Opportunity Unlimited.

Size: px
Start display at page:

Download "Opportunity Unlimited."

Transcription

1 Opportunity Unlimited.

2 Opportunity op por tu ni ty Unlimited un lim it ed 1. advantageous chance: a chance, especially one that offers some kind of advantage 2. a good chance for advancement or progress; a situation or condition favorable for attainment of a goal 1. unrestricted; boundless; infinite; vast 2. not bounded by exceptions What does my future hold? Find the Opportunity Unlimited you've been searching for with National Income Life.

3 What new opportunities lie ahead for me? Is there a way to earn better income and have the chance to provide a more secure future for my family? If you have ever asked yourself these questions, the opportunity we offer in these pages could be more meaningful and life changing than anything you have ever heard. No matter what your background, no matter what your experience, if you are seeking a career where your opportunities for advancement, income and the future are truly unlimited, then take a closer look at opportunity unlimited. Take a closer look at accomplishing your dreams. Take a closer look at National Income Life Insurance Company. About National Income Life National Income Life is a wholly owned subsidiary of American Income Life Insurance Company. American Income Life was founded a half century ago with $25,000 in borrowed capital and a razor-sharp vision. AIL appeared on the business landscape with a truly unique idea: to develop a niche marketplace selling supplemental life insurance products to members of this nation's working families members of labor unions. In 2001, National Income Life began operations and continues this vision of serving working families in New York State. Today, AIL and NILICO boast combined assets of over $1.9 billion with more than $32.7 billion of life insurance in force. AIL/NILICO earned an A+ (Superior) Financial Strength Rating from A.M. Best Company (rating as of 6/09). A.M. Best is one of the country's oldest and most respected insurance ratings companies. Licensed in New York, National Income provides supplemental insurance to the organized labor market in New York. Over the last 5 years, National Income has realized over 100 percent growth in our agency force. With our persistent vigilance in providing our field force with greater opportunities, our representative count is expected to increase well into the future. Take a closer look at National Income Life

4 The National Income marketing system allows you to spend virtually all of your time selling & building your business. Tim Cruise Agent, Top Producer AIL, The Altig-Orlovic Agency The marketing and lead system available to Agents has allowed me the opportunity to build my business. I am able to determine what level of income and production I want to achieve and set my goals to meet and exceed those. Roghie Hassan Loo Agent, Top Producer AIL, The Chalom Agency After years in the insurance industry and the challenges in seeking out clients, I discovered AIL/NILICO. I found the lead generation system unique and the third party endorsement was the link that was missing in my previous ventures. Morton Bahr President Emeritus Communications Workers of America My colleagues and I on the Labor Advisory Board take an active role in offering our views on AIL s [NILICO's parent company] activities its financial and other support for labor, and the products it develops for union families. We deeply appreciate the generous support of time, money and personal commitment... given to our unions. One of the most unique aspects of National Income is our assistance in creating connections between our SGA agencies and working families. We have developed a niche marketing system for agencies throughout New York. It s this highly developed system that sets National Income apart from virturally every other insurance company. How do we do it? National Income and its parent company have become primarily involved with labor unions and credit unions, building a close affinity to these markets. This allows us to initiate mailings through these organizations directly to members with the approval of the local organization. In our commitment to continued growth, NILICO has also developed marketing programs for a wide variety of associations creating exponential growth and market potential. In 2003, National Income initiated a Child Safe program which utilizes a Child Safe Kit including materials for fingerprinting. This successful new program has already generated thousands of connections and is expected to further augment NILICO s marketing system as the program continues to proliferate through the field. What does that mean to you? It s through these unique relationships combined with National Income s active support and involvement with labor and labor-related causes at the local and state levels that allows the State General Agent (SGA) to provide their representatives with the tools and means by which they can build their businesses. These market tools are supplied to you through an ongoing series of endorsed mailings to members of various local organizations.

5 Let s face it, everyone likes money and throughout our careers we seek out opportunities to earn an increasingly greater income. At National Income you are in control of your own earnings as an independent contractor. For the first time in your life, you will find there are no barriers and no limitations on your earning potential. Many can expect to increase and even double their previous income in the first year. As you begin to develop renewals, your earnings can reach upwards of $100,000 or more over the next several years. Few careers today will offer you the chance to set your own income from day one. Combine this outstanding earning potential with a bonus system that offers thousands of dollars throughout the year and annual convention trips to exciting resort locations, and you will begin to understand there are truly no limits on your income opportunity at National Income. How would you like to be paid over and over again, year after year for selling a product? Sound too good to be true? That s what others have said as well, until they experienced one of the greatest income opportunities lifetime vested renewals. Lifetime Renewals Renewal Renewal 1st Year Commission Initial Sale The renewal system works like this: Every time you make a sale, or as a Manager, one of your Producers makes a sale, a percentage of the premium paid on the policy each month is credited to you. After you make the initial sale, you will receive this renewal, based on the vesting provisions of the contract, month in and month out as long as the policyholder continues to pay their premium. With every sale your monthly renewals will increase! Only the insurance profession offers this residual income opportunity we call lifetime vested renewals. And, only at National Income, will you find a lifetime vested renewal system that begins from your very first sale, providing you and your family financial security for many years to come!

6 Would You Like a Job or a Career? National Income Life offers much more than just sales opportunities. Promotions come from within, which means there are always opportunities for advancement. Our Company theme, Step Up So Others Can Step In, defines a commitment to provide increasing opportunities to those who want to lead National Income to the next level. In fact, National Income is seeking men and women from diverse backgrounds and experiences who want to develop their career whether as a Career Agent on an increasing company career track or as a Manager with further leadership opportunities. We offer you the freedom to climb the career ladder to unlimited heights, provided that you are willing and committed to the challenge. With the incredible growth being experienced now, you have a greater opportunity to develop your career at any level. Family & Community Bernard Rapoport, founder of AIL, National Income's parent company, built the Company around family and community. This enduring foundation has allowed the Company to grow and prosper over the years. Even as growth advances at a record pace, family is the thread that ties everyone together in our community and sets National Income apart from other companies. You are part of more than just a business opportunity. As part of the National Income family, you participate in a multitude of activities throughout the year, from Agency parties and picnics to formal dinners and weekend getaways. As a family, we all work together to help each other. We have people who have worked here for years even decades and because of the opportunities National Income provides, representatives encourage their own families to get involved sons, daughters, brothers, sisters and spouses. It is truly opportunity unlimited for all!

7 Opportunity Unlimited Roger Smith President & CEO Over 30 years ago, I first learned about the AIL opportunity. A new world opened up to me, a world where I was able to pursue my career goals in an environment that is truly unlimited. This opportunity has brought me professional satisfaction and personal wealth but, more importantly, it put my career on a path that continues to be more rewarding and fulfilling than I ever imagined possible. Today, at National Income, we are pursuing a vision for even greater career opportunities. That vision is allowing us to realize record growth and extraordinary milestones of success. I believe the best opportunities are still before us, and your path for advancement, whether as a Career Producer or Manager, is greater today than at anytime in our company's history. Most importantly, I know without hesitation if you consider being a part of a company on the road to success you will have an abundance of opportunity to achieve your goals. However, this is a career only for those who are willing to make the commitment and have the dedication to succeed. Are you ready to put yourself on the path to success? If so, welcome to Opportunity Unlimited! Now it s up to you. Are you up to the challenge? Don t wait, your future begins today! To further pursue career opportunities with National Income contact the individual who supplied you with this information. You can also visit our Web site at

8 Can you meet the challenge? NATIONAL INCOME LIFE insurance company National Income Life Insurance Company 1567 East Henrietta Rd. Rochester, NY AC-6 NY (R3-10)

GETTING YOUR FINANCIAL HOUSE IN ORDER A STEP-BY-STEP GUIDE

GETTING YOUR FINANCIAL HOUSE IN ORDER A STEP-BY-STEP GUIDE GETTING YOUR FINANCIAL HOUSE IN ORDER A STEP-BY-STEP GUIDE Table of Contents Plan for Your Future Step 1: Blueprint- Discover Where You Are Today Step 2: Foundation Do You Have a Solid Strategy Step 3:

More information

Building a best-in-class global insurance and risk solutions provider

Building a best-in-class global insurance and risk solutions provider We are a niche specialty property and casualty insurance company with nearly 8,000 employees worldwide. We focus on underserved markets in areas of small commercial business, specialty risk and extended

More information

How To Win With Money

How To Win With Money By: Joseph Sangl We re passionate about helping YOU win with your money. In this series, we are going to be talking about a practical, step-by-step plan that you can use to take your finances to the stratosphere!

More information

retirement income plan

retirement income plan Retirement income guide Build a retirement income plan to last a lifetime What s inside Let s talk about retirement Four factors drive your retirement income strategy Where do you want to be in retirement?

More information

THE COLORADO WAY. How Your Vote Can Create Widespread Economic Prosperity

THE COLORADO WAY. How Your Vote Can Create Widespread Economic Prosperity THE COLORADO WAY How Your Vote Can Create Widespread Economic Prosperity Colorado Fiscal Institute 1. Introduction Colorado is a special place to call home. Between our incredible landscape, diverse communities,

More information

8 WAYS TO EMPOWERED LIVING

8 WAYS TO EMPOWERED LIVING 8 WAYS PORTUGAL JANUARY 2018 1 PAGE 4 01 POWERSTART BUSINESS SYSTEMS PAGE 7 02 POWERSTART UPGRADE COMMISSIONS PAGE 8 03 ELITE CUSTOMER SALES Welcome to Trévo, one of the fastest growing companies in the

More information

FINANCIAL FREEDOM PLAN 10 WAYS TO TRANSFORM YOUR LIFE

FINANCIAL FREEDOM PLAN 10 WAYS TO TRANSFORM YOUR LIFE FINANCIAL FREEDOM PLAN 10 WAYS TO TRANSFORM YOUR LIFE The time is right. People are seeking out natural, bioactive products to live healthier lives. The bioactives industry is an emerging multi-billion

More information

Compensation Plan. Your guide to prosperity

Compensation Plan. Your guide to prosperity Compensation Plan Your guide to prosperity Effective January 2011 2 Promote the Body by Vi Challenge...and get paid! The power of ViSalus is more than just the company behind it; it s the community of

More information

Economic Anxiety and the American Dream:

Economic Anxiety and the American Dream: Economic Anxiety and the American Dream: Is the Dream at Risk in the 21 st Century? Presented by Celinda Lake, 1 Summary Description of Methods This is a unique approach to the study of the American Dream,

More information

Westpac Banking Corporation 2011 Annual General Meeting

Westpac Banking Corporation 2011 Annual General Meeting Westpac Banking Corporation 2011 Annual General Meeting Sydney, Australia 14 December 2011 Chief Executive Officer s Address Gail Kelly Westpac Banking Corporation ABN 33 007 457 141. Introduction Thank

More information

Career Opportunities for Career Changers. Unconventional your career.

Career Opportunities for Career Changers. Unconventional your career. Career Opportunities for Career Changers Unconventional your career. Unlimit your future. Life is short. Opportunities with us are endless. So what are you waiting for? With MassMutual at your side, you

More information

Christopher Eckert, CFP

Christopher Eckert, CFP Christopher Eckert, CFP Senior Vice President Wealth Management Senior Portfolio Manager Financial Advisor Helping You Through Your Most Important Transitions 320 Post Road West Westport, Connecticut 06880

More information

COMPENSATION. Your Guide. PLAN to Prosperity

COMPENSATION. Your Guide. PLAN to Prosperity COMPENSATION Your Guide PLAN to Prosperity ARE YOU INTERESTED IN UNLIMITED FINANCIAL OPTIONS? Imagine living on your terms, having the resources to realize your dreams, and being able to say yes to life.

More information

The quality of care your financial life deserves

The quality of care your financial life deserves The quality of care your financial life deserves We can help you take care of everything that matters Every day, your focus is on your patient s health. You give pet owners the guidance, support and solutions

More information

COMPENSATION PLAN. cmp-compplan-001-rev1 1 COMPENSATION PLAN

COMPENSATION PLAN. cmp-compplan-001-rev1 1 COMPENSATION PLAN COMPENSATION PLAN 1 COMPENSATION PLAN TABLE OF CONTENTS Welcome to It Works!... 1 Your First 30 Days.... 2 Start Climbing the Ranks... 5 Management Levels.... 6 Management Bonuses.... 7 Leadership Levels....

More information

SEVEN CRITICAL MISTAKES IN PROPERTY INVESTMENT

SEVEN CRITICAL MISTAKES IN PROPERTY INVESTMENT SEVEN CRITICAL MISTAKES IN PROPERTY INVESTMENT Introduction Seven critical property investment mistakes There are some incredible property investment opportunities in 2014; with key growth areas positioned

More information

The Ultimate Guide to Contracting

The Ultimate Guide to Contracting The Ultimate Guide to Contracting Accountants Experts for Experts Contents About us 3 Welcome to contracting 4 The benefits of contracting How to find your first contract 5 Limited vs Umbrella 6 Limited

More information

Welcome to It Works!

Welcome to It Works! Welcome to It Works! Welcome to the It Works! Compensation Plan *, your guide to achieving your optimum earnings potential, reaching your financial goals, and fulfilling your dreams for a life filled with

More information

Retail Sales. Preferred Customer Commissions. FastTrack Bonus. Double FastTrack Bonus. Team Bonus. Matching Check Bonus.

Retail Sales. Preferred Customer Commissions. FastTrack Bonus. Double FastTrack Bonus. Team Bonus. Matching Check Bonus. The Max Plan The Max Plan integrates nine components that contribute to Max Associate commissions: 1 2 3 4 5 6 7 8 9 Retail Sales Preferred Customer Commissions FastTrack Bonus Double FastTrack Bonus Team

More information

How to Optimize Your Finances After a Banner Year

How to Optimize Your Finances After a Banner Year How to Optimize Your Finances After a Banner Year By Paul K. Loyacono Jr., WealthPoint Investment Management 2 Are you in a field in which your income fluctuates from year to year? Business owners, sales

More information

START HERE. Small Business Retirement Plans. Prospecting Guide to. American National Insurance Company

START HERE. Small Business Retirement Plans. Prospecting Guide to. American National Insurance Company American National Insurance Company START HERE Prospecting Guide to Small Business Retirement Plans 1 Getting Started Every business owner needs a plan for retirement. 2 WHY? They work hard to make their

More information

WELCOME TO THE NEOLIFE CLUB!

WELCOME TO THE NEOLIFE CLUB! COMPENSATION PLAN WELCOME TO THE NEOLIFE CLUB! You now belong to a Club of like-minded people eager to demonstrate how good health, fitness and financial freedom can become an everyday lifestyle! Our

More information

Compensation Plan. Eight Ways To The Extraordinary Lifestyle

Compensation Plan. Eight Ways To The Extraordinary Lifestyle Compensation Plan Eight Ways To The Extraordinary Lifestyle WELCOME TO THE TRÉVO GLOBAL COMMUNITY! Trévo is a COMMUNITY of individuals from different BACKGROUNDS, CULTURES, and AGES coming TOGETHER for

More information

COMPENSATION PLAN OVERVIEW. the simplest, most generous and fair compensation program in the industry

COMPENSATION PLAN OVERVIEW. the simplest, most generous and fair compensation program in the industry COMPENSATION PLAN OVERVIEW the simplest, most generous and fair compensation program in the industry REF: FEB-2018 compensation Thank you for taking the time to review our compensation program. We believe

More information

Insurance built to protect your business.

Insurance built to protect your business. COMMERCIAL INSURANCE Insurance built to protect your business. SAHOURI. Insurance made simple. SM WE ARE SAHOURI. 50 + Years of experience 97% Client Retention Rate 100% Privately Held 100% Client Focused

More information

The Scheid Group at Morgan Stanley

The Scheid Group at Morgan Stanley The Scheid Group at Morgan Stanley 4969 US HIGHWAY 42 SUITE 1200 LOUISVILLE, KY 40222 502-394-4047 / MAIN 800-966-4617 / TOLL-FREE 502-394-4013 / FAX morganstanley.com/fa/thescheidgroup.com michael.scheid@morganstanley.com

More information

A NEW DAY! Creating the financial resources to live an extraordinary life!

A NEW DAY! Creating the financial resources to live an extraordinary life! A NEW DAY! Creating the financial resources to live an extraordinary life! OUR MISSION: TO ENHANCE THE LIVES OF THOSE WE TOUCH BY HELPING PEOPLE REACH THEIR GOALSTM Peak Performance and Supplements Sports

More information

The 10 Biggest Social Security Mistakes What Baby Boomers Need to Know

The 10 Biggest Social Security Mistakes What Baby Boomers Need to Know The 10 Biggest Social Security Mistakes What Baby Boomers Need to Know Social Security can play a very important role in a retirement income plan. As one of the few sources of lifetime, inflation-adjusted

More information

It Works Marketing, Inc. United States COMPENSATION PLAN. cmp-compplan-us-en-009

It Works Marketing, Inc. United States COMPENSATION PLAN. cmp-compplan-us-en-009 It Works Marketing, Inc. United States COMPENSATION PLAN COMPENSATION PLAN TABLE OF CONTENTS Welcome to It Works!...1 Your First 30 Days.... 2 Start Climbing the Ranks.... 4 Management Levels.... 5 Management

More information

compensation PLAN cmp-compplan COMPENSATION PLAN

compensation PLAN cmp-compplan COMPENSATION PLAN compensation PLAN 1 COMPENSATION PLAN Table of Contents Welcome to It Works!... 1 Your First 30 Days.... 2 Start Climbing the Ranks... 5 Management Levels.... 6 Management Bonuses.... 7 Leadership Levels....

More information

Ohio Farm Bureau Foundation. Guide to Giving

Ohio Farm Bureau Foundation. Guide to Giving Ohio Farm Bureau Foundation Guide to Giving Table of Contents Giving in support of values........................3 Endowments......................................5 Gifts that produce a lifetime income................6

More information

The Hamilton Retirement Planning Group at Morgan Stanley. Helping clients transition into retirement

The Hamilton Retirement Planning Group at Morgan Stanley. Helping clients transition into retirement The Hamilton Retirement Planning Group at Morgan Stanley Helping clients transition into retirement 4520 Main Street, 8th Floor Kansas City, MO 64111 816-932-7856 / MAIN 800-821-6119 / TOLL-FREE 816-932-7836

More information

COMPENSATION PLAN. cmp-compplan COMPENSATION PLAN

COMPENSATION PLAN. cmp-compplan COMPENSATION PLAN COMPENSATION PLAN 1 COMPENSATION PLAN TABLE OF CONTENTS Welcome to It Works!...1 Your First 30 Days.... 2 Start Climbing the Ranks.... 5 Management Levels.... 6 Management Bonuses.... 7 Leadership Levels...

More information

build YOUR NATURAL SOLUTIONS OPPORTUNITY

build YOUR NATURAL SOLUTIONS OPPORTUNITY build YOUR NATURAL SOLUTIONS OPPORTUNITY DO YOU NEED A FINANCIAL pipeline? dōterra is a place where you can create freedom that most people only dream of. Many people spend their lives trading hours for

More information

GUIDE OTHERS AND LIVE GENEROUSLY TO BE WISE WITH MONEY. Explore a career as a Thrivent Financial representative

GUIDE OTHERS AND LIVE GENEROUSLY TO BE WISE WITH MONEY. Explore a career as a Thrivent Financial representative GUIDE OTHERS TO BE WISE WITH MONEY AND LIVE GENEROUSLY Explore a career as a Thrivent Financial representative Would you like to represent a membership organization serving Christians that offers a unique

More information

5% Bonus PowerDex Elite TM Annuity

5% Bonus PowerDex Elite TM Annuity Get a 5% bonus on premium dollars Protect your principal from market loss Take advantage of potential index gains Lock in your index gains and get your best year s growth guaranteed! 5% Bonus PowerDex

More information

Plan to grow your retirement income

Plan to grow your retirement income Plan to grow your retirement income with a Prime Income Optimizer TM fixed indexed annuity LINCOLN ANNUITIES Not a deposit Not FDIC-insured May go down in value Not insured by any federal government agency

More information

Rewards PLAN. Effective October, Revised on September 21, 2015 Applies to North America only.

Rewards PLAN. Effective October, Revised on September 21, 2015 Applies to North America only. Rewards PLAN Effective October, 2015 Revised on September 21, 2015 Applies to North America only. 1 CONTENTS Getting Started... 3 Consultant Definition... 3 Active Definition... 3 Enroller Definition...

More information

AFFILIATE JOIN OPTIONS

AFFILIATE JOIN OPTIONS AFFILIATE JOIN OPTIONS Entry Pack for Pet Products: $39 (20BV) + $20 One Time Affiliate Fee Choose (1) of the HempWorx Pet Products Builder Pack: $69 (40BV) + $20 One Time Affiliate Fee Choose (1) of the

More information

Shared Wisdom. To be effective advisors, it s more valuable to ask all the right questions than to have all the right answers.

Shared Wisdom. To be effective advisors, it s more valuable to ask all the right questions than to have all the right answers. Shared Wisdom To be effective advisors, it s more valuable to ask all the right questions than to have all the right answers. Here s an example. The owner of a very substantial family business engaged

More information

CREATING PERFORMANCE

CREATING PERFORMANCE CREATING PERFORMANCE ABOUT SYZ We are a Swiss banking group specialised in investment management. Founded in Geneva in 1996, our family shareholder structure guarantees our independence and strength.

More information

Better Together. Retirement Visions for Today and Tomorrow

Better Together. Retirement Visions for Today and Tomorrow Better Together Retirement Visions for Today and Tomorrow Go confidently in the direction of your dreams. Live the life you have imagined. - Henry David Thoreau Your Retirement Destination Our Top Priority

More information

Well Being, Well Done

Well Being, Well Done Well Being, Well Done A Project of the Sudden Money Institute Well Being: A profound state of being found at the intersection of Life and Money. You can have it before you have accumulated large amounts

More information

The. Kansas City Life. Tradition

The. Kansas City Life. Tradition The Kansas City Life Tradition Dedicated to improving the quality of life Who We Are For more than 115 years, Kansas City Life Insurance Company has been dedicated to our field force, our policyholders

More information

2012 Workplace Benefits Report

2012 Workplace Benefits Report 2012 Workplace Benefits Report The State of Workplace Benefits in 2012 Workplace benefits integral to company performance and vital to employees lifelong financial security I m pleased to share with you

More information

people and culture are key to our success

people and culture are key to our success april 2018 dear fellow shareholders, 2017 capped Morgan Stanley s journey through a multi-decade period of challenges and recovery. By transforming our business mix and risk profile, and embracing the

More information

A CAREER IN FINANCIAL PLANNING WITH PRUDENTIAL ADVISORS

A CAREER IN FINANCIAL PLANNING WITH PRUDENTIAL ADVISORS A CAREER IN FINANCIAL PLANNING WITH PRUDENTIAL ADVISORS Prudential financial professionals have the opportunity to grow their practices by pursuing Prudential s fee-based financial planning services as

More information

Discover Health Coaching Trilogy Questionnaire

Discover Health Coaching Trilogy Questionnaire Discover Health Coaching Trilogy Questionnaire Trilogy of Optimal Health Wheel Review the Trilogy of Optimal Health Wheel above. On a scale from 1 to 10 assess where you are in each category and where

More information

New York LIFE INSURANCE BUYER S GUIDE

New York LIFE INSURANCE BUYER S GUIDE New York LIFE INSURANCE BUYER S GUIDE This guide can help you when you shop for life insurance. It discusses how to: Find a Policy That Meets Your Needs and Fits Your Budget Decide How Much Insurance You

More information

The Buyline. Thoughts form the Desk of Bob Repass... In This Issue

The Buyline. Thoughts form the Desk of Bob Repass... In This Issue The Buyline September 2015 No. 18 NoteSchool.com ColonialFundingGroup.com ColonialCapitalManagement.com In This Issue Thoughts from the Desk of Bob Repass Trading Corner Market Pulse Special: In the News

More information

For Private Equity Professionals

For Private Equity Professionals PRIVATE BANKING For Private Equity Professionals Private Banking We re for the unconventional A BANK LIKE YOU, FOR YOU You re always looking for new opportunities. You thrive on the details that go into

More information

A NEW DAY! MELALEUCA S COMPENSATION PLAN

A NEW DAY! MELALEUCA S COMPENSATION PLAN EN A NEW DAY! MELALEUCA S COMPENSATION PLAN Creating the financial resources to live an extraordinary life! OUR MISSION To enhance the lives of those we touch by helping people reach their goals. Important

More information

The Hoffmann-Easom-Lannan Retirement Planning Group at Morgan Stanley

The Hoffmann-Easom-Lannan Retirement Planning Group at Morgan Stanley 4 SERVICES 7 PLANNING 8 TEAM The Hoffmann-Easom-Lannan Retirement Planning Group at Morgan Stanley We help you move from what you do to what you love 227 West Monroe Street Suite 3400 Chicago, IL 60606

More information

I ve called you together today because yesterday I received the final financial modeling needed

I ve called you together today because yesterday I received the final financial modeling needed I ve called you together today because yesterday I received the final financial modeling needed for our Green Mountain Care plan. After meeting with my team last Friday to go over the work they had done,

More information

Planning for your retirement. Generating an income in retirement

Planning for your retirement. Generating an income in retirement Planning for your retirement Generating an income in retirement IN THIS GUIDE PLANNING YOUR RETIREMENT INCOME 3 CASH 5 BONDS 6 SHARES (EQUITIES) 9 PROPERTY 11 MULTI-ASSET INCOME INVESTMENTS 12 DRAWING

More information

Our Story Evening Creek Drive North, Suite 360 San Diego, California 92128

Our Story Evening Creek Drive North, Suite 360 San Diego, California 92128 Our Story Thank you for your interest in getting to know Westland Financial Services (WFS) and Westland Financial Institutional Marketing (WFIM). Since our beginning, Westland has been offering insurance

More information

why contract with INTERNATIONAL MEDICAL GROUP?

why contract with INTERNATIONAL MEDICAL GROUP? OVERVIEW As an insurance agent, it s your responsibility to make sure your clients get the insurance they need. With hundreds of products and dozens of companies to choose from, the options can be overwhelming.

More information

Lesson 1: Defining Our Financial Vision. Companion Workbook

Lesson 1: Defining Our Financial Vision. Companion Workbook Lesson 1: Defining Our Financial Vision Companion Workbook Lesson 1: Defining Our Financial Vision Having Money does not guarantee happiness. That said, however, having sufficient for our physical needs

More information

It Works! Marketing International UC United Kingdom. cmp-compplan-uk-en-004 COMPENSATION PLAN

It Works! Marketing International UC United Kingdom. cmp-compplan-uk-en-004 COMPENSATION PLAN It Works! Marketing International UC United Kingdom COMPENSATION PLAN COMPENSATION PLAN TABLE OF CONTENTS Welcome to It Works!...1 Your First 30 Days.... 2 Start Climbing the Ranks.... 4 Management Levels....

More information

Understanding The Dream Team Lead Generation Matrix

Understanding The Dream Team Lead Generation Matrix Understanding The Dream Team Lead Generation Matrix Hello, This is Alexander Baghdanov, and welcome to our Training Guide: Understanding the Lead Generation Matrix is an integral part of who and what we

More information

Building Your Future. with the Kohl s 401(k) Savings Plan. Kohl s supports planning for your financial future with increased confidence.

Building Your Future. with the Kohl s 401(k) Savings Plan. Kohl s supports planning for your financial future with increased confidence. Building Your Future with the Kohl s 401(k) Savings Plan Kohl s supports planning for your financial future with increased confidence. FINANCIAL Me? Save for Retirement? YES. THE MOST IMPORTANT REASON

More information

Money Made Simple. The Ultimate Guide to Personal Finance

Money Made Simple. The Ultimate Guide to Personal Finance Money Made Simple The Ultimate Guide to Personal Finance Table of Contents Section 1 Back to Basics: What is Money? 5 Section 2 Clearing Out the Clutter. 17 Section 3 Where Does All My Money Go? 27 Section

More information

MAY 2018 BRAEBURNFAMILYOFFICE.COM FAMILY GOVERNANCE

MAY 2018 BRAEBURNFAMILYOFFICE.COM FAMILY GOVERNANCE MAY 2018 BRAEBURNFAMILYOFFICE.COM FAMILY GOVERNANCE allow the Family to steer clear of challenging circumstances and un-forced errors. Most importantly; these protocols provide a path around the unforeseen

More information

And yet, to date, no research has explored what happens to people s careers, after they first begin working part time / flexibly 3.

And yet, to date, no research has explored what happens to people s careers, after they first begin working part time / flexibly 3. The flexibility Trap The influence of part time workers within our economy is growing. More than a quarter 1 of British workers 1 in 4 - now work 30 hours a week or less, with more than 80 per cent (or

More information

HARNESS THE POWER OF PROGRESSIVE LEVERAGE!

HARNESS THE POWER OF PROGRESSIVE LEVERAGE! PRO-LEV PLAN HARNESS THE POWER OF PROGRESSIVE LEVERAGE! THE PRO-LEV PLAN Progressive Leverage Compensation Formula fuxion.com Give me a lever long enough and a fulcrum on which to place it, and I shall

More information

A Guide to Retirement Planning Using Annuities. Don t Just Buy an Annuity Buy the Right Annuity! By Brent Meyer

A Guide to Retirement Planning Using Annuities. Don t Just Buy an Annuity Buy the Right Annuity! By Brent Meyer A Guide to Retirement Planning Using Annuities. Don t Just Buy an Annuity Buy the Right Annuity! By Brent Meyer 1 Don t Just Buy an Annuity Buy the Right Annuity! Page Table of Contents What is an Annuity...3

More information

NEW SUSTAINABLE ALASKA PLAN

NEW SUSTAINABLE ALASKA PLAN NEW SUSTAINABLE ALASKA PLAN Vision To preserve jobs and provide opportunities for all Alaskans, now and in future generations, by establishing a stable and enduring fiscal framework. Introduction Alaska

More information

Transitioning into Retirement

Transitioning into Retirement Select Portfolio Management, Inc. www.selectportfolio.com Toll Free: 800.445.9822 Telephone: 949.975.7900 Fax: 949.900.8181 Securities offered through Securities Equity Group Member FINRA, SIPC, MSRB Transitioning

More information

Press. Annual Press Conference Fiscal Year Strong finish for fiscal Joe Kaeser President and CEO of Siemens AG EMBARGOED UNTIL 09:00 CET

Press. Annual Press Conference Fiscal Year Strong finish for fiscal Joe Kaeser President and CEO of Siemens AG EMBARGOED UNTIL 09:00 CET Press Berlin, November 12, 2015 Strong finish for fiscal 2015 Joe Kaeser President and CEO of Siemens AG EMBARGOED UNTIL 09:00 CET Check against delivery. Today we are looking back at the first year with

More information

Profit Growth Strategies By Brian Tracy

Profit Growth Strategies By Brian Tracy Profit Growth Strategies By Brian Tracy Getting the Money You Need Introduction Thought is the original source of all wealth, all success, all material gain, all great discoveries and inventions, and of

More information

WORKING IN THE BANK OF ENGLAND S LEGAL DIRECTORATE

WORKING IN THE BANK OF ENGLAND S LEGAL DIRECTORATE WORKING IN THE BANK OF ENGLAND S LEGAL DIRECTORATE 2 Working at the heart of the UK financial system throws up unique and intellectually stimulating challenges and our lawyers consistently rise to meet

More information

The Grasmeder Team at Morgan Stanley

The Grasmeder Team at Morgan Stanley The Grasmeder Team at Morgan Stanley 20 MAPLE ST GLENS FALLS, NY 12801 518-793-4181 / MAIN 800-526-1866 / TOLL-FREE 518-793-7046 / FAX www.morganstanleyfa.com/grasmeder Kathleen.R.Grasmeder@morganstanley.com

More information

2018 ANNUAL REPORT. Insured by NCUA

2018 ANNUAL REPORT. Insured by NCUA 2018 ANNUAL REPORT Insured by NCUA It is refreshing to know that the simplicity of people helping people has been the heart of Credit Union ONE remaining relevant and delivering value to our members through

More information

Providing Greater Clarity, Confidence and the Capabilities to Succeed in the Retirement Plan Business

Providing Greater Clarity, Confidence and the Capabilities to Succeed in the Retirement Plan Business Providing Greater Clarity, Confidence and the Capabilities to Succeed in the Retirement Plan Business Discover the techniques for ensuring successful retirement outcomes for plan sponsors and participants.

More information

Making a difference for generations. A GUIDE TO PLANNED GIVING

Making a difference for generations. A GUIDE TO PLANNED GIVING Making a difference for generations. A GUIDE TO PLANNED GIVING Planned gifts make a difference. Becoming a member of the Demske Society is a testament to your loyalty and faith in Canisius College. Talk

More information

Accumulation Builder Select Indexed Universal Life

Accumulation Builder Select Indexed Universal Life Accumulation Builder Select IUL Accumulation Builder Select Indexed Universal Life Discover What s Possible PM8350 Page of 6 The Penn Mutual Life Insurance Company The Penn Insurance and Annuity Company

More information

G E T TO K N OW THE V IM COMPENSATION PLAN

G E T TO K N OW THE V IM COMPENSATION PLAN G E T TO K N OW THE V IM COMPENSATION PLAN ARE READY TO SOAR? At VIM, you can be precisely the person you long to be. You can do anything you desire. And, you can have everything you want in your life.

More information

How do I become an HD Vest Advisor? EDUCATION AND LICENSING

How do I become an HD Vest Advisor? EDUCATION AND LICENSING How do I become an HD Vest Advisor? EDUCATION AND LICENSING For more than 30 years, we ve remained steadfast in our mission to give every American the opportunity to have access to a skilled financial

More information

A PATH FORWARD. Insights from the 2010 RIA Benchmarking Study from Charles Schwab

A PATH FORWARD. Insights from the 2010 RIA Benchmarking Study from Charles Schwab A PATH FORWARD Insights from the 2010 RIA Benchmarking Study from Charles Schwab The year 2009 marked a turning point for registered investment advisors. As an era of rapid growth came to an end, advisors

More information

Get Happy. OWN A HAPPY

Get Happy. OWN A HAPPY Get Happy. OWN A HAPPY TAX FRANCHISE. 03 / THE BUSINESS CONCEPT Tax preparation for the 21st century. We reject the notion that tax preparation needs to be a frustrating process. Nor does it have to be

More information

TABLE OF CONTENTS. 2 Evolution Plan

TABLE OF CONTENTS. 2 Evolution Plan Evolution Plan 2 Evolution Plan TABLE OF CONTENTS FuXion glossary Direct sales Preferred customer benefits Additional discount Sponsorship bonus Increased consumption bonus Building bonus Binary team bonus

More information

GROUP SAVINGS & RETIREMENT. The basics of retirement planning. Plan for life

GROUP SAVINGS & RETIREMENT. The basics of retirement planning. Plan for life GROUP SAVINGS & RETIREMENT The basics of retirement planning Plan for life Hello. Are you close to retiring? If you re almost there, then understanding retirement planning basics is key so that you can

More information

Do you want more from life more money, more freedom, more security, and more time for the activities you love?

Do you want more from life more money, more freedom, more security, and more time for the activities you love? Introduction Why I wrote this guide Do you want more from life more money, more freedom, more security, and more time for the activities you love? If so welcome to the best decision you ve ever made in

More information

Maggie Kokemuller 880 Carillon Parkway Saint Petersburg, FL Transitioning into Retirement

Maggie Kokemuller 880 Carillon Parkway Saint Petersburg, FL Transitioning into Retirement Maggie Kokemuller 880 Carillon Parkway Saint Petersburg, FL 33716 727-567-1000 Maggie.Kokemuller@RaymondJames.com Transitioning into Retirement Page 2 Transitioning into Retirement The retirement "zone"

More information

MODERE EUROPE COMPENSATION PLAN

MODERE EUROPE COMPENSATION PLAN WELCOME TO MODERE. Modere is connecting dots. From customer innovation, to product experiences - our model is bold and our community is strong. Together we are creating an entirely new approach, where

More information

Glossary of Terms...2. From the President Executive Summary Strategic Framework Guiding Principles Key Success Measures...

Glossary of Terms...2. From the President Executive Summary Strategic Framework Guiding Principles Key Success Measures... Table of Contents Glossary of Terms.................................................2 From the President................................................ 3 Executive Summary...............................................

More information

Donna L. Fisher, CFP. Senior Vice President Financial Advisor

Donna L. Fisher, CFP. Senior Vice President Financial Advisor Donna L. Fisher, CFP Senior Vice President Financial Advisor 7272 Wisconsin Avenue 4th Floor, Bethesda, Maryland 20814 301-657-6325 / Main 800-455-6622 / Toll-Free 301-656-1510 / fax donna.l.fisher@mssb.com

More information

IW Marketing International Canada ULC Canada COMPENSATION

IW Marketing International Canada ULC Canada COMPENSATION IW Marketing International Canada ULC Canada COMPENSATION PLAN cmp-compplan-can-eng-006 COMPENSATION PLAN IW Marketing International Canada ULC Canada STATEMENT OF TYPICAL PARTICIPANT S EARNINGS The primary

More information

yourmoney a guide to managing your credit and debt Volume 6 Life After Debt

yourmoney a guide to managing your credit and debt Volume 6 Life After Debt yourmoney a guide to managing your credit and debt Volume 6 Life After Debt Call InCharge Debt Solutions today at 1-877-544-9126 or contact us at www.incharge.org Life After Debt You can do it. A life

More information

REWARDS PLAN OVERVIEW

REWARDS PLAN OVERVIEW REWARDS PLAN OVERVIEW PRECISION PLUS THIS IS THE FIRST PRECISION PLUS COMPENSATION PLAN IN THE DIRECT SELLING INDUSTRY. THIS COMPENSATION PLAN IS THE CULMINATION OF OVER 30 YEARS OF EXPERIENCE. IT IS SIMPLE,

More information

Retirement Plans for the Millennial Workforce

Retirement Plans for the Millennial Workforce Retirement Plans for the Millennial Workforce New values need new plan designs. Retirement Plans for the Millennial Workforce Baby Boomers, those born in the period 1946 through 1964, built their careers

More information

Considerations for Founders: Issues in Structuring Relationships Among Members of the Founder Team

Considerations for Founders: Issues in Structuring Relationships Among Members of the Founder Team Considerations for Founders: Issues in Structuring Relationships Among Members of the Founder Team By: Senior Lecturer M.I.T. Sloan School of Management There are so many things which Founders have to

More information

Social Security Administration

Social Security Administration Social Security Administration 1329 S. Division St. Traverse City MI 49684 February 21, 2017 Columns & Features Monthly Information Package March 2017 RECEIVING HOUSING BENEFITS? A TRIP TO SOCIAL SECURITY

More information

CVS HEALTH/AETNA INVESTOR CALL SCRIPT

CVS HEALTH/AETNA INVESTOR CALL SCRIPT MIKE McGUIRE, CVS HEALTH IRO Good morning, everyone. Thanks so much for joining us this morning to hear about the definitive merger agreement we announced yesterday to acquire Aetna, one of the nation

More information

PROGRESSIVE MASSACHUSETTS 2014 LEGISLATIVE RACES QUESTIONNAIRE. CANDIDATE: Steve Ultrino Democrat for State Representative.

PROGRESSIVE MASSACHUSETTS 2014 LEGISLATIVE RACES QUESTIONNAIRE. CANDIDATE: Steve Ultrino Democrat for State Representative. PROGRESSIVE MASSACHUSETTS 2014 LEGISLATIVE RACES QUESTIONNAIRE CANDIDATE: Steve Ultrino Democrat for State Representative 33rd Middlesex ultrinoforrep.com About the Candidate... 2 The Issues... 3 A. Revenue

More information

Making a Bequest. Professor Jayanti Bandyopadhyay

Making a Bequest. Professor Jayanti Bandyopadhyay Making a Bequest WITH YOUR ESTATE PLAN, YOU CAN NAME SALEM STATE AS THE BENEFICIARY OF A PORTION OF YOUR ESTATE, OR ASSETS WITHIN YOUR ESTATE. For many alumni and friends, this is the surest way to make

More information

In your list of priorities, where do you stand? Mutual Funds. Aditya Birla Sun Life Retirement Fund. Aditya Birla Sun Life Mutual Fund

In your list of priorities, where do you stand? Mutual Funds. Aditya Birla Sun Life Retirement Fund. Aditya Birla Sun Life Mutual Fund In your list of priorities, where do you stand? An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier). NFO opens: February 19, 2019

More information

Dear fellow Shareholders:

Dear fellow Shareholders: Dear fellow Shareholders: Morgan Stanley made significant progress driving forward our business and strategy during 2010. We leveraged our unique position in the marketplace and our unparalleled global

More information

K Y Ä N I C O M P E N S A T I O N P L A N M A L A Y S I A

K Y Ä N I C O M P E N S A T I O N P L A N M A L A Y S I A K Y Ä N I C O M P E N S A T I O N P L A N M A L A Y S I A WELCOME Welcome to Kyäni. Our mission is to help willing individuals Experience More and reach their potential, which includes MORE HEALTH, MORE

More information

The Delli Carpini Group at Morgan Stanley

The Delli Carpini Group at Morgan Stanley The Delli Carpini Group at Morgan Stanley Tactical Investment Strategy. Comprehensive Wealth Planning. 522 Fifth Avenue 10th Floor, New York, NY 10036 212-603-6204 / MAIN 212-507-8242 / FAX https://fa.morganstanley.com/frank.dellicarpini

More information