INVEST EARN PROSPER. Copyright Sentra Untung Investama. All Rights Reserved.

Size: px
Start display at page:

Download "INVEST EARN PROSPER. Copyright Sentra Untung Investama. All Rights Reserved."

Transcription

1

2 INVEST EARN PROSPER Copyright Sentra Untung Investama. All Rights Reserved.

3 5 About SUI PT. SENTRA UNTUNG INVESTAMA (SUI) IS A TRUSTED FINANCIAL SERVICE PROVIDER, FOCUSING ON PRIVATE INVESTMENT AND WEALTH MANAGEMENT. HELPING INSTITUTIONS AND INDIVIDUALS TO SUCCEED THROUGH PRUDENT BUSINESS UNDERTAKINGS, WE STRIVE TO PROVIDE SUSTAINABLE GROWTH AND VALUES TO OUR CLIENTS AND BUSINESS PARTNERS ENABLING THEM TO EARN, SEIZE OPPORTUNITIES AND MANAGE RISK. OUR INNOVATIVE FINANCIAL SERVICES OFFER FASTER AND HIGHER RETURN WITH MINIMUM RISK. INTRODUCING PERSONALIZED APPROACH TO EVERY CLIENT AND GIVING THEM THE FLEXIBILITY TO INVEST ON THEIR PREFERRED TERMS. OUR GROWING REPUTATION FOR RELIABILITY WAS ESTABLISHED BY AN EXCELLENT TRACK RECORD IN THE INDUSTRY. EACH SUCCESSFUL CASE BECAME THE BUILDING BLOCK OF THE COMPANY, ORGANICALLY GROWING AND DEVELOPING INTO THE INSTITUTION THAT WE ARE TODAY.

4 6 7 Our Vision To be a leading investment company that provides substantial value and prosperity to all stakeholders, through reliable financial and business operations.

5 8 9 Corporate Manifesto How we do business is guided by a set of principles that define our corporate culture and character. These are the essence of our business practice, the enduring qualities that differentiate us from others. TRUST TRANSPARENCY & RELIABILITY CLIENT-FOCUSED LAW-ABIDING GOVERNANCE As a financial service provider, we understand Transparency and reliability are two of the We invest in long-term partnerships and mutual We strive to provide peace of mind by practicing that trust is the core of our business. The trust of most important aspects of our business. We alliances with every client. Our business was law-abiding governance throughout every aspect our client is something we are deeply committed fully understand that every opportunity has an established upon a commitment to put their of our operation. We understand that law is in place to, and put second to none. We believe that our element of risk. It is our priority to establish clear interest first. Having our client s financial goals to safeguard all interest against the risky nature reputation is built upon our client s satisfaction, communication and ensure that our clients fully in mind, our innovative products and services were of the financial industry. As a company, it is our and the future of our company rest upon their understand the potential risk and reward of created to help them achieve the most out of priority to deliver safety and reliability by acting in successful investment with us. their investment. their investment. accordance to the law.

6 10 11 Services WE WORK FOR OUR CLIENTS BENEFIT. OUR INVESTMENT SERVICES COVER FINANCIAL CONSULTATION TO ASSISTANCE FOR LEGAL AND TAX MATTERS IN RELATION TO OUR PRODUCTS. OUR PROMISE IS TO OFFER THEM INSIGHT ABOUT WHAT TO DO WITH THEIR MONEY AND THE PRODUCTS THAT CAN HELP THEM ACHIEVE A BETTER FINANCIAL FUTURE.

7 12 13 Products WE PROVIDE A WIDE RANGE OF INVESTMENT VEHICLES, FROM SHORT TO LONG-TERM DEPOSITS WITH GUARANTEED RETURN. OUR INNOVATIVE APPROACH AND INTENSE FOCUS ENABLE US TO OFFER UNCONVENTIONAL PRODUCTS WITH HIGH FLEXIBILITY AND FAVORABLE TERMS FOR OUR CLIENT. WE PRIDE OURSELVES FOR EVERY SUCCESSFUL ACCOUNT, AS IT IS THE BUILDING BLOCK OF OUR REPUTATION IN THE INDUSTRY.

8 14 15 Business Portfolio We have created nationwide capabilities to meet our clients investment needs. Our business ventures are rooted in the most profitable sectors, managed by dedicated professionals focusing on a single mission: to seek better returns for our clients. MICROFINANCE One of our business ventures, Koperasi Serba Usaha TarunaMandiri, is running an established microfinance operation in the rural areas of Java. Providing safe, affordable access to capital at the grassroots level has changed the lives of millions. Our microfinance scheme is processed through utmost due diligence to ensure the safety of the fund distributed. Hence, resulting in a safe, faster and higher ROI to our investment. MANUFACTURING The plastic manufacturing industry has been one of the least susceptible industries to economic downturns especially due to the expanding consumer class in Indonesia. We have been engaging a partnership and proven sustainable return on investment in this promising and yet growing industry. PROPERTY Indonesia s property sector represents the most lucrative investment prospect in the region. As one of our business ventures, our involvement in small affordable housing offers a secure investment with plenty of opportunities to make substantial gains from steady capital growth and regular monthly returns.

9 16 17 What We Can Provide Unlike a conventional investment company, our microfinance operation and diverse business activities enable us to offer higher return on investment and flexibility for our clients. HIGHER RETURN OF INVESTMENT Processed through our diverse business ventures with robust risk management strategy, we offer a higher return on investment compared to others in the industry. EASE & FLEXIBILITY We offer ease and flexibility in investing. Our team will provide dedicated assistance throughout the process, and ensure that our client will get the most out of their investment. GUARANTEED BY LAW As a financial institution, we act and operate in accordance to the law. Every client receives our utmost dedication, and every investment they commit to is guaranteed by the law.

10 Someone s sitting in the shade today because someone planted a tree long time ago. Warren Buffett

11 PT SENTRA UNTUNG INVESTAMA (SUI) PERWATA TOWER 8 TH FLOOR SUITE F JL PLUIT SELATAN RAYA KAV 1 JAKARTA UTARA / 63 INFO@SUI.CAPITAL

Retirement Plan Solutions GUIDED SIMPLE TRANSPARENT

Retirement Plan Solutions GUIDED SIMPLE TRANSPARENT Retirement Plan Solutions GUIDED SIMPLE TRANSPARENT Are You Ready for Your Retirement? Consider these grim statistics: The average working household has virtually no retirement savings, with the median

More information

Why Equity? How to look through noise and build wealth? Date: March 2016

Why Equity? How to look through noise and build wealth? Date: March 2016 Why Equity? How to look through noise and build wealth? Date: March 2016 3 reasons why you should INVEST In EQUITY! India s growth drivers highlight the potential of equity markets Prospect of not having

More information

HISTORY OF GUARDIAN LIFE OF THE CARIBBEAN LIMITED

HISTORY OF GUARDIAN LIFE OF THE CARIBBEAN LIMITED HISTORY OF GUARDIAN LIFE OF THE CARIBBEAN LIMITED About Us In 1847 amidst the financial crisis in Britain, the abolition of slavery, the collapse of the West Indian bank and the large scale migration into

More information

CREATING PERFORMANCE

CREATING PERFORMANCE CREATING PERFORMANCE ABOUT SYZ We are a Swiss banking group specialised in investment management. Founded in Geneva in 1996, our family shareholder structure guarantees our independence and strength.

More information

ENTERPRISE RISK MANAGEMENT POLICY

ENTERPRISE RISK MANAGEMENT POLICY ENTERPRISE RISK MANAGEMENT POLICY CROW WING COUNTY BRAINERD, MINNESOTA Adopted by County Board November 12, 2013 Amended October 24, 2017 Our Vision: Being Minnesota s favorite place. Our Mission: Serve

More information

RBC Dominion Securities Inc. Bow Valley Wealth Management Group of RBC Dominion Securities

RBC Dominion Securities Inc. Bow Valley Wealth Management Group of RBC Dominion Securities RBC Dominion Securities Inc. Bow Valley Wealth Management Group of RBC Dominion Securities Life is busy, time is precious and managing finances can be complicated and overwhelming. That s why at Bow Valley

More information

What is your ideal future?

What is your ideal future? What is your ideal future? What We Do We are committed to helping individuals and institutions preserve their hard-earned capital and pursue steady, wise growth. Investments We create an ideal portfolio

More information

Ana Botín: The board intends to increase the dividend per share by 5% for 2016 PRESS RELEASE

Ana Botín: The board intends to increase the dividend per share by 5% for 2016 PRESS RELEASE PRESS RELEASE 2016 ANNUAL GENERAL MEETING Ana Botín: The board intends to increase the dividend per share by 5% for 2016 The total dividend would be EUR 21 cents per share, of which 16.5 would be paid

More information

The Nation s Leading Provider of Specialized Financial Asset Servicing Since 1997

The Nation s Leading Provider of Specialized Financial Asset Servicing Since 1997 The Nation s Leading Provider of Specialized Financial Asset Servicing Since 1997 DELIVERING THE HIGHEST LEVEL OF SERVICE MTAG Services, LLC has been the nation s premiere provider of specialized financial

More information

National Guardian Life Insurance Company. A company that stands above the rest.

National Guardian Life Insurance Company. A company that stands above the rest. National Guardian Life Insurance Company A company that stands above the rest. S ince 1910, National Guardian Life Insurance Company (NGL) has consistently been rated one of America s most successful,

More information

CONTENTS Chairman s Canvas 5 Who Are 7 Our Purpose 9 Our Structure 9 What 11 Investment 13 Our Customer Commitment Our People Commitment

CONTENTS Chairman s Canvas 5 Who Are 7 Our Purpose 9 Our Structure 9 What 11 Investment 13 Our Customer Commitment Our People Commitment CONTENTS Chairman s Canvas 5 Who We Are 7 Our Purpose 9 Our Structure 9 What We Do 11 Investment 13 Our Customer Commitment 15 Our People Commitment 15 Governance 17 Conscience 17 Looking Ahead 19 3 CHAIRMAN'S

More information

Best MPF Scheme Award Methodology, Hong Kong

Best MPF Scheme Award Methodology, Hong Kong Best MPF Scheme Award Methodology, Hong Kong Morningstar Methodology Paper January 2018 2018 Morningstar. All Rights Reserved. The information in this document is the property of Morningstar. Reproduction

More information

FOCUS RESEARCH. Solid 9M17 Bottom Line PT BANK NEGARA INDONESIA (PERSERO) TBK NEUTRAL 17OCTOBER2017

FOCUS RESEARCH. Solid 9M17 Bottom Line PT BANK NEGARA INDONESIA (PERSERO) TBK NEUTRAL 17OCTOBER2017 FOCUS RESEARCH 17OCTOBER2017 COMPANY UPDATE NEUTRAL STOCK INFORMATION Bloomberg Code BBNIIJ Sector Bank Current Price Rp7,525 Target Price Rp 7,700 Previous Target Price Rp 7,700 Upside/Downside 2% Share

More information

Estate and Succession Planning Survey Report 2018

Estate and Succession Planning Survey Report 2018 Survey Report 2018 Contents Welcome to the HLB Sheehan Quinn Succession and Estate Planning Survey Report.... 2 About HLB Sheehan Quinn... 3 Executive Summary... 4 Wills... 4 Intestate... 5 Enduring Power

More information

TheFXHelpers: Focusing on Consistent Profits and Capital Preservation

TheFXHelpers: Focusing on Consistent Profits and Capital Preservation 1 TheFXHelpers: Focusing on Consistent Profits and Capital Preservation 2 Table of Contents Introduction to TheFXHelpers:... 3 Our Clients Interests Come 1 st :... 4 What Are Forex Managed Accounts?...

More information

CITY OF VILLA PARK The Hidden Jewel

CITY OF VILLA PARK The Hidden Jewel CITY OF VILLA PARK The Hidden Jewel 2017 2022 STRATEGIC PLAN December 2017 TABLE OF CONTENTS Introduction. 2 Importance of Strategic Planning to the City of Villa Park.... 3 Executive Summary.. 4 Foundation

More information

Advertising Analytics: Gerber Life Insurance Company

Advertising Analytics: Gerber Life Insurance Company In The Last Half Decade, EverydayFamily.com Has Delivered Thousands of Policy Holder Applications To Gerber Life Insurance, Resulting In Millions In New Revenue. The challenge The Gerber Life Grow-Up Plan

More information

Creating Valuable Services IBU - RE

Creating Valuable Services IBU - RE Creating Valuable Services IBU - RE IBU RE was established in 1994 with corporate name PT Indoreinsurance Broker Utama and the name of company was changed to PT IBU Reinsurance Broker Utama in 1996. By

More information

Fiduciary Insights SOCIALLY RESPONSIBLE INVESTING WITH HEDGE FUNDS

Fiduciary Insights SOCIALLY RESPONSIBLE INVESTING WITH HEDGE FUNDS SOCIALLY RESPONSIBLE INVESTING WITH HEDGE FUNDS SOME INSTITUTIONAL INVESTORS SEEK TO ALIGN THEIR INVESTMENT DECISIONS WITH THEIR SOCIAL MISSION AND CORE VALUES BY PURSUING WHAT HAS BEEN LABELED SOCIALLY

More information

Wealth creation is achieved by steering you in the right direction, delivered through our expertise and trusted Management

Wealth creation is achieved by steering you in the right direction, delivered through our expertise and trusted Management Wealth creation is achieved by steering you in the right direction, delivered through our expertise and trusted Management Wealth management Creating and preserving wealth. About Mattioli Woods plc What

More information

C O N T R A C T O R S P R O G R A M

C O N T R A C T O R S P R O G R A M CONTRACTORS PROGRAM Westfield is a customer-focused insurance, banking and related financial services group of businesses. Our winning vision embraces innovation and opportunities in a changing world.

More information

PHILANTHROPY - FROM GIVING TO FINANCING REMARKS FOR THE INDONESIA PHILANTHROPY FORUM

PHILANTHROPY - FROM GIVING TO FINANCING REMARKS FOR THE INDONESIA PHILANTHROPY FORUM Heather Grady Vice President, Rockefeller Philanthropy Advisors October 2016 Philanthropy is a very dynamic field right now, in Asia and around the world, and it is an exciting time to be trying new approaches.

More information

FIDUCIARY RESPONSIBILITIES/ PLAN GOVERNANCE

FIDUCIARY RESPONSIBILITIES/ PLAN GOVERNANCE Nevada Public Employees Deferred Compensation Program FIDUCIARY RESPONSIBILITIES/ PLAN GOVERNANCE Presented by: Frank Picarelli Senior Vice President January 18, 2018 Copyright 2017 by The Segal Group,

More information

Absolutely Positive Performance. the world of investments

Absolutely Positive Performance. the world of investments Absolutely Positive Performance the world of investments INTRODUCTION The integration of world financial markets, easy migration of people and the fusion of cultures require businesses to conduct business

More information

Institutional Solutions. Partnering to make institutions stronger

Institutional Solutions. Partnering to make institutions stronger Institutional Solutions Partnering to make institutions stronger Market presence: who we serve Our leading expertise and reputation in the institutional markets comes from developing comprehensive solutions

More information

Thinking ahead. That s Forethought.

Thinking ahead. That s Forethought. Thinking ahead. That s Forethought. SM Who is Forethought? Forethought Life Insurance Company, a subsidiary of Global Atlantic Financial Group Limited, is a forward-thinking issuer of life insurance and

More information

We provide CLEAR, CREDIBLE ADVICE for your financial and investment needs.

We provide CLEAR, CREDIBLE ADVICE for your financial and investment needs. We provide CLEAR, CREDIBLE ADVICE for your financial and investment needs. Welcome to Moneywise Moneywise is a privately owned boutique financial services firm which was established over 30 years ago.

More information

Hands-Off Passive Secure Monthly Earnings High-Quality INVESTMENT OPPORTUNITIES. 3 Pages. in Minutes. with Grant Shipman

Hands-Off Passive Secure Monthly Earnings High-Quality INVESTMENT OPPORTUNITIES. 3 Pages. in Minutes. with Grant Shipman Hands-Off Passive Secure Monthly Earnings High-Quality INVESTMENT OPPORTUNITIES 3 Pages in Minutes with Grant Shipman MAKE A DIFFERENCE......provide quality, fantastic housing....diversify your financial

More information

o v e r 2 5 y e a r s o f i n v e s t m e n t a n d s a v i n g s e x p e r i e n c e

o v e r 2 5 y e a r s o f i n v e s t m e n t a n d s a v i n g s e x p e r i e n c e in 10 hansard.com hansard international a global company Hansard International has been providing innovative financial products and services for international clients since 1987 and forms part of Hansard

More information

FOCUS RESEARCH NEUTRAL. Good Result but The Threat of NPL Risk Increases 30 OCTOBER 2018

FOCUS RESEARCH NEUTRAL. Good Result but The Threat of NPL Risk Increases 30 OCTOBER 2018 FOCUS RESEARCH 30 OCTOBER 2018 COMPANY UPDATE NEUTRAL STOCK INFORMATION Bloomberg Code BBTN IJ Sector Bank Current Price Rp 2,050 Target Price Rp 1,900 Upside/Downside 7% Share Out (bn shares) 10.5 Market

More information

2007 global economic crime survey

2007 global economic crime survey Investigations and Forensic Services 2007 global economic crime survey Introduction We are pleased to present PricewaterhouseCoopers 2007 Global Economic Crime survey:. While the Global survey is based

More information

Experience MassMutual Institutional Solutions

Experience MassMutual Institutional Solutions Experience MassMutual Institutional Solutions Market presence: who we serve Our leading expertise and reputation in the institutional markets comes from developing comprehensive solutions that deliver

More information

AP/DAVID GOLDMAN. Lending for Success. By Joe Valenti, Sarah Edelman, and Julia Gordon July

AP/DAVID GOLDMAN. Lending for Success. By Joe Valenti, Sarah Edelman, and Julia Gordon July AP/DAVID GOLDMAN Lending for Success By Joe Valenti, Sarah Edelman, and Julia Gordon July 2015 WWW.AMERICANPROGRESS.ORG Introduction and summary For generations in the United States, the availability of

More information

FACTS AND FIGURES As of December 31, 2016

FACTS AND FIGURES As of December 31, 2016 P A R T I C I P A T I N G W H O L E L I F E I N S U R A N C E FACTS AND FIGURES As of December 31, 2016 Life s brighter under the sun Sun Life Financial YOUR CHOICE FOR PARTICIPATING WHOLE LIFE INSURANCE

More information

Fiduciary Insights LEVERAGING PORTFOLIOS EFFICIENTLY

Fiduciary Insights LEVERAGING PORTFOLIOS EFFICIENTLY LEVERAGING PORTFOLIOS EFFICIENTLY WHETHER TO USE LEVERAGE AND HOW BEST TO USE IT TO IMPROVE THE EFFICIENCY AND RISK-ADJUSTED RETURNS OF PORTFOLIOS ARE AMONG THE MOST RELEVANT AND LEAST UNDERSTOOD QUESTIONS

More information

TM Atlas Wealth. Tokio Marine Life Insurance Singapore Ltd. tokiomarine.com Life & Health Property & Casualty

TM Atlas Wealth. Tokio Marine Life Insurance Singapore Ltd. tokiomarine.com Life & Health Property & Casualty TM Atlas Wealth A global, multi-currency investment-linked insurance policy Tokio Marine Life Insurance Singapore Ltd tokiomarine.com Life & Health Property & Casualty Someone is sitting in the shade today

More information

Saskatchewan Liquor and Gaming Authority. Plan for saskatchewan.ca

Saskatchewan Liquor and Gaming Authority. Plan for saskatchewan.ca Saskatchewan Liquor and Gaming Authority Plan for 2017-18 saskatchewan.ca Table of Contents Statement from the Minister... 1 Response to Government Direction... 2 Operational Plan... 3 Financial Summary...

More information

R I C H V E I W. C O M

R I C H V E I W. C O M R I C H V E I W. C O M 70 Pine street New York NY 10005 L o a n A g r e e m e n t To: From: Natalie Boyd Phone # 1-888-671-4449 Ext # 1 Fax # 1-800-507-5496 E-Mail: richveiw.com@gmail.com Website: WWW.RICHVEIW.COM

More information

FALL 2017 NEWSLETTER

FALL 2017 NEWSLETTER FALL 2017 NEWSLETTER Someone s sitting in the shade today because someone planted a tree a long time ago. Warren Buffett Lawyers Financial Investment Program The newly-enhanced Lawyers Financial Investment

More information

The. Kansas City Life. Tradition

The. Kansas City Life. Tradition The Kansas City Life Tradition Dedicated to improving the quality of life Who We Are For more than 115 years, Kansas City Life Insurance Company has been dedicated to our field force, our policyholders

More information

Customized Target Date Solutions

Customized Target Date Solutions Customized Target Date Solutions Multi-asset class strategies tailored for plan-specific needs and goals J.P. Morgan Asset Management s defined contribution expertise and outcome-focused portfolio structuring

More information

7 Board of Directors' Report 10 Chairman's Statement 12 Group CEO & Managing Director s Statement 14 Corporate Governance

7 Board of Directors' Report 10 Chairman's Statement 12 Group CEO & Managing Director s Statement 14 Corporate Governance In Momentum 1 Introduction 3 Group Mission Statement 4 AUB Operating Divisions 5 Financial Highlights 7 Board of Directors' Report 10 Chairman's Statement 12 Group CEO & Managing Director s Statement 14

More information

Rich Dad's Guide to Investing with Other People's Money

Rich Dad's Guide to Investing with Other People's Money Rich Dad's Guide to Investing with Other People's Money Introduction One of the most important tools for gaining mastery of wealth and ensuring personal prosperity is Other People s Money or OPM. This

More information

Township of Perry Strategic Asset Management Policy

Township of Perry Strategic Asset Management Policy Township of Perry Strategic Asset Management Policy Purpose: The strategic asset management policy is to establish consistent standards and guidelines for management of the Township s assets. The policy

More information

Responsible Investment Policy. July 2017

Responsible Investment Policy. July 2017 Responsible Investment Policy July 2017 Apax Partners Responsible Investment Policy July 2017 2 Mission Statement Apax s mission is to cultivate and help realize the potential of portfolio companies, their

More information

Why Lumin? What Makes Lumin Different From Another Financial Adviser Firm? Service. Trustworthy. Qualified. Cost

Why Lumin? What Makes Lumin Different From Another Financial Adviser Firm? Service. Trustworthy. Qualified. Cost Why Lumin? What Makes Lumin Different From Another Financial Adviser Firm? Most Financial advisers will charge you for their advice and then outsource the investment decisions to a third party, such as

More information

Celebrating our dedication to our community and our clients.

Celebrating our dedication to our community and our clients. SEVENBRIDGE FINANCIAL GROUP Celebrating our dedication to our community and our clients. Investments Advice Wealth Management n n SevenBridgeFinancial.com ON AUGUST 28, 2015, we relaunched our firm as

More information

Fiduciary Insights OCIO RFPS: ARE YOU ASKING THESE KEY QUESTIONS?

Fiduciary Insights OCIO RFPS: ARE YOU ASKING THESE KEY QUESTIONS? OCIO RFPS: ARE YOU ASKING THESE KEY QUESTIONS? RFPS FOR OUTSOURCED CIOS OFTEN FAIL TO ASK SOME CRITICAL QUESTIONS ABOUT THE QUALIFICATIONS OF THE OUTSOURCER AND THE NATURE OF THE RELATIONSHIP BETWEEN THE

More information

STRATEGY NORGES BANK INVESTMENT MANAGEMENT

STRATEGY NORGES BANK INVESTMENT MANAGEMENT STRATEGY 2017 2019 NORGES BANK INVESTMENT MANAGEMENT Our mission is to safeguard and build financial wealth for future generations. Contents Strategy 2017 2019 We are a large global investor and a long-term

More information

Written Testimony to the Subcommittee on National Security and Foreign Affairs. U.S. Promotion of the Afghan Economy: Impediments and Opportunities.

Written Testimony to the Subcommittee on National Security and Foreign Affairs. U.S. Promotion of the Afghan Economy: Impediments and Opportunities. WrittenTestimonytotheSubcommitteeonNationalSecurityandForeign Affairs. U.S.PromotionoftheAfghanEconomy:ImpedimentsandOpportunities. Room2154,RayburnHouseOfficeBuilding 10:00a.m. July14,2009 Submittedby:

More information

White Paper. April Creating Opportunity. Concentra Explores Bank Continuance

White Paper. April Creating Opportunity. Concentra Explores Bank Continuance White Paper April 2016 Creating Opportunity Concentra Explores Bank Continuance Introduction: Exploring Bank Continuance As a key strategic asset in Canada s credit union system, Concentra embraces its

More information

The Higgins Group at Morgan Stanley. Building relationships based on understanding, integrity, accountability and mutual trust.

The Higgins Group at Morgan Stanley. Building relationships based on understanding, integrity, accountability and mutual trust. The Higgins Group at Morgan Stanley Building relationships based on understanding, integrity, accountability and mutual trust. 401 East Market Street Charlottesville, Virginia 22902 434-244-0123 / MAIN

More information

CONDOMINIUM INSURANCE

CONDOMINIUM INSURANCE CONDOMINIUM INSURANCE Protect your condominium lifestyle Condo living offers some unbeatable benefits: efficiency, easy maintenance, independence and more. Be confident you re protecting those benefits

More information

Executive Advisory Service

Executive Advisory Service Executive Advisory Service Executive Advisory Service Pamplona Corporate is a boutique corporate advisory firm seeking to differentiate itself from traditional corporate advisory firms in several areas,

More information

THE COLORADO WAY. How Your Vote Can Create Widespread Economic Prosperity

THE COLORADO WAY. How Your Vote Can Create Widespread Economic Prosperity THE COLORADO WAY How Your Vote Can Create Widespread Economic Prosperity Colorado Fiscal Institute 1. Introduction Colorado is a special place to call home. Between our incredible landscape, diverse communities,

More information

montanastatefund.com ANNUAL BUSINESS PLAN

montanastatefund.com ANNUAL BUSINESS PLAN montanastatefund.com ANNUAL BUSINESS PLAN January 1, 2016 through December 31, 2016 TABLE OF CONTENTS From the President... 1 Executive Summary... 2 Strategic Framework... 3 Key Success Measures... 4 Organizational

More information

Sources of Health Insurance Coverage in California

Sources of Health Insurance Coverage in California Sources of Health Insurance Coverage in California Source: California HealthCare Foundation. SNAPSHOT California s Individual and Small Group Markets on the Eve of Reform, 2011. 1 Vision and Mission The

More information

Fiduciary Insights A FRAMEWORK FOR MANAGING ACTIVE RISK

Fiduciary Insights A FRAMEWORK FOR MANAGING ACTIVE RISK A FRAMEWORK FOR MANAGING ACTIVE RISK ACCURATELY IDENTIFYING AND MANAGING ACTIVE RISK EXPOSURES IS ESSENTIAL TO FIDUCIARIES EFFORTS TO ADD VALUE OVER POLICY BENCHMARKS WHILE LIMITING THE IMPACT OF UNINTENDED

More information

BUILDING SUCCESS. Company Overview

BUILDING SUCCESS. Company Overview BUILDING SUCCESS. Company Overview www.venturerealestatecompany.com 513-407-9123 info@venturerealestatecompany.com Philosophy Vision, Mission, Values Building Success. At Venture, success is not simply

More information

REVOLVING LOAN FUND CAPACITY BUILDING AND SUSTAINABILITY PROJECT

REVOLVING LOAN FUND CAPACITY BUILDING AND SUSTAINABILITY PROJECT REVOLVING LOAN FUND CAPACITY BUILDING AND SUSTAINABILITY PROJECT World Bank PNPM Support Facility (PSF) Gedung Bursa Efek Indonesia Tower 1, lantai 9 Jl. Jenderal Sudirman Kav. 52-53, Jakarta 12190 Ph:

More information

Valbury Capital. A contemporary broker with traditional ideas about service.

Valbury Capital. A contemporary broker with traditional ideas about service. It s personal. Valbury Capital A contemporary broker with traditional ideas about service. The broking market is going through a period of rapid, client driven change. Change demands a fresh perspective.

More information

HP Wealth Management takes

HP Wealth Management takes Link to Article on website Link to Partner Profile HP Wealth Management takes holistic view to client assignments Singapore-based independent asset management firm HP Wealth Management has since 2009 built

More information

CREATING VALUE FOR SHAREHOLDERS: THE ROLE OF THE BOARD IN ORGANIZATIONAL PERFORMANCE

CREATING VALUE FOR SHAREHOLDERS: THE ROLE OF THE BOARD IN ORGANIZATIONAL PERFORMANCE CREATING VALUE FOR SHAREHOLDERS: THE ROLE OF THE BOARD IN ORGANIZATIONAL PERFORMANCE INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS OF KENYA 4 TH ANNUAL GOVERNANCE & ETHICS CONFERENCE MR. PAUL MUTHAURA, Ag.

More information

DEEP DIVES ON THE USE OF IMPACT DATA THROUGHOUT THE INVESTMENT PROCESS

DEEP DIVES ON THE USE OF IMPACT DATA THROUGHOUT THE INVESTMENT PROCESS Supplement: Deep Dives On Use of Impact Data Throughout the Investment Process AUGUST 2016 Supplement to The Business Value of Impact Measurement: DEEP DIVES ON THE USE OF IMPACT DATA THROUGHOUT THE INVESTMENT

More information

Annual Business Plan July 1, 2015 through June 30, 2016

Annual Business Plan July 1, 2015 through June 30, 2016 www.montanastatefund.com Annual Business Plan July 1, 2015 through June 30, 2016 Table of Contents From the President... 1 Executive Summary... 2 Strategic Framework... 3 Key Success Measures... 4 Organizational

More information

Investment Management. Wealth built. Wealth preserved.

Investment Management. Wealth built. Wealth preserved. Investment Management Wealth built. Wealth preserved. Your Wealth. Now and for generations. Your wealth did not come easy. It was not one decision. One lucky break. A bolt of lightning. It was years of

More information

APT Wealth Management Limited. Internal Capital Adequacy Assessment Process. ICAAP Pillar 3

APT Wealth Management Limited. Internal Capital Adequacy Assessment Process. ICAAP Pillar 3 APT Wealth Management Limited Internal Capital Adequacy Assessment Process ICAAP Pillar 3 October 2018 1 APT Wealth Management Limited Block B 1st Floor, Apex Business Centre, Blackthorn Road, Sandyford,

More information

Increase career awareness Build the pipeline Foster retention and development in the career Improve and strengthen the organization

Increase career awareness Build the pipeline Foster retention and development in the career Improve and strengthen the organization 2 0 1 7 S T R AT E G I C I N I T I AT I V E S INTRODUCTION Over the past few years, we have focused on a long-term strategic plan that was carefully carved out to help us live up to the mission of our

More information

AUTOMOTIVE SPECIALIST MOTOR TRADE INSURANCE

AUTOMOTIVE SPECIALIST MOTOR TRADE INSURANCE AUTOMOTIVE SPECIALIST MOTOR TRADE INSURANCE INTRODUCTION UK roads carry over 34.4 million vehicles of all types 1, supported by a network of manufacturing, sales, service, fleet, bodyshop, repair, testing

More information

Fiduciary Insights. COMPREHENSIVE ASSET LIABILITY MANAGEMENT: A CALM Aproach to Investing Healthcare System Assets

Fiduciary Insights. COMPREHENSIVE ASSET LIABILITY MANAGEMENT: A CALM Aproach to Investing Healthcare System Assets COMPREHENSIVE ASSET LIABILITY MANAGEMENT: A CALM Aproach to Investing Healthcare System Assets IN A COMPLEX HEALTHCARE INSTITUTION WITH MULTIPLE INVESTMENT POOLS, BALANCING INVESTMENT AND OPERATIONAL RISKS

More information

Managing And Mitigating Risk In PT Pertamina (Persero) to balance Aggressive Growth Strategies with Prudent Risk Management Frameworks

Managing And Mitigating Risk In PT Pertamina (Persero) to balance Aggressive Growth Strategies with Prudent Risk Management Frameworks Managing And Mitigating Risk In PT Pertamina (Persero) to balance Aggressive Growth Strategies with Prudent Risk Management Frameworks Jakarta, 26th February 2013 AGENDA Vision and Mission Where are the

More information

Ohio Farm Bureau Foundation. Guide to Giving

Ohio Farm Bureau Foundation. Guide to Giving Ohio Farm Bureau Foundation Guide to Giving Table of Contents Giving in support of values........................3 Endowments......................................5 Gifts that produce a lifetime income................6

More information

Isle of Man Workplace Pension

Isle of Man Workplace Pension Isle of Man Workplace Pension a pension like no other. a pension that makes life easy for you and works for your employees www.msrs.im PRECISE. PROVEN. PERFORMANCE. It s time for something different Our

More information

Cross Selling. A Guide for Agents. Version Revised 02/2016 1

Cross Selling. A Guide for Agents. Version Revised 02/2016 1 Cross Selling A Guide for Agents Version 1.2016 - Revised 02/2016 1 Who is Agent Pipeline? Agent Pipeline, Inc., founded in 1988 as Integrated Benefits, is a privately owned and operated National Insurance

More information

Contents. Introduction. Mission, vision and values. Strategic objectives. Key Performance Indicators. Financial strategy. Five year financial forecast

Contents. Introduction. Mission, vision and values. Strategic objectives. Key Performance Indicators. Financial strategy. Five year financial forecast Business Plan Look Ahead Business Plan 2017 Contents Introduction 3 Mission, vision and values 4 Strategic objectives 5 Key Performance Indicators 6 Financial strategy 7 Five year financial forecast 8

More information

Morningstar Investment Services Managed Portfolios

Morningstar Investment Services Managed Portfolios Morningstar Investment Services Managed Portfolios Mutual Fund Portfolios ETF Portfolios Select Stock Baskets A Team You Can Trust The Insight of Your Financial Advisor, The Strength of Morningstar At

More information

P-Cubed: Pathstone Portfolio Platform

P-Cubed: Pathstone Portfolio Platform P-Cubed: Pathstone Portfolio Platform P-Cubed. What is it? The Pathstone Portfolio Platform (P-Cubed) is a proprietary investment execution methodology that provides the ability for investors to hold diverse

More information

Engaging Businesses in Local Government Planning Process. Engr. FERNANDO A. LIMBITCO I City Planning and Development Officer

Engaging Businesses in Local Government Planning Process. Engr. FERNANDO A. LIMBITCO I City Planning and Development Officer Engaging Businesses in Local Government Planning Process Engr. FERNANDO A. LIMBITCO I City Planning and Development Officer CITY OF SAN FERNANDO Regional Center of Central Luzon Engaging Businesses in

More information

about us Authorised and regulated by the Financial Conduct Authority

about us Authorised and regulated by the Financial Conduct Authority about us Let s face it, seeing a financial adviser is never going to be top of your list for a fun afternoon. But deep down you know that getting professional advice on your finances would be time and

More information

A Never-Ending Battle

A Never-Ending Battle A Never-Ending Battle In today s economy Americans are faced with a financial dilemma of epic proportions. Millions of individuals and families are struggling financially due to the overwhelming burdens

More information

affordable housing berkpoint.com

affordable housing berkpoint.com affordable housing berkpoint.com a leader in the affordable housing space we offer a depth of market knowledge and experience throughout the USA national footprint over 300 employees strategically positioned

More information

SMART PLANNING FOR SMART PEOPLE. guide to investing

SMART PLANNING FOR SMART PEOPLE. guide to investing SMART PLANNING FOR SMART PEOPLE guide to investing 2 GUIDE TO INVESTING 3 INTRODUCTION Contents What does investing mean? 4 Understanding your needs and requirements 6 Understanding risk 8 Spreading the

More information

THE POWER OF AFFILIATION. Supporting Your Financial Advisor Who Serves You

THE POWER OF AFFILIATION. Supporting Your Financial Advisor Who Serves You THE POWER OF AFFILIATION Supporting Your Financial Advisor Who Serves You Effective wealth management is enhanced by the right partner. Just as you benefit from the knowledge and guidance of your financial

More information

Corporate Profile

Corporate Profile www.methaq.ae Corporate Profile Content Brand 5 Vision 6 Values 7 Mission 9 Corporate Governance 10 Organization 11 Takaful 13 Takaful Benefits 15 Takaful Services 17 Takaful Solutions (For Corporations

More information

Private Wealth Management The Clifford Barnowski Group. Real experience. Custom solutions.

Private Wealth Management The Clifford Barnowski Group. Real experience. Custom solutions. Private Wealth Management The Clifford Barnowski Group Real experience. Custom solutions. We recommend our clients look for these four attributes in a Financial Advisor: integrity, good judgment, relevant

More information

Corporate Social Responsibility Policy. Bouwfonds Investment Management

Corporate Social Responsibility Policy. Bouwfonds Investment Management Corporate Social Responsibility Policy Bouwfonds Investment Management March 2013 Corporate Social Responsibility Policy Bouwfonds Investment Management Table of content 1. Introduction 3 2. Sustainable

More information

The Corbett Mason Group at Morgan Stanley

The Corbett Mason Group at Morgan Stanley The Corbett Mason Group at Morgan Stanley 28 State Street 26th Floor, Boston, Massachusetts 02109 617-570-9503 / Main http://www.morganstanleyfa.com/corbett_mason_group The Corbett Mason Group at Morgan

More information

BUILDING SUCCESS. Company Overview

BUILDING SUCCESS. Company Overview BUILDING SUCCESS. Company Overview www.venturerealestatecompany.com 513-407-9123 info@venturerealestatecompany.com Philosophy Vision, Mission, Values Building Success. At Venture, success is not simply

More information

About Alamo Insurance Group

About Alamo Insurance Group About Alamo Insurance Group luis alamo Founder and President As a leading certified minority-owned full service insurance broker and risk advisor, Alamo Insurance Group is devoted to finding the opportunity

More information

Royal Bank of Canada. Annual Report

Royal Bank of Canada. Annual Report Royal Bank of Canada 2010 Annual Report Vision Values Strategic goals Always earning the right to be our clients first choice Excellent service to clients and each other Working together to succeed Personal

More information

MORTGAGE ENJOY THE REVERSE RETIREMENT YOU DESERVE

MORTGAGE ENJOY THE REVERSE RETIREMENT YOU DESERVE ENJOY THE RETIREMENT YOU DESERVE REVERSE MORTGAGE WINNER 2018 UNLOCK THE EQUITY IN YOUR HOME If you would like the financial ability to spend your retirement how you choose, with independence and dignity,

More information

2017 Educational Series FUNDING

2017 Educational Series FUNDING 2017 Educational Series FUNDING TXDOT FUNDING INTRODUCTION Transportation projects take many years to develop and construct. In addition to the design, engineering, public involvement, right-of-way acquisition,

More information

Messaging Platform. 1 I Messaging Platform

Messaging Platform. 1 I Messaging Platform Messaging Platform 1 I Messaging Platform Introductory Letter HilltopSecurities is a bold, new financial services firm. This new firm has been launched based on shared past successes but we cannot rest.

More information

rebounded by 28% 2.8% category of Rp % Loan which was higher account grew trillion. Given higher growth ratio 169%

rebounded by 28% 2.8% category of Rp % Loan which was higher account grew trillion. Given higher growth ratio 169% F FOCUS RESEARCH 26 OCTOBER O 2015 COMPANY UPDATE STOCK INFORMATION Bloomberg Code Sector Current Price Target Price Previous Target Price Upside/Downside Share Out (bn shares) Market Cap (Rp bn) 52 w

More information

Voice of the Independent Broker. Manifesto

Voice of the Independent Broker. Manifesto Voice of the Independent Broker Manifesto About Us Placement Strategy Brokerbility was founded in 2006 as a group of like-minded, high quality and regional independent brokers that share common values

More information

Jaime Augusto Zobel de Ayala

Jaime Augusto Zobel de Ayala ME Jaime Augusto Zobel de Ayala 6 SSAGE G4-1, G4-2, G4-EC DMA FROM THE CHAIRMAN AND THE PRESIDENT & CEO At Bank of the Philippine Islands, we are redefining the frontiers of what is possible for Filipinos.

More information

Wealth solutions for life in a complex world.

Wealth solutions for life in a complex world. Wealth solutions for life in a complex world. An introduction to for partners Contents Wealth solutions for life in a complex world. Expertise in Partnership 04 About the Business 06 Our Foundations 10

More information

Impact Investments in India

Impact Investments in India Introduction: Impact investments, which aim to generate financial returns while creating measurable social and environmental benefits to address some of the world s most pressing challenges, have attained

More information

Christopher A. Rea, CRPS. Corporate Retirement Director Financial Advisor

Christopher A. Rea, CRPS. Corporate Retirement Director Financial Advisor Christopher A. Rea, CRPS Corporate Retirement Director Financial Advisor 101 California Street 3rd Floor, San Francisco, CA 94111 415-693-6063 / MAIN 862-210-6072 / FAX https://fa.morganstanley.com/christopher.rea

More information

Opportunity Unlimited.

Opportunity Unlimited. Opportunity Unlimited. Opportunity op por tu ni ty Unlimited un lim it ed 1. advantageous chance: a chance, especially one that offers some kind of advantage 2. a good chance for advancement or progress;

More information