IIAC Live Webinar Schedule June through December 2018

Transcription

1 Date Time Title Instructor CE Credits June 19 Workers Compensation Issues: Common Jerry Hargrove, J.D., CIC, Provisions & Rating June 20 Health and Disability Insurance: Just the Facts Karin Klaassen, CLU, June 21 Street Level Ethics Chris Amrhein, AAI 3 LRE June 26 Tricks to Fix: Closing Coverage Gaps in Home, Work and Auto Kevin Amrhein, CIC July 17 July 19 July 19 July 23 July 24 July 25 July 25 July 31 Scary CGL Exclusions So You Made Some Money Now What? Financial Planning from Salary to Social Security Additional Insureds - The Quandary Your Agency Online: Communication Cure or E&O Plague? Money in Retirement Accounts: Options, Problems and Opportunities New Technologies, New Risks: Drones, Home and Ride-sharing Jerry Hargrove, J.D., CIC, Karin Klaassen, CLU, Robin Federici, CPCU, AAI, ARM, AINS, AIS, CPIW Chris Amrhein, AAI Jerry Rhinehart, CIC, Jerry Hargrove, J.D., CIC, 3 PC Street Level Ethics Chris Amrhein, AAI 3 LRE Commercial Property Claims that Cause Problems Terry Tadlock, CIC, CPCU, CRIS August 1 August 8 August 9 August 9 August 16 August 21 Innovations in Long-Term Care Funding with Life Insurance Contractors, Contractors, Contractors Certificates of Insurance & Additional Insureds: Making Sense of it All Health and Disability Insurance: Just the Facts Hope I Die Before I Get Old (Cause This Government Stuff Gonna Knock Me Cold!) Mastering Medicare and Social Security Cyber Insurance: When Convenience Turns Catastrophic Jerry Rhinehart, CIC, Catherine Trischan, CIPC, CRM, CIC, ARM, Catherine Trischan, CIPC, CRM, CIC, ARM, Karin Klaassen, CLU, Chris Amrhein, AAI Jerry Hargrove, J.D., CIC, Page 1 Rev. 6/15/18

2 Date Time Title Instructor CE Credits August 22 The new ISO PAP: A Look Backwards and a Look Forward Bill Wilson, CPCI, ARM, AIM, AAM and Chris August 30 Amrhein, AAI On Ethics, Data, Dilemmas and Knuckleheads Kevin Amrhein, CIC 3 LRE Sept. 6 Sept. 6 Sept. 11 Sept. 13 Sept. 13 Sept. 18 Sept. 18 Sept. 27 Oct. 10 Oct. 10 Oct. 11 Oct. 17 Oct. 17 Oct. 24 Oct. 25 Oct. 30 Catastrophe: The Coverage Expertise You ll Need When It Matters Most Catherine Trischan, CPCU, CRM, CIC, ARM, Kevin Amrhein, CIC Tricks to Fix: Closing the Coverage Gaps in Home, Work and Auto Workers Compensation Issues: Common Jerry Hargrove, J.D., CIC, Provisions & Rating So You Made Some Money Now What? Karin Klaassen, CLU, Financial Planning from Salary to Social Security Street Level Ethics Chris Amrhein, AAI 3 LRE Money in Retirement Accounts: Options, Problems and Opportunities The Things Kids Get Us Into Your Agency Online: Communication Cure or E&O Plague Innovations in Long-Term Care Funding with Life Insurance Health and Disability Insurance: Just the Facts Hope I Die Before I Get Old (Cause This Government Stuff Gonna Knock Me Cold!) Mastering Medicare and Social Security Scary CGL Exclusions Jerry Rhinehart, CIC, Kym Martell, CRM, CIC, CRIS, AAI Chris Amrhein, AAI Jerry Rhinehart, CIC, Karin Klaassen, CLU, Chris Amrhein, AAI 3 PC Jerry Hargrove, J.D., CIC, Commercial Property Claims that Cause Problems Terry Tadlock, CIC, CPCU, CRIS New Technologies, New Risks: Drones, Home and Jerry Hargrove, J.D., CIC, Ride-sharing On Ethics, Data, Dilemmas and Knuckleheads Kevin Amrhein, CIC 3 LRE Current Trends & Changes: The Homeowner and Auto Marketplace Kym Martell, CRM, CIC, CRIS, AAI Page 2 Rev. 6/15/18

3 Date Time Title Instructor CE Credits Nov. 1 Money in Retirement Accounts: Options, Jerry Rhinehart, CIC, Problems and Opportunities Nov. 7 Hope I Die Before I Get Old (Cause this Government Stuff Gonna Knock Me Cold!) Mastering Medicare and Social Security Chris Amrhein, AAI Nov. 13 Nov. 13 Nov. 14 Nov. 15 Nov. 15 Nov. 29 Dec. 4 Dec. 11 Dec. 12 Dec. 12 Dec. 13 Dec. 18 1:00pm So You Made Some Money Now What? Financial Planning from Salary to Social Security Karin Klaassen, CLU, Cyber Insurance: When Convenience Turns Jerry Hargrove, J.D., CIC, Catastrophic Certificates of Insurance & Additional Insureds: Catherine Trischan, Making Sense of It All CPCU, CRM, CIC, ARM, Additional Insureds The Quandary Robin Federici, CPCU, AAI, ARM, AINS, AIS, CPIW Contractors, Contractors, Contractors Catherine Trischan, CPCU, CRM, CIC, ARM, On Ethics, Data, Dilemmas and Knuckleheads Kevin Amrhein, CIC 3 LRE Health and Disability Insurance: Just the Facts Karin Klaassen, CLU, The Things Kids Get Us Into Kym Martell, CRM, CIC, CRIS, AAI Innovations in Long- Term Care Funding with Life Jerry Rhinehart, CIC, Insurance Catastrophe: The Coverage Expertise You ll Need Catherine Trischan, When It Matters Most CPCU, CRM, CIC, ARM, Street Level Ethics Chris Amrhein, AAI 3 LRE Tricks to Fix: Closing Coverage Gaps in Home, Work and Auto Kevin Amrhein, CIC Webinar Fees: Member: $65 / Non-member $95 Please complete registration form and mail with your check to: IIAC, 30 Jordan Lane, Wethersfield, CT OR CLICK on the Link Below to Pay by Credit Card : Page 3 Rev. 6/15/18

4 Webinar Descriptions and Schedule Additional Insureds The Quandary Instructor: Robin Federici, CPCU, AAI, ARM, AINS, AIS, CPIW July 19 Nov Course # This course addresses the seemingly endless challenges posed to agents in the world of Additional Insureds. We will discuss basic policy coverage for the exposure and how applicable endorsements amend the coverage. Policies reviewed in this course include the Commercial General Liability policy (CGL), Business Auto policy (BAP), Workers Compensation (WC) and Umbrella. Catastrophe: The Coverage Expertise You ll Need When It Matters Most Instructor: Catherine Trischan, CPCU, CRM, CIC, ARM, Sept. 6 Dec. 12 Course # Nothing makes us more aware of the gaps that can exist in personal and commercial coverage than a catastrophe. We will discuss some of the direct damage and loss of use issues faced by individuals and businesses before, during and after natural disasters such as storms and earthquakes. We will look at coverage forms commonly written and how they may respond to claims presented after such disasters. Lastly, we will briefly explore some liability insurance issues that can come into play in a catastrophe, whether the catastrophe is a natural one or one that is man-made. Certificates of Insurance & Additional Insureds: Making Sense of it All Instructor: Catherine Trischan, CPCU, CRM, CIC, ARM, Aug. 9 12;00 pm Nov. 14 Course# Certificates of Insurance and Additional Insured endorsements cause many problems for insurance agents trying to help commercial clients. We will review the things to consider before issuing a certificate and discuss ways to avoid some of the common problems and errors. We will discuss Additional Insureds, reviewing some of the most commonly used Additional Insured Endorsements. Lastly, we will look at requests frequently made of agents and discuss why some of these can create problems. Commercial Property Claims that Cause Problems Course # Instructor: Terry Tadlock, CIC, CPCU, CRIS July 31 Oct. 17 Through a variety of claim scenarios, this course dives into the meticulous nature of commercial property insurance. Complicated definitions, vacancy provisions, debris removal coverage, real and personal property lease terms and compliance, leasehold interest, business income and other issues make an appearance in this course. Page 4 Rev. 6/15/18

5 Contractors, Contractors, Contractors Instructor: Catherine Trischan, CPCU, CRM, CIC, ARM, Aug. 8 Nov. 15 Course # This course examines a variety of inland marine exposures faced by contractors and the policies available to cover those exposures. We will discuss builders risk coverage, installation floaters and contractors equipment policies. For each topic, we will discuss the coverage afforded by commonly used forms and some of the exclusions to watch out for. We will then discuss certain features of the Commercial General Liability policy and endorsements that are sometimes added. We will focus on the effect these features and endorsements have on a contractor s insurance program. Current Trends & Changes: The Homeowner and Auto Marketplace Instructor: Kym Martell, CRM, CIC, CRIS, AAI Oct. 30 Course # For both the personal and commercial lines agent, this course reviews current trends and coverage issues in the Homeowners and Auto Marketplace. The course will review what happens when clients decide to become a driver for a ride sharing company. (Transportation Network Company) TNC or a host facility for a home sharing company, such as Airbnb and the introduction of self-driving vehicles. We will review some of the coverage in both the personal automobile and homeowner coverage forms as it relates to the new trend of sharing and gaps and typical exclusions. We will review and explore some of the specialty coverages. Cyber Insurance: When Convenience Turns Catastrophic Instructor: Jerry Hargrove, J.D., CIC, Aug. 21 Nov. 13 Course # The conveniences afforded by technology today were unfathomable just a few years ago. Unfortunately, cyber criminals seem to be at the top of the evolutionary chain as evidenced by their ability to constantly reinvent schemes to exploit the latest technologies for personal gain (if only these scumbags would use their talents for good!) In their efforts to keep up with these criminals and protect individuals and businesses from financial devastation, insurance companies are constantly evolving their Cyber insurance policies. This course reviews several of the latest updates to the standard Cyber insurance policy form created by ISO. Page 5 Rev. 6/15/18

6 Health and Disability Insurance: Just the Facts Instructor: Karin Klaassen, CLU, June 20 Aug. 9 Oct. 10 Dec. 4 Course # To teach insurance professionals about the current state of the ever-changing landscape of health and disability insurance. Consumers are constantly pounded with information- sometimes true, sometimes not- regarding health and disability insurance products and how they function. This course is designed to help us insurance professionals separate fact from fiction and act as a trusted adviser to insureds who often have little or no understanding of these insurance products. Hope I Die Before I Get Old (Cause this Government Stuff Gonna Knock Me Cold!) Mastering Medicare and Social Security Course # Instructor: Chris Amrhein, AAI June 14 - Aug. 16 Oct. 11 Nov. 7 Far too many retirees, upon reaching the time of life when they are looking forward to (or at least relieved to have available) these governmental security blankets, find themselves assaulted by complicated eligibility rules, complex coverages, and a myriad of often confusing options. Add in seemingly conflicting advice from experts, retiree associations and flat-out scam artists, and instead of comfort and security older folks often find fear and confusion. Innovations in Long-Term Care Funding with Life Insurance Instructor: Jerry Rhinehart, CIC, August 1 Oct. 10 Dec. 12 Course # This program will review the family dilemma faced by so many the long-term care, and associated financial and emotional issues needed by a person when they encounter a serious medical issue. When attention is needed, the options are limited as to where the care can be rendered their personal residence (or a residence of another), an Assisted Care Living facility, or a Skilled Nursing Facility. The cost, advantages and potential problems concerning each site for care will be reviewed. The cost of such care can only be borne in one of three options: personal funds, some governmental entity, or specific insurance. This program will review the qualification rules, and care provided by Medicare and Medicaid. It will review the coverage and provisions of Long-Term Insurance policies that have been available the last 40+ years. The program will conclude with the recent innovations that have emerged in the last few years regarding Living Benefits Riders (or policy provisions) that allow certain insurance contracts to provided advances against the death benefit to fund for the Long-Term Care dilemma. Page 6 Rev. 6/15/18

7 Money in Retirement Accounts Options, Problems & Opportunities Course # Instructor: Jerry Rhinehart, CIC, July 24 12: 00 pm Sept. 18 Nov. 1 This course discusses the Retirement Dilemma by providing an overview of the normal retirement funding instruments and the risks associated with each. This course includes a review of the tax implications of the various retirement plans both Qualified and Non-Qualified, and a discussion concerning the diversification and personal liability issues surrounding various Qualified and Non- Qualified retirement accounts. The course will assist in understanding what to do with money in Qualified Accounts (e.g. Cash It; Leave It; Move It; or Roll It) and will review IRS Distribution Rules regarding money in IRAs. Finally, the course includes discussion on the Required Minimum Distribution rules and the proper use of Beneficiaries as well as the role of Annuities and Life Insurance in such planning. New Technologies, New Risks: Drones, Home and Ride-Sharing Instructor: Jerry Hargrove, J.D., CIC, July 25 Oct. 24 Course # This course will assist in understanding the risks associated with new technologies of drones, home and ride-sharing. This course will discuss the many risks of drone use, home-sharing, ride-sharing as well as what the insurance companies are doing to manage them. On Ethics- Data, Dilemmas and Knuckleheads Instructor: Kevin Amrhein, CIC August 30 Oct Nov. 29 Course # LRE Insurance professionals should expect three things from this Ethics course: 1) interesting data, 2) interesting dilemmas, and 3) interesting examples of things not-to-do as evidenced by real-life knuckleheads who do those things. This course features interactive case studies which will engage students to defend and/or challenge instinctive positions on a variety of issues. Lines will be drawn. Bonds will be broken. Friends will leave as enemies. You have been warned. Scary CGL Exclusions Course # Instructor: Jerry Hargrove, J.D., CIC, July 17 Oct. 17 The Insurance Services Office (ISO) Commercial General Liability (CGL) insurance policy has long been the industry standard for commercial insureds. The Policy is far from perfect, containing several exclusions which are often a surprise to not only the insured but also the agent who sold the policy. This course will help insurance professionals understand and explain several such exclusions and better position the insured to deal with them before the loss happens. Page 7 Rev. 6/15/18

8 So You Made Some Money Now What? From Salary to Social Security Instructor: Karin Klaassen July 19 Sept. 13 Nov. 13 Course # So you made some money now what? This course will help to identify functions of personal financial planning and how risk management tools can be used in meeting a family s financial planning objectives. It will assist in exploring retirement planning and time value of money concepts as well as the role of Life Insurance, Annuities and Mutual Funds in meeting personal financial planning objectives. It will also discuss how Disability Income and Long Term Care Insurance products can help preserve a financial plan with income replacement and protect against the high cost of long term care. Finally, this course will dive into the common but often misunderstood provisions of Medicare and Social Security. Street Level Ethics Instructor: Chris Amrhein, AAI June 21 July 25 Sept. 13 Dec. 13 Course # LRE Let s face it: making the right choice is not always as simple as it seems. This course is designed to help insurance professionals polish their ethical instincts and become better decision makers. Through interactive case studies, this course will help participants better understand the ethical decision making process that absolutely must be ingrained in every agency s culture. The Things Kids Get Us Into Instructor: Kym Martell, CRM, CIC, CRIS, AAI Sept. 18 Dec. 11 Course # This course focuses on the insurance issues relating to children and their exposures to loss. We will review and identify some of exposures to loss, and insurance implications children create for their parents. We will review some of the protections afforded through the various personal lines policies, endorsements and discuss ways to provide risk management solutions. The New ISO PAP: A Look Backwards and a Look Forwards Instructors: Bill Wilson, CPCU, ARM,AIM, AAM and Chris Amrhein, AAI August 22 Course # To teach insurance professionals about the changes in the new ISO Personal Auto Policy. After several years of evolving risks and legal interpretations, the policy-language gods at the Insurance Services Office (ISO) have decided to launch a new Personal Auto Policy. This course discusses the many changes and updates to this latest ISO Personal Auto Policy. Page 8 Rev. 6/15/18

9 Tricks to Fix: Closing Coverage Gaps in Home, Work and Auto Course # Instructor: Kevin Amrhein, CIC June 26 Sept. 6 Dec. 18 Side jobs, change of ownership, borrowed/rented cars, loss assessments and several other classic coverage concerns are dissected in Tricks to Fix. This course reviews common personal and commercial coverage gaps that- if unresolved- are certain to expose agents to the ferocity that is an angry insured. The situations discussed in this course are far from unusual; these coverage concerns are intentionally pulled from common policies sold daily by agents. This course will challenge you to break the monotony of selling these common policies and see them for what they really are: a contract full of potential pitfalls only avoidable by the most advanced agents. Workers Compensation Issues Common Provisions and Rating Instructor: Jerry Hargrove, J.D., CIC, June 19 Sept. 11 Course # To teach insurance professionals about common misunderstandings in the provisions and rating of Worker s Compensation policies. After completing this course, insurance pros will have a thorough understanding of Worker s Compensation insurance policies, including common provisions concerning coverage and rating. Your Agency Online Communication Cure or E&O Plague? Instructor: Chris Amrhein, AAI July 23 Sept. 27 Course # The rapid evolution of technology coupled with the seemingly instantaneous dispersal of information can leave the agency subject to new and unknown issues affecting errors and omissions (E&O). This course addresses the current state of those issues, draws parallels between current offline E&O practices and those needed for online actions, and makes recommendations as to next steps. Page 9 Rev. 6/15/18

10 Independent Insurance Agents of Connecticut Professional Development Opportunities 30 Jordan Lane, Wethersfield, CT Phone: (860) / Fax: (860) / Website: All Courses are approved by the Connecticut Insurance Department CLASS REGISTRATION NAME OF STUDENT: CT PRODUCER LICENSE # (If student is not licensed, please indicate) PHONE: AGENCY NAME & ADDRESS: (mailing address including city, state & zip) COURSE DATE: / / COURSE NAME : (Refer to fee schedule below and circle the fee that you are submitting) IF REGISTERING FOR AN ACSR OR AAI CLASS, INDICATE IF YOU WILL BE STAYING FOR EXAM YES NO (Exam is required only if the student is obtaining either the ACSR or AAI designation) Student s Cell Phone Number: HOME ADDRESS ONLY NEEDS TO BE COMPLETED IF REGISTRATION IS FOR A PRE-LICENSING COURSE (Home address is required to be on certificate issued to sit for state exam) STUDENT S HOME ADDRESS AS IT APPEARS ON DRIVER S LICENSE OR LEGAL IDENTIFICATION: CIRCLE COURSE FEE TO BE SUBMITTED WITH REGISTRATION Course Fee Schedule AAI Course $175 member / $215 non-member ACSR Course (3-5 Credits) $ 85 member / $105 non-member ACSR Course (6-7 Credits) $130 member / $180 non-member 3, 4, or 5 Credit Class (not ACSR) $ 60 member / $ 85 non-member 6, 7, or 8 Credit Class (not ACSR or AAI) --- $110 member / $160 non-member 3 and Done!!! Course Series $330 member / $480 non-member Property & Casualty Pre-Licensing $600 member / $925 non-member Personal Lines Pre-Licensing $375 member / $675 non-member Life & Health Pre-Licensing $575member / $875 non-member WEBINARS $ 65 member / $ 95 non-member Course Fee is PER CLASS Do not combine CE hours when determining total amount due. A separate form must be submitted for each person and class. Payment for multiple courses can be combined into one check. MAIL REGISTRATION FORM and CHECK TO: Independent Insurance Agents of CT, 30 Jordan Lane, Wethersfield, CT OR PLEASE CLICK Cancellation / Refund Policy: Cancellation requests received within 2 weeks of the start of class will be subject to a 25% penalty fee. Cancellation of class where course materials have been mailed to student will be subject to a $25 S&H fee. Course materials are required to be returned or the cost of materials will be deducted from any refund issued. No refunds or credits will be given once a course has begun. Substitutions are welcome. In accordance with Title III of the Americans with Disabilities Act, we invite all registrants to advise us of any disability and any request for accommodations to that disability. Your request should be submitted at least 2 weeks in advance of the program you wish to attend.