ModiArcade; Chupasni Road, Jodhpur Ph: / Fax: Kanpur - 15 / 46, Opp: Muir Mills, Civil Lines, Kanpur Ph: / , Fax: Kota - Karvy Computershare Private Limited H. No. 29, First Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota Ph: / / Kolkata - 16 Jatin Bagchi Road, Kolkata Ph: / / / (D) / Fax: Lucknow - Usha Sadan, 24, Prem Nagar, Ashok Marg, Lucknow Ph: , (D) / /28, Fax: Ludhiana - Sco - 3, Bawa Building, Feroze Gandhi Market, Ludhiana Ph: , (D) , Fax No: Madurai - Rakesh Towers, 30-C, Bye Pass Road, Ist Floor, Opp Nagappa Motors, Madurai Ph: (D) /865/ / / Meerut - 1st Floor, Medi Centre Complex, Opposite ICICI Bank, Hapur Road, Meerut Ph: Mehsana - Ul-47, Appolo Enclave, Opp Simandhar Temple, Modhera Char Rasta,Highway, Mehsana Ph: , (D): Moradabad - OmArcade, Parker Road,Above Syndicate Bank, Tari Khana Chowk, Moradabad Ph: , (D): Fax: Mumbai - DAS Chambers, Ground Floor, Opp. BSE & Next to Corporation Bank, Dalal Street, Fort, Mumbai Ph: , Fax: Nagpur - 1st Floor, SadodayArcade, WHC Road,Above Top N Town, Dharampe, Nagpur Ph: / (D): Nasik - S-12, Second Floor, Suyojit Sankul, Sharanpur Road, Nasik Ph: New Delhi - 2E / 23, Jhandewalan Extension, New Delhi Ph: Fax: Panjim - City Business Centre, Coelho Pereira Building, Room Nos.18,19 & 20, Dada Vaidya Road, Panjim Ph (D): /73 Fax : Patna - 3A, 3rd Floor,Anand Tower, Beside chankya cinema hall, Exhibition Road, Patna Ph: , (D): / Pune - Srina Plaza, C Wing, Office No. 58And 59, 3 rd Floor, Dyaneshwar Paduka Chowk, Survy No. 184 / 4, F C Road, Pune Ph. : / / , (D): , Fax : Puducherry - Karvy Computershare Private Limited, First Floor, No.7, Thiayagaraja Street, Puducherry Ph : (D), / mfspondykarvy.com Raipur - Room No. T F 31, 3rd Floor, Millennium Plaza, Behind Indian Coffee House, G E Road, Raipur Ph: / , (D) Rajkot - 104, Siddhi Vinayak Complex, Dr. Yagnik Road, Opp Ramkrishna Ashram, Rajkot Ranchi - Commerce Towers, 3rd Floor, Room No. 307, Beside Mahabir Towers, Main Road, Ranchi Ph: , (D): / , Fax: Siliguri - Nanak Complex, Near Church Road, Sevoke Road, Siliguri,West Bengal Ph : (D) Surat - G-16 Empire State Building, Near Udhna Darwaja, Ring Road, Surat Ph: / (D): Sultanpur - Karvy Computershare Private Limited, Rama Shankar Complex, Civil Lines, Faizabad Road, Uttar Pradesh Mr. Anand pandey mfssultanpurkarvy.com Ph : (D). Tirupur - First Floor, 224 A, Selvakumar Departmental Stores, Ist Floor, Kamaraj Road, Opp to Cotton Market Complex, Tirupur (D) : Trichy - Sri krishnaarcade, 1st Floor, 60 Thennur High Road, Trichy Ph: /226, (D) , Fax: Udaipur , Madhav Chambers, Opp. G. P. O, Chetak Circle, Madhuban, Udaipur Ph: , (D): / / Valsad - Shop No 2, Phiroza Corner, Opp Next Showroom, Tial Road, Valsad Ph: , (D) Vapi - Shop No 5, Phikhaji Residency, Opp DCB Bank, Vapi Silvassa Road, Vapi Ph: Varanasi - D-64 / 132, KA1st Floor, Anant Complex, Sigra, Varanasi Ph: / / , (D): / Vijayawada Opp : MunicipalWater Tank, Labbipet, Vijayawada Ph: , (D): / , Fax: Visakhapatnam /1 Eswar Paradise, Dwaraka Nagar, Main Road, Visakhapatnam Ph: , (D): / / , Fax: Contact Points: Registered Office Baroda PioneerAsset Management Company Ltd. 501Titanium, 5 Floor, Western Express Highway, Goregaon (E), Mumbai Phone: / Fax: Toll Free Number: InfoBarodaPioneer.in Website: